JPS6254386A - Electronic card processor - Google Patents

Abstract

PURPOSE:To easily update storage data and to add various functions by updating data stored in an electronic card when an external device connected to the electronic card through a connection means is held at a prescribed state. CONSTITUTION:A cipher part M specifying the owner of an electronic card CD is formed on the back of the card CD with magnetic ink. The cipher part M is decoded by a head part RH of a reader R, and simultaneously information memorized only by the owner is applied to the reader R from a keyboard KB through terminals C1, C2, H1, H2, etc. Consequently, the owner of the card CD can be specified. When the card CD is a credit card, the required amount is inputted from the keyboard KB and subtracted from the contents of a memory storing the current deposit in the card CD, so that the balance can be always checked by depressing a memory access key.

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to an electronic card processing device with increased added value.

Calculators in recent years have become ultra-thin and have added functions such as a clock function, making them more useful and portable. In addition, their thickness has gradually become thinner and more flexible, allowing them to be produced in the range of 0.5 mm to 2 mm, allowing them to be carried along with business cards, banknotes, etc.

On the other hand, cashless payments are becoming more and more common, and people begin to carry around a large number of cash cards, credit cards, etc., and as they become thicker, they become more difficult to carry around. Or, you may forget a necessary card and carry an unnecessary card by mistake.

You must also carry a train pass, etc. separately.

In view of the above-mentioned points, the present invention is configured to add various functions to electronic card processing such as, for example, a card calculator. FIG. 1 is a perspective view of a clock and an electronic card CD with an alarm according to an embodiment of the processing device of the present invention, where LC is a liquid crystal display, KB is a keyboard, AL is an alarm, and a cash card, a credit card, etc. have approximately the same thickness and flexibility. In FIG. 2, the back side is provided with a code section M using magnetic ink or other well-known technology to identify the owner, similar to cash cards and credit cards. This M section is decoded by the head RH of the reading device R (processing device) as shown in Fig. 3, and at the same time, the owner himself/herself sends the M section from the keyboard KB to the reading device R via terminals CI, C2, H1, H2, etc. Give information that only you know. This makes it possible to identify the owner of the electronic card,
Unauthorized use can be prevented. If the reader R is set correctly, cash will be paid when it is a cash 1 card. At this time, the payment amount can also be input from the keyboard KB. In addition, when using a credit card, the user can input the amount required at that time from the keyboard KB and deduct it from the current deposit amount storage memory in the electronic card CD, allowing the user to check the current amount at any time by operating the memory recall key. It's good to be able to do it. Also a commuter pass.

It can also be applied to employee badges, driver's licenses, etc. FIG. 4 shows an example of a cash card in which the M portion of FIG. 2 is not specially provided, and the display contents are read from the liquid crystal display LC.

Electronic card CD in reading device R of cash dispensing machines at banks, etc.
When the electronic card is inserted and the necessary key operations are performed such as encrypted code such as one's date of birth from the keyboard KB, the reading device R detects the insertion of the electronic card or the key operation and turns on the lamp L. Read the contents of the type liquid crystal display LC. Further, the next key operation, etc. is notified by a well-known interactive display DSP or the like. Enter the payment amount using the KB key in the same manner as above, and confirm that the various conditions have been met.
If the CPU in the figure approves, pay the requested amount.

At this time, the CPU deducts the current payment amount from the deposit balance storage memory in the calculator circuit section CAL via terminals CI, C2, H1, 82, etc. Therefore, the balance can be easily checked as described above, and if the withdrawal amount is over, the alarm AL is activated to warn you. This alarm may be activated when the subscription period approaches. In the case of a commuter pass, the electronic card according to this embodiment is loaded into the reader at the automatic commuter issue office, the required amount is inserted into the currency reader, and the card is used until the next validity period.
Update the memory contents in.

At this time, a specific encryption key operation is also performed. The electronic card is inserted into the automatic commuter pass recognition device at the station, and when recognition is completed through simple key operations, the CPU opens the gate for a certain period of time and allows the user to pass. This usage can also be applied to identification cards and the like.

[Brief explanation of drawings]

Figure 1 is an example of an electronic card used in the present invention, Figure 2 is its back view, Figure 3 is a diagram loaded into a reader, and Figure 4 is a diagram of the electronic card used in the present invention.
The figure shows other types of surveying, and Figure 5 is its block diagram. CD--Electronic card R--Reading device

Claims (2)

[Claims] (1) For an electronic card having a storage means for storing input data and a connection means for connecting and outputting the data stored in the storage means to an external device, the external device connected by the connection means is in a predetermined state. An electronic card processing device that updates data stored in the electronic card when the electronic card is present. (2) The electronic card processing device according to claim 1, wherein the predetermined state is a state in which an amount for updating is input into an external device.