KR100974818B1 - Method for Payment Automatically by Using RF Signal - Google Patents

Abstract

The present invention relates to an unmanned automated payment processing method using the RF signal, a server (RF) chip mounted on or attached to one or more goods that the user wants to purchase from the user's mobile terminal through a communication network in the server Receiving a unique RF signal (or information on the kind of goods) received through the goods, and the product name information and price information in the server and the RF (Radio Frequency) chip (Chip) mounted or attached to the goods Goods name information corresponding to the received unique RF signal (or information on the kind of goods) through a database (D / B) for connecting, storing and managing the provided unique RF signal (or information on the kind of goods) And confirming the price information, and transmitting the confirmed product name information and price information from the server to the user portable terminal through a communication network. And after confirming the product name information and the price information in the portable terminal, transmitting the selection information of the final purchase target goods and the payment means information of the user for the purchase of the goods through a communication network, and receiving them at the server. And performing a payment process for the goods that the user intends to purchase last by using the server's selection information of the goods to be purchased last and information on the user's payment means for purchasing the goods.

Sensing Gate, Mobile Terminal, Goods Unique Code

Description

Unattended automated payment processing method using RF signal {Method for Payment Automatically by Using RF Signal}

1 is an overall conceptual diagram of the present invention.

2 is an exemplary data model of the present invention.

3 is a schematic block diagram of a wired / wireless integrated repeater and a sensing gate and a payment server controlling each payment mode for implementing the present invention.

4 is an overall flow chart of the present invention.

<Description of main parts of drawing>

100: unique code 105: mobile terminal

110: wired and wireless integrated repeater 115: payment server

120: sensing gate 125: receipt issuing device

130: financial company 135: card company

The present invention relates to a unique RF signal of a goods received through a radio frequency (RF) chip mounted on or attached to one or more goods that a user wants to purchase from a user's mobile terminal through a communication network in a server (or the type of goods). Receiving information), the product name information and price information at the server and the unique RF signal (or information on the type of goods) provided in the RF (Radio Frequency) chip (Chip) mounted or attached to the goods Checking goods name information and price information corresponding to the received unique RF signal (or information on the kind of goods) through a database (D / B) for storing and managing the data; Transmitting goods name information and price information to the user mobile terminal through a communication network, and confirming the goods name information and price information in the mobile terminal; After that, when the selection information of the final purchase target goods and the payment means information of the user for the purchase of the goods are transmitted through a communication network, receiving them at a server, and the selection information of the last purchase target goods and the goods at the server. The present invention relates to an unmanned automated payment processing method using an RF signal, comprising the step of performing a payment process for goods to be purchased by the user using the payment means information of the user for purchase.

An RF (Radio Frequency) Chip is a device that can be arbitrarily manipulated by a user to generate a certain frequency of the RF band when it is generated. Currently, advanced countries are standardizing a Radio Frequency (RF) Chip for logistics management. It is true. In the future, it is expected that the logistics will be managed by placing RF (Radio Frequency) chips instead of bar codes on individual goods rather than boxes.

The payment system, which is currently used in large retail stores such as marts, requires the employees of the mart to read and add the goods purchased by the customer with a scanner and pay the goods according to the payment method (credit or cash) determined by the customer. The dual payment method is adopted.

Accordingly, there is an inconvenience that the customer has to wait tens of minutes for payment on a specific day or at a certain time, and there is a difficulty that the mart side has to crowd the payment store and hire many payment staff.

An object of the present invention for solving the above problems, the server received from the user mobile terminal through a communication network via a radio frequency (RF) chip (mounted or attached to one or more goods that the user wants to purchase) Receiving a unique RF signal (or information on the kind of goods) of the goods, the product name information and price information from the server and the unique provided in the RF (Radio Frequency) chip (Chip) mounted or attached to the goods Goods name information and price information corresponding to the received unique RF signal (or information on the goods type) through a database (D / B) that connects, stores and manages an RF signal (or information on the goods type) And transmitting the confirmed goods name information and price information from the server to the user portable terminal through a communication network. After confirming the product name information and price information in the terminal, and transmitting the selection information of the final purchase target goods and the payment means information of the user for the purchase of the goods through a communication network, receiving them at the server, and at the server An unmanned automated payment processing method using an RF signal comprising the step of performing a payment processing for the goods that the user wants to buy the last time by using the selection information of the goods to be purchased and the payment means information of the user for the purchase of the goods. In providing.

Unmanned automated payment processing method using the RF signal according to the present invention, the server receives from the mobile terminal via a radio frequency (RF) Chip (RF) chip mounted or attached to the one or more goods that the user wants to purchase through a communication network Receiving a unique RF signal (or information on the kind of goods) of a good, the product name information and price information in the server and the RF (Radio Frequency) chip (Chip) mounted on or attached to the good Goods name information and price corresponding to the received unique RF signal (or information on the kind of goods) through a database (D / B) that connects, stores and manages the unique RF signal (or the information on the kind of goods) Confirming the information, and transmitting the confirmed product name information and price information from the server to the user portable terminal through a communication network; Checking the product name information and the price information on the mobile terminal, and then transmitting the selection information of the final purchase target goods and the payment means information of the user for the purchase of the goods through a communication network, receiving them from the server; And performing payment processing for the goods that the user intends to purchase last by using the selection information of the goods to be purchased last and the payment means information of the user for the purchase of the goods.

According to the present invention, the method further comprises the step of receiving a portable terminal unique number from the user portable terminal and storing the received portable terminal unique number and the goods information to be purchased by the user in a database. It features.

According to the present invention, the method further comprises the step of transmitting the result of the payment processing for the goods to be purchased by the user to the user portable terminal.

According to the present invention, an RF (Radio Frequency) chip mounted or attached to a goods to be taken out by the user from the sensing gate at a server when the sensing gate passes through which a payment process of the goods to be purchased by the user is completed is determined. Receiving a unique RF signal (or information on the kind of goods) of the goods received through the (Chip), and the user by using the unique RF signal (or information on the kind of goods) of the received goods Checking the goods to be carried out, checking whether the identified goods are goods that have been processed for payment, and transmitting whether the goods are approved for export to the sensing gate in response to the confirmation result.

According to the present invention, the communication network is characterized in that it comprises a repeater provided in the store selling the goods.

According to the present invention, the user portable terminal is a user-owned wireless terminal, or a small terminal that is temporarily rented to the user at a sales office selling the goods, or a cart provided to the user at the sales office selling the goods. Characterized in that it comprises a terminal mounted or detached.

In addition, the present invention is provided in the RF (Radio Frequency) chip (Chip) that is mounted or attached to the goods that the user wants to purchase to provide information on the type of the goods to the user's portable terminal and the goods that the user wants to purchase A portable terminal for receiving an RF signal and a wired / wireless integrated repeater for receiving goods information corresponding to the RF signal or the RF signal and payment means information of the user from the portable terminal and transmitting the received payment information to a payment server. A payment server for performing payment processing for the purchased goods of the user based on the goods information corresponding to the RF signal or the RF signal provided by the integrated repeater and the payment means information of the user and the goods purchased by the user Based on the RF signal, a wired / wireless communication network including a sensing gate for determining whether the payment is completed or not is completed. To an unattended payment system.

In more detail, the present invention provides a radio frequency (RF) chip (RF) chip that is attached to the goods that the user wants to purchase and transmits information on the type of the goods, and a radio frequency (RF) signal transmitted from the goods. A mobile terminal equipped with a sending / receiving device, and a unique number for sending and receiving transactions per customer to allow customers to make unattended payments for goods purchased directly in the mart using their mobile terminal (a kind of wireless channel) And a wired / wireless integrated repeater for receiving RF (Radio Frequency) signals for the goods and transmitting them to a payment server, receiving transaction details and information from the wired / wireless integrated repeater, and performing individual purchase activities. Allocate temporary memory for the customer's transaction list to distinguish it and request the customer to resend the list of final purchases Receiving the customer's payment request signal, according to the customer's payment method (credit, debit, cash, etc.), the transmission means for requesting the payment request to the sales representative in the card company, bank or mart and the customer who purchased the goods A payment server that has a comprehensive means of permitting the export of goods in the mart with these goods, and the RF (Radio Frequency) signal of the goods that a customer purchases and wants to take out of the mart to implement such an unattended payment system The present invention relates to an unmanned payment system using a wired / wireless communication network including a sensing gate that compares a list of paid goods and proves that the goods are already paid for when the customer leaves the mart with the goods.

In addition, if the following preceding measures are prioritized to implement the present invention, the present invention can be more effectively implemented.

1) Each mart is assigned a unique identification number of the mart for smooth processing of the payment, and the number is used to assign a customer unique number for wireless communication between the customer and the wired / wireless integrator.

2) The customer is assigned a unique number for distinguishing the customer from the wired / wireless integrated repeater for the purchase activity in the purchase mode of the mobile terminal before the purchase activity, and the unique number is determined by the payment server of the mart. It is used to identify which customer's purchasing activity, and also to certify for export approval upon export of purchased goods.

3) Simple personal information of the customer and available payment means should be input (or loaded) in the user's mobile terminal for convenient use.

In addition, it will be appreciated by those skilled in the art that the payment method using the mobile terminal may use the most convenient method among the existing methods or methods currently being developed.

In addition, the wired / wireless integrated repeater specifies that the portable terminal may perform the role of the wired / wireless integrated repeater as a component for easier implementation of the present invention. That is, the mobile terminal may provide the RF signal of the goods directly to the payment server, wherein the wire / wireless integrated repeater receives the RF signal of the goods from the mobile terminal and provides the payment server to the payment server. I will.

A schematic configuration for the implementation of the present invention is a radio frequency (RF) chip (chip) that is mounted on or attached to the goods the user wants to purchase to provide information on the type of goods to the user's portable terminal and the user A portable terminal for receiving an RF signal provided from the goods to be purchased, and a wired / wireless integrated repeater for receiving the RF signal or goods information corresponding to the RF signal and the payment means information of the user from the portable terminal and transmitting the received payment information to the payment server. And a payment server performing payment processing for the purchased goods of the user based on the goods information corresponding to the RF signal or the RF signal provided by the wired / wireless integrated repeater and the payment means information of the user. And a sensing gate for determining whether payment of the goods is completed based on the RF signal of the purchased goods. A simple process for implementing the present invention through the above configuration is as follows.

Receiving information on the type of the goods to the user's portable terminal through an RF (Radio Frequency) chip mounted or attached to the goods that the user wants to purchase, the RF signal or the RF from the portable terminal The goods information corresponding to the signal and the payment means information of the user is transmitted to the payment server through a wired / wireless integrated repeater, and the RF signal corresponding to the RF signal or the RF signal provided by the wired / wireless integrated repeater from the payment server. Perform payment processing for the purchased goods of the user based on the goods information and payment means information of the user, and the user completes the payment processing on the basis of the RF signal of the goods purchased by the payment server and the user; Unattended payment is performed by passing through the sensing gate to determine whether or not.

More specifically, this is as follows.

When the customer who wants to purchase, enter the unique identification number of the mart in the purchase mode of his mobile terminal and click the Send button, the personal information of the individual entered is transmitted to the shortest distance wired / wireless integrated repeater. The wireless integrated repeater receives the customer's unique number corresponding to the wireless communication channel for the transaction and a message informing the commencement of the transaction from the payment server. Have the payment server prepare the memory.

The payment server receiving the customer information allocates a temporary memory for each customer in the payment server that can store the entire contents of the purchase activity such as the list of purchased goods, payment method, and payment approval for the customer's convenient purchasing activity. This function keeps the list of goods purchased by the customer continuously.

After receiving the transaction start message, the customer reads the RF (Radio Frequency) chip of the goods to be purchased to the mobile terminal, and the read RF signal is transmitted to the payment server through the wired / wireless integrated repeater and assigned to the customer. It is continuously added to the memory area.

RF signal transmitted from RF (Radio Frequency) chip attached to a good is a specific frequency corresponding to the good in the RF frequency band, so the payment server and the product DB that input the item name of the good corresponding to each frequency It stores the RF signal received by interworking with the product name of the corresponding product in pairs and transmits the product name to the customer through wired / wireless integrated repeater.

After the selection of the desired goods, the customer retrieves the item of the goods changed to the actual product name instead of the RF signal of the goods selected by the user in the purchase mode of the mobile terminal, and then corrects or deletes them.

Finally, after the search is completed, the customer selects a credit card or debit card that is already entered into his mobile terminal and requests a payment. You can, of course, request a cash payment.

The wired / wireless integrated repeater that receives the customer's payment request sends the payment request signal to the payment server, and the payment server that receives the signal requests the payment to the card company in case of credit payment. In case of cash payment, the bill is sent to the sales staff and the customer at the same time. At this time, the sales staff side prints the receipt together. The customer pays the sales staff and takes out the goods without having to wait.

Here, the wired / wireless integrated repeater specifies that the portable terminal may perform the role of the wired / wireless integrated repeater as a component for easier implementation of the present invention. A process of receiving an RF signal of the goods from the portable terminal and providing it to the payment server, and a process of receiving the payment request signal from the portable terminal and providing the payment request signal to the payment server. It is noted that the portable terminal can directly provide the payment request signal to the payment server.

When the credit or debit payment is approved by the card company or financial company, the payment server receives the approval number and transmits it to the customer through the integrated wired / wireless repeater.

Here, the payment server specifies that the approval number can be immediately transmitted to the customer's portable terminal without going through a wired / wireless integrated repeater.

After receiving the payment approval number, the customer can take out the purchased goods through the sensing gate.

However, when exporting, the customer transmits the unique number issued at the start of the transaction and the approval number received after payment to the wired / wireless integrated repeater when passing through the sensing gate, and the wired / wireless integrated repeater receiving the received data transmits the data to the payment server. The payment server distinguishes customers who want to export goods to the sensing gate, and the sensing gate receives RF signals transmitted from radio frequency (RF) chips of the goods exported by the customers and transmits them to the payment server to send them to the payment server. It allows the payment server to retrieve if the payment is equal to the list of goods purchased by the paying customer.

If the list of goods from the sensing gate and the list of goods from the payment server match, the customer can go out of the sensing gate with the purchased goods, but if it is different, the salesperson will be contacted immediately and the salesperson will be sent to the receipt machine at the entrance of the sensing gate. Re-search with the customer referring to the receipt (the statement of the item whose payment is confirmed in the payment server).

When a customer completes a purchase and payment and calls the sensing gate, the sensing gate notifies the payment server that the customer has completed the transaction and is not in the mart, and the payment server clears the transaction temporary memory allocated for the customer and the other customer. It prepares to allocate for the transaction, and informs the wire / wireless integrator of the recovery of the unique number of the customer.

Transactions of customers that were allocated to the temporary memory of the payment server are backed up by heads and managed for a certain period and used for mileage or prize draws.

It is irrelevant to the present invention that it is irrelevant to the present invention how credit or debit payment using the mobile terminal used in the present invention is applied in the configuration procedure of the unmanned direct payment system using the radio frequency (RF) chip. Anyone with a normal knowledge of this would admit it.

In addition, the mobile terminal used in the configuration of the present invention is a Personal Communication System (PCS), Global System for Mobile communications (GSM), Personal Digital Cellular (PDC), Personal Handyphone System (PHS), Personal Digital Assistant (PDA), Smart And at least one smart phone and an IMT-2000 (International Mobile Telecommunication-2000), and may also be replaced by a small terminal that is temporarily rented to the customer in the merchandise sales mart. More specifically, it can be rented to a customer by attaching a device that receives the RF signal of the goods or the information contained in the RF signal from the RF chip attached to the goods, such as a cart that carries goods in the mart To specify.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. First, in adding reference numerals to the elements of each drawing, it should be noted that the same elements are denoted by the same reference numerals as much as possible even if they are shown in different drawings. In addition, in the following description, in order to explain the embodiments of the present invention, specific details such as specific elements are illustrated, which are provided to help a more general understanding of the present invention, and the present invention may be practiced without these specific details. It will be apparent to those skilled in the art. In the following description of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear.

In addition, in order to be more faithful to the present invention, it is noted that changes or modifications can be made by those skilled in the art without departing from the spirit of the present invention.

1 is an overall conceptual diagram of the present invention.

As shown in FIG. 1, the present invention provides a radio frequency (RF) chip (100) that is mounted on or attached to a product that a user wants to purchase, and provides information on the type of the product to the user's portable terminal 105. And the mobile terminal 105 receiving the RF signal provided from the goods to be purchased by the user and the mobile terminal 105 receiving goods information corresponding to the RF signal or the RF signal and payment means information of the user. The wired / wireless integrated repeater 110 and the wired / wireless integrated repeater 110 transmitted to the payment server based on the goods information corresponding to the RF signal or the RF signal and the payment means information of the user. Determining whether the payment processing of the goods is complete based on the payment server 115 that performs the payment processing for the user's purchase goods and the RF signal of the goods purchased by the user Singh comprises a gate 120.

The customer who wants to purchase in the mart first selects the payment mode from the menu of the mobile terminal 105 of the customer, and enters the mart number when the mart number is input and the personal information of the customer (required for the payment verification). Is transmitted to the wired / wireless integrated repeater 110 and the wired / wireless integrated repeater 110 receives the data and transmits the personal information to the payment server) 115, which is unique to the wireless communication required for the purchase activity to the customer. Give a number.

The payment server 115 receiving the personal information corresponds to an RF signal and an RF signal received by transmitting a list of goods purchased by the customer by allocating a temporary memory to the received customer in order to distinguish the purchases of numerous customers in the mart. Stores the name of the goods in pairs to control the payment process of the goods and the step of exporting the goods purchased by the customer into the mart, and the total purchase amount of the goods and the goods purchased by the customer integrated wired and wireless repeater ( 110) so that the customer can make a final purchase decision by looking at the list of goods represented by the actual goods name and the total purchase price rather than a simple RF signal.

After the customer decides whether to finally purchase the goods purchased by the customer, and decides a payment method (credit, debit, cash) in the payment mode previously stored in his mobile terminal 105, the customer requests payment. The wired / wireless integrated repeater 110 receiving the payment request signal transmits the payment request signal to the payment server 115.

The payment server receiving the payment request signal from the wired / wireless integrated repeater 110 requests a payment to the card company 135 if the payment method is credit, and requests a payment to the bank 130 if the payment method is debit. For cash payment, the bill is sent to the sales staff and the customer at the same time.

At this time, the sales staff side is printed with the receipt, and the customer does not have to wait, pays the sum total to the sales staff and takes out the goods through the sensing gate 120.

The step of authenticating when the customer takes out the goods after the payment he / she purchased out of the mart, first, before the customer passes the sensing gate 120 with the goods he purchased, the unique number as shown in FIG. Send the approval number (authentication data) to the wired / wireless integrated repeater 110 to end the purchase activity to inform the exit of the mart.

The wired / wireless integrated repeater 110 receiving the unique number and the payment approval number (authentication data) as shown in FIG. 2 transmits the received unique number and the payment approval number (authentication data) to the payment server 115 and The payment server receives a list of goods purchased by the customer in the temporary memory of the customer.

The sensing gate 120 transfers the unique number and payment approval number (authentication data) to the payment server 115 through the wired / wireless integrated repeater 110 before passing through the sensing gate 120. Receiving the RF signal from the function to transmit to the payment server 115 and the payment server 115 receiving the RF signal for the goods carried by the customer passing through the sensing gate 120 from the sensing gate 120 is The customer stored in the customer DB in the payment server compares the list of goods that have been paid with the list of goods transmitted from the sensing gate 120 to determine whether the customer carries only goods that have been paid.

If the two goods lists match, the customer can go through the sensing gate 120 with the goods they purchased and exit the mart, but if they do not match, a call message is sent to the sales representative with a beep and the sales staff in charge. Receives a receipt issued by the payment server after the customer finishes payment from the receipt issuing device in front of the sensing gate 120 to re-search the customer and the list of goods.

3 is a schematic block diagram of a wired / wireless integrated repeater 110 and a sensing gate 120 and a payment server controlling each payment mode for implementing the present invention.

The transmitting / receiving unit 300 of the payment server 115 plays a role of transmitting and receiving commands and data with the wired / wireless integrated repeater 110 and the sensing gate 120. Receive transmission from the wireless integrated repeater (110).

The control unit 305 of the payment server 115 allocates a temporary memory for the customer's purchasing activity and payment activity to the customer's unique number and personal information received from the wired / wireless integrated repeater 110 and the customer's transaction details. Keep typing.

In addition, during payment, the controller 305 performs a function of requesting payment on behalf of the card company 135 or the financial company 130 based on the personal information of the customer.

When the customer requests a payment, the control unit 305 may use the financial company 130 or the card company based on the personal information of the customer previously stored in the customer DB 320 and the payment method transmitted by the customer through the search unit 310. Request the payment at 135 and receives information on whether or not to approve payment through the transmitter / receiver 300.

If the payment is approved, the customer is notified of the transaction approval number through the wire / wireless integrated repeater 110 through the transmission / reception unit 300. If the transaction is rejected, the message generator 315 informs the reason for the rejection. To generate a transmission to the wired / wireless integrated repeater 110 through the transmitter / receiver unit 300 and the wired / wireless integrated repeater 110 which has received the message, notifies the customer of the fact, and the customer makes another payment method. You can choose to pay.

The search unit 310 of the payment server 115 interoperates with the customer D / B 320 that stores customer information based on the customer information received through the transmission / reception unit 300, and whether the customer is a member. The RF signal received through the transmitting / receiving unit 300 in conjunction with the RF-item DB 325 for determining and matching and storing shoe information corresponding to the RF signal and the RF signal of the goods, Switch to.

The customer D / B 320 of the payment server 115 is a database that stores and manages the information of the customer. When the customer is a member, the customer D / B 320 stores the payment means of the customer and supports the payment process of the customer. do.

RF-item DB 325 of the payment server 115 stores and manages the shoe information (article, price, etc.) and the unique RF signal in the mart, and also manages the goods (stock grasp, etc.) of the goods In parallel.

The message generator 315 of the payment server 115 serves to generate goods and payment information provided by the payment server 115 to the portable terminal 105 as a message.

4 is a general flow diagram for the present invention.

When the customer requests the purchase activity in the mart (400), the payment server 115 gives the customer a unique number for the transaction through the wired / wireless integrated repeater 110 (405) to the payment server 115 By allocating temporary memory (410), a plurality of customers are prepared to receive different inputs.

When the customer transmits an RF signal of the goods selected by the customer (415), the payment server 115 continuously stores the list of goods purchased by the customer in the temporary memory of the corresponding customer until the end of the transaction (420). At the same time, by linking the product name of the goods purchased by the customer with the search unit 310 and RF-item DB () 325 in the payment server 115 to the product name instead of the RF signal for the goods to replace the wired / wireless integrated repeater 110 Send to the customer via (425).

The customer retrieves and corrects the final purchase list organized by product name rather than the RF signal of the selected product (430), and transmits it to the payment server 115 through the wired / wireless integrated repeater 110 (435).

When the customer who has completed the purchase request the payment by selecting a predetermined payment method in the mobile terminal 105 of the customer (440), the payment server 115 stores the personal information of the customer and the received information of the customer. The payment method is requested to the card company 135 or the financial company 130 (445), and the result is notified through the transmission / reception unit 300 of the payment server 115 (450).

In addition, in this case, the payment server 115 obtains the permission of the customer based on the customer information previously stored in the customer DB 320 to obtain the personal information of the customer and the payment means of the customer in the customer DB 320. After extraction, the payment request is made to the card company 135 or the financial company 130 using the payment means of the customer, and the result is notified through the transmission / reception unit 300 of the payment server 115.

If it is notified that the payment is rejected, the control unit 305 in the payment server 115 causes the message generator 315 to generate a message for the reason for rejection (455), and then integrates wired and wireless through the transmitter / receiver unit 300. The wired / wireless integrated repeater 110 which transmits the message to the repeater 100 and receives the message notifies the customer of the fact and causes the customer to use another payment means (460).

If the payment is approved, the payment server 115 transmits the approval number, the list of the total goods purchased by the customer, and the total purchase amount to the customer through the wired / wireless repeater 110 (465).

The customer who has completed all purchase activities until the payment transmits the payment approval number to the payment server 115 through the wired / wireless integrated repeater 110 before passing through the sensing gate 120 with the purchased goods (470).

The payment server receiving the transaction termination message of the customer instructs the sensing gate 120 to receive and transmit the RF signal of the goods carried by the customer when the customer notifies the sensing gate 120 (475).

The payment server 115 receiving the RF signal of the goods carried by the customer from the sensing gate 120 is the customer's goods that have already been paid by the RF-article DB 325 in the search unit 310 in the payment server 115. The list and the RF signal of the goods carried by the same customer passing through the sensing gate 120 to be compared (480).

If the two goods list is matched, the customer passes through the sensing gate 120 with the purchased goods (485), receives a receipt and exits the mart, and the service is terminated (490).

If the two goods list does not match, the control unit 305 in the payment server 115 causes the message generation unit 315 to generate a call staff in charge to call the responsible staff (495) and alert the sensing gate 120. Command to sound. After receiving the call, the clerk receives the receipt from the payment server 115 issued by the payment server 115, rescans the goods carried by the customer (496), and then determines whether to pay additionally (497). ).

According to the present invention, according to the embodiment of the present invention, in the large retail stores such as marts, the mart staff reads the goods purchased by the customer one by one and sums them up according to the payment method (credit, cash) determined by the customer. It can improve the inefficiency of unnecessary double payment method of payment.

In addition, the present invention can reduce the inconvenience of the customer waiting for tens of minutes for payment on a specific day or at a certain time and reduce the congestion of the payment shop, bringing enormous economic benefits by implementing an unattended payment system that requires no payment staff. Can be.

Claims (6)

Receiving a unique RF signal (or information on the type of goods) of one or more goods provided in an offline store from a user portable terminal through a communication network at a payment server; The received unique RF signal through the RF-item name database (D / B) that stores and manages the goods name information and price information and the unique RF signal of the goods (or the information on the kind of goods) in a payment server. Checking goods name information and price information corresponding to the goods information); Transmitting, by the payment server, the confirmed product name information and price information to the user portable terminal through a communication network; Receiving selection information of a final target purchase goods and payment means information of the user for purchasing the goods from a mobile terminal having confirmed goods name information and price information at a payment server; Performing a payment process for the goods that the user intends to purchase last by using the selection information of the goods to be purchased last and the payment means information of the user for purchasing the goods at a payment server; Transmitting, at the payment server, a result of executing payment processing for goods to be purchased by the user to the user portable terminal; Sensing gate for determining whether the user completes payment processing of the goods to be purchased-a sensing gate provided in the offline store-when passing through, a payment server's unique RF signal (or Receiving information on the kind of goods; The payment server confirms the goods to be carried out by the user by using the received RF signal (or information on the kind of goods) of the received goods, checks whether the checked goods are goods that have been paid, and confirms the result. And transmitting the approval of the export of the goods to the sensing gate corresponding to the unattended automated payment processing method using an RF signal. The method of claim 1, Receiving a portable terminal unique number from the user portable terminal; And And connecting the received mobile terminal unique number with the goods information to be purchased by the user in a customer database and storing the information in a customer database. delete delete The method of claim 1, wherein the communication network, Unattended automated payment processing method using an RF signal comprising a repeater provided in the store selling the goods. The method of claim 1, wherein the user portable terminal, It is a user-owned wireless terminal, or a small terminal that is temporarily loaned to the user at the sales office selling the goods, or a terminal that is mounted or detached to the cart provided to the user at the sales office selling the goods Unmanned automated payment processing method using the RF signal characterized in that.

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