JPH1159023A - Magnetic bankbook - Google Patents

Abstract

PROBLEM TO BE SOLVED: To make a visual confirmation readily on the impression of a seal in a magnetic bankbook upon checking the bankbook by having a magnetic recording part formed by adhering a magnetic film coating the synthetic resin base material film on the bankbook main body. SOLUTION: The magnetic recording part 2 is provided at a part of the exterior sheet 1b surface of a cover part 1 being an exterior surface of the bankbook A, and in the bankbook main body A, printing layers 5 such as a name of the bank, a branch name of the dealer bank, an account number, a name of the bankbook possessor, or an exterior pattern, color or the like needed in the bankbook are printed on the entire surface or appropriate position of an exterior sheet 1b surface of the cover part 1. The magnetic recording part 2 is provided with a magnetic recording layer 2b formed by coating with magnetic material containing magnetic powder in a resin binder made of synthetic resin and a solvent on the surface of a synthetic resin sheet tape-like base material 2. In addition, on the surface thereof, a transparent or opaque synthetic resin protection layer 2c is laminated on the surface for preventing damage or oxidation, and for its concealment.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

[0001] The present invention relates to a magnetic passbook used between a financial institution and a customer.

[0002]

2. Description of the Related Art A magnetic recording section is provided on the cover of a conventional magnetic passbook, and a stamp for collation is stamped on a return page of the passbook so that it can be directly confirmed with the naked eye. Dedicated sticker is attached.

[0003] As described above, in the conventional magnetic passbook, although there is a difference in the security level of forgery prevention, any of them can be directly seen with the eyes.
Therefore, although there is an advantage that anyone can easily confirm it at the time of verification, on the other hand, there is a risk that the face photo and data may be falsified and the passbook may be illegally used, and forgery, falsification, falsification etc. There is a disadvantage that it is easy to use. And although the degree of difficulty of forgery varies depending on each method,
There is a disadvantage that the specification of the part that is easily forged is easily visible because the specifications of the part that is easily forged are directly visible, and it is difficult to check the forged part.

[0004] However, these imprints made by imprinting a seal have the advantage that anyone can easily confirm them at the time of collation, but on the other hand, there is a risk that the imprint is falsified and the passbook is illegally used. .

[0005]

SUMMARY OF THE INVENTION According to the present invention, an imprint of a seal of a magnetic passbook can be easily visually confirmed when collating the passbook, and the imprint cannot be falsified to prevent unauthorized use of the passbook. It is an object of the present invention to provide a magnetic passbook in which imprints are stored as electronic image data.

[0006]

SUMMARY OF THE INVENTION According to the present invention, in a magnetic passbook having a magnetic recording section in the passbook body, electronic image data of a seal imprint are written together with predetermined passbook recording data on a magnetic recording layer of the magnetic recording section. It is a magnetic passbook characterized by having.

The present invention also provides the magnetic passbook according to the above invention, wherein the magnetic recording section is formed by attaching a magnetic film in which a magnetic recording layer is coated on a synthetic resin base film to a passbook body. It is.

Further, the present invention is the magnetic passbook according to the above invention, wherein the magnetic recording section is formed by coating a magnetic recording layer on a synthetic resin flattening layer formed in advance on the passbook body. .

Further, the present invention is the magnetic passbook according to the above invention, wherein the magnetic recording section is provided on a partial area of the outer surface of the cover section of the passbook body.

[0010] The present invention is also the magnetic passbook according to the above invention, wherein the magnetic recording section is provided on the entire outer surface of the cover section of the passbook body.

The present invention also provides the magnetic passbook of the above invention, wherein a concealable protective layer is laminated on the entire surface of the cover portion of the passbook body including the magnetic recording portion or the magnetic recording portion. It is.

[0012]

In the magnetic passbook of the present invention, electronic image data of the seal imprint is written together with predetermined passbook identification data and information recording data in a magnetic recording section provided in the passbook.
Normally, it is impossible to visually check the seal image. The electronic image data of the seal stamp written in the magnetic recording unit is read as a seal image signal by a reader / writer for magnetic recording reading, and the read seal image signal is read. Can be output and displayed as a visible image on a display screen such as a CRT or LCD screen, and can be easily visually confirmed when collating a passbook. Since the imprint is stored in the magnetic recording unit of the passbook, It cannot be tampered with and can prevent unauthorized use of the passbook.

In the magnetic passbook of the present invention, since the magnetic recording portion provided on the cover portion is concealed by the concealable protective layer, it cannot be determined at a glance that the magnetic recording portion is provided. By providing the magnetic recording portion on the entire surface of the portion, the cover portion does not have unevenness due to the thickness of the magnetic recording portion,
At first glance, there's nothing wrong with it, so you don't even notice that the data is written here.

For example, if the magnetic image data of the seal to be written on the magnetic recording layer is encrypted and written using a specific encryption function or the like, if it is noticed, the presence of the magnetic recording unit is noticed and the data is forged or falsified. Even if it is done, it cannot be handled by the protocol of the dedicated magnetic reading device and it can be reliably determined whether it is true or false, and forgery due to replacement of the passbook's seal can be completely prevented, and the adverse effect of forgery Does not occur.

[0015]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS The magnetic passbook of the present invention will be described in detail below according to embodiments. FIG. 1A is a sectional side view showing a structure of a passbook according to an embodiment of the present invention. A passbook main body A is provided with a magnetic recording section 2, and the magnetic recording section 2 has a predetermined magnetic recording section. The seal image data is written together with the passbook identification data and the information recording data.

The installation position of the magnetic recording unit 2 with respect to the passbook main body A may be in any area, and is not particularly limited. However, an area where reading and writing can be easily performed by a reader / writer for reading magnetic recording is used. Is suitably provided.

The structure of the passbook main body A may be any of a conventionally known passbook structure or a novel passbook structure as long as it can be read or written by a reader / writer for reading magnetic recording. Is not done.

For example, as shown in FIG. 1, a sheet-like cover portion 1 and a sheet-like book pattern portion 3 are bound by a binding portion 4 using a binding method such as sewing thread binding, wire binding, or adhesive glue binding. It is attached.

The cover section 1 of the passbook main body A is composed of, for example, an inner sheet 1a and an outer sheet 1b which are laminated and adhered with an adhesive, and the body section 3 is, for example, one or two sheets, or And a plurality of (for example, about seven) page sheets 3a, 3a,...
The main body 3 is superimposed on the inner sheet 1a side, folded in two, and a binding part 4 is provided along the fold.

As shown in FIG. 1, the magnetic recording unit 2 includes, for example, an outer sheet 1b of a cover unit 1, which is an outer surface of the passbook body A.
The passbook body A is provided on a part of the surface, and the passbook body A includes letters, numbers and symbols necessary for the passbook (for example, bank name, bank branch name, account number, passbook owner name, etc.), or the passbook body. Is printed on the entire surface of the cover sheet 1, such as the surface of the outer sheet 1b, or on an appropriate position.

The magnetic recording section 2 is formed by coating a magnetic recording material containing a magnetic powder in a resin binder made of a synthetic resin and a solvent on the surface of a thin tape-shaped base film 2a made of a synthetic resin. Provided with a magnetic recording layer 2b. If necessary, a protective layer 2c made of a transparent or opaque synthetic resin is laminated on the surface of the magnetic recording layer 2b by coating or laminating to prevent damage, oxidation prevention and concealment of the magnetic recording layer 2b. ing.

[0022]

DESCRIPTION OF THE PREFERRED EMBODIMENTS Specific embodiments of the passbook of the present invention will be described below.

<Embodiment 1> The passbook main body A is a two-fold type similar to that described in the above embodiment (see FIG. 1A), and the print layer 5 is formed on the outer surface of the main body A. Printed paper (mainly paper) was used.

As shown in FIG. 1A, the passbook body A
Of the outer cover sheet 1 on one side of the cover section 1 with the binding section 4 interposed therebetween.
b, the magnetic recording part 2 is attached to the base film 2a.
Were laminated and adhered with an adhesive to produce a magnetic passbook.

The magnetic recording section 2 is a magnetic recording material containing a magnetic powder in a resin binder made of a synthetic resin and a solvent on the surface of a thin tape-shaped base film 2a (such as polyethylene terephthalate) made of a synthetic resin. And a protective layer 2c made of a transparent synthetic resin by coating on the surface of the magnetic recording layer 2b to prevent damage and oxidation of the magnetic recording layer 2b.
(Polyethylene terephthalate or the like) was laminated on a magnetic film for magnetic recording.

A predetermined passbook identification data and information recording data are written on the magnetic recording layer 2b of the magnetic recording section 2 of the magnetic passbook by a reader / writer for reading magnetic recording, and at the same time, a predetermined seal is stamped. An electronic image signal obtained by reading the imprint of the obtained seal on the sheet with an image scanner is input to a reader / writer for reading magnetic recording, and is written on the magnetic recording layer 2b of the magnetic recording unit 2,
A magnetic passbook of the present invention was produced.

Thereafter, an image signal of the shadow of the seal is read together with the passbook identification data and the information recording data written in the magnetic recording section 2 of the magnetic passbook of the present invention by a reader / writer for reading magnetic recording, and the reader / writer is output. It was output and displayed as a visible image on the CRT screen of a personal computer connected to the unit.

<Embodiment 2> As the magnetic recording section 2 in Embodiment 1 described above, damage prevention and oxidation prevention and the magnetic recording layer 2 were used.
b) The magnetic passbook of the present invention was prepared in the same manner as in Example 1 except that a layer of an opaque synthetic resin protective layer 2c was used to conceal the color of the magnetic recording material main body. Was prepared. The opaque protective layer 2c was made of a synthetic resin paint having a concealing property. As the color tone of the paint, the same color as or similar to the color of the outer surface of the outer sheet 1b of the passbook body A was selected and used.

<Embodiment 3> As the passbook main body A, one made of paper (mainly paper) in which the print layer 5 is not printed and displayed on the outer surface of the main body A is used. A magnetic recording layer 2b formed by coating a magnetic recording material containing a magnetic powder in a resin binder made of a synthetic resin and a solvent on the surface of a thin tape-shaped base film 2a (such as polyethylene terephthalate) made of a synthetic resin. A magnetic film for magnetic recording provided with a magnetic recording layer 2b is provided on the entire outer surface of the cover 1 of the passbook body A including the surface of the magnetic recording layer 2b. Example 2 is the same as Example 1 except that a protective layer 2c (eg, polyethylene terephthalate) made of an opaque opaque synthetic resin is coated in order to conceal the color of the magnetic recording material main body 2b. And the like, to produce a magnetic passbook of the present invention. As the opaque synthetic resin for forming the protective layer 2c, a paint or printing ink having a white color or a suitable color was used, and the print layer 5 was appropriately printed on the protective layer 2c.

<Embodiment 4> The passbook main body A is a two-fold type similar to that described in the above embodiment (see FIG. 1B), and the print layer 5 is formed on the outer surface of the main body A. Paper-made ones (mainly paper) that are not printed are used.

As shown in FIG. 1B, the passbook body A
The magnetic recording unit 2 was attached to the entire surface of the outer sheet 1b of the cover part 1 with an adhesive by laminating the base film 2a.

The magnetic recording section 2 includes a magnetic recording material containing a magnetic powder in a resin binder made of a synthetic resin and a solvent on the surface of a thin tape-shaped base film 2a (such as polyethylene terephthalate) made of a synthetic resin. A magnetic recording layer 2b formed by coating a material, and on the surface of the magnetic recording layer 2b, to prevent damage and oxidation of the magnetic recording layer 2b and to hide the color of the magnetic recording material body of the magnetic recording layer 2b, The one having a white opaque protective layer 2c made of synthetic resin laminated by coating was used. And the protective layer 2
On the c-plane, a magnetic passbook was prepared by printing and displaying the print layer 5 required for the passbook.

At the same time as writing predetermined passbook identification data and information recording data on a magnetic recording layer 2b of the magnetic recording section 2 of the magnetic passbook thus manufactured by a reader / writer for reading magnetic recording, a predetermined seal is stamped. An electronic image signal obtained by reading the imprint of the obtained seal on the sheet with an image scanner is input to a reader / writer for reading magnetic recording, and is written on the magnetic recording layer 2b of the magnetic recording unit 2,
A magnetic passbook of the present invention was produced.

Thereafter, the image signal of the shadow of the seal is read together with the passbook identification data and the information recording data written in the magnetic recording section 2 of the magnetic passbook of the present invention by a reader / writer for reading magnetic recording, and the reader / writer output is performed. It was output and displayed as a visible image on the CRT screen of a personal computer connected to the unit.

<Example 5> The procedure of Example 3 was repeated, except that the protective layer 2c in Example 4 was laminated using a white printing ink by a printing method such as an offset printing method or a gravure printing method. Thus, the magnetic passbook of the present invention was produced.

<Embodiment 6> The passbook main body A is a two-fold type similar to that described in the above embodiment (see FIG. 1B), and the printed layer 5 is formed on the outer surface of the main body A. A synthetic resin (such as polyethylene terephthalate) is preliminarily laminated or coated on the entire surface of the outer sheet 1b of the cover portion 1 of the passbook main body A using an adhesive made of paper (mainly paper) which is not printed and displayed. A flattened layer (corresponding to the base film 2a) was formed by using this method.

As shown in FIG. 1B, a magnetic recording layer formed by coating a magnetic recording material containing a magnetic powder in a resin binder made of a synthetic resin and a solvent on the surface of the flattening layer. 2b and the surface of the magnetic recording layer 2b,
In order to prevent damage and oxidation of the magnetic recording layer 2b and conceal the color of the magnetic recording material main body of the magnetic recording layer 2b, a white opaque synthetic resin protective layer 2c (such as polyethylene terephthalate) is laminated by coating. The magnetic recording unit 2 was formed on the entire outer surface of the cover 1 of the passbook body A. Then, on the surface of the protective layer 2c, a printed layer 5 required for a passbook was printed and displayed to produce a magnetic passbook.

At the same time as writing predetermined passbook identification data and information recording data on the magnetic recording layer 2b of the magnetic recording section 2 of the magnetic passbook thus prepared by a reader / writer for reading magnetic recording, a predetermined seal is stamped. An electronic image signal obtained by reading the imprint of the obtained seal on the sheet with an image scanner is input to a reader / writer for reading magnetic recording, and is written on the magnetic recording layer 2b of the magnetic recording unit 2,
A magnetic passbook of the present invention was produced.

Thereafter, the image signal of the shadow of the seal is read together with the passbook identification data and the information recording data written in the magnetic recording section 2 of the magnetic passbook of the present invention by a reader / writer for reading magnetic recording, and the reader / writer output is performed. It was output and displayed as a visible image on the CRT screen of a personal computer connected to the unit.

[0040]

According to the magnetic passbook of the present invention, since the seal imprint of the seal required for the magnetic passbook is stored as electronic image data in the magnetic recording unit, the seal imprint of the seal cannot normally be visually confirmed. When confirming the authenticity of the stamp or the seal required for collation with the passbook owner, it can be easily confirmed in a visible state by a reader / writer for reading magnetic recording, and the seal is stored as electronic image data. Is not easily tampered with, so it is effective in preventing tampering of the passbook and preventing unauthorized use,
Also, by providing a concealing protective layer on the magnetic recording portion provided on the outer surface of the magnetic passbook, the original colored portion of the magnetic recording material on the outer surface of the cover portion is concealed, the design-applicable area is widened, and the appearance is improved. This has the effect of improving the design.

[Brief description of the drawings]

FIG. 1A is a sectional side view for explaining an embodiment of a magnetic passbook of the present invention, and FIG. 1B is a sectional side view for explaining another embodiment of the magnetic passbook of the present invention.

[Explanation of symbols]

A: Bankbook main body 1: Cover part 1a: Inner sheet 1b: Outer sheet 2
... magnetic recording part 2a ... base film 2b ... magnetic recording layer 2c ... protective layer 3 ... body part 3a ... page sheet 4 ... binding part 5 ... printing layer

Claims (6)

[Claims] 1. A magnetic passbook having a magnetic recording unit in a passbook body, wherein electronic image data of a seal imprint is written together with predetermined passbook recording data on a magnetic recording layer of the magnetic recording unit. passbook. 2. The magnetic passbook according to claim 1, wherein the magnetic recording section is formed by attaching a magnetic film having a magnetic recording layer coated on a base film made of a synthetic resin to a passbook body. 3. The magnetic passbook according to claim 1, wherein the magnetic recording section is formed by coating a magnetic recording layer on a synthetic resin flattening layer formed on the passbook body in advance. 4. The passbook body according to claim 1, wherein said magnetic recording section is provided on a partial area of an outer surface of a cover section of the passbook body.
Magnetic passbook as described. 5. The magnetic passbook according to claim 1, wherein the magnetic recording section is provided on the entire outer surface of the cover section of the passbook main body. 6. The magnetic passbook according to claim 1, wherein a concealable protective layer is laminated on the entire surface of the cover portion of the passbook body including the magnetic recording portion or the magnetic recording portion.