JPH10261032A - Transaction device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To improve the satisfaction degree of customers and the operation efficiency of developers etc., and to surely protect magnetic stripe data, by making it possible to easily change the data format of magnetic stripe. SOLUTION: The device equipped with read/write process parts 52 and 53, which read and write magnetic stripe(MS) data, is equipped with a memory 58A wherein parameters determining the data format of the MS are set and a parameter setting process part 54 which performs a setting process for the parameters; and the parameter setting process part 54 is equipped with a function that changes the parameters set in the memory 58A and the read/write process parts 52 and 53 when performing a read/write process refers to the parameters set in the memory 58A and performs the read/write process according to the data format determined with the parameters.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an ATM (Autmatic Tellers Machine), which is installed in a store such as a bank or other financial institution, and performs transactions such as deposits and withdrawals based on customer operations.
It is used for an automatic transaction device such as a CD (Cash Dispencer) that performs a withdrawal transaction, or a bookkeeping machine. In particular, inside a passbook printer device for printing transaction information on a customer's transaction passbook, The present invention relates to a transaction apparatus for reading / writing magnetic stripe data on a magnetic stripe provided in the transaction passbook.

At present, there are various types of data formats of magnetic stripes provided in the transaction passbook. For each type of magnetic stripe, the maximum number of digits of data that can be written is fixed. However, diversification of customer needs causes a demand for an increase in the amount of data and a change in a write start position. However, such a demand cannot be easily satisfied.

[0003] How quickly the above-mentioned request can be dealt with affects the improvement of customer satisfaction. Further, the ability to freely set the data format of the magnetic stripe leads to a reduction in the number of maintenance steps for the developer. For this reason, there has been a demand for improvement in customer satisfaction and improvement in development work efficiency of developers.

[0004]

2. Description of the Related Art A conventional example will be described below with reference to the drawings.
2. Description of the Related Art Conventionally, in an automatic transaction device or a bookkeeping machine (or an automatic bookkeeping machine) that is installed in a store such as a financial institution such as a bank and performs transactions such as deposits and withdrawals based on customer operations, a customer's transaction passbook (hereinafter, referred to as a bankbook). A passbook printer device for printing transaction information on a "passbook" has been used. Hereinafter, an example of a passbook printer device for printing on the passbook will be described. In the following description, the magnetic stripe is referred to as “M
S ", magnetic stripe data is also referred to as" MS data ", and MS data format is also referred to as" MS format ".

§1: Description of the mechanical section of the passbook printer
... See FIG. 15 FIG. 15 is a cross-sectional view of a mechanical section of a conventional passbook printer. Hereinafter, the mechanism of the passbook printer will be described with reference to FIG.

(1): Overview of the whole mechanism section (mechanism section of a passbook printer provided in an automatic transaction apparatus) The passbook printer 1 has an insertion slot 2 for inserting a passbook.
And a passbook can be inserted from the insertion slot 2. A set sensor (not shown) is provided in the periphery of the insertion slot 2 so as to detect that the passbook inserted from the insertion slot 2 is set at a predetermined position.

[0007] A passbook transport path is provided following the insertion slot 2, and the transport path includes an upper pathway 3 (upper guide),
The lower pathway 4 (lower guide) is configured. Further, a plurality of rollers 5 attached to a plurality of shafts are provided along the upper pathway 3 and the lower pathway 4, and by driving the plurality of rollers 5 to rotate, the inserted passbook is transferred to the upper pathway. 3. The lower pathway 4 is conveyed while being held between rollers 5.

In this case, the plurality of shafts are rotationally driven by a motor 8 of a transport mechanism 7 via a belt or the like, and the rollers 5 attached to each shaft are rotationally driven by the rotational driving of the shafts. I have. Also,
Along the transport path, an MS processing mechanism 9, a transport mechanism 7 having a motor 8, gate mechanisms 10, 11, a page break mechanism 12,
Image sensor 13, printing mechanism 14, capture mechanism 15
Etc. are provided.

The page feed mechanism 12 is a mechanism for turning a page of a passbook. The image sensor 13 reads a page of a passbook as an image in order to detect a page or a print position of the passbook. The printing mechanism 14 prints transaction information and the like on a passbook. The MS processing mechanism 9 includes a magnetic reading mechanism and a magnetic writing mechanism, and reads information from an MS in a passbook and writes transaction information in the MS.

[0010] The capturing mechanism 15 is a mechanism for capturing a forgotten passbook of a customer who operates the automatic transaction apparatus. In the case where the forgotten bankbook is taken in, the transport path is switched by the gate mechanism 11 to take in the customer's forgotten bankbook. The gate mechanisms 10 and 11 switch the transport path.

(2): Outline of Operation Outline of operation of the passbook printer 1 is as follows.
The passbook inhaled from the insertion slot 2 is transported between the upper pathway 3 and the lower pathway 4 to the reading position of the image sensor 13 by the rollers 5 on the transport path.
Then, the number of pages is confirmed by reading the information of the passbook, and the passbook is further conveyed to the print position, stopped at the print position, and the print mechanism 14 prints the print data. Then, if there is still print data remaining after printing up to the last line of the printed page of the passbook, the transport path is switched by the gate mechanism 10 to transport the passbook to the page feed mechanism 12, and the passbook mechanism 12 prints the passbook. Change to the next page.

Thereafter, the passbook is discharged from the page break mechanism 12, and
The document is conveyed to the reading position of the image sensor 13, the number of pages is checked by reading the information of the passbook by the image sensor 13, and the passbook is further conveyed to the printing position, and the printing mechanism 1 is printed.
4 prints the remaining print data on the passbook. And
The passbook is transported to the position of the MS processing mechanism 9, and the MS processing mechanism 9 updates the magnetic stripe data of the MS in the passbook. Thereafter, the passbook is transported to the insertion slot 2 and discharged, and the passbook is returned to the customer. The magnetic stripe data includes information such as an account number and the number of pages and the number of lines on which the book has been recorded. However, there is a slight difference for each user.

§2: Description of MS format ... FIG.
FIG. 16 is an explanatory diagram of a conventional MS format. Less than,
The MS format will be described with reference to FIG. The passbook 17 handled by the passbook printer device 1 is provided with an MS (magnetic stripe) 18.
The processing mechanism 9 can write customer transaction information or read written transaction information. In this case, the MS 18 writes or reads transaction information according to a predetermined MS format.

FIG. 1 shows an example of the MS format.
The format shown in FIG. 6 was known. This M
In the S format example, a front dummy write area, an area for writing a start code (STX), a data area for writing MS data, an area for writing an end code (ETX), and a check code (BCC) are arranged in this order from the front side of the MS 18.
, And a later dummy write area.

The front dummy write area and the rear dummy write area are areas for enabling stable reading of data in the data area. The start code is a code indicating a start position of the data area, and the end code is a code indicating an end position of the data area. The check code is a check code for data in the entire data area. In the data area, data of a plurality of digits is usually written, but a check code may be provided for each digit.

The front dummy write area and the rear dummy write area are as follows. That is, the passbook data is recorded by a frequency modulation (FM) method, and in order to demodulate this data, it is necessary to sample with a sampling signal of a predetermined cycle. Unless synchronized with this sampling signal, normal demodulation cannot be performed.

Therefore, in order to synchronize with the sampling signal, a timing signal for recording in the STX and the data area is continuously recorded in the previous dummy write area. When reading the passbook MS, first, the preceding dummy write area is read, and the signal is synchronized with a sampling signal for demodulation. The subsequent signal is demodulated by the synchronized sampling signal, and among the demodulated data, STX is used.
Is detected, the signal read as data in the data area of the signal to be read thereafter is demodulated and recognized as data.

As described above, data is written in the previous dummy write area, but since this data is dummy data, the data itself has no meaning. That is, meaningful information is not recorded in the previous dummy write area, and dummy data having no meaning in the data itself is written.

§3: Description of other conventional examples Conventionally, when switching from an old passbook to a new passbook occurs, the recording density and recording data format of the MS (magnetic stripe) of the passbook are changed to new ones at the time of transition to the new system. There has been known a passbook automatic recording density rewriting device having a recording density and a function of automatically rewriting to a new recording data format (see Japanese Patent Application Laid-Open No. 1-309196).

In order to realize the above function in the automatic passbook recording density rewriting device, the host system includes a format check function for identifying whether or not the passbook is an old passbook by checking the format of the magnetic stripe read data received from the terminal system; The old passbook has a format exchange function of converting the format of the data updated by the transaction, storing the converted record data in an account file, and transmitting it to the terminal system.

Further, the terminal system has a recording density rewriting function for rewriting the passbook magnetic stripe at a recording density suitable for the format of the recording data received from the host system.

[0022]

The above-mentioned prior art has the following problems. (1): The data format when MS data is written on the MS is: the number of dummy before writing to the previous dummy write area, start code (STX), the maximum number of digits of MS data to be written to the data area, end code (ETX) , Check code, and the number of dummy data to be written in the subsequent dummy write area, but the data format is determined by the MS type and cannot be easily changed. The reason is as follows.

That is, the conventional MS format is supported by the firmware incorporated in the passbook printer, and includes the number of the previous dummy, the start code, and the MS.
They were all determined by the maximum number of digits of data, the end code, the check code, the number of trailing dummy, the digit unit check method, and the parameters of the writing start position. Therefore, to change the MS data format, the firmware had to be changed.

However, the firmware cannot be changed at the SE (system engineer) level. Changes can be made at the developer level. For this reason, it takes a long time from when a data format change request is issued by a user to when a firmware satisfying the request is provided to the user because the user goes through the route of user → SE → developer → SE → user. Not only was it not easy to change. As a result, it has been a major obstacle to improve customer satisfaction. In addition, the work efficiency of the developer was poor because the work of the developer increased.

(2): As described above, the data format when MS data is written on the MS cannot be easily changed. That is, the conventional device does not support the change of the data format by the parameter. The information embedded in the program is S
Since it cannot be changed at the E level, it must be corrected by the developer, and the only way to apply a patch (correction) is to do so. In this case, "cannot be easily changed" means that it can be changed only at the developer level, so that it takes time and effort.

(3): In the automatic passbook recording density rewriting device (see Japanese Patent Application Laid-Open No. 1-309196), the recording density of the magnetic stripe can be changed, but the data format of the magnetic stripe is changed, that is, If the MS type is changed, it cannot be handled. In this passbook automatic recording density rewriting device, depending on the MS type, the M
The firmware does not operate unless the firmware is dedicated to the S type, and fine adjustment cannot be performed at the SE level when a slight specification change is made (for example, a change such as increasing the maximum number of digits to be written).

[0027] The present invention solves the above-mentioned conventional problems and enables the data format of the magnetic stripe to be easily changed, thereby improving customer satisfaction and improving the work efficiency of SEs and developers. It is another object of the present invention to prevent a data format setting error and to reliably protect magnetic stripe data.

[0028]

FIG. 1 is a diagram for explaining the principle of the present invention. FIG. 1A is a block diagram of the apparatus, FIG. 1B is an example of a one-block MS format, and FIG. The present invention is configured as follows to achieve the above object. In the following description, the magnetic stripe is referred to as “M
S ", magnetic stripe data is referred to as" MS data ", and MS data format is referred to as" MS format ".

(1): A transaction apparatus provided with a read / write processing unit (read processing unit 52, write processing unit 53) for performing MS data read / write processing on an MS on a medium (for example, a passbook). , A storage means (for example, a memory 58A) for setting a data format determination parameter on the MS, and a parameter setting processing unit 54 for performing a setting process of the parameter. The read / write processing unit has a function of changing the set parameters, and when performing the read / write processing, refers to the parameters set in the storage unit and performs the read / write processing in accordance with the data format determined by the parameters. Has functions.

(2): In the transaction device of the above (1), the parameter setting processing section 54 checks the maximum number of digits of the MS data, the start code (STX), the end code (ETX), and the check method (Vp = Odd parity, Vp = even parity, no parity), data check method for the entire magnetic stripe data (BCC = odd parity, BCC =
A function is provided for independently changing parameters including even parity, no parity), front dummy number, middle dummy number, rear dummy number, and write start position.

(3): In the transaction device of the above (1), the parameter setting processing section 54 has a function of changing the parameter based on a parameter setting command.

(4): In the transaction device of the above (1), the parameter setting processing section 54 has a function of changing the parameter based on instruction information by operating the input device.

(5): A program for realizing the function of a parameter setting processing unit for changing / setting parameters set in the storage means, which determines a data format on the MS, and a program for the MS on the medium. In order to realize the function of a read / write processing unit that performs read / write processing according to a data format determined by the parameters by referring to parameters set in the storage unit when performing read / write processing of MS data. Storage medium that stores the program of.

(Operation) The operation of the present invention based on the above configuration will be described with reference to FIG. (a): Operation of the above (1) and (3) It is assumed that parameters for determining the data format on the MS are set in the MS format setting area on the memory 58A as the storage means. In this state, when the command receiving unit 51 receives a parameter setting command from the host control device, it sends the command to the parameter setting processing unit 54.

Upon receiving the command, the parameter setting processing section 54 sets parameters specified by the command. In this case, the parameter setting processing unit 54
Captures the parameters set in the MS format setting area of the memory 58A, and changes the parameters designated to be changed by the command. Next, the changed parameters are set in the MS format setting area.

Thereafter, when the command receiving unit 51 receives the read / write command, the command is transmitted to the read / write processing unit (if the command is a read command, it is transmitted to the read processing unit 52; if it is a write command, the write processing unit 5 is transmitted).
3). The read / write processing unit first refers to the parameters set in the MS format setting area of the memory 58A, and according to the MS format (data format) determined by the parameters, the MS on the medium.
Then, the MS data is read / written.

In this way, the data format on the MS can be easily changed by, for example, issuing a parameter setting command. Therefore, it is possible to shorten the time from when a request for changing the parameter of the user is generated to when the parameter is provided to the user, and it is possible to improve the satisfaction of the customer and the work efficiency of the SE and the developer.

(B): Operation of (2) In the processing of (a), the parameter setting processing section 54
When changing the parameters, the maximum number of digits of MS data, start code (STX), end code (ET
X), a check method for each digit, a data check method for the entire MS data, a front dummy number, a medium dummy number (in the case of a two-block data format), a rear dummy number, and each parameter including a write start position are independently changed. . In this way, any parameter can be independently and easily changed.

(C): Operation of (4) In the processing of (a), the parameter setting processing section 54
When not receiving the command but receiving the instruction information by the operation of the input device (for example, the keyboard operation), the parameter change process is performed in the same manner as the process based on the command. With this configuration, even if the device does not support the command issuing function, if there is an input device such as an operator panel, the parameter can be easily changed by operating the input device.

(D): Operation of (5) By loading the program stored in the storage medium into the MS data processing apparatus and executing it, the parameter setting processing unit 54, The processing of the read / write processing unit is performed. That is, when the parameter setting processing unit 54 receives a parameter setting command via the command receiving unit 51, the parameter setting processing unit 54 performs a setting process of a parameter specified by the command.

In this case, the parameter setting processing unit 54
The parameter set in the MS format setting area of the memory 58A is fetched, and the parameter designated to be changed by the command is changed. Next, the changed parameters are set in the MS format setting area. Thereafter, when the command accepting unit 51 receives the read / write command, the command is sent to the read / write processing unit (if the command is a read command, it is sent to the read processing unit 52; if it is a write command, it is sent to the write processing unit 53). .

The read / write processing unit first refers to the parameters set in the MS format setting area of the memory 58A, and reads / writes MS data to / from the MS on the medium in accordance with the data format determined by the parameters. Perform processing.

This makes it possible to easily change the data format on the MS by issuing the parameter setting command. Therefore, it is possible to shorten the time from when a request for changing the parameter of the user is made to when the parameter is provided to the user, and it is possible to improve the satisfaction of the customer and the work efficiency of the SE and the developer. .

[0044]

Embodiments of the present invention will be described below in detail with reference to the drawings. Hereinafter, an example in which the transaction apparatus of the present invention is applied to a bookkeeping machine will be described. In the following description, the magnetic stripe is described as “MS”, the magnetic stripe data is described as “MS data”, and the data format of the magnetic stripe is described as “MS format”.

§1: Description of the external appearance of the book-recording machine--see FIG. 2 FIG. 2 is an external view of the book-recording machine. The bookkeeping machine is installed at a bank or other financial institution store, and prints transaction information etc. on a transaction passbook (hereinafter referred to as "passbook") used for customer transactions based on the operation of a staff member. For example, a device having an external appearance as illustrated. This recording machine is composed of a
And a keyboard 22 and a display device 23, and the main body 21 is connected to a computer 24 (an upper model for controlling the main body) via a communication line.

The bookkeeping machine main body 21 is provided with an insertion slot 25 for inserting the passbook 17 in the horizontal direction.
When the passbook 17 is inserted from No. 5, the bookkeeping process is performed internally. In this case, the clerk operates the keyboard 22 to input the customer's account number and transaction contents, and performs bookkeeping processing. During the bookkeeping process, information such as operation contents of the keyboard 22 is displayed by the display device 23.

§2: Description of the main body of the book-recording machine--see FIG. 3 FIG. The bookkeeping machine main body 21 is provided with a mechanism and a control unit for performing a bookkeeping process. In other words, the insertion slot 2 is
Transport path 27 for transporting passbook 17 inserted from 5
Are provided, and a number of transport rollers 33 are provided along the transport path 27. The transport roller 33 is rotated by the pulse motor 28 and transports the passbook 17.

Further, along the transport path 27, the M
An MS processing mechanism 32 for writing or reading data in the S area, an image sensor 29 for reading page information of the passbook, a printing mechanism 30 for printing on the passbook 17, a page of the passbook, A page turning mechanism (page turning mechanism) 31 for turning the page is provided. The page break mechanism 31 includes a forward page turning mechanism for turning a page in the forward direction,
A reverse turning mechanism for turning the page in the reverse direction is provided.

The outline of the operation of the recording machine is as follows.
The passbook 17 sucked from the insertion slot 25 is transported by the transport rollers 33 of the transport path 27, transported to the reading position of the image sensor 29, and is read by the image sensor 29.
The passbook 17 is further conveyed to the printing position and stopped at the printing position, and the printing mechanism 3 is read.
By 0, print data is printed.

If there is still print data remaining after printing up to the last line of the print page of the passbook 17,
7 is switched, the passbook 17 is transported to the page feed mechanism 31, and the page feed mechanism 31 changes the page to the next page of the passbook. After that, the passbook 17 is discharged from the page break mechanism 31, transported to the reading position of the image sensor 29, and the passbook 1 is
The number of pages is confirmed by reading the information in
To the printing position, and the printing mechanism 30
Print the remaining print data.

Then, the passbook 17 is transported to the position of the MS processing mechanism 32, and the MS
To update the magnetic data. After that, passbook 17 is inserted into insertion slot 2
Transport and discharge the passbook.

§3: Description of Control System of Bookkeeping Machine—See FIG. 4 FIG. 4 is a block diagram of a control system of the bookkeeping machine. The control system of the bookkeeping machine is provided with a control unit for controlling each mechanism shown in FIG. That is, the main control unit 41, the page break mechanism control unit 42, the sensor control unit 43,
An MS processing mechanism controller 44, a printing mechanism controller 46, a gate mechanism controller 47, an image sensor controller 48, a transport mechanism controller 49, and the like are provided.

The main control section 41 controls the entire apparatus, and is constituted by, for example, a CPU. The page feed mechanism control unit 42 receives the page feed mechanism 3 based on an instruction from the main control unit 41.
1 is performed. The sensor control unit 43 controls a sensor (for example, a sensor for detecting the position of a passbook) provided on the transport path 27 or the like. The MS processing mechanism controller 44 controls the MS processing mechanism 32.

The printing mechanism controller 46 controls the printing mechanism 30. The gate mechanism controller 47 controls a gate mechanism (not shown) provided on the transport path 27. The image sensor controller 48 controls the image sensor 29. The transport mechanism controller 49 controls the drive of the transport roller 33.

§4: Description of MS processing mechanism control section—see FIG. 5 FIG. 5 is a block diagram of the MS processing mechanism control section. The M
The S processing mechanism control unit 44 includes a command receiving unit 51, a read processing unit 52, a write processing unit 53, a parameter setting processing unit 54, a work memory 57, a nonvolatile memory 58, and the like. Further, the parameter setting processing unit 54 includes a parameter acquisition processing unit 55 and a parameter check processing unit 56. The functions and the like of the respective units are as follows.

(1): The command receiving unit 51 performs a process of receiving a command transmitted from the main control unit 41 and a process of returning a response to the command. The command receiving unit 51 is realized by a process by executing a program.

(2): The read processing section 52 reads out MS data from the MS of the passbook based on the read command received by the command receiving section 51.
In this case, in order to reflect the MS format setting parameter according to the present invention in the conventionally performed read data editing process, a change is made so that variable parameters can be used for checking and editing MS data. The read processing unit 52
Is realized by a process by executing a program.

(3): The write processing unit 53 performs a process of writing MS data in the MS of the passbook based on the write command received by the command receiving unit 51. In this case, in order to reflect the MS format setting parameter according to the present invention in the conventionally performed write data editing processing, a change is made so that variable parameters can be used for checking and editing MS data. Note that the write processing unit 53 is realized by a process by executing a program.

(4): The parameter setting processing section 54 is composed of a parameter fetch processing section 55 and a parameter check processing section 56, and fetches parameters according to the instruction of the command received by the command receiving section 51.
The processing of changing the fetched parameters, the processing of checking the changed parameters, the processing of setting the changed parameters, and the like are performed. Note that the parameter setting processing unit 54 is realized by a process by executing a program.

(5) The work memory 57 is a memory used for work. (6): The non-volatile memory 58 is constituted by a non-volatile memory (for example, E ² PROM) in which data can be written, has an MS format setting area therein, and sets the MS format in this area. . The MS format is set in the MS format setting area, for example, at the time of factory shipment of the bookkeeping machine.

(7): The parameter acquisition processing section 55
Based on the command received by the command receiving unit 51,
The MS format is fetched from the non-volatile memory 58, and the parameter specified to be changed by the command is changed. It should be noted that the parameter acquisition processing section 55 is realized by a process by executing a program.

(8): The parameter check processing unit 56
The parameter fetching unit 55 checks the changed parameters. If the check result is normal, the changed parameters are set in the nonvolatile memory 58. If an error occurs, the error information is sent to the command receiving unit 51. It will be returned. Note that the parameter check processing unit 56 is realized by a process by executing a program.

As described above, the command receiving unit 51, the read processing unit 52, the write processing unit 53, the parameter setting processing unit 54, the parameter fetch processing unit 55, and the parameter check processing unit 56 are each realized by a process by executing a program. However, these programs are stored in a memory in the bookkeeping machine main body 21 by the following method, for example, and then necessary programs are read out from the programs in the memory and executed.

When a hard disk device (magnetic disk device) is provided in the main body 21 of the bookkeeping machine, the programs are stored in advance in a storage medium of the hard disk device. Then, the program is read from the hard disk device and stored in the memory of the bookkeeping machine main body 21.

When there is no hard disk device (magnetic disk device) in the main body 21 of the bookkeeping machine and a hard disk device is provided in the computer 24, the programs are stored in advance in the hard disk device. After that, for example, when the power of the recording machine 21 is turned on, the program is read from the hard disk device, and the program is transferred to the recording machine main body 21 and stored in the memory of the recording machine main body 21.

As described above, the programs are stored in the hard disk device. In this case, the programs are stored in the hard disk device as follows.

(A): Data (data created by another device) stored in a flexible disk (floppy disk) is read by the computer 24 or a drive device provided in the main body 21 of the bookkeeping machine, and is read from a hard disk device. Store in a storage medium.

(B): magneto-optical disk or CD-RO
Data stored in a storage medium such as M is read by a drive device provided in the computer 24 and stored in a storage medium of a hard disk device.

(C): The data transmitted from another device via a communication line such as a LAN is received by the computer 24 or the main body 21 of the recording machine, and the data is stored in a storage medium of a hard disk device.

§5: Description of MS format example—see FIG. 6 FIG. 6 is a diagram showing an example of the MS format.
(Example of one block MS format), B is Example 2 (example of two block MS format).

As shown in FIG. 6A, an MS (magnetic stripe) 18 is provided in a part of the passbook 17. This M
The MS format in S18 includes the one-block MS format shown in FIG. 6A and the two-block MS format shown in FIG. 6B.

The one-block MS format includes a front dummy write area, an area for writing a start code (STX), a data area for writing MS data, an area for writing an end code (ETX), and an entire data area from the front side (left side in the figure). Check code (BC
The area for writing C) and the subsequent dummy write area are arranged in this order.

Note that data is written in the previous dummy write area, but since this data is dummy data, the data itself has no meaning. That is, meaningful information is not recorded in the previous dummy write area, and dummy data having no meaning in the data itself is written.

In the data area, n digits of data 1 to n can be written (maximum number of digits = n). Each digit is, for example, 4 bits of b0, b1, b2 and b3. It is composed of data and a check code Vp for this 4-bit data (in this example, Vp: parity check code for each digit).

In the two-block MS format, the front dummy write area, start code (ST
X), an area for writing MS data, an area for writing an end code (ETX), an area for writing a check code (BCC) for the entire data area, a medium dummy write area, and an area for writing a start code (STX) , Data area for writing MS data, area for writing end code (ETX), check code (BCC) for data in entire data area
Are written in the order of a write area and a subsequent dummy write area.

Also in this case, the two data areas have
N-digit data consisting of data 1 to n can be written (maximum number of digits = n). Each digit is, for example, 4-bit data of b0, b1, b2, and b3 and the 4-bit data. It consists of a check code Vp.

When MS data is read / written from / to the MS provided in the passbook according to the MS format, if a front dummy write area is provided from the front end (left side in the figure) of the MS 18, the read / write operation is performed. The operation cannot be performed stably and MS data cannot be read / written accurately. Therefore, the front dummy write area is started to be written from a write start position b which is a predetermined distance away from the front end position a of the MS 18.

§6: Description of MS format setting area
.. See FIG. 7 FIG. 7 is an explanatory diagram of the MS format setting area. FIG.
The MS format is set by providing an MS format setting area in the nonvolatile memory 58 shown in FIG. In this case, the MS format is set in the MS format setting area using the parameters for determining the MS format shown in FIG.

In the MS format setting area, the maximum number of digits of the data area, start code (STX), end code (E
TX), digit unit check method (Vp required / unnecessary), data area data check method (BCC), previous dummy number (bit number of previous dummy write area), medium dummy number (bit number of medium dummy write area), A rear dummy number (the number of bits of the rear dummy write area) and a write start position (a bit from the front end position a to the write start position b of the MS 18 is designated by a bit number) are set.

In the digit-based check method, one of Vp = odd parity, Vp = even parity, and no parity is specified. In the data check method for the data area, one of BCC = odd parity, BCC = even parity, and no parity is specified.

§7: Explanation of parameter setting command example
FIG. 8 is a diagram showing an example of a parameter setting command. M is set in the MS format setting area of the nonvolatile memory 58.
When setting the S format, a setting process is performed using a parameter setting command. The parameter setting command used in this case is, for example, a command to which data as shown in FIG. 8 is added.

In this example, an area P1 for specifying the maximum number of digits of the data area, an area P2 for specifying the start code (STX), and an end code (ET
X), an area P3 for specifying a digit unit check method (Vp required / unnecessary), an area P5 for specifying a data check method (BCC) for a data area, and an area for specifying a previous dummy number (bit number). P6, an area P7 for specifying a medium dummy number (bit number), an area P8 for specifying a subsequent dummy number (bit number), and an area P9 for specifying a write start position
Is provided.

Each of the areas P1 to P9 is composed of, for example, 8 bits b1, b2, b3,..., B7. The bit b7 specifies whether setting data needs to be changed or not. A change required / unnecessary bit is provided, and setting data is written into 7 bits b0 to b6. In this case, the change required / unnecessary bit specified in the bit b7 is set to b7 = 1 when changing the parameter, and set to b7 = 0 when the change is unnecessary. Bits b0 to b6 are changed data (parameters for determining an MS format to be changed) when setting data is changed.
And if no change is required, write bits b0 to b6 = all 0s.

By using such a parameter setting command, the parameters to be changed and the parameters that do not need to be changed can be easily known, so that the parameter changing process for determining the MS format can be performed easily and accurately.

§8: Description of Processing of Command Receiving Unit—See FIG. 9 FIG. 9 is a processing flowchart of the command receiving unit. Hereinafter, the processing of the command receiving unit will be described with reference to FIG.
In addition, S1 to S9 indicate each processing step.

When the command receiving section 51 receives a command from the main control section 41, it performs the following processing. First, a command is waited, and when a command is received (S1),
The received command is analyzed (S2). as a result,
It is determined whether the command is a read / write command (S3). If the command is a read / write command, a read / write process request is made to the read processing unit 52 or the write processing unit 53 (S4).

That is, if the command is a read command, a read processing request is made to the read processing unit 52, and
If it is a write command, a write processing request is made to the write processing unit 53. Thereafter, the process waits for a processing result from the read processing unit 52 or the write processing unit 53 (S5). When the processing result is received, a response is created (S6), and the created response is returned to the main control unit 41 ( S7).

On the other hand, if it is a command other than the read / write command in the process of S3, it is determined whether or not the command is a parameter setting command (S8).
As a result, if the command is a parameter setting command, a parameter setting request is made to the parameter setting processing unit 54 (S
9). Thereafter, the process waits for a processing result from the parameter setting processing unit 54, and upon receiving the processing result (S5), creates a response (S6), and returns the created response to the control unit 41 (S7). If it is not a parameter setting command in the process of S8, other processes are performed according to the command.

§9: Outline of the processing of the parameter setting processing section—see FIG. 10 FIG. 10 is a processing flowchart of the parameter setting processing section. Hereinafter, the processing outline of the parameter setting processing unit will be described with reference to FIG. Note that S11 and S12 indicate each processing step.

When the parameter setting processing unit 54 receives a parameter setting command from the command receiving unit 51,
The following processing is performed by the parameter acquisition processing unit 55 and the parameter check processing unit 56. First, the parameter fetch processing unit 55 stores the M
MS already set from S format setting area
After the parameters for format determination are fetched and the parameters are stored in the work memory 57, the parameters designated to be changed by the parameter setting command are changed (S11).

Next, the parameter check processing section 56 checks parameters on the work memory 57. If the check result indicates an error, an error report is made to the command receiving unit 51. If the check result is normal, the parameters are set in the parameter setting area of the nonvolatile memory 58 (S12). Hereinafter, detailed processing of the parameter setting processing unit will be described.

§10: Description of the processing of the parameter fetch processing section--see FIG. 11 FIG. 11 is a processing flowchart of the parameter fetch processing section. Hereinafter, the processing of the parameter acquisition processing unit will be described with reference to FIG. In addition, S21 to S26 indicate each processing step.

When the parameter setting processing unit 54 receives a parameter setting command from the command receiving unit 51,
First, the parameter fetching unit 55 sets the head address of the MS format setting area in the nonvolatile memory 58 to an address pointer (not shown) (S21).
Then, one parameter is read from the address of the non-volatile memory 58 indicated by the address pointer and stored in the work memory 57 (S22).

Next, the parameter fetching section 55 analyzes the parameter setting command and determines whether or not the command instructs to change one parameter stored in the work memory 57 (S2).
3). In this case, each area P1 specified by the command
Check whether the change required / unnecessary bit b7 of ~ P9 is 1 or 0, b
If 7 = 1, it is determined that the parameter needs to be changed, and b7
If = 0, it is determined that parameter change is unnecessary.

When it is determined that the parameter needs to be changed, the parameter specified by the command is copied to a corresponding area of the work required memory 57 (S24). However, if it is determined that the parameter change is unnecessary, nothing is performed. Thus, only when the parameter change is instructed by the command,
Change to the parameter instructed by the command, do nothing if it is instructed that the parameter change is unnecessary,
Use the original parameters unchanged.

Next, the parameter fetching section 55 moves the value of the address pointer to the address where the next parameter is stored (S25). Then, it is determined whether or not the processing has been completed up to the final data (final parameter) stored at the address indicated by the address pointer (S26).
It repeats from the process of 2. When the capturing process is completed up to the final data in this way, the capturing process is completed.

§11: Description of the processing of the parameter check processing section—see FIG. 12 FIG. 12 is a processing flowchart of the parameter check processing section. Hereinafter, the processing of the parameter check processing unit will be described with reference to FIG. In addition, S31 to S37 indicate each processing step.

As described above, the parameter fetch processing unit 55 fetches the parameters in the nonvolatile memory 58,
In the state stored in the work required memory 57, the parameter check processing unit 56 performs parameter check processing as follows. In this parameter check processing, first, it is checked whether or not each of the parameters for determining the MS format exceeds a specifiable maximum value. The maximum value that can be specified is determined at the time of design and is set in the program of the parameter check processing unit.

In this case, first, the calculation of (writable area of MS 18)-(write start position) is performed, and the remaining area is obtained as an actual writable area (this area is W) (S31). By this calculation, the write start position (the area from a to b in FIG. 6) is subtracted from the writable area, and the actual writable area W is obtained. afterwards,
It is checked whether or not each parameter is set within the range of the maximum specifiable value (S32).

It is determined whether or not there is an error by the above-mentioned check (S33). If there is an error, an MS format setting error is reported to the command receiving unit 51 (S37), and the parameter check processing is terminated. However, if there is no error in the process of S33, that is, if all the parameters have been checked without error by the above check, the writable area (this value is determined by the apparatus) is determined by a combination of parameters. The following equation 1 determines whether the setting is exceeded
Is checked (S34).

M = Writable area W − [{Maximum number of digits + Start code (1 digit) + End code (1 digit) + Check code (1 digit)} × 5 + Number of dummy before + Number of dummy after]
..Equation 1 In Equation 1, the maximum number of digits, the start code,
The end code and check code are all one digit = 5 bits. M indicates the remaining writable area. The operation is performed in this manner, and M of the operation result is M
It is determined whether or not> 0 (S35). As a result, if M> 0, it is determined that the parameter check result is normal (no error). However, if M> 0, that is, M ≦ 0
In the case of, the check result is determined to be an error, an MS format setting error is reported to the command receiving unit 51, and this processing ends.

As described above, when M ≦ 0, when data of the maximum digit is written, the data protrudes from the MS 18 and cannot be written, so that this setting is regarded as an error. This is also important for the protection of data written on MS18. When M> 0 is determined to be normal by the above calculation, a checked parameter is set in the MS format setting area of the nonvolatile memory 58, and a normal end is reported to the command receiving unit 51. (S36).

§12: Description of processing of read processing section—see FIG. 13 FIG. 13 is a processing flowchart of the read processing section. Hereinafter, the processing of the read processing unit will be described with reference to FIG.
In addition, S41 to S45 indicate each processing step. This processing is performed in a state where parameters are set in the MS format setting area of the nonvolatile memory 58 as described above.
This processing is performed based on the MS read command from the main control unit 41.

Upon receiving the read command received by the command receiving unit 51, the read processing unit 52 first reads the parameters from the MS format setting area of the nonvolatile memory 58 and stores them in the work memory 57 (S4).
1). Thereafter, the passbook MS data is read in accordance with the MS format determined by the parameters on the read work memory 57 (S42).

Then, the read processing section 52 fetches the MS data read from the passbook (S43), and stores the MS data in the work memory 57. After that, the MS data is edited according to a predetermined editing format (S44). Next, after the end of the editing process, the read processing unit 52 sends the edited MS data to the command receiving unit 51 (S45), and ends the read process.

§13: Description of Processing of Write Processing Unit—See FIG. 14 FIG. 14 is a processing flowchart of the write processing unit. Hereinafter, the processing of the write processing unit will be described with reference to FIG.
In addition, S51 to S57 indicate each processing step. This processing is performed in a state where parameters are set in the MS format setting area of the nonvolatile memory 58 as described above.
This is a process performed based on a write command from the main control unit 41.

The write processing unit 53 includes a command receiving unit 51
When the received write command is received, the parameters are first read from the MS format setting area of the nonvolatile memory 58 and stored in the work memory 57 (S5).
1). Thereafter, the write data is edited in accordance with the MS format determined by the parameters on the read work memory 57 (S52).

After the completion of the editing process, the write processing unit 53 writes the edited write data to the MS 18 of the passbook (S53). Next, the write processing unit 53 checks the MS1 of the passbook.
8 is read from the MS data (S54), and the read M
The S data is fetched and stored in the work memory 57 (S55). Thereafter, the captured MS data is edited according to a predetermined editing format (S56), and the edited MS data is sent to the command receiving unit 51 (S5).
7) The write processing ends.

§14: Other explanations (1): Necessity of parameter change Since it is natural that the passbook differs depending on the user, the parameter change is not necessary when the device is delivered from the manufacturer (manufacturer) to the user. . Therefore, there is no problem if the firmware is changed at the time of manufacturing the device. However, if the user wants to increase the number of digits that can be recorded on the MS after the device has been delivered to the user (for example, a bank), or if the user wants to change the STX code, the parameter can be changed. Need to be changed.

In this case, according to the present invention, if only the parameter is changed, it is not necessary to apply a patch (correction) to the firmware, so that the number of maintenance steps for the developer can be reduced, and the developer can concentrate on the development. Further, since the parameter can be changed by the SE, the response time from when the user raises a request to when the user responds can be improved.

(2): Specific method at the time of parameter change When changing the parameter, the operator who wishes to change the parameter first uses the console of the computer 24 (see FIG. 2) controlling the bookkeeping machine. This is executed by sending a command in which the change parameter is set to the bookkeeping machine. In addition, there is an operation panel in the bookkeeping machine main body 21, and R
AS function (ROM that can be started from the operation panel
(Maintenance function by program burned in)
If you have MS parameter change function in
The operator may perform the operation according to the message displayed on the operation panel.

When a parameter setting error occurs, the parameter is reset, and the setting is repeated until the error no longer occurs. After that, a write / read test using the medium is actually performed, and when it is confirmed that the medium is normal, the parameter setting process ends.

Note that an automatic transaction apparatus such as an ATM can also change parameters set in the passbook printer in the same manner as described above. In this case, when the device is delivered, tuning is performed for each user. In a similar manner, an MS parameter change command is transmitted from the host computer to change the parameter contents.

(3): Specific method of parameter reference When the parameters are changed by the command from the computer 24 as described above, the bookkeeping machine main body 21
Non-volatile memory 5 such as EEPROM when processing commands
8 stores the changed parameter. At the same time, it is expanded in the internal work memory 57.

After that, when receiving the MS read or MS write command from the computer 24, the bookkeeping machine checks the read data at the same time as the data check.
Using the parameter setting data developed in the work memory 57, a data comparison check is performed. Also,
For the write data, the STX code and the number of digits of the data are checked based on the parameter setting data developed in the work memory 57.

When the parameters are set from the operation panel, the changed contents are stored in the non-volatile memory 58. Therefore, the program is downloaded to the bookkeeping machine, and when the program is started, the changed contents are stored in the non-volatile memory 58. Of the work memory 57
To load. Subsequent processing is the same as when the parameter is changed by the command.

(Other Embodiments) The embodiments have been described above, but the present invention can be implemented as follows.

(1): Not only the bookkeeping machine described in the above embodiment, but also an ATM (Autmatic Tellers Machine), a CD (C
The present invention is similarly applicable to a passbook printer device such as an ash dispencer.

(2) The data format of the magnetic stripe is not limited to the above example, and any other format is applicable. (3): The nonvolatile memory is not limited to an E ² PROM,
The present invention can be implemented with any writable nonvolatile memory (including a RAM which is nonvolatile by a battery backup).

(4): In the case of an apparatus which does not support the command issuing function, as described in the above embodiment, the parameter cannot be changed by issuing the command. However, in a device that does not support the command issuing function, if there is an input device such as an operator panel, it is possible to perform a parameter change process by operating the input device.

In this case, when the parameter setting processing section 54 receives the instruction information by the operation of the input device (for example, the operation of the operator panel), the parameter setting processing section 54 performs the parameter changing processing in the same manner as the processing based on the command. This makes it possible to easily change parameters even in a device without a command issuing function if there is an input device.

(5): In a device without a command issuing function and without an input device such as an operator panel, for example, a developer connects an input device such as a keyboard and operates the input device. Thus, it is possible to easily and quickly respond to a user request only by changing each parameter stored in the nonvolatile memory 58.

[0123]

As described above, the present invention has the following effects. (1): Since MS format setting processing has been added to the conventional magnetic stripe data processing, the MS level can be set even at the SE level by issuing a command or operating an operator panel.
The format can be changed easily. Therefore, it is possible to shorten the time from when a user requests a change in the MS format to when it is provided to the user, thereby improving customer satisfaction and improving the work efficiency of SEs and developers. it can.

(2) Since the changed parameters are automatically checked, it is possible to easily and automatically find a combination of parameters and a setting error of each parameter. Therefore, it is possible to prevent the data on the MS from being destroyed due to an erroneous parameter setting, so that the MS data can be reliably protected and the security (security) can be improved.

In addition to the above effects, the following effects are provided according to each claim. (3): In claim 1, the storage device includes a storage unit for setting a parameter for determining a data format on the magnetic stripe, and a parameter setting processing unit for performing a parameter setting process, and the parameter setting processing unit is set in the storage unit. The read / write processing unit has a function of changing a parameter. When performing the read / write processing, the read / write processing unit refers to a parameter set in the storage unit and performs a read / write processing according to a data format determined by the parameter. Have.

In this way, it is possible to easily change the MS format even at the SE level. Therefore,
It is possible to shorten the time from the generation of a request for a user's parameter change to the provision to the user,
It is possible to improve customer satisfaction and improve the work efficiency of SEs and developers.

(4): In claim 2, when changing the parameter, the parameter setting processing section checks the maximum number of digits of the magnetic stripe data, the start code, the end code, the digit unit check method, and the data of the entire magnetic stripe data. Each parameter including the check method, the number of front dummy, the number of middle dummy, the number of rear dummy, and the write start position is independently changed.
In this way, any parameter can be independently and easily changed.

(5): In claim 3, the parameter setting processing section has a function of performing a parameter changing process based on a parameter setting command. Therefore, in a device having a command issuing function, parameters can be easily changed by issuing a parameter setting command.

(6): In claim 4, when the parameter setting processing unit receives the instruction information by the operation of the input device (for example, the operation of the operator panel), the parameter setting processing unit executes the processing of the parameter in the same manner as the processing based on the command. Perform change processing. This makes it possible to easily change parameters even in a device without a command issuing function if there is an input device.

(7) In the fifth aspect, a program for realizing the function of a parameter setting processing unit for performing a change / setting process of a parameter for determining a data format on the MS, which is set in the storage means, and a medium. For the MS above, M
When performing the read / write processing of the S data, the read / write processing unit performs the read / write processing according to the data format determined by the parameters with reference to the parameters set in the storage unit. The program was stored on a storage medium.

In this way, the data format on the MS can be easily changed by issuing the parameter setting command by executing the program stored in the storage medium. Therefore, it is possible to shorten the time from when a request for changing the parameter of the user is generated to when the parameter is provided to the user, and it is possible to improve the satisfaction of the customer and the work efficiency of the SE and the developer.

[Brief description of the drawings]

FIG. 1 is a diagram illustrating the principle of the present invention.

FIG. 2 is an external view of a bookkeeping machine according to the embodiment.

FIG. 3 is an explanatory diagram of an internal mechanism of the bookkeeping machine main body according to the embodiment.

FIG. 4 is a control system block diagram of the bookkeeping machine in the embodiment.

FIG. 5 is a block diagram of an MS processing mechanism control unit according to the embodiment.

FIG. 6 is a diagram showing an example of an MS format according to the embodiment.

FIG. 7 is an explanatory diagram of an MS format setting area in the embodiment.

FIG. 8 is a diagram showing an example of a parameter setting command according to the embodiment.

FIG. 9 is a processing flowchart of a command receiving unit in the embodiment.

FIG. 10 is a processing flowchart of a parameter setting processing unit according to the embodiment.

FIG. 11 is a processing flowchart of a parameter acquisition processing unit in the embodiment.

FIG. 12 is a processing flowchart of a parameter check processing unit in the embodiment.

FIG. 13 is a processing flowchart of a read processing unit in the embodiment.

FIG. 14 is a processing flowchart of a write processing unit in the embodiment.

FIG. 15 is a sectional view of a mechanism section of a conventional passbook printer device.

FIG. 16 is an explanatory diagram of a conventional MS format.

[Explanation of symbols]

 17 Passbook 18 Magnetic Stripe (MS) 21 Recording Machine Main Body 22 Keyboard 23 Display Device 24 Computer 25 Insertion Slot 27 Transport Path 28 Pulse Motor 29 Image Sensor 30 Printing Mechanism 31 Page Breaking Mechanism 32 MS Processing Mechanism 33 Transport Roller 41 Main Control Unit 42 Page break mechanism control unit 43 Sensor control unit 44 MS processing mechanism control unit 46 Printing mechanism control unit 47 Gate mechanism control unit 48 Image sensor control unit 49 Transport mechanism control unit 51 Command reception unit 52 Read processing unit 53 Write processing unit 54 Parameter setting Processing unit 55 Parameter acquisition processing unit 56 Parameter check processing unit 57 Work memory 58 Non-volatile memory

Claims (5)

[Claims] 1. A transaction device comprising a read / write processing unit for performing read / write processing of magnetic stripe data on a magnetic stripe on a medium, wherein a storage means for setting a data format determination parameter on the magnetic stripe. And a parameter setting processing unit for performing the parameter setting processing. The parameter setting processing unit includes a function of changing a parameter set in the storage unit, and the read / write processing unit performs a read / write processing. A transaction device having a function of referring to a parameter set in the storage means and performing a read / write process in accordance with a data format determined by the parameter when performing the transaction. 2. A parameter setting processing unit comprising: a maximum digit number of magnetic stripe data, a start code, an end code, a check method for each digit, a data check method for the entire magnetic stripe data, a front dummy number, a medium dummy number, and a rear dummy number. 2. A function for independently changing parameters including a dummy number and a writing start position.
Transaction device as described. 3. The transaction apparatus according to claim 1, wherein the parameter setting processing unit has a function of performing the parameter change processing based on a parameter setting command. 4. The transaction apparatus according to claim 1, wherein the parameter setting processing section has a function of performing the parameter change processing based on instruction information by operating an input device. 5. A program for realizing a function of a parameter setting processing section for setting parameters for determining a data format on a magnetic stripe in the storage means and changing parameters after the setting, and a program on the medium. When performing read / write processing of magnetic stripe data with respect to a magnetic stripe, a read / write processing unit that performs read / write processing according to a data format determined by the parameters with reference to parameters set in the storage unit. A storage medium that stores programs for implementing functions.