JPS59149565A - Automatic transaction system - Google Patents

Abstract

PURPOSE:To facilitate easy control for supply of cash to each automatic transaction device as well as circulation of cash between the automatic transaction devices, by providing a memory means to store the amount of cash stored in each transaction device. CONSTITUTION:Automatic transaction devices 100a, 100b and 100c are connected to each other via a group control part 110. When a user has an on-line communication with execution of transactions, the types and number of payment and deposit notes, payment rejection frequency and types of cash are transmitted to the part 110 from each transaction device. A monitor 111 for remaining amount of notes is connected to the part 110. Then the payment impossible level, the supply request level, etc. are displayed by means of lamps among the contens stored in a memory of the part 110.

Description

DETAILED DESCRIPTION OF THE INVENTION [Technical Field of the Invention] The present invention relates to improvements in a central processing unit and a plurality of automated transaction systems connected online thereto.

[Technical backbone of the invention and its problems]

In recent years, the automation of counters at financial institutions has progressed rapidly due to the spread of automatic transaction devices such as automatic deposit machines and cash dispensers.
Every store now has multiple automatic transaction machines installed. In such a situation, user convenience will improve. However, the staff have to set cash in each machine many times, which increases the staff's time and effort. It has become impossible to ignore it.

Therefore, we have recently developed a cash circulation type automatic transaction system that reduces the number of cash replenishments to the automatic transaction device by using the cash deposited in the automatic transaction device for withdrawals, and also dramatically improves capital efficiency. The device is becoming a reality.

However, in the past, multiple automated teller machines were connected one-to-one to a central processing unit (center CPU), making it impossible to grasp the amount of cash remaining at each bank branch. There are problems in that not only is it extremely difficult to manage the replenishment of cash in automated teller machines and the exchange of cash between machines, but also it is difficult to reduce idle loans.

[Purpose of the invention]

The present invention has been made based on the above-mentioned circumstances, and its purpose is to enable, for example, grasping the amount of cash remaining at each bank branch, and to enable automatic transaction devices managed at each branch. The present invention aims to provide an automatic transaction system that facilitates the management of cash replenishment and cash exchange between devices.

[Summary of the Invention] In order to achieve the above object, the present invention provides an automatic transaction system having a central processing unit and a plurality of automatic transaction devices connected online to the central processing unit, in which the plurality of automatic transaction devices are connected to a plurality of automatic transaction devices. At the same time, storage means for receiving and storing prescribed information of each automatic transaction device in the group for each n bullets is provided, and this storage means includes information for each automatic transaction device in the group. The structure is such that the amount of cash stored in each is stored.

[Embodiments of the invention]

Hereinafter, the present invention will be described with reference to an embodiment shown in the drawings. FIG. 1 shows the installed state of an automatic transaction device 100 having a banknote circulation and withdrawal function that uses deposited banknotes as withdrawal paper and apricots.
penetrates the partition wall 3 and is installed in the mechanized corner in a wet condition.

On the operation surface 2, a bill slot 4, a card/passbook slot 5, a display/input section 6, a monitoring core section 7, a user detection section 8, etc. are arranged. Correspondingly, the various rocks described below are fully stored. That is, a deposit/withdrawal unit 9 corresponding to the banknote entrance/exit 4,
Card/passbook unit 10 corresponding to card/passbook entrance 5, display 7 people crab unit 1 corresponding to display/input section 6
A surveillance camera 12 as a photographing means corresponds to the surveillance window section 7, and a user detection sensor 13 corresponds to the user detection section 8.
are arranged respectively.

Next, the deposit/withdrawal unit 9 will be explained with reference to FIG. 2. At the upper front side (left side in the figure) of the housing 14, there is a banknote inlet/output mechanism 15 facing the banknote inlet/outlet 4.
is provided on the rear side of the housing 14 (right side 1 in the figure).
1411), sequentially from the bottom, various safes, namely, 10,000 yen notes and 1,000 yen notes that were deemed to be deposit losses, withdrawals and payments not possible, and unfit and unpayable notes that store deposited egg inner world / 5th same volume Storage section 16, 1,000 yen note storage section 17 for storing 1,000 yen notes for withdrawal and 1,000 yen deposited notes other than unfit notes, 10000 yen notes for storing 10000 yen notes for withdrawal and 10000 yen notes for deposits other than unfit notes. A storage section 18 and a collection box 9 for storing forgotten banknotes are arranged. Furthermore, in body a 4, an inspection section 20 for inspecting banknotes (P),
and - A poetry collection section 2 is provided, and a banknote conveyance path 22 is formed so that banknotes (P) can be conveyed to each section. In addition, distribution dates 23a to 23e, which are driven by a rotary lenoid (not shown), are arranged at the branching part of the banknote conveyance path 22, and banknote passage detectors (not shown) are arranged at various places along the way. It is set up.

Moreover, the banknote conveyance path 22 is formed like a wedge. That is, a take-in conveyance path 22a is formed having a starting end at the banknote take-in/dispatch mechanism 5 provided corresponding to the banknote entrance/exit 4, and this take-in conveyance path 22a has an inspection section 2o in the middle.
The central conveyance path 22bK where is arranged is in a delayed state. Moreover, this central conveyance path 22b is a divided conveyance path 22 which extends
It is in communication with c.

Each banknote storage section has slots in the divided conveyance path 22c.

17.18 and a storage conveyance path 22d for storing banknotes (P) on the collection side 19, :! 2e.

22f and 22g are branched. Further, the divided conveyance path 22cK is used to store banknotes (P) taken out via the takeout mechanism 24 provided in each banknote storage section 16.17°-8.
The take-out conveyance paths 22h, 22i, and 22j for conveying are in a state where they merge.

In addition, the starting end of the central conveyance path 22b is connected to the end of the divided conveyance path 22c via the communication conveyance path 22, and in the middle part there is a pipe for conveying banknotes (P) to the poetry collection section 2no. A branch conveyance path 221 is branched.

Further, a delivery conveyance path 22m is provided for conveying the banknotes (P) of the poetry collection type section 2 to the take-in/delivery mechanism 15.

The flow of banknotes (P) at the time of deposit will be explained with reference to FIG. 3(a). First, the banknotes (P...) inserted into the banknote slot 4 at once are taken in one by one by the loading/unloading mechanism 15 provided opposite the banknote slot 4, and are taken in and transported. It is fed into the central conveyance path 22b via the path 22a, and the inspection section 20 disposed in the middle of this path determines the face value and authenticity. As a result, in the case of a genuine bill, as shown by the solid line arrow in the figure, it is conveyed as it is through the central conveyance path 22b and fed into the sorting conveyance path 22c.
Distribution-r-totes 23b, 23c, 23 arranged in 2c
d selectively operates to transport the storage conveyance paths 22d and 22e.
, 22fKp can be selectively distinguished. Then, the badly damaged and unfit notes that cannot be used as Tamago Dosei and withdrawal banknotes are placed in the unfit/unable to pay/5,000 yen note storage section 16, the 1,000 yen notes are placed in the 1,000 yen note storage section Noah, and the 10,000 yen notes are placed in the 1,000 yen note storage section 16. Each is stored in the yen note storage section 18.

On the other hand, if the bill is determined to be a counterfeit, it is sorted as shown by the broken line arrow in the figure.
The poems are sorted to one side and accumulated in the poetry collection section 2 via this branch conveyance path 22t.

At this time, the banknotes (P) to be stacked are stacked in an orderly manner so that they can be taken out all at once by the impeller 25.

Then, when the banknote presence/absence detector 26 detects that the banknote (P) is missing from the banknote entrance 4, the temporarily accumulated counterfeit banknotes are conveyed toward the banknote entrance 4 via the delivery conveyance path 22m. Ru. At this time, this banknote (P...) becomes a paper in one movement of banknote intake/dispatch ladle No. 5! The ends of the bills (P...) are held in a state protruding from the bill slot 4 so that the user can easily pull them out all at once.

Next, the flow of banknotes (P) at the time of withdrawal will be explained with reference to FIG. 3(b). Depending on the user's designation of the payment denomination, ie, 10,000 yen gauze or 1,000 yen note, a mechanism 24 for taking out the money from the safe, that is, the 10,000 yen note storage section 18 and the 1,000 yen note storage section 17, is provided.
The sheets are taken out one by one through the take-out sludge feed path 22j.
, 22if to the divided conveyance path 22c. And this Category 1 general delivery F! ! 622c and feed it into the central conveyance path 22b via the connecting conveyance path 22k,
The inspection section 20 checks whether the ski has one ski or two skis, etc., and determines whether it is payable 1 or payable 1.

Then, the banknotes (P) that have been determined to be "payable" are distributed to the branch conveyance path 221 side via the distribution card 23a as shown by the solid line arrow in the figure, and are accumulated in the poetry collection section 2. n
1. After all banknotes (P) have been taken out, they are dispensed all at once to the banknote inlet/outlet 4.

On the other hand, the skis judged by the inspection department 20 to be “unpayable”
The banknotes (P), such as 12-sheet banknotes, are not sorted by 'r'-t2 and ?a as shown by the broken line arrows in the figure, but are sent to the central conveyance path 22b and sent to the categorization conveyance path 22c. It's poured in. And it's possessed.

- It is configured such that the notes are distributed to the lowest storing conveyance path 22d by the tray 23b and stored in the unfit/unpayable notes/5,000 yen note storage section 16.

Also, when depositing and withdrawing money, the banknotes (
If you forget to remove P), the intake conveyance path 22a and the central conveyance path 22b are
1-section conveyance path 22c and top storage conveyance path 22
g, and is transported to the collection warehouse 19 and stored therein.

Next, the configuration of the car P/passbook unit Jθ having the function of handling an IC memory card (C) and a magnetic passbook (hereinafter simply referred to as a passbook) (E) will be explained with reference to FIGS. 4 and 5. . In the figure, reference numeral 30 denotes a cylindrical body having an opening opposite to the card/passbook entrance 5, and inside this housing 30, there is a conveyance path 3 almost straight from the card/passbook entrance 5. It is formed. The above card/passbook entrance 5 is a passbook (
It has an opening 32 whose width is approximately equal to the width of the IC memory card (E) and a groove 33 which is approximately equal to the width of the IC memory card (C). Also,
The conveyance path 3 is formed by a plurality of roller pairs 94... and guide plate pairs 35...

One end of this conveyance path 3, that is, the force/passbook entrance/exit 5
The optical sensor 36a to 36d11C memory card (
C) Card reading section 37 and solenoid 38
Shutters 39 for opening and closing the transport path 3 are sequentially provided. The card reading section 37 has a contact surface 40 provided on the upper surface side of the conveyance path 3 and a stand 4 for receiving contact pressure, and the long tact surface 40 is supported by a solenoid 42 and has a support shaft 43 as a fulcrum. It is attached to a support lever ~44 that swings as a support lever.

Furthermore, behind the shutter 39, that is, in the middle of the conveyance path 3, there is a reflective sensor 45 for detecting the mark and printed lines on the bankbook (E), and a magnetic stripe/ A magnetic heald 46 is provided to effect the removal.

Furthermore, a printing device 47 is provided further behind these. This printing device 47 has a guide shaft 48.48.
a printing radar 50 mounted on a carriage 49 that is guided by a carriage 49 and can reciprocate in a direction perpendicular to the conveyance path 3);
It has a structure including an anvil 5 provided along the direction of movement of the print head 50. Further, a feeding portion of a roll paper 53 attached to a lever 52 is hung over the anvil 5, and its tip is held by a pair of feed rollers 54 provided on the lower surface side of the conveyance path 3. −
By rotation of the roller pair 54, the rollers are sequentially fed out. Still, a cutter 55 is provided near the feeding direction side of the pair of feed rollers 54 to cut the printed roll paper, and the rolled paper that has been subjected to force, that is, the conveyor belt 56 is cut by the pair of conveying rollers 54. 57... and a pair of guide plates 58 through a slip transfer path 59 formed from a pair of guide plates 58 to the rear of the conveyor path 3 where the shirt shutter 39 is arranged, and the seven cards are conveyed to the expansion/exit port 5. ing.

In addition, at the other end of the conveyance path 3, that is, on the opposite side from the carton passbook entrance 5, transaction media such as an IC memory card (C), a passbook (E), a slip 56, etc. that the user has forgotten are stored. A collection box 6o is provided.

Note that the IC memory card (C) is configured as shown in FIGS. 6 and 7. Fig. 6 shows the external appearance, and 61 is the surface layer, and on this surface layer 6 are formed an IC memory contact 8 part 62, a magnetic striation roller 3, and an embossed part 64 expressing a letter on the protrusion. The overall appearance is similar to that of a conventional magnetic card.

Further, the back layer 65 is coated with a conductor. Is Figure 7 a conceptual configuration of an IC memory card (C)? In the figure, reference numeral 63 is a magnetic strino for recording information such as account numbers and passwords using magnetic reversals, and information is written and read from the outside via the magnetic head 46. Reference numeral 66 denotes an IC memory, which is an LSI in which a contact section 62, an input/output control section 67, a central control section 68, and a storage section 69 are integrated in high density. The program memory 69a1. Readable/writable data memory 69b1 Key data memory 69 protected from outside the card and non-rewritable
It is composed of c.

Note that the magnetic stripe 63 of the IC memory card (C) records an account number, PIN number, etc., and the IC memory 66 records the same account number and PIN number as above, as well as a second PIN number. has been done.

If the PIN recorded on the ``Magnetic Strife'' is keyed in, transactions will be restricted, such as withdrawals of up to 100,000 yen per day, making it absolutely impossible for a third party to read the password. When the second password recorded in the IC memory 66 is keyed in, the device is controlled so as not to restrict transactions.

When, for example, an IC memory card (C) is inserted into the card/passbook entrance 5, the optical sensor 36b,
,96 Only c is dark, I don't want to use shutter 39 at this time.
remains closed and the tip of the IC memory card (C) is at shutter 3.
It is positioned in a state corresponding to 9. Next, solenoid 4
2 operates, the support lever 44 swings around the support shaft 43, and the contact surface 4o attached to the tip side presses against the contact portion 62 of the IC memory cart" (C), causing the support lever 44 to swing around the support shaft 43 as a fulcrum. They are connected and send and receive signals.

When the passbook (E) is inserted, the optical sensors 36a~,
96d is dark, in this case, the shutter 39 is opened to operate the drive system of the transport path 3, and while the bankbook (E) is being taken in, the reflective sensor 45 is used to read out the page mark and printed adjacent village. After printing, the printing device 47 is controlled to print the desired position.

As shown in FIG. 5, a conductor 70 that is grounded is attached to the groove 33 of the card/passbook entrance 5, and the inserted IC memory card (coated on the back layer 65 of the card) The IC memory 66 is brought into contact with a conductor.
It is designed to remove static electricity that has a negative impact on the

Next, the structure of the display/input crab knit 11 will be explained with reference to FIGS. 8 to 1o. Display/Crab knit 1)
As shown in Fig. 8, CRT (
It has a screen display device t) 71 and a transparent keyboard 72 as an operation means provided to cover the screen portion 71m of the CRT 77, and these are built into a casing 73. The above transparent kill board 22
As shown in FIG. 9, a transparent electrode 75 is provided on a transparent plate 74.
It is configured to form a matrix circuit of X1 to X5 and Y1 to Y4, and can output an output according to the part pressed by the user. In addition, the transparent plate 74
has almost the same curvature as the screen portion 71a of the CRT 77,
Prevents parallax.

Further, the display/input unit 1 is rotatably mounted via a support shaft 76 so that it can be selectively accessed from both the front and rear surfaces of the main body 1 of the device K, and stoppers 77 and 78, respectively. By coming into contact with this, it is held in the position shown by the solid line or the two-point jet line in FIG.

In addition, 79,801. 9) It is a switch that serves as a detector to detect the position of f display/incoming crab knit 1.9) When switch 79 is turned on, it is switched to transaction mode, and when switch 80 is turned on, it is switched to attendant operation mode. f!
i is configured to be controlled.

7゛ζ, fA light keyboard 22 is a numeric keypad when the screen section 71a of the CRT 71 is displayed as shown in FIG. There is.

As explained above, this automatic transaction device i
oo, its input/output section is deposit/withdrawal unit 9, card 7
It consists of three units: a printing plate unit 10, a display/input unit ll, and a voice guidance device 99, each with a first
As shown in FIG. 1, the main controller 90 controls the zologram memory 9 according to a predetermined procedure. Incidentally, reference numeral 92 in FIG. 11 is a transaction record memory, which records transaction records, which were conventionally recorded on glossy paper, on a floppy disk 93. Further, the main control unit 90 is connected to the central processing unit t (center CPU) via a line.
) 94, and is positioned as a terminal for online automated trading. Further, reference numeral 95 denotes a remote monitor as a monitoring means, which is connected to a plurality of automatic transaction machines so as to be able to monitor the status of the machines. Similarly, the video signal of the surveillance camera 12 as a photographing means can also be recorded on the image recording device 98 displayed on the remote monitor 95 via the video switching device 97.

The monitoring mode for displaying on the remote monitor 95 or recording on the image recording device 98 is switched depending on the user's transaction selection mode, and the video is recorded only at the time of payment, thereby minimizing the amount of information stored. This makes it convenient for playback and retrieval in the event of a crime, etc., and also aims to reduce recording costs.

Each automatic transaction device 10θ that is configured and operates as described above.
A system for group management and replenishment of cash is shown in FIG. Each automatic transaction device is connected to the center CPU 94 online, but for example, three automatic transaction devices 00a, 100b, 10θC (machine A
If ID body B1 body C) is installed, these three bodies are connected as a group via the group management control unit 110. When a user executes a transaction and communicates online, at least the group management control unit 110 receives the payment type, number of coins, deposited denomination, number of coins, number of withdrawal reso-ends, and denomination from each automated transaction device. be done. A banknote remaining amount monitor 111 is connected to the group management control unit 110, and among the contents stored in the memory of the group management control unit 110, each banknote P of 1,000 yen and 10,000 yen is
The remaining balance of ... is extremely small and it is at a level where withdrawals are not possible.
"end" level, "needs replenishment" level where there is little remaining amount but it is better to replenish it soon, "replenishment required" level where the remaining amount is low, "replenishment possible" level where there is room for cash ti to be given to other automatic transaction devices 100, and The "full" level, where the remaining amount is the grand prize and no deposit is possible, is indicated by lighting up or going out of the run f112.... In addition, "full"
Regarding the level, if the lighting is flickering, there is still some margin at the "near full" level "v continuous lighting - c
It is controlled to "full" level tossle. -! At the bottom of the monitor 111, there is a display section 11 that displays characters to indicate which ticket type should be replenished from which aircraft to which aircraft.
3 is provided. At this time, when it is flickering, it is better to replenish it, but it is still possible to trade with each machine, and when it is lit continuously, it is controlled to indicate that a specific machine can no longer be traded. On the other hand, the method for detecting the amount of cash remaining in the banknote storage section 17, 18 that stores the banknotes for withdrawal as described above is shown in F (FIGS. 13 and 14). The figure shows the structure of each banknote storage section (safe) 17, 18, and Fig. 13 is a side cross section,
FIG. 14 shows a state in which FIG. 13 is viewed from below. Inside the banknote storage portions 17 and 18, banknotes (P...
・) There is a back-up plate 114 for pressing the sample to the ejecting part. This is supported by two shafts 116 by bearings 115, and the pressing force is generated by a nokune 118 connected to a belt 117. be. 120 is the extraction mechanism 2
A take-out roller having a part of its circumference wrapped with rubber leads the banknotes (P) one by one to the conveyance paths 221 and 22j. - In the case of being accommodated in a bank, the conveyance path 22z.

Banknotes (P) fed from above 22f are pushed into the banknote storage chambers 77 and -18 by an eccentric push roller 121. Still back up board 1 no 4
A light shielding plate 122 is attached to one body, and the optical sensor 72 is blocked by this and outputs a "dark" signal.
,? Five a to 123e were produced, and 12.
9 a is "end" level, 72.9 b Har + mountain charge" V hell, 123C is "replenishable" level, 12.
Wod is the "near full" level, and 123e is the "full" level. Each signal of these levels is sent to the group management control section 110 via the main control section 90. The group management control unit 110 sends the signals of each level to the bill remaining land monitor 111 to display the level lamp for each aircraft, and also performs logical operations on each level to determine if there is an aircraft that requires replenishment, and on the other hand, the level of the replenishment town. If the aircraft is that one, a display such as "1000 yen bill from aircraft A to aircraft B" will be displayed at the same time, as in the example shown in FIG. The group management control unit 110 has a memory for storing each of the above information, and its conceptual configuration is as shown in FIG. 15. 4-) Memory addresses are defined by rows and columns,
The columns list each aircraft, and the rows contain information regarding the cash balance of each aircraft. Lines 10 to 12 are the amount of cash initially set in the machine minus the amount of cash deposited or withdrawn each time a transaction is executed, and show a logical cash structure. The meaning of "logical" here means that when the bill ejecting mechanism 24 takes out 91 bills from the bill storage section 17, 18 at a time, it is determined that payment to the user is not possible due to phenomena such as skiing or double-bill taking 9. This is because if a rejection occurs during a transaction, the amount of cash in the banknote storage section 17, 18 will be smaller than the previous subtraction value because the bank has a function to reject this. Rows 13 to 22 are the safe remaining amount levels derived from the sensors 12.9a to 123e of the banknote storage section 17. This is to output supplementary information to.

Next, lines 23-24 are banknote storage units 17 and 18 during withdrawal transactions.
This is the number of times that the inspection unit 20 determines that payment is not possible when taking out 11 coins at a time. By using this, supplementary information can be output in the following manner as another application example, in contrast to the information in lines 13 to 22 in which supplementary information was output in the previous explanation.

That is, after first memorizing the number of denominations set in the safe, that is, the 10,000 yen bill storage section 18 and the 1,000 yen bill storage section, each time a transaction is executed, in the case of deposit, the receiving section 20 stores the deposited cash.
Check for dirt, etc., add the amount and number of coins that are determined to be payable, and in the case of withdrawal, subtract the amount paid by the user and the number of coins and store them in rows 10 to 12. ? Subtract the value multiplied by 1l - 2 (this is because there are many double-takes in the case of rejection), use this value as the Osmanthus value remaining amount, and separate "end" and "near end".
, "Refillable",.

It compares it with the thresholds of "near full" and "full" and outputs the remaining capacity level, thereby outputting replenishment information. Furthermore, line 25 is the "storage amount", and for example, when you take out 100 thousand yen bills (P...) from machine A and put them into machine B, if they are rejected for some reason, they are stored in the thousand yen bill storage section 17 of machine B. If this is not possible, enter only the amount using the operation keys and assume that the cash is kept by the staff.
This is to remember this.

The above is a mechanism for outputting replenishment information by knowing the amount of cash remaining in the safe of the automated teller machine 0θ, that is, in the banknote storage sections 17 and 18, which are group-managed.

Next, the flow of operations for the clerk to replenish cash based on this replenishment information will be explained. The person in charge is each aircraft A.

The IC memory card 01 %E corresponding to B and C is held, and this IC memory card C is given a signal that limits the transaction of the machine to "senju". Flowchart '4-
It is shown in FIG.

In other words, in the flowchart of FIG. 16, if the replenishment key 125 is not turned on during either deposit or withdrawal, the transaction will proceed in the normal transaction mode. This replenishment key is shown in Fig. 12, and when the operator inserts the A126 into the aircraft and turns it, the lever 127 presses the switch 128 and outputs a signal.
The structure is such that it cannot be output in anything other than s. When the clerk determines on the banknote balance monitor 111 that machine A should be replenished from machine B, he first specifies withdrawal using the keyboard to execute a withdrawal transaction on machine A. here lung 12
When the replenishment key 125 is turned on via 6, the flow switches to the replenishment flow. When card C is inserted, the group management control unit 110
The machine A displays on the CRT 71 the denomination and number of bills that can be lent to other machines.When the attendant keys in the amount, control is performed so that a banknote P of one denomination corresponding to this amount is released. Wholesale. Release the IC memory card C and release money m
After issuing the printed slip (statement slip) 56 and discharging the paper #P, communication is again made with the group management control section 110, and the banknote storage section (safe) 17. Send information regarding the cash released from No.8.

Next, take the replenished banknotes (P...) and designate a deposit with machine B, turn on the replenishment key 125 again with 4126, the replenishment mode will change to Kawa 91, insert passbook E in the same way as a normal deposit transaction, and When (P...) is inserted, the amount inserted, including the denomination and number of coins, is printed on the passbook E and released. In this way, the automatic transaction device 100
The payment and acceptance mechanism for cash stored in ..., that is, banknotes (P...) is the same, and the accepted banknotes (P.
... is configured so that it can be circulated for payment, and replenishment of payment banknotes (P...) can be carried out without stopping normal transaction functions. P
) to the machine, it is necessary to first switch the machine to the ``discontinued'' state, set the banknotes (P...), and then change the machine to ``in use'' again. However, there is no need for that and it is just like a normal transaction.
This provides an extremely simple replenishment system in which banknotes (P...) can be replenished without any operations, and records can be output to the return slip 56 or passbook E.

〔Effect of the invention〕

As explained above, the present invention provides an automated transaction system having a central processing unit and a plurality of automated transaction devices connected online to the central processing unit, in which the plurality of automated transaction devices are divided into a plurality of groups and each A storage means is provided for each group to receive and store predetermined information of each automatic transaction device in the details, and this storage means stores the amount of cash stored in each automatic transaction device in the bullet. The configuration is such that it is stored. Therefore, for example, it is possible to grasp the amount of cash remaining at each branch, and it is possible to easily manage the replenishment of cash in the automated teller machine managed by each branch, the transfer of cash between machine failures, etc. For example, it is possible to minimize idle funds within a business office.

[Brief explanation of the drawing]

The drawings show an embodiment of the present invention, and FIG. 1 is a perspective view showing an installed state of an automatic transaction device, FIG. 2 is a schematic configuration diagram of a deposit/withdrawal unit incorporated in the automatic transaction device, and FIG. figure(
Figure 3 (a) is an explanatory diagram showing the flow of banknotes during a deposit operation, Figure 3 (b) is an explanatory diagram showing the flow of banknotes during a withdrawal operation, and Figure 3 (c) is an explanatory diagram showing the flow of banknotes during a withdrawal operation. 4 is a schematic configuration diagram of the card/passbook unit, FIG. 5 is a perspective view of the card/passbook entrance/exit section, and FIG. 6 is a diagram showing the flow of banknotes.
The figure is a perspective view of the IC memory cart 9, which is a transaction medium.
The diagrams are the same (a diagram showing the conceptual configuration of an IC memory card,
Fig. 8 is a schematic diagram of the display/input crab unit, Fig. 9 is a schematic diagram of the transparent key gate, Fig. 10 is an explanatory diagram showing the display state of a CRT, and Fig. 11 is a diagram of the present invention. A block diagram showing the configuration, FIG. 12 is an explanatory diagram showing the group management state of the automated teller machine, FIG. 13 is a schematic diagram of the configuration near the cash storage section,
FIG. 14 is a bottom view of the cash storage unit, FIG. 15 is an explanatory diagram showing the conceptual structure of information storage, and FIG. 16 is a flowchart showing the operation of the automatic transaction device. P...Cash, 94...Central processing unit, 100 (10
0a = 100c) - automatic transaction device, 11no...
Banknote residue monitor, ZIO...Group management control unit. Figure 1 Figure 2 Figure 3 116 Figure 15

Claims (3)

[Claims] (1) In an automated trading system that has a central processing unit and multiple automated transaction devices connected online to the central processing unit, the automated transaction devices are divided into multiple groups, and each group is A storage means is provided for receiving and storing predetermined information of each automatic transaction device, and this storage means stores the b4° of cash stored in each automatic transaction device in the group. Automated trading system. (2) Note 1. 2. The automatic transaction system according to claim 1, wherein the milliliter of cash to be transferred is at least an amount that requires replenishment within each automatic transaction device. (3) The automatic transaction system according to claim 1, wherein the automatic transaction device is a cash circulation type automatic transaction device that can use deposited cash as cash for withdrawals.