KR101021264B1 - Mobile Payment Card Industry Pos Terminal and it's control method - Google Patents

Mobile Payment Card Industry Pos Terminal and it's control method Download PDF

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Publication number
KR101021264B1
KR101021264B1 KR20080112035A KR20080112035A KR101021264B1 KR 101021264 B1 KR101021264 B1 KR 101021264B1 KR 20080112035 A KR20080112035 A KR 20080112035A KR 20080112035 A KR20080112035 A KR 20080112035A KR 101021264 B1 KR101021264 B1 KR 101021264B1
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South Korea
Prior art keywords
entry device
pin entry
pci
module
force terminal
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KR20080112035A
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Korean (ko)
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KR20100047097A (en
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김원식
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주식회사 아이티웰
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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873Details of the card reader
    • G07F7/088Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction

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  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Human Computer Interaction (AREA)
  • Finance (AREA)
  • Telephone Function (AREA)

Abstract

The present invention relates to a mobile PC Force (PCI) force terminal and a control method thereof, and in the related art, cost is increased because it is installed in the entire area when installing a PCI security device. The present invention includes a mobile module, including a scanner module, a printer module, a main display module, a wireless modem module, a main control module having a memory, and a power module to which a battery is mounted, and comprises a smart card reader. A card reader module including a magnetic card reader, a keypad module, a pin entry device display, a pin entry device controller, and a detachable pin entry device portion mounted in a detachable housing and connected to a communication connector with the mobile force terminal body part. And a PCI security device including a PCI control module for disassembling or disassembling the housing of the pin entry device portion or attempting to penetrate the housing and installing only the removable pin entry device portion. Main display at this point A touch keypad is turned off and, to control to enable the pin entry device and the display portion through the keypad and a message output pin number is entered so as to ensure reliability PCI.

Mobile Force Terminal, PCI, PED, Security, Display Control, EMV

Description

Mobile Payment Card Industry Pos Terminal and it's control method}

The present invention relates to a method for controlling mobile PCI force terminal light, and more particularly, a detachable configuration of a pin entry device (PED) in a mobile force terminal, and a PCI (Payment Card) only in the pin entry device part. The present invention relates to a mobile PCI force terminal and its control method, which can reduce the manufacturing cost while satisfying the PCI regulation of the mobile force terminal by applying a security device according to safety regulations.

Point of Sale (POS) system refers to a point-of-sale information management system. When a barcode is attached to a product, the inventory level is adjusted, and a series of measures necessary for sales such as credit inquiry are carried out. It is a system that is connected and online all at once.

The POS system uses a force terminal for collecting and recording information, and a desktop force terminal is used for department stores, supermarkets, and retail stores, and the mobile terminal is used for logistics management, delivery, and courier services, in which a worker moves. Force terminals, ie mobile force terminals, are used.

1 is a block diagram of a conventional mobile force terminal. As shown here, the conventional mobile force terminal,

A barcode scanner module 1 for scanning and inputting barcode information of a product; A printer module 2 for outputting a credit card payment receipt or management information; A display module 3 for displaying operation information and menu information; A control module 4 for controlling each module based on the mobile force terminal control program stored in the memory 5 and communicating with a remote host computer; A wireless modem module 6 for wireless communication with a remote host computer by the control of the control module 4; A card reader module 8 for controlling a user's credit card payment by controlling the smart card (IC CARD) reader 9 and the magnetic card (MSR CARD) reader 10 based on the control of the control module 4. and; A keypad module 11 for inputting operation information for controlling the mobile force terminal and inputting a PIN number of a credit card user; The contact of each tamper terminal and the housing is managed so as to satisfy the PCI safety regulations of the power module 12 and the mobile force terminal for supplying the power of the battery 13 to the operating power of each module. It comprises a PCI control module 14 for stopping the function.

The conventional mobile force terminal configured as described above performs a function as a general force terminal. The product information is input through the scanner module 1, the payment process using a credit card is performed through the card reader module 8, or the payment process by cash deposit is issued to issue a receipt through the printer module 2. . The sales information is transmitted to a remote host computer through the wireless modem 6 to perform settlement processing of the POS system, or to store the sales information temporarily during offline processing, and then connect the POS terminal to the POS system. Normalize sales information.

By the way, the mobile force terminal is provided with a card reader module (8) for payment processing using a credit card, enter the amount of information required for the credit card payment using the card reader (9) and enters the password (Pin number), etc. It is configured as a pin entry device (PED) including the keypad module 11, and there is a possibility that a crime of manipulating information by hacking hardware directly may occur.

In order to prevent such criminal acts, mobile force terminals used in Europe require security according to PCI regulations for pin entry devices (PED). PCI security regulations require security devices to open the housing of the mobile force terminal or to automatically disable the mobile force terminal immediately after an external stimulus or contact is made to an internal circuit or chip pin of the pin entry device portion. have.

As a PCI security device, a dense conductive pattern is formed inside, and when attacked from the outside, a flexible PCI safety film that damages or contacts the conductive pattern can be attacked through the housing by covering the areas where the attack can be attempted. And a tamper with a conductive pattern on the substrate in order to detect the case when the housing is separated, and by installing the tamper contacting contact in the housing, the tamper contact is removed from the tamper by separating the housing. If it is dropped, it is configured to detect it via tamper. The PCI control module 14 detects the damage (attack) of the PCI conductive pattern or the separation of the tamper contact (housing separation) from the conductive pattern and the tamper of the PCI safety film, thereby incapacitating the control module 4 and the entire function. Is configured to control.

The conventional mobile force terminal has an integrated structure in which each module of FIG. 1 is inserted into and mounted in one housing. Accordingly, the PCI security device installed in the conventional mobile force terminal is configured to integrally cover all modules installed inside the housing. When using a credit card, a PCI security device is required only for a pin entry device (PED) including a keypad module 11 for inputting a password (pin number), but since the integrated structure, the PCI security device is installed for the whole.

Therefore, the conventional PCI security device is expensive because the security device must be installed for the entire mobile force terminal, and the installation technology is difficult because the PCI security device is installed for a large area. There was a problem that excessive replacement costs were generated because the housing could not be opened even when repairing or malfunctioning parts.

As described above, the conventional mobile force terminal has a problem in that it is difficult and cumbersome in terms of technology and a cost increase factor because the PCI security device is installed for the entire terminal module.

The present invention, in order to solve the conventional problems, detachable configuration of the PIN entry device (PED) part to which the PCI security regulations are applied, and by applying the PCI security device only to the pin entry device part to reduce the cost and technical of the assembly and installation process It is to provide a mobile PCI Force Terminal that can reduce productivity and improve productivity.

In addition, an object of the present invention is to provide a separate central processing unit and a display for displaying the amount of money information on the pin entry device part, and the controller and the central processing unit of the pin entry device part of the mobile force terminal main unit communicate with each other when entering a password. It is possible to temporarily stop by blocking input and output of the display and touch keypad on the main unit, and enabling the password input only on the keypad of the pin entry device part, and configuring the program to return to the original state after the credit card payment is approved. It is to provide a method of controlling a mobile PCI force terminal so that it can be improved.

The object of the present invention is characterized in that the mobile PCI force terminal is largely divided into a main body portion and a pin entry device portion, and a PCI security device is installed only in the pin entry device portion.

The present invention relates to a mobile force terminal, comprising a scanner module, a printer module, a main display module, a wireless modem module, a main control module having a memory, and a power module to which a battery is mounted, and mounted in a main body housing. A mobile force terminal body portion;

A card reader module including a smart card reader and a magnetic card reader, a keypad module, a pin entry device display, a pin entry device controller, and a detachable housing mounted in a detachable housing and connected to the mobile force terminal body part by a communication connector. Composed of a pin entry device,

Installing a safety film covering the exposed surface of the printed circuit board of the detachable pin entry device unit, forming a tamper at a plurality of positions of the printed circuit board, and installing a tamper contact contacting the tamper by a housing to energize the tamper By further including a PCI control module to perform a PCI security function to install a PCI security device only in the detachable pin entry device unit, it characterized in that the mobile PCI force terminal of the present invention.

The main display module of the mobile force terminal main unit further comprises a touch keypad integrally configured, and suspends the input of the display and the touch keypad of the main body of the pin entry device at the time of inputting a password for card payment approval. Display the amount information through the display, and after the input of the password is approved through the PED unit is characterized in that the main function of the main unit is configured to recover.

The PCI security device installed in the removable pin entry device unit,

A jabra connected to the upper and lower substrates by a conductor so as to detect a separation state of upper and lower printed circuit boards on which components of each module of the pin-entry device unit are mounted;

A tamper formed on each of the upper and lower printed circuit boards;

A safety film for covering the upper and lower exposed portions of the upper and lower printed circuit boards, the tamper is opened, and a dense conductive pattern formed between the double-sided insulating layers to detect damage to the conductive pattern;

A tamper contact rubber pad disposed under the upper housing of the pin entry device unit and attached with a tamper contact to be energized by contact with a tamper formed on the upper printed circuit board when the upper housing is coupled;

A lower tamper contact point attached to an end portion of the boss protruding from the lower housing of the pin entry device portion to be in contact with and energizing the tamper formed on the lower printed circuit board;

It characterized in that it comprises a PCI control module for monitoring the energization state of the jabra, the tamper, the safety film to disable the function of the mobile force terminal by the PCI security function when an electricity supply error occurs.

In addition, the mobile PCI force terminal may be configured to be detachable to the detachable pin entry device detachably on the lower front surface of the main body, and configured to detachably detach the detachable pin entry device on the upper front of the main body. The removable pin entry device may be detachably attached to the upper or lower rear surface of the main body.

On the other hand, the mobile PCI force terminal control method according to the present invention,

Mobile PCI force controlled by the communication between the main controller of the main body part and the pin entry device controller of the pin entry device part by installing a PCI security device only on the pin entry device part by separately configuring the pin entry device part with respect to the mobile force terminal main body part. In the terminal control method,

A card insertion waiting step in which the main controller obtains the selling price information through a scanner or is input by a user and receives card insertion information from the pin entry device controller for payment processing;

When the card is inserted into the card reader of the pin entry device unit in the card insertion waiting step, the main controller turns off the backlight of the main display of the main body unit and the touch keypad, and performs card payment through the pin entry device display of the pin entry device unit. A main body input limiting step of displaying information for the main body;

While performing the input limit step of the main body, card information is transmitted and received between the pin-entry device controller and the main controller, and a card approval process is performed by the Euro Master Visa (EMV) control process of the main controller. A pin number input standby step of waiting for a pin number input from a keypad of the pin entry device unit;

 When the pin number is input through the keypad of the pin entry device unit in the pin number input waiting step, a card payment approval process is performed based on the input pin number, and when the card payment approval is completed, a card removal message is output. A main body input return step of turning on the backlight of the main display and turning on the touch keypad of the main body is performed.

The control method of the mobile PCI force terminal of the present invention, by the euro master visa control of the main controller of the main body is made to selectively process the approval of the online approval payment or offline approval payment.

The online approval payment is encrypted by the pin entry device controller and transmitted to the main controller, and the main controller transmits the encrypted pin number together with the approval request information for card payment through a communication means. Requests for approval by sending to the system, and receives the information that the permission is granted, and performs communication for payment approval with the pin entry device controller to complete the approval.

According to the present invention, the mobile force terminal is separated into a main body part and a PED part, and by installing a PCI security device only in the PED part, the PCI security device of the mobile force terminal can be satisfied at a low cost. In case of operation, only the relevant PED part can be removed and repaired or replaced. When other modules in the main body fail, repair can be performed irrespective of PCI security, which reduces the maintenance cost and PCI security of PED part. If the disabled state occurs by the operation, there is an effect that you can use the mobile force terminal without interruption by replacing the spare PED unit.

In addition, the present invention is to install the PCI security device only in the pin entry device, turn off the display and touch keypad of the main body unit during the card approval payment processing, and turn on the display of the pin entry device unit to display the information and to the PCI security device By enabling pin number input only through the keypad of the pin entry device portion protected by the pin, the reliability of the PCI security function can be improved.

Hereinafter, an embodiment of the present invention will be described in detail with reference to the accompanying drawings.

Figure 2 is a block diagram showing the configuration of the mobile PC eye force terminal according to the present invention, Figure 3 is a schematic diagram for explaining the configuration of the PCI security device of the detachable pin entry device unit according to the present invention, Figure 4 is FIG. 5 is an external photograph of a mobile PC force terminal, and FIG. 5 is a photograph of a detachable pin entry device part of a mobile PC force terminal according to the present invention.

As shown in the drawing, the mobile force terminal is largely separated from the mobile force terminal main body 100 and separated into a separate pin entry device unit 200, and a PCI security device is installed only in the removable pin entry device unit 200. Configure.

The mobile force terminal main unit 100 includes a scanner module 110, a printer module 120, a main display module 130, a wireless modem module 160, and a memory control unit 150. The module 140 and the battery 181 is configured to include a power module 180 is mounted.

The pin entry device unit 200 may include a card reader module 210 including a smart card reader 220 and a magnetic card reader 230, a keypad module 260, a pin entry device display 250, A pin entry device controller 240 is mounted on the detachable housing and is configured to be connected to the mobile force terminal main body 100 by a communication connector.

The main display module 130 of the mobile force terminal main body 100 further includes a touch keypad 131, and includes a communication unit 170 and a connector 171 for communicating with the detachable pin entry device unit 200. Is included, and the detachable pin entry device unit 200 includes a communication unit 270 and a connector 271 for communicating with the mobile force terminal main body unit 100. The communication unit 170 and 270 may be configured as a serial communication module.

3 is a diagram illustrating a configuration of a PCI security device of a detachable pin entry device unit of a mobile PCI force terminal according to the present invention.

A zebra configured to be disconnected when the upper and lower printed circuit boards 301 and 302 are connected by connecting upper and lower printed circuit boards 301 and 302 on which components of each module of the separate pin entry device unit 200 are mounted. 303; A tamper 342, which is a conductive pattern formed on the outer surface of the upper and lower printed circuit boards 301 and 302, respectively; The safety film which exposes the tamper 342 of the upper and lower printed circuit boards 301 and exposes the dome switch 312 part of the keypad and covers the remaining front surface, and has a dense conductive pattern formed on the middle layer of the double-sided insulating part. 330); The upper surface of the keypad dome switch 312 of the upper printed circuit board 301 is pressed, and pressed by the upper housing 310 in contact with a plurality of tampers 342 formed on the upper surface of the upper printed circuit board 301, respectively, tamper A rubber pad 340 having a plurality of tamper contacts 341 attached thereto to conduct electricity therebetween; It is attached to the end of the boss 321 protruding from the lower housing 320 for mounting in the lower portion corresponding to the upper housing 310 is in contact with the plurality of tamper 342 of the lower printed circuit board 302 tamper A lower tamper contact point 322 is provided for energizing the device, and the zebra 303, the safety film 330, and the upper and lower tamper 342 sense the energization state of the safety film, separating the substrate, and removing the housing. The PCI control module 280 is configured to disable the function of the PED unit by detecting the disconnection.

In addition, the lower housing 320 is provided with a hook coupling portion 306 and a screw coupling portion 307 to which the hook 101 installed in the housing of the mobile force terminal main body 100 is coupled, and the hook coupling portion ( 306 and the screw coupling portion 307 is characterized in that it is configured as a sealed structure without opening into the housing. That is, the screw coupling portion 307 for allowing the screw to be coupled to the outside of the housing of the mobile force terminal body portion 100 is configured in a closed structure without opening in the housing inner layer, hooks to the mobile force terminal body portion 100 101 is mounted, and the hook coupling portion 306 is configured to be inserted into the hook can be coupled, the hook coupling portion 306 is configured in the form of the inner portion of the housing is blocked. This is to prevent an external attack attempt through the space of the hook coupling portion of the screw coupling portion.

The present invention is made so that the main controller 140 and the PED controller 240 of the mobile force terminal body unit 100 is connected by the connectors 171, 271 of the communication unit 170, 270 to communicate. The PED controller 240 transmits the card information input through the card reader module 210 and the password input through the keypad module 260 to the main control module 140 for payment approval processing.

At this time, the main controller 140, and displays the amount information for payment processing on the PED display 250, and selects a credit card payment as a payment method and enters the password when the card information is input from the card reader module 210. In addition to outputting a message for input, the backlight of the main display module 130 is turned off to dim the screen, and to block the input of the touch keypad to perform a temporary function stop mode.

When a password is input from the PIN entry device (PED) unit 200, the card is processed through the wireless modem module 160, or the terminal is processed by the terminal itself without the wireless modem 160 to approve the approval. When this is completed, to restore the functions of the main display module 130 and the touch keypad 131.

That is, the payment amount information is displayed on the PED display 250, the password input for card payment is possible only input from the keypad module 260 of the detachable PED unit 200, and after the approval for payment is completed, the main Restore the display and the function of the touch keypad.

According to the present invention configured as described above, the mobile force terminal is separated into the mobile force terminal body portion 100 and the detachable pin entry device portion 200 so that the detachable pin entry device portion 200 is detached from the mobile force terminal body portion 100. It is possible to configure, the mobile force terminal body portion 100 and the detachable pin entry device portion 200 is configured to be connected through a communication connector, characterized in that the PCI security device is installed only in the detachable pin entry device portion 200. do. This configures the detachable pin entry device unit 200 to include a card reader module, a keypad module, a display, and a pin entry device controller so that the pin entry device controller can communicate with the main controller of the mobile terminal terminal 100 through a communication unit. By configuring so that separation can be achieved.

According to the present invention, the PCI security device installed in the detachable pin entry device unit 200 connects a plurality of printed circuit boards to the conductor jabra 303 so that the jabra is disconnected when the printed circuit board is disconnected. Detect this. Cover the top and bottom of the printed circuit board with a safety film. If the attack through the housing damages the conductive pattern in the safety film, the PCI control module 280 detects this. In addition, when the upper lower housing 310, 330 is separated, the tamper 342 and the tamper contacts 341, 322 are separated while the energization state of the tamper 342 is disconnected while the PCI control module 280 is disconnected. Will be detected. That is, the PCI control module 280 constitutes an electricity supply circuit through the zebra 303, an electricity supply circuit through the tamper 342, and an electricity supply circuit through a conductive pattern formed in the intermediate layer of the safety film 330. When the energization of each energization circuit is cut off, the function of the pin entry device controller 240 is stopped and disabled.

The PCI control module 280 when an attempt is made to illegally open the upper and lower housings 310 and 320 of the detachable pin entry device unit 200 or damage the safety film 300 through the housing. ) Can be disabled and disabled, which satisfies the PCI regulations.

Therefore, since the PCI security device is installed only in the detachable pin entry device unit 200, the PCI security device can be installed in a smaller area than the conventional mobile force terminal, thereby reducing the component cost and installation cost for the PCI security device, and assembling. This saves time and assembly precision and difficulty in the process.

In addition, when the scanner module 110, the printer module 120, the main display module 130, the main control module 140, the wireless modem module 160, etc. mounted on the mobile force terminal main body 100 fail. It is possible to troubleshoot irrespective of the PCI security function, and likewise, when the error of the detachable pin entry device unit 200 or the disabled state due to the PCI security is disabled, only the detachable pin entry device unit 200 is removed and replaced or failed. Repairs are made and maintenance is easy.

6 (a) to 6 (d) are schematic views of different configurations of detachable pin entry device portions of a mobile PC Force terminal according to the present invention.

As shown in FIG. 6A, the detachable pin entry device 200 may be detachably attached to the lower front surface of the mobile force terminal main body 100, and as shown in FIG. 6B. The removable pin entry device 200 may be detachably attached to the upper front surface of the mobile force terminal main body 100, and the mobile force terminal main body as shown in FIG. 6 (c) or (d). The detachable pin entry device 200 may be detachably attached to the upper or lower rear surface of the part 100. 6 (a) to 6 (d) illustrate a detachable position of the detachable pin entry device unit 200 with respect to the mobile force terminal main body 100, and the position of the printer or the position of the main display in the drawing The position of the button or the battery, etc. may not be the same as the drawing, but is not limited by FIG.

In addition, although not shown in the drawings of the present invention, it is not necessarily a removable configuration, the housing of the mobile force terminal body portion 100 and the housing of the removable pin entry device portion 200 may be configured as an integrated housing.

7 is a control flow diagram of the offline approval payment of the mobile PCI force terminal control method according to the present invention, Figure 8 is a control flow diagram of the online approval payment of the mobile PCI force terminal control method according to the present invention.

Mobile PCI force terminal control method according to the present invention,

The detachable pin entry device unit 200 is separately configured to the mobile force terminal mobile force terminal body unit 100 so that a PCI security device is installed only on the detachable pin entry device unit 200, and the mobile force terminal body unit 100 is installed. In the control method of the mobile PCI posterinal controlled by communication between the main controller 140 of the and the pin entry device controller 240 of the detachable pin entry device unit 200,

The card insertion waiting step of receiving the card insertion information from the pin entry device controller 240 by the main controller 140 to obtain the sale price information through the scanner or to be input by the user for payment processing (S10; S11 to S14). )Wow;

When the card is inserted into the card reader of the detachable pin entry device unit 200 in the card insertion standby step (S10), the main controller 140 is connected to the backlight of the main display 130 of the main body terminal 100 of the mobile terminal. A main unit input restriction step (S20) of turning off the touch keypad (131) and displaying information for card payment through the pin entry device display (250) of the detachable pin entry device unit (200);

While performing the main body input restriction step (S20), card information is transmitted and received between the pin-entry device controller 240 and the main controller 140, and the Euro Master Visa (EMV) of the main controller 140. A pin number input standby step (S30; S31-S33) of waiting for a pin number input from the keypad module 260 of the detachable pin entry device unit 200 by performing a card approval process by a control process;

 When the pin number is input through the keypad module 260 of the detachable pin entry device unit 200 in the pin number input waiting step (S30), card payment approval processing is performed based on the input pin number and card payment approval is performed. Upon completion, a main body input return step of outputting a card removal message, turning on the backlight of the main display 130, and turning on the touch keypad 131 of the mobile force terminal main body unit 100 (returning) S40; S41-S43).

In the offline payment, as shown in FIG. 7, the sales amount information is acquired (S11), and the main controller 140 of the mobile force terminal main unit 100 receives the card based on the Euro master visa (EMV) control (S12). The control for payment is performed.

The main controller 140 of the mobile force terminal body unit 100 communicates with the pin entry device controller 240 of the detachable pin entry device unit 200 to process card payment approval, and waits for card insertion (S13). When a card is inserted into the card reader 220 of the detachable pin entry device unit 200, the card reader is powered up, the card reader is reset (S14), and the inserted card information is read.

When the card information is inserted and the card information is input, the main controller 100 turns off the backlight of the main display 130, and also turns off the touch keypad 131 to perform the main body input restriction step S20. That is, the key input is blocked in the mobile force terminal body unit 100 at the time of card payment approval processing. The card payment message is output through the display 250 of the detachable pin entry device unit 200.

The card information data for card payment is exchanged between the controller 240 and the main controller 140 of the detachable pin entry device unit 200 (Exchange APDU; Application Protocol Data Unit) (S31), and a payment method is selected ( APP Selection) (S33). In the payment method selection, a card type and a language are selected.

Thereafter, after the main controller 140 and the pin entry device controller 240 exchange information about card payment (S33), a pin number input message is input to the pin entry device display 250 to input a pin number (password). Output

When the pin number is input through the pin entry device keypad module 260 (S41), the pin entry device controller 240 encrypts the pin number and transmits the pin number to the main controller 140, and the main controller 140 is the euro master. Based on the visa control, the card information is exchanged with the pin entry device controller 240 for card offline processing (S42).

When the offline approval is completed, a card removal message and a control signal may be output to remove the card, and the main controller 140 turns on the backlight of the main display 130 of the mobile force terminal main body 100 and touches the touch. The keypad 131 is turned on to return to the mobile force terminal main body 100 so that the input and display can be performed (S43).

As such, when the main controller 140 of the mobile force terminal main unit 100 communicates with the controller 240 of the detachable pin entry device unit 200 and completes offline approval, the approved payment information is transmitted to its own database. Update to the database (S51). The receipt according to the payment is printed out through the printer module 120 (S52).

After the payment process for the sales amount through the above process, and after updating the database, when the sale of the day is closed (S53), uploaded in batches (S54) as necessary, connected to the card gateway to upload. .

The control method of the mobile PCI force terminal of the present invention is made to selectively process the online approval payment or offline approval payment by the Euro master visa control of the main controller 100 of the mobile force terminal main body 100. .

As illustrated in FIG. 8, the online approval payment is encrypted by the pin entry device controller 240 (S41) and transmitted to the main controller 140. At this time, encryption is encrypted according to the method required by the financial institution. The main controller 140 transmits an encrypted pin number together with the approval request information for card payment to the bank system through the communication means 160 'to request approval (S41-1), and receives the information for which the approval is allowed. Received (S41-2) is performed to communicate the payment approval with the pin entry device controller 240 (S42) is made to complete the approval process.

On the other hand, when paying using a magnetic card that does not input a pin number, when a sales amount is input, a separate pin entry device unit is formed in the EMV L2 kernel of the main controller through an EMV (Euro Master Visa) control module (program module). The controller 240 of 200 reads the magnetic card from the card reader. The magnetic card information is transmitted from the pin entry device controller to the main controller, and under the control of the main controller, a signature is input through the touch keypad of the main display and payment processing is completed. After that, we will update the database and print the receipt.

In the case of a magnetic card that does not require a pin number input, online payment or offline payment is possible, and the online / offline payment processing is performed by the EMV control module and the EMV L2 kernel, which are program modules stored in the memory 150.

1 is a block diagram of a conventional mobile force terminal.

Figure 2 is a block diagram showing the configuration of a mobile PC eye force terminal according to the present invention.

Figure 3 is a schematic diagram for explaining the configuration of a PCI security device detachable pin entry device unit according to the present invention.

Figure 4 is an external photograph of the mobile PC eye force terminal according to the present invention.

5 is a state diagram of a detachable pin-entry device of a mobile PC-force terminal according to the present invention;

<Description of the symbols for the main parts of the drawings>

100: main body 200: pin entry device (PED)

101: hook 110: scanner module

120: printer module 130: main display module

131: touch keypad 140: main controller module

150: memory 160: wireless modem module

170, 270: communication unit 171, 271: connector

180: power supply module 181: battery

210: card reader module 220: smart card reader

230: magnetic card reader 240: pin entry device controller

250: pin entry device display

260: keypad module 280: PCI control module

301,302: upper and lower printed circuit board 303: jabra

310, 320: upper and lower housing 311: keypad keys

312: keypad dome switch 321: boss

322: lower tamper contact 330: safety film

340: rubber pad 341: upper tamper contact

342: tamper

Claims (8)

delete delete delete delete The separate pin entry device unit is separated from the mobile PCI force terminal body unit to install a PCI security device only on the removable pin entry device unit, and the main controller of the mobile PCI force terminal body unit and the pin entry device controller of the detachable pin entry device unit. In the control method of the mobile PCI posterinal controlled by the communication between A card insertion waiting step of receiving, by the main controller, the purchase price information through a scanner or received by a user and receiving card insertion information from the pin entry device controller for payment processing; When the card is inserted into the card reader of the detachable pin entry device unit in the card insertion standby step, the main controller turns off the backlight of the main display of the mobile PCI force terminal main unit and the touch keypad, and pins of the detachable pin entry device unit. Main unit input restriction step of displaying information for card payment through an entry device display; While performing the input limit step of the main unit, card information is transmitted and received between the pin-entry device controller and the main controller, and a card approval process is performed by an Euro Master Visa (EMV) control process of the main controller. A pin number input standby step of waiting for a pin number input from the keypad module of the detachable pin entry device unit; When the pin number is input through the keypad module of the detachable pin entry device unit in the pin number input standby step, a card payment approval process is performed based on the input pin number, and when the card payment approval is completed, a card removal message is displayed. And a main body input return step of outputting and turning on the backlight of the main display and simultaneously turning on and returning the touch keypad of the mobile PCI force terminal main body. The method of claim 5, wherein the control method of the mobile PCI force terminal, A mobile PCI force terminal, wherein the mobile PCI force terminal is configured to selectively process an online approval payment or an offline approval payment based on a euro master visa control program for processing the euro master visa control of the main controller of the main body of the mobile PCI force terminal. Control method. The method of claim 6, wherein the online authorization payment, The pin entry device controller encrypts the input pin number and transmits the encrypted pin number to the main controller, and the main controller transmits the encrypted pin number together with the approval request information for card payment to the bank system through a communication means. The mobile PCI force terminal control method, characterized in that the request is received, and the information received the approval is allowed to communicate with the pin entry device controller for payment approval to complete the approval process. The method of claim 6, wherein the offline authorization payment, The pin entry device controller encrypts the input pin number and transmits the encrypted pin number to the main controller, and the main controller performs communication for approval of payment with the pin entry device controller based on the Euromaster visa control program. Mobile PCI force terminal control method characterized in that made to complete the process.
KR20080112035A 2008-10-27 2008-11-12 Mobile Payment Card Industry Pos Terminal and it's control method KR101021264B1 (en)

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CN101727715B (en) 2012-05-23
WO2010050678A2 (en) 2010-05-06

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