JPH0821093B2 - Automatic payment machine - Google Patents

Description

Description: BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic money changer having a payment transaction function, that is, an automatic money changer.

The conventional automatic money changer was provided with a balance change push button. If you set the exchange within the range of the amount of cash you have inserted and press this balance exchange button when there is a balance, you can release the balance by a combination of relatively detailed denominations such as 1,000 yen or 100 yen. To be done.

If the automatic money changer has an automatic payment function that can automatically withdraw a predetermined amount of money from the user's own deposit account so that the payment amount can be exchanged and released, the user can When you want to exchange only a part of the money, what kind of denomination will be used to realize the balance is a problem. If the above-mentioned balance exchange push button provided in the conventional automatic money changer is diverted and the balance is released by this balance exchange button, the balance will be paid in too fine a denomination, and the user It's inconvenient.

SUMMARY OF THE INVENTION The present invention relates to an automatic change dispenser having a money exchange function and a payment function including exchanging and discharging a part of a billing amount, and in the case of a currency exchange, a normal payment, a payment amount. The purpose is to be able to release the cash of the denomination and the number of sheets suitable for the transaction in any case of exchanging a part of the.

The present invention relates to an automatic change payment machine having a money exchange mode in which at least a part of the input cash amount is set and a payment mode in which at least a part of the billed amount can be set, and in the exchange mode, the input cash amount is set. The first exchange denomination determining means for determining the denomination and the number of coins for releasing the remaining amount obtained by subtracting the total amount of money exchange set from Second exchange denomination deciding means for determining a denomination and a combination of the remaining denominations, which are obtained by subtracting the total amount of exchange set amount from the amount of money or the demanded amount of payment Check the balance after subtracting the total amount of money set for exchange from the input cash amount in the mode, check the billing amount in the payment mode, and the payment mode In response to the confirmation key for inputting confirmation of the balance after subtracting the total amount of exchange set amount from the billed amount, and the confirmation key input, the first or second exchange money type determination means is determined. Amount of money
It is characterized in that it is provided with a cash discharging means for discharging cash in a combination of the number of sheets.

A transaction selection key may be provided to allow the user to select between the exchange mode and the payment mode,
It may be configured such that when a transaction is started, cash is inserted, a currency exchange mode is inserted, a card in which an account number or the like is magnetically recorded is inserted, and if a personal identification number is further keyed in, a payment mode is entered.

According to the present invention, the first currency exchange denomination determining means operates in the currency exchange mode, and the remaining money at the time of currency exchange, if any, is exchanged and released into the number of cash determined by the combination of the predetermined currency types. Therefore, it is possible to exchange the balance at the time of exchange to a relatively small denomination, and it is possible to satisfy the general requirements of users who perform exchange. Further, in the payment mode, the second currency exchange denomination determining means operates, and the payment amount in the case of normal payment or the balance amount in the case of exchanging a part of the payment amount is released in the minimum number of combinations of cash. Therefore, the user does not need to receive unnecessary fine denominations. In this way, according to the present invention, cash can be discharged in the denomination and the number of coins suitable for the type of transaction, and the user can use the automatic payment machine without inconvenience.

Input the confirmation of the balance after deducting the total amount of exchange set denomination from the input cash amount in the exchange mode, the confirmation of the payment demand amount in the payment mode, and the confirmation of the balance balance after deducting the total exchange exchange amount from the payment demand amount in the payment mode. Since it is performed by one confirmation key, the input means is simplified. That is, the operability is improved and the key installation space is small.

Description of Embodiments FIG. 1 shows the appearance of an automatic payment dispenser 1. On the operation surface which is provided on the front surface of the automatic payment dispenser 1 and which stands up substantially vertically, the handling indicator 2, which indicates that payment transaction or exchange can be performed (that is, the operation is not stopped),
Handling mode indicator that shows the operation mode that can be operated 3, Receipt outlet that prints the result of payment transaction 4, Illuminated push button and switch for calling staff 5, Operation procedure Other information is played by voice Speaker 6 to guide the person, to confirm that the user is a qualified person in the transaction of payment and to insert the magnetic card 7 that records the exchange pattern etc. in the transaction of exchange, the card Card insertion flicker indicator 7a to call attention to the user at the step to be inserted, receipt / flicker indicator 4a indicating that the issued receipt should be removed, and exchange for the user to make exchange settings. Setting panel 8
Is provided. The character "receipt" is displayed on the display 4a and blinks. Similarly, the character "card" is displayed on the display 7a, and it flashes.

Further, on a substantially horizontal operation surface, a coin discharge port 9 for discharging the exchanged loose coins, a packaging coin discharge port 12 provided with a shutter for discharging the exchanged packaged coins, and flicker indicators thereof. 9a, a bill outlet in a payment transaction, a bill inlet to be exchanged in a currency exchange, and a bill inlet / outlet 10 provided with an openable / closable shutter used as an outlet for exchanged bills and its flicker indicator 10a, A push-button switch 11 for manually opening and closing the shutter of the banknote entrance / exit 10, a keyboard 13 for inputting a payment amount, a personal identification number and other numerical values and other functional information, and a flicker indicator 13a thereof are provided. There is. On the flicker indicator 9a, the characters "bulk coin", "packing coin" and "combination of bulk and packing coin" are displayed, and the corresponding character blinks according to the type of coins to be ejected. On the flicker indicator 10a, the letters "banknote" that guides that the banknotes should be inserted into the doorway 10 or that the banknotes in the doorway 10 should be taken out, and "return" indicating that the banknotes that have been inserted into the doorway 10 have been returned The letters and the letters "push button" indicating that the push button 11 should be pushed are displayed, and when these operations are to be performed, the letters corresponding to them blink. The flicker indicator 13a displays the characters "PIN" indicating that the personal identification number should be entered and the "Amount" indicating that the billing amount should be entered. The character corresponding to flashes.

In addition, at the lower front of the automated teller machine 1, a staff key
14, and a customer sensor 15 is provided to detect when the user approaches the front of the machine 1. The customer sensor 15 is composed of an ultrasonic detector, a photoelectric detector, and the like.

The user's operating procedure is guided by voice output from the speaker 6, but an operating procedure guidance display device such as a CRT may be provided, or a panel or the like on which guidance texts are printed is simply attached. You can just leave it.

Further, in this embodiment, cash payment is made only by bills, but coins may be used for payment. For currency exchange, a banknote is inserted or a billing amount is input and converted into smaller banknotes, packaged coins, and coins, but coins may be inserted.

FIG. 2 shows the currency exchange setting panel 8. The exchange setting panel 8 is provided with a display group and push button / switch groups. As the display device, a deposit amount display device 2 for displaying the total amount of the exchanged banknotes inserted into the banknote entrance / exit 10.
1, there are a currency exchange set price indicator 22 for displaying the total amount of currency exchange set, and a money type set amount indicator 23 for displaying the amount of money for each currency type set for currency exchange. The deposit amount display unit 21 also displays the amount billed for payment in the payment mode. The exchange setting amount display 22 may display the remaining amount obtained by subtracting the amount set for exchange from the total input amount. The push button switches include a push button switch 24 for setting the currency denomination and a function push button switch. Function pushbutton switches include a cancel pushbutton 27, a correction pushbutton 28, a payment confirmation pushbutton 29,
There is a card pattern change push button 25 and a card pattern change push button 26.

The payment confirmation push button 29 releases all of the billed amount (withdrawal amount) or the remaining amount obtained by subtracting the exchange amount set amount from the withdrawal amount according to the principle of the minimum number during the payment transaction, and from the input amount to the exchange set amount during the exchange process. It is a command to release the remaining amount after subtracting a certain amount of denominations. In this example, 1,000 yen bills and 100 yen coins are used as the above fixed denominations.
Other denominations may be used. In addition, "payment confirmation" is written on the surface of the payment confirmation push button 29 in this embodiment, but "payment confirmation and balance exchange" may be entered, or "payment confirmation" and "balance exchange". It is also possible to enter the letters, and turn on the “payment confirmation” part at the time of payment and turn on the “remaining money exchange” part at the time of exchange to distinguish them.

The denominations include 10,000-yen bills, 5,000-yen bills, 1,000-yen bills, 500-yen coins, 100-yen coins, 50-yen coins, and 10-yen coins. For banknotes, one, five, ten, fifty, etc. can be set as one unit by the denomination setting push button 24. Coins include loose coins and packaging (cylindrical) coins.
Sheets, 5 sheets, 10 sheets and 1 sheet, 2 sheets, 4 sheets, 10 sheets, etc. can be set as one unit.

FIG. 3 shows an example of the keyboard 13. The keyboard 13 is provided with a numeric keypad 31,000,000 and a function key 32 for inputting a unit of 1,000 yen, and a currency exchange key 33 for selecting currency exchange. The exchange key 33 does not necessarily have to be provided.

FIG. 4 shows the electrical configuration of the automatic payment machine.

The CPU 40, which controls the entire automatic payment machine 1, is provided with an area or a ROM 42 for storing its execution program, and an area or a RAM 41 for storing data required for payment transaction processing and currency exchange transaction processing. In the payment transaction mode, the CPU 40 communicates with a control center (not shown) having a file in which an account of a customer (user) is provided via the line control unit 43.

Further, an operation display unit 44, a card / printer processing unit 45, a bill depositing / dispensing unit 46, and a coin dispensing unit 47 are connected to the CPU 40. The operation display unit 44 includes the exchange setting panel 8, the various display devices 2, 3, 4a, 7a, 9a, 10a, 13a, the speaker 6, the key groups 5, 11, 1 described above.
3, Including customer sensor 15 etc. Card / Printer Processor 45
Is a card reader / writer that reads magnetic recording data of a card inserted in the card insertion slot 7 and records predetermined data on the card, a printer (not shown) that prints transaction results on receipts or journals, etc. It is provided and controls these.

The bill depositing / dispensing unit 46 feeds out bills equivalent to the dispensing amount or bills set for exchange in the payment mode and discharges them to the entrance / exit 10, and in the exchange mode, verifies the authenticity and the type of the bill inserted in the entrance / exit 10. Is determined and stored in the storage box, and the banknotes of the denomination and the number of currency set for exchange are fed out from the storage box and discharged to the doorway 10. Coin ejector
47 removes the coins of the denomination set for the exchange and the number of loose coins from the storage box and discharges the coins to the discharge port 9. At the same time, the coins of the denomination set for the exchange and the number of packaging coins are extracted from the storage mechanism and discharge port 12 Is to be released to.

FIG. 5 shows the operation in the automatic payment dispenser 1 having the above-described structure, particularly the processing procedure performed by the CPU 40.

Referring to FIG. 5a, when the customer sensor 15 detects an approaching user, the automatic payment dispenser 1 starts the processing operation. First, the character "card" on the card insertion flicker indicator 7a is blinked and the character "push button" on the flicker indicator 10a is blinked (step 101). The user is forced to select whether to insert the card or press the push button 11 for opening and closing the shutter (step 102).
Although such an operation is guided by the voice from the speaker 6, the voice guidance by the speaker 6 will be omitted in the following description.

When the user presses the push button 11, it is determined that the user has selected the currency exchange mode, the shutter of the banknote entrance / exit 10 opens (step 103), and the "banknote" on the flicker indicator 10a.
Since the character of blinks, the user can enter the money to be exchanged at the door 10
When the button is turned on (steps 104, 105), the letters "push button" on the flicker indicator 10a blink again (step 106),
When the push button 11 is turned on within a certain time or when the certain time has elapsed (steps 107 and 108), the shutter of the doorway 10 is closed (step 109), and the inserted bills are identified and counted. (Step 110). number 5
With reference to FIG. c, the total amount of bills that have been discriminated and counted is displayed as a deposit amount on the display 21, and can be exchanged within the range of the deposit amount of the illuminated exchange type setting push button 24. The light turns on (step 113). Then, the process proceeds to a normal exchange process from step 114 to step 124 described later.

Again in FIG. 5a, if there is a defective bill or a false bill as a result of the discrimination count of the inserted bills (step 11
1) When it is returned to the banknote doorway 10 and its shutter is opened, the word "return" flashes on the flicker indicator 10a (steps 131 and 132), so when the user takes it out, "banknote" is displayed on the indicator 10a. Flashes (steps 133 and 134). The user may insert the returned banknote or another banknote (step 135), or may exchange money only with the inserted banknote determined to be authentic.

When the card is inserted into the insertion slot 7, the data is read by the card reader and the bank code etc. in the card data is checked (step 141). The user who has inserted the card may either make a payment transaction using the card or carry out a currency exchange process using the card. Money exchange using a card has various meanings. Part 1
One is that only those who have a card, that is, those who have an account in the bank, can exchange money (in this case there can be no routine going from step 102 to 103), the other one is It is intended to record the exchange pattern (combination of denomination and quantity) in advance and omit the setting of the exchange denomination by the exchange denomination setting push button 24. In this embodiment, the card is used in the latter meaning. The above cards for currency exchange may be the same as or different from the cards for personal verification in payment transactions.

Whether the card user wants to exchange money or chooses to make a payment transaction is determined by the following operation by the user. That is, the flicker indicator 10a
The letter "Bill" blinks, the shutter of the doorway 10 opens, and the letter "PIN" on the flicker indicator 13a blinks (step 142). If the user inserts banknotes into the doorway 10, it is determined that he wants to exchange money. After that, the inserted bills are discriminated and counted.

When the user inputs the personal identification number using the numeric keypad 31,
It is determined that the transaction for payment is selected, and it is checked whether or not the key-in PIN and the PIN in the card data read from the card have a predetermined correspondence (for example, match) (step 145). ), If there is a planned correspondence (YES in step 146), it is set to be online (that is, transaction of payment) in a predetermined area of the RAM 41 (step 147), and the processing shown in FIG. Proceed to.

If the secret code keyed in the secret code check does not correspond to the schedule in the card data, the secret code can be entered a certain number of times repeatedly (steps 149 and 150), and the schedule is still possible. If not, the card is returned (step 151).
~ 153).

In step 112 after discrimination and counting of inserted bills in step 110, it is determined whether or not the user is a card user. If you are not a card user, follow the steps in Figure 5c.
Proceeding to the exchange processing of 113 to 124, the card user who desires the exchange proceeds to the processing shown in FIG. 5b in the same manner as the user who has selected the payment transaction.

In the above example, the shutter of the banknote doorway 10 is opened and closed by the user by pressing the push button 11 (steps 103, 106, 107, 108, 109), but the shutter may be opened and closed automatically. In this case, in step 101, the "card" on the flicker indicator 7a blinks and the letters "banknote" on the flicker indicator 10a blink, and at step 102 it is determined whether a card has been inserted or a bill has been inserted. . Also, the processing of steps 103, 104, 105, 106, 107, 108 may be omitted. The shutter at the doorway 10 is closed for a user who wants to make a payment transaction with a card inserted and a personal identification number entered.

As described above, when the card is inserted and the personal identification number is input by the ten-key pad 31, it is determined that the user has selected the transaction for payment, and the fact is stored, and after inserting the card, the cash is inserted. It is determined that the user who has done the above, or who has entered the cash from the beginning, has selected the exchange process.

First, the exchange processing without using cards in steps 113 to 124 in FIG. 5c will be described. In step 113, the total amount of inserted banknotes is displayed on the display 21 as the deposit amount, and when one of the illuminated exchange money type setting pushbuttons 24 that can be exchanged lights up, the user selects one of the pushbuttons 24. Press the desired one to perform the currency denomination setting operation (step 114). The set amount of the set gold type is displayed on the display 2
In 3, the total set amount is displayed on the display 22 and the payment confirmation button 29 is illuminated (step 11).
Five). When the remaining amount obtained by subtracting the predetermined amount from the deposit amount becomes 0 or when the payment confirmation button 29 is pressed (steps 116 and 117), it is determined that the exchange setting is completed.

Here, the operation of the subroutine when the payment confirmation button 29 in step 117 is pressed will be described. When the payment confirmation button 29 is pressed with reference to FIG. 6, it is checked whether or not a card has been inserted between the waiting for handling and the payment confirmation button 29 being pressed (step 24).
1). Naturally, no card has been inserted until the processing of step 117, and therefore the process proceeds to steps 251-254. That is, a balance exchange process is performed in which the remaining amount obtained by subtracting a predetermined amount from the deposit amount is exchanged for a 1000-yen bill and a 100-yen coin. In this way, when there is a balance after the exchange is set in the exchange transaction, this balance is realized by a combination of relatively small denominations, and is added to the denomination and the number of coins set for the exchange. It is released in steps 118 and 120 of.

In this embodiment, the remaining amount is exchanged for 1000-yen bills and 100-yen coins, but it may be exchanged for other denominations.

When the exchange setting including the balance is completed as described above, the banknotes of the denomination set in each storage box or storage mechanism, the loose coins, and the packaging coins are delivered by the set amount (step
118), after the summing process of the exchange data and the printing process on the journal (step 119), the fed-out bills, loose coins, and packaging coins are discharged to the entrance / exit 10, the exits 9 and 12, and the entrance / exit 10 and the exit. The shutter at the outlet 12 is opened, and the letters "banknote", "bulb, combined use of packaged coins", etc. blink on the flicker indicators 10a, 9a, and the user takes them out (steps 120, 121, 122). If there are banknotes that have been inserted into the doorway 10 and have been discriminated and counted and then temporarily held in place, these banknotes are stored in the banknote storage box (steps 123, 12).
Four).

Now, for card users, step 148 of Figure 5a.
At, the character "amount" of the flicker 13a blinks and the illuminated card / pattern exchange push button 25 lights up.

Those who have selected a transaction for payment, especially those who wish to exchange and release the billing amount, can set the payment in two ways. The first is to set up a currency exchange and make the total amount to be a billed amount.
First, the payment request amount is input, and then the exchange setting is made within the range of the input payment request amount.

A person who desires the first method, referring to FIG. 5b, first pushes the exchange push button 33 in the keyboard 13 (step 16).
1). Then, the exchange money type setting button 24, the card pattern exchange button 25, and the card pattern change button 26 in the exchange setting panel 8 light up (step 162),
When the card pattern is not used, the user pushes the currency exchange denomination setting button 24 to perform the currency exchange setting (step
163). The set amount for each denomination is displayed on the display unit 23, the set total amount is displayed on the display unit 22, and the total amount is also displayed on the display unit 21 as the payment amount.
Lights up (step 164). When the desired exchange setting is completed, the user presses the payment confirmation button 29 to input that the exchange setting is completed (step 165). The amount displayed on the display 21 at this time is the amount billed. In this step 165, the payment confirmation button 29 is used to input confirmation of the completion of the exchange setting, which is different from the function of the button 29 in steps 176, 181, 185, 204, etc., which will be described later. That is, in FIG. 6 showing the subroutine operation when the payment confirmation button 29 is pressed, the process goes through step 241, 242, 243 to step 245. Since there is no balance, the denomination and the number of cashes set for exchange will be released.

This exchange setting / payment amount input process starts by turning on the exchange key 33 (step 161), but this exchange key 33 is not always necessary. If the exchange key 33 is not provided, in step 148 of FIG. 5a, the exchange money type setting push button 24 on the exchange setting panel is turned on, and steps 161, 162 are performed.
May be omitted and the process may directly proceed to step 163.

A person who desires the above-mentioned second method first inputs the amount to be billed using the ten keys 31 and the function keys 32 on the keyboard 13 (step 171). Then,
The input payment request amount is displayed on the display 21, and the push buttons 24, 25, 26 and the payment confirmation button 29 of the exchange setting panel 8 are turned on (step 172).

When this person does not use the card pattern, the amount of money set is displayed on the displays 22 and 23 when the money change setting operation using the money change money setting button 24 is performed. As described in 114 to 117 (steps 173, 17)
Four).

When the user finishes the currency exchange setting as desired, if the set amount is less than the paid amount, the remaining amount remains (step 175). In this case, when the payment confirmation button 29 is pressed (step 176), YES in step 241, NO in step 242 and YES in step 243 in FIG. The number is determined according to the principle of the minimum number. The principle of the minimum number of coins is to use a combination that pays a given amount so that the number of banknotes and coins is the smallest.

That is, the remaining amount is divided by 10,000, which is the maximum unit, to calculate the number of 10,000 yen bills to be ejected (steps 261,262), and the remainder is divided by the next largest amount of 5000 to similarly calculate the number of 5000 yen bills to be ejected. It is determined (steps 263, 264 and steps 265-270).

In this way, when the user selects partial exchange payment and there is a balance, unlike the processing of the balance in exchange,
The denomination and the number of coins for the remaining balance are set so that the maximum amount of denomination can be paid, and the denomination and the number of coins set for exchange are added and the coins are released.

When the user desires to release cash equivalent to the payment amount without exchanging money, the user may key in the payment amount (step 171) and immediately press the payment confirmation button 29 (step 181). . Also in this case, payment confirmation button 2
The operation after pressing 9 goes through steps 241, 242, 243 in FIG. 6 and in steps 261-270, the type and number of cash to be discharged is determined according to the principle of the minimum number.

The exchange pattern on the card of the user who selected the payment transaction,
That is, when a desired combination of the exchange setting denomination and the number of coins is recorded, the exchange setting can be replaced by the exchange pattern in the read data of the card. In this case, the user who selects either the first or second method may press the card / pattern exchange button 25 (step
182). Then, the denomination and amount of the card pattern are displayed on the displays 22 and 23 (step 183). When the second method is selected, the total amount of the card pattern and the billing amount may not match and a balance may be generated, which is caused by pressing the payment confirmation button 29 as described above (that is, Are resolved (in accordance with the minimum number principle) (steps 184,185).

When the user wants to change the exchange pattern of his / her card, he / she presses the card / pattern change button 26 (step
191). This button 26 will blink (step 19).
2). After this, the user sets a currency exchange pattern with the currency exchange denomination setting button 24.

In this embodiment, a user who only uses a card to exchange money uses the card for inputting an exchange pattern. That person is the card of the exchange setting panel 8
Press the pattern exchange button 25 (step 201). Then, the same processing as steps 183-185 described above is performed (steps 202-204). However, the balance in step 203 means the difference between the total amount of the card exchange pattern and the total amount of the inserted bills. The above balance is the step
As in the case of pressing the payment confirmation button in 117, the remaining money is exchanged for 1000 banknotes and 100 coins (steps 251-2.
54).

In Figure 6, the processing when there is a balance is roughly divided into 2
It is divided into two, one of which is the balance in the currency exchange, which is processed by steps 251-254. A currency exchange transaction is when a card is not inserted (NO in step 241) or when cash (banknotes to be exchanged) is inserted even if the card is inserted (YE in step 242).
S). The other is the balance in the exchange payment, which is processed by steps 261-270. If the transaction is a payment and there is a balance, there is an insertion of a card (step 24
1 is YES), no cash has been input (NO in step 242), and the billing amount has been entered (YES in step 243)
Is.

This completes the exchange setting operation in all cases. 5c
In the figure, it is next checked whether or not the online setting has been made (step 211). If the online setting has been made, the process moves to the communication with the center (step 21).
2), this automatic payment dispenser 1 transmits transaction data such as card data and input payment amount to the center.

The center searches the account of the user and determines whether the payment is permitted or not by checking whether the balance is larger than the withdrawal amount, and if it is permitted, the balance of the user's account is updated. To be done. Further, the processing result is sent to the automatic payment dispenser 1.

When the automatic payment machine 1 receives a message from the center, if the payment is permitted, the automatic payment machine 1 repeats the cash according to the principle of the exchange money type, the number of cash, or the minimum number equivalent to the payment amount set in the above process. Issue (step 213). If there is no online setting, step 212 is skipped and the set amount of money and the set number of cash are paid out (step 213).

When the card / pattern change push button 26 is pressed (step 191), the exchange pattern set in step 173 or 163 is written on the card (step 21).
Five).

Next, for the user who exchanges money, the totaling process and the journal printing are performed (step 217), and the card is returned to the card user and the "card" on the display 7a is displayed.
Flashes and informs the user of this (step 21
9,220). If the card is taken out (step 221), the process proceeds to processing for discharging the dispensed cash (steps 120 to 124).

For users of payment transactions (YES in step 216),
After the receipt is created (step 231), the tabulation processing and the journal printing are performed, the receipt and card ejection processing is started (steps 232 and 233). Indicator 4 for receipt release
The word “receipt” flashes on a (step 23
4) If the receipt and card are removed (step 2)
35) Transfer to cash release (steps 120 to 122).

[Brief description of drawings]

Fig. 1 is a front view showing the appearance of an automatic payment dispenser, Fig. 2 is a front view of a currency exchange setting panel, Fig. 3 is a front view of a keyboard, and Fig. 4 is a block showing an electrical configuration of the automatic change dispenser. FIG. 5, FIG. 5a, FIG. 5b, and FIG. 5c are a flow chart showing the operation of the automatic payment dispenser, and a flow chart showing the processing for determining the denomination type and the number of remaining balance after the payment confirmation button is pressed in FIG. 7 …… Card slot, 8 …… Cash exchange setting panel, 13 …… Keyboard, 24 …… Cash exchange setting push button, 29 …… Payment confirmation push button, 31 …… Numeric keypad, 32 …… Function key, 40
...... CPU, 41 ...... RAM, 45 …… Card / printer processing unit, 46
...... Banknote deposit / withdrawal section, 47 …… Coin withdrawal section.

Claims (1)

[Claims] 1. An automatic change payment machine having a money exchange mode in which at least a part of the input cash amount is set and a payment mode in which at least a part of a billed amount of money can be set in a money exchange mode. A denomination for releasing the remaining amount obtained by subtracting the total amount of money set for exchange from the cash amount,
The first exchange denomination determining means for determining the number of coins by a predetermined combination of denominations, and the remaining amount obtained by subtracting the total amount of exchange set amount from the total amount of payment amount in the payment mode in the payment mode , The denomination that realizes these amounts with the minimum number of coins, the second exchange denomination determining means for deciding the combination of the coins, the confirmation of the balance after subtracting the total amount of exchange set amount from the input cash amount in the exchange mode, in the payment mode In response to the confirmation key for confirming the payment amount, and for inputting the confirmation of the remaining amount obtained by subtracting the total amount of the exchange set amount from the payment amount in the payment mode, and in response to the confirmation key input, the first or second An automatic change payment machine, comprising: a denomination determined by the currency denomination determining means, and a cash discharging means for discharging a cash of a combination of the number of coins. .