JPS63269280A - Automatic exchanger - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION (a) Field of Industrial Application This invention relates to an automatic money changer, and more particularly to a paid automatic money changer.

(b) Conventional Technology Currently, financial institutions are equipped with automatic money changers that exchange large denomination bills into small denomination bills and coins. Currently, this device is provided free of charge to all users without requiring any fees for its use.

However, financial institutions are planning to charge a fee for the use of automatic currency exchange machines in order to secure equipment maintenance costs and based on the trend of charging fees for various services.

(C) Problems to be solved by the invention However, since the device that accepts fees, that is, the coin mechanism, is a large device with a complicated mechanism, it occupies a large volume inside the automatic currency exchange machine, which hinders miniaturization of the device. In addition, there is a problem that causes an increase in the causes of failure of automatic currency exchange machines and an increase in maintenance items. Furthermore, there was a problem in that the device could not be operated continuously unless the inserted coins were successively collected.

This invention was made in view of these problems.
To provide an automatic money exchange machine that accepts a card storing the number of times it can be used, enables money exchange, and collects a fee by subtracting the number of times it can be used.

Means for Solving the Td1 Problem The present invention provides an automatic money changer that accepts banknotes to be exchanged and performs an exchange operation of discharging cash of a designated denomination, which stores the number of times the automatic changer can be used. A card accepting means having a card having a rewritable number-of-transactions storage area, accepting the card, determining the stored content of the number-of-transactions storage area, and enabling the exchange operation if it is 1 or more; The present invention is characterized in that it is provided with a rewriting means for subtracting 1 from the storage contents of the usable number storage area after the exchange operation.

te1 effect The automatic currency exchange machine of this invention has a number of usage times (hereinafter referred to as "degrees").
That's what it means. ) is accepted and the card stored therein is accepted to enable the exchange operation, and after the exchange, the card's power is subtracted, thereby replacing the collection of fees. This card may be sold by a financial institution that installs this automatic exchange machine, or may be distributed to customers as a service.

(f) Embodiment FIG. 2 is a perspective view showing the appearance of an automatic money changer that is an embodiment of the present invention. On the vertical operation panel of the automatic exchange machine body, there is a handling indicator 32. A display operation section 33 having an operation section such as an amount setting key and a display displaying exchange patterns, etc., a card insertion slot 36 into which a user inserts a card, etc. are provided. The horizontal operation panel has
Coin outlet 34. A wrapped coin outlet 352, bill insertion/removal port 37, etc. are provided. Inside the automatic money exchange machine body, there is a packaged coin processing machine 421 and a banknote processing machine 4 for processing deposits and withdrawals of banknotes.
3. A coin processing machine 44 for processing loose coins, a control unit 45 in which a main control section is housed, and the like are provided.

FIG. 3 is a block diagram of the control section of the automatic money changer.

This control section includes a main control section 10 that centrally controls the operation of the entire device, and operation sections 15 to 15 that are controlled by respective auxiliary control sections.
22 are connected to each other via an input/output interface 14 as a so-called master-slave system. The main control unit 10 is a master CPUI 1. It is composed of a ROM 12 and a RAM 13 that store control programs and the like. Further, the operating section connected to the main control section 10 via the input/output interface 14 is connected to the handling display 322.
A display section 15 including a display of the display section 33, an input section 16 including the amount setting key, and a card reader 17 that reads/writes the card inserted from the card insertion slot 36.
, a banknote processing unit 19 including the banknote processing machine 43, a coin processing unit 20 including the coin processing unit 44, a packaged coin processing unit 21 including the packaged coin processing unit 42, and transmission control that communicates with the center 23 via a line. This is part 22.

FIG. 4 is a diagram showing a schematic structure of a card read and written by the card reader 17. As shown in FIG.

The magnetic stripe 51 of this card 50 has the card number 5.
2 and a frequency of 53 are stored. When the automatic money exchange machine reads this card data, it is determined whether the card is valid or invalid based on the card number 52, and when the card number 53 is 1 or more, the card is enabled for transactions.

In order to perform a currency exchange transaction using this card in the automatic currency exchange machine, the card is first inserted through the card insertion slot 36. If the card is valid, a transaction display is displayed on the handling display 32. After that, when you insert the banknotes to be exchanged (hereinafter referred to as "exchange banknotes") into the banknote insertion/removal port 37 and perform the exchange pattern for that amount from the display operation section 33, the cash corresponding to that exchange pattern will be exchanged with coins. Exit 34. The packaged coins are discharged from the packaged coin outlet 35 and the banknote insertion/removal opening 37. The inserted card is 1 from the frequency storage area 53.
is subtracted and then returned.

FIG. 1 is a flowchart showing the operation of the automatic money changer. Insertion of a card by the user is accepted at nl, and it is determined whether the inserted card is valid (n2) and whether there are any remaining points (n3). If the card is valid and has remaining points, proceed to n4; otherwise, return the card (n12) and end the operation.

The operations from n4 onwards are normal exchange transaction processing operations. At n4, a message indicating that transactions are possible is displayed on the handling display 32, and the exchange banknotes are accepted from the banknote insertion/removal port 37 (n5). When exchange banknotes are inserted, the setting of an exchange pattern corresponding to the amount is accepted (n6), and cash corresponding to the exchange pattern is dispensed from the banknote processing section and the coin processing section (n7).

1 from the frequency storage area 53 of the card inserted after this
(n8) to return this card (n9), and the dispensed cash is discharged from each outlet (n10). Transaction completion processing (ni
After carrying out step l), the operation ends.

The card reader 17 and n1 to n3 correspond to card accepting means of the present invention, and n8. n9 corresponds to the rewriting means of this invention.

(A) Effects of the Invention As described above, according to the present invention, by enabling currency exchange when a card with a memorized number of uses is accepted, it is possible to limit the number of users and charge a fee for use. In other words, by distributing this card as a service only to customers of the bank, the use of automatic currency exchange machines can be made a point only to customers, and by selling this card at a price corresponding to the number of times it can be used. , it is possible to charge a fee for the use of automatic currency exchange machines and secure the maintenance costs, etc. It is also possible to implement these in combination.Furthermore, even if the use of the equipment is charged,
Since there is no need to accept fees in cash (coins), there is no need to incorporate a complicated and large coin mechanism, and there is no risk of complicating maintenance.

[Brief explanation of drawings]

FIG. 1 is a flowchart showing the operation of an automatic money changer according to an embodiment of the present invention, FIGS.
The figure is a diagram showing a schematic configuration of a card read by the automatic money changer. 17-Card reader, 36-Card insertion slot, 50-Card, 53 Number storage area.

Claims (1)

[Claims] (1) An automatic currency exchange machine that performs an exchange operation of accepting banknotes to be exchanged and discharging cash of a specified denomination, is provided with a storage area for the number of usage times that can be stored and rewritten, the number of times the automatic currency exchange machine can be used. a card accepting means having a card, accepting the card, determining the storage content of the possible transaction number storage area, and enabling the currency exchange operation if it is 1 or more; An automatic money changer characterized by being provided with a rewriting means for rewriting the stored contents of by subtracting 1.