JPH09147230A - Medium issuing device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To easily provide data on an arbitrary electronic publication for a customer by providing a data specifying means which specifies transaction data that a customer demands, a data receiving means, and a data writing means which writes the received transaction data to a storage medium. SOLUTION: Data provided by an electronic BOOK publishing company 13 are stored in an electronic BOOK data storage part 16 connected to an ATM 11 by a cable communication, etc., and they are read out and processed at a transaction request of the data. For example, when a customer utilizes a transaction by payment settlement using a credit card 17, the credit card company 14 is inquired of about the credit of the card data and then the customer specifies and inputs data on a requested electronic publication; and the data specified for a purchase are stored on the IC card 18 of the customer and then the data transaction of the electronic publication using the ATM 11 is completed. Consequently, data of various fields can be sold and customers can easily obtain desired data.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a medium issuing apparatus for use in transactions, for example, by providing an automatic transaction machine used in banking business with a medium issuing function, and more specifically, a huge volume of dictionaries and various publications. The present invention relates to a medium issuing device capable of supplying electronic publication data for compactly electronically managing various data.

[0002]

2. Description of the Related Art An automatic teller machine (ATM) installed in a financial institution such as a bank will be described below.
The transaction content of M is limited to monetary transactions related to financial institutions such as deposit, withdrawal, transfer, passbook entry, and balance inquiry (for example, see Japanese Patent Application No. 1-311426 of the prior application).

For this reason, the ATM is not applied to anything other than money transactions, and is not used when there is no money transaction. Therefore, the use is specified and the improvement of the operating rate is limited.

[0004]

SUMMARY OF THE INVENTION Therefore, the present invention has a medium issuing function for recording and issuing data of an electronic publication on a medium so that data of an arbitrary electronic publication can be easily supplied to a customer. The purpose is to provide a medium issuing device.

[0005]

According to the first aspect of the present invention,
A medium issuing device for storing transaction data requested by a customer in a storage medium and issuing the transaction data, the data designating means for designating the transaction data requested by the customer, and the data for receiving the transaction data designated by the data designating means. It is characterized by comprising a receiving means and a data writing means for writing the transaction data received by the data receiving means in a storage medium.

The invention according to claim 2 is characterized in that the data writing means is provided with a reservation means for reserving the transaction data to be written in the storage medium.

According to the third aspect of the invention, when the data designating means designates the transaction data to be written in the storage medium, the data designating means is provided with a consideration capturing means for capturing the consideration corresponding to the designated transaction data. .

[0008]

According to the present invention, when the transaction data requested by the customer is stored in the storage medium and issued, the customer requests the transaction data, and when the requested data is designated by the data designating means, the data receiving means. The data writing means writes the transaction data into the storage medium via the.

When writing data, the transaction data is written in the storage medium based on the data reserved by the reservation unit.

Further, when the customer requests the transaction data desired by the transaction and the data designating means designates the transaction data to be written in the storage medium in response, the consideration corresponding to the designated transaction data is given by the consideration capturing means. Ingest processing.

[0011]

As a result, since it has the data issuing function of storing the data requested by the customer in the medium and issuing it, the data of various fields such as dictionaries, learning books, books such as novels, game software, etc. Can be sold, and customers can easily obtain desired data.

In particular, ATs handled by existing financial institutions
When transaction data such as electronic publications can be handled by an automatic transaction machine such as M and transaction is allowed, the automatic transaction machine and transaction card can be effectively used as they are. In addition, since transaction data other than financial transactions can be accepted and a versatile transaction function can be provided, the operating rate of the automatic transaction machine can be improved, and since it has multiple functions, serviceability to customers is improved. Can be improved. Also, by making it possible to reserve the transaction data to be written in the storage medium, the transaction time at the time of data transaction can be shortened, and payment can be made by setting the price corresponding to the transaction data at the time of data transaction. Operation becomes easier, and automatic transactions become easier.

[0013]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS One embodiment of the present invention will be described below in detail with reference to the drawings. FIG. 1 shows a system configuration diagram for selling electronic publication data using ATM11. ATM11 is ISDN.
An electronic book publishing company 13 and a credit company 1 through a high-speed communication network 12 such as (integrated digital communication service).
4 and the financial institution company 15 are allowed to communicate and connected,
In addition to ATM's original transaction functions such as deposit, withdrawal, transfer, bankbook entry, balance inquiry, etc., which are used in banks, etc., a new data sales function is provided to spread the transaction purpose.

By the way, the above-mentioned electronic book publishing company 1
Data of various fields such as dictionaries, learning books, novels, and game software can be sold in 3. The data provided by the electronic BOOK publishing company 13 is ATM.
11 is stored in the electronic BOOK data storage unit 16 connected by cable communication and wireless communication to the storage unit 11, and is read and processed in response to a data transaction request.

For example, when a customer pays and setstles with a credit card 17 for transaction use, after making credit reference to this credit card data to the credit company 14, the customer is made to specify and input the electronic publication data requested by the customer, and this purchase specification is made. By storing the stored data in the IC card 18 of the customer, AT
Data transaction of electronic publication using M11 is completed.

FIG. 2 shows a block diagram of the control circuit of the ATM 11. The CPU 21 controls each circuit device according to a program stored in the ROM 22, and the necessary data is RA.
It is stored so that it can be read by M23.

The CPU 21 is the interface 2
Display unit (CRT) 25, touch panel switch control unit 26, card reader 27, form processing unit 28, banknote processing unit 29, coin processing unit 30, valuable medium processing unit 31,
The electronic BOOK wired communication processing unit 32, the electronic BOOK wireless communication processing unit 33, and the high speed transmission processing unit 34 are connected.

Of these, the CRT 25 displays display guidance and operating procedures of money transactions such as deposit / withdrawal / transfer and data transactions of various electronic publications, and corresponds to the display portion displayed on the screen of the CRT 25. The touch input signal touch-input by the touch panel switch control unit 26 is controlled.

Further, the card reader 27 reads the card data of the IC card 18 inserted at the time of financial transaction, writes the updated data, and further writes the transaction data of the electronic publication designated by the customer to the IC card 18. To do.

Further, the transaction data of the passbook inserted in the form processing unit 28 is read and the update data is written, and the transaction data and the unregistered data are recorded in the print column of the passbook. If a transaction statement is required, issue a statement with the transaction data printed.

Further, the banknotes deposited by the banknote processing unit 29 are taken into the ATM and received there, and the banknotes are discharged at the time of withdrawal and withdrawal of money. Similarly, the coins deposited by the coin processing unit 30 are taken into the ATM for acceptance processing, and the coins are ejected during withdrawal and withdrawal / withdrawal.

The valuable medium processing unit 31 accepts a valuable medium such as a credit card 17 or a check, and when the credit card 17 is inserted, the credit data is referred to the credit company 14.

The electronic BOOK wired communication processing unit 32 is an AT
The electronic publication data provided by the electronic book publishing company 13 is readably stored in the electronic book data storage unit 16 connected to the M11 by cable communication.

Similarly, the electronic BOOK wireless communication processing unit 33
Is an electronic book that is wirelessly connected to the ATM 11.
Data of the electronic publication provided by the electronic BOOK publishing company 13 is stored in the data storage unit 16 in a readable manner.

The high-speed transmission processing unit 34 communicates with the companies 13 to 15 which are used for transactions through the high-speed communication network 12 to allow transaction of electronic publication data, and when the data of this electronic publication has been established. Sales data is credit company 14
The credit fee is transferred from the credit company 14 to the financial institution company 15, and the transfer confirmation data is transmitted to the ATM 11.

The processing operation for selling the data of the electronic publication using the ATM having the data selling function configured as described above will be described with reference to the flowcharts of FIGS. 3 to 4 and the display explanatory diagrams of FIGS. 5 to 16. To do. ATM1 in transaction waiting state
As shown in FIG. 5, 1 usually displays a transaction item selection screen such as deposit, withdrawal, transfer, and electronic publication on the CRT 25 to wait for a transaction, and in this transaction standby state, the customer selects “electronic publication”. When touch input (step n1), CPU21
As shown in FIG. 6, the CRT 25 displays an IC card, wire communication, and wireless communication data usage type selection screen to wait for transaction, and when "IC card" is designated (step n).
2) As shown in FIG. 7, the CPU 21 displays the transaction designation method selection screen of the electronic publication on the CRT 25 immediately or in advance and waits for the transaction, and when "immediate" is designated (step n3). The CPU 21 subsequently causes an electronic publication such as an English-Japanese dictionary to be selected. At this time, as shown in FIG.
At T25, first, an input designation key in alphabetical order is displayed and guided so as to input the initial letter of the English-Japanese dictionary, and when the initial letter "e" is input in accordance with this, the CPU 21 continues as shown in FIG. On the CRT 25, a number of electronic publications whose initials are "e" are displayed and selected for input, and when "English-Japanese dictionary" is designated and input from these (step n4), the CPU 2
1 is an electronic book publishing company 13 through a high-speed communication network 12.
The designated data is loaded and stored in the electronic BOOK data storage unit 16 (step n5).

Further, on the CRT 25, as shown in FIG. 10, a payment method selection screen whether to use a credit card or cash payment is displayed and displayed, and when "credit card" is designated and input (step n6). ), Figure 1
As shown in 1, the CRT 25 displays a message saying "Please insert a credit card." When a credit card is inserted according to this, the CPU 21 checks the card data with the credit company to check the validity of the card. (Steps n7 to n8) If the credit card is valid, after reading this card data, as shown in FIG. 12, the CRT 25 is instructed to display "Please remove the credit card" and follow the instructions. When the IC card is removed (step n9), the CPU 21 continuously guides the CRT 25 to display "Please insert the IC card" as shown in FIG. 13, and when the IC card is inserted according to the instruction, the CPU 21 causes the electronic book Data storage unit 16
The data specified by is transferred and the data of this electronic publication is written into the IC card 18 (step n10).
~ N11).

After the data recording on this IC card is completed,
As shown in FIG. 14, the CRT 25 is instructed to display “Please remove the IC card”, and the IC card 1
When 8 is removed, the CPU 21
The sales data at that time is transmitted to the credit company 14, the transaction fee is transferred from the credit company 14 to the financial institution company 15, and the transfer confirmation data at that time is transmitted to the ATM 11 and is the data of one electronic publication. The transaction ends (steps n12 to n13).

By the way, when the customer has reserved the transaction data to be purchased in advance, the transaction specification method of the "advanced" electronic publication indicating that the reservation has been made is selected and designated. When this "advance" is selected and designated, the CPU 21 displays a message "Please press your member number" on the CRT 25, as shown in FIG. 15, and when the member number is input accordingly (step n14), the CPU 21 Immediately, the reserved data is read out and immediately displayed on the CRT 25.
For example, as shown in FIG. 16, the electronic publication name is displayed and displayed on the CRT 25 as "Is it OK in the English-Japanese dictionary?", And the customer can confirm the electronic publication name simply by looking at it. If you make a reservation like this, you can process the transaction in a short time. After that, the payment settlement operation using cash or a credit card and the data recording operation using the IC card are performed to complete the data transaction of the electronic publication (step n15).

When making a reservation for an electronic publication, FIG.
As shown in FIG. 7, the user is made to select the electronic publication name 172 to be purchased desired by the customer from the electronic publication purchase list 171 distributed in advance, and the selected electronic publication name 1
The customer designates the electronic publication number 173 corresponding to 72 and makes a TEL to the electronic BOOK publishing company 13, thereby preliminarily designating reservation of the electronic publication data to be purchased.

The reservation processing operation of the electronic publication will be described with reference to the flowchart of FIG. 18. The electronic publication number 17 corresponding to the electronic publication name 172 selected and designated by the customer.
When 3 is TELed to the electronic book publishing company 13 (step n21), the electronic book publishing company 13 accepts this.
Specifies the member number of the customer who uses the transaction (step n22).

Subsequently, when the customer inputs and designates the electronic publication number 173 designated for purchase and purchases the electronic publication, a bank number for designating a recording destination for recording the purchased data at a later date, a store number, and The ATM number and the ATM number are designated in advance to complete the reservation operation (steps n23 to n24).

As described above, since the IC card has a data sales function of storing transaction data requested by the customer, it is possible to sell data in various fields such as dictionaries, books, game software, etc. Can easily obtain the desired transaction data.

In particular, ATs handled by existing financial institutions
If M can handle transaction data such as electronic publications and transactions are permitted, ATM and IC cards can be effectively used as they are, and this ATM can be used for many transactions and the operation rate and serviceability can be improved with certainty. Also, if you reserve the transaction data to be written in the IC card, you can shorten the data transaction time when using ATM, and if you automatically capture the price corresponding to the transaction data during the data transaction, the automatic transaction will be performed. It can be further facilitated.

In correspondence between the present invention and the configuration of the above-described embodiment, the medium issuing device of the present invention is the AT of the embodiment.
Similarly, the transaction data corresponds to the electronic publication data, the storage medium corresponds to the IC card 18, the data designating means corresponds to the CPU 21, and the data receiving means corresponds to the electronic BOOK. Corresponding to the data storage unit 16,
The data writing means corresponds to the card reader 27, the reservation means corresponds to the TEL of the customer, and the consideration taking means corresponds to the credit company 14 and the financial institution company 15. It is not limited to the configuration.

[Brief description of the drawings]

FIG. 1 is a system configuration diagram for selling data of an electronic publication of the present invention.

FIG. 2 is a block diagram of an ATM control circuit according to the present invention.

FIG. 3 is a flowchart showing a data sale processing operation of the present invention.

FIG. 4 is a flowchart following FIG. 3 of the present invention.

FIG. 5 is a display explanatory view showing a transaction item selection screen of ATM of the present invention.

FIG. 6 is a display explanatory view showing a data usage type selection screen of ATM of the present invention.

FIG. 7 is a display explanatory view showing an ATM transaction designation method selection screen of the present invention.

FIG. 8 is a display explanatory view showing an initial selection screen for an electronic publication name of ATM according to the present invention.

FIG. 9 is a display explanatory view showing a selection screen of an electronic publication name of ATM of the present invention.

FIG. 10 is a display explanatory view showing an ATM payment settlement selection screen of the present invention.

FIG. 11 is a display explanatory view showing an ATM credit card insertion guide screen of the present invention.

FIG. 12 is a display explanatory view showing an ATM credit card removal guide screen of the present invention.

FIG. 13 is an explanatory diagram showing a display of an ATM IC card insertion guide screen of the present invention.

FIG. 14 is a display explanatory view showing an ATM IC card removal guide screen of the present invention.

FIG. 15 is a display explanatory view showing an ATM member number input guide screen in the case of reservation of this invention.

FIG. 16 is an explanatory view showing a transaction confirmation screen of an ATM in the case where the reservation is made according to the present invention.

FIG. 17 is a main part explanatory view showing an example of an electronic publication purchase list of the present invention.

FIG. 18 is a flowchart showing a reservation processing operation of an electronic publication according to the present invention.

[Explanation of Codes] 11 ... ATM 13 ... Electronic BOOK Publishing Company 14 ... Credit Company 15 ... Financial Institution Company 16 ... Electronic BOOK Data Storage 18 ... IC Card 21 ... CPU

Claims (3)

[Claims] 1. A medium issuing device for storing transaction data requested by a customer in a storage medium and issuing the transaction data, the data designating means designating transaction data requested by the customer, and the transaction designated by the data designating means. A medium issuing device comprising data receiving means for receiving data and data writing means for writing the transaction data received by the data receiving means into a storage medium. 2. The medium issuing device according to claim 1, wherein the data writing unit includes a reservation unit that reserves transaction data to be written in the storage medium. 3. The medium issuing device according to claim 1, further comprising a consideration fetching means for fetching a consideration corresponding to the designated transaction data when the data designation means designates the transaction data to be written in the storage medium.