KR100188366B1 - Automatic teller machine - Google Patents

Abstract

The present invention provides a technique capable of using a service for removing folded edges or wrinkles of a bill inserted into an automatic teller machine by transaction selection.

A storage means for storing cash input from said deposit and withdrawal port; a folded corner removing means for removing folded corners and creases by heating and pressing; A conveying means for conveying cash between the deposit and withdrawal port, the storage means, and the folded edge control means; and a conveying means for conveying the cash between the deposit and withdrawal port and the folded edge control means, when the folding edge- When a transaction other than the folded corner removing transaction is selected by the selecting means, the banknote being conveyed for deposit and withdrawal is passed through the folded corner removing means And a control means for controlling the control means.

Description

Automatic cash transaction device

FIG. 1 is a view showing a schematic configuration of a first embodiment for implementing an automated teller machine of the present invention; FIG.

FIG. 2 is a view showing the conveying state of cash in the automatic cash dealing apparatus according to the first embodiment; FIG.

FIG. 3 is a flowchart showing a processing procedure of the folded edge elimination transaction of the automated teller machine of the first embodiment; FIG.

FIG. 4 is a view showing a schematic configuration of a second embodiment for implementing an automated teller machine of the present invention; FIG.

FIG. 5 is a flowchart showing a processing procedure of the folded edge elimination transaction of the automated teller machine of the second embodiment; FIG.

FIG. 6 is a view showing a schematic configuration of a third embodiment of the automatic teller machine of the present invention.

FIG. 7 is a flowchart showing a processing procedure of a collapsed edge elimination transaction of the automated teller machine of the third embodiment; FIG.

DESCRIPTION OF THE REFERENCE NUMERALS

1, 103: Deposit and withdrawal port (entrance and exit port) 2, 4:

3: Discriminator 5: Temporal Integration

6, 7: Recycling route 8, 9 Saving by denomination (denomination) box

10: Gate 1 1: Sterilization and folded edge removal unit

12: banknote cassette 13: classifier

100, 400, 600: Automatic teller machine 101: Control means

102: selection means 104:

105: Storage means 106: Folded edge removal means

401: storage medium inserting means 601: rate inserting means

BACKGROUND OF THE INVENTION 1. Field of the Invention [0001] The present invention relates to an automated teller machine, and more particularly, to a technique effective for application to an automated teller machine for withdrawing folded edges or wrinkled bills after removing folded corners or wrinkles.

The bill inserted into the conventional automated teller machine is worn or wrinkled in the process of attaching dirt or handling bills depending on the use environment.

The folded edges or wrinkles formed on the paper money and the dirt adhering to the paper currency can cause a trouble when discriminating the paper money in the automatic cash transaction machine when the paper currency is put into the automatic teller machine and also cause a discomfort to the user There is a case

Japanese Patent Application Laid-Open No. 4-164652 discloses a device for sterilizing a paper sheet or the like, which is outlined below.

The paper sheet disinfection device includes a heating roller and a rubber belt, and passes the paper money between the heating roller and the rubber belt to heat and sterilize the paper money. In this paper sheet disinfection device, since a rubber belt is used, a sufficient heat sterilization time can be secured at the time of transferring paper currency.

Further, a money transaction processing apparatus for disinfecting, deodorizing, and smelling money is disclosed in Japanese Patent Application Laid-Open No. 3-209595, and the outline thereof is as follows

The money transaction processing apparatus includes a means for disinfecting the inputted currency with electromagnetic waves, heat, chemicals, etc., and disinfects the money that was input at the time of the deposit transaction or the money to be withdrawn at the time of the withdrawal transaction. Further, deodorization means and deodorizing means can be provided, and deodorization and fragrance can be given.

The present invention has been made to solve the above-mentioned problems, and has found the following problems.

That is, the conventional automatic cash dealing apparatus performs disinfection or folding corner removal at the time of depositing or withdrawing money, but if the deposit and withdrawal transaction is not performed, the user of the cash transaction device can remove the folded corners and wrinkles of bank notes There was a problem that was not available.

SUMMARY OF THE INVENTION An object of the present invention is to provide an automated teller machine that can use a service for eliminating folded edges or wrinkles of a banknote by transaction selection.

Another object of the present invention is to provide a cash automatic transaction device for performing a folding edge eliminating transaction for removing a folded edge or wrinkle of a banknote as a service for a specific user.

Another object of the present invention is to provide an automatic cash transaction apparatus for performing a folding edge eliminating transaction for eliminating folded edges or wrinkles of a banknote as a user service in a specific financial institution.

The above and other objects and novel features of the present invention will become apparent from the description of the present specification and the accompanying drawings.

Outline of representative ones of the inventions disclosed in the present application will be briefly described below.

That is, in the automatic cash transaction apparatus for cash depositing and withdrawing transactions by the operation of the user, a selection means for selecting a type of transaction to be performed in the automatic cash transaction apparatus, a selection means for selecting a type of transaction selected by the selection means, A storage means for storing cash inputted from said deposit and withdrawal port; a folded corner removing means for removing folded edges and creases by heating and pressing; and a folding edge removing means for folding the deposit and withdrawal port, When the folding edge removing transaction for removing the folded edge of the banknote from the banknote is selected by the selecting means, the banknote introduced from the deposit-and-withdrawal port by the conveying means is conveyed to the folded corner removing means And after the folded edge is removed, When carrying, and in the selection means selected particular category of transaction other than the folded corner control will deal with the control means for controlling to communicate with the folded edge removing means the bills to be conveyed to the bank by the conveying means. The automated teller machine may further include a storage medium inserting means for inserting a storage medium storing customer information, a storage medium storing means for reading the customer information of the storage medium inserted into the storage medium inserting means, And a customer selecting means for executing a collapsed corner eliminating transaction.

The automated teller machine may further include a charge input means for inputting a usage fee of the folded corner elimination transaction and a charge confirmation means for executing the folded corner elimination transaction in accordance with the amount input to the charge input means.

According to the above-mentioned means, in the automatic cash dealing apparatus of the present invention, an item for selecting a folded edge removing transaction for removing the folded edge and the wrinkle of the banknote is selected from the selection means for displaying the transaction item to be selected in the automatic cash dealing device Is displayed.

Among the transaction items displayed on the selection means of the automated teller machine,

Removal transaction, and inserts the banknote from the deposit / withdrawal port of the automatic teller machine.

Next, the bill inserted from the deposit-and-withdrawal port is conveyed to the folded edge removing means by the conveying means, and the folded edge and the wrinkle formed on the banknote are unfolded And the folded edge or the folded bills are removed by the folded edge removing means to the deposit and withdrawal port by the conveying means and discharged from the cash register to the outside of the automated teller machine.

As described above, in the automated teller machine of the present invention, since the folded edges and wrinkles are removed after the folded edges and wrinkles are removed, the folded corners and wrinkles are removed. Services are available.

It is also possible to read out the customer information of the storage medium inserted in the storage medium inserting means of the automated teller machine and to provide the user with a deposit account in the financial institution provided with the automatic cash transaction apparatus, Performs a folded edge elimination transaction to remove the folded edges and wrinkles of the paper currency.

As described above, in the automated teller machine of the present invention, since the service for removing the folded edges and wrinkles of bank notes is executed for a specific user in accordance with the customer information read from the storage medium inserted into the storage medium inserting means, , It is possible to perform a collapsing edge clearing transaction for removing the folded corners and wrinkles of money.

In addition, by paying a usage fee to use the transaction to remove the folded corner and wrinkles of the banknote, the billing fee is charged to the charging means of the automatic teller machine, The user performs a folding edge clearing transaction for removing the folded edges and wrinkles of the banknote.

As described above, in the automated teller machine of the present invention, since the service for removing the folded edges and wrinkles of bank notes is performed for all users in accordance with the amount put into the charging means, the service of bank notes Folded edge elimination transactions that remove folded edges and wrinkles can be performed.

Hereinafter, the present invention will be described in detail with reference to the drawings together with embodiments.

In the entire drawings for explaining the embodiments, those having the same function are denoted by the same reference numerals, and repetitive description thereof will be omitted.

[First Embodiment]

Hereinafter, a processing procedure for removing folded edges and wrinkles of the banknote in the first embodiment of the automated teller machine of the present invention will be described.

FIG. 1 is a view showing a schematic configuration of an apparatus for implementing an automated teller machine of the present invention. In FIG. 1, reference numeral 100 denotes an automatic teller machine, reference numeral 101 denotes a control means, reference numeral 102 denotes selection means, reference numeral 103 denotes a deposit / withdrawal port, Reference numeral 105 denotes a storage means, and reference numeral 106 denotes a collapsed corner removing means.

As shown in FIG. 1, the automatic cash dealing apparatus of the present embodiment is provided with a control means 101 for controlling the operation of the automatic cash dealing apparatus 100, and a transaction item executed by the automatic cash dealing apparatus 100 A selection means 102 for selecting a user for selection, a deposit means 103 for depositing / delivering cash to / from the automatic teller machine 100, a storage means 105 for storing cash deposited and deposited, a deposit means 103, 105 and the folded corner removing means 106, and a folded corner removing means 106 for removing folded corners and creases conveyed by the conveying means. The selection means 102 is a display device having a touch panel configuration for performing operation guidance to the user, and the user can select the transaction by pressing one of a plurality of transaction names displayed on the touch panel.

FIG. 2 is a view showing the conveying state of cash in the automatic cash dealing apparatus of this embodiment. 2, 4, 6 and 7 correspond to a conveying path (corresponding to the conveying means 104 in FIG. 1) (Corresponding to storage means 105 in FIG. 1), reference numeral 10 (corresponding to storage means 105 in FIG. 1), reference numeral 3 denotes a discrimination device, reference numeral 5 denotes a temporary accumulation mechanism, (Corresponding to the collapsed corner removing means 106 in FIG. 1), reference numeral 12 denotes a banknote storage bin 8, 9, A banknote cassette that replenishes or collects banknotes from the denomination-specific storage boxes 8 and 9, and reference numeral 13 denotes a classifier.

2, the cash input from the cash slot 1 of the automated teller machine of this embodiment is conveyed to the conveying path 2, the conveying path 4, the conveying path 6, and the conveying path 7 (5) for storing cash, a storage box (8) for each type of cash, a storage box (9) for each denomination, a cash register Disinfecting and folding edge removing unit 11 for performing sterilization, disinfection and removal of folded edges or creases of the cash, and a paper currency cassette 12 for loading paper currency.

In the automatic teller machine 100 of this embodiment, when a banknote deposit transaction is performed, a banknote is put in the deposit-and-withdrawal port 1 after selecting a deposit transaction.

The inserted bills are conveyed from the conveying path 2 to the discriminating device 3 and then subjected to currency type determination and counting and are temporarily accumulated after being conveyed to the temporary accumulating device 5 in the conveying path 4. [ The bill is not yet conveyed to the sterilizing disinfection and folded edge removing unit 11 at this stage.

The banknotes accumulated in the temporary accumulating mechanism 5 are conveyed to the discriminating device 3 by the conveying route 6 and then conveyed to the conveying route 7 by the conveying route 6, And the banknote is conveyed to the germicidal disinfection and folded edge removal unit 11 by the switching of the gate 10. The disinfecting and folding edge removing unit 11 is composed of a heating roller 11a and an endless rubber belt 11b pressed by three rollers 11c on the heating roller 11a. The banknotes transported to the unit 11 are sandwiched between the heating roller 11a and the rubber belt 11b and heated while being heated by about half a wheel of the heating roller 11a to be subjected to sterilization and folded corner removal

After the sterilization, disinfection, and folded edge removal are performed on the paper moneys conveyed to the disinfecting and folding edge removing unit 11, they are stored in the corresponding money type storage box 8 or the money type storage box 9

In the case of banknote withdrawal transactions of the automated teller machine 100 according to the present embodiment, after the withdrawal transaction is selected, the banknotes are taken out from the money type storage box 8 or the money type storage box 9 and conveyed to the discriminator 3 do

Next, the bills are returned to the deposit / withdrawal port 1 on the conveying path 4 and the conveying path 7, and the bills are discharged to the outside of the automatic teller machine 100 for withdrawal. In this withdrawal transaction, the banknotes are not conveyed to the sterilizing disinfection and folded edge control unit 11.

In addition, in the automated teller machine 100 of this embodiment, when the banknotes are to be folded edge-off transactions, money is input from the deposit-and-withdrawal port 1 after selecting the collapsed edge elimination transaction by the selection means 102. [

The inserted bill is conveyed to the sterilizing disinfected and folded edge removing unit 11 by switching the gate 10 in the conveying path 2

After the sterilization and disinfection of the paper money and the removal of the folded corners are carried out, the paper money fed to the sterilizing disinfection and folding edge removing unit 11 is passed through the discriminating machine 3, And is then discharged to the outside of the automated teller machine (100).

FIG. 3 is a flow chart showing a processing procedure of a folded edge clearing transaction of a banknote in the automated teller machine of this embodiment. 3, in the automatic cash dealing apparatus 100 of the present embodiment, among the transaction menus displayed on the selection means 102 of the automated teller machine 100, a transaction performed by the cash trading platform 100 (Step 301).

If the transaction selected by the selection means 102 of the automatic teller machine 100 is a folded edge removal transaction for removing the folded edges or wrinkles of bank notes, the process proceeds to step 302, and the transaction selected by the selection means 102 is a folded edge removal transaction If not, the process proceeds to step 306.

When the transaction selected by the selection means 102 is a folded corner elimination transaction, the banknotes are input from the deposit / withdrawal port 103 of the automated teller machine 100, and the banknote, which is the object of the folded edge elimination transaction, (Step 302).

The banknotes stored in the automatic teller machine 100 are transferred to the folded edge removing means 106 by the conveying means 104 and inserted between the rollers of the folded edge removing means 106 and the rubber belt.

The paper money inserted between the rollers of the folded corner removing means 106 and the rubber belt is pressed and heated by the heat generated by the rollers and the pressure generated by the rollers and the rubber belt, Is then removed by heat and pressure by the rollers and rubber belts of the collapsed corner removing means 106 (step 303).

If the transaction selected by the selection means 102 is a deposit transaction, the folded edge or bend of the deposited banknote is removed from the deposit-and-withdrawal port 103 in step 303. If the transaction selected by the selection means 102 is a withdrawal transaction, Proceed to 304 (step 306).

If the transaction selected by the selection means 102 is a collapsed corner elimination transaction or a withdrawal transaction, the process proceeds to step 305. If the transaction selected by the selection means 102 is a deposit transaction, the process proceeds to step 307 (step 304).

In step 305, the banknote is conveyed to the deposit / withdrawal port 103 by the conveying means 104 to discharge the banknote to the outside of the automatic teller machine 100. In step 307, the banknote is conveyed by the conveying means 104 The banknotes are returned to the storage means 105, and the banknotes are stored in the automatic teller machine 100.

As described above, according to the automatic cash dealing apparatus of the present embodiment, by selecting the folding edge clearing transaction, the folded edges or wrinkles of the inputted currency bills are removed, and the folded edges or wrinkled bills are removed, A service for removing the folded edges and wrinkles of the wrist can be used.

[Second Embodiment]

In the following, a processing procedure for carrying out a folding corner edge transaction in accordance with the customer information of the inserted storage medium will be described in the second embodiment in which the automated teller machine of the present invention is implemented.

FIG. 4 is a diagram showing a schematic configuration of an apparatus for implementing an automated teller machine of the present invention. In FIG. 4, reference numeral 400 denotes a cash register 401, which is a storage medium inserting means.

FIG. 5 is a flowchart showing a processing procedure of a collapsed edge elimination transaction of a banknote of an automatic teller machine according to the present embodiment. 5, in the automated teller machine 400 of the present embodiment, among the transaction units displayed on the selection means 102 of the automated teller machine 400, a transaction performed by the automated teller machine 400 (Step 501).

If the transaction selected by the selection means 102 of the automatic teller machine 400 is a collapsed edge elimination transaction for eliminating folded edges or wrinkles of bank notes, the process proceeds to step 502, and if the transaction selected by the selection means 102 is a collapsed edge removal transaction The process proceeds to step 508. [

When the transaction selected by the selection means 102 is a folded edge removal transaction, the storage medium such as a cache card is inserted into the automatic cash dealing device 400 by the storage medium insertion means 401 of the automatic cash dealing device 400 (Step 502).

Next, the control means 101 of the automated teller machine 400 reads the customer information from a storage medium such as a cache card inserted by the storage medium inserting means 401 and determines whether or not the user is able to receive the folded corner eliminating transaction service .

For example, if it is determined that the customer information of the storage medium such as a cache card is read and the deposit account is found in the financial institution in which the prospective automatic transaction apparatus 400 is installed, the user executes the folded corner elimination transaction, If a storage medium such as a cash card of another financial institution is used, the process is returned to the transaction selection of step 501 (step 503), indicating that this function can not be used.

Next, in step 504, the banknotes are inputted from the deposit-and-withdrawal port 103 of the automated teller machine 400, and the banknotes to be subjected to the folding edge elimination transaction are received inside the automatic teller machine 400

The banknote received in the automatic teller machine 400 is transferred to the folded edge removing means 106 by the conveying means 104 and inserted between the roller of the folded edge removing means 106 and the rubber belt.

The paper money inserted between the rollers of the folded corner removing means 106 and the rubber belt is pressed and heated by the heat generated by the rollers and the pressure generated by the rollers and the rubber belt, Is removed by the heat and pressure of the roller and the rubber of the collapsed corner removing means 106 at this time (step 505).

If the transaction selected by the selection means 102 is a deposit transaction, the folded edge or bend of the deposited banknote is removed from the deposit-and-withdrawal port 103 in step 505. If the transaction selected by the selection means 102 is a withdrawal transaction Proceed to step 506 (step 508).

If the transaction selected by the selection means 102 is a folded corner elimination transaction or a withdrawal transaction, the process proceeds to Step 507; if the transaction selected by the selection means 102 is a deposit transaction, the process proceeds to Step 509 (Step 506).

In step 507, the banknote is conveyed to the deposit / withdrawal port 103 by the conveying means 104 to discharge the banknote to the outside of the automatic teller machine 400. In step 509, the banknote is conveyed by the conveying means 104 The banknotes are returned to the storage means 105, and the banknotes are stored in the automatic teller machine 400.

As described above, according to the automated teller machine of this embodiment, the service of reading the customer information of the storage medium inserted in the storage medium insertion means and removing the folded edges and wrinkles of the banknote to a specific user in accordance with the customer information It is possible to perform a collapsing edge clearing transaction for removing the folded corner or wrinkle of a banknote as a service for a specific user such as a user having a deposit account in a financial institution provided with the ATM.

[Example 3]

Hereinafter, a processing procedure for performing a collapsed edge elimination transaction in accordance with the input amount will be described in the third embodiment in which the automated teller machine of the present invention is implemented.

FIG. 6 is a view showing a schematic configuration of an apparatus for implementing an automated teller machine of the present invention. 6, reference numeral 600 denotes an automated teller machine, and reference numeral 601 denotes a charging means.

6, the automated teller machine of the present embodiment is provided with a charge input means 601 for inputting a use charge of a folded corner transaction in the automatic cash transaction apparatus 600, and the charge input means 601, The control means 101 determines whether or not to perform the collapsing edge eliminating transaction in accordance with the amount of money inputted into the bank.

FIG. 7 is a flowchart showing a processing procedure of a folded edge eliminating transaction of a banknote in the automatic cash dealing apparatus of this embodiment. As shown in FIG. 7, in the automatic cash transaction apparatus of the present embodiment, first, a transaction to be performed in the automatic cash transaction apparatus 600 is selected from the transaction menu displayed on the selection means 102 of the automatic cash transaction apparatus 600 (Step 701).

If the transaction selected by the selection means 102 of the automatic teller machine 600 is a folded edge removal transaction for removing the folded edge or wrinkle of bank notes, the process proceeds to step 702, and if the transaction selected by the selection means 102 is a folded edge removal transaction If the transaction is other than the above, the process proceeds to step 708.

If the selected transaction in the selection means 102 is a collapsed corner elimination transaction, the usage fee for executing the collapsed corner elimination transaction by the charge input means 601 of the automatic cash transaction apparatus 600 is stored in the cash transaction apparatus 600 (Step 702).

Next, the banknotes are input from the deposit-and-withdrawal port 103 of the automatic teller machine 600 and the banknote that is the object of the collapsed edge elimination transaction is received inside the automatic teller machine 600 (step 703).

The control means 101 of the automated teller machine 600 compares the amount of money input by the bill input means 601 with the number of bills inputted from the deposit and withdrawal port 103 to calculate a folded corner clearing transaction Check whether the charge is enough to execute.

If it is judged that a sufficient amount of money has been input after investigating the input amount and the number of bills subject to the collapsed corner elimination transaction, a collapsed corner elimination transaction is executed, and if the input amount is insufficient, And returns to the transaction selection in step 701 (step 704).

If the input fee is an amount sufficient to carry out the folding edge clearing transaction, the banknotes acquired inside the automatic teller machine 600 are transferred to the folded corner removing means 106 by the conveying means 104, Is inserted between the roller of the folded edge removing means 106 and the rubber belt.

The paper money inserted between the rollers of the folded corner removing means 106 and the rubber belt is pressed and heated by the heat generated by the rollers and the pressure generated by the rollers and the rubber belt, Is then removed by heat and pressure by the rollers and rubber belts of the collapsed edge removing means 106 (step 705).

If the transaction selected by the selection means 102 is a deposit transaction, the folded edge or bend of the deposited banknote is removed from the deposit-and-withdrawal port 103 in step 705. If the transaction selected by the selection means 102 is a withdrawal transaction The process proceeds to step 706 (step 708).

If the transaction selected by the selection means 102 is a collapsed corner elimination transaction or a withdrawal transaction, the process proceeds to Step 707, and if the transaction selected by the selection means 102 is a deposit transaction, the process proceeds to Step 709 (Step 706).

In step 707, the banknote is conveyed to the deposit / withdrawal port 103 by the conveying means 104 to discharge the banknote to the outside of the automatic teller machine 600. In step 709, the banknote is conveyed by the conveying means 104 (105) and stores the bills in the automatic teller machine (600).

As described above, according to the automated teller machine of this embodiment, since the service for removing the folded edges and wrinkles of bank notes is performed for all the users in accordance with the amount put into the charge input means, As a user service in a specific financial institution, it is possible to perform a folding edge clearing transaction for removing folded edges or wrinkles of a banknote.

While the present invention has been described in detail based on the above embodiments, it is needless to say that the present invention is not limited to the above-described embodiments, and that various modifications are possible within the scope not departing from the gist thereof.

The effects obtained by the representative ones of the inventions disclosed in the present application will be briefly described as follows.

That is, by selecting the folding edge clearing transaction, the folded edges and wrinkles of the inputted bill are removed, and then the folded edge or the wrinkled bill is discharged, so that the service of removing the folded edges or wrinkles of the bill by the transaction selection Can be used.

In addition, since the service of reading the customer information of the storage medium inserted in the storage medium insertion means and removing the folded edges and wrinkles of the banknote to the specific user in accordance with the customer information is executed, It is possible to perform a collapsing edge eliminating transaction for eliminating wrinkles.

In addition, since the service for removing the folded edges and wrinkles of bank notes is performed for all users in accordance with the amount input to the bill input means, a folded corner elimination transaction for eliminating folded corners and wrinkles is provided as a user service in a specific financial institution .

Claims (3)

A cash automatic transaction device for performing deposit and withdrawal transactions of cash by a user's operation, comprising: selection means for selecting a type of transaction to be performed in the automatic cash transaction device; cashing in and out of cash according to the type of transaction selected by the selection means A storage means for storing cash deposited in and out of the deposit-and-withdrawal port, a folded edge removing means for removing folded edges and wrinkles by heating and pressing, a storage means for storing cash between the deposit-and-withdrawal port, the storage means and the folded edge control means Wherein when the folding edge removing transaction for removing the folded edge of the banknote from the banknote is selected by the selecting means, the banknote introduced from the deposit / withdrawal port by the conveying means is conveyed to the folded edge removing means to remove the folded edge And then again into the deposit / withdrawal slot And control means for controlling the bill to be conveyed for deposit and withdrawal by the conveying means so as to pass through the folded edge removing means when a transaction of a specific kind other than the collapsed edge removing transaction is selected by the selecting means Automatic trading device. The information processing apparatus according to claim 1, further comprising: storage medium inserting means for inserting a storage medium storing customer information; and means for reading out the customer information of the storage medium inserted into the storage medium inserting means and removing the folded corner Further comprising a customer selection means for executing a transaction. The bill insertion apparatus according to claim 1, further comprising: a charge input means for inputting a use charge of a folded corner elimination transaction of the banknote, and a charge confirmation means for executing a folded corner elimination transaction according to the amount input to the charge input means Automated teller machine.