KR100848697B1 - Financial analysis and projection system and method for diagnosing and improving the management status of an enterprise through interner - Google Patents

Abstract

1. TECHNICAL FIELD OF THE INVENTION

The present invention relates to a financial analysis and prediction system for diagnosing and improving a company's business status through the Internet, and to a computer-readable recording medium recording the method therefor and a program for realizing the method.

2. The technical problem to be solved by the invention

Analyze financial data received from companies over the Internet, present comprehensive financial analysis results compared to listed and registered companies, and automatically convert the received financial data to generate future forecast financial data. And to provide a computer-readable recording medium that records and provides a real-time financial analysis and forecasting system and methods thereof, and a program for realizing the method.

3. Summary of Solution to Invention

A financial analysis and forecasting system for performing corporate financial analysis and forecasting over the Internet, comprising: a web server unit providing access for a client to access the financial analysis and forecasting system through a web browser; A financial analysis unit configured to analyze financial data received from the client to generate financial analysis and prediction results; And a visual report unit that visualizes the financial analysis and prediction results of the financial analysis unit in graphs and charts so as to visually provide the financial analysis and prediction results of the financial analysis unit to the client.

4. Important uses of the invention

Used for internet financial analysis and forecasting systems.

Internet, financial analysis and forecast

Description

FINANCIAL ANALYSIS AND PROJECTION SYSTEM AND METHOD FOR DIAGNOSING AND IMPROVING THE MANAGEMENT STATUS OF AN ENTERPRISE THROUGH INTERNER}

1 is a diagram showing the overall configuration of a financial analysis and prediction system according to the present invention;

2a to 2c is a view showing the account self-analysis screen according to the present invention

3A to 3C are diagrams illustrating a ratio self-analysis screen according to the present invention.

4 is a view showing the account analysis screen according to the present invention,

5 is a view showing a ratio core analysis screen according to the present invention;

6 is a view showing a trend analysis screen for each year of EVA analysis according to the present invention;

7 is a view showing a comparative analysis screen of a third party during EVA analysis according to the present invention;

8 is a view showing a BEP analysis screen according to the present invention;

9 is a view showing an estimated financial general screen according to the present invention;

10 is a view showing an estimated financial final adjustment screen according to the present invention;

11 is a diagram showing an estimated financial analysis screen according to the present invention.

The present invention relates to a financial analysis and prediction system for diagnosing and improving a company's business status over the Internet, and to a computer readable recording medium recording a method for implementing the method and a method thereof. It combines online visual technology based on financial analysis and forecasting based on financial statements to provide real-time financial analysis and forecasting on the Internet and to compare with third-party financial data. The present invention relates to a system and a method for enabling a customer to manage and diagnose at a glance, and a computer readable recording medium recording a program for realizing the method.

Internet-based visual technology is still in its infancy, and the current visual information is mainly applied to securities related business as a C / S (Client / Server) based program. C / S environment is used after the user connects to the server and downloads the program or is provided in the form of a CD and installs the program on the user's computer.

This way, when a program is updated, a user needs to download and install the program. In addition, the areas that provide visual functions, such as graphs, are limited to securities-related business, so the method of visually representing financial analysis in a strategic manner is not standardized.

Most companies, except for large corporations, are unable to utilize financial statements, which are the basic mathematical data for corporate management, due to lack of professional manpower and costs. For corporate management, financial statements can be used to analyze the company's profitability, safety, productivity, and activity, to see how these results are changing from the past to the present, and what strategies are needed to reinforce the weaknesses. It should also be an indicator of management in comparison with competitors and benchmarking companies.

In addition, to establish a management strategy for the future, it is necessary to establish a management strategy that estimates future financial statements by reflecting future plans based on the analysis of past financial statements.

Some of these processes are reflected in large or medium-sized enterprises and above, either in their own developed ERP or by expert analysis. However, SMEs are unable to carry out strategic corporate management due to the lack of such infrastructure and manpower, which cannot analyze financial data or produce future forecast data. In addition, insolvency of analysis contents and prolongation of analysis periods have caused many difficulties in dealing with the rapidly changing management situation.

Accordingly, the present invention analyzes the financial data received from the company via the Internet, presents a comprehensive financial analysis result compared to listed and registered companies, generates future forecast financial data based on the received financial data, and calculates these results. It is an object of the present invention to provide a financial analysis and prediction system that provides a graphic and graphical representation in real time, and a computer-readable recording medium recording the method and a program for realizing the method.

Those skilled in the art to which the present invention pertains can easily recognize other objects and advantages of the present invention from the drawings, the detailed description of the invention, and the claims.

In order to achieve the above object, the present invention provides a financial analysis and forecasting system for performing corporate financial analysis and forecasting over the Internet, which provides a client access to the financial analysis and forecasting system through a web browser. A web server unit; A financial analysis unit configured to analyze financial data received from the client to generate financial analysis and prediction results; And a visual report unit for visualizing the financial analysis and prediction results of the financial analysis unit in graphs and charts so as to provide the client with the financial analysis and prediction results visually.

The financial analysis and prediction system analyzes the financial data of a stock exchange or KOSDAQ-listed company and compares and evaluates the analyzed financial data of the stock exchange or KOSDAQ-listed company and the financial analysis and prediction results of the financial analysis unit. The visual report may further visualize the analysis result of the comparison evaluation unit in a graph, a chart, etc. to visually provide the analysis result of the comparison evaluation unit to the client.

In addition, the present invention for achieving the above object, in the financial analysis and forecasting method performed in the financial analysis and forecasting system, the first step of providing a client access to the financial analysis and forecasting system through a web browser ; A second step of analyzing financial data received from the client to generate financial analysis and prediction results; And a third step of visualizing the financial analysis and prediction results of the second step in graphs, charts, etc. to visually provide the client with the financial analysis and prediction results of the second step. to provide.

In the financial analysis and prediction method, a fourth step of analyzing financial data of a stock exchange or KOSDAQ-listed company and comparing and evaluating the analyzed financial data of the stock exchange or KOSDAQ-listed company and the financial analysis and prediction result of the second stage ; And a fifth step of visualizing the analysis result of the fourth step as a graph, a chart, etc. in order to visually provide the analysis result of the fourth step to the client.

In another aspect, the present invention provides a financial analysis and forecasting system, comprising: a first function for providing a client with access to the financial analysis and forecasting system through a web browser; A second function of analyzing financial data received from the client and generating financial analysis and prediction results; And a program for realizing a third function of visualizing the financial analysis and prediction results of the second function in a graph, a chart, etc. to visually provide the client with the financial analysis and prediction results of the second function. Provide a readable recording medium.

The recording medium has a fourth function of analyzing the financial data of the stock exchange or KOSDAQ-listed companies and comparing and evaluating the analyzed financial data of the stock exchange or KOSDAQ-listed companies and the financial analysis and prediction results of the second function; And a program for further realizing a fifth function of visualizing the analysis result of the fourth function as a graph, a chart, etc. in order to visually provide the analysis result of the fourth function to the client.

According to the present invention, the financial data is analyzed according to the financial data received from the corporate customer, and the database is analyzed according to the needs of the corporate customer by having a database analyzing the financial data of a stock exchange or a KOSDAQ-listed company in which the financial data is already disclosed. Data can be retrieved and compared in real time with the analysis results of the client company, the analysis results can be provided according to the needs of the corporate customer, and the financial analysis results can be visualized in graphs, charts, etc. and displayed to the corporate customer.

Furthermore, according to the present invention, the future balance sheet and the profit and loss of the management plan data for the management plan and strategy establishment, such as future sales targets or financing plans received from the corporate customer using the previously analyzed financial data as basic data or automatically It can be converted into forecast financial data such as bills and displayed in visual form such as numbers, graphs and charts.

Therefore, the automatically generated figures and visualized analysis results enable corporate customers to identify their strengths and weaknesses for efficient management and to output and analyze corporate data at any time in the form of numbers and graphics. It can be effectively used for management activities.

The following merely illustrates the principles of the invention. Therefore, those skilled in the art, although not explicitly described or illustrated herein, can embody the principles of the present invention and invent various devices that fall within the spirit and scope of the present invention. In addition, all conditional terms and embodiments listed herein are in principle clearly intended to be understood only for the purpose of understanding the concept of the invention and are not to be limited to the specifically listed embodiments and states. do. In addition, it is to be understood that all detailed descriptions, including the specific embodiments, as well as the principles, aspects, and embodiments of the present invention, are intended to include structural and functional equivalents thereof. In addition, these equivalents should be understood to include not only equivalents now known, but also equivalents to be developed in the future, that is, all devices invented to perform the same function regardless of structure. Thus, for example, the block diagrams herein should be understood to represent a conceptual aspect of exemplary constructions embodying the principles of the invention. Similarly, all flowcharts, state transitions, pseudocodes, and the like are understood to represent various processes performed by a computer or processor, whether or not the computer or processor is substantially illustrated on a computer readable medium and whether the computer or processor is clearly shown. Should be.

The functionality of the various elements shown in the figures, including functional blocks represented by a processor or similar concept, can be provided by the use of dedicated hardware as well as hardware capable of executing software in association with appropriate software. When provided by a processor, the functionality may be provided by a single dedicated processor, by a single shared processor or by a plurality of individual processors, some of which may be shared. In addition, the explicit use of the terms processor, control or similar terminology should not be interpreted exclusively as a citation of hardware capable of executing software, and is not intended to be used to store digital signal processor (DSP) hardware or software without limitation. It should be understood that it implicitly includes ROM, RAM, and non-volatile memory. Other hardware for the governor may also be included. Similarly, the switches shown in the figures may be presented conceptually only. It is to be understood that the action of such a switch can be performed manually or through the interaction of program control and dedicated logic via program logic or dedicated logic. Certain techniques may be selected by a designer with a more detailed understanding of the disclosure.

In the claims of this specification, components expressed as means for performing the functions described in the detailed description include all types of software including, for example, a combination of circuit elements or firmware / microcode, etc. that perform the functions. It is intended to include all methods of performing a function which are combined with appropriate circuitry for executing the software to perform the function. The invention, as defined by these claims, is equivalent to what is understood from this specification, as any means capable of providing such functionality, as the functionality provided by the various enumerated means are combined, and in any manner required by the claims. It should be understood that.

The above objects, features and advantages will become more apparent from the following detailed description taken in conjunction with the accompanying drawings. First of all, in adding reference numerals to the components of each drawing, it should be noted that the same components have the same number as much as possible even if displayed on different drawings. In addition, in describing the present invention, when it is determined that the detailed description of the related known technology may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a view showing the overall configuration of the financial analysis and prediction system according to the present invention, as shown in the figure, the financial analysis and prediction system according to the present invention is the financial data received from the client 103 of the enterprise customer, Financial analysis and forecasting to compare and analyze the data of existing stock exchanges or KOSDAQ listed companies received from external institutions 105 that provide data of stock exchanges or KOSDAQ listed companies and visualize the final results in figures, graphs and charts. The system 101 and a database 107 for storing and managing financial data of an existing stock exchange or KOSDAQ-listed company, corporate data, and the like.

The financial analysis and prediction system 101 analyzes the financial data received from the web server unit 111 and the client 103, which provides access so that the client 103 can access the web browser without a separate program. Analyzes the stock exchange or KOSDAQ listed companies by analyzing the financial data of the financial analysis unit 113, the stock exchange or KOSDAQ listed companies that generate the analysis and prediction results by industry, sector, product, and customer selector. The comparative evaluation unit 115 for comparing and evaluating the analyzed financial data and the financial data analyzed and predicted by the financial analysis unit 113, the financial analysis and prediction results analyzed and predicted by the financial analysis unit 113, or the Visual report unit for visualizing the results evaluated by the comparison evaluation unit 115 to improve the understanding of the analysis results by visualizing the graphs and charts ( 117).

In addition, the financial analysis and prediction system 101 is a financial data update unit 119 for updating financial data of the stock exchange or KOSDAQ-listed companies and client companies regularly or irregularly from the client companies 103 and external organizations 105. , The index unit 121 for classifying and organizing the data received from the customer company 103 and the external organization 105 in a predetermined format, and a data transmission unit 123 for data transmission management.

According to the present invention, the client company client 103 accesses the web server unit 111 of the financial analysis and prediction system 101 via the Internet and uploads the financial data through the financial data update unit 119. The uploaded financial data is quantified and analyzed by the financial analysis unit 113 and the comparative evaluation unit 115, and the analysis result is visually provided to the customer company by the visual report unit 117 according to the selection of the customer company.

Financial analysis unit 113 provides the account self-analysis, ratio self-analysis, cost and BEP analysis and EVA analysis.

In the account self-analysis, the financial data received from the client 103 provides a function of analyzing a correlation and a change trend between the accounts selected by the client.

In the rate self-analysis, the ratio of the financial data received from the client 103 is classified into stability, profitability, activity, and growth rate to generate ratio values corresponding to each division, and the correlation between the ratios and the trend of change are calculated. It provides a function that can be analyzed at the request of 103).

The cost and BEP analysis provides a detailed analysis of the company's cost structure and break-even to conduct a strategic analysis based on the financial data received from the client 103, and based on this, estimates the appropriate cost function by trial and error. It provides a function to strategically analyze the target profit according to the target sales by the estimated cost function.

EVA analysis provides a detailed analysis of EVA and turnover OP margin and drop asset turnover for strategic analysis based on the financial data received from the client 103, and analyzes turnover OP margin and drop asset turnover. It provides the ability to strategically analyze the financial condition of a company. EVA (Economic Value Added), or economic value added, refers to the amount of operating profit earned by an entity excluding corporate taxes, finance, and capital expenses. It is a management indicator that shows how much profit has been made by subtracting the invested capital.The goal of all management activities is to restructure existing business, select new business, and reconstruct the flow of business based on the inflow of cash flow. It is a management technique that maximizes value. EVA, which is the balance of accounting-produced post-tax operating income minus capital costs, is calculated as the sum of the return on investment from the present value of cash flows over the cost of capital. In this case, the cost of capital is the cost of capital provided by investors such as shareholders and creditors, and it is the weighted average of the cost of others' capital by external borrowings and the cost of equity capital provided by stakeholders such as shareholders.

EVA is calculated by the following formula.

EVA = net profit after tax-(Investment capital X weighted valuation capital cost)

Comparative evaluation unit 115 provides an account core analysis, ratio core analysis, estimated financial functions.

The account core analysis provides a function of analyzing the trends and trends of the financial data of the last five years received from the client 103 to analyze abnormal signs of the financial condition.

The ratio core analysis provides a function of analyzing anomalies on the ratio values of the five years of analyzing the trends and trends for the financial data of the last five years received from the client 103.

Estimated finance provides the function to analyze past financial data, estimate future financial data based on future management plans and budgets such as future investment or recruitment, and conduct simulations based on this.

2 to 11 are diagrams illustrating a web screen configuration provided by the financial analysis and prediction system according to the present invention.

Figure 2a is a view showing the trend analysis by year in the account self-analysis, Figure 2b is a view showing a comparative analysis with other companies in the account self-analysis, Figure 2c is a view showing an average comparison analysis by industry and size during the account self-analysis, The five-year financial data of the company and the comparator are expressed in the form of a line graph to display the trend of change for comparative analysis between accounts.

Figure 3a is a screen showing the trend analysis by year in the rate self-analysis, Figure 3b is a view showing a comparative analysis with other companies in the rate self-analysis, Figure 3c is a view showing an average comparative analysis by industry and size during the rate self-analysis The five-year rate data created using the financial data of the company and the comparative company is displayed in the form of a line graph and displayed for comparative analysis between the change trends and the rate.

FIG. 4 is a diagram showing an account core analysis, and FIG. 5 is a diagram showing a ratio core analysis. The data for the account and the ratio are represented in a line graph as shown in FIGS. 2a, b, c and 3a, b, c. In addition, it analyzes the data automatically, finds the abnormal symptoms, displays them in a list on the screen, and highlights the points where the abnormal signs occur on the graph.

 FIG. 6 is a view showing trend analysis by year during EVA analysis, and FIG. 7 is a view showing comparative analysis with other companies during EVA analysis. The EVA value is expressed as a circle, and the ratio of sales and turnover is represented by the X axis and Y. It displays on the axis the financial strategic position of the company and displays the ratio analysis table for the detailed items related to sales and turnover, enabling detailed analysis of strategic weak points.

8 is a diagram illustrating the BEP analysis, which lists the costs of a company and allows analysis of what characteristics each cost has (e.g., fixed costs, variable costs, complex costs, etc.) For example, using a fixed cost, variable rate, etc.) displays a graph that can represent the cost and profit by sales. In the BEP analysis graph shown in FIG. 8, changes in profit and cost may be confirmed in real time.

 FIG. 9 is a general diagram of estimated finance, FIG. 10 is a diagram illustrating adjustment of estimated contents of estimated finance, and FIG. 11 is a comprehensive evaluation diagram of estimated contents. As shown in FIG. After the estimation is completed, the ratio of the currently input financial data and the estimated financial data is displayed in the form of a radar chart that can be analyzed at a glance.

Graphs and diagrams provided in accordance with the present invention provide the following features.

First, you can see up to five years of change in the amount and ratio of financial statements, and combine up to five accounts to identify the relationship between each trend. By providing an analysis function, it is possible to find a complex status and analyze a problem.

Second, it provides the company's weak points and benchmarking information by comparing and analyzing the year-by-year trend changes of its competitors or benchmarking companies according to their business type and size.

Third, the trend analysis function of EVA analysis is provided to analyze the direction of growth and value in the current direction for analysis at the strategic level, and in terms of growth and value compared to other companies through EVA comparison with other companies The level of comparison should be evaluated to help set the direction for future financial strategies.

Fourth, the company's cost structure is divided into fixed and variable costs, and the variable cost change trend can be easily analyzed, and the break-even point analysis function is provided to provide a simulation function that enables accurate analysis of profit to sales. do.

Finally, the estimated financial structure provides the function of estimating the future financial structure based on the analyzed profit and loss structure and operating the company efficiently.

On the other hand, the financial analysis and prediction method according to the present invention can be realized by the step performed by the functions of the components of the financial analysis and prediction system according to the present invention.

In addition, the method of the present invention may be implemented as a program and stored in a computer-readable recording medium (CD-ROM, RAM, ROM, floppy disk, hard disk, magneto-optical disk, etc.).

The present invention described above is not limited to the above-described embodiments and the accompanying drawings, and various substitutions, modifications, and changes are possible in the technical field of the present invention without departing from the technical spirit of the present invention. It will be clear to those of ordinary knowledge.

As described above, according to the present invention, the financial data received from the corporate customer through the Internet is analyzed and the analysis results are compared with the existing stock exchange or KOSDAQ-listed company data and provided in a visual form such as numbers, graphs, and charts. This is effective for enabling customers to manage their business status and diagnosis at a glance.

In addition, the management status and diagnostic data analyzed above can be used as basic data or management plan data such as future sales targets or funding plans received from corporate customers can be automatically generated for future plans such as balance sheet and income statement. Converted into predictive financial data and provided in visual form such as numbers, graphs, and charts, and enables real-time financial analysis, simulation, and financial strategy analysis so that corporate customers can easily diagnose and improve management status without being a financial expert. There is an effect to make the efficiency of.

Claims (30)

delete In the financial analysis and forecasting system, which conducts financial analysis and forecast of the company through the Internet, A web server unit providing access for a client to access the financial analysis and forecasting system through a web browser; A financial analysis unit configured to analyze financial data received from the client to generate financial analysis and prediction results; A visual report unit for visualizing the financial analysis and prediction results of the financial analysis unit in graphs and charts so as to provide the client with the financial analysis and prediction results visually; And A comparative evaluation unit that analyzes the financial data of a stock exchange or KOSDAQ-listed company and compares the analyzed financial data of the stock exchange or KOSDAQ-listed company with the financial analysis and prediction results of the financial analysis unit. Including, The visual report In addition, in order to visually provide an analysis result of the comparison evaluation unit to the client, the analysis result of the comparison evaluation unit may be visualized in a graph or chart. Financial analysis and forecasting system. The method of claim 2, The financial analysis unit Performing an account self-analysis to analyze the correlation and change trends between the accounts selected by the client on the financial data received from the client Financial analysis and forecasting system. The method of claim 2, The financial analysis unit The ratio of financial data received from the client can be classified into stability, profitability, activity, and growth to generate ratio values corresponding to each division, and the correlation and change trends between the ratios can be analyzed according to the client's request. Perform ratio self-analysis Financial analysis and forecasting system. The method of claim 2, The financial analysis unit Based on the financial data received from the client to perform a detailed analysis of the EVA (economic added value), turnover OP margin and disposal asset turnover and EVA analysis to analyze the turnover OP margin and disposal asset turnover Financial analysis and forecasting system. The method of claim 2, The financial analysis unit Providing a detailed analysis of the cost structure and break-even of the client company based on the financial data received from the client, estimating an appropriate cost function based on the detailed analysis, and the target profit according to the target sales amount based on the estimated cost function. Perform cost and BEP analysis to strategically analyze Financial analysis and forecasting system. The method of claim 3, The financial analysis unit The ratio of financial data received from the client can be classified into stability, profitability, activity, and growth to generate ratio values corresponding to each division, and the correlation and change trends between the ratios can be analyzed according to the client's request. Perform more proportional self-analysis Financial analysis and forecasting system. The method of claim 7, wherein The financial analysis unit Based on the financial data received from the client, a detailed analysis of EVA (Economic Value Added Value), turnover OP margin and dropped asset turnover, and further analysis of EVA to analyze the turnover OP margin and dropped asset turnover Financial analysis and forecasting system. The method of claim 8, The financial analysis unit Providing a detailed analysis of the cost structure and break-even of the client company based on the financial data received from the client, estimating an appropriate cost function based on the detailed analysis, and the target profit according to the target sales amount based on the estimated cost function. To do more cost and BEP analysis Financial analysis and forecasting system. The method of claim 2, The comparative evaluation unit Analyzing trends and trends on 5 years of financial data received from the client to perform an account core analysis to analyze abnormal signs of financial condition Financial analysis and forecasting system. The method of claim 2, The comparative evaluation unit For the five-year financial data received from the client, the ratio core analysis for analyzing the abnormality of the five-year rate value of the trend and trend analysis is performed. Financial analysis and forecasting system. The method of claim 2, The comparative evaluation unit Analyzes past financial data received from the client to estimate future financial data based on future management plans and budgets, such as future investment or recruitment, and performs estimated financial functions to perform simulation analysis doing Financial analysis and forecasting system. The method of claim 10, The comparative evaluation unit For the five years of financial data received from the client, the ratio core analysis for analyzing the abnormality on the five-year rate value of the trend and trend analysis is performed. Financial analysis and forecasting system. The method of claim 13, The comparative evaluation unit Analyze historical financial data received from the client to estimate future financial data based on future management plans and budgets, such as future investment or recruitment, and based on this, an estimated financial function to analyze. Performing more Financial analysis and forecasting system. delete In the financial analysis and forecasting method performed in the financial analysis and forecasting system of claim 2, Providing access for a client to access the financial analysis and forecasting system through a web browser; A second step of analyzing financial data received from the client to generate financial analysis and prediction results; A third step of visualizing the financial analysis and prediction results of the second step in graphs, charts, etc. to visually provide the financial analysis and prediction results of the second step to the client; Analyzing the financial data of the stock exchange or KOSDAQ-listed company and comparing and evaluating the analyzed financial data of the stock exchange or KOSDAQ-listed company and the financial analysis and prediction results of the second step; And A fifth step of visualizing the analysis result of the fourth step as a graph or a chart in order to visually provide the analysis result of the fourth step to the client Financial analysis and forecasting methods comprising. The method of claim 16, The second step is A sixth step of analyzing an association and a change trend between accounts selected by the client with respect to the financial data received from the client; Financial analysis and forecasting methods comprising. The method of claim 16, The second step is A seventh ratio of the ratio of the financial data received from the client into stability, profitability, activity, and growth to generate ratio values corresponding to each division, and analyzing the correlations and change trends between the ratios according to the client's request. step Financial analysis and forecasting methods comprising. The method of claim 16, The second step is Eighth step of analyzing detailed analysis on the EVA (economic added value), the sales operating margin and the asset disposal rate based on the financial data received from the client and analyzing the sales operating margin and the disposal asset turnover Financial analysis and forecasting methods comprising. The method of claim 16, The second step is Providing a detailed analysis of the cost structure and break-even of the client company based on the financial data received from the client, estimating an appropriate cost function based on the detailed analysis, and the target profit according to the target sales amount based on the estimated cost function. 10 steps to strategically analyze Financial analysis and forecasting methods comprising. The method of claim 17, The second step is A tenth step of classifying the ratio of the financial data received from the client into stability, profitability, activity, and growth to generate ratio values corresponding to each division, and analyzing correlations and change trends among the ratios according to the needs of the client; step Financial analysis and forecasting method further comprising. The method of claim 21, The second step is An eleventh step of analyzing detailed analysis on EVA (economic added value), turnover OP margin and dropped asset turnover, and analyzing the turnover OP margin and dropped turnover based on the financial data received from the client; Financial analysis and forecasting method further comprising. The method of claim 22, The second step is Providing a detailed analysis of the cost structure and break-even of the client company based on the financial data received from the client, estimating an appropriate cost function based on the detailed analysis, and the target profit according to the target sales amount based on the estimated cost function. 12 steps to strategically analyze Financial analysis and forecasting method further comprising. The method of claim 16, The fourth step is A thirteenth step of analyzing trends and trends on five years of financial data received from the client to analyze abnormal signs of financial condition; Financial analysis and forecasting methods comprising. The method of claim 16, The fourth step is A fourteenth step of analyzing anomalies for a five-year rate value in which trends and trends are analyzed for five-year financial data received from the client Financial analysis and forecasting methods comprising. The method of claim 16, The fourth step is Step 15 of analyzing historical financial data received from the client, estimating future financial data based on future management plans and budgets such as future investment or recruitment, and performing simulation based on the analysis. Financial analysis and forecasting methods comprising. The method of claim 24, The fourth step is A sixteenth step of analyzing anomalies for a five-year rate value in which trends and trends are analyzed for five-year financial data received from the client Financial analysis and forecasting method further comprising. The method of claim 27, The fourth step is Step 17 of analyzing the past financial data received from the client to estimate future financial data based on future management plans and budgets, such as future investment or recruitment, and perform simulation based on the analysis. Financial analysis and forecasting method further comprising. delete In financial analysis and prediction system of Clause 2, A first function of providing access for a client to access the financial analysis and forecasting system through a web browser; A second function of analyzing financial data received from the client and generating financial analysis and prediction results; A third function of visualizing the financial analysis and prediction results of the second function in graphs, charts, etc. in order to visually provide the client with the financial analysis and prediction results of the second function; A fourth function of analyzing financial data of a stock exchange or a KOSDAQ-listed company and comparing and evaluating the analyzed financial data of the stock exchange or KOSDAQ-listed company and a financial analysis and prediction result of the second function; And A fifth function of visualizing the analysis result of the fourth function as a graph, a chart, etc. in order to visually provide the analysis result of the fourth function to the client; A computer-readable recording medium having recorded thereon a program for realizing this.

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