JPS61170879A - Recording method of ic card - Google Patents

Abstract

PURPOSE:To issue an IC card quickly and economically by recording personal information on a magnetic stripe and reading this information with a magnetic reader and converting this information to recording information and recording this information on an IC memory and erasing information on the magnetic stripe. CONSTITUTION:Information such as an account number recorded on the magnetic stripe of an IC card 10b is read by a magnetic reader 31 of an IC card issuing machine 30. Personal information recorded on a master file 41 of a computer mechanism 40 is read out on the basis of the read signal. Personal information is converted to recording information to the IC memory of an IC module and is recorded on the IC memory. After required information is recorded on the IC memory of the IC card 10b in this manner, read information recorded on the magnetic stripe 11 of the IC card 10b is erased by a magnetic eraser 31'.

Description

[Detailed Description of the Invention] Technical Field> The present invention facilitates the recording of information in the IC memory in the IC module when issuing to individuals an IC card in which a magnetic stripe and an IC module are mounted on the same board. The present invention relates to an IC card recording method that enables smooth issuance of IC cards.

<Prior art> In recent years, microcomputers, memory cards, smart cards, etc. with embedded or built-in IC chips such as memory, etc.
Attempts have been made to use IC cards called electronic cards.

Because this IC card has a larger storage capacity than conventional magnetic stripe cards, it can be used to record deposit history in banks, purchase history in department stores, and attendance history in companies. is being attempted.

In these uses, IC cards are carried and used by individuals, so when issuing an IC card to an individual, ID codes such as the individual's name, bank account number, subscriber number, employee number, etc. are stored in the IC memory. It was necessary to record personal information such as transaction conditions.

Moreover, once the personal information mentioned above, especially the ID code, is recorded, it must not be altered by a malicious third party.
The memory uses a ROM whose records cannot be changed (rewritten), i.e., the memory cannot be changed again once the original recording has been made, or the IC memory itself uses a memory whose records can be changed, such as an EPROM or EEPROM, but it can be changed by a program. The configuration was such that once recorded, the record could not be changed easily or at all.

<Problem to be solved by the invention> Therefore, when issuing the above-mentioned IC card, in order to record personal information on the IC card, incorrect input operations are not allowed, and if incorrect personal information is entered, In order to do so, the IC card must be discarded, which is not only uneconomical, but requires careful input operations, making it a very nerve-wracking process.In addition, when a large amount of personal information is involved, it requires a lot of time and effort. This has made it difficult to quickly and accurately issue IC cards to a large number of people, and has hindered the widespread use of IC cards.

Therefore, the present invention provides an IC card recording method that eliminates the above-mentioned problems and allows IC card users to use the IC card safely.

Means for Solving the Problems> In this invention, in order to solve the above problems,
An IC card with an embedded or built-in IC module that has a magnetic stripe on the front side that allows for easy recording changes is used, and some or all of the personal information can be entered and recorded once on the magnetic stripe of this IC card. When entering this input, if necessary, input information based on the input information. Ikao,
lCheck by double entry check where the same information is entered by another person or by other methods,
After that, the information recorded on the magnetic stripe of the IC card is read by a magnetic reader, and after this reading, the information recorded on the magnetic stripe is erased and the read information is converted as information recorded in the IC memory. and records it in the IC memory in the IC card.

Next, the present invention will be explained with reference to drawings showing one embodiment of the present invention.

<Embodiment> FIG. 1 is a block diagram showing an embodiment of the IC card recording method according to the present invention.

In the figure, 10 is an IC card in which a magnetic stripe 11 and an IC module 12 are attached to a plastic substrate 13 such as vinyl chloride as shown in FIG.
1. 1ob is an IC card in which predetermined personal information is magnetically recorded on the stripe 11, 1ob is an IC card in which a part of the ID code to be displayed as visible information P is printed out in an embossed manner on the plastic substrate 13, 10c
10d is an IC card with personal information recorded in the IC memory in the IC module 12, and 10d is an IC card in which the information on the magnetic stripe 11 that was once recorded on the magnetic stripe 11 and read for recording in the IC memory has been erased. It is an IC card.

20 is a magnetic card issuing machine, which includes an input key 21 for inputting an ID code, transaction conditions, etc. onto the magnetic stripe 11 of the IC card 10, a display 22, and a magnetic record! 1m
23, emboss printer 24, and I (not shown)
A transfer mechanism for the C card 10 and a computer 6 that controls these and records (memorizes) input information until needed.
It consists of 1wJ mechanism.

In the above, instead of the emboss printer, an inkjet printer, a heat-sensitive or pressure-sensitive printer, which displays information using jet ink, heat-sensitive or pressure-sensitive transfer ink, toner, etc., on the signature panel provided in a predetermined part of the card 10. Alternatively, an electronic printer may be used.

Reference numeral 30 denotes an IC card issuing machine, which includes a magnetic reader 31 that reads information recorded on the magnetic stripe 11 provided on the IC card 10b, and after performing predetermined processing after reading the information, the information on the magnetic stripe 11 is read. or delete the
or a magnetic recorder 31' that erases the original read information by recording different information; and a magnetic recorder 31' that erases the original read information by recording different information; An IC recorder 32 that converts the information into recorded information and records it in the IC memory, and a card transfer mechanism (not shown), which controls these, stores the read information until needed, and converts it into the IC memory as needed or independently. It consists of a computer control mechanism that converts the signal into a predetermined signal for recording.

The IC recorder 32 is provided with a connector having a rod-shaped terminal that contacts each terminal 14 provided on the IC module 12 of the IC card 10 and supplies signals, power, etc. to the IC memory through this. However, in IC cards that record information in response to signals such as light and radio waves,
A suitable connector is provided.

A computer mechanism 40 includes a master file 41 for storing information to be recorded on the IC card 10 and/or personal information of the person using the IC card, a computer 42, an input device 43L15, a display 44, and the like. This computer 42 is a magnetic reader! 131, controls the information corresponding to the above information stored in the master file 41 or elsewhere, and sends the recorded information to the IC card 10 via the IC recorder 32,
In addition, the information recorded in the master file 41 is compared and verified with the information input from the input key 21 or the information read from the magnetic reader 31, and the verification results are sent to the magnetic card issuing machine 20 or IC card issuing Ia 30 as necessary. It also transfers a signal to stop the functions of the magnetic recorder 23, emboss printer 24, and IC recorder 32 in the event of a matching discrepancy, and also masters uninput information such as PIN numbers and transaction conditions - File 41 It performs control such as storing the data in a predetermined location.

Although the computer mechanism 40 described above is illustrated as an organization separate from the magnetic card issuing machine 20 and the IC card issuing machine 30, it may be incorporated into the organization of the magnetic card issuing machine 20 or the IC card issuing machine 30. In this case, if there are duplicates such as input keys and displays, one of the duplicates can be omitted.

Further, the basic configuration such as the mask file 41 can be shared by the magnetic card issuing machine 20 and the IC card issuing machine 30.

Next, an explanation will be given of an IC card recording method when a card issuer such as a bank or department store issues an IC card to a card user such as a depositor or a purchaser using the organization of each section described above.

First, when a card user applies to a card issuer for issuance of an IC card, the user's name, address, date of birth, gender, ID code such as PIN number, and credit limit or usage limit are required on the application form. Fill in the transaction conditions and apply.

The card issuer sequentially inputs the applicant's application details using the input keys 43 of the computer mechanism 40 while checking the input on the display 44, and
to be recorded. Along with this record, the account number and the application number stamped in advance on the application form are recorded together with the record of each application for power saving.

Please note that card users may use their passbook, savings account, etc. at a bank, etc.
I am using a magnetic card, etc., and I am using this account.
When requesting a bank to issue a C card, the bank only needs to record necessary additional information in the master file 41 since the ID code is already recorded in the master file 41.

Next, when operating the magnetic card issuing machine 20, the IC card 10 prepared is set in a predetermined feed mechanism,
Enter a part of the personal information corresponding to each applicant recorded in the master file 41, such as the application number, account number, or name on the application form, using the input key 21, and enter information that requires checking among the personal information, For example, if an incorrect input is made, information such as a password that cannot be changed at a later date, a name to be embossed, etc. is read from the mask file 41 and displayed on the display 22 for checking. If it is inconvenient for the PIN number etc. to appear on the display 22, do it in advance by another method without using the display 22, or enter the information to perform the above check using the input key 21, and then check it from the master file 41. The corresponding information that has been read out is checked using an electronic comparison and collation machine. If errors are discovered during the check, they will be corrected.

In the above-mentioned checks and corrections and readings associated with the checks, account numbers, application numbers, names, pin numbers, and other information are recorded on the magnetic stripe 11 in advance in relation to recording in the IC memory of the IC card 10, which will be described later. The necessary information is recorded in the temporary recording means of the magnetic card issuer 1120, the IC card 10 is transferred by the transfer mechanism, and the information in the temporary recording means is recorded on the magnetic stripe 11 by the magnetic recording machine 23. , a magnetically recorded 10 card 10a, this is further transferred, and the information in the temporary recording means, for example, visual recognition information P such as account number and name, is printed out by the embossing printer 24, and the IC in which these are recorded is printed out. It is assumed that the card is 10b.

Note that when transporting the IC card 10, the direction of the arrow in FIG. 2 is usually the transport direction.

Next, the IC card 10b is transferred manually or automatically to the IC card issuing unit 130, and the IC card 10b is transferred to the magnetic reader 31.
reads the account number or this number and other information recorded on the magnetic stripe 11, and based on these reading signals, personal information recorded in the master file 41 in the computer mechanism 40 or in the master file 41 and other recording means. When the IC card 10b is transferred and set in the IC recorder 32, the personal information is converted as information recorded in the IC memory of the IC module 12, and the
Record to memory.

In the above, the personal information that can be read from the account number includes name, address, date of birth, gender, ID code such as PIN, transaction terms, etc. related to the account number. , 34.
7yu, 7. Ia. ,picture. 1. - The information recorded on the magnetic stripe 11 has been read by the magnetic reader 3.
1, it is temporarily stored in the IC card issuing machine 30, and this temporarily stored personal information is read in the IC card issuing machine 32.
It may also be converted as information to be recorded in the memory and recorded in the IC memory.

In addition, in order to record the transaction conditions as a program along with a record of the conditions, the program-related records require a large amount of recording depending on the type, and cannot be recorded on a magnetic stripe. Therefore, when recording on the magnetic stripe using the above-mentioned key 21, it not only takes a lot of time but also causes input errors.
A program signal corresponding to the type signal such as the transaction conditions is recorded in the IC card issuing machine 30, mask file 41, or other recording means, and the type signal recorded on the magnetic stripe 11 is input. In response to the reading, a corresponding program signal is read from the recording means, and when the IC card 10b is transferred and set in the IC recorder 32, the program signal is converted as information recorded in the IC memory, and It may also be recorded in memory.

Alternatively, instead of recording the above type signal on the magnetic stripe 11, the account number recorded on the magnetic stripe 11 is used as the type signal for all recorded information, and based on this reading signal, it is recorded in the personal information recording section of the master file 41. reading out the type signal that is read out, and reading out the program signal related to the readout signal from a predetermined recording means;
In the same manner as above, the tC card 10 is recorded by the IC recorder 32.
Alternatively, the information may be recorded in the IC memory of b.

In the above, the information recorded on the magnetic stripe 11 of the IC card 10b is read by the magnetic reader 31, and after temporarily storing it in the IC card issuing machine 30 or based on the read information, a predetermined record of the master file 41 is read. After reading becomes possible, or after recording the necessary information in the IC memory of the IC card 10b as described above, the IC
The read information recorded on the magnetic stripe 11 of the card 10b is erased by the magnetic recording device 31', or different information such as a processed signal, a recorded signal, or a desired signal is written on the signal to be erased. The IC card 10d can be erased by recording and issued to the user.

In the above-mentioned erasing, it is sufficient to erase all the information recorded on the magnetic stripe 11 or the information at a predetermined force point on the magnetic stripe 11.

Effects> As described above, according to the present invention, once personal information such as ID code, transaction terms, use conditions, etc. that do not want to be altered is recorded, that information is recorded on an IC card that cannot be altered. When issuing, a part or all of personal information or corresponding information is recorded on a magnetic stripe, and then this information is read with a magnetic reader and the read information is converted into information recorded in an IC memory. IC
The information recorded on the magnetic stripe as well as the memory is erased after being read, so if you accidentally touch the input key after you have started inputting information, press the function key incorrectly, or misread the information you are inputting. , even if incorrect information is entered once, correct information can be recorded over the incorrect information, and based on this correct information, accurate information can be input.
Since data can be recorded on the C memory, input operations can be performed with peace of mind, which is good for both mental and physical health, and there is no risk of generating unnecessary cards. Since the information on the magnetic stripe 11 is erased, the history of recording in the IC memory will not remain on the magnetic stripe 11 forever, allowing the user to use it safely. The correct card can be issued safely, accurately, quickly and economically.

Moreover, based on the information on the magnetic stripe, it is possible to record an extremely large amount of information to the IC memory, which greatly improves the accuracy and speed of recording to the IC card. This has the effect of making it easier to issue cards.

In addition, in the above-mentioned IC card recording process, if information that can be visually recognized on the IC card is printed out based on the information recorded on the magnetic stripe provided on the IC card, the printed out visible information also I
Since the invisible information recorded in the C memory is also recorded based on the information recorded in the stripe, it is easy to visually compare the conventional visible information and the invisible information in the IC memory. To solve the problem of the possibility of issuing a card in a mismatched state, and to have the effect of safely, accurately, quickly, and economically issuing an IC card to a user.

[Brief explanation of drawings]

FIG. 1 is a block diagram for explaining an embodiment of the IC card recording method according to the present invention, and FIG. 2 is an enlarged perspective view of the IC card 10 in FIG. 1. 10.10a, 10b, 10c, 10d are IC cards, 11 is a magnetic stripe, 12 is an IC module, 2
0 is a magnetic card issuing machine, 30 is an IC card issuing machine, 31
31 is a magnetic reader, 31' is a magnetic recorder, 32 is an IC recorder, and 40 is a computer mechanism.

Claims (2)

[Claims] (1) When recording information to the IC memory in the IC module of an IC card in which a magnetic stripe and an IC module are installed on the same board, the information recorded in the IC memory or information corresponding thereto is recorded on the magnetic stripe. After that, this information is read by a magnetic reader, and after this reading, the information recorded on the magnetic stripe is erased, and the read information is converted as information recorded in the IC memory, and the information is stored in the IC memory. An IC card recording method comprising the step of recording on an IC card. (2) The IC card recording method according to claim 1, which comprises the step of printing out visible information on the IC card based on the information recorded on the magnetic stripe provided on the IC card.