JPS61153761A - Terminal equipment having emergency report function - Google Patents

Abstract

PURPOSE:To prevent an illegel transaction executed due to a fact that an operator is threatened by a criminal, by constituting a title equipment so that an emergency report function is operated by a slight difference in operation. CONSTITUTION:A terminal equipment 11 is connected so as to exchange information to a central processor through a communication circuit 14 and a communication switching network 15, and operated by an operator 12 of the terminal equipment 11. In case when the operator 12 is being treatened by a criminal 13, an operation of an abnormal transaction which is slightly different from an operation of a usual transaction is decided, based on which information for an emergency report is prepared, and transmitted to the central processor.

Description

DETAILED DESCRIPTION OF THE INVENTION (Technical Field) The present invention relates to a terminal device having an emergency reporting function, and more particularly to a terminal device having an emergency reporting function such as prevention of fraudulent transactions in information exchange and security measures using a communication line.

(Prior art) Conventionally, as a method for preventing fraudulent transactions in terminal devices that exchange information using communication lines, the operator of the terminal is first restricted and identified using a lock/key or ID card, etc. By determining who is the person who operated the device for the transaction, even if a fraudulent transaction were to occur, the scope of responsibility could be clarified.

In order to prevent unauthorized transactions through communication lines, measures have been taken to prevent unauthorized data from being mixed in by employing encryption methods for the data between the central processing unit and the terminal equipment.

However, with the recent diversification of crime cases, if the operator of the terminal is threatened by a third party criminal, it may not be possible to prevent it even with the above two methods.
There was a drawback that the division of responsibility was not clear.

(Object of the invention) The object of the present invention is to eliminate the drawbacks in conventional terminal devices,
It is possible to obtain a terminal device having an emergency reporting function that makes a person aware of a threat, allows security arrangements to be made quickly, and allows the arrest of a criminal or the prevention of a crime.

Another object of the present invention is to allow an operator of a terminal device to perform operations in almost the same way as normal operations, and to send an emergency call to the central processing unit without the extortionist noticing the transaction operations. To provide a terminal device which has an emergency reporting function and makes a blackmailer aware that the transaction has been normally completed.

(Structure of the Invention) According to the present invention, in a terminal device that exchanges information using a communication line, an abnormal transaction operation that is slightly different from a normal transaction operation is determined, and the transaction is A terminal device having an emergency call function, characterized by having means for identifying fraudulent transactions, creating information for emergency calls, and transmitting an emergency call to a host device connected by a communication line. is obtained.

(Example) Next, embodiments of the present invention will be described with reference to the drawings.

FIG. 1 shows a system using a reminder terminal device having an emergency call function, which is an embodiment of the present invention. In FIG. 1, a terminal device 11 in one embodiment is connected to exchange information with a central processing unit through a communication line 14 and a communication switching network 1st, and is operated by an operator 12 of the terminal device 11. will be carried out.

It should be noted that the person behind the operator 12 is a criminal 13 who threatens him. The terminal device 11 of this embodiment is a portable financial institution terminal (hereinafter abbreviated as a portable terminal) that can be carried to a remote location.
If a criminal is forced to make a fraudulent transaction, for example, to make a deposit into an account (no actual cash has been deposited), (of course, the criminal is forced to make a fraudulent transaction from the bank's arbitrary branch). It is often misused by people who have money with the intention of immediately withdrawing it and converting it into cash.

FIG. 2 shows the normal (in the case of regular subjects) input procedure for the terminal device. In Figure 2, in the case of an ordinary account, first press the item key (ordinary) on the keyboard of the terminal device, then press the 8-digit number key for the transaction account number (N varies depending on the bank), and then Enter M digits (
If you want to deposit 1 child yen, press 1oooooooo).

Furthermore, by setting the slip/passbook and pressing the send key, a deposit request message is created in the terminal device, transmitted to the central processing unit in the message format shown in Figure 4, and sent to the central processing unit. Update the balance file for the relevant trading account. The central processing unit sends a message to the terminal to notify of payment. The terminal side receives the message and prints the deposit processing result (deposit of 1 child's yen) on the passbook/slip.

Now, if the operator 12 is being threatened by the criminal 13 as described above, the operator 12 will avoid any personal danger,
In addition, it is possible to notify the central processing unit of the fraudulent transaction. That is, as shown in FIG. 3, the procedure is almost the same, but when inputting the amount to be deposited, the ¥ key is pressed and the numeric keys are inputted. When the ¥ key on the keyboard 21 is pressed before entering the deposit amount, the terminal device having the configuration shown in FIG.
One-way emergency telegram I to send a ¥ key check for the deposited amount
The D creation circuit 23 is a circuit for creating a renal emergency message LD'fr for emergency notification, and is activated when the deposit amount Y key is determined.

In normal operation (Fig. 2), if the input key judgment circuit 22 does not judge the deposit amount ¥ key, its output is turned off, and the key data from the keyboard is sent to the sending message editing circuit 24 as the normal message shown in Fig. 4. It will be sent out. If the fraudulent transaction operation shown in FIG. 3 is performed here, the key press determination circuit 22 determines the deposit amount ¥ key and turns on the output to the emergency message ID creation circuit 23. The emergency message ID creation circuit 23 is the sending message editing circuit 2.
4 of the emergency message ID, and creates and sends a transmission message as shown in FIG. (Here, the information from the processing serial number to the operator ID is the same as in Figure 4.) The central processing unit determines the difference between the messages shown in Figures 4 and 5, and in the case of the messages in Figure 5, Withdrawals and other transactions from the trading account will be suspended, and at the same time, the fraudulent transaction will be reported. In this way, for example, in the present example, the criminal will report to the security system and print the deposit transaction on the terminal device as if it was executed normally and on the passbook/slip, so the criminal may think that a crime has been committed and misunderstand it. Another accomplice is instructed to withdraw money, but an emergency call has already been received by the Security Bureau, making it possible to prevent the crime from being completed.

Therefore, this embodiment uses a terminal device that exchanges information through a communication line to determine the difference between an operator's normal operation and a slightly different operation, identifies it as a fraudulent transaction, and automatically creates information for emergency notification. host device (generally central processing unit)
It has the function of reporting an emergency.

(Effects of the Invention) As explained above, the present invention is configured so that the emergency call function is activated by a slight difference in operation, thereby preventing fraudulent transactions caused by one operator's misunderstanding. It has the effect of

[Brief explanation of the drawing]

Fig. 1 is a diagram showing an embodiment of the present invention in relation to a system, Fig. 2 is a flowchart of a normal deposit transaction operation, and Fig. 3 is a flowchart of a mistaken fraudulent transaction operation. Figure 4 is a diagram showing an example of a transmitted message for a normal transaction, Figure 5 is a diagram showing an example of a transmitted message for an emergency call,
FIG. 6 is a diagram showing the configuration of the emergency call function in this embodiment. 11... terminal device, 12... operator,
13...criminal, 14...communication line,
15... Communication exchange network, 21... Keyboard,
22... Keystroke determination circuit, 23...
Emergency message ID creation circuit, 34...Outgoing message editing circuit. Suji Yuzu Suji Otsu

Claims (1)

[Claims] A terminal device that exchanges information using a communication line determines abnormal transaction operations that are slightly different from normal transaction operations, identifies the transaction as a fraudulent transaction, and sends an emergency call. 1. A terminal device having an emergency call function, characterized in that it has means for creating information for the emergency call and transmitting an emergency call to a host device connected via a communication line.