KR100932284B1 - Global Money Management System, Global Money Management, Global Money Management Registration - Google Patents

Abstract

The present invention relates to a global money management system and method, comprising an enterprise application system that provides a real-time inquiry and management on a single screen by integrating all accounts in a foreign financial institution according to the event request message of the parent company terminal, A first enterprise-specific message queue system connected to the enterprise application system through an internal computer network and notifying the host system of a foreign financial institution of the event request of the domestic parent company terminal to receive an event processing result; and a host of the foreign financial institution. A second enterprise-specific message queue system connected to the system and connected to the first enterprise-specific message queue system by a dedicated line to transmit an event processing result, wherein the user authentication between the parent company terminal and the enterprise application system is performed; 1st Corporate Message System authentication between the QUW system and the second message-only messageQU system is performed in pairs, so that the parent company's terminal can be funded by a foreign company through a single screen regardless of security concerns or banking systems or languages. Management can be performed.

Description

 Global Money Management System, Global Money Management Method, Global Money Management Registration Method {GLOBAL CASH MANAGEMENT SYSTEM}

1 is a schematic configuration diagram of a global money management system according to an embodiment of the present invention;

2 is a schematic configuration diagram of a global money management system according to another embodiment of the present invention;

3 is a schematic configuration diagram of an enterprise application system and a message queue system constituting a global money management system according to an embodiment of the present invention;

4 is a flowchart illustrating a registration and authentication procedure of a global money management system according to an embodiment of the present invention;

5 is a flowchart illustrating a global money management method when an event is requested from an overseas subsidiary to an overseas financial institution according to an embodiment of the present invention;

6 is a flowchart illustrating a global money management method when an event occurs for a foreign financial institution from a domestic parent company according to an embodiment of the present invention;

Figure 7a is an illustration of a screen of the global money management system for performing overseas subsidiary account inquiry in accordance with an embodiment of the present invention.

Figure 7b is an illustration of a screen of the global money management system for performing the foreign subsidiary company account transfer in accordance with an embodiment of the present invention.

Figure 7c is an illustration of a screen of the global money management system for performing the foreign subsidiary account collection in accordance with an embodiment of the present invention.

The present invention relates to a corporate Internet banking system, a corporate Internet banking that can be viewed and managed in real time on a single screen by integrating all the accounts of foreign financial institutions of foreign companies from the parent company in charge of corporate financial management It relates to a global money management system and a global money management method using the system.

At present, the overview of a company's money management process is composed of collection, liquidity management, and payment. In order to perform each of these money management processes efficiently, companies use various banking systems on and off-line of each bank.

In addition, companies are utilizing internal resource management systems such as ERP systems through separate IT investments.

However, such a company's money management process is based on the event that a domestic financial institution has an event for a domestic branch, or where a domestic financial institution has an overseas branch, a foreign corporation, an overseas branch, and an overseas office of its parent company A subsidiary company 'can be performed by receiving data from the overseas sales office only when an event occurs for the overseas sales office.

Otherwise, in order for the parent company to grasp the foreign capital management process of the foreign subsidiary, the parent company had to establish an internal resource management system at a high cost for the foreign subsidiary.

Therefore, in order for the parent company to manage the funds of the foreign subsidiary, it is necessary to establish an internal resource management system for the foreign subsidiary, or to receive a report from the foreign subsidiary for a certain period of time. Not only did it not take place quickly, but it also used a lot of time and labor, making it difficult to manage overseas funds.

For example, since domestic financial institutions and foreign financial institutions have remarkable differences in banking systems and languages, the process of mapping and translating events between foreign companies to carry out the events that occurred for foreign financial institutions in the parent company is performed. Not only was it systematic, but it was not able to manage the funds of foreign subsidiaries in real time.

This problem has been a deterrent to the stable settlement and development of SMEs seeking to enter overseas.

SUMMARY OF THE INVENTION The present invention has been made to solve the above problems, and an object of the present invention is to efficiently fund foreign subsidiaries through a global money management system that can be downloaded from a domestic financial institution or used through a web page. It is to provide a global money management system and a global money management method that can be managed.

It is an object of the present invention to provide a global money management system and a global money management method that enable a parent company of its own country to efficiently manage funds of a foreign company without having to build an internal resource management system at a huge cost for the foreign company. It is.

An object of the present invention is to provide a global money management system and a global money management method that can efficiently and efficiently manage the funds of foreign subsidiaries regardless of the banking system and language, while maintaining security.

Hereinafter, an embodiment of the present invention will be described in detail with reference to the accompanying drawings.

1 is a schematic configuration diagram of a global money management system according to an embodiment of the present invention, Figure 2 is a schematic configuration diagram of a global money management system according to another embodiment of the present invention, Figure 3 is FIG. 1 is a schematic diagram illustrating an enterprise application system and a message queue system configuring a global money management system, according to an exemplary embodiment.

The global money management system 1 according to an embodiment of the present invention downloads and uses the global money management program distributed from the global money management server 200 of a domestic financial institution to the parent company terminal 10 or uses a network. Available on the web site. At this time, the global money management program may support the company's internal resource management system (ERP system).

First, referring to FIG. 1, the global money management system 1 generally includes an Internet banking system via a public network 20 by a parent company terminal 10 that downloads a global money management program or calls a website through a network. Connected to 100.

The internet banking system 100 is connected to a global money management server 200 for providing a global money management service for corporate customers.

The parent company terminal 10 may access the Internet banking system 100 by registering, logging in, and issuing an accredited certificate from an accredited certification authority through the web manager 13. In this case, a firewall 15 may be installed between the parent company terminal 10 and the internet banking system 100 to protect the parent company terminal 10 from external hacking.

In addition, as shown in FIG. 2, the parent company terminal 10 is connected to a VAN 21 by a TCP / IP leased line forming a virtual private network (VPN) to directly manage the global money management service from the global money management server 200. Can be provided.

By using the virtual private network in this way, not only can be quickly connected to the global money management server 200 by digital or dial-up method, but also the global money management system 1 can be constructed and implemented at low cost using the public network. have.

Meanwhile, the Internet banking system 100 and the global money management server 200 may be connected through an internal computer network 18 for security to provide a global money management service through a single screen.

 The global money management server 200 is connected to the enterprise application system 210 and the enterprise application system 210 for providing a customized service to the enterprise, the first enterprise-specific message queue system for notifying the event by a designated path System 230 is included. The enterprise application system 210 and the first enterprise-specific message queue system 230 are also connected to an internal computer network 201 such as an intranet.

Meanwhile, the first enterprise dedicated message queue system (MQ system) 230 may be connected to the second enterprise dedicated message queue system 300 in another country through a dedicated line 500.

In addition, the router 17 may be managed to establish a communication channel between the designated message queue systems 230 and 300.

The second enterprise-only message queue system 300 is dedicated to a company for separately storing and managing an event for a foreign company of the parent company among events processed by the accounting system 410 in the host system 400 of another financial institution. The distribution server 430 may be connected to the Internet 20.

The second enterprise-only message queue system 300 may include a virtual integrated fund management unit 310 that temporarily manages funds according to an event request from the parent company terminal 10, and the virtual integrated fund management unit 310. The temporary storage unit (first database) 320 for storing the event processing results performed on the own company account, and the event processing results from the temporary storage unit 320 to the first message queue system dedicated to the enterprise 230 A second database 330 that stores enterprise customer information and event code information for notification.

The second database 330 may store secret information and public information of a parent company and a subsidiary, a public certificate, and secret information, public information, certificates, etc. of the message queue systems 230 and 300 dedicated to the first and second companies. It is divided into an enterprise customer registration unit 331 for storing and an event code dictionary unit 332 for storing an event code for mapping different events for each country, so as to facilitate searching.

Referring now to Figure 3, it will be described in detail with respect to the first and second enterprise-specific message queue system (230, 300) that is a major component of the global money management system according to an embodiment of the present invention.

As shown in FIG. 3, the first enterprise-specific message queue system 230 of the global money management system 1 according to an embodiment of the present invention may store the event request message as a designated path by a parent company or a subsidiary company. The corporate customer registration unit 230a may store secret information and public information of the event code dictionary unit 231 for mapping the event request message between other banking systems of each country in addition to the corporate customer registration unit 230a. And a temporary storage unit 233 for temporarily storing event processing data corresponding to the event request message.

In addition, the first enterprise-specific message queue system 230 is a language translation unit 235 for translating the event request message to the universal language, and the event processing data stored in the temporary storage unit to meet the request of the enterprise application system An event processing unit 236 for processing and an event support unit 239 for supporting an event request so that the parent company terminal can conveniently request an event.

The event support unit 239 is connected to the corporate application system 210 without having to translate the owner's corporate account name or national currency displayed in the language of each country that is difficult to support in the corporate application system 210 in each language It may support a subsidiary company account name or a national currency displayed in each of the above languages in order to receive and transmit a picture file, or may support a native language of the subsidiary account holder name for the corresponding picture file.

In addition, the global money management system 1 may further include an ERP interface 238 for sharing ERP, programs, middleware, and the like, and for each period of time, the event processed through the event processing unit 236. The display device may further include a screen scraping unit 232 that can be continuously displayed on one screen.

The event processing unit 236 blocks an event message and assigns a mapped code that can be understood by banking systems of each country with reference to the event code dictionary unit 231 to delete a language block other than the universal language block or the own enterprise. The national language corresponding to the account holder picture file can be displayed.

The event request message processed by blocking the event message and giving a code to the block is stored in the enterprise customer registration unit 230a, and the foreign company account inquiry, account transfer, and account according to the request of the enterprise application system 210. It can be used to calculate events such as collection and to make reports.

The first and second enterprise-only message queue systems 230 and 300 not only transmit individual events stored in the temporary storage unit 233 to the enterprise application system 210 in real time, but also the enterprise application system 210. Upon request, events such as account inquiry, account transfer, and account collection may be collected and sent for a certain period of time.

Now, with reference to Figure 4, it will be described a global money management registration method for managing the funds of a foreign company whose account is registered in the host system of the foreign financial institution.

4 is a flowchart illustrating a registration and authentication procedure of a global money management system according to an embodiment of the present invention.

First, the global money management system 1 receives public information and secret information from the parent company terminal 10 that wants to manage global money, and registers the parent company, and receives the ID and password (secret key) designated at the time of membership registration. Receives the login, and receives the official certification information of the parent company through the official certificate issued from the certification authority (S10).

In the registration procedure, such as a URL, an actual organization name, an organization's registered address, a telephone number, a fax number, a serial number, an authentication validity period, etc., received as a web document from the parent company terminal 10 through the web management unit 13. The public information of the corporate customer is received and stored in the corporate customer registration unit 230a together with the secret key to register (S20).

At this time, the global money management system 1 encrypts the registration information of the parent company registered as the money management company in the global money management system 1 to the message queue system 300 dedicated to the second company of the foreign financial institution. send.

The global money management system 1 generates a certificate signing request CSR containing essential information required for using the service, such as a manager's name, department, role email, phone number, etc. Transmit and receive the financial institution system signature certificate, if necessary to authenticate the global money management system (S30).

That is, the global money management system 1 transmits the financial institution system signature certificate stored in the corporate customer registration unit 230a of the first corporate dedicated message queue system 230 to the second corporate dedicated message queue system 300. send. The second corporate-only message queue system 300 stores the information in the corporate customer registration unit 331 and compares it with a financial institution system signature certificate transmitted together with the message transmission from the first corporate-only message queue system 230. Accordingly, security may be maintained between the first and second enterprise-specific message queue systems 230 and 300.

At this time, the corporate customer registration unit 230a, 331 stores the registration information 30 in the form of a block, the parent company, subsidiary companies, home and foreign financial institution systems, that is, device identification numbers are stored in pairs.

As such, the system identification numbers of the parent company, the subsidiary company, and the domestic and foreign financial institutions are stored in pairs, so that the message queue system 230 and 300 for the first and second companies can confirm the message stability.

The first and second corporate message queue systems 230 and 300 are shown in Table 1 below.

Table 1

division Domestic financial institution system Overseas Financial Institutions System Remarks Intial KBEB Queue management name KBEB_QM QM_ZH Local Receiving queue: ICBC.TO.KBEB KBEB.TO.ICBC Remote queue Q_R_ICBC_PAID Q_R_KBEB_PAID Transmit queue Q_T_ICBC_PAID Q_T_ICBC_PAID Request system route way ICBC.TO.KBEB KBEB.TO.ICBC Server route way KBEB.TO.ICBC ICBC.TO.KBEB Messagecue IP 172.17.61.76 83.36.2.73 Port 1416 1414 ccsd Euc-kr GB2321

The first enterprise-only message queue system 230 may store public information and secret information (public value, secret value) of the system of the corporate customer and the financial institution stored in the corporate customer register 230a when the parent company receives the login information and the login information. The comparison is confirmed and the message queue communication channel connection request message is transmitted to the second enterprise-only message queue system 300 through the communication unit 234 (S40).

The second enterprise-only message queue system 300 receives the public information and secret information of the corporate customer and the financial institution system and compares it with the registered information stored in the enterprise customer registration unit 331, and the message queue communication channel. The connection response message is transmitted to the first enterprise-specific message queue system 230 through the communication unit 334 to complete the global money management registration procedure (S50).

The second enterprise-only message queue system 300 refers to an overseas subsidiary company among accounts registered in the host system 400 with reference to the enterprise customer register 331 through the classification unit 312 of the virtual integrated fund management unit 310. Classify the event for the account of the and adds the global money management system identification code and the identification code of the parent company to register the storage in the temporary storage unit 320.

The corporate customer who has completed the global money management registration process at any time can log in to the global money management system (1) and be authenticated by an accredited certificate to provide financial services such as account inquiry, account transfer, and account collection of foreign companies. I can receive it.

5 and 6, a global money management method according to an embodiment of the present invention will be described.

FIG. 5 is a flowchart illustrating a global money management method when an event is requested from an overseas subsidiary from an overseas subsidiary according to an embodiment of the present invention. FIG. 6 is a flowchart illustrating a method for managing a global fund according to an embodiment of the present invention. This is a flowchart to explain how to manage global funds when an event occurs for foreign financial institutions.

As shown in FIG. 5, when a customer requesting an event to the host system 400 of an overseas financial institution has a pair of public information and secret information stored in the corporate customer registration unit 331 (S100). In operation S110, the event processing result is stored in the temporary storage unit 320 of the second enterprise-specific message queue system.

The event processing result is encoded by referring to the event code dictionary 332 (S120).

The encoded event processing result is encrypted and transmitted through the message queue communication channel (S130).

At this time, the first enterprise-specific message queue system 230 of the global money management system 1 stores the event processing result transmitted through the message queue communication channel in the temporary storage unit 233 (S160).

The event processing unit 236 checks the code of the event processing result stored in the temporary storage unit 233 with reference to the event code dictionary unit 231 and the parent company identification number stored in the enterprise customer registration unit 230a, The event processing result is blocked based on the child company identification number and the identification number of the overseas financial institution message queue system (S150).

The event processing unit 236 stores the blocked event processing result together with the parent company, the local device, the subsidiary company, the foreign device, the event ID, and the amount of information stored in the enterprise customer registration unit 230a (S160). .

When the global money management system 1 receives the login of the parent company terminal 10 and receives the event request (S161), the first enterprise-only message queue system 230 is an event code dictionary 231. Search for and confirm the event request contents (S170), and displays the data corresponding to the event request code from the event processing result stored in the enterprise customer registration unit 230a through the ERP interface (238) (S180).

Specifically, the blocking step (S150) may delete the block displayed in the foreign language of the message transmitted from the host system of the foreign financial institution.

Event processing information stored in the temporary storage may be immediately displayed in real time (S190).

On the other hand, when the event request (S200) to the host system 400 of the foreign financial institution from the parent company terminal (1), the official language translation unit 235 of the message queue system 230 for the first company dedicated event request To translate into a universal language (S210).

The event processing unit 236 attaches the company identification number and the identification number of the first enterprise-specific message queue system 230 to the event request translated in universal language (S220).

The communication unit 234 transmits the event information to the host system 400 of the foreign financial institution through the communication unit 314 of the message queue system 300 for the second company only (S230).

The second enterprise-only message queue system 300 stores an event request message in a universal language in the temporary storage unit 320, and corporate customer registration information and the first corporate-only message stored in the enterprise customer registration unit 331. The system information of the QU system 230 is compared with the enterprise customer registration information attached to the event request message and the system information of the global money management system 1 to check the foreign company code (240).

The event request message attaches a parent company identification number, the first company-specific message queue system identification number, and a foreign company identification number attached in a tree structure below it, and the corresponding event information in the event code dictionary 232. Search for (S250).

The corresponding event information is decoded (S260) and transmitted to the accounting system 410 of the financial institution to perform events such as account transfer, account inquiry, and account collection for foreign subsidiary accounts.

At this time, the second enterprise-only message queue system 300 transmits an event in a universal language delivered from the first enterprise-only message queue system 230 to the accounting system 410. Regardless of which event can be easily executed.

In this case, when it is confirmed that the financial institution is affiliated through the system of the financial institution, that is, the device ID, the account principal name may be deleted and the event may be sent.

Referring now to Figures 7a to 7c will be described in the global money management results according to an embodiment of the present invention.

7A is a diagram illustrating a screen of a global money management system for performing an overseas subsidiary account inquiry according to an embodiment of the present invention, and FIG. 7B is a global fund for performing an overseas subsidiary account transfer according to an embodiment of the present invention. 7C is a screen example of a management system, and FIG. 7C is a diagram illustrating a screen of a global money management system for performing a fund collection of an overseas subsidiary company account according to an embodiment of the present invention.

As shown in FIG. 7A, the parent company terminal 10 displays the overseas account balance inquiry web page when the global money management system 1 receives the login of the parent company terminal 10 and authenticates it through a certificate. It can receive the data, and can query the transaction history of the subsidiary from abroad.

In addition, as shown in FIG. 7B, the global money management system 1 receives a login of the parent company terminal 10 and authenticates it through an official certificate, and selects a corresponding menu on the screen interface to the foreign company account. It is possible to send a foreign account payment instruction for, and to query the payment instruction processing results in real time.

In addition, as shown in FIG. 7C, the global money management system 1 receives a login of the parent company terminal 10 and authenticates it through an accredited certificate. You can make a deposit request from your account and retrieve the result of your overseas account deposit.

As described in detail above, according to an embodiment of the present invention, funds of a foreign subsidiary can be efficiently managed through a global money management system that can be downloaded from a domestic financial institution or used through a network. have.

In addition, according to an embodiment of the present invention, the parent company of the own country can manage the funds of the foreign subsidiary efficiently without having to build an internal resource management system at a huge cost to the foreign subsidiary. Therefore, SMEs' overseas expansion can be easily proceeded.

In addition, according to an embodiment of the present invention, it is possible to efficiently and efficiently manage the funds of foreign subsidiaries quickly and accurately regardless of the banking system and language differences in the state of security is maintained.

In addition, according to an embodiment of the present invention, it is possible to prevent financial accidents in advance through real-time fund management, financial information is reported in real time to strengthen the internal control of foreign companies.

Claims (12)

In the global money management system, the parent company's terminal uses a web page to download the global money management program distributed from the domestic financial institution server. A corporate application system that integrates all accounts of a subsidiary company to another financial institution according to the event request message of the parent company terminal and provides real-time inquiry and management on a single screen; A first enterprise-specific message queue connected to the enterprise application system through an internal computer network to notify the host system of the foreign financial institution of the event request message of the parent company terminal to receive the event processing result from the host system of the foreign financial institution; System, A second enterprise-specific message queue system connected to the host system of the foreign financial institution through an internal computer network and connected to the first enterprise-specific message queue system by a dedicated line to transmit the event processing result from the host system of the foreign financial institution. Including; User authentication between the parent company terminal and the enterprise application system and system authentication between the first company-only message queue system and the second company-specific message queue system are performed in pairs, The first enterprise-only message queue system and the second enterprise-only message queue system may respectively transmit secret information of a parent company, a subsidiary company, and first and second company-specific message queue systems to transmit the event request message to a designated path. A corporate customer register that stores public information; An event code dictionary for storing a code for assigning a code corresponding to the event request message; It includes a temporary storage unit for temporarily storing the event processing result corresponding to the event request message, The first enterprise-specific message queue system may include a common language translation unit for translating an event request message into universal language, an event processing unit for processing an event processing result stored in the temporary storage unit according to an event request of the enterprise application system; Global event management system further comprises an event support unit for supporting the event request of the enterprise application system. delete delete The method of claim 1, The event support unit supports the subsidiary company account name as a picture file, and a global money management system for supporting other currency display as a picture file. The method of claim 1, The event processing unit blocks the event request message and assigns a code, and deletes a language block other than the universal language block or displays a national language corresponding to the account name picture file of the subsidiary. The method of claim 1, A global fund in which the parent company terminal and the enterprise application system are connected to a first virtual private network (VPN), and the first company-only message queue system and a second company-specific message queue system are connected to a second virtual private network (VPN). Management system. In the global money management registration method in which a parent company's terminal registers as a global money management company in a global money management system that is downloaded from a domestic financial institution server or used through a web page, Receiving public information and secret information of the parent company and the own company from the parent company terminal, receiving member registration and login, and receiving a certificate from an authorized certification authority; Registering the corporate customer by storing public information, secret information, and the public certificate of the parent company and the subsidiary company in the corporate customer registration unit of the global money management system; Public information and secret information of the first company-specific message queue system for designating a message delivery path of the global money management system together with public information, secret information, and public certificate of the parent company and the subsidiary company stored in the enterprise customer register. Receiving a system certificate for authenticating and providing a system; Receiving the public information and secret information of the parent company and the subsidiary company, the public certificate, and the global money management system certificate and comparing the data with the stored data to establish a message queue communication channel of the global money management system; The global money management registration method is a global money management registration method for registering the identification number of the parent company, subsidiary company, and the message queue system dedicated to the first and second companies in pairs. delete In the global money management method using a global money management system that a parent company terminal of its own country downloads a global money management program distributed from its own financial institution or uses a web page, When the event request for the host system of the foreign financial institution is received from the parent company terminal, The global money management system translating the event request message into a universal language in a language translation unit; Processing the event by attaching the parent company identification number, the subsidiary company identification number, and the first and second enterprise-wide message queue system identification numbers of the global money management system to the event request message translated into the universal language by the event processing department; ,  Transmitting the processed event request message to a second enterprise dedicated message queue system of another country using a first enterprise dedicated message queue system; Receiving an event processing result of a host system of a foreign financial institution for its own account from the second corporate dedicated message queue system; Displaying the event processing result on a corporate application system in real time; The second enterprise-only message queue system stores the received event request message in a temporary storage unit; Confirming the corporate customer information by referring to the public information and the secret information stored in the corporate customer register from the processed event request message; Retrieving an event code of the processed event request message from an event code dictionary; Decrypting the event request message to cause the accounting system of the foreign financial institution to execute an event for the subsidiary company account; The event processing step may include deleting language blocks other than universal terms among the events; And displaying a native language corresponding to the account holder picture file of the subsidiary. In the global money management method using a global money management system that a parent company terminal of its own country downloads a global money management program distributed from its own financial institution or uses a web page, When a foreign company has an event against the host system of another financial institution, The global money management system may be configured to receive event information through a first corporate dedicated message queue system and a second corporate dedicated message queue system connected to a host system of another financial institution; Storing the event information in a temporary storage unit of a first company-specific message queue system; An event processing step of code-blocking an event stored in the temporary storage unit based on an event code dictionary unit; Storing the code-blocked event information in an enterprise customer register; Retrieving a code of the event request message through an event code dictionary when receiving an event request message through the parent company terminal; Displaying the codeblocked event information corresponding to the code of the event request message on an enterprise application system screen; The event processing step may include deleting language blocks other than universal terms among the events; And displaying a national language corresponding to the account holder picture file of the subsidiary. delete The method according to claim 9 or 10, The event includes a global account management, overseas account transfers, and global account management method including the overseas account collection.

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