JPS6365569A - Transaction data processing system - Google Patents

Abstract

PURPOSE:To automate a manual work for booking by providing a reader for reading a numerical data from a slip and sending it to a host computer, and a booking device for booking a result of transaction answered from the host computer, based on a recording data which is read from plural bankbooks. CONSTITUTION:When a numerical data is read from a slip medium 20 by an OCR (Optical Character Reader) and sent to a data processor 1, the data processor 1 calculates a transaction data which is stored in a storage means, by the received numerical data, and updates the transaction data of the storage means by the transaction data of its result. Subsequently, when a bankbook medium 10 is inserted into a booking device 3, a recording data is read and sent to the data processor 1. Based on its read data, the updated data is answered to the booking device 3 from the data processor 1 and booked in the bankbook medium. In such a way, an input of the numerical data of the slip medium 20 can be automated.

Description

[Detailed Description of the Invention] [Summary] A system for making entries in a bankbook based on transaction slips by an external relations staff of a bank, etc., which includes a reading device that reads numerical data from the slips and transmits the data to a host computer, and a multi-layered passbook. By providing a bookkeeping device that records the transaction results responded from the host computer based on the record data read from the passbook sequentially sent out from the storage unit in which the transaction information is stored,
Manual work associated with bookkeeping can be automated.

[Industrial application field]

The present invention provides an optical character reading device (OptjcalCar) for reading slips transacted by external relations staff at financial institutions, etc.
It relates to a transaction data processing system that records data in a passbook based on data read by an OCR (acter reader: hereinafter referred to as OCR).
The present invention also relates to a transaction data processing system that can automate bookkeeping work by storing multiple passbooks at once.

In recent years, banks have adopted a transaction method in which a sales representative conducts a transaction at a customer's store or office, records the transaction on a slip, keeps the bankbook, records the transaction, and delivers the transaction later.

In the case of such transactions, there is a need for a method that does not require time and effort to register transaction data in a host computer or enter bankbook entries.

[Conventional technology]

FIG. 5 is a block diagram illustrating a method for inputting transaction data and recording a transaction by a liaison officer at a bank or the like.

In the figure, the host computer 1a includes a transaction ledger,
That is, data file 11. and a calculation unit 12 that performs calculations based on the balance and transaction amount of the data file 11, and has a control function to update the file based on the calculation results.

The bookkeeping machine 3a includes a read/write section 31. Operation display section 32゜Printer section 33. and a control unit 34, the read/write unit 31 reads recorded data such as account numbers from the magnetic stripe of the inserted passbook 10a, and also sends numerical data input through the operation display unit 32 to the host computer a. The printer section 33 has a function of recording the received transaction data in the passbook 10a. In addition, the bookkeeping machine 3a is a terminal controller (hereinafter referred to as T/C) 7
It is connected to host computer a via a line.

With such a configuration, the liaison clerk records the details of the customer's transaction on the slip 20a, issues a receipt, and sends it to the bankbook 10.
A, and after returning to the branch etc., write the deposit passbook 10a every 10 seats! a, read the account number and balance using the read dry upper part 31, and input the recorded data of the slip 20a from the operation display section 32. The read data and input data are sent to the host computer 1a via the T/C 7, and the updated transaction data is sent from the host computer 1a to the bookkeeping machine 3a and recorded in the bankbook 10a. After the entry, the passbook 10a is delivered to the customer. In this way, the transaction data input and bookkeeping by the external relations staff are performed.

[Problem that the invention seeks to solve]

According to the above-mentioned conventional method, the input of transaction data by the liaison clerk and the entries in the bankbook 10a are performed manually, so there is a problem that it takes time and effort to record the transaction data when there are a large number of transactions.

[Means for solving problems]

FIG. 1 is a block diagram of the principle of the present invention.

In the figure, 10 is a passbook medium, 20 is a slip medium, and 1 is a calculation means and a storage means, and the calculation means performs calculations based on transaction data stored in the storage means and received read data. 2 is an OCR that reads numerical data from a slip medium 20 on which numerical data is written and transmits it to the data processing device 1.

Reference numeral 3 denotes a bookkeeping device that reads record data from the inserted passbook medium 10, transmits it to the data processing device 1, and records the response transaction data in the passbook medium 10.

Therefore, the read data read from the slip medium 20 is sent to the data processing device 1 to update the transaction data, and
The updated transaction data is transmitted to the bookkeeping device 3 and recorded on the passbook medium 10 based on the recorded data read from the bankbook.

[Effect]

When the numerical data is read from the slip medium 20 by the 0CR2 and transmitted to the data processing device 1, the data processing device 1 calculates the transaction data stored in the storage device and the received numerical data using the calculation device and converts the resulting transaction. Update transaction data in the storage means with the data.

Next, when the passbook medium 10 is inserted into the bookkeeping device 3, the recorded data is read and transmitted to the data processing device 1. Then, based on the read data, the updated data is stored in the data processing bag W1.
The information is responded to by the bookkeeping device 3 and recorded on the passbook medium.

In this way, the input of numerical data on the slip medium 20 can be automated, saving labor and shortening processing time.

〔Example〕

An embodiment of the present invention will be described below with reference to FIGS. 2 to 4. The same reference numerals indicate the same objects throughout the figures. Second
In the figure, parts corresponding to FIG. 1 are surrounded by a dashed line.

FIG. 2 shows a system block diagram, and FIG. 3 shows a block diagram of main constituent devices.

0CR2a shown in FIG. 3 (al) includes a reading unit 21 which is equipped with a transport mechanism for transporting the slip 20a and an image scanner, a binarization circuit 22 that binarizes the read data, an image memory 231, a character recognition unit 24, and a compression unit. Section 25. Operation section 26
．． and a control unit 27, which controls the read data read from the slip 20a -゛-7, -1゛
This is a reading device that recognizes and transmits numerical data to the host computer 1a.

The continuous bookkeeping machine 3b shown in FIG. 3(b) has the same processing functions as the bookkeeping machine 3a described in the conventional example, and is equipped with a storage section 35 that collectively accommodates a plurality of passbooks 10a, and a control section 34a. The bankbook 10 is loaded one by one from the storage section 35 under the control of
It has the function of sending and processing a.

The counter transaction device (υn1versal) shown in Figure 3(C)
Banking Terminal: Hereinafter referred to as UBT
) 4 is an operation unit 41 and a display (hereinafter referred to as CR
(referred to as T) b2. Printer section 43. and a control unit 44, and has the function of confirming and correcting the data manual 1 and display data by operation.

The NG data memory 5 shown in FIG. 2 is a memory for storing unrecognizable NG data read from the slip 20a. Also, 6 is the system controller, 7a is T
/C is indicated.

Since it has such a structure and function, the operation will be explained with reference to the flowchart in FIG. Read the account number and amount listed on the page.

(2) The video signal is binarized by the binarization circuit 22 and stored in the image memory 23.

(2) The character recognition unit 24 cuts out and recognizes characters according to the format of the slip 20a. That is, the same read data is converted into coded character data and image data. At the same time, the image data is compressed by the compression section 25.

■Image data and text data are placed side by side in UBT4 CR
, T42, the operator compares the displayed display data, and the coded read data that is free from unreadability or errors is sent to the host computer 1a via the T/C7. At this time, authentication printing is performed on the corresponding slip 20a.

■The balance in the data file 11 is calculated and the transaction data is updated.

(2) If it is found that reading or recognition is not possible or an error is detected by checking, the read data is stored in the NG data memory 5 by pressing the error data button on the operation unit 41. Target slip 20
Let's distinguish a.

■When all the reading of the slip 20a is completed, the operator operates the operation section 41 of the UBT 4 to read the NG data memory 5.
The error data is displayed on the CRT 42 and correction operations are performed. After that, the flow shown in (■) is performed.

At this time, authentication printing is performed on the corresponding slip 20a, and all the slips 20a distinguished by incorrect data are processed in the same way.

■Next, a large number of passbooks 10a corresponding to the reading settlement slips 20a are set in the storage section 35 of the continuous bookkeeping machine 3b, sent out one by one, the recorded data is read by the read/write section 31, and passed through the T/C 7 to the host computer 1a. and record the transaction data upon receiving the response.

[Phase] The bankbook 10a that has been bookmarked is discharged to the outside of the continuous bookkeeping machine 2b. In this way, the bankbooks 10a in the storage section 35 are sequentially recorded and discharged until they are exhausted.

In this way, data input for updating registration of transaction data in the host computer 1a and entry into the passbook 10a,
And passbook insertion can be performed automatically, saving labor and speeding up processing.

In the above example, we have explained the case where a large number of slips 20a are read one by one using the 0CR2a, but in the case of group slips in which many transactions are listed on one slip for a group customer, a large amount of data is read at once and the CRT42a is used. Furthermore, checking and registration can be done in a single operation, resulting in even greater effectiveness.

[Effects of the Invention] As explained above, according to the present invention, it is possible to automate the operation of inputting slip data and the operation of inserting a passbook, thereby saving labor and reducing processing time. be.

[Brief explanation of drawings]

Fig. 1 is a block diagram of the principle of the present invention, Fig. 2 is a block diagram showing an embodiment of the invention, Fig. 3 is a block diagram showing the main constituent devices of Fig. 2, and Fig. 4 is a flowchart of Fig. 2. , FIG. 5 is a block diagram showing a conventional example. In the figure, 1 is a data processing device, 1a is a host computer, 2
is a reading device, and 2a is an OCR. 3 is a bookkeeping device, 3a is a bookkeeping machine, 7.7a is a Tl
O210 is a passbook medium, LOa is a passbook, 11 is a data file, 12
is a calculation unit, 20 is a slip medium, 20a is a slip,
21 is a reading section, 24 is a character recognition section, 2
6.41 is the operation unit, 27.34, 34o is the control unit, 3
1 is a read/write section, 32 is an operation display section, 33.
43 is a printer section, 35 is a storage section, 42 is C
Indicates RT. Figure 1 shows the functionality of the present invention. Certain-1's mouth/unfu group rod, 3
5th Leap

Claims (3)

[Claims] (1) a data processing device (1) that has a calculation means and a storage means and performs calculations based on transaction data stored in the storage means and received read data to update the stored transaction data; and a numerical value. A reading device (2) that reads the numerical data from a slip medium (20) on which the data is written and transmits it to the data processing device (1), and a data processing device that reads recorded data from the inserted passbook medium (10). A transaction data processing system comprising: (1) a bookkeeping device (3) for recording transaction data on a passbook medium (10), which is sent to a bank account and is read out from a storage means based on read data and responded to; (2) The transaction data processing system according to claim 1, wherein the reading device (2) is constituted by an optical character reading device that reads visible numerical data. (3) The bookkeeping device (3) is provided with a storage section in which a plurality of passbook media (10) are stored, and the record data is read by sending out one book at a time from the storage section. The transaction data processing system according to item 1.