JPH11154193A - Exchange processing system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To comparatively speedily execute series of work such as data entry from a floppy disk, the transmission of data and the reception of final host transmission notice, to speedily transmit exact exchange data without keeping a client waiting, to process them and to provide the report of the result. SOLUTION: Exchange data 1 prepared by the client are previously stored on a floppy disk 2 or the like and carried into a sales office. At the sales office, a format transforming part 3 is prepared for reading the contents on the floppy disk 2 and transforming these data to a regular format 4 to be used in a financial institute. The format transformed exchange data are transmitted through a transmission part 9 to the centralized center 20. Thus, when the data transformed to the regular format are generated and referred to for the client, any correction or certification processing at the centralized center 20 is unnecessitated. Besides, since the data on the floppy prepared by the client are transformed as they are, data entry errors can be prevented.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an exchange processing system for efficient processing in a case where a company brings in a payment request such as a salary to a branch of a financial institution.

[0002]

2. Description of the Related Art When a company pays a salary to an employee, it is common to pay the salary to a designated account of a financial institution. The company lists each employee's salary, its transfer destination, account number, etc. every month, and brings it to a financial institution to make a batch transfer request. At the branch of the financial institution, the exchange data is created using the data entry terminal based on the received list. A staff member of the sales office prepares exchange data using a computer terminal and checks it against the contents of a request form brought in from a company. Then, the completed exchange data is transmitted to the centralized center. The centralized center receives such exchange data from a number of sales outlets, verifies the contents, and transmits the data to the host computer. In response, the host computer executes a predetermined exchange process.

[0003]

However, the above-mentioned prior art has the following problems to be solved.
In a company, a payroll list for employees is created by a word processor or the like. However, at the financial institution, while the staff reads the content, the exchange data is created again in the regular format specified by the financial institution. Therefore, the data entry work and the work of confirming the contents put a heavy burden on the staff. In addition, if an input error occurs, a currency exchange accident occurs, which places a large load on subsequent processing, and also affects operational safety.

[0004]

The present invention employs the following structure to solve the above problems. <Configuration 1> A storage unit for storing exchange data created by a customer, a format conversion unit for converting the exchange data read from the storage unit into a regular format used by a financial institution, and exchange data in the converted format An exchange processing system comprising: an operation unit for displaying a correction input and displaying the conversion input; and a transmission unit for transmitting the exchange processing data in the converted format to the host computer.

<Structure 2> In the system described in Structure 1, a character reading processor for reading an image of a request form in which a file name of exchange processing data created by a customer is entered, and converting necessary information into character data. And a conversion processing start unit that starts the format conversion unit by designating the file name.

<Structure 3> In the system described in Structure 2, the character reading processing unit on the terminal side reads an image of currency exchange processing data in which necessary items are entered in a previously requested format and converts the image into character data. The transmitting unit transmits the character data to the centralized center, and the centralized center converts the received character data into a regular format used by the financial institution after completion of the correction and verification, and transmits the converted data to the host computer. The exchange processing system stored in the storage unit of the first embodiment, and the exchange processing data converted into the regular format used by the financial institution by the format conversion unit is transmitted to the host computer as it is via the centralized center.

[0007]

DESCRIPTION OF THE PREFERRED EMBODIMENTS Embodiments of the present invention will be described below using specific examples. <Specific Example> FIG. 1 is a schematic diagram of an exchange processing system according to the present invention. In this system, first, exchange data 1 created by a customer is stored in a floppy disk 2 and brought to a branch of a financial institution. In the present invention, a medium that stores the floppy disk 2 and other exchange data and can be set in a data entry terminal is collectively referred to as a storage unit. When this data is received by e-mail, the e-mail storage part of the terminal for data entry is used as the storage unit for the request form.

[0008] A customer brings a floppy disk, for example, and prepares a request form 11 for inputting data using the floppy disk. The contents of this request form will be described later. The scanner 7 reads the image of the request form 11 and recognizes the items entered in the request form 11. This recognition processing is performed by the OCR unit 8. The request form 11 contains the name of the customer, the file name of the exchange data stored on the floppy disk 2, and the like.

The data entry terminal includes an operation unit 5 and a display 6. The operation unit 5 includes a keyboard, a mouse, and the like, and a screen during operation is displayed on the display 6. When the customer name entered in the request form 11 is recognized, a format conversion program corresponding to the customer is selected. This is stored in a storage device (not shown) of the data entry terminal. The format conversion program is referred to as the format conversion unit 3.
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The format converter 3 reads the exchange data stored on the floppy disk 2 and converts the data into a formal format 4. The customer usually creates exchange data in which, for example, a transfer destination, an account number, and other necessary items are entered in a list format. Therefore, the format conversion unit 3 recognizes what data is written in which part, reads each data, and reads the data into the regular format 4 for the financial institution.
Create The exchange data thus obtained is displayed on the display 6 or printed out to confirm with the customer. Thereafter, the centralized center 2 is transmitted through the transmitting unit 9.
The exchange data is transmitted to “0”.

The centralized center 20 transfers the received exchange data to the host computer 30 as it is. This is because the exchange data has already been confirmed by the customer, so that processing such as correction is unnecessary. Thus, the host computer 30 executes the currency exchange processing as requested by the customer. If the formal format 4 is a standardized so-called all-silver format that is standardized among financial institutions, the host computer 30 can transmit the data to another bank and process it as it is.

The above is an outline of the present invention. Hereinafter, a specific system configuration and operation of the present invention will be sequentially described. FIG. 2 is a diagram illustrating the operation of the system according to the present invention. In the figure,
The sales office 10 is connected to a centralized center 20 via a communication network 40. This communication network 40 is, for example, an ISDN
(Integrated service digital communication network (integrated service
s digital network)). In addition, the centralized center 20
Is connected to the host computer 30 via a communication line (not shown).

The office 10 is provided with a data entry terminal, and operates the above-described keyboard (operation unit) 5 to perform data entry while displaying the operation screen on the display 6. A scanner 7 and a printer 13 for reading the request form 11 are connected to this terminal.
The centralized center 20 includes a facsimile server 22, a file server 23, a CRU (character recognition unit) 24, a CRU server 25, a printer 26, a correction workstation 27,
A verification workstation 28 and a communication control unit 29 are provided.

In this system, first, a request form 11 brought from a customer to a sales office 10 is set on the scanner 7, and the contents thereof are read. FIG. 3 illustrates an image of the request form. The request form 11 includes a client code, a file name of exchange data stored on a floppy disk, a client name, its reading, a transfer type,
The total number of exchange data, total amount, date for processing, etc. are entered. These are entered by handwriting or the like on a predetermined sheet by a customer who makes a transfer request to a sales office. This is read by the scanner 7 shown in FIG. 2 to perform character recognition (step S1).

The system shown in FIG. 2 is a system for originally reading the customer's transfer request form with the scanner 7, recognizing the exchange data, and automatically performing the data entry processing. In the present invention, such a system is used to enable data entry by a floppy disk. Here, the format conversion program described above is selected from the client name in the image of the request form shown in FIG. Also, in step S2 shown in FIG. 2, when the floppy disk 2 is mounted on the terminal,
The file name is recognized and read from the transfer request form 11, and the exchange data is loaded into the terminal. Then, the format converter 3 shown in FIG. 1 operates to convert the data into a regular format.

FIG. 4 is an explanatory diagram of a request form reading operation. In step S1 shown in the figure, an exchange service menu is first displayed on the display of the data entry terminal. Here, a processing category of data transmission by a floppy disk is selected. In the next step S2, the OCR
A window for starting reading is displayed. When the read button is clicked when the request form is set on the scanner, the image of the request form is read.

In the next step S3, the read result is displayed on the display. Here, the read image and the result of character recognition are displayed side by side. The clerk at the sales office compares the two and corrects any error in the character recognition result. Then, the user clicks the completion button in the request form correction window. Next, step S
Proceeding to step No. 4, a window for FD transmission is displayed. Here, a guidance such as “Please set the FD in which the exchange data is input to the FD drive” is displayed. Here, when the floppy disk 2 is set and the reading start button is clicked, the reading of the floppy disk is started.

FIG. 5 is a view for explaining the exchange data input operation. When the reading start button is clicked on the screen shown in step S4 in FIG. 4, the process proceeds to step S5 in FIG. 5, and a guidance that data is being read is displayed. After the data reading is completed, the process proceeds to step S6, and the program of the format conversion unit 3 shown in FIG. 1 starts operating. At this time,
First, the contents of the data are checked, and a preliminary judgment is made as to whether or not predetermined data is entered in a predetermined place.

If it is determined, for example, that there is a missing entry or a systematic error, the process proceeds to step S8, where the exchange data is corrected. The processing is performed by displaying a part of the data on the display 6 shown in FIG. 1 and modifying the contents together with the customer. If there is no error in the input data, the process directly proceeds to step S7, where the format conversion process is executed. If there is an error that cannot be corrected in the input data, the process proceeds to step S9, and the process is interrupted. When the conversion process is executed as described above, the transfer statement slip 14 is output using the printer 13 shown in FIG. 2 based on the obtained regular format.

FIG. 6 is a view for explaining the contents of the exchange data. The transfer statement slip 14 prints and displays all the contents of the exchange data. This includes the store number and date of the business office that received the transfer request, the serial number of the business office, the client, the client's account number, the receiver, the receiver's name and account number, the transfer amount, and the like. In the example of the figure, only one recipient is displayed. However, in the case of a salary transfer or the like, the payment details are printed out for all the recipients. By confirming this content by the requester, it can be confirmed that necessary exchange data has been correctly entered.

When this confirmation processing is completed, the transmission processing is executed from the entry terminal in the branch 10 in FIG.
The exchange data is transmitted to the centralized center 20. The exchange data is stored in the file server 23 of the centralized center shown in FIG.
Is temporarily stored in the database 23A. And
The data is transmitted to the host computer 30 in step S5 in FIG. 2 together with the other exchange data processed in the centralized center 20. That is, the centralized center 20 transfers the data transmitted from the branch 10 to the host computer 30 without any modification or verification.

On the other hand, at the sales office 10, the exchange data in the transfer request document read without using the floppy disk using the scanner 7 is transmitted to the centralized center 20 as it is, and temporarily stored in the database 23 A of the file server 23 through the FAX server 22. Is stored. And then
The content is corrected at the correction workstation 27, and the content is verified at the verification workstation.

The data transmitted directly from the business office 10 to the centralized center 20 using the facsimile is stored in the database 23A of the file server 23 as a facsimile image, and the character recognition processing is performed using the CRU 24. Then, the character recognition result is corrected by the correction workstation 27 and verified by the verification workstation 28.

In this manner, the exchange data stored in the database 23A of the file server 23 and subjected to all processing is transmitted to the host computer 30 under the control of the communication control unit 29.

When the data entry operation using the floppy disk is completed, the centralized center 20 transmits a host transmission result notification form to the sales office 10. This is printed out using the printer 13 of the sales office 10 (step S6).

FIG. 7 is an explanatory diagram of the host transmission result notification form 15. The notification form includes the store number of the branch office receiving the transfer request, the name of the client, the account number, the number of cases where the host transmission was completed normally, the number of errors, and the like. As a result, normal transmission end is confirmed.

FIG. 8 is an explanatory diagram of an operation screen during the conversion process to all silver format data. As shown in the figure, the contents of the Zengin format include the type of business, the date of the work, the name of the client, the client code, the account number, etc.
Banks and other information are required to be filled out in a prescribed form. The conversion process to such a format is executed at once from the floppy disk brought by the customer.
That is, the corresponding information is extracted one by one from the data created by the customer and rearranged in the order required by the all silver format. The extracted data is displayed in blanks in the figure. The clerk compares this with the original data, confirms that there is no error, and requests confirmation of the customer. Thus, the format conversion process can be reliably and promptly executed.

[0028]

According to the present invention, since a series of operations such as data entry and data transmission from a floppy disk and reception of a final host transmission notification slip can be executed relatively quickly, the customer Accurate exchange data can be promptly transmitted and processed without waiting, and a result report can be obtained.

Further, if the format converter performs the conversion processing to the Zengin format, the burden of correcting and verifying the exchange data at the centralized center can be reduced, and the host computer does not need to convert to the Zengin format. It is possible to improve the efficiency of the entire system. As a matter of course, a data recognition error can be prevented, and accurate and safe exchange data processing can be performed, as compared with a case where a staff member types up in a sales office or performs recognition processing using a character recognition device.

[Brief description of the drawings]

FIG. 1 is a schematic diagram of an exchange processing system according to the present invention.

FIG. 2 is an explanatory diagram of the operation of the system of the present invention.

FIG. 3 is an explanatory diagram of an image of a request form.

FIG. 4 is an explanatory diagram of a request form reading operation.

FIG. 5 is an explanatory diagram of an exchange data input operation.

FIG. 6 is a diagram illustrating the contents of exchange data.

FIG. 7 is an explanatory diagram of a host transmission result notification form.

FIG. 8 is an explanatory diagram of an operation screen during conversion processing to all silver format data.

[Explanation of symbols]

 1 Exchange data created by customer 2 Floppy disk 3 Format conversion unit 4 Regular format 5 Operation unit 6 Display 7 Scanner 8 OCR unit 9 Transmission unit 11 Request form 20 Centralized center 30 Host computer

Claims (3)

[Claims] 1. A storage unit for storing exchange data created by a customer, a format conversion unit for converting exchange data read from the storage unit into a regular format used by a financial institution, and an exchange in the converted format. An exchange processing system comprising: an operation unit that displays data and receives a correction input; and a transmission unit that transmits exchange processing data in a converted format to a host computer. 2. A system according to claim 1, wherein a character reading processing unit reads an image of a request form in which a file name of exchange processing data created by a customer is entered, and converts necessary information into character data. A conversion processing system comprising: a conversion processing starting unit that starts the format conversion unit by designating the file name. 3. The system according to claim 2, wherein the character reading processing section on the terminal side reads an image of the exchange processing data in which necessary items are entered in a required format, converts the image into character data, and transmits the character data. The transmitting unit transmits the character data to the centralized center. The centralized center converts the received character data into a regular format used by the financial institution after the completion of the correction and verification, and transmits the converted data to the host computer. An exchange processing system, wherein exchange processing data stored in a storage unit and converted into a regular format used by a financial institution by a format conversion unit is transmitted to the host computer as it is via the centralized center.