JPS6258394A - Card settlement processor - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

Detailed Description of the Invention (a) Field of the Invention The present invention relates to a card payment processing device used, for example, when using a route bus. The present invention relates to a card payment processing device with a simplified device.

(b) Aoishi of the Invention The conventional card payment processing device employs a payment processing system that automatically pays the fare for a route bus or the like using a card.

By the way, in this card payment processing system, when getting on the train, information on the station at which the vehicle was boarded is written on the card, and when getting off the vehicle, the information written on the card is read to determine the riding section.

However, in this case, an encoding device for writing to the card is required, which increases the cost, and there is also a problem in that troubles are likely to occur due to erroneous writing by the encoding device.

(c) Purpose of the Invention Therefore, an object of the present invention is to provide a card payment processing device that does not require an encoding device for writing to the card when paying a ride fare using a card.

(d) Summary of the Invention This invention reads a valuable card equipped with information that specifies the card and its value, and when riding the vehicle, reads the information that specifies the valuable card, and stores the specific information and riding information. The present invention is characterized in that the card processing device is equipped with a storage means and a fare adjustment means for reading boarding information from the storage means using information specifying the value card and settling the boarding fee when getting off the vehicle.

(E) Effects of the Invention According to this invention, when boarding, the storage means stores specific information of the value card and boarding information such as the boarding station,
When you get off the train, press J: on the fare payment means to read the stored information and pay the fare, so you can pay by simply reading your card information.

Therefore, there is no need for encoding processing that directly transfers boarding information to the card at the time of boarding, as is currently the case, and an encoding device can be omitted.

Accordingly, it is possible to obtain a highly reliable card payment processing device that simplifies the device, shortens the processing time for cards, and completely eliminates erroneous encoding processing.

(f) Examples of the invention An embodiment of the present invention will be described in detail below with reference to the drawings.

The drawings show a card payment processing device used for bus route business, and in FIGS.
and a boarding device 13 disposed at the rear boarding position of the bus 12.
and an alighting device 14 disposed at the front alighting position of the bus 12.
It consists of

The above-mentioned valuable card 11 has a company code C1 that identifies the company.
The following information is magnetically recorded on the magnetic stripe 15: a card number C2 that identifies the passenger, and a value C3 of the card, which has the same usage value as a coupon ticket.

A perforation 16 is provided on one side of the value card 11 parallel to the magnetic stripe 15 for checking the remaining amount each time the amount is reduced by a card transaction. The price (iri range) is set so that the value information decreases as you move to the left such as yen, 100 yen, and 0 yen.

The above-mentioned fare 13 has a card slot 17 on the negative side, and the above-mentioned valuable card 11 is inserted into this card slot 17.
is inserted when riding. A first card reader 18 is provided inside the slot 17, and this first card reader 18 reads information on the inserted value card 11, and the read information is sent to the dismounting device 14 via a signal cable 19. It is transmitted to the CPU 20 on the side.

Note that the read value card 11 is returned through a card return slot (not shown).

The above-mentioned dismounting device 14 also has a card slot 2 on one side.
1, and the value card 11 is inserted into this card slot 21 when getting off the vehicle. Inside the slot 21, there is a second card reader 22 and a punching device 23 for checking and setting the remaining amount.
is installed inside, and the stop number change device is installed outside! 24 are connected, and these are input/output controlled by a control circuit described later.

FIG. 3 shows a control circuit block diagram of the card payment processing device, in which the CPU 20 controls each circuit device according to a program stored in the ROM 25, and the RAM 26 stores and reads necessary information.

The above-mentioned CPtJ20 has first and second card readers 18.
The validity of the read information is determined in step 22, and the card information is stored in the RAM 26 based on the validity determination result.

The contents stored in this RAM 26 include the card number C12 inserted at the time of boarding the vehicle and the stop number A1 at the time of insertion for each card.

In addition, the company code BO that identifies the company that allows card transactions, the stop number QAI to get off at the time of getting off, and the fare for the boarding section set by these memorized values are settled, and the settled fare 82 Oni and the reduced value of the card.

According to the reduced value of this card, the above-mentioned punching device 23
operates to form a perforation 16 in the value card 11 as necessary.

The stop number update device 2f24 inputs the stop number to the CPU 20 in order to update it in conjunction with the boarding and alighting operations for each stop.

The processing operation of the card payment processing device configured as described above will be explained next.

FIG. 4 shows a flowchart at the time of boarding. In the first step 41, the passenger enters the card slot 17 of
When the valuable card 11 is inserted into the machine, the card information of the inserted valuable card 11 is read by the first card reader 18 in the second step 42, and the validity of the read card information is determined in the third step 43. If the company code number is one that allows card transactions, in a fourth step 44, the stop number 81 at the time of boarding is read at the same time, and in a fifth step 45, the above-mentioned read information is transferred to the exit device 14 side. It is stored in the control circuit section (RAM 26).

Then, in a sixth step 46, when the inserted valuable card 11 is reversed after the memory processing is completed, the card 11 is returned to the passenger from the card return slot, and the passenger receives the inserted card and gets on the train.

By the way, if it is determined in the third step 43 that the card 11 is invalid and unsuitable for card transactions, then in the seventh step an invalid display is displayed to the passenger based on the fact that the card cannot be used for transactions. Proceeding to a sixth step 46, card return processing is performed.

FIG. 5 shows a flowchart for getting off the train. In the eleventh step 51, when the passenger gets off at a predetermined stop, the passenger inserts the value card 11 into the card slot 21 of the getting off device 14. Then, in the 12th step 52, the card information of the inserted valuable card 11 is read by the second card reader 22, and in the 13th step 53, the validity of the card 11 is determined based on the read information, and the transaction is completed. If the company code is approved, a fourteenth step 54 clears the number of card readings to check the validity of the card, a fifteenth step 55 starts the reading process, and a sixteenth step 56 The number of validity checks of the card is determined, and if it is determined to be valid, it is determined in a 17th step 57 whether or not it is the same as the card stored at the time of boarding the vehicle. At step 58, the stop number at the time of alighting is input, at 19th step 59, the fare for the boarding section is calculated based on this input information, and at 20th step 60.
The fare will be deducted from the value of the valid card. In this case, in the 21st step 61, if there is an insufficient amount of money with only the card 11 on which the amount has been reduced, in the 22nd step 62, the insufficient amount is displayed to the passengers getting off the train,
The missing charges will be replenished. When this replenishment is carried out and after the above-mentioned transaction settlement is carried out using only the card, the effective usage balance is written to the card 11 via the second card reader 22 in a twenty-third step 63.

In a twenty-fourth step 64, the value range corresponding to the written balance is further formed as a perforation part 16 on the card 11 by the perforation device 23 for setting the balance confirmation, thereby preventing fraud. Efforts are being made to improve reading accuracy. Then, in a twenty-fifth step 65, the registration information for this card is updated and stored, and the initially stored information is deleted, and in a twenty-seventh step 67, the card 11 is returned and handed over to the alighting passenger. The card 11 is returned, thereby completing the card transaction.

By the way, if it is determined that the card is invalid in the thirteenth step 53 and the sixteenth step 56 described above, in the twenty-sixth step 66, based on the fact that the card cannot be used for transactions, an invalidation message is displayed to the passenger getting off the train. The process moves to a twenty-seventh step 67, where card return processing is performed.

As mentioned above, the fare payment process is performed simply by reading the card information, which eliminates the need for encoding processing such as entering and exiting the card at the time of boarding the vehicle, reducing card processing time and further improving the reliability of the device. be enhanced.

In terms of the correspondence between the configurations of this invention and the embodiments described above, the value card of this invention corresponds to the value card 11 of the embodiment, and similarly, the storage means is the CPU 2 of the boarding device 13 and the getting off device 14.
0 and the control circuit system such as the RAM 26, and the fare checking means corresponds to the alighting device 14, but the present invention is not limited to the above-described embodiments.

[Brief explanation of drawings]

The drawings show one embodiment of the present invention; FIG. 1 is a schematic explanatory diagram of a card settlement processing device, FIG. 2 is an explanatory diagram of a valuable card, FIG. 3 is a control circuit block diagram of the card settlement processing device, and FIG. Figure 5 is a flowchart when getting on the train, and Figure 5 is a flowchart when getting off the train. 11... Valuable card 13... Boarding 5A position 14
...Getting off device 20...CPU26...R
A.M.

Claims (1)

[Scope of Claims] 1. A value card provided with information specifying the card and its value; and a storage means for reading the information specifying the value card and storing the specifying information and riding information when riding the vehicle. A card payment processing device, comprising: a fare payment unit that reads boarding information from a storage unit using information specifying the value card and settles a boarding fee when getting off the vehicle.