JPH09231448A - Personal security system used at self-service terminal - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide more advanced personal security while a user using a self-service terminal executes banking processing by a terminal by consisting a personal security system of a sensor related to ATM and a portable device operable cooperating with the sensor in order to generate a warning event when the customer operates. SOLUTION: The portable device 70 acts cooperating with a sensor/decoder 60 installed on the front panel 12 of ATM 10. When, for instance, the customer 25 feels the danger of being attacked, he depresses the push-button switch on the portable device 70. When, a local and/or remote alarming device 80 is actuated, the video camera 82 of the ATM 10 is operated so as to record the accident in a video medium, a user's identification card is held inside and the operation of a cash dispenser 18 is stopped. In addition, the system can effectively deable with housing cash which has not been received yet by the customer in spite of being supplied outside.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a personal security system for a self-service terminal, and more particularly to a personal security system for use with a self-service terminal such as an automatic teller machine (ATM).

[0002]

2. Description of the Related Art A customer using a normal ATM first inserts a user's identification card into a card insertion slot of a card reader. When the card reader accepts the user's identification card,
Customer has a personal identification number (PIN) to verify the card
Enter Once the user's identification number is confirmed, the customer can use many bank functions, including deposits, withdrawals and transfers, without a bank clerk.
The customer withdraws money from and / or obtains cash from the ATM while conducting financial transactions with the ATM, so the customer must keep a watchful eye around the ATM in order not to be robbed of the cash. I won't.

One object of the present invention is to provide a user of a self-service terminal with a higher degree of personal security while banking at the terminal.

[0004]

SUMMARY OF THE INVENTION In one aspect, the present invention provides a sensing device associated with an ATM and at least one of which, when activated by a customer, when using an automated teller machine (ATM). A personal security system comprising an actuable portable device that cooperates with a sensing device to generate an alarm event.

In the preferred embodiment, the user must insert the user's identification card into the ATM before the sensing device can work with the portable device to generate an alarm event. I have to. The portable device is preferably a handheld device.

Viewed from another aspect, the present invention provides the steps of transmitting a signal from a remote device when a dangerous condition is sensed, detecting the signal with a sensing device associated with an ATM, and A method of activating a personal security system at an automated teller machine, comprising the step of raising at least one alarm event if detected.

[0007]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENT An embodiment of the present invention will now be described with reference to the accompanying drawings, which are by way of example only.

The present invention relates to a personal security system used in a self-service terminal. Each self-service terminal has a different structure and usage. For reference, FIG. 1 shows a self-service terminal in the case of an automatic teller machine (ATM) 10 that executes the personal security system of the present invention.

The ATM 10 comprises a user interface in the form of a front panel 12. Front panel 12
Consists of a card reader 14, a keypad 16, a cash dispenser 18, a CRT display 20 and a receipt printer 22. The card reader 14 includes a card slot into which a customer's identification card 26 can be inserted when a customer 24 initiates a bank transaction. The cash dispenser 18 has a cash slot through which bills inside the ATM 10 are paid to the customer 24 during processing. Receipt printer 22 has a receipt slot for passing a bank transaction receipt to customer 24 at the end of the transaction.

When the customer 24 inserts the user's identification card 26 into the cash slot of the card reader 14, the card reader reads the data contained on the card. The customer 24 is then required by the CRT display 20 to enter a personal identification number (PIN) via the keypad 16. Once the correct PIN is entered, the customer 24 will be able to do the required processing,
A menu is displayed on the display 20. When the bank transaction is complete, the receipt printer 22 prints the receipt and passes it to the customer 24 through the slot of the receipt printer 22.

Referring to FIGS. 1 and 2, the AT will be described.
M10 also includes a controller 30 in communication with the components of front panel 12. The controller 30 includes a processor unit 32 and a processor 32 through a bus line 36.
A memory device 34 connected to the. Processor 32
Receives input signals from the card reader 14 and the keypad 16, respectively, via lines 42, 44, the amount of cash paid by the cash dispenser 18, the information displayed on the display 20 and the receipt printer 2.
Line 4 to control the information printed by
Output signals are sent to the cash dispenser 18, the display 20, and the receipt printer 22 through 6, 48 and 50, respectively.

As shown in FIG. 2, ATM 10 implements the personal security system 56 (FIG. 2) of the present invention. The personal security system 56 includes a multiple infrared signal sensor / decoder device 60 adjacent to the front panel 12 of the ATM 10. Preferably, the sensor / decoder device 60 is installed on the back side of the front panel 12 of the ATM 10, as shown in FIG.

Referring to FIG. 3, the sensor / decoder device 60 includes an infrared phototransistor 62 for detecting the presence of an infrared signal. The sensor / decoder device 60 also includes a signal decoder chip 64 that receives an output signal from the infrared phototransistor 62 on line 66. The signal decoder chip 64 sends an output signal on line 68 when the phototransistor 62 detects the presence of an infrared signal. The structure and operation of infrared phototransistor 62 and signal decoder chip 64 are well known and will not be described here.

Personal security system 56 further includes a portable device 70, as shown in FIGS. 1-3. The portable device 70 can be carried by a customer 24 in a pocket, as shown in FIG. The device 70 includes a push button type switch 72 (FIG. 3) mounted in a case (not shown). The device 70 further includes a signal encoder chip 74, and an infrared transmitter 76 also mounted in the case. Infrared transmitter 76 is capable of transmitting an infrared signal, which is shown schematically in zigzag lines 78 in FIGS. The signal encoder chip 74 is connected to the push button 72 so that the signal encoder chip 74 produces an output signal through line 75 when the switch 72 is pressed. The output signal on line 75 is sent to the infrared transmitter 76,
It is used to transmit an infrared signal, shown in zigzag line 78 in FIGS. Therefore, the customer 24 is AT
If the customer 24 is near the M10, the customer 24
To send an infrared signal 78 from 6, the pushbutton switch 72 can be pressed.

Customer 24 pushbutton switch 72
When is pressed, the infrared transmitter 76 transmits an infrared signal 78, and the infrared phototransistor 62 receives the infrared signal 78 and sends an output signal to the line 66,
Chip 64 receives this signal. The signal decoder chip 64 then sends an output signal on line 68, which is processed by the processor unit 32, as shown in FIG. 2, to the local audio alarm unit 80 (FIG. 1).
And / or activate a remote audio alarm device (not shown).

The output signal on line 68 is also used by the ATM10 video recorder to record the appearance at the ATM.
Used to operate camera 82 (FIG. 1). The output signal on line 68 is also used to activate certain features of ATM 10. For example, as shown in FIG. 1, the card reader 14 can also hold a user identification card 26 therein. External security lighting 84 (Fig. 1)
Alternatively, a non-sounding alarm connected to the police station can be turned on when the customer 24 activates the device 70. The cash dispenser 18 can also be activated so that no more cash is paid during the current bank transaction. A certain amount of cash is already paid by customer 2
When the 4 is ready to receive the cash, the cash can be stored in the ATM 10 by operating a retracting mechanism (not shown).

From the above description, a portable device 70 is installed on the front panel 12 of the ATM 10 to provide a higher level of security protection while the customer 24 is banking near the ATM, Sensor / decoder device 6
It will be clear that it will work with 0. Portable device 70 provides an effective way to prevent customer 24 from being robbed of banknotes in the vicinity of ATM 10 during banking transactions. For example, if the customer 24 feels at risk of being attacked, pressing the pushbutton switch 72 on the portable device 70 may cause local and / or local
Or the ATM 10 video camera 82 to activate the remote alarm 80 and record the event on a video medium.
To hold the user's identification card 26 internally, deactivate the cash dispenser 18 and / or accommodate onboard cash that has not been received by the customer yet, but has been externally dispensed. Can be effectively dealt with. The above alarm events are merely exemplary and are not limiting of the present invention. The alarm event as described above can be activated only when the user inserts the identification card 26. This prevents abuse of the portable device 70.

Although the ATM shown in FIG. 1 is an outdoor type, the personal security system of the present invention can be executed even for an indoor type ATM. In other embodiments, ultrasonic transmitters and sensing devices can be used. Furthermore, although in the preferred embodiment only handheld portable devices are used, the portable device may also be incorporated into a user-worn device such as, for example, a wristwatch.

[Brief description of drawings]

FIG. 1 is a perspective view of an automatic teller machine (ATM) that implements a personal security system of the present invention.

FIG. 2 is a block diagram of the ATM and personal security system of FIG.

3 is a schematic diagram of some components of the personal security system of FIG.

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Claims (2)

[Claims] 1. A sensing device (6) associated with an ATM (10).
0) and an actuatable portable device (70) that cooperates with the sensing device (60) to generate at least one alert event when the customer activates,
A personal security system for use at an automated teller machine (ATM) (10). 2. A step of transmitting a signal (78) from a remote device (70) when a dangerous condition is sensed, and a detection device (60) associated with the ATM (10) detecting said signal (78). A method of operating a personal security system at an automated teller machine (ATM), characterized by the steps of: (a) triggering at least one alarm event when the signal (78) is detected.