JPS6364191A - Automatic deposit dispenser - Google Patents

Abstract

(57) [Abstract] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION Field of industrial application of tal This invention relates to an automatic deposit dispensing device (hereinafter referred to as r) having a currency exchange function.
It's called ATMJ. ) regarding.

(b1 Summary of the Invention The ATM according to the present invention is provided with a coin/bill exchange means that dispenses banknotes corresponding to the amount of coins inserted.

This makes it possible to exchange coins into banknotes at AT~1.

(C) Prior Art Common ATMs are capable of processing in-person withdrawal transactions, and some ATMs are capable of processing currency exchange transactions in addition to the above transactions. Particularly in small-scale stores, since it is not possible to install a separate automatic money exchange machine, ATMs are equipped with a money exchange function.

fd) Problems to be Solved by the InventionHowever, in such an ATM, °ζ can exchange large denomination bills into small denomination bills and exchange bills into coins, but cannot convert coins into banknotes. It was not possible to exchange money. To perform such currency exchange with A'rM, it was necessary to deposit cash and then withdraw it in paper currency, which was very time-consuming.

This invention was made by focusing on these problems, and is an AT that can exchange currency from coins to banknotes.
The purpose is to provide M.

(e) Means for solving the problem The present invention includes a coin processing device and a banknote processing bag,
In an automatic deposit and payment device capable of processing deposits and withdrawals of coins and banknotes, a coin and banknote exchange means is provided for converting the coins into banknotes and withdrawing the money when coins are inserted into the coin processing device. It is characterized by

(f1 effect) In the ATM according to the present invention, when a coin to banknote exchange transaction is selected and a coin is inserted into a coin processing device, a banknote corresponding to the amount of the coin is withdrawn from the banknote processing device.

+gl Embodiment FIG. 2 is an external view of an ATM which is an embodiment of the present invention. On the vertical panel surface of the customer operation panel of this ATM, there is a panel display 1 that indicates when the machine is in operation. A bankbook insertion slot 2 for inserting a deposit passbook and a card insertion slot 3 for inserting a cash card are installed, and a banknote deposit/withdrawal port 4, a CRT 5, and a coin withdrawal section 7 are installed on the horizontal panel surface. . A touch panel switch 6 is attached to the surface of the CRT 5 to detect whether or not a finger or the like touches the CRTS and its position. At each transaction step, a transaction type selection key and a numeric keypad are displayed on the CRT 5, and the touch panel switch 6 detects the depression of these keys by the customer.

FIG. 3 is a block diagram of the control section of the ATM. This control section is composed of a master-slave system.

In other words, the main side ta11 unit 1 that controls the operation of the entire device
1 is an auxiliary control section 133 which is composed of a master CPtJ (M-CPtJ) 10, a ROM 10a storing a control program, and a RAM I Ob, and each input/output device is connected to this main control section 11 via an internal lotus. ~13
g is connected. The auxiliary control units 13a-13g are slave CPUs (S-CPUs) 12a-12g, 5 each.
-ROM24a~2 that stores the CPU operating program
・1g, RAM2 for recording various input/output data
It is composed of 5a to 25g. ++I'+auxiliary control section 1
A banknote deposit/dispensing machine 14 is connected to 3a for counting banknotes to be withdrawn and discharging them to the deposit/dispensing port 4. Auxiliary control section 13b
A bill checker 15 is connected to the bill checker 15 for determining the authenticity of banknotes deposited from the deposit/withdrawal port 4. A slip issuing machine 16 that issues a transaction statement slip and a card reader 17 are connected to the auxiliary control section 13C. A passbook printing machine 18 is connected to the auxiliary control unit 13d. A key manual device 21 including the touch panel switch 6 and a display 22 including the CRT 5 are connected to the auxiliary control section 13G.

A coin processing machine 19 for processing coin deposits and withdrawals in the coin withdrawal section 7 is connected to the auxiliary control section 13f. A floppy disk device 26 for a data back amplifier is connected to the auxiliary side j'fI1 section 13g. Further, a transmission control unit 20 for communicating with the center via a dedicated line is connected to the internal bus.

FIG. 1 is a flowchart showing the exchange transaction operation of the ATM. This operation starts when a currency exchange transaction is selected on the transaction selection screen, and the card insertion is accepted at step nl (hereinafter referred to as step ni).

The bank number is read from the card data of the inserted card and it is determined whether the card belongs to the bank (n2). This is to provide currency exchange services only to customers of this bank. If the card is not one of the bank's, the other card is returned (r112) and the operation is completed.

If the bank numbers match, the receiver accepts selection input for exchange 1 and L (n3) to select whether to exchange from coins to banknotes or from banknotes to coins (n3). If you want to exchange banknotes to coins, proceed to n5 based on the judgment in n4, and if you want to exchange banknotes into coins, proceed to the normal exchange processing operation (on the judgment in n and 1).
Proceed to mouth [3].

At n5, the insertion of coins into the coin input lower is accepted, and the amount of coins inserted is counted by 31 (n6).

Display the amount of the counting result on the CRT 5 and accept the confirmation input from the customer (n?). If approved, take out the maximum amount of banknotes within the amount and count them (n8).
Pay out the balance that could not be exchanged into banknotes in coins (n9)
. After this, the card is returned (n1O), and the dispensed banknotes and coins are withdrawn (nll), and the operation is completed.

The flowchart shown in FIG. 1 corresponds to the coin/banknote exchange means of the present invention.

th) Effects of the Invention According to the present invention, when a coin is inserted, banknotes corresponding to the coin can be withdrawn.
Exchange transactions from coins to banknotes, which could only be performed by depositing coins and dispensing banknotes, can now be performed at ATMs.

This makes it possible to exchange money even outside of counter business hours and to reduce the workload of the counter staff.

(1) Effects of the embodiment Furthermore, in the above embodiment, fi? Since customers are asked to insert their own bank card, this currency exchange transaction can be part of customer service.

[Brief explanation of drawings]

FIG. 1 is a flowchart showing the currency exchange transaction operation of an ATM that is an embodiment of the present invention, and FIGS.
FIG. 2 is an external view and a block diagram of a control unit. 14-Banknote deposit/withdrawal machine, 19-Coin processing■.

Claims (1)

[Claims] (1) In an automatic deposit payment device that has a coin processing device and a banknote processing device and is capable of processing deposits and withdrawals of coins and banknotes, when a coin is inserted into the coin processing device, the coin is exchanged into a banknote. An automatic deposit payment device characterized by being provided with a coin/banknote exchange means for withdrawing money.