KR100453317B1 - System and method for servicing the financial entertainment using lottery - Google Patents

Abstract

PURPOSE: A system for supplying a financial entertainment service by using a lottery ticket and a method therefor are provided to issue sports-based lottery tickets, and to distribute the lottery tickets through a transaction system, then to assign/supply money for a winning number of a lottery ticket in various methods. CONSTITUTION: Lottery tickets are issued(P00), and a handicap to be used while subscribing to the lottery tickets is estimated(P10). The handicap, winning matters, and information which can influence a team selection of purchasers are notified(P11). User information for purchasing the lottery tickets are registered(P12). A dedicated virtual account is provided(P13). The lottery tickets are sold(P14). Users bet on the lottery tickets(P16). A lottery ticket trading is conducted among the registered users(P17). A user-targeted event is created(P18). A winning number is drawn while a prize is awarded(P20). An affiliated financial institute gives the prize(P21).

Description

System and method for providing financial entertainment service using lottery ticket {System and method for servicing the financial entertainment using lottery}

The present invention is to issue a lottery ticket (lottery ticket or voting ticket, hereinafter referred to as a lottery ticket) for sports, and to distribute the lottery ticket having a value that varies according to the winning probability, which changes from time to time until the result of the sport is confirmed, New lottery service system and method for allocating / paying winnings in various ways according to the result of the target sport.In particular, for the operating company, the new lottery business model activates the sale of the lottery through an interesting new lottery business model and new fees through trading. It can generate profits, and users can trade the lottery tickets in real time according to the trading price reflecting the expected value that changes according to the progress of the target sport after purchasing the lottery tickets, and increase the odds of winning and winning the prizes. Enjoy the sport through various event events In addition to the help that you can even enjoy the fun of trading and bokpyo bokpyo bokpyo reserves related to improved service delivery system and method.

Conventional ticket sales and service methods have been able to overcome the passive limitations of selling, purchasing, and winning by presenting the results. Some lottery tickets have been developed with a few active factors that users can select at the time of purchase, but the user was not able to participate in the process of making a decision after the purchase, and the operator had no additional revenue generating factors other than the sale of lottery tickets.

In order to solve this problem, a real-time stock trading model that puts teams or players in stocks as stocks or a model that has a lottery dividend, real-time trading and settlement stages for lottery tickets issued for a game It has been suggested.

However, the prior art as described above, the sale of due to the power difference between the team and players (hereinafter referred to only as 'team') and the problem that only limited users can participate in the transaction because the ticket trading operating time is from the start to the end of a game. There is a problem that an imbalance occurs, and if the probability of determining a game result increases, the transaction is almost stopped, and thus, the ticket trading service is not activated because the user cannot give continuous attention to the ticket.

The present invention has been proposed in order to solve the above problems and meet the above-mentioned demands, and the issue of "Issuance-Handicap Estimation-Notification-Complicity-Trading-Dividend Determination-Liquidation" is made with sport as the subject of issuance of a lottery ticket. Steps define how the ticket service is provided.

SUMMARY OF THE INVENTION An object of the present invention is to provide a system and method for providing a ticket service that can prevent an imbalance between sales due to power difference between participating teams of the sports to which the ticket is issued.

The second object of the present invention is to provide users with more interesting and rich lottery tickets by providing the possibility of winning additional prizes by various events prepared by the operating company, in addition to the profits from the trading between users during the lottery trade. To make it possible.

A third object of the present invention is a system for providing a ticket service, which enables the ticket service to be activated by having the owners of all the tickets have an expectation for winning until the end result of the target sport of the ticket increases. It is to provide a method.

It is a fourth object of the present invention to provide a system and method for providing a lottery service having a relatively high transaction stability and transparency of money management.

1 is a flowchart illustrating a method for providing a financial entertainment service using a lottery ticket according to the present invention.

2 is a block diagram of a financial entertainment service providing system using a lottery ticket according to the present invention.

3 is a block diagram of a database in which information on a lottery ticket according to the present invention is stored.

4 is a block diagram of a database for processing user information and financial information according to the present invention.

5 is a flowchart illustrating a member registration process according to the present invention.

Figure 6 is a flow chart for a handicap calculation process for providing when the competition in accordance with the present invention.

7 is a flow chart for a ticket sales process through the process of collusion in accordance with the present invention.

8 is a flow chart for a lottery option betting process after the competition according to the present invention.

9 is a flowchart illustrating an event operation process of various sports events according to the present invention.

10 is a diagram illustrating a handicap information guide screen during the competition process to which the present invention is applied.

11 is an exemplary embodiment of a user provided program in a trading process to which the present invention is applied.

12 is a flow chart for the lottery and dividend process according to the present invention.

13 is a flow chart for the clearing process according to the present invention.

* Explanation of symbols on the main parts of the drawing

S101: TLS server S102: issuance module

S103: Ticket information management module S104: Trading management module

S105: Web service provision module S106: Communication management module

S107: Payment Settlement Management Module S108: Trading Lotto Database

S109: affiliated financial institution server S116: affiliated financial institution database

The present invention having the above object is an internet lottery trading service method using a lottery ticket for sports, and obtains a business right through acquiring a consignment business right from a state or through a strategic alliance with an existing consignee. Issuing a ticket to store in the operation server; A handicap calculation step of determining a “handicap” reflecting the power difference between teams in order to prevent an unbalanced sale of the lottery ticket for each team due to the power difference between teams participating in the target sport and maintaining the winning probability; A notification step of informing information such as a handicap determined in the handicap calculation step, information on winning teams during the competition, such as winning items by various events and winning items by the final result of the sport; A public offering step of conspiring the buyer of the lottery ticket issued for a specific sport for the general user and storing the lottery ticket information according to the result of the competition in the operation server; A trading step in which sales and purchase of lottery tickets are made at a desired price and quantity for sale through a trading lottery system provided by the operating company, and various event awards are provided by the operating company to double the user's interest; A dividend determining step of determining a dividend amount or a winning amount for the user according to the form of the lottery according to the final score and the individual title result after the end of the target sport; A liquidation step in which a payment request is made to an affiliated financial institution by the operating company for the dividend amount or the winning amount determined in the dividend determination step; It includes. In addition to the above steps, the right to purchase a lottery ticket at the issue or contract price at any point during the trading period (sports period) for the user who participated in the competition or the user who meets the criteria set by the operating company. A purchase of a lottery ticket option may be added between the competition step and the trading step or within the trading step.

The notification step may include a pre-calculated handicap history and a target sports progress (for example, a baseball lottery for the XX home run batter's team lottery and a prize or a team lottery with a perfect game). This is a step of notifying the user of various winnings (winners' decision method and winnings) after the end (lottery and prize for the individual title king team lottery), and primarily provide information necessary for the user's team selection in the subsequent competition In addition, during the sporting period, it is possible to promote the trading of the lottery tickets of the teams that are very likely to win the above prizes, and to maintain another chance of winning until the end of the sport even if the lottery is not matched with the winning team.

In the competition stage, the competition is conducted in various forms of lottery operation (lottery, dividend, lottery and dividend, etc.) and when the number of competition requests is greater than the number of lotteries issued, the lottery is allocated according to the application rate. Refund to the user for the amount exceeding. In addition to the purchase through the open call, the operating company may provide an opportunity for the purchaser to purchase the feeder's lottery ticket through various sales channels. In this case, a user who purchases a branch ticket can log in to the operator company site and register the branch ticket purchased in the sales channel in his account to participate in trading and various events.

In the trading step, in order to activate the competition participation, the initial trading start price is adjusted to be higher than the competition price by applying the competition premium, and the transaction is started. Inducement of trade participation events that select winners on a regular basis for users who participate in trading to activate trading of lottery tickets. (For example, 10,000th trading user, Weekly trading ranking king, Monthly profit rate, etc.) ) And all or part of the stages of awarding a one-time event (eg baseball 1 home run, 100 home run, perfect, no hit no run, etc.) to induce interest to the user with a long ticket. have.

The dividend determination step is to draw and award prizes to users who have a lottery ticket that does not match the winning team or player, as announced in the notification phase, in order to induce interest of the entire lottery owner until the end of the target sport. ; In order to maintain the value of the lottery until the end of the sport, the lottery winners will be awarded to users with specific requirements to win the lottery (for example, a player who owns a player's lottery with a personal title player, such as a home run king, RBI king, batting king, and many kings) It characterized in that it comprises a step and the like.

On the other hand, in the present invention, for the safety of the lottery transaction using an official certificate at the time of user identification, money management is made through a reliable financial institution escrow services, withdrawal and withdrawal of money is electronic financial services (virtual) of financial institutions Account, etc.).

On the other hand, the present invention, a system for providing a financial entertainment service through the transaction and dividends of the lottery ticket, the lottery transaction management server having a database; An affiliate financial institution server having a database; A firewall connected to a wired and / or wireless communication network between the lottery transaction operation server and the affiliated financial institution server connected to each other by a communication line; And a user terminal connected to the lottery transaction operation server and the affiliated financial institution server through the wired and / or wireless communication network, and issuing and trading a lottery ticket for sports through the lottery transaction operation server. do.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings. In the following description of the present invention, detailed descriptions of well-known functions or configurations will be omitted if it is determined that the detailed description of the present invention may unnecessarily obscure the subject matter of the present invention. Terms to be described later are terms defined in consideration of functions in the present invention, and may be changed according to intentions or customs of users or operators. Therefore, the definition should be made based on the contents throughout the specification.

1 is a flowchart illustrating a method for providing a financial entertainment service using a lottery ticket according to the present invention.

As shown in the figure, the present invention is ① handicap issuance for the purpose of trading (P00) ② handicap calculation to calculate the handicap to be used in the competition of the issued ticket (P10) ③ handicap determined in the handicap calculation step, sports period Notification step that informs the influence of the winner's team selection during the competition, such as winnings by various events and winning results by sports final result (P11) ④ Registration of user information to purchase a lottery (P12) ⑤ Keeping financial information and issuing a dedicated virtual account to a partner financial institution (P13) ⑥ Selling a lottery ticket by public offering (P14) ⑦ Collecting a lottery ticket on escrow account (P15) ⑧ After the competition is completed, ⑧ You purchase a lottery ticket. Option betting (P16) ⑨ Trading tickets between registered users during the course of the target sport (P17) Execute event for user to perform various events for user to increase Sim (P18) 행사 Event of unpaid ticket option or misfortune purchased by user in ⑧ above (P19) 결정 Lottery / Dividend decision according to target sports result and event for non-winning team Awards based on the awards and individual titles (P20) 지급 The payment will be made by the affiliated financial institutions based on the details determined in the above ⑫ and cleared by escrow (P21).

2 is a block diagram of a financial entertainment service providing system using a lottery ticket according to the present invention.

As shown in the figure, the system according to the present invention is configured such that the service method according to the present invention can be provided using the Internet (including wired and wireless). The system according to the drawing includes an internet network supporting user access (S100), a user terminal (wired / wireless web browser, a dedicated PDA program, etc.) (S000), a trading lotto equipped with a ticket issuance and management service module to access the service system. Affiliate financial institution server for providing escrow functions including system server (S101) (hereinafter referred to as 'TLS server'), trading lotto database (S108) that manages data, fund collection, settlement, and management modules of affiliated financial institutions ( S109), the affiliated financial institution database (S116) that manages the data of the affiliated financial institution is largely composed.

The TLS server comprises: ① issuance module (S102) in charge of issuing lottery tickets, ② lottery information management module (S103) for managing information of the lottery ticket after it is issued, and ③ a trading management module (i.e. S104), ④ web service for the user, web service provision module responsible for user information management (S105), ⑤ communication with the affiliated financial institutions, credit card companies, other payment institutions linked (communication companies, real-time funds transfer, etc.), E -Communication management module (S106) in charge of communication, such as Mail, SMS, Intelligent Message System (IMS), ⑥ Result of collection of collusion in accordance with the service of the present invention from the affiliated financial institutions, payment results of users, settlement history management, It consists of a payment settlement management module (S107) in charge of payment history management, winning / winning information management, cyber money reserve management. Each module can be mounted and operated as a separate server according to the amount of work performed. Each module stores the generated data in the Trading Lotto Database.

According to the present invention, the affiliated financial institution server (S109) in charge of actual money flow management, escrow function, etc. is ① financial information management module (S110) performing financial information management of the user, ② communication with the TLS server Communication management module (S111), which performs communication tasks such as internal email, SMS, ③ Payment settlement management module (S112), which performs management of trading funds, various payment management, and industrial affairs; Host interworking module (S113) in charge of account inquiries, etc. ⑤ Virtual account management in connection with the host or server-based virtual account system of the affiliated financial institution to perform overpayment check, real-time return, fund collection, etc. Module (S114), ⑥ password authentication management module (S115) responsible for user's certificate verification, digital signature, encryption and the like. Data generated from each operation module is stored in the affiliated financial institution database (S116). In the figure of the present invention, the communication between the TLS server and the affiliated financial institution server uses a firewall (S117).

3 is a block diagram of a database in which information on a lottery ticket according to the present invention is stored.

The ticket issuance information management table (L100) stores the serial number, the year of issue, the date and time of issue, and the predefined item code and code information about the team / player. The lottery information includes the ticket issuing information (L100) and the lottery ticket information (L200) that stores the amount of the target lottery ticket. The lottery ticket information includes handicap information, a contest price, a sale price, a lottery / dividend / mixed formula, and the like. There is distinguishable lottery operating information. In addition, the lottery ticket when the value is transferred to a specific user by the competition to operate the lottery ticket sales information table (L300) together. The lottery ticket sales information table stores a user's official certificate information having ownership of the lottery ticket and an electronically signed authentication value using the user's official certificate. In addition, the sales information stores the information of the game to which the target lottery belongs and the trading information on the trading transaction between users.

4 is a block diagram of a database for processing user information and financial information according to the present invention.

According to the present invention, the user information includes: ① a user's contact information, address information, and a user basic information table (M100) for processing login when accessing the service site (service site including wired and wireless service, hereinafter referred to as site). Basically, ② a trading information table (M200) for storing the user's owned lottery information and virtual account information, cyber money information for the collection, ③ credit information (M300) table for storing the credit card information of the user, ④ It consists largely of the deposit and withdrawal history (M400) table for storing the user's deposit and withdrawal details, ⑤ the user financial information (M500) table for storing the financial information used by the user in the transaction. In FIG. 3, if the user can use the public certificate to process the login to the site, the public certificate is used. If the public certificate is not available, the combination of the resident business number and the user basic information (M100) is used. Can be used to log in using. When using an external payment gateway (PG), the credit transaction information (M300) table does not exist in the operation server, and when the merchant contracts with the credit card company, it exists in the operation server. do. In addition, the user financial information (M500) table does not exist in the operation server, but exists in the financial institution by using a third-party fund management method (escrow method) using a financial institution such as a bank to prevent external leakage of financial information Provide secure transactions.

5 is a flowchart illustrating a member registration process according to the present invention.

The user T100 inputs information for inputting the member basic information table M100 and the credit transaction information table M300 of FIG. 4 into the TLS server T200 in the member information creating step M10 (M101). After completing the member information, the user inputs the official certificate password using a registration module using public certification distributed in the affiliated financial institution server (T300) (M102). The user who correctly inputs the certificate certificate enters the user bank and account number in the target module (M103). In the registration module, the user's name is not input and is replaced with a name extracted from the public certificate. The registration module receiving the user's account information and the bank name transmits the information to the target affiliated financial institution server (T300). The verification module of the affiliated financial institution server, which has received the user's accredited certificate information and financial information using the registration module, verifies the validity of the accredited certificate (M104). The affiliated financial institution server, which has validated the accredited certificate, divides the financial information into a current account and another account (M105). If the information received in the above process is our account, the account number and the account holder exists in our database, and check whether it matches the received information (M106). If the received account is a foreign account, a request is made to the recipient account inquiry to the user's bank server (T400) of the target user and the result is returned (M107). The processing module receiving the result from the other line checks whether the account information input by the user and the information received by the account holder during the verification of the other account match. (M106). The processing module of the affiliated financial institution that has processed all the account information checking process stores the information in the member financial information table M500 of FIG. 4 in the affiliated financial institution server T300, and simultaneously confirms the account holder with the TLS server. The TLS server which transmits the account information and receives the account verification information ends the membership registration procedure (M108).

6 is a flowchart illustrating a handicap calculation process for providing in the competition according to the present invention.

The target sport for which the handicap is to be calculated before the lottery ticket is issued and contest is selected (H10). After selecting the target sports, a handicap calculation committee is formed with the participation of sports experts, users, and operating companies to apply the fair handicap (H11). To calculate the handicap, the committee collects user opinions by user vote and stores the predicted performance data selected by the user (H12). Based on the analysis of the sports expert committee participating in the committee, the expert's expected score is determined. (H13). The operating company submits to the calculation committee the expected scores presented by the operating company based on the existing trading history and statistics of the operating company (H14). The handicap calculation committee calculates the final handicap based on the above ① user estimation results (H12), ② expert committee prediction results (H13), and ③ operating company's expected results (H13). The handicap calculated through the above steps is finally reflected in the competition system and used for the competition of the target lottery ticket. (H16)

7 is a flowchart illustrating a ticket sales process through a collusion process according to the present invention.

According to the present invention, after the user logs in to the operator's website using an official certificate (P41) and then looks up detailed information on the target sport displayed through the site (P42), the user determines whether to participate in the competition (P43). ). The user confirms the amount and target of the competition subject by his / her doctor (P44), receives a virtual account to be deposited from the operating company (P45), and deposits the competition funds into the designated escrow account (P46). The real-time deposit details are automatically notified to the operating company from the partner financial institution (P48), and the amount and amount of the application lottery tickets related to the competition participation are displayed through the user's terminal, and the lottery tickets are allocated to the users who participated in the competition (P49). The amount of money exceeding the price of the lottery ticket is returned to the user (P50). Through the above process, the process of assigning and selling the lottery ticket before the start of the target sport ends.

8 is a flowchart illustrating a betting option option after the competition according to the present invention.

After the competition is completed (O10), the user who participated in the competition selects the lottery option bet and deposits the option payment (O11). Option betting includes operating company purchases to increase lottery sales and option selection between users. When the user exercises the option (O12) at the time of exercising the option, the user transfers the ownership of the target lottery to the option exercise user when the user deposits the option ticket purchase price to the affiliated financial institution (O13). If the user is unhappy with the option (O14), the operating company and the partner financial institution close the option (O15).

Here, the option means a user's right to purchase a lottery ticket at the issue or contract price at a predetermined time during the target sports period, and the user can exercise the option at the time of exercising the option during the sporting period, and purchase the option lottery ticket during the exercise of the option The payment is made to the affiliated financial institution. Accordingly, ownership of the corresponding lottery ticket is transferred to the user. On the other hand, if the user does not exercise the option at the time of exercising the option, the operating company and affiliated financial institutions liquidate the option.

9 is a flowchart illustrating an event operation process of various sports events according to the present invention.

As the target sport progresses (E10), the operating company conducts various events (E11). The types of events are ① user participation events (E12) that participate in events provided by the operating company, such as matching scores and matching specific game results, ② trading events provided by the operating company's system (e.g., trading 10,000 times, 100,000th) ( E13), ③ It comprises a non-user-targeted event (E14) to attract attention to the general user who did not participate in the competition.

Determination of the award object and method for the user selected in the event process (E15), and the award (E16), the event during the sporting event according to the present invention ends.

10 is a diagram illustrating a handicap information guide screen during the competition process to which the present invention is applied.

This figure is information for decision making for the user's purchase as an example of the target sports information inquiry (P42) in the competition process of FIG. Through the embodiment shown in the figure, the user can make a decision on "what team (or team) to buy a lottery ticket" ① ① probability of winning each team and the specific expected game difference ② ② overcome the sales imbalance due to the expected power difference Handicap granting ③ new expected ranking when handicap is granted ④ analysis of all the data that can predict the power of experts ⑤ decision making can be made through detailed data such as the record of the last three years and the shift of the power during the Stäubligue. The handicap granted to start the probability of winning the actual data almost equal to the tie allows the user to make a final decision. The handicap applied to this system is a specialized lottery competition offered by the operating company to solve the imbalance in sales due to the power difference between teams participating in the sports. By applying the handicap, the ranking result of the winning company and the actual match / league ranking may differ.

11 is an exemplary embodiment of a user-provided program in the trading process to which the present invention is applied.

The user inquires all information about the transaction using the program provided in this drawing. Detailed information such as today's trading volume, daily increase and decrease rate and percentage, sell and purchase balance and price, today's game results and detailed progress, low and high price and low price are provided. Proceed. For the trading of the user, the program provides information such as the balance of the user, the orderable amount and the number of lottery tickets, the virtual account for depositing, and the user can easily execute the trading as in the case of stock trading.

12 is a flowchart of a lottery and dividend process according to the present invention.

After confirming that the target sport competition is objectively finished (P100), the operating company determines the final ranking by applying the handicap calculated in FIG. 6 to the actual result of the target sport (P101). The operating company will proceed with the procedure for the payment of the winning team's lottery owners and the drawing and awards for the non-winning team or individual title winner's discharge team lottery tickets. First, in order to pay for the winning team lottery tickets, a lottery winner is executed (P104) to confirm the winner and the amount of payment (P105), and the dividend target and dividend amount are decided to the dividend owner (P107). do. Confirmation of prizes and prize amounts (when announced at a certain rate) according to matters notified in advance at the notification stage (for example, prize programs such as personal title matching events) for users who own non-winning team lottery tickets ( P109). The drawing and dividend determination process of the present invention is terminated by generating a result of requesting payment to an affiliated financial institution based on the details determined in the above steps.

13 is a flowchart of a liquidation process according to the present invention.

When the target sport is finished (C10) and the dividend / winning details are confirmed, a result (C11) of the payment object and the amount determined in FIG. 12 is transmitted from the operating company to the affiliated financial institution to request payment. At this time, the financial information such as the user's payment account is stored in the server of the affiliated financial institution as described in FIG. The affiliated financial institution that has requested payment from the operating company (C12) verifies the integrity of information, such as user information requested for payment, user financial information in the affiliated financial institution, and the sum of the total payment amount (C13). After the verification of information integrity, the affiliated financial institution withdraws the payment from the escrow account and pays it (C14). After completing the payment, the affiliated financial institution notifies the fact of payment to the operating company (C15), and the escrow of the affiliated financial institution is cleared (C16), and thus the whole process according to the present invention is terminated.

On the other hand, since the handicap calculation step of the basic step of the present invention is any competition step may be located at any stage, the technical scope of the invention should not be limited by the order, and the technical idea of the present invention is baseball, football, basketball Since it can be easily applied to any sport, such as golf, it will be readily understood by those skilled in the art that the scope of the present invention and the like may not be limited due to minor differences in a particular sport.

While the content of the present invention has been described by way of examples, the embodiments of the present invention are merely illustrative of the present invention and should not be construed as limiting the scope of the present invention. Those skilled in the art to which the present invention pertains may modify or alter the present invention in various forms within the principles and scope described in the claims herein.

As described above, according to the present invention, unlike the existing lottery, which is determined by winning a passive lottery after the purchase of a lottery ticket, or dividends only by the result of the winning, the lottery operation procedure "issuance-handicap calculation-notification-competition-trading (event award) In addition to realizing the profits from the sale of the lottery ticket, users can purchase the lottery tickets of their favorite team without hesitation. It is possible to provide the pleasure of participation and the expectation of winning various events during the holding period of the ticket. For the operators, the exciting new ticketing business model will enable the sale of the ticket and generate new commission income through trading. have.

In addition, although the present invention could not guarantee the fund stability of the sold amount in the existing lottery ticket business model, increase in lottery sales and lottery by providing a base for users to safely participate in transactions through escrow services of reliable financial institutions As well as the effect of the transaction activation, the operating operators provide new revenues, such as the ticket sales commissions, together with the sales revenue of the ticket, and the user's interest in the target sports is increased, which can be extended to additional business models related to the present invention. have.

Claims (21)

In the method of providing a financial entertainment service using the lottery ticket by the ticket operator to trade the lottery ticket issued for sports by the operation server connected to the wired / wireless communication network, such as the Internet, A ticket issuing step of issuing and storing a ticket for a specific sport; A handicap estimating step of calculating a handicap for compensating for the power difference between teams / athletes who have to compete in a sport that is the issue of the lottery; An information notification step of guiding handicap information calculated in the handicap calculation step and information related to winning various events predetermined by the lottery operator; A public offering step of storing the information on the property of the lottery ticket according to the result of the contest when the user who submitted the public offer to the issued lottery ticket has completed the deposit; A trading step in which a trade of lottery tickets is made and an event to be performed during a sports period is executed among the events guided by the information notification step, so that a winner is determined and a prize is awarded; Dividends and / or winners and winnings are determined according to the final result after the end of the sports, and the event to be performed after the end of the sports is executed during the event guided by the information notification step. ; A liquidation step of making a payment by requesting payment of a dividend and / or winnings to a partner financial institution determined in the dividend determination step; To Method of providing a financial entertainment service using a lottery ticket. The method of claim 1, A ticket lottery option purchase step for purchasing an option which is a right to purchase a lottery ticket at a predetermined time during a sports period, is provided between the competition step and the trading step or within the trading step. How to provide financial entertainment services. The method of claim 2, The method for providing a financial entertainment service using a lottery ticket is entitled to purchase an option in the lottery ticket option purchase step. The method according to any one of claims 1 to 3, The event winning related information guided by the information notification step includes at least one of an event to be performed during the course of the target sport and an event to be performed after the end of the target sport. Way. The method of claim 4, wherein The event to be performed during the target sports progress period is a financial entertainment service providing method using a lottery, characterized in that the event provided by the operator and / or user participation events and / or non-user target events. The method of claim 4, wherein The event to be performed after the end of the target sport includes an event for a user holding a non-winning team and / or a winning team lottery ticket and / or an event for a user holding an individual title winner discharge team lottery ticket. How to provide financial entertainment services. The method according to any one of claims 1 to 3, The handicap calculation step is a financial entertainment service providing method using a lottery, characterized in that calculated by reflecting the operator opinion and / or expert evaluation opinion and / or user opinion at a predetermined ratio. The method according to any one of claims 1 to 3, The event winning related information guided by the information notification step includes the information on the event type, event winning requirements and event winnings, etc. The financial entertainment service providing method using a lottery ticket. The method according to any one of claims 1 to 3, The public offering step is a financial entertainment service providing method using the lottery, characterized in that the competition is performed by distinguishing the operation form of the lottery and / or dividends and / or a combination of lottery and dividends. The method according to any one of claims 1 to 3, If the user purchases the branch tickets sold separately by the operating company, there is a further step of logging in to the operating company's website and registering the branch tickets in his account. After the branch tickets are registered, they are the same as the tickets sold by the public offering. A method of providing a financial entertainment service using a lottery ticket so that it can be traded automatically. The method according to any one of claims 1 to 3, The lottery transaction in the trading step is a financial entertainment service providing method using a lottery, characterized in that the real-time transaction is made at a price coinciding with the purchase order price. The method of claim 11, The first order price in the trading step is the price of the public offering price plus a predetermined premium, characterized in that the financial entertainment service providing method using a lottery ticket. The method according to any one of claims 1 to 3, The method of providing a financial entertainment service using a lottery ticket, wherein the deposit amount at the step in which the user needs to deposit one of the steps is finally collected in an escrow account of the affiliated financial institution. The method according to any one of claims 1 to 3, The method of providing a financial entertainment service using a lottery ticket, wherein the deposit and withdrawal at the stage in which the deposit and withdrawal of money is required is performed through a virtual account. The method according to any one of claims 1 to 3, If the identification of the user is required at each step, the identification is provided by the financial certificate service providing method, characterized in that made by a public certificate. In the financial entertainment service providing system using the lottery ticket issued and traded by the operation server connected to the wired and / or wireless communication network, The operation server, A ticket issuing step of issuing and storing a ticket for a specific sport; A handicap estimating step of calculating a handicap for compensating for the power difference between teams / athletes who have to compete in a sport that is the issue of the lottery; An information notification step of guiding handicap information calculated in the handicap calculation step and information related to winning various events predetermined by the lottery operator; A public offering step of storing the information on the property of the lottery ticket according to the result of the contest when the user who submitted the public offer to the issued lottery ticket has completed the deposit; A trading step in which a trade of lottery tickets is made and an event to be performed during a sports period is executed among the events guided by the information notification step, so that a winner is determined and a prize is awarded; Dividends and / or winners and winnings are determined according to the final result after the end of the sports, and the event to be performed after the end of the sports is executed during the event guided by the information notification step. ; A liquidation step of requesting payment to a partner financial institution for the dividend and / or winnings determined in the dividend determination step; To Financial entertainment service providing system using a lottery, characterized in that performed. As a system for providing financial entertainment services through trading and dividends of lottery tickets, Lottery transaction management server having a database; An affiliate financial institution server having a database; A firewall connected to a wired and / or wireless communication network between the lottery transaction operation server and the affiliated financial institution server connected to each other by a communication line; And a user terminal connected to the lottery transaction operation server and the affiliated financial institution server through the wired and / or wireless communication network. Issuing and trading a lottery ticket for sports through the lottery ticket operation server is characterized in that the transaction is made. The method of claim 17, The lottery transaction operation server, A ticket issuing step of issuing and storing a ticket for a specific sport; A handicap estimating step of calculating a handicap for compensating for the power difference between teams / athletes who have to compete in a sport that is the issue of the lottery; An information notification step of guiding handicap information calculated in the handicap calculation step and information related to winning various events predetermined by the lottery operator; A public offering step of storing the information on the property of the lottery ticket according to the result of the contest when the user who submitted the public offer to the issued lottery ticket has completed the deposit; A trading step in which a trade of lottery tickets is made and an event to be performed during a sports period is executed among the events guided by the information notification step, so that a winner is determined and a prize is awarded; Dividends and / or winners and winnings are determined according to the form of ticket operation after the end of the target sport, and the event to be performed after the end of the sport among the events guided by the information notification step is executed to determine the winner and the award decision. ; A liquidation step of requesting payment to a partner financial institution for the dividend and / or winnings determined in the dividend determination step; To Financial entertainment service providing system using a lottery, characterized in that performed. The method of claim 17, The user terminal comprises all or part of a personal computer, a mobile phone and a PDA. The method of claim 17, The database of the ticket transaction management server, characterized in that for storing the information about the ticket issuance information, the lottery amount information and the ticket sale information. A recording medium read and executed by a computer, A ticket issuing step of issuing and storing a ticket for a specific sport; A handicap estimating step of calculating a handicap for compensating for the power difference between teams / athletes who have to compete in a sport that is the issue of the lottery; An information notification step of guiding handicap information calculated in the handicap calculation step and information related to winning various events predetermined by the lottery operator; A public offering step of storing the information on the property of the lottery ticket according to the result of the contest when the user who submitted the public offer to the issued lottery ticket has completed the deposit; A trading step in which a trade of lottery tickets is made and an event to be performed during a sports period is executed among the events guided by the information notification step, so that a winner is determined and a prize is awarded; Dividends and / or winners and winnings are determined according to the final result after the end of the sports, and the event to be performed after the end of the sports is executed during the event guided by the information notification step. ; A liquidation step of requesting payment to a partner financial institution for the dividend and / or winnings determined in the dividend determination step; To A computer readable recording medium storing a program to be executed.