JPS5911147B2 - automatic transaction device - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to an automatic transaction apparatus such as an automatic cash dispensing apparatus or an automatic deposit apparatus, and particularly relates to an automatic transaction apparatus including a means for processing banknotes left behind by a user.

In order to automate transaction operations and save labor, many financial institutions such as banks are operating automatic transaction devices such as those mentioned above. Problems such as people leaving after forgetting to take back the banknotes that were returned to them after checking the authenticity became a problem.
Conventionally, countermeasures have been devised, such as issuing an alarm when such forgetting to take out a banknote is detected, or loading the banknote into the device if the banknote is not removed after a certain period of time. However, the former alerts not only the person who forgot to collect the banknote but also those around them, and if the device is installed outdoors and the person does not notice the alarm, the banknote can be taken away by an unauthorized third party. There is a danger. Furthermore, in the latter case, even if the user returns after realizing that he or she has forgotten to take out the banknotes, the banknotes may already have been taken into the device by that time and cannot be retrieved without calling a staff member. The present invention has been made to solve such problems, and includes a bill detection sensor provided at an outlet for taking out bills to be handed over to a user, and a circuit that determines the presence or absence of a bill based on an output signal from the bill detection sensor. a means for storing transaction information when a signal indicating that a banknote is present is outputted from the circuit after a first predetermined period of time has elapsed after the completion of the transaction processing operation; a means for comparing the stored transaction information with the personal identification information entered before a second predetermined period of time has elapsed since the banknote was taken in; The device is equipped with a feeding means for feeding banknotes taken into the device to a takeout port when the device is in a state of interest, and the banknotes left behind can be retrieved within a certain period of time without the help of an attendant.

The present invention will be explained in detail below with reference to the drawings.

FIG. 1 shows the configuration of a banknote take-out section in an embodiment of the present invention, in which 1 is a banknote take-out port, 2 is an optical sensor provided at the banknote take-out port 1, and 3 is the optical sensor 2. 4 is a running path for paid bills or returned bills; 5 is a bill feeding section for the outlet 1; 6 is a take-in/feeding section; T is a switching guide for switching the running direction of bills; 8. a temporary storage section for temporarily storing the imported banknotes; 9 a storage for storing the loaded banknotes; 10;
11 is a solenoid that operates the switching guide 7 as shown by the broken line in the figure, and 11 is a driving source for the intake and feeding section 6. FIG. 2 is a block diagram showing a control section of an embodiment of the present invention.

The output of the optical sensor 2 is supplied to a banknote presence/absence determination circuit 12 that determines the presence or absence of banknotes.

The transaction processing main control circuit 13 sends a start signal to the first timer 14 when a transaction processing operation such as cash payment or deposit is completed. This causes the first timer 14 to start and produce its output after a predetermined first period of time has elapsed.
At this time, if the banknote existence determination circuit 12 outputs a signal indicating that banknotes are present, the AND gate 15 opens, and the transaction processing main control circuit 1
3, a banknote forgetting signal is supplied. As a result, the transaction processing main control circuit 13 first stores the transaction information at that time in the storage device 16, sends out a reverse feed to the banknote feeding section 5, sends an energizing signal to the solenoid 10, and then outputs an energizing signal to the solenoid 10. 6
A take-in command is issued to the drive source 11 to operate the drive source 11 in the take-in direction. As a result, the banknotes at the outlet 1 are absorbed into the device, and the switching guide 10 moves to the position indicated by the broken line in FIG. It is stored in section 8. In addition, the transaction processing main control circuit 13 outputs a start signal to the second timer 17 at the same time as the bill is taken in, and furthermore, the operation instruction display section 18 displays a message for users who have forgotten to take the bill in accordance with the operation guidance text for general users. Display the operation guide text. The operation section 19 operated by the user himself/herself is provided with an operation button 20 for instructing the user to forget to take out banknotes. When this operation button 20 is pressed within a second fixed period of time preset by the second timer 17, this press signal is supplied from the prohibition gate 22 to the transaction processing control circuit 13. The transaction processing control circuit 13 then displays on the display unit 18 a prompt to input a personal identification number for personal identification. The user uses the numeric keypad 21 of the operation unit 19 to input the password. The input password is compared in the transaction processing control circuit 13 with the corresponding information of the transaction information stored in the storage device 16. As a result, when the two have a specific relationship, a return command is issued to the taking in and feeding section 6, and a normal feeding command is issued to the banknote feeding section 5, so that the banknotes in the temporary storage section 8 are returned to the takeout port 1. . On the other hand, if it is found as a result of the comparison that there is no specific relationship, no action is taken.
If the operation button 20 is not pressed within the second fixed period of time, the transaction processing main control circuit 13 issues a retaking command to the retrieving and feeding section 6 to send the banknotes from the temporary storage section 8 to the storage 9. Let it fall inside. In this way, in the automatic transaction device having the above configuration, if a banknote remains at the ejection port even after the first certain period of time has elapsed, it is assumed that the banknote has been forgotten, and the banknote is immediately taken into the device, and the banknote is removed within the second certain period of time. When the user instructs the user to forget to take out the banknotes, and it is confirmed that the user is the one who forgot to take out the banknotes, the banknotes are returned to the ejecting slot, and the banknotes are returned to the ejection slot for the second specified period of time. Once this period has passed, it is no longer possible for the user to retrieve the banknotes by their own operations.

In the above embodiment, the user's operation unit 19 is provided with a means for instructing the user to leave the banknotes behind, and the identity verification operation is started based on this instruction, but the identity verification operation is performed to return the forgotten banknotes. Tightening is not limited to this.

For example, when a personal identification number is entered while the magnetic card is not inserted into the card slot, this may be regarded as an instruction to return forgotten banknotes, and the user may directly proceed to the identity verification process. As described above, according to the present invention, it is possible to prevent forgotten banknotes from being taken away by an unauthorized third party, and also to provide assistance to a user who notices that he or she has forgotten to take out banknotes within a certain period of time. This has the effect of allowing banknotes to be returned without any intervention.

[Brief explanation of the drawing]

FIG. 1 is a diagram showing a banknote takeout section according to an embodiment of the present invention, and FIG. 2 is a block diagram showing a control section according to an embodiment of the present invention. DESCRIPTION OF SYMBOLS 1... Take-out port, 2... Optical sensor, 6... Taking-in and feeding part, 7... Switching guide, 8... Temporary storage part,
9... Storage, 12... Bill presence/absence determination circuit, 13.
...Transaction processing main control circuit, 14...First timer, 16
. . . Storage device, 17 . . . Second timer, 19 . . . Operation unit.

Claims (1)

[Claims] 1. A banknote detection sensor provided at a takeout port for banknotes to be handed over to a user, a circuit that determines the presence or absence of a banknote based on an output signal from the banknote detection sensor, and a first
means for storing transaction information at that time when a signal indicating that banknotes are present is outputted from the circuit after a certain period of time has elapsed; means for comparing the stored transaction information with the personal identification information inputted before a second predetermined period of time has elapsed since the information was imported, and when the comparison results in a specific relationship between the two, An automatic transaction device comprising a feeding means for sending banknotes to a takeout port.