JPS6182291A - Medium handler - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION [Technical Field of the Invention] The present invention relates to a medium handling device in a transaction device that handles bankbooks, magnetic cards, transfer cards, etc., for example.

[Technical background of the invention and its problems] Conventionally, automatic transaction devices handle multiple transaction media such as transfer cards, magnetic cards, and passbooks. However, these media are received and handled in separate units 1~, that is, in separate receiving ports. Therefore, due to the desire to downsize the device, there is a desire for a device that commonly receives a plurality of media through one receiving port and handles them as a single unit. However, in the above-mentioned devices, the width of the media to be handled differs, and a receiving port that fits the wide media is required. The drawback was that the location could not be clearly communicated. In addition, in this case, the medium was inserted into the insertion position that matched the conveyance path.

``Object of the Invention'' It is an object of the present invention to provide a medium handling device that can clearly indicate the insertion position that matches the width of the medium with one insertion port without having to provide a special one, and can prevent abnormal insertion.

[Summary of the Invention] In order to achieve the above object, the present invention specifies a medium to be received in a medium receiving port, and when one medium is received according to this designation, a visually visible medium provided in the medium receiving port is provided. When one shutter is closed and the other medium is accepted, the shutter is opened.

[Embodiment of the Invention] Hereinafter, an embodiment of the present invention will be described with reference to the drawings.

FIG. 1 shows an automatic transaction device according to the present invention. That is, a customer service operation section 203 is formed on the front surface of the housing 1. On the vertical surface 2 of this customer service operation section 203,
A magnetic card as a transaction medium that stores a pin number and account information, a passbook/card insertion slot (medium receiving slot) 3 into which a bankbook and transfer card are inserted, and a handler to indicate to customers that the transaction is being processed. A display 4, an item display 5 for displaying and guiding various types of deposits, payments, transfers, etc. that can be handled, a call button 6 for calling a staff member when the customer is unsure of how to operate, etc., a customer A coin input lower for depositing coins and a change discharge port 8 for discharging change coins to customers are provided.

Further, the horizontal surface 9 of the customer service operation unit 203 is provided with a bill insertion slot 10 for inserting a large number of bills to be transferred or transferred at once, and for receiving change for the bills. is provided with a door 10- which can be opened and closed freely.

Further, an oblique operation surface 11 is formed between the vertical surface 2 and the horizontal surface 9 of the customer service operation section 203.

This oblique operation surface 11 is provided with a display section in which a transparent touch panel (touch sensor) 13 is formed overlapping the upper surface of a liquid crystal display section 12 . This liquid crystal display section 12 displays operating procedures and other information on the screen in the form of illustrations, characters, or words to guide the user, and also displays the password, amount, account number, transaction approval, TN authorization, or cancellation. By pressing a corresponding display part, the touch panel 13 detects it and outputs a corresponding signal to the main control unit 200, which will be described later, thereby performing a so-called key operation. That is, for example, the second
As shown in the figure, the message "Please specify transaction" is displayed, as well as keys for instructing deposit, payment, inquiry, and transfer. The contents and display change each time the machine operation or step status changes. Here, as described above, move the liquid crystal display section 12 and touch panel 13 diagonally to the operation surface □
゛ Since it is located at 11, the liquid crystal display section 12
It is possible to prevent erroneous input due to parallax caused by the difference in height between the screen and the tarachi panel 13. In other words, “,
.

``The customer's line of sight is almost perpendicular to the diagonal operation surface 11.
By making a big difference in '□', the liquid crystal display section 12 and touch panel 13 can be installed by aligning their positions.
Positioning is easy and erroneous input due to parallax can be prevented.

The liquid crystal display section 12 and the touch panel 13 are
It is constructed as shown in FIG. 4 and FIG. That is, the liquid crystal display section 12 has a front glass 12a and a back glass 1.
The liquid crystal 12G is sealed between the '2b and the liquid crystal 12G. The touch panel 13 has a surface film 13a.
and a lath 13b on the back surface, and a transparent electrode d in the Y direction printed on the surface of the back glass 13b.
1 and the Y-direction transparent electrode d2 printed on the back surface of the surface film 13a.
The pressed position is detected by detecting that a is lowered by pressing down.

Therefore, there is a gap between the liquid crystal 12C, which is the guide character display position, and the transparent electrodes d1, d2, which are the switch input positions.
Surface glass 12a of liquid crystal display section 12 and touch panel 13
Since there are two pieces of glass, the back glass 13b, there may be a misalignment between the display and the switch part depending on the mounting position of the liquid crystal display part 12 and the touch panel] 3 or the position of the user's line of sight. Therefore, the liquid crystal display section 12 and the touch panel 13 are mounted on the oblique operation surface 11 perpendicularly to the user's line of sight. This allows the customer's line of sight to be directed almost perpendicularly and prevents misalignment between the display and the switch section.

For example, the transparent electrodes d1 corresponding to the display "Deposit" pressed by the user are associated with the nth to n+5th, and the transparent electrodes d2 are associated with the mth to m+3rd, and these transparent electrodes d1 , it is determined that one deposit 1 has been pressed down when any one of the pairs of transparent electrodes d2 is pressed down. In other words, by widening the range of the transparent electrodes d1 and d2 on the touch panel 13 corresponding to the display of "deposit", even if the line of sight is shifted, the desired input can be made correctly. .

Furthermore, between the display of "Deposit" and "Payment", there is a dead zone, that is, the n+6th transparent electrode d2, which is effective as a key but ineffective as a press, and displays "Deposit". Even if you press down between the "1 payment" displays, you will not be mistakenly entered.

FIG. 5 shows a so-called magnetic passbook P as a transaction medium according to the present invention. The cover 101 of the passbook P has columns for printing branch numbers, account numbers, customer names, etc. In addition, the above passbook P has a cover number 10.
A plurality of printed pages 104 are bound in a booklet form between 1 and the back cover 102, and each of these printed pages 104
A multi-line printing field is printed on the printing surface. The transaction date, deposit amount, payment amount, balance, etc. for each transaction are printed in the above print column. And back cover 1
A magnetic stripe 103 is attached to a predetermined portion of 02, and account information such as an account number and deposit balance is stored in this magnetic stripe 103. Further, in the margin of each printed page 104, an optical bar mark or page mark 105 indicating the page number is printed in black. The width of the passbook P when inserted is L2.

FIG. 6 shows a so-called magnetic stripe card C as a transaction medium according to the present invention.

A magnetic stripe 110 is attached to the surface of the magnetic card C, and account information such as an account number and a deposit balance is stored on this magnetic stripe 110. An embossed area 111 is provided on the surface of the magnetic card C, and a branch number, account number, customer name, etc. are embossed in this embossed area 111 so as to be convex with respect to the surface. The width of the magnetic card C when inserted is Ll.

FIG. 7 shows a so-called transfer card T as a transaction medium according to the present invention, and this transfer card T is issued from this device and inserted by a customer as necessary. An arrow is printed on the surface of the transfer card T to indicate the direction of insertion, and the transfer destination printing area 1
21 and an expiration date printing area 122 are provided. The width of the transfer card T when inserted is Ll, which is the same as the width of the magnetic card C. Above transfer destination printing area 121
The bank name, branch name, account number, and name of the recipient of the payment entered by the customer are printed in Kanji. In addition, in the expiration date printing area 122, the expiration date calculated from the date of issue of the transfer card T, for example, 84-"8- 20 is printed.

In addition, there is a magnetic stripe 12 on the back of the above transfer card T.
3 is pasted, and this magnetic stripe 123 displays the bank name, branch name, account number, expiration date of the transfer destination, etc. entered by the customer, as well as the payer's name, telephone number, etc. is memorized. At this time, the bank name and branch name are stored in the form of a code number assigned to each bank and branch. Furthermore, the above transfer card T
A hole 124 is provided at the end to prevent incorrect insertion. This hole 124 for preventing erroneous insertion is made so that the transfer card T is inserted in the same direction as the magnetic card C, that is, with the back side up and the rear end of the transfer card T at the beginning, that is, with the magnetic stripe 1.
23 is inserted in the same position as the magnetic card C, the hole 124 for preventing erroneous insertion is set to be in a position corresponding to a card insertion detector □ (not shown). This can prevent the transfer card C from being erroneously inserted and accepted in the same direction as the magnetic card C. That is, if the transfer card T is mistakenly inserted in the same direction as the magnetic card C, the card insertion detector cannot detect that the card has been inserted due to the hole 124 for preventing incorrect insertion, and the card is accepted. Never. In this way, by providing the hole 124 in the transfer card T to prevent incorrect insertion, even in devices that handle only the magnetic card C without handling the conventional transfer card T, if the card insertion detector is in the correct position, Misinsertion can be prevented, and there is no need to specially modify conventional devices.

In addition, because the magnetic stripe 12°3 is placed on the back of the transfer card T, the necessary recorded information is printed across the entire surface and is visible, making it possible to print a large amount of necessary information in an extremely easy-to-read manner. can.

Figures 8 and 9 show the bankbook/card section 20, which includes a bankbook P, a magnetic node C, and a photo card T inserted into the bankbook/card slot 3 shown in Figure 1. accept,
In addition to performing prescribed processing on them,
It has a built-in journal paper J for printing and issuing transaction records for customers who do not bring their bankbook P and for printing records of a series of transactions such as receipts and copying the embossments on magnetic cards C. The above passbook/card section 20
is provided in the housing 1 at a location corresponding to the passbook/card insertion slot 3. That is, a passbook/card insertion slot 3 is communicated with the front side of the main body 80, and a selection shutter (first shutter) 21 is provided in the passbook/card insertion slot 3.
is being pulled. This selection shutter 21 is installed at a position where the customer can visually see its open/closed state, and when inserting the passbook P, it is in the open state as shown in FIG.
Widen the opening of passbook/card insertion slot 3 and insert magnetic card C.
1 When inserting the transfer card T, it is in a closed state as shown in FIG. 11, and the opening of the passbook/card insertion slot 3 is narrowed. This allows customers to use a wide range of passbook pages.
It is possible to clearly know the insertion position of the narrow magnetic card C1 transfer card T with respect to the insertion slot, and it is possible to insert them in line with the conveyance path inside the passbook/card section 20. Become. The selection shutter 21 is the solenoid 3
Opening/closing operations are performed by 0 excitation.

Near the passbook/card insertion slot 3, that is, the selection shutter 2
Inside of 1 is a passbook P, an IT card C1 and a transfer card T.
a detector 27a that optically detects insertion or removal of the
, 27b are provided, and detectors 27c, 27d for magnetically detecting the presence or absence of the magnetic stripes 110, 123 on the magnetic card C1 transfer card T are provided oppositely above and below the passbook/card insertion slot 3. There is. Above detector 2
The detectors 7a and 27b are well-known devices consisting of a light emitting element and a light receiving element, and the detectors 27c and 27d are constituted by magnetic heads and the like. A conveyance path (first conveyance path) 81 is provided in a substantially horizontal state from the detectors 27a, . . . toward the rear of the main body 80.

This conveyance path 81 is composed of drive rollers 82, . . . , pinch rollers 83 that roll into contact with these drive rollers 82, . Driven by a pulse motor via. Further, the conveyance path 81 is provided with side plates 22a and 22b at positions corresponding to the width L2 of the passbook P, and a movable side plate 23 is provided at a position from the side plate 22a corresponding to the width L1 of the magnetic card C1 and the transfer card T. There is. As a result, the conveyance position of the passbook P is regulated by the side plates 22a and 22b, and the magnetic card C and the transfer card T are conveyed by the card conveyance path (second conveyance path) 81' formed by the side plate 22a and the movable side plate 23. The location is now regulated.

As shown in FIG. 12 (cross section taken along Y-Y′ in FIG. 8), the movable side plate 23 is caused to protrude and sink through the gap in the bottom plate 26 by a drive mechanism 84 provided at the bottom of the bottom plate 26. ing. The drive mechanism 84 includes an arm 85 to which the movable side plate 23 is fixed, a support arm 86, 87, a spring 88, and a solenoid 25.

In the above installation, one end of the arm 85 is rotatably attached to the solenoid 2.
The arm 85 is connected to the plunger 5, and the arm 85, that is, the movable side plate 23 is moved downward by the excitation of the solenoid 25.

In the above-mentioned attachment, one end of the support arm 86, 87 is rotatably connected to one end of the arm 85 and a midway portion thereof. The support arms 8G and 87 are provided so that they are maintained parallel to each other using support shafts 86a and 87a as fulcrums, respectively. The fulcrum and the attachment point form a parallelogram at four points including the connection point with the arm 85. A spring 88 is connected to the other end of the support arm 87. As a result, when the solenoid 25 is energized, the mounting is performed on the arm 85.
moves downward, and the movable side plate 23 is in a retracted state below the bottom plate 26 (when the passbook P is transported). Also, solenoid 2
5 is not excited, the arm 85 moves upward due to the elastic force of the spring 88, and the movable side plate 23 protrudes above the bottom plate 26 (vA card C1
(When transporting the transfer card T). Therefore, when transporting the passbook P, the transport path 81 has the same width as the width L2 of the passbook P, and the passbook 11 has the same width as the width L2 of the passbook P.
When transporting the magnetic card C1 and the transfer card T, the transport path 81 becomes the card transport path 81-, which has the same width as the card width 1-1, and can transport cards. . Since the movable side plate 23 is supported by the support arms 86 and 87 parallel to each other and moves, it always remains perpendicular to the cards, that is, perpendicular to the bottom plate 26. It is supposed to move. Further, the movable side plate 23 always presses the cards toward the side plate 22a by the elastic force of the spring 88, and uses the side plate 22a as a transportation reference.

As mentioned above, the side plates 22a, 2 that match the wide passbook P
By providing the movable side roots 23 between the movable side plates 2b, it is possible to convey media of different widths, and furthermore, the movable side plates 23 can maintain a constant conveyance reference position of cards. Further, the drive blows 582, . . . , pinch rollers 83, . There is no need to prepare separate conveyance rollers for each. Further, the drive rollers 82, . . . , pinch rollers 83, .
It may be arranged at a position symmetrical to the center line with respect to b.

Further, at the starting end of the conveyance path 81, the detector 27a1...
A main shutter (second shutter) 28 is provided which opens and closes in accordance with the detection results. This main shutter 28 is driven to open and close by excitation of a solenoid 29. That is, when the insertion of the bankbook P, the magnetic card C1, and the transfer card T is detected, two solenoids are energized to open the main shutter 28. Behind the main shutter 28 is a magnetic head 60 for the transfer card T.
, a magnetic head 31 for the bankbook P, and a magnetic head 50 for the magnetic card C are provided in this order. The magnetic head 60 is adapted to read or store information on the magnetic stripe 123 of the accepted transfer card T.

The magnetic head 31 is configured to read or store information on the magnetic stripe 103 of the accepted passbook P. The magnetic head 50 is adapted to read or store information on the magnetic stripe 110 of the accepted magnetic card C. Pressing rollers 32, 32, 32 are provided at the facing portions of each of the magnetic heads 31, 50, 60 to bring the corresponding magnetic stripes into contact with each other with a predetermined pressure. In addition, the conveyance path 81
An optical reading device 89 is installed in the middle of the passbook P to read the date field on the passbook P and detect the presence or absence of printing, as well as the presence or absence of the page mark 105. This optical reading device 89 is composed of a COD image sensor 4 and a lens 33 that reduces the print data on the passbook P and forms an image on the COD image sensor 34.
The OD image sensor 34 is, for example, a self-operating surface array formed by arranging a large number of solid-state image elements on a plane.

Further, a turn page mechanism 90 is provided in front of the optical reading device 89 on the conveyance path 81 . This turn page mechanism 90 automatically turns over the pages of the bankbook P. For example, in FIG. It is composed of a turning roller 36 that performs an auto-turn page by rotating in the direction of the arrow a, and performs an auto-turn page in the opposite direction by rotating in the direction of the arrow.

A receipt issuing mechanism 91 for issuing receipts R is provided below the turn page mechanism 90. For example, a certain pressure is applied to the receipts R by a pressing mechanism 92, and the receipts R are taken out one by one by a take-out roller 92 and sent to a conveyance path. 81. Further, a printing mechanism 93 is provided in front of the turn page mechanism 90 on the conveyance path 81 . This printing tank 93 prints predetermined information on the bankbook P1 journal paper J sheet R, and is composed of a wire dot type print head, and includes a print head 35 that prints alphanumeric characters, katakana, kanji, etc. It is composed of a carriage 94 that moves the print head 35 in a direction perpendicular to the transport direction of the transport path 81, a moving mechanism consisting of a slide rod 95, and a table 96 as a platen. Furthermore, an embossing stand 51 is provided in front of the printing mechanism 93 on the conveyance path 81 . When the magnetic card C is placed on the embossing table 51, the embossing table 51 is rotated around the rotating shaft 53 as a fulcrum.
By rotating the zero mark, the lower side of M1J for journal (
(9 embossed parts) 1. At this time, the embossing roller 54 provided on the upper side of the journal paper J moves along the roller movement path 55, so that the magnetic card C
The emboss is transferred onto the journal paper J.

On the embossing table 51, there are shown in FIGS.
As shown in FIG. 2, protrusions 56a, 56b, 56c for holding the magnetic card C and a notch 56d for detecting the magnetic card C are provided at the end thereof. Above embossing stand 5
1 is in a card standby state, a card position detector 52 is provided opposite the notch 56d. This card position detector 52 includes a light emitting diode 52a and a light receiver 5.
2b. A journal paper J corresponds above the table 96 and the embossing section 99 (the embossing table 51 during embossing). This journal paper J is wound and held on a delivery shaft 97, and is wound onto a take-up shaft 98 via a table 96 and an embossed portion 99.

Further, near the end of the conveyance path 81, a collection warehouse 40 is provided for collecting the conveyed bankbook P, magnetic card C1, transfer card T through a gate 42. Further, above the collection warehouse 40, there is provided a transfer card storage 41 which has a claw 58 for taking out and stores the bottom of a new transfer card.

Roughly speaking, above the transfer card storage 41, there is a take-out claw 45 and a motor 44 for driving the claw 45, and a plurality of new passbooks P' are stored in a closed state with the cover 101 facing upward. There are three new bankbook storage areas. For example, when the issuance of a transfer card is instructed, the transfer cards T stored in the transfer card storage 41 are taken out one by one by a claw 58 driven by a single motor 21 (not shown) and sent to the gate 42. .46 into the conveyance path 81. Further, when the issuance of a new passbook P- is instructed, the new passbooks P- stored in the new passbook storage 39 are taken out one by one by a claw 45 driven by a motor 44 and passed through the goos 1 to 46. It is designed to be sent into a conveyance path 81. The gate 42 is rotated by the excitation of the solenoid 43, and when collecting the bankbook P, etc., the gate 42 is positioned upward (shown by a solid line in FIG. At the time of publication, downward (
(indicated by a broken line in FIG. 9).

By the way, as shown in FIG. 15, inside the housing 1 is a main control section 200 that controls the entire system and is composed of a microcomputer, a program memory, a data memory for processing various data, and the like. , said passbook・
Card unit 20, accepts the banknotes inserted into the banknote insertion slot 10, and dispenses a specified amount of banknotes into the banknote insertion slot 1o -22 = Banknote withdrawal unit 202, the banknotes inserted into the coin insertion lower Accept coins and send coins of the specified amount to the change outlet 8.
A customer service operation section 203 consisting of the touch panel 13, etc., an attendant operation section 204 for clerks, and information on financial institutions that can transfer money necessary for transfer transactions, that is, the name of the bank and the name of its branch. and their code numbers are recorded, for example, a bank branch name file 207 made up of a floppy disk, and a transmission control unit 206 that controls data transmission between the main control unit 11 and a host computer (center) not shown. , and a cumulative memory 208 that stores cumulative information for each type regarding all transactions.

Further, the main control section 11 is connected to a remote monitor section 205 for use by a staff member provided outside.

Next, the financial institution data file stored in the bank branch name file 207, the so-called gold and silver data file, will be explained with reference to FIGS. 16 and 17. That is, this data file is divided into two large files, a dedicated file 210 and a general-purpose file 211.

The dedicated file 210 is a file specially created for each automatic transaction device, and its contents include the file 212 of the same bank as the store where the automatic transaction device is installed.
and files 21 of major other banks in the same area as that branch.
3 is memorized.

In the above files 212 and 213 (the corresponding bank data, that is, the bank name kana code, kanji code,
Along with the bank code, the starting address of the bank file 216 in the general-purpose file 211 corresponding to the bank is stored. In other words, when a customer specifies a transfer destination, the customer selects an account at another branch within the same bank, or in the case of another bank, a major branch within the same region.

Therefore, by storing the transfer destinations that are frequently specified in the automatic transaction device in the dedicated file 210, the processing time for searching the code number of the specified transfer destination can be shortened, and the device usage efficiency can be reduced. can be improved. In addition, the general-purpose file 211 stores all the remittances that are possible for remittance transactions, and is classified into files according to business type, such as a bank file 214, a cooperative association file, and a credit company file. Furthermore, the bank file 214 is classified into files by type, such as a city bank file 215, a regional bank file 215, a mutual bank file 215, a trust bank file 215, and a credit union file 215.

Furthermore, the city bank file 215 stores data for each city bank, that is, the kana code of the bank name, the kanji code, and the bank code in alphabetical order. In other words, the kana code, kanji code, and branch code of the branch name are stored in alphabetical order.

Each of the above files stores a starting address corresponding to a lower file.

In the above configuration, the procedure for searching the bank branch file 207 will be explained with reference to the flowchart shown in FIG. First, the case of specifying the first bank and first branch of the city bank in the general-purpose file 211 will be described. That is, first, the general-purpose file 211 is selected according to the user's designation. As a result, the main control unit 2
00 reads and stores the starting address of the bank file 217I from the general-purpose file 211. Next, the type of bank is designated as a city bank. Then, the main control unit 200 reads out the starting address of the city bank file 215 from the bank file 214 and stores it. Then, the bank name is designated as the first bank. Then, the main control unit 200 controls the city bank file 21
5 reads the kana code, kanji code, and bank code of the bank name from the area corresponding to the first bank, and
The starting address of the bank file 216 is read and stored.

Then, the branch name is designated as the first branch. Then, the main control unit 200 searches from the first address of the first bank file 21G, reads out the kana code, kanji code, and branch code of the branch name from the area corresponding to the first branch, and ends the search.

By the way, when specifying a bank name and branch name, customers no longer have to specify the entire name. In other words, city bank file 215 or 1st
The bank file 216 contains five bank names and five branch names.
Since the names are stored in alphabetical order, the first name of the customer is
Just by specifying the characters, the search results will show 1 matching name.
If there is only one bank or branch, it can be determined that the customer has specified that bank or branch. In addition, if a name cannot be limited by the first letter alone, by specifying the second and third letters, if the name is limited to one name, at that point the customer can specify the bank or branch. It can be determined that it is.

Also, if a name cannot be limited by just the first letter,
For example, if there are only a few names that can be limited by the first letter, the user may stop specifying the second letter, display all applicable names, and have the user select from them. .

In this case, you can easily specify the name.

Also, if it is not possible to limit the name to a small number of names using just the first letter,
When the second and third characters are limited to a small number, they may be displayed as described above for selection.

Next, a case will be described in which a different branch (second branch) of the same bank (second bank) in the store where this device is set in the dedicated file 210 is specified as the transfer destination. In this case, the bank name can be directly specified without specifying the industry type, bank type, etc. That is, at the beginning of the remittance search, the bank name specified in the dedicated file 210 is displayed at the same time that the bank name is displayed so that the bank name can be specified. At this time, if the user specifies a business type, the main control unit 200 determines that the search is from the general-purpose file 211, and if the user specifies the bank name, it determines that the search is from the dedicated file 210. . Then, the customer specifies the bank name in the dedicated file 210. Then, the main control unit 200 reads the kana code, kanji code, and bank code of the bank name from the file 212 of the same bank stored in the dedicated file 210, and reads the bank name in the general-purpose file 211 corresponding to the second bank. The first address of the second bank file 217 is read and stored. Then,
Specify the branch name as the second branch.

Then, the main control unit 200 searches from the first address of the second bank file 217, reads the kana code, kanji code, and branch code of the branch name from the area corresponding to the second branch, and ends the search.

Next, the processing operation of the bankbook P will be explained with reference to FIGS. 8 and 9. For example, when accepting a passbook P, the main control unit 200 excites the solenoid 30 and activates the selection shutter 2.
Open 1. At this time, the main control section 200 controls the solenoid 25
is excited, and the movable side plate 23 is retracted below the bottom plate 26 due to this excitation force. As a result, the transport path 81 has a width L2 defined by the side plates 22a and 22b. When the customer inserts the passbook P into the passbook/card insertion slot 3, the insertion is detected by darkening the detectors 27a and 27b, and the main control unit 200 excites the two solenoids to insert the passbook P into the passbook/card slot 3. shutter 21
open. Then, the passbook P is transferred to the drive roller 82...
It is pinched by the pinch rollers 83 and taken into the passbook/card section 20. As a result, the account information stored on the magnetic stripe 103 is read by the magnetic head 31 while the loaded passbook P is being transported.

Next, the COD image sensor 3 of the optical reader 89
4, the presence or absence of printing in the date column of the bankbook P and the page mark 105 are detected. The line to be printed is determined by detecting the presence or absence of printing, the bankbook P is conveyed to the position of the print head 35, and the print head 35 prints predetermined print contents.

If a print line runs out during this printing, the pages of the passbook P are turned over by the turn page mechanism 90 and printing is continued. That is, as shown in FIG. 9, the passbook back-up plate 37 is pushed up towards the passbook P side by a solenoid (not shown), and the passbook P is pushed up by the turning roller 36 and the passbook back-up plate 37.
In between. Next, the turning roller 36 is rotated in the direction a to turn over one page of the bankbook P. After performing the page break operation in this way, the COD image sensor 34 detects that the passbook P
page mark 105 is detected, and the main control unit 200 correctly selects the
It is determined whether or not the number of pages has been turned.

If the pages are not turned correctly at this point, the inside of the first half of the passbook P is moved so that it is located below the turning position 36b, and the passbook back-up plate 37 is activated by a solenoid (not shown). Push up to P side and turn up roller 36
The passbook P is sandwiched between the passbook back-up board 37 and the passbook back-up board 37. Next, rotate the turning roller 36 in the direction b, and turn the page of the passbook P one by one.
Turn the page back to the original page. After performing the page change operation in this manner, the COD image sensor 34 detects the page mark 105 of the bankbook P, and the main control unit 2QO determines whether or not the page should be printed. If it is determined that the page has been turned correctly, the passbook P is conveyed again to the position of the print head 35 to continue printing. If the correct page is not turned over even after performing this page-turning operation a predetermined number of times, the main control unit 200 determines that the page-turning operation is not possible and interrupts the transaction.

On the other hand, when there are no more pages to print on the bankbook P, the printed bankbook P is collected in the collection warehouse 40 and another new bankbook P- is issued from the new bankbook storage 39.

That is, the main control unit 200 moves the claw 45 by rotating the motor 44 when issuing a new passbook P-. By this movement of the claw 45, the binding opening of the new bankbook P- is pushed, and the new bankbook P- is taken out one by one, and passed through the gate 46 to the conveyance path 81.
sent to. New passbook P- issued in this way
is conveyed as it is in the direction of the passbook/card insertion slot 3.

The account information of the new passbook P' is stored in the magnetic disk drive 103 by the magnetic head 31 while being transported. This account information is information for past transaction status supplied from the above-mentioned host computer and for passbook management at the bank. After this storage is completed, the new passbook P' is conveyed to the print head 35 position.

Then, the cover 101 of the new bankbook P- is printed by the print head 35.
Print the branch number, account number, customer name, etc. In this case, the cover 101 of the passbook P' is stored face up in the new passbook storage 39 and taken out as is, so printing can be performed on the cover 101 as is. The printed information is supplied from the host computer to the account information read from the bankbook P to be collected. That is, the account information stored in the magnetic stripe 103 of the passbook P includes the branch number and account number encoded and stored, and the customer's name and the like are not stored. Therefore,
The main control unit 200 sends the branch number and account number to the host computer. Then, the host computer sends the Kanji code of the customer's name stored in correspondence with the branch number and account number to the main control unit 200. Thereby, the main control unit 200 prints the customer's name based on the supplied Kanji code. Next, when the printing on the cover 101 of the new passbook P' is completed, the new passbook P' is conveyed to the position of the turn page mechanism 90, and the pages shown in FIGS.
), the page of the cover 101 is turned over. After the cover 101 is turned over in this manner, the inner page is turned and the page on which transaction information is to be printed is opened. next,
It is checked using the eight optical reading devices described above whether the page mark 105 of the opened page of the new bankbook P' is correct, that is, whether it is the correct page. In this way, when it is detected that the page of the new bankbook P- has been opened correctly, printing of transaction information is resumed from the first line of the specified page of the new bankbook P-, and all printing is completed. be exposed.

When issuing a new passbook P- as described above, the account information is stored in the magnetic stripe 103, and then the cover page is printed and the page where the transaction information is to be printed is changed. The storage of account information in Live 103 from Live 103 is given priority, and even if some error occurs, the device will still be able to read it (
It is possible to ensure that information that can be handled (handled) is memorized. In addition, after storing account information on the magnetic stripe 103 and printing the cover page, a page break is performed on the page where transaction information is to be printed. The account information necessary for the passbook is prioritized, and even if a transaction is interrupted due to trouble such as page turning, the information necessary for the passbook can be memorized and recorded. Therefore, in a state where nothing is stored in the magnetic field 103 of the new passbook P-,
Issuance can be prevented.

Next, referring to FIGS. 8 and 9, the magnetic card C
The processing operation will be explained. For example, when accepting a magnetic card C, the selection shutter 21 is in a closed state, as shown in FIG. At this time, since the main control unit 200 is not energizing the solenoid 25, the movable side plate 23 is in a state of protruding from the bottom plate 26 due to the elastic force of the spring 88. As a result, the transport path 81 forms a card transport path 81' having a width L1 defined by the movable side plate 23 and the side plate 22a. When the magnetic card C is inserted into the passbook/card insertion slot 3 by the customer, the insertion darkens only the detector 27b and is detected by detecting the magnetic stripe 110 with the detector 27c. The control unit 200 excites the solenoid 29 and activates the main shutter 21.
open.

Then, the magnetic card C is held between the drive rollers 82 . . . , the pinch rollers 83 . As a result, the account information stored on the magnetic stripe 110 is read by the magnetic head 50 while the loaded magnetic card C is being conveyed. This magnetic card C is further conveyed, and the embossing table 51
It is transported to the point where it stops once. That is, magnetic card C
is conveyed until the leading end of the card reaches the card position detector 52, and is stopped when it reaches the card position detector 52. After this stop, the main control unit 20
By rotating the rotating shaft 53, the embossing table 51 is rotated 90 degrees around the rotating shaft 53, and the magnetic card C enters the lower side of the journal paper J. This journal paper J is impregnated with pressure-sensitive coloring ink, and an embossing roller 54 moves along a roller movement path 55 and pressurizes the journal paper J above the magnetic card C. The embossment of the magnetic card C can be copied onto J.

Further, when the embossing table 51 is rotated to a position where it is inserted under the journal paper J, a bottom plate for forming the bottom of the card conveyance path 81' comes out. That is, as shown in FIG. 13(a), the magnetic card C is conveyed to the embossing stand 51, and the end thereof is stopped at the position detector 52. As shown in FIG. Same figure (
b) shows the state when the embossing table 51 rotates 90 degrees (counterclockwise) while holding the magnetic card C. At this time, after the embossing table 51 is rotated, a card conveying table 57 remains, which is capable of conveying cards even without the embossing table 51. Furthermore, a part of the embossing table 51 comes out onto the card conveyance path 81''.

As a result, a card other than the magnetic card C on the embossing stand 51 can be supported and conveyed by the embossing stand 51 and the card transport stand 57. As a result, when processing another magnetic card C1 transfer card T while a magnetic card C is being accepted, by retracting the magnetic card C onto the embossing stand 51, the card conveyance path 81- can be moved to another place. Can be used and processed for cards.

As described above, the magnetic card C is accepted, the account information is read from the magnetic stripe 110, and the emboss is copied. In addition, when returning the magnetic card C, the Enbow 3 Foos stand 51 is rotated 90 degrees in the opposite direction (clockwise) with the magnetic card C placed thereon, contrary to the previous operation, and the magnetic card C is Card conveyance path 81
'Come out on top. Thereafter, the magnetic card C is conveyed in the direction of the passbook/card insertion slot 3 and returned, or conversely conveyed in the receiving direction and collected in the medium collection warehouse 40.

Next, referring to Figures 8 and 9, transfer card T
The processing operation will be explained. The transfer cards T are stored in a transfer card storage 41, and are taken out one by one as necessary, magnetic information is stored in the transfer destination printing area 123, and issued. On the other hand, if the customer wants to make a transfer transaction again to the transfer destination stored in the transfer card T, the customer can designate the transfer destination by inserting the issued transfer card T into the passbook/card insertion slot 3. It has become.

First, I will explain the issuance of the transfer card.

At this time, the lower portions of newly issued, unused transfer cards are stacked and stored in the transfer card storage 41 with the transfer destination printing area 121 facing upward. That is, the main controller 200 moves the claw 58 by rotating a motor (not shown) under the transfer card. As the claw 58 moves, the ends of the transfer cards T are pushed, and the transfer cards T are taken out one by one by the movable roller 38 and fed into the conveyance path 81 through the gates 42 and 46. At this time, for example, if the user uses a magnetic card C and is making a transfer transaction from the account of the magnetic card C, the magnetic card C is read in before the transfer card T is issued, and the magnetic card C is processed as described above. Retract card C to the bottom of journal paper J.

The transfer card T issued as described above is conveyed as is in the direction of the passbook/card insertion slot 3. Then, the transfer card T is transported to the position of the print head 35 based on the position detected by the card position detector 52 at the rear end of the transfer card T.

At this time, since the main control section controller 200 does not operate the solenoid 25, the movable side plate 23 is in a state of protruding from the bottom plate 26 due to the elastic force of the spring 88. As a result, the transport path 81 forms a card transport path 81' having a width L1 defined by the movable side plate 23, the side plate 22a, and the like. And transfer card T
When the money is transported to the printing position, the print head 35 records the transfer destination information. For this remittance information, please refer to the 7th
As shown in the diagram, the bank name, branch name, account number,
The name of the transfer destination, expiration date, etc. are recorded. When this printing is completed, the transfer card T is further conveyed in the direction of the passbook/card insertion slot 3. Then, the transfer information is stored on the magnetic stripe 123 by the magnetic head 60 while the transfer card T is being conveyed.

As the transfer destination information, encoded information such as the bank name, branch name, account number, transfer destination name, expiration date, telephone number, etc. of the transfer destination is stored. In this case, since the amount of information to be stored is large, it is stored across multiple tracks.

As described above, when the printing and magnetic storage on the transfer card T is completed, the transfer card T is ejected from the bankbook/card insertion slot 3 and issued to the user.

Next, a case will be explained in which a transfer transaction is performed using the transfer card T issued as described above. For example, when accepting a transfer card T, the selection shutter 21 is
As shown in the figure, it is in the closed state. At this time, since the main control unit 200 is not energizing the solenoid 25, the movable side plate 23 is in a state of protruding from the bottom plate 26 due to the elastic force of the spring 88. As a result, the conveyance path 81
A card transport path 81' having a width L1 defined by the movable side plate 23 and the side plate 22a is formed. When the customer inserts the transfer card T into the passbook/card insertion slot 3, the insertion only darkens the detector 27b, and
This is detected by detecting the magnetic stripe 110 with the detector 27d, and the main controller 200 excites the two solenoids to open the main shutter 21. Then, the transfer card T is held between the drive rollers 82 . . . , the pinch rollers 83 .

As a result, the transfer information stored on the magnetic stripe 123 is read by the magnetic head 60 while the transferred transfer card T is being conveyed. Thereafter, the transfer card T is conveyed in the direction of the passbook/card insertion slot 3 and returned, or conversely conveyed in the receiving direction and collected in the collection warehouse 40.

When the transfer card is accepted, the main control unit 200 determines whether the expiration date in the transfer information read from the magnet 123 is within the expiration date. At this time, if it is determined that the expiration date is outside the expiration date, that is, the expiration date has expired, the transfer card T is conveyed to the print head 35, and the expiration date is printed on the transfer card T. This printing may be performed by switching the ink ribbon of the print head 35 from black to red. When the printing of the expiration date is completed, the transfer card T is further conveyed in the receiving direction and collected into the collection warehouse 40 via the gate 42. This collection is performed in the same way when the transfer card T is issued, when the transfer card T is returned within its expiration date, or when the user forgets to take it. In such a case, the transfer card T that the user forgot to take and the expired transfer card T are mixed and collected in the collection warehouse 40, but the transfer card T that the user forgot to take needs to be returned to the user. The expired transfer card T is to be discarded.

However, the expired transfer card T has an expired date of =42.
− Transfer card T that the user forgot to take because it was printed on it.
Even if a mixture of ``transfer cards T'' and expired transfer cards T are collected, the transfer cards T can be easily classified.

Next, in such a configuration, FIGS.
The transfer operation will be explained with reference to the flowchart shown in ). For example, a customer is now standing in front of this device. At this time, the LCD display 12 will display “Welcome.
``Please specify the handling method'' is displayed, along with selection keys for ``Withdrawal, Deposit, Balance Inquiry, Passbook Entry, Transfer''.

In response to this guidance, the customer presses down the part of the touch panel 13 that displays "Transfer". As a result, the main control unit 2
00 determines that you want to proceed to the next processing step, and insert 1 card on the LCD display section 12. For cash, please press the cash key" and "
Display the "Cash" selection key (STI). Then,
If the customer follows the instructions and brings the bank card of the account from which the amount to be transferred will be debited, the customer will be able to use the passbook/card slot 3.
Insert magnetic card C into. If the user does not bring a card, the user presses down the part of the touch panel 13 that displays "cash" to transfer cash (Sr2). This causes the main control unit 11 to judge whether or not to insert the magnetic card C.
), read the data of laki card C (ST 4
). That is, the magnetic card C is taken into the bankbook/card section 20, and account information such as a password and account number stored on the magnetic stripe 110 is read by the magnetic head 50 described above (Sr4). The above account information is checked by the main control unit 200, and if it is determined that the card is incorrect (Sr1), the main control unit 200 performs error processing (Sr6). Further, when the main control unit 200 determines that the magnetic card C is correct (Sr1), the liquid crystal display unit 1
2 in 1 Please press your PIN" is displayed, along with a numeric keypad and a correction key (
Sr7).

Next, the customer follows the instructions and enters the PIN number by pressing down on the area where the numeric keypad is displayed (S
r8). By inputting this password, the main control unit 200 determines whether or not the passwords match (5T9). If they do not match, the password re-input process is performed (STIO). In addition, when the main control unit 200I confirms that the PIN numbers match, or when it is determined in step 3 above that the cash key has been inserted, the LCD display 12 will display a message saying ``Press the amount to be transferred.'' CS T
11).

Next, the customer follows the instructions and inserts the amount to be transferred (ST12). With this input, the main control unit 200 displays on the liquid crystal display unit 12 the message ``Please insert the transfer card, or press the registration key or designation key depending on whether the destination is registered or not.''<5T13
). Next, if the customer brings a transfer card according to the instructions, insert it into the passbook/card slot 3, and if the transfer destination is already registered, insert the registration key and confirm that the transfer card is neither a transfer card nor a registered one. If specified, press the specified key (, 5T13'). At this time, the main control unit 20
When 0 determines that transfer card T is inserted (ST14.)
The process proceeds to step 50, which will be described later, and if it is determined that the registration key has been input (ST15), the process proceeds to step 59, which will be described later. Further, when the main control unit 200 determines that the specified key is pressed (ST15), the main control unit 200 displays “
Please press the type of industry to transfer money to.'' At the same time, the type of industry selected at this time, such as bank, credit company, cooperative, etc., and the specific bank name read from the dedicated file 212 of the bank branch name file 207 mentioned above, for example, are displayed. Display the selection key for bank name 2 (ST16)
. Following this guidance, the customer presses the industry or bank name (ST17). By pressing down, the main control unit 11
When it is determined that a specific bank name read from the dedicated file 212 is selected (ST18), step 40 described below
If you proceed to and determine the credit company (ST19),
The process proceeds to step 35, which will be described later, and if the combination is further determined (Sr20), the process proceeds to step 28, which will be described later.

Further, when the main control unit 200 determines that the bank is to be inserted by pressing the button in step 17 above (ST20), the main control unit 200 displays on the liquid crystal display unit 12 the message “Please press the type of bank for the destination” and , city bank, local mutual bank, trust bank, credit union, etc. are displayed (ST21). In response to this guidance, the customer selects the type of bank (ST22). By pressing this button, the main control section 200 causes the liquid crystal display section 12 to display "Please press the name of the destination bank" and also displays the katakana key, correction key, and completion key (ST2
3). Also, at this time, the main control unit 200 selects the bank file 214 of the general-purpose file 211 by selecting the bank type.
The contents of the bank file 215 classified by type in the file 215, for example, data for each city bank, are read out. Then, each time one character of the bank name is pressed down (ST24), the main control unit 200 checks the bank name, and the bank names limited by the characters input so far are limited to a small number, and the customer is presented with a list of bank names. If it is determined that the number of items can be easily determined even if they are displayed (for example, 5 or less), that is, if it is determined that list display is possible (ST25), the main control unit 200 inputs the next character of the bank name. Then, display the message "Please specify the name of the destination bank" on the liquid crystal display 12, and press the selection key for the bank name based on the bank name data for each bank read from the bank file 215 for each type. Display (ST26>. That is, the main control unit 200 displays multiple bank name data (a list of banks corresponding to the selected bank type) from the bank file 215 in the general-purpose file 211.
When the first letter of the bank name is input, the main control section 200 searches for bank name data from the bank file 215 and displays the searched bank name on the liquid crystal display section 12.

Following this guidance, the customer presses down the name of the destination bank (ST27).

Furthermore, when the main control unit 200 determines to enter a cooperative association in step 20 above, the cooperative name can be selected using a cooperative association file (not shown) in the same way as the bank name specified above (e). ST28-34).

Furthermore, when the main control unit 200 determines to enter a credit company in step 19, the credit company can be selected using the credit 1 to company files (not shown) in the same way as the bank name specification described above. ST35
~39).

When the main control section 200 determines that an individual bank name has been entered in step 27, or when a specific bank name in the dedicated file 212 is selected in step 18, the main control section 2.00 controls the liquid crystal display section 12. ``Please enter destination branch name'' is displayed, along with a katakana key, correction key, and completion key (ST40).
. At this time, the main control unit 200 selects the bank file 216 in the bank file 215 by selecting the branch name.
Branch-by-branch data for one bank within the bank is read out. Then, each time one character of the branch name is pressed down (ST
41), the main control unit 200 checks the branch names, and the branch names limited by the characters input so far are limited to a small number, and the number that can be easily determined even if displayed to the customer as a list (for example, 5 or less) ), that is, if it is determined that list display is possible (ST42), the main control unit 200 stops inputting the next character of the branch name, and displays the message “Specify destination branch name” on the liquid crystal display unit 12. Please display the corresponding branch name selection key based on the data for each branch in one bank file 216 (ST
43). That is, the main and sub-plate part 200 is a general-purpose file 21
If multiple branch name data (a list of branches corresponding to the selected bank) are read out from one bank file 216 and the initial letter of the branch name is input, the main control unit 200 The branch name data from the file 216 is searched, and the searched branch name is displayed on the liquid crystal display section 12.

Following this guidance, the customer presses the name of the destination branch (ST44).

Also, when the main control unit 200 determines that an individual cooperative name or an individual credit company name has been entered in step 34.3, the cooperative branch branch, credit company name, etc. branch is now selected.

By pressing the branch name mentioned above, the main control unit 200 displays [Please press the destination account number and deposit type] on the liquid crystal display unit 12, and also displays the numeric keypad, correction key, normal key, and current key ( ST45). Following this guidance, the customer enters the account number and deposit type (ST46). With this input, the main control unit 200
If it is determined that the recipient is not the main office or branch office (ST47), the LCD display section 12 displays ``Please press recipient's name J'' and also displays a katakana key, a correction key, and a completion key (ST48).

On the other hand, when the customer inserts the transfer card T in step 13 above, the main control unit 200 reads the data of the transfer card T (ST50). That is, the transfer card T is taken into the passbook/card section 20, and the transfer data stored on the magnetic stripe 123 by the magnetic head 60 described above, that is, the name of the bank to which the transfer is made, the name of the branch, the account number, the name of the transfer destination,
The expiration date, etc., and the payer's name and phone number are read (S
T50). If an error is found in the transfer data, if it cannot be read correctly, or if the main control unit 200 checks whether the card is within the expiration date and determines that the card is incorrect (ST51), the main control unit 200 The message "Please check and reinsert the transfer card" is displayed on the display section 12 (ST51-1), and the transfer card T
The bankbook is ejected (returned) from the passbook/card insertion slot 3, and the process returns to step 13 (ST51-2). Furthermore, if the main control unit 200 determines that the bottom of the transfer card is correct (8-cho 51), and determines that the expiration date has expired (ST52), the main control unit 200 displays [This transfer card cannot be used] on the liquid crystal display unit 12. At the same time (ST53), the transfer card T is collected in the collection warehouse 40, and the process returns to step 16 (ST54). In this case, the transfer card T is determined to be invalid, and the customer is asked to input a new transfer destination designation.

On the other hand, even if it is determined that the transfer card T is within the expiration date (ST52), if the expiration date of the transfer card T will expire within one month, the transfer card T is collected and step 59 Proceed to (ST58). In this case, a new transfer card T will be reissued if the customer so desires.

In addition, if it is determined that the transfer card T is within the expiration date and the expiration date is also one month or more (ST54), the main control M2
O0 displays "Please take the transfer card" on the liquid crystal display section 12 (ST56), ejects (returns) the transfer card T from the passbook/card insertion slot 3, and proceeds to step 5 (ST57).

Here, when collecting the transfer card T, if the data on the transfer card T was read correctly, but the card has expired or will expire within one month, the transfer card will read "
The card is collected with "Expired J" printed on it, but if the data on the transfer card T cannot be read correctly, the transfer card T is returned to the customer. This may occur if the customer accidentally inserts a card that is not under the transfer card, or if the customer inserts a card that is not under the transfer card or
If the transfer card T is inserted in the wrong direction, the transfer card T can be accepted again.

Then, when the completion key is pressed down in accordance with the guidance in step 48 (ST49), when it is determined that it is the main branch in step 47, or when the transfer card T is ejected and collected in step 57 and 58, the main control The unit 200 displays on the liquid crystal display unit 12 the message "Currently processing the computer. Please wait for a while" (ST59). At this time, the message from the host computer (not shown) includes the recipient's store number, account number, name, address, telephone number, and multiple remittance information (bank name (Katakana code), branch name (Katakana code), account (consisting of number, deposit type, etc.). The main control unit 200 also sends and receives inquiry messages, and prints the results on journal paper J (ST60).

Money as the payer information in the above inquiry message! 1! Institution names, bank names, and branch names are sent and received using katakana codes. Next, when main control section 200 determines registration (ST61), it displays "Please specify recipient" on liquid crystal display section 12, and displays a list of multiple names that can be displayed (ST62). Following this guidance, the customer selects a transfer destination from the displayed list (ST63). Then, when the main control unit 200 determines to input the next registration key (ST63-1), it is determined whether to display the next list of names, and the process returns to step 62 to change to the next list of names and display it. (ST62). Further, if the main control unit 200 determines in step 61 that the recipient is not registered, or if the recipient is selected in step 63-1, the main control unit 200 displays the message "Please confirm the recipient" on the liquid crystal display 12. is displayed, recipient information is displayed in kanji, and a confirmation key and a cancellation key are also displayed (ST64). Following this guidance, the customer presses the confirmation key or cancellation key (ST65). and,
When the main control unit 11 determines that the cancellation key has been input, cancellation processing is performed.

Next, when this confirmation key is input, the main control unit 200 determines that the magnetic card C1 transfer card T is being used, and when it is determined that the magnetic card C1 transfer card T is not being used (ST
66), the main control section 200 causes the liquid crystal display section 12 to display "Please press the name of the payer" and also displays katakana and a key that supports the type of business of the transfer destination (ST70). Following this guidance, the user presses the payer's name and the completion key (ST71). Next, the main control section 2
00 is "Please press the phone number" on the LCD display 12.
and display the numeric keypad (S
T72). Following this guidance, use the numeric keypad to lower the phone number one corridor (ST73).

Further, in step 66, the main control unit 200 controls the magnetic card C1.
When it is determined that the transfer card T is to be used, the main control unit 200 displays on the liquid crystal display unit 12 the message [If the details of the transfer are correct, please press confirm], and also displays the details of the transfer.
A cancellation key and a confirmation key are displayed (ST67). Following this guide, customers can use TK! The user presses the confirmation key or the cancellation key (ST68). Then, the main control section 200
When it is determined that the cancel key has been input (ST69), the process proceeds to step 70, and when it is determined that the confirmation key has been input (ST6
9), proceed to step 73-1. Here, customers can
When the transfer card T is used, the account information and name of the payer (customer) are stored as magnetic information, so the customer does not need to input them anew. In other words, if magnetic card C is used, magnetic card C
It is possible to send the account information stored in the magnetic stripe 110 to the center and receive the customer's name stored in correspondence with the account number. In addition, when using a transfer card T, the magnetic stripe 1 of the transfer card T
Since the customer's name is directly stored in 23 as magnetic information, the customer's name can be input by reading this.

In addition, since the name stored on the magnetic card C or the transfer card T is not necessarily the sender's name, steps 67 to 6
9 processing is performed. That is, for example, when a transfer is made using the magnetic card C of the account to which the salary is being transferred, the name on the magnetic card C is of course the person receiving the salary. Therefore, if it becomes necessary to make a transfer in the name of the family member of the person receiving the salary, the name on the magnetic card C can be changed to the name of the family member = 5
7 = It has become.

Once the above transfer details have been confirmed, the main control unit 20
0 calculates the transfer fee (ST73-1). The fee is calculated based on the amount transferred, whether the transfer destination is within the same bank or Senshu Bank, etc. This completes inputting all the information required for the transfer transaction. Here, the main control unit 200 causes the liquid crystal display unit 12 to display ``If the details of the transfer are correct, please press confirm'', as well as displaying the transfer details, transfer fee, cancellation key, and confirmation key (ST74).
). Following this guidance, the customer presses the confirmation key or cancellation key (ST75).

Then, if the main control unit 200 determines that the confirmation key has been inserted and determines that the card is not being used (ST76), the main control unit 200 displays the message “Please insert banknotes and coins into their respective slots” on the liquid crystal display unit 12. , please press the confirmation key if you agree.'' and a confirmation key and a cancellation key are also displayed (ST81). Following this guidance, the customer inserts banknotes into the banknote insertion slot 10 and inserts coins into the coin insertion lower (ST82). Then, the banknotes are received by the banknote dispensing unit 202 and inspected and counted, and the coins are accepted by the coin dispensing unit 201 and inspected and counted (
ST83). At this time, the main control unit 200 compares the deposit amount with the sum of the transfer amount and the fee, and if the deposit amount is larger than the sum of the transfer amount and the fee (ST84),
The main control unit 200 determines the amount of excess banknote paste (ST84-1). If the deposit amount is smaller than the sum of the transfer amount and the fee, that is, if there is no excess (ST
84), the main control unit 200 sequentially accepts banknotes (SR8
4-2>. The main control unit 200 then checks whether or not the banknote loading has been completed (SR8, 4-3). If the banknote loading has not been completed, the process returns to step 83, and if the banknote loading has been completed, the input amount is insufficient. It is checked whether or not this is the case (ST85). As a result of this check, if the main control unit 200 calculates the insufficient amount (ST85-1)
, the main control section 200 displays on the liquid crystal display section 12 the message "Deposit amount is insufficient. Please add more" and returns to step 82 (ST85-2). Further, if there is no shortage in the input amount at step 85, the main control unit 200 checks whether there is an excess (5T86); if there is an excess, the main control unit 200 displays the liquid crystal display The message ``Return excess amount'' is displayed, and the excess amount of banknotes is returned to the banknote insertion slot 10 (ST86-1>.

In response to this guidance, the customer receives the returned banknotes (S
T86-2).

When an excess of banknotes does not occur in step 86, or when the banknotes are removed in step 86-2,
The main control unit 200 causes the liquid crystal display unit 12 to display "Please confirm the deposited amount" and also displays the deposited amount, a cancellation key, and a confirmation key (ST87).Following this guidance, the customer presses the confirmation key. Press down (ST87-1
>. If the main control unit 200 determines that the confirmation key has been input, the process advances to step 88.

As mentioned above, check that the sum of the current transfer amount and fee is within the deposit limit amount for the transfer transaction, as well as the deposit limit amount for normal deposit transactions, and check that the deposit amount is within the transfer amount and fee. If the amount exceeds the sum, the excess amount will be automatically returned. This prevents counterfeit banknotes from being exchanged for genuine banknotes by withdrawing a large amount of change using the banknotes in a transfer transaction. That is, in transactions using conventional automated teller machines, it is necessary to have a bank account, and when a bank card is issued, the bank card is sent by mail to confirm the user's identity.

Therefore, if a crime occurs using an automatic transaction device, the identity of the user will be immediately known. but,
Transfer transactions using this automated teller machine can be used by unspecified users, and the amount handled is higher than that of other vending machines. Therefore, by depositing a large amount of money in a small transfer transaction and receiving a large amount of change, counterfeit banknotes can be instantly exchanged for genuine banknotes. Therefore, in order to prevent this, the deposited banknotes will be automatically returned as they are from the point when the deposited amount becomes greater than the sum of the transfer amount and the fee, even during the verification counting process. It has become. Thereby, even if counterfeit banknotes are deposited, the amount of damage can be minimized. However, if banknotes and coins are used together, a fraction of 1,000 yen or less will be given as a deposit limit for coins, and a sum of the transfer amount and handling fee will be given as a deposit limit for banknotes. It looks like this.

Furthermore, if it is determined in step 76 that a card is to be used, the main control unit 200 causes the liquid crystal display unit 12 to display the message "Please insert your passbook. If you do not have it, press forget passbook" and display the forget passbook key. Instigate (ST)
77). In response to this guidance, the customer either inserts the passbook into the passbook/card slot 3 or presses the forget passbook key (S
T78). Next, if it is determined that the passbook should be inserted (S7
79), the main control unit 200 accepts the passbook into the passbook/card unit 20, and proceeds to step 88 (ST80) 5 If it is determined in step 79 that the forget passbook key has been pressed, the process proceeds to step 88.

Then, after the process in step 87-1 is completed, or if it is determined in step 79 that the forget passbook key has been pressed, or after the passbook is accepted in step 80, the main control unit 200 causes the liquid crystal display unit 12 to display " The computer is currently processing the computer. Please wait for a while." (
ST88).

The main control unit 200 also sends and receives the transfer message, and prints the result on the journal paper J using the printing device 93 described above (ST89). In response to the end of this printing, the main control unit 200 determines whether there is change (ST90).
). When the main control unit 200 determines that there is change, the main control unit 200 causes the liquid crystal display unit 12 to display "Please receive bills and coins from their respective receiving slots" and displays the amount of change ( ST91).

At this time, the main control section 200 operates the banknote dispensing section 202 to discharge change banknotes into the bill insertion slot 10, and operates the coin dispensing section 201 to discharge change coins into the change discharging port 8. ST92). As a result of this release, the customer receives change (ST93). When the change has been received,
Alternatively, when the main control unit 200 determines that there is no change in step 90, the main control unit 200 checks whether the transfer destination has been registered, whether a transfer card has been used, and whether the transfer card has been collected (ST94). .95.96
).

Here, if the transfer destination is not registered and the transfer card T was not used, or if the transfer card T has been collected,
The main control unit 200 causes the liquid crystal display unit 12 to display the message ``Do you want to issue a transfer card?'' and displays the issue or unnecessary key ('ST97). In response to this guidance, the customer can select the issued key or the unnecessary key. Press down (ST98)
. Then, when the main control unit 200 determines that the issue key is pressed (ST99), the main control unit 200 causes the passbook/card unit 2o to issue a transfer card T (S7100).
). As a result, the bankbook/card section 20 issues a new transfer card and causes it to be ejected from the bankbook/card insertion slot 3 as described above. At this time, the main control unit 200 causes the liquid crystal display unit 12 to display "Please take the transfer card" (ST101). In response to this guidance, the customer takes out the transfer card T from the bankbook/card insertion slot 3 and receives it (
S7102). In response to this retrieval, step 94
If the transferee determines that the transfer card T has been registered in step 96, or if it is determined in step 99 that an unnecessary key has been pressed,
The main control unit 200 displays on the liquid crystal display unit 12 the message “Please take a bankbook or receipt” (ST1
03), the bankbook or receipt R is ejected from the bankbook/card insertion slot 3 (ST104). As a result, the customer receives the passbook P or receipt R (ST105)
. In response to this receipt, the main control unit 200
5T106), magnetic card C
If not used, the transfer process will end. Furthermore, when the magnetic card C is used, the main control unit 200 causes the liquid crystal display unit 12 to display "Please receive the card" (ST107), and causes the magnetic card C to be ejected from the passbook/card insertion slot 3 (ST108). ). This results in
The customer receives the released magnetic card C (ST109
), the transfer process ends.

In the above embodiments, a liquid crystal display is used as the display, but the present invention is not limited to this, and a CRT display may be used. Alternatively, a post office may be used as the financial institution.

[Effects of the Invention] As detailed above, according to the present invention, it is possible to clearly indicate the insertion position suitable for the width of the medium using one insertion opening, without providing separate insertion openings for receiving media of different widths. Therefore, it is possible to provide a medium handling device that can prevent insertion errors.

[Brief explanation of the drawing]

The drawings show one embodiment of the present invention; FIG. 1 is a perspective view of the overall appearance, FIG. 2 is a diagram showing an example of a display on a liquid crystal display section,
3 is a diagram for explaining the structure of the touch panel and the liquid crystal display section, FIG. 4 is a diagram for explaining the transparent electrode of the touch panel, FIG. 5 is a diagram for explaining the structure of the pass 66, and FIG. Figure 7 is a diagram showing the configuration of a magnetic card, Figure 7 is a diagram showing the configuration of a transfer card, Figures 8 and 9 are diagrams for explaining the configuration of the passbook/card section,
0 and 11 are diagrams for explaining the selection shutter, FIG. 12 is a diagram for explaining the relationship between the movable side plates and the side plates, and FIG. 13 is a diagram for explaining the moving state of the embossing table. Figure 14 is a diagram to explain the page turning of the cover.
Figure 5 is a block diagram for explaining the overall configuration, No. 16
17 and 17 are diagrams for explaining storage examples of data files, FIG. 18 is a flowchart showing a procedure for searching a bank branch file, and FIG. 19 is a flowchart for explaining a transfer operation. 3... Passbook/card insertion slot (media acceptance slot), 11...
・Diagonal operation section, 12...Liquid crystal display section, 13...touch panel, P, P'...passbook, C...magnetic card,
Ding...transfer card, dl...transparent electrode, d2...
Transparent electrode, 21... selection shutter (first shutter)
, 22a. 22b...Side plate, 23...Movable side plate, 25.29.
30... Solenoid, 26... Bottom plate, 28... Main shutter (second shutter), 27a, 27b, 27G
, 27d...Detector, 31.50.60...Magnetic head, 39...New bankbook storage, 40...Collection storage, 4
1... Transfer card storage, 81... Conveyance path (first conveyance path), 81a... Card conveyance path (second conveyance path)
, 85... Mounting on arm, 86.87... Support arm, 101... Cover, 103.110.123...
Magnetic stripe, 104...Printed page, 105...
・Page mark, 200... Main control unit, 201... Coin person withdrawal department, 202... Banknote person withdrawal department, 203... Customer service operation department, 207... Bank branch name file, 208・
...Cumulative pie memo 1. Applicant's representative Patent attorney Takehiko Suzue Figure 1 Figure 2 Figure 3 Figure 11 Figure 12 Figure 14 (a)

Claims (2)

[Claims] (1) In a medium handling device that handles a plurality of media having different widths, a medium receiving port for receiving the plurality of media, a designation means for specifying a medium to be received by the medium receiving port, and provided within the medium receiving port, a visible shutter for blocking acceptance of one of the media; and means for closing the shutter when accepting one medium and opening the shutter when accepting the other medium according to the designation by the designation means. A media handling device characterized by comprising: (2) Claim 1, wherein the plurality of media are constituted by first and second media having different widths.
Media handling equipment as described in section.