JPH09161129A - Automatic transaction machine and its system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To draw out the cash of an amount desired by a customer by simple operation by obtaining much drawn out amount based on history information stored in a history information memory and changing the fixed amount of a fixed amount drawing out transaction key in a selection picture to the obtained drawn amount. SOLUTION: A main control part 20 changes the displayed amount of fixed amount drawing out transaction in the selection picture based on history information every transaction or at a prescribed time such as the time of finishing the transaction of a day or before starting the transaction of the day, etc. Namely the main control part 20 obtains an amount which is most frequently drawn out on a week day, a holiday and every pay day from history information in the history information memory 23 and rewrites the fixed amount in RAM 22 to the drawn out amount obtained from history information before utilizing time of the week day, the holiday and the pay day to change the display of the fixed amount of a fixed amount drawing out transaction key at the selection picture to the drawing out amount obtained from history information. Thereby the cash of the amount desired by the customer is drawn out by simple operation.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction apparatus and an automatic transaction system, and more specifically, it is installed in a financial institution such as a bank and is operated by a customer.
The present invention relates to an automatic transaction device and an automatic transaction system such as an automatic teller machine (ATM) that takes in a transaction medium such as a magnetic card and performs a predetermined transaction.

[0002]

2. Description of the Related Art In a conventional automatic transaction apparatus, when conducting a withdrawal transaction, after selecting a "withdrawal transaction" key on a transaction item selection screen, a customer inputs a desired amount to withdraw cash.

Some conventional automatic transaction devices have a "fixed amount withdrawal transaction" key on the transaction item selection screen. In this case, the customer can withdraw a fixed amount of cash by pressing the "fixed amount withdrawal transaction" key.

[0004]

However, in the conventional automatic transaction apparatus, in order to withdraw cash by the "withdrawal transaction" key, it is necessary to input the amount of money desired by the customer after selecting the "withdrawal transaction" key. Therefore, there has been a problem that the time and effort required for the operation and the transaction processing time are lengthened, such as the validity check of the input amount and the re-entry of the input.

In addition, the cash withdrawal by the "fixed amount withdrawal transaction" key is fixed by the specification of each bank, and is fixed unless the amount is changed by the specification change. I couldn't receive the amount I wanted.

[0006] Therefore, the present invention has been made in view of the above, and an object thereof is to provide an automatic transaction apparatus and an automatic transaction system which can withdraw a cash amount desired by a customer by a simple operation. It is a thing.

[0007]

SUMMARY OF THE INVENTION The present invention for achieving the above object is an amount input means for inputting an amount relating to a transaction in an automatic transaction apparatus for performing a predetermined transaction based on a customer's operation, and an amount input. Display means for displaying a transaction item selection screen including a withdrawal transaction key for instructing withdrawal processing of the amount input from the means, and a set amount withdrawal transaction key for instructing withdrawal processing of a preset set amount When the withdrawal transaction key is selected by the selection operation on the selection screen, the withdrawal of the entered amount is performed based on the validity judgment with respect to the amount entered by the amount input means, and the set amount withdrawal is performed. When a transaction key is selected, cash processing means for carrying out cash withdrawal of the set amount based on the validity judgment for the set amount indicated by the selection key, A history information storage unit that stores the amount of money withdrawn by the cash processing unit as history information, and a withdrawal amount that is withdrawn based on the history information stored in the history information storage unit, and is set in the selection screen. And a control means for changing the set amount of the amount withdrawal transaction key to the calculated withdrawal amount.

According to the present invention having the above-mentioned structure, in the case of withdrawing cash in the normal withdrawal transaction, the customer selects the withdrawal transaction key on the transaction item selection screen and inputs the desired amount by the amount input means. The cash processing means performs cash withdrawal processing for the amount of money, based on the validity judgment for the amount of money input by the amount of money inputting means.

When withdrawing cash in the set amount withdrawal transaction, the customer selects the set amount withdrawal transaction key on the transaction item selection screen. The cash processing means carries out the cash withdrawal processing of the required amount of money based on the validity judgment for the set amount indicated by the set amount withdrawal transaction key.

In the history information storage means, the amount of money withdrawn by the cash processing means is stored as history information.

The control means obtains a large withdrawal amount based on the history information stored in the history information storage means. The control means controls to change the set amount of the set amount withdrawal transaction key on the selection screen to the withdrawal amount. The set amount withdrawal transaction key shows the changed set amount.

[0012]

BEST MODE FOR CARRYING OUT THE INVENTION Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.

FIG. 2 is a perspective view of an automatic transaction device according to an embodiment of the present invention, and FIG. 3 is a block diagram thereof.

In this automatic transaction apparatus 1A, as shown in the figure, a substantially L-shaped operation panel 3 is formed on the front surface of a housing 2. In FIG. 2, 2a is a front panel and 2b is a rear panel.

The vertical operation portion 3a of the operation panel 3 is provided with a passbook insertion slot 4, a card insertion slot 5 (also serving as a discharge slot for statement slips, etc.) and a staff key 6.

The horizontal operation portion 3b of the operation panel 3 is provided with a deposit / withdrawal port 7 which also serves as a deposit / withdrawal port, and the deposit / withdrawal port 7 can be opened and closed by a door 8.

Further, the horizontal operation section 3b is provided with a color CRT display section 9 as a customer display operation section in which a transparent touch panel is superposed on the display screen, and the operation procedure and other information are illustrated in characters or words. In addition to guiding customers by displaying it on the display unit 9, the display allows selection of transaction items such as withdrawal, deposit, passbook entry, balance inquiry, and PIN number, amount, account number, transaction approval and confirmation. Or enter various transaction information such as cancellation,
This can be done by pressing the touch panel portion corresponding to each display portion of the display unit 9.

Further, in the housing 2, the passbook inserted from the passbook insertion port 4 is received, the magnetic information of the passbook is read and recorded, the transaction content is printed, and the statement sheet (single sheet) is printed as necessary. ) Voucher processing unit 11 that also issues a print
And a passbook printing unit 15 (see FIG. 3). Further, a magnetic card reader unit 14 is also provided for performing a reading process, a writing process, a carry-in and a carry-out of a magnetic card (hereinafter referred to as “card”) as a transaction medium inserted from the card insertion slot 5. The card stores transaction information such as a customer's unique account number, personal identification number, and branch code.

The passbook printing unit 15 includes a magnetic reading unit for reading or writing information on the magnetic stripe of the passbook, a line number reading unit for reading the number of lines already printed on the passbook, and transaction processing on each page of the passbook. A printing unit for printing information and, if necessary, transaction history information, and a page turning processing unit for turning pages of a passbook are provided.

Further, inside the housing 2, an internal monitor 13 is housed as a display / operation section for a clerk in which a transparent touch panel is superposed on the display screen.

In the housing 2, as shown in FIG.
The automatic control device 1A is provided with a main control unit 20 as a control unit for controlling the whole and an electric power source unit 21 for supplying electric power to each unit.

The main control unit 20 includes a slip processing unit 11, a bill depositing / dispensing unit 12, and a magnetic card lead unit 1.
4, passbook print unit 15, coin deposit / withdrawal unit 16, voice guidance unit 17, CRT display unit 9, customer service unit 18 including a touch panel, internal monitor 1
3, Staff unit 1 composed of touch panel, etc.
9, a RAM 22 for storing a fixed amount of money, a history information memory 23 for storing history information to be described later, a floppy disk 2 for storing a control program as shown in FIGS.
4. Clock / Calendar 2 that outputs the current date and time and day of the week
5, host computer (hereinafter abbreviated as "host") 1
A transmission control unit 26 and a remote monitor 27, which control data transmission with 0A, are connected to each other.

As shown in FIG. 4, the history information memory 23 stores a table capable of recording history information.
This table contains weekdays (Monday to Friday), holidays (Saturday, Sunday),
It is possible to record the number of transactions by the range of the withdrawal amount X for each pay day (for example, 25 days) as a specific day. For example, when the withdrawal amount X on weekdays is 58,000 yen, the number of cases is added to the weekday column in the range of 55,000 yen <X ≦ 65,000 yen. In addition, this table shows 99
The figure shows a case where the fixed amount (displayed amount) is set in units of 10,000 yen.

The main controller 20 includes a floppy disk 24.
The color CRT display unit 9 is configured to control each unit of the apparatus 1A according to the control program stored in FIG.
The transaction item selection screen shown in is displayed. In this transaction item selection screen, in addition to the "withdrawal transaction" key 40 and the "fixed amount withdrawal transaction" key 41 as the "set amount withdrawal transaction" key showing a fixed amount (set amount) of 20,000 yen,
Keys for various transaction items such as a "deposit transaction" key 42 and a "transfer transaction" key 43 are displayed. In the figure,
“X” represents the names of other trading items.

When the customer inserts the card, the main control unit 20 displays a personal identification number input screen on the color CRT display unit 9, and the personal identification number entered by pressing the personal identification number input screen and the inserted card. It is checked whether the entered personal identification number is valid by collating it with the personal identification number recorded in. When it is determined to be legitimate, the "drawing transaction" key 40 is selected by the selection operation on the selection screen of FIG.
When is selected, the key 41 indicates based on the validity judgment with respect to the amount input by the pressing operation on the touch panel of the display unit 9 or when the "fixed amount withdrawal transaction" key 41 is selected. Fixed amount (Fig. 5
In this case, the banknote deposit / withdrawal unit 12 is controlled so as to perform cash payment processing (cash withdrawal processing) of the withdrawal amount (request amount) based on the validity judgment for 20,000 yen.

Further, the main control section 20 records the amount of money withdrawn by the banknote deposit / withdrawal unit 12 in a table in the history information memory 23 as history information together with the timing. That is, the number of cases is recorded according to the range of withdrawal amount X for each weekday (Monday to Friday), holiday (Saturday, Sunday), and salary day (for example, 25 days) that is a transaction day.

Further, the main control section 20 controls the transaction for each transaction or at a predetermined time such as at the end of the transaction of one day or before the start of transaction of one day.
Based on the history information stored in the history information memory 23, the display amount of the fixed amount withdrawal transaction on the selection screen is changed. That is, the withdrawal amount with the largest number of cases is calculated from the history information in the history information memory 23 on weekdays, holidays, and paydays, and R is calculated before the use time on weekdays, holidays, and paydays.
The fixed amount of money in the AM 22 is rewritten to the withdrawal amount obtained from the history information, and the fixed amount displayed on the selection screen is changed to the withdrawal amount obtained from the history information. FIG. 6 shows a selection screen in which the fixed amount of money is changed from 20,000 yen shown in FIG. 5 to 50,000 yen.

Next, the operation of the apparatus 1A will be described with reference to the flow charts of FIGS. FIG. 1 is a flowchart showing the overall operation when storing history information and obtaining a withdrawal amount in the present device 1A, and FIG. 7 is a flowchart showing details of step S10 in FIG. In addition, in the following operation description, a case where a transaction is performed using a card will be described.

First, the user inserts the card into the card insertion slot 5
Insert The magnetic card reader unit 14 reads the transaction information from the card and notifies the main control unit 20 of the read result.

The main control unit 20 displays the transaction item selection screen shown in FIG. 5, for example, on the color CRT display unit 9.

Next, the user selects one of the transaction items by pressing any key on the transaction item selection screen. The main control unit 20 determines whether or not the "withdrawal transaction" key 40 or the "fixed amount withdrawal transaction" key 41 is selected on the transaction item selection screen (S2). It should be noted that the card may be inserted after the transaction item is selected, and the "withdrawal transaction" may be prioritized unless cancellation or correction is specified at the time of inserting the card.

When the user selects a key other than the "withdrawal transaction" key 40 and the "fixed amount withdrawal transaction" key 41,
The main control unit 20 performs the transaction process corresponding to the selected key (S16), performs the medium ejection process for ejecting the card into the card insertion slot 5 (S14), and then ends the transaction (S15).

The user makes a "withdrawal transaction" in step S2.
When the key 40 or the "fixed amount withdrawal transaction" key 41 is selected, the main control unit 20 performs a personal identification number input process (S).
3).

That is, the main control unit 20 displays on the display unit 9 a personal identification number input screen including a personal identification number input guide and a ten-key pad. The user inputs the personal identification number by pressing the personal identification number input screen according to the guidance. The main control unit 20
The input personal identification number and the personal identification number read by the magnetic card reader unit 14 are collated to determine whether or not the input personal identification number is valid. In addition, the validity check of the PIN is
You may do it on the host side. If it is judged that the personal identification number is not valid, the user is prompted to input it again, and if the valid personal identification number is not input within the predetermined time or the predetermined number of times, the transaction is canceled. If the personal identification number is valid, the process proceeds to the next step S4.

The main controller 20 determines whether or not the "fixed amount withdrawal transaction" key 41 has been selected (S4).

When the "fixed amount withdrawal transaction" key 41 is selected, the fixed amount stored in the RAM 22 is set in the memory in the main control unit 20 as the withdrawal amount (S5).

When the "withdrawal transaction" key 40 is selected, the main control section 20 displays the amount input screen on the display section 9 (S6).

The user presses the amount input screen to input the amount. The main control unit 20 sets the input amount as a withdrawal amount in the memory in the main control unit 20 (S7).

The main controller 20 is the host 10A of the center.
And the necessary data is exchanged (S8). Here, the main control unit 20 determines whether the step S
5 or S7, the transaction information including the withdrawal amount set in the memory is transmitted to the host 10A of the center, and the host 10A
At, the withdrawal amount is judged to be appropriate, and the judgment result is received.

As a result of this exchange, the main control unit 20 determines whether or not the transaction has been established (S9). If not established, a medium ejection process for ejecting the card from the card insertion slot 5 is performed (S14), and the transaction ends (S1).
5).

If it is determined in step S9 that the transaction is successful, it is determined based on the output of the clock / calendar 25 whether it is a weekday, a holiday, or a payday (25 days), and the table shown in FIG. The number of cases 1 is added to the column corresponding to the current day and the set withdrawal amount (S10). For example, if it is currently a weekday and the withdrawal amount is 22,000 yen, the weekday of the history information memory 23 and 15,000 yen <X ≦ 2 shown in FIG.
Add 1 to the column corresponding to 5,000 yen.

Next, the detailed operation of recording in this table will be described with reference to FIG. The figure shows the payday (25
When the (day) is a holiday, the following weekday is the payday.

It is judged whether or not the current transaction is a weekday (S100), and if it is not a weekday, the number of cases is recorded as a holiday (S101). If it is a weekday, it is determined whether it is 25th (S102), and if it is 25th, the number is recorded as a salary day (S103). Even if the present day is not 25th, if the present day is Monday and the 25th is the day before or the day before last (S104), the number of cases is recorded as a salary day (S103). If the current time is not the 25th, the current time is Monday, and the 25th is the day before or the day before the last day (S104), the number of cases is recorded as a weekday (S105). If the payday is a holiday and the weekday before the payday is the payday, the determination is made as shown in FIG.
FIG. 8 differs from FIG. 7 only in step S104a. In this step S104a, it is currently Friday, and
It is determined whether the 25th is a holiday on the next day or the day after the next day.

The main controller 20 obtains a fixed amount of money suitable for today's operation based on the history information recorded in the table (S
11). For example, if today is the payday (25th) and the number of cases is 55,000 yen <X ≤ 65,000 yen, the largest amount is 50,000 yen from the fixed amount (displayed amount) column in the table. Ask for.

Next, the main controller 20 compares the calculated fixed amount with the amount stored in the RAM 22 (S1).
2). If they are different, the RAM 22 is changed to 50,000 yen (S13).

The main controller 20 carries out the medium discharging process (S).
14). That is, the main control unit 20 controls the banknote deposit / withdrawal unit 12 so as to perform the cash payment processing of the withdrawal amount.
The banknote pay-in / pay-out unit 12 ejects the banknote of the withdrawal amount from the pay-in / pay-out port 7. The magnetic card reader unit 14 returns the card from the card insertion slot 5. The user receives a bill from the deposit / withdrawal port 7, and receives a card from the card insertion port 5.

The transaction is completed (S15).

After that, for example, before the start of the transaction for one day, the main control unit 20 indicates in FIG. 6 that the fixed amount of the "fixed amount withdrawal transaction" key 41 is the withdrawal amount of 50,000 yen stored in the RAM 22, for example. To update.

In this way, transactions using cards are carried out.

FIG. 9 is a block diagram of an automatic transaction system according to an embodiment of the present invention.

In this automatic transaction system, a plurality of automatic transaction apparatuses 1B and a host computer (hereinafter abbreviated as "host") 10B as a host apparatus are connected online.

The automatic transaction apparatus 1B has the same external appearance as that shown in FIG. 2, and its control system has a main controller 20 as shown in FIG.
And a power supply unit 21, and the main control unit 20 includes the device 1 of FIG.
Similar to A, the magnetic card reader unit 14, each unit 1
1, 12, 15 to 19, a RAM 22, a floppy disk 24, a clock / calendar 25, and a transmission controller 26 are connected to each other. However, the automatic transaction device 1B is not provided with the same history information memory 23 as in FIG. 2, and the floppy disk 24 stores the control program as shown in FIG.

The main controller 20 includes a floppy disk 24.
In accordance with the control program stored in, the respective units of the device 1B are controlled in the same manner as the device 1A, and the color CRT display unit 9
The transaction item selection screen shown in FIG. 5 is displayed, the validity of the personal identification number is determined, and the banknote deposit / withdrawal unit 12 is controlled to perform cash payment processing based on the selection operation on the selection screen of FIG. However, it does not record history information or ask for withdrawal amounts.

The host 10B has a host CPU 100 that controls each part of the host 10B.
A ROM 101 in which a control program as shown in FIG. 11 is stored, a RAM 102 in which a fixed amount of money is stored,
A table similar to that shown in FIG. 4 is connected to a history information memory 103 in which history information is stored and a transmission control unit 104 for controlling data transmission with each automatic transaction device 1B.

The host CPU 100 controls each part of the host 10B according to a control program stored in the ROM 101, and records the withdrawal amount (request amount) transmitted from the automatic transaction device 1B as history information together with the time. The information is recorded in a table in the information memory 103.

Further, the host CPU 100 fixes the selection screen based on the history information stored in the history information memory 103 at a predetermined time such as each transaction or at the end of the transaction on one day or before the start of transaction on one day. The displayed amount of the amount withdrawal transaction is changed. That is, the host CPU1
00 indicates that the history information stored in the history information memory 103 is weekday,
The maximum withdrawal amount for each holiday or salary day is set for each device 1B.
For each or a plurality of devices 1B connected to the host 10B as a whole. Then, before the use period on weekdays, holidays, and pay days, the withdrawal amount information is sent to each automatic transaction device 1B, the fixed amount in the RAM 22 is rewritten to the withdrawal amount obtained from the history information, and the fixed amount on the selection screen is changed. Each automatic transaction device 1B is controlled so that the display is changed to the withdrawal amount obtained from the history information.

Next, the operation of this system will be described with reference to FIGS.
1 will be described. 10 is a flowchart showing the operation of the automatic transaction device 1B, and FIG. 11 is a flowchart showing the operation of the host 10B. In this embodiment, it is assumed that a fixed amount of money of 20,000 yen is stored in the RAM 102 of the host 10B. Also,
The maximum withdrawal amount is requested for each transaction.

The operation of steps S1 to S9 is the same as that of the flowchart shown in FIG.

If it is not satisfied in step S9,
The medium release process is performed (S14), and if established, the withdrawal amount is notified to the host 10B (S20), and the medium release process is performed (S14).

If there is no instruction to change the amount of the "fixed amount withdrawal transaction" key from the host 10B (S21), the transaction is terminated (S15) and the transaction item selection screen is displayed again (S).
1).

If there is an instruction to change the amount of the "fixed amount withdrawal transaction" key from the host 10B in step S21, R
The amount of money stored in the AM 22 is changed (S22).
Then, when the transaction ends (S15) and the display returns to the display of the transaction item selection screen (S1), the main control unit 20 stores the fixed amount of the "fixed amount withdrawal transaction" key 41 in the RAM 22 and withdraws, for example, 50,000 yen. The amount is updated as shown in FIG.

On the other hand, when the host 10B receives a notice of the withdrawal amount from the connected automatic transaction apparatus 1B as shown in FIG. 11 (S31), the host CPU 100 makes a unit of the apparatus 1B or a plurality of managed apparatuses. Automatic transaction device 1
B, ... As the total data, the withdrawal amount is recorded in a table in the history information memory 103 for each withdrawal amount for each weekday, holiday, and payday (S31).

The host CPU 100 obtains a fixed amount suitable for today's operation based on the history information recorded in the table at a predetermined time (S32).

Next, the host CPU 100 has the main controller 2
For 0, the obtained fixed amount of money is compared with the amount of money stored in the RAM 102 (S32). If both are different, R
The AM 102 is changed to the determined fixed amount, and a fixed amount change notification of the "fixed amount withdrawal transaction" key is sent to the automatic transaction device 1B (S34).

In this way, the transaction using the card is performed.

Such an automatic transaction device 1 shown in FIG.
According to the automatic transaction system shown in A and FIG. 9, the fixed amount of the “fixed amount withdrawal transaction” key changes in anticipation of the customer's request on a payday, a weekday, etc. where the withdrawal amount of the customer will change. So you can withdraw the amount you want. Also, even if you do not enter the desired amount of money, you can select the "Fixed amount withdrawal transaction" key from the transaction item selection screen, and simply enter the PIN and the amount displayed on the "Fixed amount withdrawal transaction" key Can be pulled out. As a result, the percentage of customers who use the "fixed amount withdrawal transaction" key increases, the withdrawal transaction time can be shortened, and many customers can be processed.

Since the withdrawal amount is recorded as history information after the transaction is completed, it is possible to prevent double registration when the same customer inputs the transaction amount when the transaction is performed again when the transaction is not established.

In the embodiment of the present invention, the case where the number of "fixed amount withdrawal transaction" keys displayed is one has been described, but the number displayed may be variable. For example, it may be set internally by a staff member, or may be set to two “fixed amount withdrawal transaction” keys in the order of increasing amount of use according to an instruction from the center. In addition, the change of fixed amount is the same as the internal setting,
It may be possible to select a day unit or an hour unit by the instruction of the center. This makes it possible to withdraw a desired amount of cash with a simple operation.

Further, in the embodiment of the present invention, the specific day is set to one day.
You may set more than one day.

[0070]

According to the present invention described above, the set amount of the "set amount withdrawal transaction" key changes in anticipation of the customer's request on a payday, a weekday, etc. where the customer's withdrawal amount will change. Therefore, the customer can withdraw the amount of cash desired by a simple operation.

[Brief description of the drawings]

FIG. 1 is a flowchart showing the operation of the automatic transaction device of the present invention.

FIG. 2 is a perspective view of the automatic transaction device of the present invention.

FIG. 3 is a block diagram of an automatic transaction device of the present invention.

FIG. 4 is a diagram showing a table of the present invention.

FIG. 5 is a diagram showing a transaction item selection screen of the present invention.

FIG. 6 is a diagram showing a transaction item selection screen of the present invention.

FIG. 7 is a flowchart showing details of recording in the table of the present invention.

FIG. 8 is a flowchart showing other details of FIG.

FIG. 9 is a block diagram of an automatic transaction system of the present invention.

FIG. 10 is a flowchart showing the operation of the automatic transaction device in the automatic transaction system of the present invention.

FIG. 11 is a flowchart showing the operation of the host in the automatic transaction system of the present invention.

[Explanation of symbols] 1A, 1B automatic transaction device 9 color CRT display unit 10A, 10B host 20 main control unit 23, 103 history information memory 40 "withdrawal transaction" key 41 "fixed amount withdrawal transaction" key 100 host CPU

Claims (7)

[Claims] 1. An automatic transaction device for performing a predetermined transaction based on a customer's operation, and an amount input means for inputting an amount relating to a transaction, and a withdrawal for instructing a withdrawal process of the amount input from this amount input means. A display means for displaying a transaction item selection screen including a transaction key and a preset amount withdrawal transaction key for instructing withdrawal processing of a preset amount of money, and a withdrawal transaction key is selected by a selection operation on the selection screen. When the set amount withdrawal transaction key is selected, the setting is instructed by the selection key when the set amount withdrawal transaction key is selected, based on the validity judgment for the amount input by the amount input means. The cash processing means for performing the cash withdrawal processing of the set amount of money based on the validity judgment for the amount of money, and the amount of money withdrawn by this cash processing means And a withdrawal amount that is withdrawn based on the history information stored in the history information storage means, and the withdrawal amount of the set amount of the set amount withdrawal transaction key on the selection screen is obtained. An automatic transaction device comprising: a control unit for changing the amount of money. 2. An automatic transaction device for performing a predetermined transaction based on a customer's operation, and an amount input means for inputting an amount related to a transaction, and a withdrawal for instructing a withdrawal process of the amount input from this amount input means. A display means for displaying a transaction item selection screen including a transaction key and a preset amount withdrawal transaction key for instructing withdrawal processing of a preset amount of money, and a withdrawal transaction key is selected by a selection operation on the selection screen. When the set amount withdrawal transaction key is selected, the setting is instructed by the selection key when the set amount withdrawal transaction key is selected, based on the validity judgment for the amount input by the amount input means. A cash processing means for performing a cash withdrawal processing of a set amount of money based on a validity judgment for the amount of money; a calendar means for outputting the current date and time; History information storage means for storing the amount of money withdrawn by the means as history information together with the time when it was processed based on the withdrawal of the calendar means, and according to the use time based on the history information stored in the history information storage means. And a withdrawal amount that is withdrawn by a large amount, and at the time of use, control means for changing the set amount of the set amount withdrawal transaction key on the selection screen to the obtained withdrawal amount. . 3. The history information storage means stores the amount of money withdrawn by the cash processing means as history information by dividing the time of withdrawal processing based on the output of the calendar means into weekdays and holidays. Yes, the control means obtains the first withdrawal amount that is withdrawn a lot during the weekday use period based on the history information stored in the history information storage means, and during the weekday use period, the selection screen is displayed. The first control means for changing the set amount of the set amount withdrawal transaction key to the first withdrawal amount, and the second withdrawal amount withdrawn a lot during the holiday use period based on the history information, and the holiday 3. The second control means for changing the set amount of the set amount withdrawal transaction key on the selection screen to the second withdrawal amount at the time of use of. Transaction apparatus. 4. The history information storage means records the set amount only when the set amount determined to be appropriate by the cash processing means is withdrawn and processed. 1. The automatic transaction device described in 1. 5. An automatic transaction device for performing a predetermined transaction based on a customer's operation, an amount input means for inputting an amount relating to a transaction, and a withdrawal for instructing a withdrawal process of the amount input from this amount input means. A display means for displaying a transaction item selection screen including a transaction key and a preset amount withdrawal transaction key for instructing a preset amount withdrawal process, a number input means for inputting a personal identification number, and this number input The identification number entered by the means and the registered identification number are collated to determine whether the entered identification number is valid, and if the determination means determines that the identification number is valid, the When the withdrawal transaction key is selected by the selection operation on the selection screen, based on the validity judgment for the amount input by the amount input means, the input amount A cash processing means for performing a cash withdrawal process and performing a cash withdrawal process of the set amount based on the validity judgment with respect to the set amount indicated by the selection key when the set amount withdrawal transaction key is selected, and the current date and time and day of the week. A calendar means for outputting, and the amount of money withdrawn by the cash processing means, based on the output of the calendar means, the time when withdrawal processing is divided into weekdays, holidays and specific days and stored as history information, and specified. If a day overlaps with a weekday, it is stored as a specific day, and if a specific day overlaps with a holiday, it is stored as a holiday, and based on history information stored in the history information storage means, a weekday The first withdrawal amount that has been withdrawn a lot during the use period of is calculated, and on weekdays other than the specific day, the first withdrawal amount of the set amount withdrawal transaction key on the selection screen is set. First control means for changing to an amount of money, and a second withdrawal amount that is withdrawn a lot during the use time of a specific day based on the history information, and on a specific day other than a holiday, the set amount of money on the selection screen. To a second withdrawal amount, and a third withdrawal amount withdrawn a lot during the holiday use period is calculated based on the history information, and on holidays, the setting on the selection screen is performed. An automatic transaction device, comprising: a third control means for changing the amount of money to a third withdrawal amount. 6. An automatic transaction system having a plurality of automatic transaction devices for performing a predetermined transaction based on a customer's operation, and a host device for managing each of these automatic transaction devices, wherein the automatic transaction device relates to a transaction. An amount input means for inputting an amount, a withdrawal transaction key for instructing withdrawal processing of the amount input from this amount input means, and a set amount withdrawal transaction key for instructing withdrawal processing of a preset set amount Display means for displaying a transaction item selection screen including
When a withdrawal transaction key is selected by the selection operation on the selection screen, cash withdrawal processing of the input amount is performed based on the validity judgment with respect to the amount input by the amount input means, and the set amount withdrawal transaction key And a cash processing means for performing cash withdrawal processing of the set amount based on the validity judgment for the set amount instructed by the selection key, the upper-level device is withdrawn by the automatic transaction device. History information storage means for storing the amount of money as history information,
A large amount of withdrawal amount is obtained as a whole of the plurality of automatic transaction devices based on the history information stored in the history information storage means, and the set amount of the set amount withdrawal transaction key on the selection screen of each automatic transaction device is set. An automatic transaction system, comprising: control means for controlling each of the automatic transaction devices so as to change the withdrawal amount to the obtained amount. 7. An automatic transaction system having a plurality of automatic transaction apparatuses for performing a predetermined transaction based on a customer's operation, and a host apparatus for managing each of these automatic transaction apparatuses, wherein the automatic transaction apparatus relates to transactions. An amount input means for inputting an amount, a withdrawal transaction key for instructing withdrawal processing of the amount input from this amount input means, and a set amount withdrawal transaction key for instructing withdrawal processing of a preset set amount Display means for displaying a transaction item selection screen including
When a withdrawal transaction key is selected by the selection operation on the selection screen, cash withdrawal processing of the input amount is performed based on the validity judgment with respect to the amount input by the amount input means, and the set amount withdrawal transaction key And a cash processing means for performing cash withdrawal processing of the set amount based on the validity judgment for the set amount instructed by the selection key, the upper-level device is withdrawn by the automatic transaction device. A history information storage unit that stores the amount of money as history information for each automatic transaction device, and a withdrawal amount that is withdrawn based on the history information stored in the history information storage unit is calculated for each automatic transaction device, Control for controlling each automatic transaction device so as to change the set amount of the withdrawal transaction key set on the transaction device selection screen to the corresponding withdrawal amount An automatic transaction system comprising means.