JPH1063754A - Deal history issuing system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To obtain a deal history information using a cash card issued by a financial institution in terminal equipment for financial institution. SOLUTION: A card information reading means 3 reads the contents of the cash card inserted into the terminal equipment 2 by the terminal operator 1 who is a customer, a deal history preparing means 4 reads the deal history information of that customer from a bulk storage 7 via the central processing unit 6 of the financial institution based on the information read by the card information reading means 3 to prepare a deal history document, and a deal history issuing means 5 issues the deal history document prepared by the deal history preparing means 4 to the terminal operator 1.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a transaction history issuing system, and more particularly to a transaction history issuing system in which a bookkeeping transaction at a financial institution is performed by operating a terminal device of the financial institution.

[0002]

2. Description of the Related Art Conventionally, in order for a customer to obtain past transaction history information, the customer brings a passbook issued by a financial institution to the financial institution, and uses a cash vending machine, an automatic deposit payment machine, or the like of the financial institution. Either record the transaction history information using a terminal device or window, or receive the transaction history mailed to the customer by the financial institution if the customer's bookkeeping action has not been performed for a certain period of time. Has been taken.

[0003] Such means of notifying the customer of the transaction history include a bookkeeping transaction, a system disclosed in JP-A-59-49662 entitled "Automatic Transaction Processing Apparatus", and Japanese Patent Publication No. Hei 3-9503. This is taken into consideration in a system disclosed in a gazette entitled "Transaction Processing Method of Automatic Transaction Processing Apparatus".

[0004] However, the systems disclosed in these documents are means for describing a passbook, and cannot acquire transaction history information unless a customer brings a passbook.

[0005]

The problem with the above-mentioned prior art is that the transaction history information cannot always be obtained even if the applicant wants to know the transaction history information at a financial institution. The reason is that you must carry a passbook issued by the financial institution.

[0006] The present invention has been made to solve such a problem, and an object of the present invention is to provide a transaction history issuing system capable of obtaining transaction history information using a cash card issued by a financial institution. And

[0007]

According to the transaction history issuing method of the present invention, in a terminal device of a financial institution, card information reading means for reading the contents of a cash card inserted into the terminal device by a terminal operator as a customer. 1)
A transaction history creating means for reading the customer's transaction history information from the large-capacity storage device via the central processing unit of the financial institution based on the information read by the card information reading means and creating a transaction history (FIG. 1-4) and a transaction history issuing means (5 in FIG. 1) for issuing the transaction history created by the transaction history creating means to the terminal operator.

[0008]

Next, the present invention will be described with reference to the drawings.

FIG. 1 is a block diagram showing a configuration of a transaction history issuing system according to one embodiment of the present invention. The transaction history issuance method according to the present embodiment is a system including a terminal operator 1 as a customer and a financial institution. The financial institution includes a central processing unit 6 and a large-capacity storage device 7, and a terminal of the financial institution. The device 2 includes an interactive input device. The cash card inserted into the terminal device 2 by the terminal operator 1 is read by the card information reading means 3, the transaction history creating means 4 creates a transaction history, and the transaction history issuing means. 5, a transaction history is issued to the terminal operator 1 via the terminal device 2.

In FIG. 1, the card information reading means 3, the transaction history creating means 4 and the transaction history issuing means 5 are shown outside the terminal device 2 for the sake of convenience. The operation is performed by a processor (not shown) of the terminal device 2 under program control.

Referring to FIG. 2, the processing of the card information reading means 3 includes a cash card description reading step S101, a personal identification number input step S102, an identity authentication inquiry step S103, an inquiry result receiving step S104, and an identity authentication. It comprises a judgment step S105 and a transaction history creation means activation step S106.

Referring to FIG. 3, the processing of the transaction history creating means 4 includes a data search instruction step S201, a search result receiving step S202, and a transaction history editing step S2.
03 and a transaction history issuing means activation step S204.

Referring to FIG. 4, the processing of transaction history issuing means 5 includes a transaction history issue step S301 and a cash card return step S302.

Next, the operation of the transaction history issuing system according to the present embodiment configured as described above will be described with reference to FIGS.

The terminal operator 1 has previously made a contract for opening an account and issuing a cash card with a financial institution. As a result, the terminal operator 1 obtains a passbook and a cash card of the financial institution and can use the financial institution.

The customer who brings the cash card to the terminal device 2 becomes the terminal operator 1. The terminal device 2 is provided with a display screen constituting an interactive input device, and the terminal operator 1 requests the terminal device 2 to issue a transaction history and inserts a cash card.

The card information reading means 3 reads the written contents such as the account number of the inserted cash card (step S101), and prompts the terminal operator 1 to input the personal identification number via the terminal device 2 to read it. An input is made (step S102), and a personal authentication inquiry is made to the central processing unit 6 of the financial institution (step S103).

The central processing unit 6 of the financial institution searches for data in the mass storage device 7, authenticates the identity of the user based on the personal identification number or the like, and returns the authentication result to the card information reading means 3. .

The card information reading means 3 receives the inquiry result from the central processing unit 6 (step S10).
4) It is determined whether or not the personal identification number input by the terminal operator 1 has been successfully authenticated (step S105). If the personal identification has not been successfully performed, the control returns to step S102 to prompt the user to re-enter the personal identification number. . Further, when the personal identification can be performed with the password input by the terminal operator 1, the card information reading means 3 activates the transaction history creating means 4 (Step S106).

The transaction history creating means 4 instructs the central processing unit 6 of the financial institution to search the data in the mass storage device 7 (step S201).

The central processing unit 6 of the financial institution performs a data search in the mass storage device 7 and, when this is completed, notifies the transaction information creating means 4 of the search result. In the mass storage device 7, history information of transactions that have occurred since the transaction recorded in the past, or in the transaction history mailed to the customer by the financial institution when the customer has not been registered for a certain period of time, The history information of the transactions that have occurred since the transaction is held, and this transaction history information is retrieved as a search result and notified to the transaction history creation means 4.

Upon receiving the search result from the central processing unit 6 (step S202), the transaction history creating means 4 edits the search result and creates a transaction history (step S20).
3), activating the transaction history issuing means 5 (step S20)
4).

The transaction history information issued as the transaction history is deleted from the mass storage device 7. Further, the transaction history issuing means 5 determines whether or not to store the transaction history information as the bookkeeping information to the terminal operator 1 via the terminal device 2, and based on the instruction of the terminal operator 1, determines whether the transaction history information is stored. A determination may be made whether to save or delete the information.

The transaction history issuing means 5 issues the transaction history created by the transaction history creating means 4 and the terminal operator 1 (step S301), and stores the cash card in the terminal device 2.
To the terminal operator 1 via. This completes a series of transaction history issuing transactions.

[0025]

As described above, according to the present invention, in a terminal device of a financial institution, card information reading means for reading the contents of a cash card inserted into a terminal device by a terminal operator serving as a customer; Transaction history creating means for reading the customer's transaction history information from the mass storage device via the central processing unit of the financial institution based on the information read by the reading means and creating a transaction history, and transaction history creating means By providing transaction history issuing means for issuing the created transaction history to the terminal operator, the terminal operator who is a customer does not need to bring a passbook issued by a financial institution, but only a cash card Since the transaction history information can be obtained by operating the apparatus, there is an effect that the convenience of the customer can be improved.

[Brief description of the drawings]

FIG. 1 is a block diagram showing a configuration of a transaction history issuing system according to an embodiment of the present invention.

FIG. 2 is a flowchart showing a process of card information reading means in FIG.

FIG. 3 is a flowchart showing a process of a transaction history creation unit in FIG. 1;

FIG. 4 is a flowchart showing a process of a transaction history issuing unit in FIG. 1;

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Terminal operator 2 Terminal device 3 Card information reading means 4 Transaction history creation means 5 Transaction history issuing means 6 Central processing unit 7 Large capacity storage device

Claims (2)

[Claims] 1. A terminal device of a financial institution, comprising: card information reading means for reading the contents of a cash card inserted into the terminal device by a terminal operator as a customer; and information read by the card information reading means. Transaction history creation means for reading the customer's transaction history information from the large-capacity storage device via the central processing unit of the financial institution and creating a transaction history, and a transaction history created by the transaction history creation means. A transaction history issuing means for issuing to the terminal operator. 2. The transaction history creating means, wherein the financial institution issues to the customer the transaction details after the last entry to the passbook issued by the financial institution or when the customer does not perform any bookkeeping action for a certain period of time. 2. The transaction history issuing method according to claim 1, wherein transaction details after the contents described in the transaction history are described in the transaction history.