JPS62209699A - Settlement processing system - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed Description of the Invention] [Summary] The present invention is an improvement of the payment processing method in point-of-sale information management systems (hereinafter referred to as POS systems), etc., and after sending registered transaction data to a host device, registration is disabled. A first settlement processing means sets the transaction data to 1 and waits for the station to close, and a second settlement processing means performs initial settings such as clearing the stored transaction data after transmitting the registered transaction data to enable registration. means is provided in a transaction terminal device (hereinafter referred to as a POS terminal), and when a settlement operation is performed, the first or second settlement processing means is selected and the settlement processing is performed according to the settlement method instructed by the host device. It is characterized by

[Industrial application field]

The present invention relates to improvements in payment processing methods in POS systems and the like.

In recent years, PO3 terminals have been introduced that register transaction products, carry out transactions, and send transaction data to host devices.
S system is popular.

In this POS system, after business hours, the operator performs payment processing at each PO8 terminal, but at this time, the registered transaction data is sent to the host device, and the POS system
The S terminal is set to a non-registration state.

Thereafter, the host device performs station closing processing for all PO3 terminals at once, and the above settlement processing method is referred to as batch integration processing.

On the other hand, in a store that is open 24 hours a day, the business continues even after the payment processing, so after sending the transaction data to the host device, it is necessary to initialize the transaction data to enable registration (hereinafter referred to as "partial payment").

In this way, the payment processing method differs depending on the business type of the store, and even in stores that have adopted the batch payment processing method, there are requests for partial payment when the number of transactions is higher than usual. A method is required.

[Conventional technology]

FIG. 3(a) shows a block diagram of a POS system using a scanner as a method for registering transaction products.

In FIG. 3(a), 1.2 is the scanner la, respectively.
, 2a, and 3 is a PLU (Price Look Up) that controls the PoS terminal 1.2.
(See price) Controller 4 is a data processing device that performs back-order operations.

The transaction processing and settlement processing operations in the POS system with the above configuration are shown in Figure 3 (detailed block diagram of each part).
Figure (C) Batch payment processing flowchart, Figure 3 (d)
This will be explained according to the flowchart of the interim payment process.

(Transaction processing) Based on the barcode information on the product read by the scanner 1a, the single item code is sent to the PLU through the interface 9.
The information is transmitted to the controller 3, and based on the PLU table 5, the unit price, product name, etc. are responded.

The product name, unit price, quantity, etc. are output to the display unit 10 of the printer 111 of the PoS terminal 1, and by pressing the total key, the total amount is calculated and transaction processing is performed, but these transaction data are stored in the memory 13. , is registered, and simultaneously sent to the PLU controller 3 and recorded in a predetermined item of the PLU table 5.

(Payment Processing) The transaction data registered as above is stored in each PO8 terminal 1.
2 and are sent to the PLO controller 3 by the payment operation performed at each PO8 terminal 1.2.

Bulk settlement process Bulk settlement is a settlement process that is carried out at the end of business hours.
As shown in FIG. 3(C), the process is started by a key operation on the operation unit 12 and a password.

First, after calculating and outputting the total amount, etc., all transaction data registered in the memory 13 is transferred to the PLU controller 3.
The PLU controller 3 stores this in the data file 8.

When the transmission of the transaction data is completed, the PO3 terminal 1 transmits a settlement completion message to the PLO controller 3, sets its own operating state to a non-registration state, and ends the settlement process.

After the payment processing at all PoS terminals is completed, station closing processing is performed and the power of the PoS terminals is cut off.

Mid-way payment process Mid-way payment is a payment process performed during business hours, and as shown in FIG. 3(d), it is started by key operation and password input on the operation unit 12, and transaction data is transmitted. P
After sending a payment completion message to the LU controller 3, the transaction data in the memory 13 is cleared and the operating state of the controller is set to a registerable state.

The above-mentioned lump-sum payment and interim payment processing are selected based on the business type, and a payment processing section 15 is provided to perform each payment processing at the time of system construction.

[Problems to be solved by the invention] As explained above, there are two payment methods: lump sum payment and interim payment, each of which is selected based on the business type. The problem was that I couldn't choose.

SUMMARY OF THE INVENTION In view of the above-mentioned problems, it is an object of the present invention to provide a payment processing method that allows easy selection and setting of lump-sum payment or interim payment.

[Means for solving problems]

For this purpose, the present invention, as shown in the principle explanatory diagram of FIG. After sending the data, the second payment processing means (2
4), and means (25) for storing specification information specifying the first or second payment processing means, and based on the specification information IfI4 specified by the host device, the first or second payment processing means is provided. This is a method that selects a processing means and performs payment processing.

[Effect]

The POS terminal is provided with the above-mentioned batch payment processing means and intermediate payment processing means, and the payment processing method is designated from the host device.

For this reason, a flag that can be set by the host device is provided, and when a payment operation is performed, the payment processing means is selected with reference to the flag and the payment processing is performed.

As described above, even stores that perform bulk payment can perform partial payment at will, and a payment processing method that corresponds to the business type can be easily set when constructing the system.

〔Example〕

An embodiment of the present invention will be described with reference to FIG.

FIG. 2(a) is a block diagram of the POS system of the embodiment,
FIG. 2 (bl is a flowchart of the payment process.

In FIG. 2(a), 18 is a payment method setting unit that stores information on the payment processing method specified by the PLU controller 20. For example, when instructing batch payment, the flag is set to "1", and partial payment is set to "1". 19 is a payment processing section that is equipped with a batch payment processing means and an intermediate payment processing means and performs each payment processing based on the above-mentioned flags; b) A device that performs the operations shown in FIG. 3, and the same reference numerals as in FIG. 3 represent the same objects.

The setting of the payment method is performed by the data processing device 22, and the payment method setting message is sent to PO8 through the PLU controller 20.
The information is sent to the terminal 17 and set in the payment method setting section 18 using the aforementioned flag.

In the POS system having the above configuration, the payment processing operation is performed as follows.

(1) The operator operates the keys on the operation unit 12 and inputs the password, and settles the payment based on the output total amount.

(2) P the transaction data registered in the memory 13.
It is sent to the LU controller 20.

(3) After completing the transmission, send a payment completion message and
The flag in the payment method setting section 18 is referred to, and if the payment is made in bulk, the system is set to a non-registration state and placed in a registration waiting state.

(4) If payment is made midway, the transaction data on the memory 13 is cleared and set to an initial state to enable registration.

As described above, since the POS terminal is provided with a lump-sum accumulation means and an interim payment means, and a means for specifying the payment means, it is possible to arbitrarily select and execute the payment processing method.

〔Effect of the invention〕

As explained above, according to the present invention, a POS terminal is provided with a lump-sum payment means and an intermediate payment means, and these are designated to perform payment processing, so settings based on business formats and changes in payment operations are easy. The effect is extremely large.

[Brief explanation of drawings]

Fig. 1 is a diagram explaining the principle of the present invention, Fig. 2 is a POS system block diagram of an embodiment of the present invention, Fig. 2 (b) is a payment processing flowchart, and Fig. 3 (a)
is a POS system block diagram, Figure 3(b) is a detailed program diagram of each part, Figure 3(C) is a flowchart of bulk payment processing, and Figure 3(d) is a flowchart of interim payment processing. . In the figure, 1 to 2 are POS terminals, 3 is a PLU controller, 4 is a data processing device, 5 is a PLU table, 7 is a payment processing unit,
8 is a data file, 9 is an interface, 10 is a display section, 11 is a printer, 12 is an operation section, 13 is a memory,
15 is a payment processing section, 16 is a main control section, 17
18 is a POS terminal, 18 is a payment method setting section, 19 is a payment processing section, 20 is a PLU controller, and 22 is a data processing device.

Claims (1)

[Scope of Claims] In a transaction terminal device that registers transaction products and executes the transaction, and sends the registered transaction data to a higher-level device to perform settlement processing in accordance with a settlement operation, after sending out the transaction data. , a first settlement processing means (23) that sets its own operating state to a non-registrable state, and a second payment processing means (23) that sets its own operating state to an initial state and sets its own operating state to a registrable state after sending transaction data. Settlement processing means (2
4) and means (25) for storing specification information specifying the first or second payment processing means, and based on the specification information specified by the host device,
A payment processing method characterized by selecting a first or a second payment processing means to perform payment processing.