KR100836884B1 - The subscription and installation system and method for membership service in mobile station payment portal service - Google Patents

Abstract

1. TECHNICAL FIELD OF THE INVENTION

The present invention relates to a member management system and method for registering payment service authentication of a wireless terminal, and a computer-readable recording medium having recorded thereon a program for realizing the method.

2. The technical problem to be solved by the invention

The present invention is a method for overcoming the problems of the member registration and card delivery system, a medium (IC chip, etc.) having a service authentication module (service application that can identify / confirm the member) for the member service to the wireless terminal A member management system and method for registering a payment service certification of a wireless terminal that can be installed and separate a member registration procedure and a media delivery system to facilitate customer convenience and provide a secure mechanism for financial and payment services. And a computer readable recording medium having recorded thereon a program for realizing the method.

3. Summary of Solution to Invention

The present invention provides a member management method applied to a member management system, comprising: receiving registration request information on a medium including a service authentication module; Generating, storing and managing member information based on the registration application information, and generating member issue information for issuing the member information on the medium; Authenticating a service opening request message received from the wireless terminal equipped with the medium through a wireless communication network; Generating, storing, and managing media information of the member based on the member issuance information, and generating issuance information based on the media information of the media according to the successful service opening request message; And encrypting the issued information and transmitting the encrypted information to the wireless terminal through the wireless communication network.

4. Important uses of the invention

The present invention is used for authentication services using a wireless terminal.

Wireless terminal, authentication, media, media management, service applications

Description

The member management system and method for registration of payment service authentication of wireless terminal {the subscription and installation system and method for membership service in mobile station payment portal service}             

1 is an exemplary configuration diagram of a wireless communication system to which the present invention is applied.

2 is an exemplary configuration diagram of a service authentication module installed in a wireless terminal according to the present invention.

Figure 3 is an embodiment configuration of a member management system for registration of payment service authentication of a wireless terminal according to the present invention.

Figure 4 is a flow diagram of an embodiment of a member management method for registration of payment service authentication of a wireless terminal according to the present invention.

* Explanation of symbols for the main parts of the drawings

10: wireless terminal (MS) 11: medium with service authentication module

20: Wireless carrier branch / agency 30: Member management system (MHP Portal)

40: service provider

The present invention relates to a member management system and method for registering payment service authentication of a wireless terminal, and a computer readable recording medium recording a program for realizing the method. Particularly, the present invention relates to a wireless terminal for membership service. A registration and issuing service of a medium (such as an IC chip) having a service authentication module (a service application capable of identifying / confirming a member).

In general, in recent years ahead of the 21st century, in Korea, the number of wireless terminal (mobile phone) subscribers have a wireless terminal that is a personal portable communication device for all those who have a social or work life more than about 11 million. Some criticize that the selfishness of civilization is producing egoism, but it is undeniable that the information society of dreams is coming to reality.

Such personal mobile phones have been developed in various ways such as cellular phones, personal communication system (PCS) phones, satellite communication phones, and the like. In addition, his technological development is being made continuously, and even more advanced technologies are being developed, and functions and designs are being developed so that the limits of portable communication are unpredictable.

However, all research and commercialization is being made in the development of such advanced technologies, but there are problems in that mobile phones are easily used as daily necessities for the general public, but the additional functions are not properly reflected.

The mobile phone has a structure that is easy to carry and extremely generalized, so it is always carried during the active time. Therefore, it would be very convenient to have another function using a mobile phone.

On the other hand, the conventional method of recruiting members to provide a service to a customer can be summarized and summarized in two ways, one is a method of writing an application by a customer, and the other is online using a communication network such as the Internet. Member registration method.

First, look at how to write the application handwritten by the customer as follows.

According to the application form prepared by the service provider, the customer fills out the application form by filling in the application with the information necessary for membership registration, and the completed application is collected and registered by the service provider, and the service provider registers for the registered member application. Examine the availability. And, the service provider notifies the customer who applied for membership registration, and if the member registration is possible by the result of the screening, the service provider issues a customer holding card to identify / verify the member when delivering the service and delivers it to the customer. .

The online member registration method using a communication network such as the Internet is as follows.

In order to apply for membership registration, when a customer connects to the network and directly inputs the information necessary for membership registration, and fills out an application form, the service provider's system reviews the member registration information based on the member application information entered. Then, the result of the screening is notified to the customer who applied for membership registration, and if the member can be registered based on the screening result, the service provider provides member identification information such as ID and password to identify / verify the member.

However, in the case of recruiting members through the above-described handwriting method by the customer, it is inconvenient that the service provider, its agent, and the customer must meet in person to confirm their identity when applying for membership registration and receiving the card for identification / confirmation of membership. There is a problem in that the inconvenience of adding a face-to-face process for membership registration and receipt of the card is required because the screening of the member registration is not confirmed immediately upon application. In addition, in order to solve such a problem, in the case of recruitment of mobile street sales members, which are used by credit card companies, etc., agency registration is performed by a non-responsible agency, which causes frequent accidents and problems.

In addition, in the case of recruiting members through the electronic member registration method using a communication network such as the Internet, there is an advantage that it is convenient from the customer's point of view. Difficult to do

Accordingly, in order to overcome the problems of the member registration and card delivery system, a medium (IC chip, etc.) having a service authentication module for member service is mounted on a wireless terminal, and the member registration procedure and the media delivery system are separated. In addition, it is essential to provide a safe mechanism for financial and payment services while promoting customer convenience.

The present invention has been proposed to meet the above-described needs, and is a method for overcoming the problems of the member registration and card delivery system, and a service authentication module (a service application capable of identifying / identifying members) for member services. A wireless terminal equipped with a media (IC chip, etc.) equipped with a wireless terminal and separating a member registration procedure and a media delivery system, providing convenience for customers and providing a secure mechanism for financial and payment services. It is an object of the present invention to provide a member management system and a method for registering a payment service certification of a service, and a computer-readable recording medium recording a program for realizing the method.

In order to achieve the above object, there is provided a member management system of a wireless communication network, comprising: registration application information receiving means for receiving registration application information for a medium including a service authentication module; Member management means for generating, storing and managing member information based on the registration application information, and generating member issue information for issuing the member information on the medium; Wireless communication network access means for receiving a service opening request message from the wireless terminal equipped with the medium through the wireless communication network and transmitting issuance information to the wireless terminal through the wireless communication network; Security management means for authenticating the service opening request message and encrypting the issued information; Under the management of the media management means, the media information of the member is generated, stored and managed based on the member issuance information, and based on the media information of the media in accordance with the service opening request message authenticated by the security management means. Change record management means for generating the issue information; And manage the change record management means, transmit the member issuance information and the service opening request message authenticated by the security management means to the change record management means, and transmit the issuance information encrypted by the security management means to the wireless. It characterized in that it comprises a media management means for transmitting to the communication network connection means.

In addition, the present invention is characterized in that it further comprises a service provider access means for transmitting the application information to the service provider, if the registration application information includes a subscription application for a predetermined service provider.

Meanwhile, the present invention provides a member management method applied to a member management system, the method comprising: receiving registration request information on a medium including a service authentication module; Generating, storing and managing member information based on the registration application information, and generating member issue information for issuing the member information on the medium; Authenticating a service opening request message received from the wireless terminal equipped with the medium through a wireless communication network; Generating, storing, and managing media information of the member based on the member issuance information, and generating issuance information based on the media information of the media according to the successful service opening request message; And encrypting the issued information and transmitting the encrypted information to the wireless terminal through the wireless communication network.

In addition, the present invention is characterized in that it further comprises the step of transmitting the application information to the service provider, if the registration application information includes a subscription application for a predetermined service provider.

On the other hand, the present invention, a member management system having a processor, a function for receiving registration application information for a medium having a service authentication module; Generating, storing and managing member information based on the registration application information, and generating member issue information for issuing the member information on the medium; A function of authenticating a service opening request message received through a wireless communication network from a wireless terminal equipped with the medium; Generating, storing, and managing media information of the member based on the member issuance information, and generating issuance information based on the media information of the media in accordance with the successful service opening request message; And a computer-readable recording medium having recorded thereon a program for realizing a function of encrypting the issued information and transmitting the encrypted information to the wireless terminal through the wireless communication network.

In addition, the present invention, when the registration application information includes a subscription application for a predetermined service provider, a computer-readable record that records a program for further realizing the function of transmitting the application information to the service provider Provide the medium.

The present invention intends to present equipment and network technology necessary for recruiting members for providing payment / payment / financial services using wireless communication networks and additional services accompanying them, a method of operating the same, and a technique thereof.

To this end, the present invention separates the member registration process and the media delivery system to provide a safe mechanism for financial and payment services while at the same time to facilitate the convenience of customers.

The above objects, features and advantages will become more apparent from the following detailed description taken in conjunction with the accompanying drawings. Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

FIG. 1 is an exemplary configuration diagram of a wireless communication system to which the present invention is applied. In the drawing, "10" is a mobile terminal (MS), "20" is a wireless carrier point / agent, and "30" is a member management system ( MHP Portal), and "40" each represent a service provider.

The member management system (MHP Portal) 30 is connected to a wireless terminal (MS) 10 via a wireless communication network, and a wireless communication company (for example, 011, 016, 117, 018, 019, etc.) branch / agent 20 And the service provider 40 are connected by a dedicated communication line.

The wireless terminal (MS) 10 is provided with a medium (IC chip, etc.) 11 having a service authentication module (service application for identifying / identifying members) for member service.

The wireless terminal (MS) 10 is establishing a communication environment for accessing the member management system 30, such as a wireless data network, a mobile communication network, a personal mobile communication network (PCS), a next generation mobile communication network (IMT-2000), and the like. Connection can be made via a synchronous / asynchronous wireless network.

Accordingly, the mobile terminal (MS) 10 may be a mobile communication terminal such as a cellular phone or a personal communication system (PCS) phone, a next generation mobile communication terminal such as an International Mobile Telecommunication Service (IMT-2000), or the like.

In the medium (IC chip, etc.) 11, as shown in Fig. 2, a service authentication module (i.e., credit card, electronic money, P / T, Point, department store card, gift certificate, etc.) which will be used by the member's selection in the future. Is provided, and has a platform (Platform) that allows the service authentication module to be installed and released freely.

The features of this system are as follows.

A member is a wireless communication user, and a member subscription application customer uses a wireless communication company branch / agent 20 as a window for member registration.

In order to prevent the risk of loss, theft, or misuse of the card for the existing member service, the mobile terminal (MS) 10 and a customer possession service authentication module (i.e., credit card, electronic money, P / T, Point, Department Store Card, Gift Certificate, etc.) are provided with a medium (IC chip, etc.) 11.

In order to minimize the review period of the service provider 40 for membership registration for the registered member application, when the wireless terminal (MS) 10 is sold or the device is changed, the computerized information is directly used as the member registration information. Computational processing.

In order to exclude the risks and inconveniences of physical card delivery, irrespective of the result of the service provider 40's ability to register for the registered membership application, only the user and wireless terminal registration are confirmed. A medium (IC chip, etc.) 11 capable of mounting a service authentication module (a service application capable of identifying / confirming a member) is installed in the wireless terminal (MS) 10.

Since a medium equipped with a service authentication module (a service application for identifying / confirming a member) installed for a member service installed in the wireless terminal (MS) 10 does not belong to a specific service provider, a plurality of service providers selected by the customer later 40 can be freely selected.

3 is a configuration diagram of a member management system for registering a service authentication module of a wireless terminal according to an embodiment of the present invention. In the drawing, "31" is a wireless communication network access processing unit, "32" is a change recording management unit, and "33" is a configuration diagram. Media information database, "34" is a media management unit, "35" is a security management unit, "36" is a wireless carrier branch / agent access processing unit, "37" is a member management unit, "38" is a member information database, and "39" is Each service provider connection processing unit is shown.

As shown in FIG. 3, a member management system (MHP Portal) 30 for registering a service authentication module of a wireless terminal may identify / confirm a service authentication module (member can be installed) in the wireless terminal (MS) 10. A wireless carrier point / agent connection processing unit 36 for receiving registration application information of a medium (IC chip, etc.) having a service application) from the wireless carrier point / agent 20, and a wireless carrier point / agent connection processing unit 36 A member management unit 37 for generating member information, storing and managing the member information in the member information database 38, and generating member issue information for issuing member information to the medium, based on the registration application information from A wireless communication network connection processing unit 31 for receiving a service opening request message from the mounted wireless terminal (MS) 10 through a wireless communication network and transmitting issuance information to the wireless terminal (MS) 10; Under the management of the security management unit 35 and the medium management unit 34, which authenticates the service opening request message from the telecommunications network connection processing unit 31 and encrypts the issuance information transmitted from the medium management unit 34, the member issuing information is stored. Based on the generated media information of the member, stored and managed in the media information database 33, the security management unit 35 in accordance with the service opening request message authenticated based on the media information of the corresponding medium to generate the issue information change The record management unit 32 and the change record management unit 32 are managed, and a service opening request message authenticated by the member issue information and the security management unit 35 is transferred to the change record management unit 32, and the security management unit 35 And a media management unit 34 for transmitting the encrypted issuance information to the wireless communication network access processing unit 31. In addition, when the registration application information includes a membership application for the particular service provider 40, the service provider connection processing unit 39 for transmitting the application information to the service provider 40 further includes.

The media manager 34 manages the change record manager 32 according to the member issuance information from the member manager 37 to generate the media information of the member, and then displays the unissued status in the media information, and the security manager 35. Manages the change record management unit 32 according to the authorized service opening request message, and displays the issue state in the medium information, and then configures the issue information based on the medium information.

The wireless terminal (MS) 10 receives the encrypted issuance information through the wireless communication network access processing unit 31, decrypts it in a predetermined manner, and stores the encrypted issue information in a medium.                     

Looking at the operation of the member management system (MHP Portal) 30 according to the present invention having the configuration as described above are as follows.

First, registration application information from the wireless telecommunication company branch / agent 20 is received by the wireless telecommunication company branch / agent connection processing unit 36. At this time, the received registration application information is transmitted to the member manager 37, the member manager 37 generates the member information of the member in the member information database 38, and then sends the member information to a medium (IC chip, etc.). Information for issuing (member issuing information) is transferred to the media management unit 34.

Subsequently, the medium management unit 34 generates the media information (media information field) of the member through the change record management unit 32 in the media information database 33, and the media information (media information field) of the member is not issued. Display status.

Meanwhile, the service opening request message transmitted through the wireless communication network is received by the wireless communication network access processing unit 31. At this time, the security management unit 35 checks whether the received message is a message generated by a legitimate medium, and then transmits the message to the medium management unit 34.

Then, the medium management unit 34 displays the issuance status on the medium information (media information field) of the medium information database 33 through the change recording management unit 32, and then issues the information based on the medium information (media information field). Configure At this time, the issuance information configured by the media manager 34 is encrypted by the security manager 35.

Thereafter, the encrypted issuance information is transmitted to the user's wireless terminal (MS) 10 through the wireless communication network access processing unit 31 and decrypted by a promised method, and then, on a medium (IC chip, etc.) installed in the wireless terminal device. Stored.

On the other hand, if the registration application information from the wireless carrier branch / agency 20 includes a membership application for the particular service provider 40, the member management unit 37 at a certain period promised with the service provider 40 Send all the application information.

4 is a flowchart illustrating a method for managing a member for registering a service authentication module of a wireless terminal according to the present invention, and illustrates a module issuing service procedure for member registration and member service provision.

In this embodiment, the member management system (MHP Portal) 30 distributes a medium (IC chip, etc.) equipped with a service authentication module (a service application capable of identifying / confirming a member) (401), and the medium is a wireless carrier point. Assume 402 is provided at agency 20.

First, when a wireless communication user (customer) visits a wireless carrier point / agent 20 and fills out a member registration application (403), the wireless carrier point / agent 20 receives registration information from the terminal (PC, etc.). Input via the transmission to the member management system 30 (404). Accordingly, the member management system 30 registers as a member (405), and transmits a member registration confirmation message to the corresponding wireless terminal 10 (406).

Next, the wireless carrier point / agency 20 mounts the medium to the corresponding wireless terminal (MS) (10) (407). Subsequently, when a service opening application message is created from the wireless telecommunication company branch / agent 20 to the wireless terminal (MS) 10 and transmitted to the member management system 30 (408), the member management system 30 requests the customer. In step 409, the issuing information and the application are generated and the issuing information and the application are generated and downloaded to the medium in the wireless terminal (MS) 10 (409).

Next, the wireless carrier point / agency 20 pays the corresponding mobile terminal (MS) 10 equipped with the medium for which the issuance information and the application is downloaded (411) to the corresponding customer (411), if the customer receives it (412) ), The module issuance service procedure for membership registration and member service provisioning is completed.

On the other hand, the member management system 30, when the registration application information from the wireless carrier branch / agency 20 includes the membership application for the particular service provider 40, the application information to the service provider 40 Send (413). Accordingly, when service application information is received from the member management system 30 (414), the service provider 40 determines whether or not the service can be provided (that is, whether or not membership can be checked) (415), and the result of the review is a database. In 416.

As described above, the present invention can bring about the convenience of membership registration and innovation of the card delivery system.

First, it is possible to minimize the number of customer visits by using a wireless communication company branch / agent as a window for member registration.

Second, it is possible to resolve the ambiguity of the responsibilities caused by recruitment of mobile street sales members.

Third, by combining a wireless terminal and a medium capable of identifying / identifying members, it is possible to prevent the risk of card loss, theft, and misuse in advance.

Fourth, when the wireless phone is sold or the device is changed, the computerized information is directly processed as the member registration information directly, thereby minimizing the service provider's member subscription review period for the registered member application.

Fifth, irrespective of the result of the service provider's availability of membership registration for the registered member application, if only the identity and wireless telephone registration are confirmed, the service authentication module (service application that can identify / confirm the member) can be loaded. The medium (IC chip, etc.) can be installed in the wireless terminal and delivered directly to the customer, eliminating the risk and inconvenience of physical card delivery.

Sixth, a medium (IC chip, etc.) that can be equipped with a service authentication module (a service application that can identify / identify members) installed in a wireless terminal does not belong to a specific service provider. You can choose freely.

The method of the present invention as described above may be implemented as a program and stored in a computer-readable recording medium (CD-ROM, RAM, ROM, floppy disk, hard disk, magneto-optical disk, etc.).

The present invention described above is not limited to the above-described embodiments and the accompanying drawings, and various substitutions, modifications, and changes are possible in the art without departing from the technical spirit of the present invention. It will be clear to those of ordinary knowledge.

 According to the present invention as described above, the wireless terminal is equipped with a medium (IC chip, etc.) equipped with a service authentication module (service application that can identify / identify members) for member service, and provides a member registration procedure and a media delivery system. Separately, there is an effect that can provide a safe mechanism for financial and payment services while at the same time to facilitate the convenience of customers.

Claims (10)

In the member management system of the wireless communication network, Registration request information receiving means for receiving registration request information for a medium having a service authentication module; Member management means for generating, storing and managing member information based on the registration application information, and generating member issue information for issuing the member information on the medium; Wireless communication network access means for receiving a service opening request message from the wireless terminal equipped with the medium through the wireless communication network and transmitting issuance information to the wireless terminal through the wireless communication network; Security management means for authenticating the service opening request message and encrypting the issued information; Under the management of the media management means, the media information of the member is generated, stored and managed based on the member issuance information, and based on the media information of the media in accordance with the service opening request message authenticated by the security management means. Change record management means for generating the issue information; And Manage the change record management means, transmit the service issuance request message authenticated by the member issue information and the security management means to the change record management means, and transmit the issue information encrypted by the security management means to the wireless communication network; Means for managing media delivered to access means Member management system for registration of payment service authentication of a wireless terminal comprising a. The method of claim 1, Service provider access means for transmitting the application information to the service provider, if the registration application information includes a subscription application for a given service provider Member management system for registration of payment service authentication of the wireless terminal further comprising. The method according to claim 1 or 2, The medium management means, Manage the change record management means according to the member issuing information, generate the media information of the member, display the unissued state on the medium information, and record the change according to the service opening request message authenticated by the security management means. And managing management means to display the issuance status on the media information, and to configure the issuance information based on the media information. The method of claim 3, wherein The wireless terminal, Receiving the encrypted issuing information through the wireless communication network access means, decrypted by a predetermined method, and stored in the medium, member management system for registration of payment service authentication of a wireless terminal. In the member management method applied to the member management system, Receiving registration request information for a medium having a service authentication module; Generating, storing and managing member information based on the registration application information, and generating member issue information for issuing the member information on the medium; Authenticating a service opening request message received from the wireless terminal equipped with the medium through a wireless communication network; Generating, storing, and managing media information of the member based on the member issuance information, and generating issuance information based on the media information of the media according to the successful service opening request message; And Encrypting the issued information and transmitting the encrypted information to the wireless terminal through the wireless communication network; Member management method for payment service authentication registration of a wireless terminal comprising a. The method of claim 5, wherein If the registration application information includes a membership application for a service provider, transmitting the application information to the service provider. Member management method for registration of payment service authentication of a wireless terminal further comprising. The method according to claim 5 or 6, In the management of the medium, After generating the media information of the member in accordance with the member issuing information, the non-issuing status is displayed on the media information, and the issuing status is displayed on the media information according to the authenticated service opening request message. Member management method for the payment service authentication registration of the wireless terminal, characterized in that for configuring the issuance information. The method of claim 7, wherein The wireless terminal, Receiving the encrypted issuing information, decrypted by a predetermined method, and stored in the medium, member management method for registration of payment service authentication of a wireless terminal. In a member management system equipped with a processor, Receiving registration request information for a medium including a service authentication module; Generating, storing and managing member information based on the registration application information, and generating member issue information for issuing the member information on the medium; A function of authenticating a service opening request message received through a wireless communication network from a wireless terminal equipped with the medium; Generating, storing, and managing media information of the member based on the member issuance information, and generating issuance information based on the media information of the media in accordance with the successful service opening request message; And Encrypting the issued information and transmitting the encrypted information to the wireless terminal through the wireless communication network; A computer-readable recording medium having recorded thereon a program for realizing this. The method of claim 9, In the case where the registration application information includes a subscription application for a predetermined service provider, the application information is transmitted to the corresponding service provider. A computer-readable recording medium that records a program for further realization.

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