JP2650173B2 - How to update your prepaid card data - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a method for updating data of a prepaid card. The prepaid card in which data such as the amount of money is stored is read by a card reader / writer (card reading / writing device) at the time of a transaction, and the transaction amount is subtracted from the balance held by the prepaid card to update the balance data.

If the amount data held by the prepaid card is updated once by transaction settlement, the transaction cannot be canceled and the amount data of the prepaid card cannot be returned to the value before the update.

[0003]

2. Description of the Related Art FIG. 5 shows a diagram of a prepaid card, and FIG. 6 shows a card payment machine. As shown in FIG. 5A, the prepaid card 60 has a magnetic data section 65 and a usage statement printing section 66.
When the transaction with the prepaid card is performed,
"Month and date" of settlement, amount paid (usage amount),
The balance of the amount held by the prepaid card is printed on the usage statement amount section 66 by the card payment machine.

[0004] For example, a case will be described in which a transaction of 1500 yen is made using a prepaid card having a balance of 9000 yen. In the transaction using the prepaid card, the prepaid card 60 is
This is performed by reading the data into the card payment machine 68 shown in FIG. That is, the prepaid card 60 is inserted into the card insertion section 63, and the magnetic data section 65 is read by the card payment machine 68. The read balance (9000 yen) is displayed on the display unit 61. The operator inputs “1500 yen” of the transaction amount into the operation input section 62
, The transaction amount is subtracted from the balance, and the balance (7500 yen) is displayed on the display unit 61. After the balance update, the settlement date “Monday”
Transaction amount) and balance are printed on the prepaid card 60,
The card after the transaction is discharged from the card insertion unit 63.

At this time, the remaining amount of the card, the amount used in the transaction, and the device number of the card payment machine 68 used in the transaction are recorded in the magnetic data section 65 as shown in FIG.

[0006]

As described above, in the prepaid card 60 traded, the balance data is recorded in the magnetic data part 65, and the date, the used amount and the amount balance are printed on the card medium. Would. Changing the card balance from a card payment machine by a special operation has a security problem and a problem that the transaction amount cannot be corrected because of inconsistency with the printed amount data.

An object of the present invention is to make it possible to cancel the settlement of a prepaid card.

[0008]

FIG. 1 is a diagram illustrating the principle of the present invention. What is claimed is: 1. A method for updating data by a card payment machine for performing payment of a transaction by a prepaid card, the card payment machine comprising: When the device identification number is read, if settlement cancellation of the previous transaction is designated in step S1, the device identification number is checked in step S2, and if the device identification number is the predetermined device identification number in step S3, the last transaction is performed. The value balance of the prepaid card is updated with a value obtained by adding the paid amount to the amount balance, the previous transaction amount held by the prepaid card is replaced with a code invalidating the previous transaction in step S4, and the magnetic card is replaced in step S5. Performs printing that invalidates the print data of the previous transaction printed on the medium.

[0009]

When the card payment machine reads the balance of the amount recorded by the prepaid card, the previous transaction amount, and the device identification number of the card payment machine that has settled the previous transaction, the device identification number is checked, Only when the transaction has been performed by the card payment machine, it is possible to update the balance that invalidates the previous transaction and print a mark indicating that the transaction is invalid.

[0010]

FIG. 2 shows a block diagram of an embodiment. FIG.
Shows a block configuration of a card payment machine. The card payment machine includes a transport unit 3 that transports an inserted prepaid card by rollers 31, a read / write unit 1 having a read / write head 11, and a print head 21. Printing unit 2
And a drive control unit for positioning the prepaid card 30 in the transport unit 3 to the read / write head 11 and the print head 21
32, a data processing unit 4, a device identification number holding unit 45 storing a device identification number, a magnetic data input / output unit 41,
A processing device 40 having a print data output unit 47, a control information output unit 46, an input / output control unit 48, a display unit 42, and a cancel button 44
And an operation input unit 43 having

In FIG. 2, when the prepaid card 30 is inserted into the transport section 3, it is detected by a sensor (not shown).
Based on the detection, the drive control unit 32 drives the roller 31 in the insertion direction, and the read / write unit 1 transports the read / write head 11 to a position where the read / write head 11 reads the magnetic data held by the prepaid card 30.

Next, a method of canceling payment of a prepaid card will be described with reference to the processing procedure of the embodiment of FIG. Assume that the prepaid card 30 for canceling the payment has, for example, a usage amount of the previous transaction shown in FIG. 5 of "1500 yen" and a balance of "7500".

In FIG. 3, when the transport of the prepaid card 30 starts, a processing start command is issued to the data processing section 4 via the control information input / output section 46 in a processing step 80. In processing step 81, the data processing unit 4 activates the magnetic data input / output unit 41, and the magnetic data input / output unit 41 issues a read command to the read / write unit 1.

FIG. 4 (a) shows the magnetic data in the card to be read (FIG. 4 (a)). In processing step 82, the read / write unit 1
At 11, the magnetic data (card balance, previous transaction amount, previous transaction device number) in the card of the prepaid card 30 is read and notified to the data processing section 4. That is, the amount data (balance “7500 yen”, usage amount “1500 yen”) recorded on the prepaid card and the device number “1234” are stored in the data processing unit 4.
Is forwarded to In processing step 83, the data processing unit 4 displays the amount data on the display unit 42 via the input / output control unit 48.

The operator who cancels the previous transaction confirms the display contents, presses the cancel button 44 of the operation input unit 43 in a processing step 84, and sends the pressed information to the data processing unit 4 via the input / output control unit 48. Notified. In processing step 85, data processing unit 4
Is the device number “123” read from the prepaid card 30.
4 ”and the device identification number (Uxx) stored in the device identification number holding unit 45.

If the result of the comparison is a match, the data processing unit 4 displays the previous transaction amount “1500 yen” (the settlement cancellation amount) on the display unit 42 in a processing step 86. The operator confirms the displayed amount and presses the cancel button 41 in the processing step 87.

The press information is notified to the data processing unit 4,
In processing step 88, the data processing unit 4 updates the balance to the value (9000 yen) obtained by adding the previous transaction amount "1500 yen" to the card balance, writes the updated value, and invalidates the previous transaction. The writing of (FFFF) is instructed to the magnetic data input / output unit 41. In processing step 89, the magnetic data input / output unit
41 issues a write command to the read / write unit 1 to update the magnetic data in the card of the prepaid card 30 (update value "9000 yen") and write an invalid code, and notifies the data processing unit 4 of the completion of the update. I do.

Next, in order to perform the invalid printing of the previous transaction (FIG. 4B) on the prepaid card 30, the data processing unit 4
In step 90, the magnetic data in the card is instructed to the drive control unit 32 to position the print head 21 on the print line of the prepaid card 30 in a processing step 90 based on the position information (not shown) of the line on which the print has been performed.

In processing step 91, the drive control unit 32
When the positioning of the prepaid card 30 on the printing line is completed by driving the prepaid card 30, the data processing unit 4 is notified. In the processing step 92, the data processing unit 4 sends the invalid print of the transaction to the print data output unit 47 (the print data of the previous transaction
(Print two lines as shown in (b)), and in processing step 93, the print data output unit 47 prints the invalid print 69 on the card medium by the print head 21. The prepaid card 30 after printing is discharged from the transport path 3.

[0020]

As described above, it is possible to cancel the settlement of the prepaid card that has been traded by checking the device identification number of the card settlement machine.

[Brief description of the drawings]

FIG. 1 is a principle diagram of the present invention.

FIG. 2 is a block diagram of an embodiment.

FIG. 3 shows a processing procedure of an embodiment.

FIG. 4 is an explanatory diagram of card settlement according to the embodiment.

FIG. 5 is an explanatory diagram of a prepaid card.

Fig. 6 Card payment machine

[Explanation of symbols]

1 is a read / write section, 11 is a read / write head, 2 is a print section, 21 is a print head, 3 is a transport section, 30, 60 is a prepaid card, 31 is a roller, 32 is a drive control section, 4 is a data processing section, 41 is a magnetic data input / output unit, 42 and 61 are display units, 4
3,62 is the operation input section, 44 is the cancel button,
45 is a device identification number holding unit, 46 is a control information input / output unit,
47 is a print data output unit, 48 is an input / output control unit, 60
Is the control section, 63 is the card insertion section, 65
Is the magnetic data section, 66 is the usage statement printing section,
Reference numeral 68 denotes a card payment machine, and reference numerals 80 to 90, 91, 92, 93 and S1 to S5 denote processing steps.

Claims (1)

(57) [Claims] 1. A data updating method using a card payment machine for performing payment of a transaction using a prepaid card, the card payment machine comprising:
When the last transaction amount and the device identification number of the card settlement machine that settled the last transaction are read and if the cancellation of the previous transaction is designated (S1), the device identification number is checked (S2). If the identification number is the predetermined device identification number, the balance of the prepaid card is updated with a value obtained by adding the previously transacted amount to the amount balance (S3), and the previous transaction amount held by the prepaid card is compared with the previous transaction amount. Is replaced with a code that invalidates the data (S4), and printing that invalidates the print data at the time of the previous transaction printed on the magnetic card medium is performed (S5). Method.