JPS59160260A - Processing system using card - Google Patents

Abstract

PURPOSE:To executing a card transaction by connecting plural cash registers to one processing device, transmitting sales accounts of each cash register, and executing an automatic debiting from a bank account by a communication circuit basing on a data read from a card. CONSTITUTION:Plural cash registers (ECRs) 1-4 are connected to a circuit 5, and also connected to one processing device 23 by a circuit 24. A sales data of each ECR1-4 is calculated by processing circuits 18-21, and transferred to a processing circuit 25 of the processing device 23. The processing device 23 reads a data of a registration number, etc. by a reader 26 from a card 22, connected to a bank having a host computer of the card 22, debiting from a bank account is executed, and a receipt is issued from printers 10-13. In this way, a card transaction can be executed by providing only one processing device against plural ECRs.

Description

DETAILED DESCRIPTION OF THE INVENTION Technical Field The present invention relates to a processing method using a card, such as a so-called debit card or credit card, for performing all processing such as monetary payments.

Prior Art In the past, the sales amount was calculated using a cash register installed at a sales counter, etc., and when paying the total amount, the cash register required a telephone line to be connected by presenting a debit card. It communicates with a general processing device such as a computer installed at the bank via the bank, verifies credit status, and automatically debits the bank account. It is configured so that it can be A cash register having such a function has a complicated configuration. Therefore, it is not possible to use existing cash registers that do not have the function of communicating so that automatic payments can be made using a debit card, and in order to achieve the above function, new equipment must be installed. It has to be done, and there is a lot of waste.

Purpose It is an object of the present invention to
By simply adding a processing circuit with a simple configuration to O8,
For example, it is an object of the present invention to provide a processing method using a card that can perform processing such as a communication function to complete automatic payment using a debit card or the like.

Structure and Effects of the Invention The present invention provides (a) means for inputting information through an input operation, (b) means for reading recorded information on a card, and receiving a signal from the reading means and a signal from the input means. (C) a processing device including a processing circuit for processing and transmitting;
and a general processing unit that receives and stores signals from the processing circuit. With this configuration, signals can be sent to the general processing device simply by installing a new processing device on the existing input means, making it possible to use the existing input means as is. It's easy to use, doesn't go to waste, and has a simple structure.

Embodiment FIG. 1 is an overall system diagram of an embodiment of the present invention. The plurality (four in this embodiment) of electronic cash registers 1 to 4 are as follows:
They are arranged for each sales floor.

These cash registers 1 to 4 are interconnected via a line 5. The names of sold items, sales amounts, etc. from these cash registers 2゜3.4 are transmitted to the cash register 1, and are calculated together with the names of sold items, sales amounts, etc. processed in the cash register 1. Processing takes place at the so-called point of sale. Each of the cash registers 1 to 4 includes keyboards 6 to 9 for inputting information such as the name of sold items and sales amount through input operations, printers 10 to 13 for printing receipt paper, and a display 14 for displaying the information. ~17? Includes each. These cash registers 1 to 4 each include processing circuits 18 to 21 including a microcomputer and the like for performing arithmetic processing as described above based on information input from the keyboard 6.

To enable the use of the debit card 22, a processing device 28 according to the invention is installed. The processing device 28 is connected via a line 24 to the cash register 1 that performs point-of-sale management processing. Processing device 28 includes processing circuitry 25 implemented by a microcomputer or the like, and stores point-of-sale processed information from processing circuitry 18 via line 241 . This processing device 28 is provided with a reading means 26 for reading the recorded information of the debit card 22. The processing circuit 25 processes the information received via the line 24 and the reading means 26 of the debit card 22.
The signals read by the bank are received and transmitted and processed via a line 27 such as a telephone line to a general processing unit 28 realized by a host computer or the like installed in a bank. General fever, physical equipment 28, debit card 22
The debit card 22 is automatically debited from the bank account held by the holder of the debit card 22.

The operation of an embodiment having such a configuration will be described in further detail with reference to FIG. 2f. The process moves from step n1 to step n2, and the cash registers 1 to 4 are used to register the names of sold items, sales amounts, etc. by point-of-sale management. In step n3, the total sales amount registered in the cash register 1 is sent to the processing device 28 via the line 24. In step n4, the processing device 23
The recorded information of the debit card 22 presented to the user is read.

In step n5, the processing circuit 25 of the processing device 28 sends the sales amount and the recorded information of the debit card 22 to the line 2.
7 to the general processing device 28. General processing device 28
debits the sales amount from the holder's account based on the information recorded on the debit card 22. A signal indicating that the withdrawal process has been completed is transmitted from the general processing device 28 to the processing device 28 via the line 27t- and received by the processing circuit 25 in step n7. The cash registers 1-4 receive signals from the general processing bag @28 via the processing circuit 25, and print on receipt paper in the printers 10-18. As a result, in step n9,
The receipt is ejected and all operations are completed in step nlO.

Although the above-described embodiment is configured to allow automatic withdrawal from a bank account using a debit card, another embodiment of the present invention may include presenting the credit card 22 to the processing device 28; It may be configured such that registration is thereby performed in the general processing device 28 provided at the credit company. Furthermore, the processing device 23
is placed near one of the cash registers 1 to 4,
The sales amount registered with that one cash register may be processed for payment in cooperation with the general processing device 28.

Moreover, the present invention is not only implemented in connection with a cash register, but can also be implemented in a wide range of ways in connection with a means by which information is inputted by an input operation of the cash register.

[Brief explanation of drawings]

FIG. 1 is an overall system diagram of an embodiment of the present invention, and FIG. 2 is a flowchart for explaining the operation of the embodiment shown in FIG. 1-4... Cash register, 6-9... Keyboard, 1
0-13... Printer, 14-17... Display, 1
8-21.25... Processing circuit, 22... Debit card, 23... Processing device, 26... Reading means, 2
8... General processing unit agent Patent attorney Kei Nishi Part JP-A-59-1602 (io (4) 2 Figure 332-

Claims (1)

[Claims] Means for inputting information through an input operation, means for reading recorded information on a card, and receiving, processing, and transmitting signals from the nine reading means and the signal from the input means. 1. A processing method using a card, comprising: a processing device including a processing circuit; and a general processing device that receives and stores signals from the processing circuit.