JPH08180232A - Money changer - Google Patents

Abstract

PURPOSE: To obtain a money changer having a bidirectional exchanging function from dollars to yens and yens to dollars and an inexpensive and simple constitution, capable of specifying the payment of coins corresponding to the balance of change processing to YEN coins. or dollar coins based upon a user's request and improving user's operability. CONSTITUTION: The money changer capable of mutually executing exchange transaction between yens and dollars has plural storing parts 16 to 18 for respectively storing yen paper money, dollar paper money, yen coins, and dollar coins and is constituted so as to receive yens and dollars in common, execute changing processing by extracting yen paper money or dollar paper money stored in the storing parts 16 to 18 in accordance with a charged amount, allow a user to specify the payment of coins corresonding to the balance of the change processing to yen coins or dollar coins, and extract and pay out yen coins or dollar coins stored in the storing parts 16 to 18 in accordance with the specification.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a currency exchange machine for automatically performing currency exchange between national currencies at the time of entry and exit of a country without intervention of a staff member.

[0002]

2. Description of the Related Art In recent years, the number of overseas travelers or foreigners entering the country has been increasing. These immigrants must always exchange currencies at the time of immigration. These exchanges are carried out at banks and hotels in airports, but the window service is used to calculate the exchange amount according to the daily exchange rate, and the detailed denomination and number of customers (users). The payment of currency was made according to the combination designation, and the business was extremely complicated.

Therefore, when exchanging currencies between different countries,
A currency exchange machine (for example, Japanese Examined Patent Publication 60-1438) that can save labor in window operations and prevent errors by automatically performing in response to a simple operation by a person requesting the exchange (customer).
No. 9) has been devised by the present applicant.

However, the currency exchange machine described above has only a function of performing one-way exchange from "yen" to "dollar" or "dollar" to "yen". For this reason, various devices having a function according to the transaction desired by the user are required, and the operation is complicated and the operability is poor for the user.

On the other hand, for example, in the case of a money exchange machine having a bidirectional money exchange function of exchanging "yen" to "dollar" or "dollar" to "yen", a unit that accepts "yen", A unit for paying out "yen", a unit for accepting "dollar", and a unit for paying out "dollar" are required respectively, and there is a problem that the structure is expensive and complicated.

[0006]

SUMMARY OF THE INVENTION The present invention, in a money changer having only a function of performing one-way money exchange, requires various kinds of equipment having a function according to a desired transaction of a customer. The money-changing machine, which has poor operability for users and has a bidirectional money-changing function, eliminates the problem of having an expensive and complicated structure, and has a bi-directional money-changing function. It is an object of the present invention to provide a currency exchange machine that is inexpensive, has a simple structure, and is easy for users to operate.

[0007]

SUMMARY OF THE INVENTION A currency exchange machine of the present invention performs mutual exchange transactions between a first country currency and a second country currency, in which currency of the first country currency for payment of currency exchange is used. A first storage unit for storing, a second storage unit for storing banknotes of a second national currency for making an exchange payment, a third storage unit for storing coins of a first national currency for making an exchange payment,
A fourth storage unit for storing coins of a second country currency for making exchange payments, a deposit unit for commonly accepting the first and second country currencies for currency exchange, and a deposit unit for accepting the currency deposited from this deposit unit. When the banknotes stored in the first storage section or the second storage section are taken out according to the amount of money and the currency exchange processing is performed by the first processing means or the first processing means. A first designating means for designating payment in coins of a first country when a difference in which the banknotes stored in the first storage part or the second storage part are not paid out occurs, When a currency difference stored in the first storage unit or the second storage unit occurs when the currency exchange process is performed by the first processing unit, a second
A second specifying means for specifying payment in national coins,
Second processing means for taking out and paying out coins of the first national currency from the third storing unit when payout in coins of the first national currency is designated by the first designating means; The third processing means for taking out coins of the second national currency from the fourth storing unit and paying them out when the withdrawal of coins of the first national currency is designated by the second designating means. There is.

[0008]

BEST MODE FOR CARRYING OUT THE INVENTION An embodiment of the present invention will be described below with reference to the drawings. FIG. 1 schematically shows a currency exchange machine of the present invention. What is shown in the figure is a transaction device 100 that automatically deposits and withdraws money based on a user's operation. For example, an operation surface 2 formed on the front surface of a housing 1 penetrates a partition wall 3 and a bank. Automatic deposit / withdrawal
It is installed in the state facing the yard.

On the operation surface 2, one bill inlet / outlet 4 for depositing bills for deposit as securities and for taking out bills discharged from the inside of the casing 1, depositing coins for deposit and for the casing 1 are provided.
One coin door 2 from which coins discharged from inside are taken out
01, card / passbook entry / exit 5 for inserting and releasing transaction media such as IC memory card and passbook as cash card used when depositing / withdrawing money, depositing / withdrawing operation by user and necessary Display / input surface 6 where various displays are performed
Is provided. Then, in the housing 1, a banknote processing unit 9 for performing a depositing process of the banknotes inserted from the banknote inlet / outlet 4, a withdrawal process of the banknotes to be discharged to the banknote inlet / outlet 4, and a coin inserted from the coin inlet / outlet 201. , A coin processing unit 200 for performing processing for receiving coins and processing for discharging coins to be discharged to the coin inlet / outlet 201, and a card for performing predetermined processing on the card inserted from the card / passbook inlet / outlet 5 or the passbook. A passbook processing unit 10, a display / input unit 11 for performing a predetermined display operation and an input operation on the display / input surface 6, a staff operation unit 280 used for staff operation, and a control unit 290 for controlling each unit. It is provided.

FIG. 2 is a block diagram showing the structure of the transaction apparatus 100. In the figure, reference numeral 290 is the control unit, which is a program memory 91 in which a predetermined program is stored, and storage means for storing transaction records for each transaction in the device 100, cumulative deposit and withdrawal amounts (hereinafter, simply referred to as transaction). A memory 92 and a rate memory 93 for storing the latest currency exchange rate (hereinafter also simply referred to as an exchange rate) are connected to the control unit 90. Further, the control unit 90 includes the above-mentioned bill processing unit 9, coin processing unit 200, card / passbook processing unit 10, display / input unit 11, and staff operation unit 2.
Voice guidance unit 9 for providing voice guidance to 80 and customers
9 is connected. The control unit 90 is communicatively connected to the center computer 94 using a dedicated line or an exchange line, and an account read from the card or passbook inserted in the card / passbook processing unit 10. number,
The credit limit registered in advance in the center computer 94 corresponding to the account number or the personal identification number and the account number or personal identification number input from the display / input unit 11 can be exchanged to perform a transaction. There is. In the figure, reference numeral 100 'denotes another transaction device communicatively connected to the center computer 94, and has the same configuration as the transaction device 100 described above.

Further, the time counting means 90A utilizes the time counting function of the control section 90 to provide for the determination of coin removal as will be described later. Next, an outline of the configuration of the bill processing unit 9 will be described.
This will be described with reference to FIGS. 3 to 6. In FIG. 3, at the upper part of the front side (the left side in the drawing) of the housing 14 of the banknote processing unit 9, the inserted banknote (banknote for deposit) P is arranged so as to face the banknote inlet / outlet (also referred to as a banknote slot or banknote outlet) 4. Alternatively, a storage unit 15 for storing the sent-out bills P in a stacked state is provided, and various safes, that is, deposit deposits and currency exchange payments, are arranged in this order from the bottom on the rear side (right side in the drawing) of the bill processing unit 9. Deposit ticket storage unit 16 that mixes and rejects Japanese yen notes (yen bills) and US dollar bills (US $ bills) that are not allowed, deposits / exchanges of 10 dollar bills ($ notes) and deposits other than unfit notes A 10 $ ticket storage unit 17 for storing 10 $ tickets, a 10,000Yen ticket storage unit 18 for storing 10,000Yen deposits other than withdrawals / exchanges and uncollectibles, and a collection box 19 for storing forgotten banknotes Are arranged.

Further, in the housing 14, the inspection unit 20 for inspecting the inserted or delivered banknotes P and the first and second stacking transfer units 21a, 21b for transferring the transferred banknotes while shifting the transfer tips thereof are stacked. Is provided, and the banknote transport path 22 is formed so that the banknote P can be transported to each part. Further, distribution gates 23a, 23f driven by an unillustrated rotary solenoid are arranged at the branch portion of the bill transport path 22, and bills are passed to various places along the way. Detector (not shown)
Is provided.

The inspection unit 20 stores a yen ticket dictionary 20b in which various data (standard patterns) relating to Japanese yen notes (hereinafter, also simply referred to as yen notes or yen notes) are stored.
A dollar bill dictionary 20c in which various data (standard patterns) relating to US dollar bills (hereinafter simply referred to as "$ bills or bills") are stored, and various patterns and standard patterns relating to the face of the inserted or sent bill P. There is provided a discriminating circuit 20a for discriminating the bill type (denomination) and the authenticity of the bill P by comparing the coin type with the coin type.

The bill transport path 22 is formed as follows. That is, a take-in transport path 22a having a storage portion 15 provided corresponding to the bill entrance / exit 4 as a base end is formed, and the take-in transport path 22a is a central transport path in which the inspection section 20 is arranged in the middle part. It is in a state of communicating with 22b. Further, the central transport path 22b is a section transport path 22c along the arrangement direction of the bill storage units 16, 17, and 18.
It is in communication with.

Each banknote storage unit 1 is provided in the sorting conveyance path 22c.
Storage paths 22d, 22e, 22f, and 22g for storing the banknotes P in the storage boxes 6, 17, 18 and the collection box 19 are branched. In addition, the sorting conveyance path 22c is in a state where the pickup conveyance paths 22h, 22i, 22j for conveying the bills P taken out via the pickup mechanism 24 provided in each bill storage unit 16, 17, 18 are joined. Has become.
In addition, the take-out mechanism 2 provided in the deposit ticket storage unit 16
No. 4 is not activated.

The base end of the central conveying path 22b communicates with the terminal end of the sorting conveying path 22c via the connecting conveying path 22k, and the banknotes P are conveyed to the first stacking conveying section 21a in the middle thereof. The branch conveyance path 22l for branching is branched. Further, in the middle thereof, the first stacking and conveying section 21 is provided.
A delivery / conveyance path 22 for conveying the banknote P of a to the accommodating portion 15.
m is provided.

Here, the banknote transport path from the storage section 15 to the inspection section 20 is referred to as a first transport path L1, and the transport means for transporting the banknotes along the first transport path L1 is the first transport means. 190. In addition, a part of the intake conveyance path 22a, the delivery conveyance path 22m, and the second accumulation conveyance section 21a are provided.
The banknote transport path from the stacking transport section 21b to the storage section 15 is referred to as a second transport path L2.
The second transport means 19 is a transport means for transporting banknotes along the
Set to 1.

Next, an outline of the flow of the bill P at the time of deposit will be described with reference to FIG. First, the banknotes P ... Collectively inserted into the banknote inlet / outlet 4 are sequentially taken in one by one by the intake / delivery mechanism of the accommodating portion 15 provided facing the banknote inlet / outlet 4, and the intake conveyance path 22a. It is sent to the central conveyance path 22b via the, and the face value (ticket type), authenticity, etc. are discriminated by the inspection section 20 arranged in the middle. As a result, in the case of a genuine bill, as shown by the solid line arrow in the figure, the central conveyance path 2
2b is transported as it is and fed into the sorting / transporting path 22c, and is selectively sorted by the sorting gates 23b, 23c, 23d arranged in the sorting / transporting path 22c. Then, for example, when a $ ticket is deposited, the inspection unit 20 performs an inspection using the dollar ticket dictionary 20c,
10 $ tickets suitable for exchange payment are stored in the 10 $ ticket storage unit 17, and other $ tickets are stored in the deposit ticket storage unit 16.

Similarly, when a Japanese yen note is deposited, the inspection section 20 carries out an inspection using the yen ticket dictionary 20b.
10,000 yen tickets suitable for exchange payment are stored in the 10,000 yen ticket storage unit 18, and other Japanese yen tickets are stored in the deposit ticket storage unit 16.

On the other hand, when it is determined that the bill is a counterfeit note, it is distributed to the side of the branch conveyance path 22l by the distribution gate 23a as indicated by the broken line arrow in FIG. Are stacked in the stacking and conveying section 21a. The distribution gate 23a and the branch conveyance path 22l are examples of conveyance switching means. Then, when it is detected by the bill presence / absence detector (not shown) that the bill P has disappeared from the bill entrance / exit 4, as shown in FIG. 5, the temporarily accumulated counterfeit bills are conveyed as rejected bills P ′ for delivery. It is conveyed toward the bill doorway 4 via the path 22m.

That is, the banknote P inserted from the banknote inlet / outlet 4 is inspected by the inspection section 20 of the banknote processing unit 9, and a 10 $ ticket suitable for exchange payment is a 10 $ ticket storage section 17.
In addition, 10,000-yen tickets are stored in the 10,000-yen ticket storage section 18, respectively, and all other ticket types are stored in the storage section 16. As a result, there is only one doorway 4 for inserting the banknote P,
In addition, the storage units 16, 17, and 18 that store the banknotes P are configured with a minimum number, and thus it is possible to perform a currency exchange transaction by recycling the deposited banknotes P. Therefore, the device can be inexpensive and simple.

Next, with reference to FIG. 6, an outline of the flow of the banknote P at the time of withdrawal will be described. A safe, that is, a 10,000-yen ticket storage unit 18 or a 10- $ ticket storage unit 1 for each denomination by the user's designation of a money exchange type, that is, a 10,000-yen ticket or a 10- $ ticket
7 is taken out one by one through the take-out mechanism 24,
Sorting and conveying path 22c through take-out and conveying paths 22j and 22i
Sent to. Then, it goes straight through the sectioned conveying path 22c and is sent to the central conveying path 22b through the connecting conveying path 22k and is skewed by the inspection unit 20, or 2
It is checked whether or not to take a single sheet, and it is determined by the yen ticket dictionary 20b or the dollar ticket dictionary 20c whether the payment is possible or not.

Then, the banknote P determined to be "payable"
Are distributed to the side of the branch conveyance path 22l through the distribution gate 23a as indicated by the solid line arrow in the figure, and are continuously conveyed in the first accumulation conveyance section 21a and then the second accumulation conveyance section 2a.
After being collected in 1b and all the bills P have been taken out, they are collectively dispensed to the bill inlet / outlet 4.

On the other hand, the skew P or the bill P, such as a double bill, which is judged by the inspection unit 20 to be "payment impossible" is not sorted by the sorting gate 23a as shown by a broken line arrow in the figure. Go straight on the central conveying path 22b and sort conveying path 22
sent to c. Then, the sorting gate 23b sorts the sheet to the lowermost storage path 22d for storage and stores it in the deposit ticket storage section 16.

In addition, when the banknote P in the banknote inlet / outlet 4 is forgotten both at the time of depositing and at the time of dispensing, the take-in transport path 22
a, the central transport path 22b, the sorting transport path 22c, and the uppermost transport path 22g for storage, and are stored in the number-of-times storage 19.

Next, referring to FIGS. 7 and 8, a card / passbook processing unit 10 having a function of handling an IC memory card C as a transaction medium and a magnetic passbook (hereinafter referred to simply as passbook) E. The configuration of will be described. In the figure, 30 is a casing having an opening facing the card / passbook entrance / exit 5, and in the casing 30, a conveyance path 31 is formed substantially linearly from the card / passbook entrance / exit 5. Has been done. The card / passbook entrance / exit 5 has an opening 3 that is approximately equal to the width of the passbook E.
2 and a groove 33 substantially equal to the lateral width of the IC memory card C.

The transport path 31 is formed by a plurality of roller pairs 34 ... And a pair of guide plates 35.
At one end of the transport path 31, that is, on the card / passbook entrance / exit 5 side, the transport path 31 is opened / closed by optical sensors 36a to 36d, a card reading section 37 for the IC memory card C, and a solenoid 38. A shutter 39 is sequentially provided.

The card reading section 37 has a contact surface 40 provided on the upper surface side of the conveyance path 31 and a receiving base 41 for receiving contact pressure. The contact surface 40 has a spindle 43 supported by a solenoid 42. It is attached to a support lever 44 that swings as a fulcrum.

Further, in the rear of the shutter 39, that is, in the middle of the conveying path 31, a page mark of the passbook E, a reflection type sensor 45 for detecting the printing completion, and reading from the magnetic stripe of the passbook E are performed. A magnetic head 46 is provided. Further, a printing device 47 is provided behind these.

The printing device 47 includes a guide shaft 4
A print head 5 mounted on a carriage 49 which is guided by the rollers 8 and 48 and can reciprocate in a direction orthogonal to the transport path 31.
0, and an anvil 51 provided along the moving direction of the print head 50. A feeding portion of a roll paper 53 mounted on a reel 52 is hooked around the anvil 51, and its tip end is held by a pair of feed rollers 54 provided on the lower surface side of the conveying path 31. The feed roller pair 54 is rotated so as to be sequentially fed out. In addition, a cutter 55 is provided near the feeding roller pair 54 on the feeding direction side, and a roller that has been printed is printed.
The roll paper 53 is designed to be cut, and the cut roll paper 53, that is, the sheet (hereinafter, also simply referred to as a slip) is used as a conveyance roller pair 57 ... And a guide plate pair 58.
It is configured to be carried into the banknote inlet / outlet 4 of the banknote processing unit 9 through the slip transfer path 59, which is a payment recording paper supply means formed by.

At the other end of the transport path 31, that is, on the opposite side of the card / passbook entrance / exit 5, the transaction media such as the IC memory card C, the passbook E, and the slip, which the user has forgotten, are stored. A recovery box 60 is provided.

At the card / passbook doorway 5,
For example, when the IC memory card C is inserted, only the optical sensors 36b and 36c become dark, and in this case, the shutter 3
9 is closed and the tip of the IC memory card C is the shutter 39.
It is positioned so that it hits. Then the solenoid 42
And the supporting lever 44 swings and displaces around the support shaft 43 as a fulcrum, and the contact surface 40 attached to the tip end side of the support lever 44 is I.
The contact portion 62 of the C memory card C is pressure-contacted and electrically coupled to exchange signals.

When the passbook E is inserted, the optical sensor 3
6a to 36d are all dark, and in this case, the shutter 3
9 is opened and the drive system of the transport path 31 is operated, and while the passbook E is being taken in, the page mark is printed by the reflection type sensor 45 and the read of the printed data is performed, and then the printing device 47 prints at a predetermined position. Controlled as.

Incidentally, the groove 33 of the card / passbook entrance / exit 5
The conductor 70 dropped to the ground is attached to the portion, and the conductor 70 coated on the back layer of the inserted IC memory card C is brought into contact with the IC memory (shown in the figure). It is designed to eliminate static electricity that adversely affects

Next, referring to FIGS. 9 to 12, display /
The configuration of the input unit 11 will be described. The display / input unit 11 is, as shown in FIG.
An RT (screen display device) 71 and a transparent keyboard 72 as an operation input means provided in a state of covering the screen portion 71a of the CRT 71 are incorporated into a casing 73. It is composed. The transparent keyboard 72
As shown in FIG. 10, the transparent plate 75 has transparent electrodes 75 ...
Embedded in a matrix circuit of X1 to X5 and Y1 to Y4 so that an output corresponding to a portion pressed by a customer can be output. The transparent plate 74
Has almost the same curvature as the screen portion 71a of the CRT 71,
It prevents parallax.

The transparent keyboard 72 is a CRT 71.
When the screen portion 71a of FIG. 11 is displayed as shown in FIG. 11, for example, it is programmed as a numeric keypad, and in the case of another display, it is programmed to switch to another function. For example, as shown in Fig. 12, in order to let the customer instruct the mode of the transaction, the guidance display of "Please select the desired transaction" and the budget consultation about how much money should be exchanged are provided. A first instruction unit 76B for instructing,
Second instruction unit 76 for instructing exchange from “yen” to “$”
A third instruction portion 76D for instructing the exchange of C, "$" to "yen" is displayed.

FIG. 13 shows the structure of the coin processing unit 200. First, an outline of the coin processing unit 200 will be described. This is a coin input / output coin introduction section 202 for introducing coins inserted from the coin inlet / outlet 201 and coins to be taken out from the coin inlet / outlet 201, and a customer uses the input / output coins. A forgotten coin storage unit 203 for storing a forgotten coin from the introduction unit 202, a reception conveyance path 204 for conveying a coin inserted by the user into the ejection / coin introduction unit 202 upward, and a reception conveyance path 204 for upward movement A coin type accommodating portion 205 for accommodating the conveyed coins downward by utilizing gravity, and a coin of a desired amount taken out from the coin type accommodating portion 205 for withdrawal. And the like, to the insertion and withdrawal coin introduction section 202, a discharge conveyance path 207, and an upward conveyance for collecting coins taken out from the denomination type accommodating section 205. Collecting path 2
08, a storage unit 209 for receiving and storing coins transported on the recovery transport path 208, and the storage unit 2
09 for taking out coins for replenishment, and the receiving and conveying path 20
4, a replenishment conveyance path 210 that conveys the coins to merge with each other, and a receiving process for accommodating the coins inserted from the coin inlet / outlet 201 in the denomination storing unit 205, the denomination storing unit 205.
A coin of a predetermined amount is taken out from the coin insertion / ejection coin introduction unit 20
Release processing to be introduced into 2; collection processing for collecting coins in the denomination storing unit 205 in the storage unit 209 as necessary; replenishing coins stored in the storing unit 209 to the denomination storing unit 205 as necessary The replenishment process is performed based on the operation of the customer or staff.

The insertion / withdrawal coin introducing section 202 communicates with the coin inlet / outlet 201, and the insertion space 21 for introducing coins.
2 has a frame structure, and a coin discharge port 212A is provided at the inner portion facing the coin inlet / outlet 201, and a coin drop port 21 is provided at the bottom portion.
2B is formed with an opening. The coin door 201 has a coin door 214A pivotally supported in the directions indicated by arrows Z1 and Z2, and a first opening / closing drive member (for example, a rotary solenoid) that drives the coin door 214A to open and close.
A coin door opening / closing mechanism 214 composed of 214B is provided. The coin outlet 201 is provided at the coin drop port 212B.
The coin placing member 216A on which the coins inserted from the coins and the coins ejected from the coin outlet 212A are placed is rotatably pivoted in the directions of the arrows Y1 and Y2 in the figure, and the placed coins are dropped. Therefore, a drive member (hereinafter, also simply referred to as a second opening / closing drive member) 216B for rotationally displacing the coin placing member 216A is provided.

Further, as a take-out discriminating means for discriminating whether or not the coin on the coin placing member 216A is taken out through the coin take-out port 201, for example, the coin take-out port 2
Transmissive first optical sensor 217A and second optical sensor 217 that optically detect the hand of the user inserted in 01.
B is provided in the introduction space 212, and the hand once detected by both optical sensors 217A and 217B starts timing when it is no longer detected,
Timing unit 90A for discriminating the removal of coins when the hand is not detected again until the time reaches a predetermined time.
(See FIG. 2).

The forget-to-take-off coin accommodating portion 203 includes a slidable gating member 226A capable of rotating and displacing selectively allowing slid coins from the lower end portion of the receiving and conveying path 204.
It is composed of a third opening / closing drive member 226B for rotating the slide-down gate member 226A in the directions of the arrows X1 and X2, and an uncollected coin storage box 227 for storing coins slipped off from the receiving and conveying path 204. Sliding gate member 226A
Only when the coin is rotated in the direction of the arrow X1 in the figure, slipping of coins from the receiving and conveying path 204 is allowed. A third optical sensor 227A that optically detects the recovery of the forgotten coin is provided near the opening of the forgotten coin storage box 227.

The receiving and transporting path 204 extends diagonally upward to the first and second transport belts 220 and 22.
1 and 2 are stretched so that they can run endlessly, and the second conveyor belt 22
A portion of the first unit facing the lower position of the coin dropping port 212B is configured as a coin holding unit 221A that collectively holds the coins dropped from the coin dropping port 212B. The coins dropped on the coin holder 221A are
The transport belt 221 is driven to travel obliquely upward. Further, during the conveyance, the second conveyance number regulation roller 223 which rotates with a gap corresponding to the thickness of about 1 to 2 coins with respect to the upper surface of the second conveyance belt 221. Is provided. This second transport number regulation roll
The coins in the stacked state of about 1 to 2 sheets which are allowed to be sequentially passed and conveyed by the action of the la 223 are the same as the first conveyor belt 220.
Then, the second conveyor belt 221 sandwiches and conveys it obliquely upward. Then, both conveyor belts 22
A third conveyor belt 224, which receives coins nipped and conveyed at 0, 221 and conveys them in a substantially horizontal state, is provided so as to be capable of endless travel, and the coins are attached to the upper surface of the third conveyor belt 224. A third conveyance number regulation roller 228 is provided which rotates with a gap of about one sheet in thickness.

The denomination type accommodating section 205 is provided with a third conveyor belt 224 provided above the receiving and conveying path 204.
And the second conveyance number regulation roller 228 act to downwardly guide the coins sent out one by one.
30, a discriminating unit for discriminating whether or not to accept coins guided by the shoot 230, for example, an electronic money checking unit 231 for judging a denomination, authenticity, and the number of coins, and this electronic money checking unit 231. As a result of the discrimination in, the acceptable coins (for example, genuine 1 yen, 1 cent, 10 yen, 1 dollar, 1
(00 yen coins) and unacceptable coins are branched while being conveyed, and unacceptable coins branched by the branch gate unit 232 are guided downward by using gravity. Ejection shoe 233, branch gate unit 2
It is configured by an outer shape selection unit 234 that selects acceptable coins that have passed through 32 according to their outer dimensions, and a denomination storage box 235 that stores coins selected by the outer shape selection unit 234 for each denomination. There is.

The coin-type accommodating box 235 is divided and formed into a 1-cent accommodating area 235A, a 1-yen accommodating area 235B, a 100-yen accommodating area 235C, a 10-yen accommodating area 235D, and a 1-dollar accommodating area 235E. Further, in each of the accommodation areas 235A to 235E, a coin take-out mechanism, for example, a known disc feeding device 237, which takes out coins one by one and sequentially discharges them to the payout shoe 236, is provided. A first coefficient means 238 for optically or mechanically counting the number of coins dropped downward is provided at the upper end of each withdrawal shoe 236.

Further, the predetermined accommodation areas 235A, ..., 23
As the recovery signal output means for instructing the coins stored in 5E to be collected, for example, each storage area 2
35A, ..., 235E determines the amount of coins stored (for example, optically detects that the stored coins have increased to a predetermined amount), and outputs a recovery signal to the control unit 90. A storage amount detecting means 240 is provided. Further, as the replenishment signal output means for instructing the predetermined accommodation areas 235A, ..., 235E to perform coin replenishment processing, for example, the amount of coins accommodated in each accommodation area 235A ,. For example, by optically detecting that the stored coins have decreased to a predetermined amount),
A second storage amount detecting means 241 for outputting a replenishment signal to the control unit 90 is provided.

The discharge transport path 207 and the recovery transport path 2
Reference numeral 08 denotes a fourth portion that is stretched in a concave shape such that a part of the traveling surface faces below the discharge shoe 233 and the dispensing shoe 236, and is capable of endless traveling in the direction of the arrow W1 or W2 in the figure.
Of the fourth conveyor belt 244, a fifth conveyor belt 245 capable of endless traveling arranged in contact with the right standing traveling surface of the fourth conveyor belt 244, and a left standing traveling surface of the fourth conveyor belt 244. An endlessly traveling sixth conveyor belt 246 disposed opposite to each other, and the fourth conveyor belt 244.
Of the fourth conveyance number control roller 247 which rotates with a gap corresponding to the thickness of one or two coins with respect to the horizontal traveling surface on the right side of the fourth conveyance belt 244 and the left side of the fourth conveyance belt 244. A fifth conveyance number regulating roller 248 which rotates with a gap corresponding to the thickness of one to two coins with respect to the horizontal traveling surface.
It is composed by.

With the above structure, the coins to be discharged and the coins to be withdrawn are nipped and conveyed by the fourth conveyor belt 244 and the sixth conveyor belt 246, and are discharged to the insertion / removal coin introduction section 202. , The coins to be collected are the fourth conveyor belt 244 and the fifth conveyor belt 245.
The sheet is sandwiched and conveyed by and and stored in the storage section 209. The first conveyor belt 220 and the second conveyor belt 220
Conveyor belt 221, fourth conveyor belt 244, fifth conveyor belt 245, sixth conveyor belt 246, second conveyor number regulation roller 223, fourth conveyor number regulation roller 2
47 and the fifth conveyance number regulation roller 248 are driven by the first motor 250 as a drive source.

The storage section 209 is provided with the fourth conveyor belt 2
It is configured by a storage box 251 having an introduction opening 251A into which coins nipped and conveyed by 44 and the fifth conveyor belt 245 are introduced, and a delivery opening 251B from which accumulated coins are delivered.

The replenishing and conveying path 210 holds the coins introduced into the storage box 251, and the seventh conveying belt 25 is stretched in an endless manner so that the coins can be conveyed toward the delivery opening 251B.
2, and a sixth conveyance number regulation roller 253 which rotates with a gap corresponding to the thickness of one or two coins with respect to the upper surface of the seventh conveyance belt 252, The refilling coins sent out from the sending opening 251B are dropped on the third conveyor belt 224 forming a part of the receiving and conveying path 204 and conveyed to the other side. Since the denomination and the number of coins to be replenished will be detected when passing through the electronic money inspection unit 231, the electronic money inspection unit 231 counts the number of coins used for the replenishment process. It also has a function as a second counting means.

Next, the operation of the above configuration will be described with reference to the flowcharts shown in FIGS. 14 and 15.
First, before the operation step of the flow chart, when the power of the currency exchange machine (transaction apparatus) 100 is turned on, online communication with the center computer 94 is started. Then, after storing the latest exchange rate transmitted from the center computer 94 in the rate memory 93, the money changer 100 becomes ready for trading.

At this time, on the display / input surface 6, the money changer 10
By controlling the display / input unit 11 by the control unit 90 of 0, the guidance language as the start screen is displayed as shown in FIG. Thereby, the user selects whether the operation guide is performed in Japanese or English. This is an essential function considering that this kind of equipment is installed at international airports and hotels.

In this state, it is assumed that the user selects "Japanese". Then, on the display / input surface 6, the operation guide in Japanese is started. That is,
As shown in (b) of FIG. 16, the types of transactions such as exchange from “yen” to “$”, exchange from “$” to “yen”, and budget consultation are displayed in Japanese. Above "budget consultation"
Is the screen portion 71a of the CRT 71, that is, the display / input surface 6
Is used to discuss the exchange budget with the user in an interactive manner. For example, by allowing the user to input the destination country of the overseas travel, its staying order, the number of stays, etc. It outputs a currency exchange rate, carry-out according to country, carry-in limit amount, approximate amount of necessary exchange amount, etc. as a slip.

Here, it is assumed that the exchange transaction from "yen" to "$" is selected. Then, as shown in FIG. 16 (c), the display / input surface 6 displays the latest exchange rate as a currency exchange rate, a guidance message, and a "○" key for instructing execution of processing. , "X" key to instruct to stop is displayed. At this time, the exchange rate is about 10 $
And the rate per 10,000 yen is displayed. That is, as the exchange rate, the exchange rate is displayed on the basis of the bills (currencies) handled by this device, which are based on 10 $ and 10,000 yen, respectively. As a result, it becomes easy to determine how much yen the customer possesses or how much yen the necessary dollar corresponds to as a guide for currency exchange transactions actually handled.

When the user inputs the "x" key, the processing routine is terminated and the start screen is displayed on the display / input surface 6. On the other hand, when the "○" key is pressed, the display / input surface 6 displays selection guides for two types of operations as a method of exchange, as shown in FIG. That is, in the case of a person (user) who wants to directly exchange the “yen” possessed by the customer, the Japanese yen ticket is directly inserted into the bill inlet / outlet 4 of the bill processing unit 9. Moreover, you may insert a coin (coin) from the coin entrance 201 of the coin unit 200 depending on the case.

When the Japanese yen bill is inserted into the bill insertion slot 4, the bill processing unit 9 sequentially sends the received bills to the inspection section 20 as shown in FIG. In this case, in the bill processing unit 9, a 10 $ ticket is set in the storing section 17 and a 10,000 yen ticket is set in the storing section 18 in advance, and as the transaction, exchange from "yen" to "$" is designated. Has been done. Therefore, in the inspection unit 20, the discrimination circuit 20a compares various pattern signals relating to the face of the received bill with the standard pattern in the yen bill dictionary 20b, and only the bills having the matched pattern are round bills. It is sent to the storage side as a (genuine bill), and the rest is returned. In addition, among the genuine tickets, when exchanging from "$" to "yen", only the 10,000-yen ticket that can be paid for withdrawal is in the 10,000-yen ticket storage section 18, and the other is in the deposit-ticket storage section 16. It is stored.

When the receipt of the deposited bills is completed, the display /
On the input surface 6, as shown in FIG. 16 (e), the amount of yen deposited and the amount of $ converted into dollars in accordance with the exchange rate stored in the rate memory 93. Is displayed, and at the same time, the insertion guide for the "yen" key that wants to pay in yen for the difference coins that cannot be paid out with the 10 $ bill, or the "$" key that wants to pay in $ is displayed. Here, for example, when the "yen" key or the "$" key is inserted, the coin processing unit 200 is operated in accordance with this designation, and the small change coins are discharged in $ or yen. As a result, change processing can be performed as required by the customer.

When the bill processing unit 9 is operated,
A 10 $ bill corresponding to a deposit yen bill is taken out from the 0 $ bill storage unit 17. Further, the card / passbook processing unit 10 is operated to create a slip based on the contents of the transaction. Then, it is confirmed whether the amount to be dispensed matches the designated amount, the contents of the transaction and the accumulated amount of deposits and withdrawals are stored in the transaction memory 92, and at the same time, the 10 $ bill and the slip are discharged to the bill inlet / outlet 4. This ends the transaction.

On the other hand, when the IC memory card C is inserted into the card / passbook doorway 5, the contents of the IC memory card C are first read by the card / passbook processing unit 10. Then, the collation is performed with the personal identification number input from the display / input surface 6 by the user. By this matching,
When the personal identification numbers match, as shown in (f) of FIG. 16, an input guide or the like for designating the required amount of $ by "yen" or "$" is displayed on the display / input surface 6. .

When the amount is designated by "$", the designated $ amount and the corresponding withdrawal amount are displayed on the display / input surface 6 as shown in (g) of FIG. In addition to being displayed, a "○" key for instructing to execute the process and a "x" key for instructing to stop the process are displayed. Also,
When the amount of money is designated by "yen", the amount of the designated yen and the exchange rate stored in the rate memory 93 are displayed on the display / input surface 6 as shown in (h) of FIG.
In addition to displaying the amount of $ converted into dollars and the amount of withdrawal corresponding to it, the "○" key for instructing the execution of the process and the "×" key for instructing to stop the process are displayed. .

Then, when the "x" key on the display / input surface 6 is input by the above display, the processing is stopped and I
The C memory card C is returned from the card / passbook entrance / exit 5 to the customer, and the processing is terminated. Further, when the "○" key on the display / input surface 6 is turned on, the control unit 90 sends the withdrawal amount and the account number to the center computer 94, and this amount from the account is displayed on the ledger. The balance is debited and the balance is updated.

On the other hand, when the center computer 94 replies withdrawal OK to the money changer 100, the money changer 10
0 confirms whether the amount of withdrawal and the specified amount of money match, and the transaction memory 9 displays the contents of the above transaction and the accumulated amount of withdrawal and withdrawal.
2, the IC memory card C is returned to the customer from the card / passbook entrance / exit 5, and the bill processing unit 9 is operated to pay the designated amount of 10 $ bill and the bill from the bill entrance / exit 4. The transaction is terminated by issuing. In this case, change to IC memory card C as a transaction medium,
When the passbook E is inserted, the contents of the magnetic stripe are read by the magnetic head 46, and a currency exchange transaction similar to the above is performed, and the contents of this transaction (withdrawal amount)
Is printed at a predetermined position by the printing device 47.

As described above, not only the exchange transaction by inserting the cash bills but also the exchange processing by the withdrawal of the deposit from the account based on the insertion of the transaction medium is possible.
These processes can be selected. This allows you to carry out currency exchange transactions without having cash with you, and by avoiding receiving unnecessarily small change coins by withdrawing the amount of yen equivalent to the required amount of $ from your account. Can respond to various needs of customers. Further, since the circle withdrawing process and the currency exchanging process can be integrated, the operability is improved and the configuration of the device can be simplified.

Although only the exchange transaction from "yen" to "$" has been described above, in the case of the exchange transaction from "$" to "yen", "yen" and "$" are used in all operations. Is reversed and the same processing is performed. Also, the processing routine of the operation guide in Japanese is shown, but when English (ENGLISH) is selected as the guidance language in the above, the operation guide in English, that is, the English processing routine is executed.

As described above, a banknote (currency) that has at least three currency storage units 16, 17, and 18 and is deposited
In addition to storing the banknotes that have been received, the two storage units are provided with a takeout mechanism 24, and not only the accepted banknotes but also the received banknotes are received and paid out. The banknote processing unit as a unit for use is a single unit.

That is, the two storage units 17 and 18 store the currencies handled by the money changer 100, that is, 10 $ and 10,000-yen bills suitable for payout, respectively, and the storage unit 16
The other bills that are not to be paid out are stored by mixing dollar bills and yen bills. Then, when exchanging yen to $, the 10,000-yen ticket is stored in the storage unit 18, and the 10 $ ticket in the storage unit 17 is taken out by the take-out mechanism 24 and paid out, and when exchanging from $ to Yen, it is stored. The $ 17 ticket is stored in the section 17, and the 10,000-yen ticket in the storage section 18 is taken out and paid out by the take-out mechanism 24. As a result, by having at least three storage units 16, 17, and 18, it is possible to carry out a currency exchange from "yen to $" or a bidirectional currency exchange transaction from "$ to yen" with one currency exchange machine. Can be possible Therefore, it is possible to make the structure inexpensive and simple, and to improve the operability for the user by simplifying the operation.

Further, in a mutual exchange transaction for yen and dollar, there is a storage unit for storing each of yen bills, dollar bills, yen coins, and dollar coins, and both yen and dollars are commonly accepted and deposited. Depending on the amount of money, you can take out the yen bills or dollar bills stored in the storage unit and perform currency exchange processing.Specify whether to pay the difference in coins by this exchange processing with yen coins or dollar coins. Accordingly, the yen coins or the dollar coins stored in the storage portion are taken out and paid out.

With this, it has a bidirectional exchange function from dollar to yen and yen to dollar, and it is possible to make it inexpensive and simple in structure. Moreover, according to the desire of the user, the difference in coin due to the exchange process can be used. It is possible to specify whether the payment is made with yen coins or dollar coins, and the operability can be improved for the user.

In the above embodiment, simply "$" is used.
Although the currency exchange transaction between two countries has been described with reference to "yen" and "yen", for example, the currency exchange transaction between three countries, four countries, etc. may be performed. In this case, it can be easily realized by increasing the number of storage units of the bill processing unit 9 by one.

In the same manner, the payout type is simply 1
Not limited to the 0 $ ticket or the 10,000 yen ticket, various tickets can be exchanged by increasing the number of storage units.
Also, by changing a part of the control, the so-called AT
An "ATM with a currency exchange function" having an M / CD function and a currency exchange function can be easily realized.

Further, instead of bills, traveler's checks can be discharged. Further, in the case of an exchange transaction by direct debit using a transaction medium, not only online transactions but also offline is possible, and it can be applied to a system for debiting accounts by batch processing at a later date like credits.

Further, by inserting the yen in possession, the $ -ticket of the amount corresponding to the deposit amount is automatically released. For example, the required $ -amount is preliminarily set by "yen" or "$". It may be designated or may be displayed.

[0071]

As described above in detail, according to the present invention,
Offers a currency exchange machine that has a bidirectional currency exchange function, can be configured at a low cost and has a simple structure, and can process change as needed by the customer, and is easy to operate for the customer. it can.

[Brief description of drawings]

FIG. 1 is a perspective view showing a schematic configuration of a transaction device as a currency exchange machine according to an embodiment of the present invention.

FIG. 2 is a block diagram showing a schematic configuration of a transaction device.

FIG. 3 is a diagram showing a schematic configuration of a bill processing unit.

FIG. 4 is a diagram showing a schematic configuration of a bill processing unit.

FIG. 5 is a diagram showing a schematic configuration of a bill processing unit.

FIG. 6 is a diagram showing a schematic configuration of a bill processing unit.

FIG. 7 is a sectional view showing a schematic configuration of a card / passbook processing unit.

FIG. 8 is a perspective view showing a schematic configuration of a card / passbook processing unit.

FIG. 9 is a diagram showing a schematic configuration of a display / input unit.

FIG. 10 is a diagram showing a schematic configuration of a transparent keyboard.

FIG. 11 is a diagram showing a display example of a screen portion of a CRT.

FIG. 12 is a diagram showing a display example of a screen portion of a CRT.

FIG. 13 is a sectional view showing a schematic configuration of a coin processing unit.

FIG. 14 is a flowchart for explaining an operation example of a currency exchange transaction.

FIG. 15 is a flowchart for explaining an operation example of a currency exchange transaction.

FIG. 16 is a diagram showing a display example in a currency exchange transaction operation.

[Explanation of symbols]

 2 ... Operation surface 4 ... Banknote doorway 5 ... Card / passbook doorway 6 ... Display / input surface 9 ... Banknote processing unit 10 ... Card / passbook processing unit 11 ... Display / input unit 16 ... Deposit ticket storage unit 17 ... 10 $ ticket storage unit 18 ... 10,000-ticket storage unit 20 ... inspection unit 20a ... discrimination circuit 20b ... yen ticket dictionary 20c ... dollar ticket dictionary 24 ... take-out mechanism 37 ... card reading unit 46 ... magnetic head 47 ... printing device 71 ... CRT 72 ... Transparent keyboard 93 ... Rate memory 94 ... Center computer 100 ... Transaction device (currency exchange machine) 200 ... Coin processing unit 201 ... Coin doorway 290 ... Control unit C ... IC memory card E ... Passbook

Claims (1)

[Claims] 1. A currency exchange machine for performing mutual exchange transactions between a first country currency and a second country currency, and a first storage section for storing banknotes of the first country currency for payment of exchange, and a currency exchange. A second storage unit for storing banknotes of the second national currency for payment, a third storage unit for storing coins of the first national currency for payment of currency exchange, and a third storage unit for performing payment of currency exchange. A fourth storage unit for storing coins of two national currencies, a deposit unit for commonly accepting the first and second national currencies for currency exchange, and, according to the amount of currency deposited from the deposit unit, A first processing means for taking out the banknotes stored in the first storage part or the second storage part and performing a currency exchange process; and a first processing means for performing a currency exchange process, wherein: The difference that is not paid out with the banknotes stored in the 1st storing section or the 2nd storing section In the case of occurrence of money, first designation means for designating payment in coins of a first country, and the first storage means or the first storage means when the currency exchange processing is performed by the first processing means. The second designating means for designating the payment in the coins of the second country when there is a difference that the bills stored in the second storage portion cannot be paid out, and the first designating means A second processing means for taking out and paying out coins of the first national currency from the third storing portion when paying out in the currency of one national currency is designated; A currency exchange machine, comprising: a third processing means for taking out coins of the second national currency from the fourth storing unit and paying them out when the withdrawal of coins of the national currency is designated. .