JPS59180684A - Automatic cash transaction equipment - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed Description of the Invention] [Field of Application of the Invention] The present invention relates to automatic teller machines used in financial institutions, and is directed to all machines that automatically perform at least one of cash payment transactions and cash deposit transactions. It is something to do.

[Background of the invention]

With conventional automated teller machines (i), a customer who was using the machine to make payments (1) receives the media (banknotes, magnetic cards, etc.) to be received (banknotes, magnetic cards, etc.). was waiting for a customer to pick it up, so 1 ton and 1
If a customer forgets to pick up the media and one is grabbed from the device, it cannot be said that there is no possibility that the media left in the receiving slot will be taken away by someone else.

As one of the countermeasures against such theft 5:l#, J+,
For example, Utility Model Publication No. 45 28327; ``Cresonto Card Glue, Preventive Device'' was applied to an automatic teller machine ``1°'°
It is possible to apply it to 1'. In this conventional technology,
hlf! If the customer leaves the place without removing the cart from the device, an alarm device b° is activated to issue a warning to the l1iJ'1 customer that the cart has been forgotten. but,
In automated teller machines (1), even if a customer forgets to pick up a medium and issues a warning, there is a high possibility that the customer will be lost in the surrounding noise and leave without realizing it. If the customer leaves after the niJ is released, the warning has no effect. In addition, even if the IT person in charge goes to the spot due to the activation of the alarm system, there is a risk that the media will be released into the reception IfM port until then and taken away by someone else3.As another 7.j measure, , h (f! After the customer has released the medium to the receiver), the medium will be received within the estimated 7-1° time. If the medium cannot be collected, it is considered that the medium is taken into the device and collected by a collection mechanism. Here, in order to prevent good luck, it is better to shorten the waiting time for receiving 115'' (1i) If the waiting time for receiving is shortened purely, it will take time for the customer to take out the cloth etc., and it will be delayed to receive the media. 30 yen from the customer's server because the inconvenience will occur that the quill will be out and the media will be collected.
A waiting period of about 111' to 60 seconds is required. Therefore, if the customer leaves during the waiting period 11-17, the problem remains that the medium is left in the receiving area until one quit is completed, and someone else can take it away.

[Purpose of the invention]

The present invention was conceived in consideration of the problems of the prior art hli+ described in .If a customer who was conducting a transaction using the device ji forgot to take the medium to be received and left at τ,
To provide an automatic cash transaction device which can surely prevent media left at a receipt slot from being taken away by another person and which does not interfere with continued use of the device.

[Summary of the invention]

FIG. 1 does not show the structure of the present invention, but is a main view of 4a. In other words, the present invention includes a medium ejection/sampling detector a for detecting whether or not a medium to be received by an MFI is ejected into a receiving port and whether or not the ejected medium is removed from a receiving port; Equipped with a human body detector (1) that detects whether the customer is in a predetermined operating position for assisting the device, if the customer leaves with the ejected media left in the receiving slot, the system will respond to X=J. Both sides are detected.Dingdan a.

1] Output status information from the snowboard, the collection necessity determination means C issues a medium collection command, and upon receiving this collection command, the medium collection means d
1 [l!] into the device. The medium is stored in a predetermined medium collection box e.

In the unlikely event that the customer is unable to receive the media for some reason (iii), the customer may
If the medium is not received within the specified waiting time even if you do not leave the station, it is desirable to retrieve the medium to prevent theft.According to the present invention, even within this waiting period of 11. The media can be retrieved and collected as soon as the customer leaves.

In addition, before the media is released to the receiver t], 1 customer or 1'/
It goes without saying that if the person leaves, the person should detect this with the human body detector 1, stop the release of the medium, and then store the medium in a predetermined medium collection box C using the medium collection means d. .

[Embodiments of the invention]

DESCRIPTION OF THE PREFERRED EMBODIMENTS A preferred embodiment of the present invention will be described below with reference to FIGS. 2 to 6.

This embodiment is an example in which the present invention is applied to automatic cash withdrawal (hereinafter abbreviated as Cr).

As shown in Figure 3, the CDI can be roughly divided into operating devices 1'f7
710, slip/car 1/processing (shallow groove 20, banknote payment (mechanism 30, '+, 'u;(1' day 0, tiMi customer
As shown in FIG. 2, the operation panel 11 and display section 12 are provided on the front surface of the CDI together with the card insertion receiver 1-12/] and the bill receiver 33. The internal operation panel 13 is provided for manual operation and status display by the LX, and is also displayed here when collecting media (in this example, 6.Sakura cards and banknotes), which will be described later. be made small.

Denji;'÷・Card place! II! +MM2O3 is the cart section 21, transaction slip/nyanal printing section 22 and h
-1.Collection box 2: There are 3 banknote payment mechanisms 30, and a banknote collection box 32 for each type of banknote storage box 3 for 10,000 yen banknotes, Ueda banknotes, etc.

The control circuit 70 is connected to the medium heat processing system 100 through the interface section 80, and according to the set/program, the control circuit 70 is connected to the medium heat processing system 100. , 100 and controls each mechanism.In the figure, 90 is a known pressure-sensitive mat shown on the second side of a human body detector for determining whether or not the medium is recovered. The unit 91 sends information as to whether a customer is present at a predetermined operating position on one side of the CD 1 to the control unit 7°.

FIG. 4 shows the crosspiece jM necessary for recovering the medium and its associated mechanism. FIG. 5 shows the stacker 38 and its surroundings in more detail in FIG. 4.

If you are a customer who owns a magnetic cart 2 that magnetically records your personal identification information/ticket, or use this CDI to make a payment transaction, you will be prompted to In accordance with the instructions from the section 12, it is sufficient to perform predetermined operations such as inserting the magnetic car 1.', pressing the transaction button'I by operating the keys, manually inputting the transaction amount.

The magnetic cart 2 inserted into the cart "insertion receiver 1" 24 is taken into the machine by the cart transport bells 25 and 26 of the cart section 21, and while it moves to the left in the figure, it is inserted into the machine by the card reader 27. Authentication information is read. When the card collection detector 29 optically detects that the magnetic cart '2 has reached the left end of the transport path, the card transport bells 25 and 26 stop.

The information read from the magnetic card 2 is sent to the central processing/stem 1 via the control unit 70 along with the input information on the operation panel 11.
00, the central processing unit 1.00 collates and updates the customer information stored in the central processing system 100 by this J-transaction information, and transmits the processing results to the control unit 70. Control: 'jli 70 instructs the banknote payment mechanism 30 to count banknotes corresponding to the transaction amount if the transaction is a current 1iA transaction or a payment transaction. The banknotes 3a stored in the banknote storage box 31 (only one of which is shown in FIG. 4) are separated one by one by the swinging movement of the sucker 71 and the 1Li1 rotation of the biting roller 35. is fed into the conveyance path 3G.

The banknotes that have passed through the conveyance path 3G enter the impeller 37, and are deposited on the stacker 38 by rotation of the impeller 37.

- The results of transactions are printed on the transaction statement slip/nyanal printing section 22
recorded by. The transaction statement slip 4 is transferred to the impeller 37 by a slip conveyance heddle (not shown) of the slip/cart processing mechanism 20.
is fed into the stacker 38 by the rotation of the impeller 37.
The banknotes are stacked on top of each other.

When the payment '+'i (#ii) is completed, in order to return the magnetic card 2 to the customer, ° "Card Received" is displayed on the operation guidance display section 12, and the magnetic card 2 that has been taken in is returned to the card conveyor bell. ) 25.26 card insertion slot 24
Release to. Card insertion/receiving II 2/I The magnetic cart'
The release of 2 and the removal of the cart by the customer are optically detected, and when the customer removes the magnetic 'ff1c cart'2,
Operation: Display "Banknote Reception" on the transparent display section 12.

Subsequently, the drive morph 7'18 in FIG. 5 is started and rotates the drive shaft 50 via the gears 49a and 49b. The timing bell j 39 is driven by the rotation of the quimming pulley 39a attached to the drive shaft 50, and the fork 4o, which is bent on the timing belt 39, passes through the notch i'i''A 38a of the stacker 38. The stacker 38-1=1 and the stacked banknotes 3b and transaction slip 4 are pushed forward by the fork 40 toward the banknote receiver [133].

At the same time, at 11t, the link 54.55 is pushed by the force l, 53 on the drive shaft 5o, and the link 54.55 and pin 5
/Yatta 43 connected via 7 is the shack fulcrum shaft 5
6. Move upwards centering on 111L and receive banknotes 1.
When the banknote 3b and the transaction slip 4 are ejected into the banknote receiving slot 33 by the fork 40 that opens the banknote 33, the cam 53 disengages the link 5/l, and the action of the return spring 58 connected to the link 55 causes the banknote 3b and the transaction slip 4 to be released into the banknote receiving slot 33. i: 3 is bent, and between the presser roller 41 attached to Nyak/13 and the drive roller installed on the lower part,
b and transaction details ヱ;14. The pinching force is applied to the presser foot by spring 59! −j can be obtained. paper'! i?
The release of banknotes 3b and transaction statement slip 4 and the withdrawal of banknotes by the customer are optically detected by the bill ejection and extraction detector i14 installed at the rear of Nyasota 43, and when the customer pulls out banknote 3b and transaction statement slip 4, the drive Release morph 48 111 and 1
The fork 4o is rotated in the iJφ direction, and the fork 4o is moved backward, and the amount of banknotes If! IZI 33
and execute the customer replacement recovery process.

Hereinafter, this is known as the flow of payment transactions using CDs.

Next, the flow of the medium recovery operation according to the present invention will be explained with reference to FIG.

FIG. 6 is a flowchart 1 of the medium collection operation from the medium waiting state in the payment transaction program executed by the controller 1 wholesaler 7o.

In step (1001), the above-mentioned “car 1/receipt”
is displayed and 11 Vine Cart 2 is released. Next, step (1002) is executed, and if it is determined that the magnetic card 2 has been ejected into the card insertion receiving slot 24 based on the output status signal 13 of the ejection/sampling detector 28, then (+0
The system enters the state of waiting for the cart to be removed as shown in 03).

Subsequently, when step (1004) is executed, it is determined whether or not the customer hIJ'1 has removed the magnetic cart '2 from the output status signal of the cart release and removal detector 28.
If removal of car 1-' is detected, the process proceeds to step 4009); if not detected, the process proceeds to step (1005).

In step (1005), the specified sampling waiting time (30
60 seconds) has elapsed, and if it is determined that it is within 11111 seconds, step (10 seconds) has elapsed.
Proceed to 06).

When step (1006) is executed, the pressure sensitive mat 90
It is determined whether or not the customer has left the CDI based on the output status of the detection unit 9. If it is determined that the customer is in a predetermined operation position, the state of waiting for cart extraction (100
3) also.

(]003)-(1004)-(1005)-(1
006) The loop of (1003) is executed repeatedly,
If it is determined to be a tight out, step (10)
05) to step (1007). Also, if it is detected that a customer has left the CDI during the period from sampling i to 1''111, the process immediately proceeds from step (1.006) to step (1007).

When step (1007) is executed, the card collection means (in this example, card conveyance belts 25, 26) is activated, and the ejected magnetic card 2 is taken into the shallow interior and placed behind the card conveyance belt 2G. Card collection box 23
Store it in.

Next, step (1008) is executed, and the card conveyance bell! - When it is detected from the output status signals of the two 1h card collection detectors installed at the rear end of the magnetic card 26 that the magnetic 1y-l.'5 has been collected, the process proceeds to step (1021).

On the other hand, if it is detected that the customer has removed the cart, then step (1009) is executed, and it is determined whether or not the customer has left the CD 1 by the output status signal of the detection unit 91 of the pressure sensitive mat 90. When the presence of the kσI customer is detected, the process proceeds to step (1010).

Step (101.0) allows you to receive the above-mentioned banknotes.
' is displayed, and 31 banknotes and transaction slip 4 are discharged to banknote receiver 1'33. Subsequently, step (101]) is executed, and the output state of the bill ejection/sampling detector 4/l is determined as follows:
When the release of banknotes is detected by this, the state becomes a state of waiting for banknote extraction as shown by (1012).

Subsequently, when step (1013) is executed, it is determined from the output state 4j3 of the bill discharging/sampling detector 44 whether or not the bill 31) and transaction statement slip 4 have been sampled. When it is detected that a banknote has been removed, the step (
1021), if not detected, step (], 01
Proceed to 4).

According to step (1.01., 5), sample i
It is determined whether a period of 111 seconds (30 to 60 seconds) has elapsed, and the sample is removed. If it is determined that the value is within '+', the process advances to step (1015).

When step (1015) is executed, the pressure sensitive mat 90
Based on the output state 4j3 of the detection unit 91, it is determined whether the customer has left the CDI, and if it is determined that the customer is in the predetermined operating position 11'1, the banknote extraction waiting state (1012) is performed. I'll take it too.

(1012)-(10]3)-(1014)-(10
15) - (1012) is repeatedly executed, and if it is determined that the sampling timeout has occurred, step (1014) is executed.
) to step 4O 1 6 ). In addition, even in [Sampling 1--Breaking 1-False 11], if there is an error in detecting that the customer has left the CD 1, the process immediately proceeds from step (1.015) to step (, 1016).

When step (10) 6) is executed, the banknote collecting means is activated to take in banknotes. That is, by rotating the drive motor 48 in FIG. 5 in the opposite direction to the direction at the time of release, the fork 40 is moved backward, and at the same time, the drive roller 12 is rotated in the counterclockwise 1+1 direction by the drive motor (not shown). The pressing roller 41 and the driving roller 42 take the banknotes 31) and the transaction slip 4 into the machine and place them on the stacker 38. When a banknote is taken in, the gloss 43 comes down and closes the banknote receiver 1''33.

In this example, at this stage, in step (1017), the necessity of ejecting the staff member 11.r is rejected. 1-
1. There are few cases where banknotes are taken in and collected on a regular basis, and if this happens two or more times in a row, there may be something wrong with the machine, such as not displaying ``°Bill Receipt''. In such a case, it would be a good idea to call the person in charge i-1 to check.

If it is determined in step (1017) that there is no need to call an attendant, the banknotes are collected in step (1019).

As shown in FIG.
391) is attached to one pedestal 51 with 11 pieces.

This pedestal 51 can rotate once around a drive shaft 50, and a gear 52a attached to the pedestal 51 meshes with a gear 521 driven by a drive motor (not shown).

When step (!01) is executed, the drive motor starts and rotates the pedestal 51 around the drive shaft 50 in the ILII direction via the gears 52a and 52b.
The stacker 38, timing belt 39, and fork 40 are located at positions 38' and 39', respectively, indicated by two-dot chain lines in FIG.
, slopes up to 40'. At the same time, the moving motor 48 is started and the fork 40 is moved forward, and the bill 3b and transaction statement slip 4 that were in -1- of the stacker 38 are moved to the fork 10.
The banknote collection helper l' located on the -F side is -415
, /16, these collection held /15%
The banknotes are stored in the banknote collection box 32 by I6. A bill collection detector (47 or ii') is provided between the bill collection heald 45, 716 and the bill collection box 32, which optically detects whether the bill is a collected bill or a stand.

When it is detected in step (1020) that banknotes have been collected, the process proceeds to step (102]).

Return 11 for customer change by step (1,02],)
Once ν11 is executed, each mechanism including the stacker 38, three timing belts, and fork 40 assumes the initial jUj state.

Also, it (sensing that the 41st customer left the CDI immediately after removing the magnetic cart 2) 1] Man hr) O's detection unit (when detected by the moon, step (,100!J)
From step (1017), the stacker 38-1. Banknotes 3b and transaction statement slip 4 deposited in z
without pushing the stacker 38 to the receiving 1.133.
The banknotes are stored in the banknote collection box 32 by #i r' to the position 38' indicated by the two points gt++ line in the figure.

4 <According to the embodiment, hI is
If the media is left in the receiving 11 until the sampling timeout expires, it is possible to prevent the media from being taken away by another person.

Collected media are stored in their respective collection boxes, so if a FRTFI customer who forgets to pick up the media can report it to a staff member later, they can receive the media by confirming the actual item. There are no problems with ear removal.

In the above embodiment, when the present invention is applied to CI), 1r12 clarified that payment transaction, h' Even in an automated teller machine that can also be used for single-person transactions, payment transaction 1 is the same as 2-layer. , 1+# for deposit transactions! Returning deposited banknotes to a customer or returning a passbook 11 The same formula h can be applied.

In addition, htn customer is the predetermined operation position i of the device ζ quotient iif force? '
As a human body detector for detecting whether or not a person is present at t'', a known photoelectric detection RK or the like may be used instead of the pressure-sensitive mat shown in the embodiment described in -. As an example of a medium release sampling detector or a medium layout detector, a light '1''h type detector consisting of a light-emitting element and a light-receiving element is shown. ``You can change it.''

〔Effect of the invention〕

As described above, according to the present invention, it is possible to detect that a customer has left the ejected medium at the receiver 1' and immediately return the ejected medium at 11-1°. The medium is placed in the device °1"°
! (Since it has a shallow ability, it is possible to reliably prevent accidents caused by customers forgetting to receive the media, and the captured media is stored in the designated collection box.) Therefore, there is no problem with continued use of the device.

Therefore, if the present invention is used with the media recovery function of the above-mentioned 1M Liquid Oud N-5 and Inno1, the crime prevention effect will be further increased, and the 11! The effect of being removed in 1-minute is achieved.

[Brief explanation of the drawing]

Fig. 1 does not show the structure of the present invention and Fig. 2 is an external view of an automatic cash dispensing machine (Fig. 3) which is an embodiment of the present invention.
The figure is a block diagram showing the entire structure of 1111, FIG. 4 is a side view showing the inside (shallow part), FIG. This is a flow chart of the medium collection operation that is actually carried out in the clever part 1. 2; 3゛Car 1・Collection box 2・1.Car 1・Insertion・Receiving port 25, 26: Force-1・Transport belt 28′Car 1・Discharge and extraction detector 205 no J-1・Collection detector 31゛Banknote storage box: (2゛Banknote collection box 3; 3: Banknote receiver 11 38: Banknote stacker 40 for stacking banknotes 11: Fork for pushing out banknotes 42゛Banknote taking-in drive roller 44: Banknote ejection/sampling detector 45.46 : Bill collection heald 47 : Bill collection detector 70 : I1110 00 : Pressure sensitive mat (1002) to (+006) which is a human body detector 1015): Banknote collection required゛1'1
The step fee i for Chang y Dingdan is 1! 11 Patent Attorneys Junnosuke Nakatoshi 1st Figure f = 2 Figure Z-790 Figure 3 'fA representation 14 x Inner/51r

Claims (1)

[Claims] 111 A device that dynamically performs at least one of cash payment transactions and deposit transactions? t, l, whether or not the medium to be received by the customer 1 was ejected into the receiver 1, and whether the medium that was not ejected was removed from the receiver or not (the number of media that the customer knows) a human body detector that detects whether the customer is at a predetermined operating value 1° in front of the device, and a human body detector that detects whether the customer is at a predetermined operating value 1° in front of the device; 'I indicate that the guest has left 1iif The output status of both intelligence means A81)
Equipment D11 includes a collection necessity determining means that issues a one-collection command, and a medium collection means that takes the discharged medium in response to the same number of commands into the unit u'1 and stores it in a predetermined storage box. An automated teller machine with '15 features.