JPS63150760A - Exchange rate collating device - Google Patents

Abstract

PURPOSE:To substitute a part of exchange job by providing a storage means storing an exchange rate, an instructing means operating and instructing the combination of currency and an arithmetic means applying arithmetic operation to the exchanged monetary amount so as to automate the collation of the exchange rate conversion. CONSTITUTION:The exchange rate (conversion rate) of currencies among plural countries is stored in an exchange rate memory 3a and in converting the monetary amount of a country to be inputted into the currency of other country, at first the combination of currency exchange is instructed by an exchange instruction button 10a on a console panel 1. Then a main control section 8 discriminates the combination of exchange and gives an instruction of readout of the corresponding exchange rate to a rate memory control section 6 and of readout of service charge to a service charge memory control section 7. Then the readout exchange rate and the service charge are displayed on a CRT 2a, sent to an arithmetic section 5a together with the monetary amount inputted by a ten-key and the exchange monetary amount, the charvice charge and the residual amount are subjected to arithmetic operation and the result is displayed on the CRT 2a. Thus, the exchanged monetary amount desired to be converted is collated automatically and a part of the exchange rate job is substituted.

Description

[Detailed Description of the Invention] [Summary] An exchange rate inquiry device that calculates and displays an exchange amount based on an exchange rate, comprising a storage means for storing an exchange ratio;
An instruction means for instructing a combination of coins, and an arithmetic means for calculating an exchange amount based on the exchange ratio of the corresponding currency read out from the storage means by the operation instruction by the instruction means and the inputted amount of money. This allows automatic exchange rate conversion inquiries.

[Industrial application field]

The present invention relates to an exchange rate inquiry device that can automatically display exchange amounts.

BACKGROUND ART In recent years, with the development of an internationalized society, the number of currency exchanges by travelers and the like has increased, and in order to streamline the exchange operations of financial institutions, there is a desire for a device that can automatically check the exchange amount.

[Conventional technology]

The exchange rate at financial institutions is displayed on the display board, for example, as 2 yen to the dollar = 000 yen per dollar, and the customer either calculates the amount he or she wants to exchange, or the teller exchanges it from the customer as part of the exchange business. The exchange amount and fees for the requested amount are calculated based on the exchange rate at the time.

[Problem that the invention seeks to solve]

According to the above conventional method, in the exchange business, the teller calculates the exchange amount and commission each time and withdraws the money.
Automation is required to increase operational efficiency.

[Means for solving problems]

FIG. 1 is a block diagram of the principle of the present invention.

In the figure, 2 is a display means, 3 is a storage means for storing exchange ratios, 10 is an instruction means for instructing the combination of coins, and 5 is a corresponding coin read out from the storage means 3 by the operation instruction by the instruction means IO. This is a calculating means that calculates the exchange amount based on the exchange ratio and the input money amount.

Therefore, the exchange amount calculated by the calculation means 5 is displayed on the display means 2.

[Effect]

When the instruction means 10 instructs an exchange combination of money, the exchange ratio of the corresponding money stored in the storage means 3 is read out, and by inputting the amount of money desired to be exchanged, the calculation means 5 calculates the exchange amount. be done. The calculated amount is displayed on the display means 2.

In this way, currency conversion operations can be performed automatically.

〔Example〕

Hereinafter, one embodiment of the present invention will be described with reference to FIGS. 2 and 3. The same reference numerals indicate the same objects throughout the figures.

In FIG. 2, parts corresponding to those in FIG. 1 are shown surrounded by a dashed line.

In FIG. 2, the operation panel 1 includes an exchange instruction button 10a for instructing a combination of currency exchanges 9 between multiple countries, such as yen-dollar, toru yen-2 yen-franc, franc-yen, etc. It is equipped with a numeric keypad 11 etc. for inputting the amount to be paid.

The display (hereinafter referred to as CRT) 2a displays the input amount M (yen), exchange rate R (yen), 9 commission rate %1 commission C (yen), exchange amount E (dollars), balance A (yen), etc. Ru. Here, the remaining amount A is, for example, a fraction of less than one dollar.

The exchange rate memory 3a stores the currency exchange rate R1 between multiple countries, that is, yen: dollar = ooo: 1° dollar 2 yen = 〇〇〇.

Yen: Franc = ooo: t.

Franc: Yen = 〇〇〇.

This is a storage means in which information such as the following information is stored. This rate is updated according to exchange rate fluctuations.

The commission rate memory 4 is a storage means in which the commission rate % is stored.

The calculation unit 5a calculates the exchange amount E based on the input amount M, the exchange rate R2 read from the exchange rate memory 3a, and the commission rate % read from the commission rate memory 4.
1 has a function of calculating the commission C1 and the balance A. That is, E = M + R (1 + commission rate % / 100) - -
A (remaining amount) C=EXR (commission rate %/100) The main control section 8 has a function of controlling each section and determining the exchange combination instructed by the exchange instruction button.

Further, 6 indicates a rate memory control section, and 7 indicates a commission rate memory control section.

Since it has such a structure and function, the operation will be explained with reference to the flowchart of FIG. 3. (1) First, the exchange instruction button 1a of the operation panel 1 is used to instruct the combination of money exchange. For example, it instructs yen-dollar exchange.

■The main control unit 8 determines the exchange combination and sends the corresponding exchange rate R1 commission rate memory control unit 7 to the rate memory control unit 6.
command to read the commission rate %.

(2) The exchange rate R (yen nidoru 000:1) is read out from the exchange rate memory 3a, and the commission rate % is read out from the commission rate memory 4.

■The read exchange rate R1 and commission rate % are CRT
2a.

0 Next, input the amount M using the numeric keypad 1b.

■The input amount M will then be displayed on the CRT2a, and
The exchange rate R3 commission rate % and the input amount M are calculated by the calculation unit 5.
The exchange amount E9, commission C1, and balance A are calculated.

■The calculated exchange amount E9 fee C1 and balance A are ■,
This is displayed on the CRT 2a alongside the exchange rate R, the commission rate %, and the deposit amount M indicated by .

In this way, it is possible to inquire about the amount of money to be exchanged, so it is possible to automate the exchange calculation process.

There is also a method of inputting the exchange rate R from the operation panel l at the time of updating and storing it in the exchange rate memory 3a. How to initially load and then send from the host according to exchange rate fluctuations,
Alternatively, a method may be used in which inquiries are made to the host each time.

Furthermore, an exchange rate memory 3a, a commission rate memory 4. and transfer the function of the calculation unit 5a to the host and instruct replacement.

Similar effects can also be obtained by transmitting the input amount to the host and receiving and displaying the response data of the calculated results.

In addition, if this device is installed so that it can be operated by the customer,
Since the customer can inquire about information such as the exchange rate, exchange amount, and handling fee by himself/herself, and there is no need to ask a teller at the counter, the device can perform part of the exchange work on behalf of the customer.

Furthermore, the automatic deposit dispensing machine (Automatic Teller Machine) widely used in financial institutions
By incorporating the function of the inquiry device according to the present invention into an automatic transaction device such as an ATM, customer service can be provided more economically than by installing a dedicated machine.

〔Effect of the invention〕

As explained above, according to the present invention, it is possible to automatically make inquiries about exchange rate conversion, and there is an effect that a part of exchange operations can be performed on behalf of the user.

[Brief explanation of the drawing]

FIG. 1 is a principle block diagram of the present invention, FIG. 2 is a block diagram showing an embodiment of the present invention, and FIG. 3 is a flowchart of FIG. 2. In the figure, 1 is an operation panel, 2 is a display means, 2a is a CRT,
3 is a storage means, 3a is an exchange rate memory,
4 is a fee memory, 5 is a calculation means, 5a is a calculation section, 8 is a main control section, 10 is an instruction means, and 10a is an exchange instruction button. , Motoyo Akirei, Yachori Pro... Nofu Zuyo 1 Figure, pull, - Fugu I g, moon dtsu' fruit and Iku] Σ demotosu Fuko So 2 ■ ≧ 1st? Figure Example n Flora~-F,% 3 Closed

Claims (1)

[Scope of Claims] A device that converts an input amount of currency of one country into the corresponding currency of another country and displays it on a display means (2) based on the mutual exchange ratio of currency between a plurality of countries, a storage means (3) for storing the exchange ratio; an instruction means (10) for instructing the combination of money; and a correspondence read out from the storage means (3) according to the operation instruction by the instruction means (10). calculation means (5) for calculating the exchange amount based on the exchange ratio of the currency to be inputted and the input amount of money, and displaying the exchange amount calculated by the calculation means (5) on the display means (2). An exchange rate inquiry device characterized by displaying.