KR0128146B1 - Insurance management system - Google Patents

Insurance management system

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Publication number
KR0128146B1
KR0128146B1 KR1019910021594A KR910021594A KR0128146B1 KR 0128146 B1 KR0128146 B1 KR 0128146B1 KR 1019910021594 A KR1019910021594 A KR 1019910021594A KR 910021594 A KR910021594 A KR 910021594A KR 0128146 B1 KR0128146 B1 KR 0128146B1
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KR
South Korea
Prior art keywords
insurance
information
communication device
management system
central control
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KR1019910021594A
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Korean (ko)
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KR930010769A (en
Inventor
한광수
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유채준
대한전선주식회사
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Priority to KR1019910021594A priority Critical patent/KR0128146B1/en
Publication of KR930010769A publication Critical patent/KR930010769A/en
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Publication of KR0128146B1 publication Critical patent/KR0128146B1/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08—Insurance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10—Services
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/40—Business processes related to the transportation industry

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Tourism & Hospitality (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Primary Health Care (AREA)
  • Accounting & Taxation (AREA)
  • Health & Medical Sciences (AREA)
  • General Health & Medical Sciences (AREA)
  • Human Resources & Organizations (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Disclosed is an insurance management system of wireless type. The system comprises terminal computers, portable terminal apparatus, portable communicator and a central control center. The terminal computers inputs insurance information of a insurance customer. A staff of insurance company holds the portable terminal apparatus which collects the information from the terminal computers. The portable communicator transmits the information from the portable terminal apparatus. The central control center communicates to each ensuatnce company, and transmits information from the portable communicator. Thereby, entrance to insurance can be promptly performed for user's convenience.

Description

무선방식 보험관리 시스템Wireless Insurance Management System

첨부된 도면은 본 발명에 따른 무선방식 보험관리 시스템의 계통도이다.The accompanying drawings are schematic diagrams of a wireless insurance management system according to the present invention.

* 도면의 주요부분에 대한 부호의 설명* Explanation of symbols for main parts of the drawings

1 : 단말 컴퓨터 2 : 키이보드1: terminal computer 2: keyboard

3 : 키이보드 인터페이스 4 : 중앙 처리장치3: keyboard interface 4: central processing unit

5 : 메모리 6 : 액정표시기5 memory 6 liquid crystal display

9 : 송,수신기 13 : 통신장치9: transmitter, receiver 13: communication device

11 : 자동차 14 : 중계타워11: car 14: relay tower

15 : 중앙 통제센서 16A∼16N : 보험회사15: central control sensor 16A to 16N: insurance company

본 발명은 각종 보험을 무선 방식으로 가입토록한 무선 방식 보험 관리 시스템에 관한 것이다. 현재의 보험업무는 일정한 건물에 보험회사가 위치되고, 보험모집 요원이 가정이나 사무실등을 방문하여 가입자로부터 보험가입 신청을 받은 후, 이 신청서를 보험회사에 제출함으로써 보험에 가입토록 되어 있다. 일반적으로 이러한 보험가입신청은 어느정도의 시간이 경과한 뒤 즉, 보험회사의 컴퓨터에 등록된 뒤에야 이루어지므로 예컨대 자동차 보험에 가입하였으나, 보험모집요원이 가입자의 신청서류를 보험회사에 정식으로 등록하지 않은 상태에서 가입자가 자동차 사고를 냈을 경우, 가입자는 당연히 보험혜택을 받을 수 있으리라고 생각하는바, 이때에는 전혀 혜택을 제공받을 수 없게 되는 경향이 있었다. 따라서, 본 발명은 가입자가 보험모집요원에 신청서류를 제출함과 동시에 보험가입 동작이 완료됨으로써 가입신청서류 제출 후 불의의 사고가 발생하더라도 보험혜택을 받을 수 있도록 한 무선방식 보험관리시스템을 제공하는데 그 목적이 있다.The present invention relates to a wireless insurance management system that allows various insurances to be subscribed in a wireless manner. In the current insurance business, insurance companies are located in certain buildings, and insurance recruiters come to their homes or offices to receive insurance from the subscribers, and then submit the application to the insurance company for insurance. Generally, this application is made only after a certain period of time, i.e. after the registration of the insurance company's computer, for example, the car insurance, but the recruitment agent did not formally register your application with the insurance company. If you had a car accident in the state, you think you will be able to receive insurance, of course, this tended to be unable to receive any benefits at all. Accordingly, the present invention provides a wireless insurance management system that allows the subscriber to receive insurance benefits even if an accident occurs after the submission of the application documents by submitting the application documents to the insurance recruiter and the insurance operation is completed. The purpose is.

이러한 목적을 달성하기 위한 본 발명은 보험가입인의 보험정보를 입력할 수 있는 단말컴퓨터와 상기의 보험정보를 무선방식으로 외부에 송출하며, 외부로부터의 온라인 정보를 수신하여 상기의 컴퓨터에 제공하는 송,수신기를 구비하여 보험 모집 요원이 휴대가능한 다수의 이동식 단말장치와: 상기의 단말장치에서 송신된 보험정보를 무선으로 송신하기 위해 상기의 단말장치 주위에 배치되되, 자동차에 적재되어 이동이 가능한 통신장치와: 상기의 통신장치에서 전송된 보험정보를 무선으로 수신하여 해당 보험회사에 온라인으로 연결하며 상기의 보험회사로부터의 온라인 정보를 상기의 통신장치에 제공하는 중앙통제센터로 구성시켜서 된 것이다. 이하 본 발명을 첨부된 도면에 의거하여 상세히 설명하면 다음과 같다.The present invention for achieving the above object is to transmit the insurance information to the terminal computer that can enter the insurance information of the insured by the wireless method to the outside, and to receive the online information from the outside to provide to the computer And a plurality of mobile terminals equipped with a transmitter and a receiver for insurance recruitment personnel to carry them: disposed around the terminal apparatus for wirelessly transmitting insurance information transmitted from the terminal apparatus, which is loaded on a vehicle and is movable. Communication device: It is composed of a central control center that receives the insurance information transmitted from the communication device wirelessly, connects to the insurance company online, and provides the online information from the insurance company to the communication device. . Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

제1도는 본발명에 따른 무선방식 보험관리시스템의 계통도인 바, 이 보험 관리시스템은 보험모집요원이 단말컴퓨터(1)를 들고 다니면서 가입자를 모으게하는 것이다. 여기에서 단말컴퓨터는 통상의 키이보드(2)와, 키이보드 인터페이스(3)와, 중앙처리장치(4) 및 메모리(5)를 포함한다. 또한, 단말 컴퓨터는 키이보드(2)의 조작시 그의 내용을 문자로서 표시하는 액정표시장치(6)와 디지틀/아날로그 변환기(7)를 구비하며, 전원회로(8)는 휴대용 밧데리 또는 아답터에 의한 직류전원을 공급받아 단말 컴퓨터(1)의 전원을 제공한다.1 is a schematic diagram of a wireless insurance management system according to the present invention, in which an insurance agent collects subscribers while carrying a terminal computer 1. The terminal computer here comprises a conventional keyboard 2, a keyboard interface 3, a central processing unit 4 and a memory 5. In addition, the terminal computer includes a liquid crystal display device 6 and a digital-to-analog converter 7 for displaying the contents thereof as characters during operation of the keyboard 2, and the power supply circuit 8 is provided by a portable battery or an adapter. The DC power is supplied to provide the power of the terminal computer 1.

따라서, 보험 모집요원이 가정집 또는 사무실을 방문하여 가입자로부터 가입신청을 받았을 경우 키이보드(2)를 통해 입력된 가입자의 정보를 키이보드 인터페이스(3)를 통해 중앙 처리 장치(4)에 제공되고, 메모리(5)에 세이브됨과 동시에 송,수신기(9)에 제공된다.Therefore, when the insurance agent visits the home or office and receives a subscription request from the subscriber, the subscriber's information input through the keyboard 2 is provided to the central processing unit 4 through the keyboard interface 3. It is saved in the memory 5 and provided to the transmitter / receiver 9 at the same time.

송수신기(9)가 작동됨에 따라 고객정보는 무선방식으로서 안테나(10)를 통해 인근에 정차되어 있는 자동차(11)에 탑재한 안테나 (12)에 의해 수신되어 통신장치(13)에 제공된다. 이때 자동차(11)에 탑재한 통신장치(13)는 보험모집요원이 가지고 있는 단말컴퓨터(1)로부터 수신된 고객정보를 무선으로 안테나(12)를 통해 중계타워(14) 또는 중앙통제본부(15)에 전송하는바, 중앙통제본부(15)에서는 보험모집요원의 컴퓨터(1)가 송신한 고객의 정보데이터를 해당 보험회사(16A∼16N)로 유선으로 전송한다.As the transceiver 9 is operated, the customer information is received by the antenna 12 mounted on the vehicle 11 stationary in the neighborhood via the antenna 10 in a wireless manner and provided to the communication device 13. At this time, the communication device 13 mounted on the vehicle 11 wirelessly receives the customer information received from the terminal computer 1 of the insurance recruiter through the relay tower 14 or the central control headquarters 15. The central control center 15 transmits the customer's information data sent by the insurance agent's computer 1 to the insurance companies 16A to 16N by wire.

따라서, A-보험회사의 모집요원이 가입신청자의 신상내용을 단말컴퓨터(1)를 통해 입력시키면 그에 대한 정보는 메모리(5)에 세이브됨과 동시에 송,수신기(9)를 통해 무선으로 인근에 정차되어 있는 자동차(11)에 탑재한 통신장치(13)에 전달되어 무선으로 중앙통제본부(15)에 직접 전송되거나 중계타워(14)를 경유하여 중앙통제본부(15)에 전송하는 바, 이 경우 중앙통제본부(15)에서는 온라인으로 연결된 A-보험회사(16A)에 새로운 보험가입자가 있음을 알려주게 된다. 이 경우 A-보험회사(16A)에서는 고객의 보험가입을 위해 다시 중앙통제본부(15)를 경유하여 자동차(11)와 무선방식으로 연결되는 바, 통신장치(13)에서는 이를 수신하여 보험모집요원의 단말컴퓨터(1)에 있는 송,수신기(10)를 경유하여 A-보험회사와 단말컴퓨터(1)가 온라인으로 연결되었음을 표시하는 데이터를 중앙처리장치(4)에 제공함으로써 보험가입은 완료된다. 따라서, 보험가입신청서 제출직후 피보험인이 사망하였을지라도 보험혜택을 받을 수가 있다.Therefore, when the recruitment personnel of the A-insurance company input the personal information of the applicant through the terminal computer 1, the information about it is saved in the memory 5, and at the same time, it stops wirelessly through the transmitter / receiver 9 at the same time. Is transmitted to the communication device 13 mounted on the vehicle 11 is transmitted directly to the central control headquarters 15 by wireless or to the central control headquarters 15 via the relay tower 14, in this case The central control center 15 will notify that there is a new insured in the A-insurance company 16A connected online. In this case, the A-insurance company 16A is wirelessly connected to the vehicle 11 via the central control center 15 for the insurance of the customer, and the communication device 13 receives the insurance recruitment agent. Insurance is completed by providing the central processing unit 4 with data indicating that the A-insurance company and the terminal computer 1 are connected online via the transmitter and receiver 10 in the terminal computer 1 of the terminal. . Therefore, even if the insured dies immediately after the submission of the insurance application, the insurance may be covered.

이와같이 동작하는 본 발명을 보험모집요원이 무선 송,수신기를 구비한 단말컴퓨터를 휴대하고 다니면서, 보험가입을 위한 가입자의 신상정보를 입력하면, 이러한 정보는 무선송수신기에 의해 인근에 있는 자동차의 통신장치에서 수신되고, 통신장치는 무선으로 해당보험회사에 이를 알려줌으로써 보험가입을 신속히 할 수 있고, 종래에서와 같이 가입신청서류의 제출 후 사고가 발생하였을 경우 보험모집요원의 시간지연으로 인한 보험혜택을 받지 못하는 단점을 해결할 수 있는 특징을 지닌 것이다.When the insurance recruiter carries the terminal computer equipped with the wireless transmitter and receiver while inputting the personal information of the subscriber for insurance, the information is transferred to the communication apparatus of the vehicle which is located nearby by the wireless transmitter and receiver. And the communication device can notify the relevant insurance company wirelessly so that the insurance can be quickly purchased, and in the event of an accident after the submission of the application for registration as in the prior art, the insurance agent can receive insurance benefits due to time delay. It has a feature to solve the disadvantages that are not received.

Claims (1)

보험가입인의 보험정보를 단말컴퓨터를 이용하여 입력시키면 송,수신기를 통하여 무선방식으로 외부에 송출하거나 온라인 정보를 수신하는 다수의 이동식 단말장치와 상기의 이동식 단말장치에서 송신된 보험정보를 무선으로 송출하며 자동차에 적재되어 이동이 가능한 통신장치와 상기의 통신장치에서 전송된 보험정보를 무선으로 수신하여 해당 보험회사에 온라인으로 연결하거나 온라인 정보를 상기의 통신장치로 제공하는 중앙통제센터들로 구성됨을 특징으로 하는 무선방식 보험관리 시스템When the insurance information of the insured person is input by using a terminal computer, a plurality of mobile terminal devices that transmit or receive online information wirelessly through a transmitter and receiver, and wirelessly transmit insurance information transmitted by the mobile terminal device. Consists of a communication device which is transmitted and loaded in a vehicle, and a central control center that wirelessly receives insurance information transmitted from the communication device and connects the insurance company online or provides online information to the communication device. Wireless insurance management system characterized in that
KR1019910021594A 1991-11-28 1991-11-28 Insurance management system KR0128146B1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
KR1019910021594A KR0128146B1 (en) 1991-11-28 1991-11-28 Insurance management system

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Application Number Priority Date Filing Date Title
KR1019910021594A KR0128146B1 (en) 1991-11-28 1991-11-28 Insurance management system

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KR930010769A KR930010769A (en) 1993-06-23
KR0128146B1 true KR0128146B1 (en) 1998-04-15

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KR1019910021594A KR0128146B1 (en) 1991-11-28 1991-11-28 Insurance management system

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20000058976A (en) * 2000-07-07 2000-10-05 최순성 an automatic travellers accident insurance selling system and method thereof

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20000058976A (en) * 2000-07-07 2000-10-05 최순성 an automatic travellers accident insurance selling system and method thereof

Also Published As

Publication number Publication date
KR930010769A (en) 1993-06-23

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