JPS6020781B2 - Mode transition control method for multiple types of transaction devices - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to a transaction mode transition control method for a multi-amount transaction device having, for example, a payment processing function, a deposit processing function, and a currency exchange processing function.

In the multi-type transaction device of the above-mentioned example, when determining the desired payment amount based on the deposit balance, for example, the balance is first inquired and the balance is confirmed, and then the payment input operation is performed.

In this case, if the input operations for balance inquiry mode and payment mode are provided independently, in balance inquiry mode, after the card is inserted and card data is collected, the PIN number is entered and the card is transferred to the customer. After checking the correspondence with the card, the balance will be displayed and the card will be returned after confirming this.

If you then enter the payment mode, you will need to insert the card again and re-enter the PIN number, and these input operations will overlap with the input operations for balance inquiry mode, and the processing time will also overlap. It will become longer by that amount. Therefore, the present invention provides a mode transition for a multi-type transaction device in which, for example, the balance inquiry mode and the payment mode described above can be continued without duplication of input operations, and each mode can be operated independently. The purpose is to provide a control method.

According to this invention, a switch for switching the transaction mode is provided and it is possible to set whether or not to continue the transaction, so it is possible to carry out multiple transactions in succession according to the customer's request.
Furthermore, each transaction can be arbitrarily performed independently, and it is possible to efficiently set whether or not to change modes without changing the program.

Furthermore, when changing modes, for example, you can smoothly transition from balance inquiry mode to payment mode or deposit mode with a simple operation. By adopting this method, you can take advantage of the functions of conventional devices and add new functions. Mode transitions can be made quickly without any additions.

An embodiment of the present invention having such characteristics will be described in detail below with reference to the drawings.

FIG. 1 shows an offline multi-type transaction device that automatically processes deposits, payments, and currency exchange, and uses cards and passbooks.

1 is a card insertion slot, 2 is a passbook insertion slot, 3 is an operation panel, and 4 is a slip ejection slot.When making a deposit, the card and passbook are inserted into the respective slots 1 and 2, and when making a payment or exchanging money, the card is inserted into the card slot. It is inserted into the insertion port 1.

Further, when inquiring about the balance, the card is inserted into the card insertion slot 1, and the balance is displayed on the display 9 at this time.

Also, at the time of bookkeeping, if you insert anything other than a card into the bankbook insertion slot 2, the unrecorded amount will be recorded in the bankbook. In each of the above-mentioned transactions, a slip with the details of the transaction printed thereon is ejected from the slip ejection port 4. The aforementioned operation panel 3 has a numeric keypad 5, a confirmation key 6, a transaction mode key 7, a denomination and yen key 8,
It is equipped with an amount display 9. The above-mentioned numeric keypad 5 is used to input the password and amount, the confirmation key 6 is operated when the number of banknotes in the confirmation window 13 is correct, and the transaction mode key 7 is used for balance inquiry mode, payment mode, deposit mode, currency exchange mode,
Specify the accounting mode alternatively.

The denomination and yen key 8 are used to input the amount, and the amount display 9 sequentially displays amounts such as the payment amount, the deposit amount, the exchange amount, and the balance.

10 is a banknote input case 11 is a defective banknote return port, 12 is an input banknote return port, 13 is a confirmation window, 14 is a paper waste discharge port, 15
is the return button.

Banknotes for deposits and exchanges are placed in 10 banknote insertion cases.
When the inserted banknotes are checked, banknotes that are found to be defective are returned through the defective paper return slot 11.

In addition, when the deposit or exchange is canceled, the inserted paper money is returned to the inserted banknote return slot 12 by pressing the return button 15. When discharging bills to be paid or exchanged bills, they are first sent to the confirmation window 8 for confirmation, and when the confirmation button 6 is pressed, they are discharged to the paper waste discharge port 14. FIG. 2 shows a control circuit, in which a computer 17 has a data bus 18, an address node 19,
, and are connected to each device by a control bus 20.

Note that the computer 17 is equipped with an accumulator A. The first memory ROM is for programming, and is programmed with operating steps for each transaction mode.

The second memory RA is for skin reading and writing and stores input/output data.

The card league 21 is provided in the aforementioned card insertion slot 1 and reads the data of the inserted card and also updates the data.

The above-mentioned card reader 21 is provided with a card insertion detector 22 at the entrance portion for detecting that a card has been inserted.

The slip issuing mechanism 23 prints the transaction details of each transaction on a slip, and releases the slip into the slip ejection port 4.

Note that it is not necessary to issue a slip when using a blank book. 2
4, 25 are decoders for the corresponding keys 5, 7, and 26, 27, 28 are control circuits for the corresponding devices 9, 21, 23.

Reference numeral 16 is a continuation mode switching key provided inside the bag counterfeit, which is set to continue or not to continue depending on the customer's wishes at the time of delivery.

In addition, the program in either case is stored in the first memory RO.
It is stored in advance in M. The operation will be explained with reference to the flowcharts of FIGS. 3 to 5.

In FIG. 3, the multi-type transaction device is first used by inserting a card.

When a card is inserted into the card insertion slot 1, it is detected by the detector 22, the card is taken inside, and the data magnetically recorded on the card is read by the card reader 21.

Valid code, PIN, bank balance,
These card data, which are card numbers, are stored in storage areas 7, A, U, and E of the second memory RAM, respectively.

Subsequently, the valid code of the eliafu is stored in accumulator A of the computer 17. Note that the valid code is data representing the number of times the password has failed. The computer 17 checks whether the above-mentioned valid code is less than "1", that is, whether it is within the valid range, and if it is invalid, returns the card.

In the case of a valid card, the transaction mode is entered, ie the transaction mode key 75 is used to enter payment mode, deposit mode, exchange mode, balance inquiry mode or record mode. And the input transaction mode is decoder 2
5 and then stored in accumulator A.
Check what the transaction mode is and perform the corresponding processing.

Note that encoding is performed as follows. Payment amount: lo
o0000 Deposit processing: 01000000 Currency exchange processing: 0
0100000, Balance inquiry processing: 00010000 Trust processing: 00001000 In the above-mentioned transaction mode, in the balance inquiry, there is a possibility that a payment or deposit is made after the balance inquiry.

FIG. 4 shows the processing of the above-mentioned balance inquiry mode. When the balance inquiry mode is entered using the transaction mode key 7, the PIN number is then entered using the numeric keypad 5 and stored in the accumulator A. It is checked whether the number matches the password taken from the card and stored in the area of the second memory RAM.

If the PIN number is different as a result of the check, "1" is added to the valid code of the card to decrease the valid range by one time, this is rewritten by the card reader 21, and the card is returned.

However, when the passwords match, the correspondence between the card and the customer is recognized, so the processing steps are continued, and the slip issuing mechanism 23 prints fixed data such as the card number on the slip. The card's empos code is also stamped onto the slip. Next, it was checked whether the valid code of the card data was "1" or not, that is, whether the valid range was distorted or not. If it was distorted, the original range was changed to "0" and this was stored in area 7. The rear card reader 21 rewrites the card.

Then, the card is returned to the card insertion slot 1 just before it is removed.

However, the card is stopped before it can be seen from the outside, so customers cannot accidentally remove it. This card return is a preparation for when the payment mode or deposit mode is continued after the balance inquiry mode.

Furthermore, the deposit balance of the card is stored in the accumulator A, and this deposit balance is displayed on the amount display 9.

The customer reads and confirms the displayed amount. Next, it is checked whether the continuation mode switching key 16 is set to a state where the transaction mode can be continued.

In this check, the key 16 is input to the accumulator A, and when the lowest digit is 1, it is determined that the key is ON (continuation is possible), and when it is 0, it is determined that the key is OFF (continuation is not possible). Figure 5 shows the process for determining whether or not to continue the mode as described above.When the mode cannot be continued, the balance inquiry mode is processed independently, so the card is released and returned to the customer, and the slip is the deposit balance. After printing, the slip is released to the customer from the slip ejection port 4, and the balance inquiry process is completed.

When the mode is set to allow continuation, payment or deposit processing is possible after checking the balance.

If the above-mentioned mode is set to allow continuation and only a balance inquiry is to be made, the above-mentioned card return and slip release are performed by operating the confirmation button 6, and the balance inquiry process is completed. Note that the balance display on the amount display 9 is turned off at appropriate timing. Furthermore, it is not necessary to issue a slip when in the balance inquiry mode. However, when a payment or deposit is to be made continuously after the balance inquiry, the continuation mode switching key 16 is operated, and then the transaction mode key 7 is operated to indicate the payment mode or the deposit mode to input the transaction mode.

This trading mode is stored in accumulator A,
It is checked what this transaction mode is, and if it is not a payment or deposit mode, the card is returned and the voucher is released.

However, when in payment or deposit mode, appropriate data 00000 indicating that the card is transferred in the direction of receiving the card.
100 is stored in the accumulator A by a direct command and this data is sent to the card reader 21.

The force-reader 21 interprets this data and transports the card in the receiving direction.

Note that there is no need to read the card data again at this time. Further, appropriate data 00000110 indicating that the slip should be sent out once and sent to the original position where new printing can be done is directly commanded to the accumulator A, and based on this data, the slip issuing mechanism 23 sends the slip.

By processing cards and vouchers in this way, it is possible to put them in a state identical to the initial state of the single payment mode or deposit mode, and then by checking the transaction mode to be continued, the transaction mode If it is in the payment mode, the same payment processing as in the case of independent operation is performed, and if it is in the deposit mode, the same deposit processing as in the case of independent action is carried out.

Note that although the above-described embodiment is shown offline, it may also be online.

Further, in the embodiment, the continuation of the transaction is allowed only when changing from the balance inquiry mode to the deposit or payment mode, but it is also possible to allow the continuation of the transaction in an appropriate combination of modes. Furthermore, in the continuation mode, since the password has already been verified in the first mode, inputting the password may be omitted in the next mode.

[Brief explanation of the drawing]

The drawings show an embodiment of the present invention, in which Fig. 1 is a perspective view of a multi-type transaction device, Fig. 2 is a block diagram of its control circuit, and Fig. 3 is a block diagram of its control circuit.
5 to 5 are flowcharts. 7...Transaction mode key, 8...Continue mode switching key. Figure 1 Figure 2 Figure 3 Figure 4 Figure 5

Claims (1)

[Claims] 1. A mode transition control method for a multi-type transaction device, which is a transaction device having a plurality of transaction modes, and is equipped with a transaction mode changeover switch so that it is possible to set whether or not to continue the transaction.