JPH1139445A - Multi-application ic card, ic card reader/writer, and application built-in device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To obtain an IC card capable of being used in plural systems such as electronic currency and credit in common by one sheets of IC card and to provide the processor therefor. SOLUTION: An external contact 45 to be connected to an external device is exposed on one side of the longitudinal direction and also plural print areas 47 where the name, etc., of a service company that supplies an application is printed is provided on the surface of an IC card. The areas 47 can be arranged at the central position that adjoins the contact 45 in one line and also in many lines to be a matrix shape. Plural applications can be stored inside the card and the information of a printing position through X and Y coordinates is stored corresponding to the applications, the printing area can be coated with a printing-rewritable coating or stuch with a printed seal.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an apparatus for processing a multi-application IC card and an external IC card, and more particularly, to an apparatus which can be commonly used for various electronic currency systems, various credit card systems, and the like. The present invention relates to a multi-application IC card, an IC card read / write device, and an application embedded device.

[0002]

2. Description of the Related Art In recent years, various electronic currency systems using IC cards and various credit card systems using IC cards have been proposed. The IC card used in these systems is provided with a microprocessor having a communication function therein, a processing program, the balance of the electronic currency, and a predetermined value given by the use of the card. It is provided with a memory such as an EEPROM for storing possible points. And IC cards used for electronic currency are banks,
Through an electronic currency system configured to be able to arbitrarily connect a terminal provided in a store, a private residence, or the like via a communication line, or by using a dedicated terminal, another IC can be used.
Electronic currency can be exchanged with the card. Further, the IC card used for credit receives the validity of the card from a credit company via a terminal provided in a store or the like, and stores the above-mentioned points after processing such as product purchase.

[0003]

The various electronic currency systems and the various credit card systems proposed above each use an IC card unique to the system. An IC card compatible with an electronic currency system and a credit card system has not yet been known. For this reason, a general user who subscribes to various electronic currency systems and various credit card systems must have an IC card corresponding to each subscribing system, and when he or she uses it, he or she definitely tries to use it. It is necessary to use a correct IC card for a certain system, and management of the card is troublesome.

An object of the present invention is to provide a multi-application IC card which can be used in common for the various electronic currency systems and credit card systems described above, and a read / write device and application for the IC card. It is to provide an embedded device.

[0005]

SUMMARY OF THE INVENTION According to the present invention, there is provided a multi-application IC card capable of storing a plurality of rewritable applications, a printing area in which an application provider name can be printed on an upper surface of the IC card. In addition, the present invention is also achieved by providing the print area with a surface whose surface is coated so that the print can be rewritten, or in which a printed seal can be attached.

Another object of the present invention is to provide a multi-application IC card reading / writing device for a multi-application IC card which can store a plurality of rewritable applications and has a print area on the top surface of which an application provider name can be printed. The application has an application instruction display pointing to the print area in the unit, based on this instruction display, to select an application, or
This is achieved by having an application selection switch indicating the print area, and causing the selection switch to select an application.

Further, the object is to provide an application embedding apparatus for a multi-application IC card which is capable of storing a plurality of rewritable applications and has a print area on the upper surface thereof for printing an application provider name. Sometimes
This is achieved by printing the name of the application provider in the print area and storing the position information of the print area in which the printing was performed in association with the stored application.

Another object of the present invention is to provide a multi-application IC card capable of storing a plurality of rewritable applications, wherein an external contact terminal is provided on one longitudinal side of the surface of the IC card and one long side of the IC card is provided. A card owner name column is provided along the longitudinal direction, a magnetic stripe is provided along the longitudinal direction on the front side or the back surface on the long side facing the card owner name column, and a back surface position of the card owner name column is provided. This is achieved by providing an application provider name field that indicates the application provider name.

Further, the object is to provide a multi-application IC card capable of storing a plurality of rewritable applications, wherein an external contact terminal is provided on one side in the longitudinal direction on the surface of the IC card, and a card is provided on the other end in the longitudinal direction. An issuer name field is provided. Further, a magnetic stripe on which information is magnetically recorded so as to sandwich the external contact terminal and the card issuer name field and a card owner field are provided along a longitudinal direction, and a back surface of the IC card is provided. In addition, a signature field is provided at the back side of the card issuer name field, a cautionary explanation field is provided at the back side of the magnetic stripe, and an application provider name field indicating the application provider name is provided at the back side of the card holder name field. This is achieved by:

It is another object of the present invention to provide a multi-application IC card capable of storing a plurality of rewritable applications, wherein an external contact terminal is provided on one side in the longitudinal direction on the surface of the IC card, and a card is provided on the other end in the longitudinal direction. An owner name field and a card note description field are provided. Further, a card owner name field is provided along one longitudinal side on one long side of the IC card, and both long sides of the IC card are provided on the back of the IC card. This is achieved by providing along the longitudinal direction a magnetic stripe and an application provider name field that indicates the application provider name on the side, and further providing a sign field between the magnetic stripe and the application provider name field. .

[0011] Further, the object is to form the name or identification number of the card owner in the card holder name column by embossing which is formed in a convex shape on the front side, and to enter the application in the application provider name column. This can be achieved by attaching a sticker printed with the name of the provider.

[0012]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Embodiments of a multi-application IC card according to the present invention will be described below in detail with reference to the drawings.

FIG. 1 shows a multi-application IC using a multi-application IC card according to the present invention.
FIG. 2 is a block diagram illustrating a configuration of a card system.
The configuration of the multi-application IC card system will be described with reference to FIG. In FIG. 1, reference numeral 1 denotes a card and application issuer system, 2 denotes a system for an individual or a very small-scale store operated by a private company (hereinafter, simply referred to as an end user system), and 3 denotes a system in a broad sense including wholesale and the like. A system at a store (hereinafter simply referred to as a distribution system), 4 is a financial system, 5 is a vending machine system, 6 is a public communication network, 10 is a multi-application IC card (hereinafter simply referred to as an IC card), 11 is Portable IC card reader, 12 is a portable IC card reader / writer, 13 is a personal computer, 14 is a PC
Card type IC card reader / writer, 15 is an IC card telephone, 16 is an IC card reader / writer, 17 is a credit card settlement terminal for IC cards, and 18 is a POS
Terminal, 19 is a store controller, 20 is a counter terminal,
21 is an automatic teller machine, 22 is an internal communication line, 23
Is a built-in IC card reader / writer, 24 is a vending machine, 25 is an electronic safe for storing electronic currency, 26 is an application embedded terminal, 30 is a card application,
31 is a terminal application, 32 is a server application management system that manages processes such as electronic currency, prepaid, credit, and issuance of various certificates, and 33 is an information control system. Note that the bold line in FIG. 1 indicates the movement of information.

The multi-application IC card system shown in FIG. 1 uses the Internet, public telephone network, ISD
N or a public communication network 6 such as a card and application issuer system 1, a system including a personal computer 13 as an end user system 2 and a PC type IC card reader / writer 14 or an IC card telephone device 15, a department store,
The distribution system 3 is a system of a store such as a supermarket, the financial system 4, the vending machine system 5, and the like are connected to each other. In the illustrated example, the representative system is shown as being configured by connecting each of the representative systems to the public communication network. However, in practice, a number of systems are connected to the public communication network 6 as necessary. Is done.

The card / application issuer system 1 includes an electronic currency issuing institution, a prepaid card issuing institution,
This is a management system by a credit company, an identification card management company, etc., and an IC card 10 to be issued, an IC card 10
And a terminal application 31 and a server application management system 32 which are stored in a terminal device or the like in which the IC card 10 is used.

The end user system 2 is mainly a personal user system, and can be constituted by, for example, a personal computer 13 and a PC card type IC card reader / writer 14, or an IC card telephone 15. In addition, the end user system 2 is simply an IC.
The card reader 11 or only the portable IC card reader / writer 12 may be used. The portable IC card reader / writer 12 can only execute various applications in the IC card, but can also exhibit the minimum functions. Further, the IC card reading device 11 can refer to information on a plurality of applications, for example, an electronic currency balance, a prepaid remaining frequency, a credit use history, and the like. Further, the personal computer 13 is provided with a PC card type card reader / writer 14 for reading an IC card, which is owned by an individual, and is configured to be connectable to the public communication network 6. In addition, the IC card telephone 15 has a processing function for the IC card 10 that can execute various applications in the IC card on a normal telephone.

The distribution system 3 includes a POS terminal 18 provided with an IC card reader / writer 16, an IC card credit card settlement terminal 17, an internal communication line 22, a store controller 19, an information control system 33 for managing the inside of a store, An electronic currency storage electronic safe 25 for storing electronic currency obtained by sales is provided. And
The information control system 33 transmits and receives necessary information to and from the server application management system 32 via the public communication network 6.

The financial system 4 includes a counter terminal 20 to which the IC card reader / writer 16 is connected, an automatic teller machine 21, an information control system 33 for managing the inside of a financial store,
It is constituted by an internal communication line 22 connecting these.
The contact terminal 20 is connected to the IC card reader / writer 1
6, and the automatic teller machine 21 has a similar IC card reader / writer.
A built-in writer can be used to deposit and withdraw electronic currency.

The vending machine system 5 comprises a vending machine 24 provided with a built-in IC card reader / writer 23.

In the above, the server application management system 32 in the card / application issuer system 1 communicates with the personal computer 13 and the IC card telephone device 15 of the end user system 2 via the public communication network 6.
The card system 30 is connected to the store system 3 and the financial system, and the IC card 10 is provided to an individual user with the card application 30 incorporated therein. Further, the application embedded terminal 26 provided in the distribution system 3 and the financial system 4 is used for writing a required application to an IC card possessed by the end user.

In the example of the system shown in FIG. 1, the end user system 2 and the vending machine system 5 are also connected to the public communication network 6, but they need not necessarily be connected to the communication network. For example, if the end user system 2 is a small store or the like, the customer's IC
The process of storing the electronic currency in the card in the IC card of the store may be made executable in the system. The same applies to the vending machine system 5.

FIG. 2 is a diagram for explaining a functional configuration in the IC card 10, and FIG. 3 is a diagram for explaining a display state of an application on the card surface. The IC card 10 will be described below. In FIG. 2, 40 is a CPU, 41 is RA
M and 42 are ROMs, 43 is an EEPROM, 44 is a communication control block, 45 is an external contact, and 46 is an internal bus.

As shown in FIG. 2A, the IC card 10 includes a CPU 40 for executing a program, a RAM 41 used as a work for executing the program, an operating system for controlling a card application,
A ROM 42 for storing card IDs and the like, an EEPROM 43 for storing a plurality of card applications distributed from the card / application issuer system 1 of various service providers and printing position information of a service company name on the card; , A communication control unit 44 for controlling the input and output of data to and from an external device, an internal bus 46 for interconnecting them and transferring data, and a card reader connected to the communication control unit 44 Or an external contact 45 for connection to an external device such as a card reader / writer. Although not shown, a power source for operating these components may be provided inside the IC card, or may be supplied from an external device via the contact 45.

As shown in FIG. 2B, the EEPROM 43 has a common data storage area, an area for storing a plurality of applications, and an IC card for printing an application provider name corresponding to this area and described with reference to FIG. And a position information storage area in the upper printing area. The position information for the plurality of print areas is stored in an EEPROM.
43, a management table or the like (not shown) is provided to manage whether the space is empty or in use. As shown in FIGS. 3 (a) and 3 (b), the surface of the IC card 10 On one side in the longitudinal direction, an external contact 45 for connection to the above-mentioned external device is exposed, and a plurality of printing areas 47 are provided on which the name of the service company that supplied the application is printed. ing. The plurality of printing areas 47 may be arranged in a line at a central position adjacent to the external contact 45 as shown in FIG. 3A, or as shown in FIG. Many may be arranged in a matrix. The print position information is
As shown in FIG. 3B, the printing start position is preferably determined in advance by the X coordinate and the Y coordinate, and when the application is stored, it is preferable that the application is sequentially used. . In addition, this printing area is provided with a coating that allows rewriting of printing, or by making it possible to attach a printed seal, so that printing can be performed with rewriting of applications. Can be rewritten. The printing of the name of the service company that provides this application will be described later in detail.

Next, a method of using the multi-application IC card system to which the present invention configured as described above is applied will be described.

First, a card / application issuer 1 provides a terminal application 31 incorporated in each business device to financial institutions such as banks, shops, vending machines, individuals, etc. participating in the system. Normal,
The embedding of the terminal application 31 is performed by the application embedding terminal 26. The application embedding terminal 26 is also used by banks, stores, and the like to embed applications in the end user's IC card 10, the portable IC card reading / writing device 12, and the like.

Also, an individual as an end user participating in the system possesses the distributed IC card 10 and incorporates a plurality of card applications required for electronic currency, credit, prepaid, identification, etc. therein. Thereby, a plurality of services can be used with one IC card 10. In addition, the IC card reading device 11 allows information related to a plurality of applications, for example, a balance of electronic currency, a usage history of credit,
It is possible to arbitrarily refer to the remaining frequency of the prepaid. At that time, when the IC card 10 is inserted into the IC card reader 11, the reference information on the application that is used most frequently can be automatically displayed.

Now, it is assumed that a card application 30 for electronic currency, credit, prepaid, and identification is stored in the user's IC card 10. It is also assumed that the personal computer 13 and the IC card telephone 15 incorporate a terminal application 31 corresponding to the card application stored in the IC card 10.

The user inserts the IC card 10 into the personal computer 13 having the PC type IC card reader / writer 14 or the IC card slot of the IC card telephone 15. If the electronic currency application is selected,
By connecting to the financial system 4 via the public communication network 6, the user can exchange the deposit of his own account held by the bank into electronic currency, withdraw it, and store it in his own IC card 10.

As described above, the electronic currency and its own I
The user stored in the C card 10 can shop at various stores and the like by a plurality of payment methods,
In addition, it is possible to receive various services. For example, a user who has stored electronic currency in his or her IC card 10 does shopping at a store and pays for the POS terminal 1 for payment.
It is assumed that the purchased product is brought into the counter 8. The operator, as in the case of a normal transaction, causes the POS terminal 18 to calculate the sum of the selling prices of the commodities by reading a barcode or the like, and bills the customer. When a customer pays with an IC card 10 containing an electronic currency instead of cash, the customer places the IC card on the POS terminal 1
8 is inserted into the IC card reader / writer 16 connected. As a result, the customer's IC card and the electronic safe 25 installed in the information control system 33 of the store are connected via the internal communication line 22, the receipt is output from the POS terminal, and the payment for shopping is processed. Ends. In this case, the electronic currency in the customer's IC card is reduced by the amount used for shopping.

When the user wishes to make a purchase by credit, the operator inserts the credit card into the IC card reader of the credit card settlement terminal 17 for an IC card. As a result, the IC card credit card settlement terminal 17
Is connected to the card / application issuer via the public communication network 6, and a credit card authentication procedure is performed based on the contents of the user's IC card 10. Also,
It is also possible to pay in a combination such as a combination of electronic currency and credit or a combination of credit and prepaid.

In the above description, it is assumed that the user is shopping at a store. However, the user can use the portable IC card reader / writer 12, personal computer 13, IC card telephone 15
, The user can connect to a mail order company or the like via the public communication network 6 to purchase a product. In this case, the payment method for the purchase of the specific product can be stored in the IC card telephone 15 in advance, and the payment method can be automatically selected at the time of payment. In addition, when information such as points for a cashback service is issued from a store at the time of product purchase, the information is stored in the IC card 10 of the customer.

When the use period of the provided card application 30 and terminal application 31 is limited, an IC card reader 11, a portable IC card reader / writer 12, and a PC type IC card reader / writer 14 are provided. Personal computer 13 and IC
The card telephone 15 can read the contents of the IC card 10 and display the expiration date.

FIG. 4 is a block diagram showing the functional configuration of the IC card reader 11, FIG. 5 is a view for explaining the outer shape and structure of the IC card reader 11, and FIG. FIG. 7 is a diagram for explaining a state in which display is performed by using an IC card reader 1.
FIG. 8 is a view for explaining another example of the structure of FIG. 1, and FIG. 8 is a view for explaining still another example of the structure of the IC card reader 11. Hereinafter, the IC card reader will be described with reference to these figures. . 4 to 8, reference numeral 50 denotes LS.
I and 51 are a CPU, 52 is a ROM, 53 is a RAM, 54
Is an IC card activation controller, 55 is an I / O port, 56
Is a display unit, 57 is a selection button, 58 is a power supply, 59 is a connector, 60 is an application instruction display, 61 is a selection switch, 62 is a main body, and 63 is an IC card insertion slot.

As described above, the IC card reader 11 can refer to information on a plurality of applications in the IC card 10, for example, electronic currency balance, prepaid remaining frequency, credit use history, and the like. However, the data in the IC card 10 cannot be rewritten. As shown in FIG. 4, the IC card reading device 11 includes an LSI 50 in which control functions of the entire device are integrated, and a display unit 5 such as a liquid crystal display.
6 and a selection button 57 for selecting an application
, Power supply 58, external contact 45 of IC card 10
And a connector 59 connected to the connector 59.

The LSI 50 controls the processing operation of the entire reading apparatus by executing a program.
A PU 51, a ROM 52 storing a common browser which is a program for extracting only information permitted to be read from a plurality of applications stored in the OS and the IC card 10, and an R as a work memory.
AM 53, an IC card activation control unit 54 for performing control to activate the inside of the IC card 10 to extract information, and an I / O port 55 for controlling input and output of information to and from the IC card 10. It is composed of

The main body 62 of the IC card reader 11
As shown in FIG. 5 (a), the outer shape has a display section 56 on the upper surface thereof, and external contacts 45 of the substantially business card size IC card 10 as shown in FIG. IC card slot 6 for inserting short sides
3 and has a small rectangular shape, and can also be configured as a key ring or the like. Also, as shown in the sectional view of FIG.
When the IC card 10 is inserted from the IC card insertion slot 63, the LSI 50 of the IC card 10
The board on which the connector 59 is arranged is housed so that the connector 5 and the connector 59 are electrically connected. As described later, the display unit 56 displays information in the application stored in the IC card 10 and an application instruction display 60 for instructing the application selected by the selection button 57.

Referring to FIG. 6, which illustrates a state in which an IC card is inserted into the IC card reader 11 and a display is performed, the IC card 10 is inserted into the IC card reader 11 as shown in FIG. When the IC card 1
A plurality of print areas 47 of the application provider name on 0
And the application instruction display in the display unit 56 are opposed to each other. In the application instruction display 60, the position to be visible is moved in the left-right direction by the two selection buttons 57 provided for shifting left and right, and indicates the print area 47 at the corresponding position. The user is made aware of the application provider name selected.

The example shown in FIG. 6A shows a state in which the company A that issues and manages the electronic currency has been selected. The position information of the application instruction display is transferred to the IC card 10 and The balance of the user's electronic currency in the IC card 10 is displayed on the display unit. Similarly, the example shown in FIG. 6C shows a state in which the credit company B is selected, and the point value given by purchasing a product from the company B is displayed on the display unit. I have.

FIG. 6B shows an internal cross section of the IC card reader 11 with the IC card inserted therein. As described with reference to FIG. And 10 external contacts 45.

In another example of the structure of the IC card reader 11 shown in FIG. 7, an application selection switch 61 which slides while pointing between a plurality of print areas 47 of the name of the application provider is set as shown in FIG. This is provided in the longitudinal direction of the display unit 56, thereby selecting an application and recognizing the name of the provider. Therefore, in this example, the selection button 57 and the application display instruction 60 on the display unit described with reference to FIGS. FIG.
As shown in (b), the internal structure is the same as that shown and described in FIGS.

Another example of the structure of the IC card reading device 11 shown in FIG. 8 is that the plurality of print areas 47 of the name of the application provider of the IC card 10 are arranged in the longitudinal direction on the card as shown in FIG. For the IC cards 10 arranged in FIG. The IC card reading device 11 shown in this example has a structure in which the entire IC card 10 is housed inside the device, as shown in FIGS. 8B and 8C. Are provided along the longitudinal direction of the IC card 10. The point that the application instruction display 60 is provided in the display unit 56 and the selection button 57 is provided is the same as the example described with reference to FIGS.

The characteristic point of the example shown in FIG. 8 is that a notch is provided in the apparatus main body 62 corresponding to the plurality of print areas 47 of the IC card 10 application providing company name, and an application name display window 64 is provided. It is a point. The user can confirm the selected application by the name of the application provider and the application instruction display 60 in the display unit 56, which can be seen in the display window 64.

Various examples of the IC card reader described with reference to FIGS.
Alternatively, the name of the application providing company printed on the IC card 10 is confirmed by the position of the application selection switch 61. However, the present invention provides a selection button and a company name that provides the application selected by the selection switch. May be displayed in the display unit 56.

In the above example, the application is selected by the selection button and the selection switch.
By storing the last used application inside the IC card reader,
Then, when the IC card reader is used,
Automatically select a stored application,
Information in the application may be displayed immediately.

FIG. 9 is a block diagram showing the configuration of an IC card reader / writer, FIG. 10 is a diagram for explaining the external structure of the portable IC card reader / writer 12, and FIG.
FIG. 11 is a diagram for explaining another example of the external structure of the portable IC card reader / writer 12. The configuration and structure of the IC card reader / writer will be described below with reference to these drawings. 9 to 11, reference numeral 71 denotes a flash ROM, 72 denotes a soft charger connection unit, 73 denotes an input unit, 74 denotes a modulation / demodulation unit, and 75 denotes a light emitting / receiving unit. Are identical.

The IC card reader / writer shown in FIG. 9 has a circuit configuration common to the portable IC card reader / writer 12 and the IC card reader / writers 16 and 14 described in FIG. Is determined by the application stored inside. And
As shown in FIG. 9, an IC card read / write device shown in FIG.
, A display unit 56 such as a liquid crystal display, a selection button for selecting an application, an input unit 73 using a number of keys for inputting a password, a price, etc., a power supply 58, a menu management table, and various applications. A flash ROM 71, a connector 59 connected to the external contact 45 of the IC card 10, and an interface with an external device, and a soft charger connection unit that receives an application necessary for the own device from the outside, an application stored in the IC card, and the like. 72 and this connecting portion 72
It is composed of a modulation / demodulation unit 74 and a light-emitting / light-receiving unit 75 for executing the same function as that of the above by optical transmission.

The LSI 50 may be basically the same as that used for the IC card reader described with reference to FIG. 4, and includes a CPU 51 for controlling the processing operation of the entire reader by executing a program, and a manager OS. A driver 52 for executing processes of a plurality of applications stored in the IC card 10, a ROM 52 storing an AP loader which is a program for reading the applications, and an RA as a work memory.
M53 and activation of the IC card 10 to activate the IC card 1
It comprises an IC card activation control unit 54 for performing control to enable processing of an application in the IC card 0, and an I / O port 55 for controlling input and output of information to and from the IC card 10.

The IC card reading / writing device described above allows an individual user to read and confirm information in various applications stored in the IC card 10 as in the case of the IC card reading device described above. When the information in the IC card can be transmitted / received by optical communication or the like with an external device such as a personal computer or a POS terminal, the payment processing by the electronic currency in the IC card, and the purchase of the product by credit Of receiving and storing the points in the IC card, the terminal application 3 from the card / application issuer system 1
1 and the card application 30. Also, for security of the information inside the card, use the numeric keypad, lock, unlock button to lock the internal information,
In addition, it can be canceled.

A portable IC having the above-described functional configuration
As shown in FIG. 10A, the card reading / writing device 12 has a power button, a menu switching button, an application selection button, a lock / unlock switching button, a balance display selection button, a history display selection button, and a clear button on a top surface thereof. An input unit 73 provided with an instruction button, an input button, and a numeric keypad is provided, and a display unit 56 is provided on an upper portion. The IC card 10 is inserted from an IC card insertion slot provided on the upper side surface, and is inserted so shallowly that the external contacts 45 of the IC card 10 are stored inside.

Application indication display 6 on display 56
0, and as shown in FIG.
The point that the external contact 45 of the C card 10 is brought into contact with the connector 59 inside the device is described with reference to FIGS.
This is the same as the case of the IC card reader described above.

Another example of the portable IC card read / write device 12 shown in FIG. 11 has a structure in which the entire IC card 10 is housed inside the device.
It is provided along the longitudinal direction of the IC card 10.
In this example, a notch is provided at a position corresponding to the plurality of print areas 47 of the IC card 10 application providing company name on the upper surface of the apparatus, and the application name display window 64 is provided.
Is provided and a plurality of print areas 4 of the application provider name are provided.
An application selection switch 61 is provided which slides while pointing between seven positions.

FIG. 12 is a block diagram showing another example of the configuration of the IC card read / write device, and FIG. 13 is a diagram for explaining the external structure of the IC card read / write device. Is the same as The examples shown in FIGS. 12 and 13 are examples in which the portable IC card reader / writer described above is provided with a function of processing two IC cards and can be used as an electronic wallet. It is.

The IC card read / write device of the example shown in FIG. 12 has exactly the same configuration as that of FIG. 9 except that two sets of connectors 59 for connecting the two IC cards 10 and the internal circuit are provided. ing. And Flash R
An application for processing an electronic wallet is stored as one of the applications stored in the OM 71.

As shown in FIG. 13 (a), the input unit 73 has an extra card selection button and a transfer button, and the display unit 56 has another appearance.
That information of one IC card can be displayed, an arrow or the like indicating the moving direction of the electronic currency can be displayed, and that another I / O port 55 'for another IC card is provided. And two ICs as shown in FIG.
It is different from that shown in FIG. 10 in that it has a structure in which the card 10 can be inserted, and the other structure is the same as that in FIG.

In the example shown in FIG. 13, one IC card 1
0 indicates that a part of the external contact 45 of the IC card 10 can be inserted into the device as in the case of the example of FIG.
Further, another IC card 10 is inserted so as to be completely housed inside the apparatus. Usually, the IC card 10 completely housed inside the device and the IC card reading / writing device as the electronic wallet in the illustrated example are used as those of a specific individual user.

In order to exchange electronic currency between individuals using such an electronic wallet, an IC card of a partner is inserted into the upper part of the apparatus, an application of an electronic currency issuing company is selected, and an electronic currency is issued. By selecting the direction in which the currency is to be moved by using the card select button and inputting the amount to be moved, and further operating the transfer button, the predetermined amount of electronic currency can be transferred from one IC card to the other IC card. it can. At this time, at least the holder of the IC card, which is the paying side, unlocks the IC card by inputting a personal identification number or the like and operating a lock / unlock button in advance to process the data in the IC card. Need to be enabled.

In the above description, the electronic currency is transferred between IC cards. However, according to the present invention, when the transfer of points given by the purchase of a product by credit between individuals is permitted, the IC of the credit company's points is used. You can also transfer between cards. Further, in the case of a small point such as a private store, it is also possible to use the IC card reading / writing device as the electronic wallet described above to receive the electronic currency from the customer and sell the product.

FIG. 14 is a block diagram showing the configuration of the application embedding terminal 26 shown in FIG. 1. FIG. 15 is a diagram for explaining the internal structure of the application embedding terminal 26. Hereinafter, referring to these figures, the application embedding terminal 26 will be described. The terminal 26 will be described. 14 and 15, reference numeral 80 denotes a main body unit, 81 denotes a modem connection unit, 82 denotes a driving unit, 83 denotes a printing unit, 84 denotes a display unit, 85 denotes operation keys, and other symbols are the same as those in FIG. It is.

The illustrated application embedded terminal 26
As shown in FIG. 14, an LSI 50 in which the control functions of the entire device are integrated into a circuit, and a display unit 84 such as a liquid crystal display on which operation keys 85 for selecting an application are displayed.
And a power source 58, a driving unit 82 for transporting the IC card to the printing position, a printing unit 83, a connector 59 connected to the external contact 45 of the IC card 10, and an interface with an external device. It comprises a modem connection unit 81 that receives applications and the like to be stored.

FIGS. 15A and 15B show the entire apparatus.
As shown in FIG. 7, the main body 80 is formed in a substantially box shape having an inclined portion formed on the front surface, and a display portion 84 on which operation keys 85 are displayed is provided on the inclined portion. The operation keys 85 are used to select an application to be installed, and to select installation or deletion.

[0062] The application embedded terminal 26
This is used when an individual user who is the owner of the C card subscribes to a new credit company or the like in his or her IC card and intends to store a card application corresponding thereto. Then, the user checks the state shown in FIG.
When the user inserts his or her own IC card into the apparatus from the IC card insertion slot (not shown) in the direction of the left arrow shown in the figure, the IC card is conveyed by the drive unit 82, and is placed at the position of the printing unit 83. The upper application print area 47 is located, and the external contact 45 is located so as to contact the connector 59.

In this state, by performing the processing described later, the application of the credit company desired by the user is stored in the IC card held by the user, and at the same time, the application printing area 47 on the front surface of the IC card.
Is printed with the company name. In the example shown in FIG. 15, applications of three companies are stored, and their names are
7 shows a state in which the credit of Company D is added to the IC card printed on 7 and the name of Company D is printed.

The above-described printing on the IC card may be printed directly on the surface of the card. However, printing is performed on a sticker or the like that can be attached, and the sticker is printed on a printing area on the surface of the card. You may make it stick.

When such a seal is used, for example, when a user subscribes and wants to withdraw from a credit company already registered in his or her own IC card, etc., through a communication line with the system of the credit company. With this processing, the storage area where the application is stored in the IC card can be used for storing other applications only by removing the seal after invalidating the corresponding application, and The corresponding print area is also pasted by attaching another print sticker.
It can be reused.

FIGS. 16 and 17 are flowcharts for explaining a process for storing a new application in the IC card. This will be described below.

(1) A user sets an IC card in his / her personal computer or an application-embedded terminal, accesses an application issuer system via a public communication network or the like, and purchases an application or subscribes for credit. (Step 16
1, 162).

(2) When the user is authorized to purchase the application or subscribe to the credit, the user transmits the user ID stored in his IC card to the application issuer system (step 16).
2).

(3) The application issuer system registers the transmitted user ID in the server and transmits to the user an application installation key used when the application is stored in the IC card (steps 164 and 165). ).

(4) The user device stores the transmitted application installation key in the IC card (step 166).

The processing up to this point can be performed by using any device having the function of the IC card read / write device described above and the function of connecting to the communication line. IC card telephone 15 already described, portable IC card reader / writer 12
Can be used in combination with PHS or the like. Then, the subsequent processing is performed by the application embedded terminal 2.
6 is preferably used, and in the following description, it is assumed that the terminal 26 is used.

(5) The user who has prepared the IC card storing the application installation key can use the terminal 26 such as a store where the application embedded terminal 26 is installed.
An IC card is inserted into the device (step 167).

(6) The user operates the user I by using the operation keys.
When D is input to instruct installation of a new application and an empty print area on the card is specified, the terminal
While performing the process of activating the inserted IC card,
The user ID in the IC card is detected, the ID is checked, and if the IDs do not match, the IC card is ejected and the processing is terminated (steps 168, 169).

(7) Next, the terminal checks the application installation key in the IC card, and checks the print area. Then, when the installation key is invalid, or when the terminal being used is not allowed to operate a system application such as credit included in the installation key (for example, when the terminal is installed in a specific store or the like). If the credit card cannot be used at the store and there is an empty print area, the IC card is ejected and the process is terminated (steps 170 and 17).
1).

(8) If the installation key is valid and the IC card has an empty print area, the terminal
Access the application issuer system of the credit company or electronic currency supplier included in the installation key to download the application, or take out the application prepared in advance in the memory of the own device and install it in the IC card. (Steps 172, 173).

(9) Next, information such as the name of the application installed and the printing position installed in the IC card is written, and the installation key in the IC card is invalidated.
Then, the print head is moved to a predetermined print position on the IC card to print the name of the service company, the IC card is ejected, and the process ends (steps 174 to 177).

The above-described processing has been described assuming that the user already has an IC card in which at least one application is installed, and that a new application is installed in the IC card. In this case, a contract with a certain card / application issuer may be made, and an IC card in which the application of the issuer is installed in advance may be provided.

Further, the contract with the credit and electronic currency use system which has already been subscribed is cancelled, and
If you want to delete the application stored in the card, use a device that can be connected to the system of the application issuer that has become useless, notify the issuer system of the cancellation, and issue the IC card reading from the issuer system. The application in the IC card may be invalidated via the writing device.

Next, a multi-application IC card according to still another embodiment of the present invention will be described.

FIG. 18 is a diagram showing the appearance of a multi-application IC card having a magnetic stripe, and FIG. 19 is another multi-application IC card having a magnetic stripe.
FIG. 20 is a diagram showing the appearance of a card, FIG. 20 is a diagram showing the appearance of a sticking device or a printing device, and FIG. 21 is a diagram illustrating a state where an IC card with a magnetic stripe is inserted into an IC card reader and displayed. FIG. 22 is a diagram for explaining a display method of the IC card reader. 18 to 22, reference numeral 200 denotes an IC card provided with a magnetic stripe, 201 denotes a magnetic stripe, 202 denotes an issuer name column, 203 denotes an owner name column, 204 denotes a caution explanation column, 205
Is a sign field, 206 is a service company name field, 210 is a pasting device, 211 is a base, 212 is a hinge, 213
Is a lid, 214 is a table, 215 is a slide surface, 21
6 is a recess, 217 is a fixed button, 250 is an IC card reader, and 251 and 252 are selection buttons.

FIGS. 18 and 19 show the front and back surfaces of two types of multi-application IC cards 200 each having the magnetic stripe 201 according to the embodiment of the present invention, respectively, as shown in FIGS. FIG. 18C shows a cross section of the card shown in FIG. 18, and FIG. 19C shows details of a print area portion of the card shown in FIG. The internal structure of these IC cards is the same as that of the above-described IC card without a magnetic stripe, and a description thereof will be omitted.

At present, the cards used in banks and the like are:
A magnetic tape is provided on one longitudinal side of the card, and various kinds of information are stored in the magnetic tape to verify a password or the like. Here, the magnetic tape storing various types of information is referred to as a magnetic stripe 201. A card provided with these magnetic stripes 201 has a magnetic stripe 201 which is distributed in Japan on the surface and a magnetic stripe which is distributed in Europe and the United States when the surface on which the name of the issuing company is printed is used as the surface. 2
01 is provided on the back surface. In addition, the card provided with the magnetic stripe 201 includes the name of the issuing company of the above-mentioned card, the name and member number of the embossed card that can be pressed on a purchase slip and the contents of which can be copied, and the name of the card owner. There are provided a signature column, a cautionary explanation column for card use, and the like.

The magnetic stripe 20 shown in FIGS.
Multi-application IC card 200 provided with
Is configured to enable the same usage as a card having the magnetic stripe 201 which is currently distributed.

The IC card 200 shown in FIG.
As shown in (a), an external contact 45 is provided on one side in the longitudinal direction on the surface. And in this embodiment, from the center in the longitudinal direction to the other side, for example,
An issuer company name column 202 of an IC card 200 in which a card name such as “multi card” is described is provided, and the magnetic stripe 201 and the IC card 200 are held so as to sandwich the external contact 45 and the issuer company name column 202. Person name field 2
03 is provided along the longitudinal direction.

On the other hand, as shown in FIG. 18B, on the back side of the IC card 200, a caution explanation column 204 on the back side of the magnetic stripe 201, a sign column 205 on the back side of the issuing company name column 202, A service company name column 206 having a plurality of print areas 47 on which the name of the service company that supplied the application is printed is provided on the back side of the owner name column 203. Further, no other function display is provided at the position on the back surface of the external contact 45 for maintaining the accuracy of the card.

As shown in FIG. 18 (c), in this embodiment, the entire service company column 206 provided on the back surface is formed in a concave shape, and a plurality of concave portions 208 are further formed in the concave portion 207. A print area 47 is provided. On the other hand, the owner name column 203 provided on the surface of the service company name column 208 includes a card holder name such as “Taro Yamada” and “0101” in the uneven portion accompanying the formation of the service company name column 206. 666 999999 "or the like is processed so as to emerge on the front side by embossing. In this embodiment, a print area sticker 47a on which a service company name is printed corresponding to a plurality of embossed print areas 47 is attached. FIG. 18C shows a state in which two print area stickers 47a of A company money and B company point are attached.

According to the embodiment of the present invention as described above, the owner name field 203 having been embossed is provided.
Can be used as a service company name column 206 by attaching a sticker to the back surface of the server. In addition, the concave shape facilitates the positioning when applying the seal, and also has the effect of preventing the peeling of the seal. It is also easy to replace the seal with the rewriting of the application. is there.

In the embodiment shown in FIG. 18, the print area stickers 47a printed by the service company are individually attached. However, the blank print area stickers 47a are attached to the IC card 200a in advance. After that, printing may be performed. In addition, one seal on which a plurality of print areas 47 are printed is placed in the recess 2 of the service company name column 206.
07, and then the service company name may be printed in each print area 47. In this case, the concave portions 208 of the plurality of print areas 47 need not be formed.
Furthermore, the rewritable coating process described in the above embodiment may be applied to the concave service company name column 206.

The IC card 200 shown in FIG.
As shown in (a), an external contact 45 is provided on one side in the longitudinal direction on the surface. In this embodiment, the owner name column 203 of the IC card 200 is provided along one longitudinal side (lower side of the drawing) along the longitudinal direction, and the IC card 200 is issued from the center in the longitudinal direction to the other side (upper right side of the drawing). A company name column 202 and a caution explanation column 204 are provided. The issuing company name column 202 of the IC card 200
And the caution explanation column 204 may be separated from each other by a frame or the like, or may be integrated, or may be extended to a blank portion in the upper left corner of the drawing.

On the other hand, as shown in FIG. 19 (b), on the back of the IC card 200, a service company name column 206 and a service company name
The magnetic stripe 201 is provided on the long side opposite to the reference numeral 06, and a signature field 205 is provided between the service company name field 206 and the magnetic stripe 201. Also in this embodiment,
No other function display is provided at the position on the back surface of the external contact 45.

Also in this embodiment, the section at the position of the owner name column 203 and the position of the service company name column 206 on the back side have the same structure as in FIG. The area seal 47a is printed so that the expiration date can be easily understood. This will be described with reference to FIG. That is, a thick frame 209 is provided around the printing area seal 47a by printing or the like, and this frame is divided into, for example, left and right, and one frame is set as a year area 209a and the other frame is set as a month area 209b. A specific color is set to indicate the expiration date in color. This makes it possible to reduce the number of characters and improve the visibility.

In particular, in the case of the IC card 200 having a plurality of applications of this kind, it is assumed that the expiration date differs depending on each application. Further, since the printing area seal 47a or the printing area 47 cannot be set large, the service company name It is necessary to reduce extra characters other than. In this sense, according to the embodiment of the present invention, the expiration date can be displayed in an easily understandable manner. In this embodiment, the thick frame 209 has been described as being used. However, the present invention is not limited to this. For example, a band may be provided at the top and bottom, or a print area seal such as the first half and the second half may be used. A similar effect can be obtained by providing a specific area in 47a and applying a color set corresponding to the corresponding date.

According to the IC card 200 provided with the magnetic stripe 201 shown in FIGS. 18 and 19 described above, when the magnetic stripe 201 is used alone, it corresponds to an area where the position of the magnetic stripe 201 is different. , FIG.
8, the IC card 200 shown in FIG. 19 must be selected.
In the system No. 00, a plurality of print areas 47 can be provided at the same position with respect to the external contact 45, so that the user can be less confused by the difference in the position of the magnetic stripe, and the print area can be reduced. Peripheral equipment for maintenance when printing the 47 or attaching the print area seal 47a can be shared.
That is, by providing a plurality of print areas 47 at the back surface of the owner name column 203 provided on the IC card 200, the front and back surfaces of the IC card 200 are effectively used to reduce the size of the card and the printed contents. Can be improved.

Next, the configuration of the simple type sticking device 210 for attaching the print area seal 47a to a predetermined position of the IC card 200 or the simple type printing apparatus for printing in the print area 47 will be described with reference to FIG. I do. Here, the attaching device 210 will be described as an example.

The seal sticking device 210 shown in FIG.
Is composed of a base 211 and a lid 213 that can be opened and closed by a hinge 212 provided at the rear end of the upper surface of the base 211. An IC card 200 provided on the upper surface of the base 211 so as to be movable in the left-right direction.
Is fixed to a predetermined position. The slide surface 215 of the table 214 has a plurality of recesses 216 corresponding to each print area 47 of the service company name column 206 of the IC card 200 fixed to the table 214.
And a table 2 provided on the base 211
A fixing button 217 is provided on the 14 slide surface 215. The fixing button 217 is provided so as to swing in the direction of the arrow so as to engage with one of the concave portions 216 to prevent the table 214 from moving left and right or to cancel the meshing and allow the table 214 to move left and right. Further, inside the lid 213, the lid I 213 is set at a predetermined position on the fixed table 214 with the lid 213 closed.
A seal mounting portion 218 for setting a print area seal 47a at a position facing one print area 47 of the C card 200.
Is provided. When used as a printing device,
A printing unit may be provided instead of the seal mounting unit 218.

By using the seal sticking device 210, a predetermined application IC card 200
After storing the IC card 200 in the table 214
, And the fixing button 217 is operated to move the table 214 so that the table 214 is fixed at the position of the target printing area 47, and the cover 213 in which the corresponding printing area seal 47 a is set to the seal mounting portion 218 is attached. By closing, the print area seal 47a is pressed against the print area 47 and the print area seal 47a is easily replaced with the print area 47 of the IC card 200.
Can be attached to At this time, the magnetic stripe 201 of the IC card 200 shown in FIGS.
Even if the layouts are different, since the layout position of the print area 47 is common, both the IC cards 200 can be created by the sticking device 210.

The above-described seal sticking device 210 is one embodiment, and the present invention is not limited to this. Further, as described above, the seal mounting section 218 may be replaced with a printing section to form a printing apparatus.

FIG. 21 illustrates a state in which an IC card with a magnetic stripe is inserted into the IC card reader shown in FIG.
Reference numeral 50 denotes the IC card reader 1 described with reference to FIG.
1 has a display portion 56 on its upper surface, and an IC card insertion slot 63 into which a short side of the IC card 200 where the external contact 45 is provided can be inserted into a side surface (not shown). It has a small rectangular shape provided with. This IC card reader 2
Reference numeral 50 indicates that information in the application stored in the IC card 200 can be displayed on the display unit 56 by being electrically connected to the external contact 45 of the IC card 200.

The illustrated IC card reading device 250
Is the IC card 20 having the magnetic stripe 201
0, the plurality of print areas 47 are displayed on the display unit 5.
6 cannot be placed adjacent to it. For this reason, as described in detail in FIG. 22, the display unit 56 can display “application type A”, “display item name B”, and “display item data content C”. ing. Here, the type A of the application is displayed on the left side of the display unit 56, and the display item name B and its data content C are displayed on the right and left in two rows. A selection button 251 for selecting the type A of the application and a selection button 252 for selecting the data content C of the display item indicating the display item name B and its data are provided adjacent to the display unit 56.

In the embodiment of the IC card reader shown in FIG. 21, a selection button 252 is provided so that a plurality of display item names B can be selected for an application type A.
However, if the function is limited to a single function of displaying one display item name B in one application, the selection button 252
Need not be provided.

Next, a display method of the display unit 56 will be described with reference to FIG. FIG. 22A is an explanatory diagram of display contents, and FIGS. 22B to 22D show another embodiment of a display method of the display unit 56.

As shown in FIG. 22A, the application type A corresponds to the various applications stored in the IC card 200 and corresponds to the service company name column 206.
Are displayed in such a manner as to coincide with each print area 47, for example, an electronic currency issuer name or a card issuer name. The display item name B is an item name that can be stored and displayed in the type A of each application, and includes, for example, an expiration date of each application, an inquiry destination (such as a telephone number), points associated with card use, and a maximum lending amount. , The balance of the electronic currency, the latest payment amount, the history, the date and place of the purchased ticket, and the like. The display item name B can be set for each application. The data content C of the display item indicates the data content of the display item name B,
For example, for the display item name B of “expiration date”, “19”
Numerical data and character data such as date data such as "December 31, 1999".

Since these display items are displayed, for example, as shown in FIG. 21, the display contents indicate that the balance of company A's money is $ 10,000. At this time, if the user wants to check the content of another application, the user presses the select button 251 and presses the IC card 200.
Are sequentially displayed, and a predetermined application is selected. Then, a selection button 252 is pressed to display a display item name B that can be displayed by the selected application and its display. By sequentially displaying the data contents C of the item, predetermined display contents can be confirmed.

The display method of the display unit 56 is not limited to the mode shown in FIG. 21, and the “application type A”, the “display item name B”, and the “display item data content C” may be displayed simultaneously or simultaneously. What is necessary is just to display on the display part 56 sequentially.

This application example will be described with reference to FIGS. In FIG. 22B, the display unit 56 is formed horizontally long, and the display contents A, B, and C are displayed in a horizontal line. FIG. 22C shows that the display portion 56 is formed vertically long and the display contents A, B, and C are displayed vertically.
FIG. 22D shows the display contents A,
B and C are sequentially displayed in a cycle. FIG.
(D) The example is valid for single function types.

[0106]

As described above, according to the present invention, it is possible to store applications corresponding to various electronic currency systems and credit card systems as needed. To provide a multi-application IC card that can be used in common with any system, and an application embedded device capable of storing a new application and simultaneously printing the name of the system on the card. Can be.

[Brief description of the drawings]

FIG. 1 is a block diagram showing a configuration of a multi-application IC card system using a multi-application IC card according to the present invention.

FIG. 2 is a diagram illustrating a functional configuration in an IC card.

FIG. 3 is a diagram illustrating a display state of an application on a card surface.

FIG. 4 is a block diagram illustrating a functional configuration of the IC card reader.

FIG. 5 is a diagram illustrating the outer shape and structure of the IC card reader.

FIG. 6 is a diagram illustrating a state in which an IC card is inserted into an IC card reader to perform display.

FIG. 7 is a diagram illustrating another example of the structure of the IC card reader.

FIG. 8 is a diagram illustrating still another example of the structure of the IC card reader.

FIG. 9 is a block diagram illustrating a configuration of an IC card reading / writing device.

FIG. 10 is a diagram illustrating an external structure of a portable IC card reading / writing device.

FIG. 11 is a diagram illustrating another example of the external structure of the portable IC card reader / writer.

FIG. 12 is a block diagram illustrating another configuration example of the IC card reading / writing device.

FIG. 13 is a diagram illustrating an external structure of an IC card reading / writing device.

FIG. 14 is a block diagram illustrating a configuration of an application embedded terminal.

FIG. 15 is a diagram illustrating the internal structure of an application-embedded terminal.

FIG. 16 is a flowchart illustrating a process of storing a new application in an IC card.

FIG. 17 is a flowchart illustrating a process of storing a new application in an IC card.

FIG. 18 is a diagram showing an appearance of a multi-application IC card provided with a magnetic stripe.

FIG. 19 is a diagram showing the appearance of another multi-application IC card provided with a magnetic stripe.

FIG. 20 is a diagram illustrating an appearance of a seal sticking device or a printing device.

FIG. 21 is a diagram illustrating a state in which an IC card with a magnetic stripe is inserted into an IC card reader and a display is performed.

FIG. 22 is a diagram illustrating a display method of the IC card reader.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Card and application issuer system 2 End user system 3 Distribution system 4 Financial system 5 Vending machine system 6 Public communication network 10 Multi-application IC card 11 Portable IC card reader 12 Portable IC card reader / writer 13 Personal computer 14 PC Card type IC card reader / writer 15 IC card telephone 16 IC card reader / writer 17 Credit card payment terminal for IC card 18 POS terminal 19 Store controller 20 Counter terminal 21 Automatic teller machine 22 Internal communication line 23 Built-in IC card reader / writer 24 Vending machine 25 Electronic safe for storing electronic currency 26 Application embedded terminal 30 Card application 31 Terminal application 32 Server Application management system 33 Information control system 40, 51 CPU 41, 53 RAM 42, 52 ROM 43 EEPROM 44 Communication control block 45 External contact 46 Internal bus 50 LSI 54 IC card activation control unit 55 I / O port 56, 84 Display unit 57 selection button 58 power supply 59 connector 60 application instruction display 61 selection switch 62, 80 main body section 63 IC card insertion slot 71 flash ROM 72 soft charger connection section 73 input section 74 modulation / demodulation section 75 light emitting / receiving section 81 modem connection section 82 drive section 83 Printing unit 85 Operation keys 200 IC card with magnetic stripe 201 Magnetic stripe 202 Issuer company name column 203 Owner name column 204 Cautionary explanation column 205 Signature column 206 Service company Column 210 applier 211 base portion 212 hinge 213 lid 214 table 215 slide surface 216 recess 217 fixed button 250 IC card reader 251 and 252 select button

 ──────────────────────────────────────────────────の Continuing on the front page (72) Inventor Yu Oki 6-26-2 Minamioi, Shinagawa-ku, Tokyo Inside the New Financial System Promotion Division, Hitachi, Ltd.

Claims (10)

[Claims] 1. A multi-application IC card capable of storing a plurality of rewritable applications, the multi-application IC card having a print area on an upper surface of the IC card for printing an application provider name. 2. The multi-application IC card according to claim 1, wherein a surface of the print area is coated so that the print can be rewritten. 3. The multi-application IC card according to claim 1, wherein a printed seal is attached to the print area. 4. A multi-application I which can store a plurality of rewritable applications and has a print area on the top surface of which an application provider name can be printed.
An IC card read / write device for a C card, wherein an application instruction display indicating the print area is provided in a display unit, and an application is selected based on the instruction display. 5. A multi-application I which can store a plurality of rewritable applications and has a print area on the top surface of which an application provider name can be printed.
An IC card reading / writing device for a C card, comprising an application selection switch for indicating the print area, wherein an application is selected by the selection switch. 6. A multi-application I which can store a plurality of rewritable applications and has a print area on the top surface of which an application provider name can be printed.
In an application embedding apparatus for a C card, when an application is stored, an application provider name is printed in the print area, and positional information of the printed print area is stored in association with the stored application. Application embedded device. 7. In a multi-application IC card capable of storing a plurality of rewritable applications, an external contact terminal is provided on one longitudinal side of the surface of the IC card, and a card holder is provided on one long side of the IC card. A name column is provided along the longitudinal direction, a magnetic stripe is provided along the longitudinal direction on the front side or the back surface on the long side opposite to the card holder name column, and application is provided at the back position of the card owner name column. A multi-application IC card having an application provider name field for writing a user name. 8. In a multi-application IC card capable of storing a plurality of rewritable applications, an external contact terminal is provided on one side in the longitudinal direction on the surface of the IC card, and a card issuer name field is provided on the other end in the longitudinal direction. Further, a magnetic stripe on which information is magnetically recorded so as to sandwich the external contact terminal and the card issuer name column and a card owner column are provided along the longitudinal direction, and the card is provided on the back surface of the IC card. A signature field is provided on the back side of the issuer name field, a caution description field is provided on the back side of the magnetic stripe, and an application provider name field for writing the application provider name is provided on the back side of the card owner name field. Multi-application IC card. 9. A multi-application IC card capable of storing a plurality of rewritable applications, wherein an external contact terminal is provided on one side in the longitudinal direction on the surface of the IC card, and a card owner name field is provided on the other end in the longitudinal direction. And a card note description column, and a card owner name column is provided along one longitudinal side on one long side of the IC card, and a magnetic stripe is provided on both long sides of the IC card on the back side of the IC card. And an application provider name field for writing the name of the application provider along the longitudinal direction, and a signature field between the magnetic stripe and the application provider name field. card. 10. The card holder name column is formed by embossing in which the name or identification number of the card holder is formed in a convex shape on the front side, and the application provider name column is the application provider name. 10. The multi-application IC card according to claim 7, wherein the printed application is affixed with a printed sticker.