KR100707141B1 - Construction Asset Backed Securities Method with PUD Auction - Google Patents

Abstract

The construction asset securitization method using the alternative development auction according to the present invention includes the steps of registering and processing a developer, a project operator, and a financial institution connected to a PUD auction server as an execution agent of a development project; On the basis of the consistent data on a set of incorporated lands input by registered developers, the optimal area setting program within the GIS folder of the Geographic and Image Server (S2) is used to set up a business area where development projects can be implemented. Proposing the auction target business site based on the business site proposal platform of the GIS folder; A development platform for PUD development folder for auction target business sites that have undergone a certain development zone setting process.A development plan that allows developers, engineers, and architects to create creative and business-approved projects can be established. Registering a; According to the bidding program of the auction folder embedded in the web server (S1), a plurality of development alternatives (PUDs) registered for each business site are received by bidders, bidding scores, execution ability scores, and oligopoly scores. Linked with the financial institution's securities issuing program at the stage of determining the best development alternative (PUD) and bidder for each business site by evaluating the successful bidder decision program and the volume ratio obtained by the competent authority's business approval according to the determined development project plan. It is characterized by consisting of the steps to liquidate the construction assets to the development rights securities issued by the entrusted.

Business Proposal Platform, Optimal Site Setting Program, Development Alternative Auction, Development Authority of Securities Authority, Development Alternative Writing Platform, Construction Asset Securitization, Developer, PF Account, PUD Auction System

Description

Construction Asset Backed Securities Method with PUD Auction}

1 is a block diagram of a development site (PUD) unit business site auction system according to an embodiment of the present invention,
Figure 2 is a view showing the information exchange network between the stakeholders in order to promote the development project using the business site auction system,
3 is a flowchart illustrating the entire process from the proposal of the business site to the completion of the construction work according to an embodiment of the present invention.

delete

In the present invention, the business site on which the development business is based online is first developed, the bidding-type auction is sold and sold, and the in-house investment type of general investors issuing the development right securities within a certain range of the approved volume ratio. The present invention relates to a method of securitizing construction assets to raise construction funds.
In the past, in order to secure a business site off-line, an existing construction company often pushed purchases by individual lands under the premise of the business purpose. By accelerating, the initial seller feels lost and relative deprived of not receiving development profits, while other land owners who see this phenomenon refuse to sell their property. As this frequently occurs, various problems have arisen in the existing off-line project promotion methods, such as various complaints and the development project is caught.
In addition, in the case of procurement of construction funds, due to the practice of donating construction funds loans based on collaterals such as land or the completion guarantee of construction contractors, not due to the feasibility of the project and the credit ratings of project operators, construction of financing funds due to the limitation of financing amount and the crunch of procurement windows The timely investment of funds tended to be disrupted, which would be the root of corporate bankruptcy or insolvent construction.

delete

In the past, when existing construction companies secured business land off-line, they often pursue purchases for individual lands under the guise of the business purpose. Acceleration causes the initial seller to feel lost and relative deprived of not receiving development benefits, while other landowners who see this phenomenon refuse to sell their property. As this frequently occurs, various problems have arisen in the existing off-line project promotion methods, such as various complaints and the development project is caught.
The present invention provides a method for auctioning a business site for development alternatives (hereinafter abbreviated as PUD) that can simultaneously acquire a set of lands that can be planned in order to overcome the difficulties in acquiring the land of business operators who promote development projects. In addition, by encouraging the successful bidder to carry out the construction project, the financial institution is commissioned to issue financing development securities within a certain range (e.g., 80%) of the application capacity for the approval of the project. It is to provide a method of liquidating construction assets that can lead to a stable construction fund that entails enormous floating funds for real estate speculation because no suitable investment is found.

In order to achieve the above object, the present invention includes the steps of registering as a subject of a development project by a developer, a project operator, and a financial institution connected to a PUD auction server; Based on the consistent data on a set of incorporated lands input by registered developers, the optimal site setting program in the GIS folder of the Geographic and Image Server (S2) is operated to set up a development project area where business can be carried out. Proposal of auction target business site with the consent of; The developer, the engineering and the architect are placed in the PUD development folder to specify the concept of the development alternative for the auction target business site that has undergone a certain development zone setting procedure, and the land use plan, transportation plan, supply processing facility plan, environmental management plan, Drawing up a plan for each subject such as management disposal plan and developing a creative development alternative (PUD) by driving a development alternative creation platform linked to a file analyzing the feasibility of the development alternative. Allowing it to be registered; The bidding program of a plurality of development alternatives (PUDs) is received by bidders of the web server (S1), and the bidders are determined by bidders' scores, execution ability scores, and oligopoly scores. According to the steps to determine the best development alternatives (PUD) and successful bidders for each project site and the development project plan, the Ministry of Land, Infrastructure, and Transport, which is consigned in connection with the securities issuing program of the financial institution, at a certain rate of the volume ratio obtained by the government office. It is characterized in that it is configured to equip the construction assets with securities.
(Example)
An embodiment of the present invention configured as described above will be described in detail with reference to the accompanying drawings.
1 is a configuration diagram of a business site auction system, as shown in the figure, the business site auction system (PUD Auction System) of the present invention using the Internet is a web server (S1), geography and image server (S2), and PUD auction server (B) equipped with a DB server (S3), the input and output unit (A) consisting of a developer, a project developer, a financial institution to entrust the issuance of securities, land owners, investors, PUD auction operators and Video Encoder Hub (C), which provides video, internet, and on-site video verification data, is designed to work together.
Web server (S1) is composed of auction folder for PUD auction procedure and PUD development folder for PUD development and registration, the auction folder is selected from the business site with a high response to the demand market, and bidding file for bidding When a project operator who wishes to bid bids a deposit in the PF account of a financial institution, a bid registration file is automatically issued, and the bidder is closed and the bidder's bid score, execution ability score, and oligopoly score are closed. It is divided into a successful bidder decision program that evaluates and automatically makes a successful bidder decision, and a successful bidder management file that handles the implementation of the business site as a preferred contractor.
The PUD development folder is registered as a developer for authoring a security account file to prevent contamination of the development alternative, the status as a trusted developer, the modification of the development alternative being created, and the development plan related data in the DB server. Identify the concept of development alternatives on the file and the auction target business site, draw up the thematic map of each sector such as land use plan, transportation plan, supply treatment facility plan, environmental management plan, management disposal plan, and It is divided into development alternative (PUD) registration files that review and accept the registration of development alternatives on the basis of completeness, originality and rationality.
The geographic and video server (S2) that drives the GIS folder and the video folder processes the spatial and attribute information of the business site and construction site to be auctioned, and the GIS folder includes the proposal management file and the integrated land of the business site to be auctioned. Development area through business site proposal platform and site analysis that input spatial information and attribute information by subject map such as location, form, area, ownership status, land use, land use status and upper plan map, topographic map, cadastral map, survey map, etc. It works by dividing into the optimum location setting program that sets The video folder is divided into video file that can analyze the development status of the proposed business site and construction site video file that can analyze the progress of the construction site.
DB server (S3) records the registration information of the developer, developer, and financial institution, the main role of the present invention, and also the auction target business site and development alternatives (PUD), auction results of the auction, approval results of the development project, the Ministry of Rights In order to observe and manage transparent information in real time for the successful execution of all development projects constructed by PUD auctions, including the issuance of development securities, video data of PUD sites, and the status of the management of established payments in the progress of development projects. Provide relevant data and information at each level.
As shown in FIG. 2, a network in which key players who auction the development alternative business site, which is the central subject of the present invention, and participate in the construction asset securitization are connected to the PUD auction server 300 to exchange and process information of the development project. The figure which shows.
As shown, a number of developer 200 registered by arranging by region provisionally approve the development zone, obtain the incorporation agreement (01) of the land owner 100, and the space for a set of business sites in the PUD auction server (300) By inputting the information and attribute information, developers, engineering and architects who have devised creative alternatives for a specific development zone will create and register a feasible development plan alternative.
When a plurality of development alternatives for each business site are received and registered, the PUD auction server 300 enters into the auction process by notifying the pre-registered business operators with the registration details of the development alternatives for each business site (PUD). If the candidates who wish to acquire a specific business site in the auction notice win the bid, the project operator 500 causes the developer 200 who proposed the selected development alternative to prepare this design service (A5), and Apply for approval.
3 is a floor chart illustrating the entire process from setting of a development zone to completion of a construction project according to an embodiment of the present invention. It is a schematic diagram illustrating the process of auctioning development alternatives using PUD auction server online and the process of securing construction funds by securitizing construction assets. ) Considering the regional conditions, appraising the region's upper plan and land use status, and temporarily appraising the PUD target area, persuading the landowner 100 in the target area to obtain a transfer agreement (102) with over 80% of owners After receiving the setting procedure of the business paper proposal platform of the GIS folder is subjected to the step (301) of registering the auction target business paper to the PUD auction server. Registered developer (200), engineering company, architect, etc. analyzes the location conditions of specific business site, executes development development platform in the PUD development folder of the PUD auction server, and develops and registers a development approval that can be approved by the business (202). The procedure is as described in FIG.
PUD auction server 300 retrieves the business site demand information of the demand market input by the operator of the auction server 300, the response of the demand market among the auction target business site registered a plurality of development alternatives (PUD) 202 After setting the bidding order for each business site by the self-selection of the PUD auction server 300 by the high-quality business site, the PF account 401 of the selected business site is opened at the financial institution 400 that will act as the securities issuer. At the same time, the bidding announcement 302 for auction on the Internet and at the same time enters the step of notifying the bid information by e-mail to the registered business operator 500.
Receiving the bidding information, the business operator 500 examines the development alternatives (PUDs) 202 registered on the auction target business site of the PUD auction server, analyzes the business feasibility, and confirms the bidding plan before bidding the PF account 401. When the deposit 402 is transferred online and the bid registration 303 is completed, a bid password is transmitted.
The bidding information entered in the PUD auction server is automatically evaluated by the successful bidder determination program immediately after the bidding closing. For example, the list and the bidding history are disclosed up to 10th place, and the successful bidders (500) contract as a business site acquisition contractor. You will be automatically notified of the winning bid 304 by e-mail along with the procedure.
In the optimal successful bidder decision program, the successful bidder is determined by the project operator's ability to execute the development project (50%) and the bid price score (50%). It is determined by the enforcer 503.
The business operator 500 who received the bid for the business site and was notified to the preferred contract operator 503 submits the bidder's obligations and supporting data (504) to the business site auction and prepares a performance guarantee (305) for successful business performance. Sign a business site acquisition agreement. The project operator 500 who has entered into a business site acquisition contract sends the land payment plan to the transfer owners 100 via e-mail via the PUD auction server 300 within 10 days of the contract conclusion date. Enter
In compensation payment (306) of land price, it is divided into land ownership compensation compensation (105) and use rights development compensation (108), and ownership compensation compensation (105) is awarded by the business operator (500) who has won the business site. This means that the landlord (100) and the stakeholder on the land are paid as a safe means to preserve the priority of the bidder's original acquisition of the business site after the bidding is confirmed so that no obstacles to ownership or pledge can occur. If the amount corresponding to the compensation 105 is paid, the transfer of ownership, the establishment of ground rights, or the exercise of pledge are impossible without the consent of the operator 500.
Next, in the use right development compensation 108, the amount of ownership compensation compensation is paid out of the winning amount, and the business land acquisition contractor (enforcement company) receives the business approval from the jurisdiction and is confirmed as a planned development business right holder. The payment is made with funds raised by the Ministry of Land, Infrastructure and Transport (Securities) 407 issued by a financial institution that is authorized and entrusted within a certain range (for example, 80%) of the volume ratio in the land use plan.
The order of payment will be paid from the landlord who submitted all the documents (107) related to land transfer and completed the preliminary matters. However, as a result of the business operator 500 receiving the business approval, the business feasibility is significantly reduced in the credit rating 404 of each financial institution 400 and the performance verification 307 of the PUD auction server 300. In the event that a determination is made that it cannot be guaranteed, the status of the preferred contract enforcer is deprived, the position is inherited by the next-order bidder, and the payment of the title preservation paid to the landlord.
The financial institution 400, which has been entrusted with the issuance of physical rights development securities from the PUD project execution company 500 having good evaluation on the business approval (308), is the public announcement of the development of securities development funds for financing of PF funds on the Internet (405). If the subscription application of the promising PUD is excessive, the subscriber and the purchase offer are based on the number of purchases by the balance sheet by computer lottery. The decision is made, and the publication result is stored and stored in the DB server (S3) of the PUD auction system.
In addition, investors 600 can freely distribute the right-development development securities in the securities market.If there is a sale announcement (511) of the project operator (500), the investor (600) may repay it with a pre-sale application (604) or at the time of settlement of the development project ( 316) at a fixed rate dividend.
Funds for the construction of the PF account 401 procured by the release of the Ministry of Land, Infrastructure and Transport can only be withdrawn by the project operator's 500 ready-made application (510). In order to secure the completion (513), the supervision process is thoroughly eliminated and the supervisor's process confirmation (312) and the video material (S2) verifying the progress of the construction site are verified so as to maximize the on-site yield of PF funds. Enter the ready payment notice 313, where 80% of the withdrawal funds are deducted from input and labor costs. In accordance with the equilibrium of the pre-sale rights, an investor with a corresponding securities may apply for pre-sale according to the rules of supply when the business operator 500 issues the pre-sale notice 511, e.g. The same opportunity is given, and resale is possible only once (605) depending on the living conditions.

delete

delete

delete

delete

delete

delete

delete

delete

delete

delete

delete

delete

As described above, the present invention induces planned development by trading a development alternative business site (PUD) in a bidding auction, and can easily secure a group of business sites from landlords that are guaranteed a considerable development profit in a short time. On the other hand, it is possible to reduce many complaints caused by the time difference of compensation standards, and to raise the abundance of PF funds to overcome the difficulties in the early stage of development due to the nature of the construction business where the cash flow is concentrated at the time of completion. By optimizing the asset management of project operators, the guilt provides a way to break down collateral-oriented lending practices and to induce enormous floating funds mobilized in real estate speculation in the form of indirect investment in stable real estate development to provide a way to liquidate construction assets.

Claims (1)

A developer, a developer, a financial institution, which is a main agent of a development project, accesses and registers a PUD auction server; Based on the consistent data on a set of incorporated lands input by registered developers, the optimal land setting program in the GIS folder of the Geographic and Image Server (S2) is used to set up an area of land where business can be executed, and with the consent of the incorporated landlords. Proposing an auction target business land (PUD) as a business land proposal platform of the GIS folder; For the auction target business site (PUD) that has undergone a certain development zone setting process, the developer, engineering, and architect can establish a development alternative (PUD) that can be approved by the development alternative creation platform of the PUD development folder. Receiving and registering a plurality of development alternatives (PUD) for each; According to the bidding program of the auction folder built in the web server (S1), the bidding score and the execution ability score by the bidder decision program are received by the bidders from a plurality of business operators 500 for a plurality of development alternatives (PUD) for each business site. And the oligopolishing score, the stage of determining the best development alternative (PUD) and the successful bidder of the specific business site, and the development project plan, which is approved by the competent authority for a certain range (e.g. 80%) A method of liquidating construction assets through auctions of development alternatives, characterized in that it is arranged to liquidate construction assets by consigning a titled development securities in connection with a securities issuing program of a financial institution.

Images