JPH07225801A - Fund-raising transaction system for automatic financial transaction device - Google Patents

Abstract

PURPOSE:To promote participation of users to a campaign for fund-raising to activate this campaign and to save the labor of the bussiness of this compaign by facilitating the fundraising operation in an automatic financial transaction device. CONSTITUTION:The automatic financial transaction device which performs the pertinent financial transaction processing based on operator's key input according with a guidance picture is provided with a transaction classification display output part 2a which displays plural transaction items including the transaction for fund-raising as a picture, a fund-raising transaction processing part 2b which displays respective fund-raising classification items as a picture based on the selective input of the item of the fund- raising transaction and performs the fund-raising transaction processing corresponding to the selective input of a fund-raising classification item, a fund-raising destination table 9b where transfer destinations such as banking organ names and account numbers are registered correspondingly to respective fund-raising classification items and which is referred to by the processing part 2b at the time of transfer to the selected fund- raising classification, and a fund-raising deed printing control part 2c which controls printing-out of the transaction result in the processing part 2b.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic financial transaction apparatus for automatically performing financial transactions such as deposits and savings, transfers, etc., and particularly to an automatic financial transaction apparatus suitable for facilitating a fund-raising procedure for a fundraiser. It relates to a fund-raising transaction system.

[0002]

2. Description of the Related Art When making a donation at a bank or the like, the donator must write down the amount on a prescribed form and hand it to a clerk such as a bank with a cash or savings passbook, or Use the automatic financial transaction equipment installed in the etc. By the transfer operation to the account of the donation destination using this automatic financial transaction device, the user can make a donation in the same manner as the operation in a general transfer transaction. As a conventional technique for facilitating the operation of a transfer transaction in this automatic financial transaction device, for example, Japanese Patent Laid-Open No. 3-171393 is available.
There is a technique described in Japanese Patent Publication. This technique facilitates a user's operation of selecting a transfer destination by displaying a list of transfer destinations in units of regions.

However, in the fund-raising using the conventional automatic financial transaction device, the user, like the operation in the general transfer transaction, has the name of the recipient of the donation (name of financial institution, fulcrum name, etc.), account number, etc. You have to enter, and you have to remember the name of the recipient of the donation, the account number, etc., or prepare a memo with them. As described above, in the conventional automatic financial transaction apparatus, since information about donation is not displayed and the procedure is burdened, the user of the automatic financial transaction apparatus is urged to make a donation using this automatic financial transaction apparatus. I can't. Further, when general transfer transactions with automatic financial transaction devices are prohibited, donation transactions cannot be performed. Further, the certificate showing the result of the transfer transaction printed out from the automatic financial transaction apparatus has the same format for general transfer transaction and donation, and the user cannot obtain the certificate dedicated to the donation.

[0004]

The problem to be solved is that in the conventional technology, the fund-raising transaction by the automatic financial transaction device can be performed only by the ordinary transfer transaction. The object of the present invention is to solve these problems of the prior art,
It is an object of the present invention to provide a fund-raising transaction system using an automatic financial transaction device that enables efficient fund-raising using the automatic financial transaction device.

[0005]

In order to achieve the above object, a fund-raising transaction system using an automatic financial transaction device of the present invention (1) displays a plurality of transaction items to be processed including a fund-raising transaction on a screen, and an operator Based on the selection input of the fund-raising transaction item on this screen by operating the key, the guidance screen for fund-raising transaction is displayed, and the fund-raising transaction is performed according to the pre-registered financial institution name, account number, etc. , Transfer processing is performed. Further, (2) a transaction type display output unit 2a for displaying a plurality of transaction items to be processed including a donation transaction on the screen, and a screen for the items of the donation type to be processed based on the selection input of the items of the donation transaction displayed on the screen. The fund-raising transaction processing unit 2b that displays and conducts the transaction processing of the donation fund corresponding to the fund-raising type selected from the fund-raising type item displayed on this screen, and the donation such as the financial institution name and the account number corresponding to each fund-raising type. Register the transfer destination information, and the donation transaction processing unit 2b refers to the donation destination table 9b that is referred to when making a transfer to the selected donation type, and the donation certificate printing that controls the printing output of the transaction processing result by the donation transaction processing unit 2b. A control unit 2c is provided. (3) In the fund-raising transaction system using the automatic financial transaction device described in (2) above, the screen for the fund-raising transaction item by the transaction type display output unit 2a and the screen for the fund-raising type item by the fund-raising transaction processing unit 2b are displayed. The present invention is characterized in that a fund-raising transaction display control unit 2e for controlling each display output based on an instruction input from the manager of the automatic financial transaction apparatus is provided.

[0006]

In the present invention, the processing relating to the fund-raising transaction by the automatic financial transaction device is performed independently of the ordinary transfer transaction. That is, first, the operation guidance screen (guidance screen)
In addition to the deposit transaction, the withdrawal transaction, the transfer transaction, etc., the item of the fund-raising transaction is displayed as a selection item of the transaction which can be processed by the automatic financial transaction device. As a result, the user of the automatic financial transaction apparatus can be informed that the automatic financial transaction apparatus can be used to make a donation, and the user can be prompted to make a donation. When the user of the automatic financial transaction device selects this donation transaction item, the name of each donation that can be transacted with this automatic financial transaction device is displayed on the guidance screen as a selection item.
As a result, the user can easily identify the target donation target and select and input it. In this way, the transfer transaction to the donation destination selected is activated to display the operation guide screen, and thereafter, the fund transfer transaction (the donation transaction) is performed based on the input operation from the user. Here, the transaction information for the donation with the selected name, such as the fund transfer destination name and the account number, is associated with the name of each donation, and the user (donor) only needs to input the amount. Good,
It is not necessary to input transaction information such as fund transfer name and account number, which can reduce the operation load of donation transactions. Also,
The fund-raising transaction processing is carried out by the fund-raising transaction processing section independently of other processing such as ordinary transfer transactions. For example, fund-raising transactions can be conducted even when ordinary transfer transactions are suspended. Also, it is possible to issue a certificate exclusively for fundraising transactions. Also, by stopping the display output of fundraising transaction items and fundraising name on the guidance screen, it is possible to set permission or suspension of handling the fundraising transaction itself, or permission or suspension of handling for each fund raising type. An operator (administrator) of the financial transaction device can easily select the donation transaction requested at that time, and can support the donation activity in a timely manner.

[0007]

Embodiments of the present invention will now be described in detail with reference to the drawings. FIG. 1 is a block diagram functionally showing an embodiment of a configuration related to the present invention of a fund-raising transaction system by an automatic financial transaction device of the present invention, and FIG. 2 is a book of an automatic financial transaction device provided with the fund-raising transaction system. It is a block diagram showing the example of composition concerning the invention. In FIG. 2, reference numeral 1 is an automatic financial transaction apparatus (indicated as ATM in the figure) for automatically performing financial transactions such as automatic deposit / saving processing and automatic payment processing at a bank or the like, which is connected via a dedicated line 10. Based on the exchange of information with the host device, cash deposit / withdrawal transactions and transfer transactions to other financial institutions are performed. The automatic financial transaction apparatus 1 includes a control unit 2 that controls the operation of the entire apparatus such as processing relating to various financial transactions including fund-raising transactions according to the present invention, an operation input unit 3 that inputs an instruction from a user, A display unit 4 that displays a user operation guide screen for transactions, a certificate printing unit 5 that prints and outputs the transaction results on paper, and a medium input unit that captures information from a magnetic card or the like for user identification. 6, a connection unit 7 that controls communication with a higher-level device, a cash acceptance unit 8 that captures cash to be deposited and reads the amount of money, and a storage unit 9 that stores various data and programs related to transaction processing. ing.

As shown in FIG. 1, the control unit 2 performs a fund-raising transaction according to the present invention, and a transaction-type selection screen 4a including a plurality of transaction items to be processed including a fund-raising transaction.
Based on the transaction type display output unit 2a for displaying on the display unit 4 and the selection input of the donation transaction item 11 on the transaction type selection screen 4a, the donation transfer transaction processing procedure is read from the processing procedure storage unit 9a of the storage unit 9. , A donation type selection screen 4b consisting of items of each donation type to be processed, a donation transaction operation screen 4c corresponding to the donation type selected from this donation type selection screen 4b, and this donation transaction operation screen 4c, etc. A fund-raising transaction processing unit 2b that performs a fund-raising transfer transaction process based on a user's operation input, and a fund-raising certificate printing control unit that outputs the fund-raising transaction result by the fund-raising transaction processing unit 2b via the certificate printing unit 5. 2c and fund-raising transaction processing unit 2
The fund-raising transaction totaling section 2d for totaling the transaction for each type of donation based on the fund-raising transaction result by b and printing out the transaction totaling result via the certificate printing section 5, and the transaction-type display output section 2a.
Donation transaction display control for controlling the display output of donation transaction items in the transaction type selection screen 4a displayed by and the display output of each donation type item in the donation type selection screen 4b displayed by the donation transaction processing unit 2b And a part 2e.
Further, the storage unit 9 is provided with a donation destination table 9b in which transfer destination information such as a financial institution name and an account number is registered corresponding to each donation type, and the donation transaction processing unit 2b.
Refers to this donation destination table 9b, reads out the transfer destination to the selected donation type in the donation type selection screen 4b, and performs the donation transfer process. The operation of the fund-raising transaction system using the automatic financial transaction device having the above-described configuration according to the present invention will be described below.

FIG. 3 is an explanatory view showing a concrete display example according to the present invention of the transaction type selection screen in FIG. In the transaction type selection screen 4a of this example, the item 11 of the fund-raising transaction is displayed, and the user of the automatic financial transaction device is
By looking at such a transaction type selection screen 4a, it is possible to know that the fund-raising transaction can be conducted by the automatic financial transaction device. When conducting a fund-raising transaction, the user uses the operation input unit 3 shown in FIG.
The selection of the fund-raising transaction is input by touching the fund-raising transaction item 11 of the transaction type selection screen 4a with a finger. When the donation transaction is selected and input, the control unit 2 in FIG. 1 recognizes the start of the donation transaction, activates the donation transaction processing unit 2b, and stores in the storage unit 9.
The transaction processing procedure for deposit fund transfer is read out from the processing procedure storage unit 9a, and first, the donation type selection screen 4b having the content as shown in FIG. 4 is displayed.

FIG. 4 is an explanatory view showing a concrete display example according to the present invention of the donation type selection screen in FIG. On the donation type selection screen 4b of this example, donation type items 12 to 15 that can be processed by the automatic financial transaction apparatus such as "UNICEF donation" and "NHK year-end mutual aid donation" are displayed. In addition, the cancel key 1 is used for the operation for canceling the donation transaction and returning to the transaction type selection screen 4a in FIG.
6 is provided. User type of donation 12-15
If a certain donation type is selected from the above, the donation transaction processing unit 2b of the control unit 2 in FIG.
Is displayed to prompt the user to select a donation method. If account payment is selected as the method of donation,
A medium (such as a magnetic card) is required, and a message for inserting the medium in the insertion port of the medium input unit 6 in FIG. 2 is displayed.

The following description of the operation will be given with reference to FIG. When the user inserts the medium in accordance with the message, the medium input unit 6 reads the information of the inserted medium, and the control unit 2
Tell to. The control unit 2 checks the information on the medium, allows the user to input the personal identification number from the operation input unit 3 when the information is acceptable, and stores the information in the storage unit 9. Next, a message instructing the input of the donation amount is displayed on the display unit 4. When the user inputs the amount of money to be donated via the operation input unit 3, the control unit 2 refers to the donation destination table 9b of the storage unit 9 in FIG. 1 and selects the transfer destination corresponding to the name of the donation destination. The higher-level device is requested to transfer the amount of money, which is read out and input by the user, from the user's account to the transfer destination of the donation.
The upper-level device performs the transfer process based on this request, and when the process is normally completed, notifies the automatic financial transaction device 1 of the result. If this normal end notification is received, the control unit 2
1 causes the donation certificate print control unit 2c of FIG. 1 to print out a donation certificate indicating that the designated amount has been transferred from the user's account to the donation transfer destination via the certificate printing unit 5. After issuing the donation certificate by the certificate printing unit 5, the control unit 2 ejects the medium inserted in the medium input unit 6 and returns it to the user.

When cash donation is selected as the donation method, the control unit 2 controls the cash accepting unit 8 for cash.
A message instructing insertion into the display is displayed on the display unit 4.
When the user inserts the donated cash into the cash accepting unit 8 according to this message, the cash accepting unit 8 counts the cash. The control unit 2 refers to the donation destination table 9b of the storage unit 9 in FIG. 1 to read out the transfer destination corresponding to the name of the donation destination stored in the storage unit 9, and accept cash in the transfer destination of this donation. The higher-level device is requested to transfer the amount of money counted by the unit 8. The upper-level device performs the transfer process based on this request and notifies the automatic financial transaction device 1 of the normal end of the process. If this normal end notification is received, the control unit 2
1 causes the donation certificate print control unit 2c of FIG. 1 to print out a donation certificate indicating that the amount received by the cash accepting unit 8 has been transferred to the donation transfer destination via the certificate printing unit 5.
The control unit 2 further causes the donation transaction totaling unit 2d of FIG. 1 to aggregate all the results of such donation transactions for each donation type and store them in the storage unit 9, and based on a predetermined output request, The tabulation result is output via the certificate printing unit 5 or via a dedicated output device.

Next, with reference to FIG. 5, a processing operation relating to a fund-raising transaction by the automatic financial transaction apparatus will be described. FIG. 5 is a flowchart showing an operation example of the fund-raising transaction processing according to the present invention of the fund-raising transaction system by the automatic financial transaction device in FIG. When the user selects the donation transaction item 11 from the transaction type selection screen 4a shown in FIG. 3 and presses the corresponding key of the operation input unit 3 of FIG. 1 (step 30), the control unit 2 of FIG. Recognizes the fund-raising transaction, and the fund-raising transaction processing unit 2
In order to prompt the user to select the donation type, the donation type selection screen 4b shown in FIG. 4 is displayed (step 31). The user selects the desired donation type and
When the corresponding key is input from the operation input unit 3 (step 32), the user is instructed to select a donation method (step 33). In the case of account payment, the medium of the account is inserted and the medium information is read (step 34).

Then, the personal identification number of the account is input based on the operation of the user (step 35) and the donation amount paid from the account is input (step 36), and the host device (center)
Request (inquire) for payment (step 3)
7). Based on the payment processing result from the center, the donation amount is totaled for each donation type (step 38). Then, the donation certificate is printed and output by the certificate printing unit 5 of FIG. 2 (step 39), and the user receives this donation certificate (step 40), thereby ending the donation transaction. In addition, in step 33, if the donation method is cash, cash is used as shown in FIG.
The cash is accepted by the cash accepting unit 8 of and is transferred to the donation destination (step 41). If the cancel key 16 in FIG. 4 is pressed (step 42) instead of pressing the donation type key in step 32, the donation transaction is stopped.

Next, the operation according to the present invention by the donation transaction display control unit 2e in the control unit 2 of FIG. 1 will be described. As shown in the donation type selection screen 4b in FIG. 4, "NH
There are donations that are not handled depending on the time, such as “K-end-of-year-end mutual donations”, and it is necessary to set a prohibition on donation transactions for such donations. In the automatic financial transaction apparatus 1 in FIG. 2 having the control unit 2 configured to include the donation transaction display control unit 2e shown in FIG. 1, such setting of prohibition and permission (release of prohibition) of the fund-raising transaction is performed by the automatic financial transaction. This can be easily done by a staff member of a financial institution that has installed the transaction device. That is, in FIG. 1, the donation transaction display control unit 2e is unable to handle the donation type item of each donation type item on the donation type selection screen 4b output by the donation transaction processing unit 2b based on the instruction input from the staff member. Mask items of type. For example, if the item "NHK end-of-year help fund" is masked, the user of the automatic financial transaction device cannot recognize the "NHK end-of-year help fund" and this There is no choice. As a result, it is possible to prohibit fund-raising transactions for the “NHK end-of-year mutual aid fund-raising”. In addition, the donation transaction display control unit 2e causes the transaction type display output unit 2a to output a "donation transaction" on the transaction type selection screen 4a.
By masking the item, the fund-raising transaction itself by this automatic financial transaction device can be prohibited.
Note that the fund-raising transaction can be permitted by canceling the masking process. In addition, the setting instruction from the staff member to the fund-raising transaction display control unit 2e is performed in the same setting mode as an operation for prohibiting a general transfer transaction.

As described above with reference to FIGS. 1 to 5, in the fund-raising transaction system using the automatic financial transaction apparatus of the present embodiment, the processing relating to the fund-raising transaction by the automatic financial transaction apparatus is independent of general transfer transactions. On the operation guidance screen (guidance screen),
Display items for fundraising transactions. As a result, the user of the automatic financial transaction apparatus can be informed that the automatic financial transaction apparatus can be used to make a donation, and the user can be prompted to make a donation. Further, in the operation of the fund-raising transaction by this automatic financial transaction device, the fund-raiser does not need to input the financial institution name or the account number of each fund-raising, and can carry out the fund-raising by an easy operation. In addition, the donation result can be printed on a dedicated sheet and provided to the donator. Further, even if the ordinary transfer transaction is stopped, the donation transaction can be carried out, and furthermore, the collection for each donation at the transfer source of the donation can be easily performed. Also, based on the operation of the personnel of the automatic financial transaction device, mask the fund-raising transaction items and the name of the fund-raising on the guidance screen to set the suspension of the fund-raising transaction itself, or the suspension of handling for each fund-raising type. can do. This makes it possible to easily select a fund-raising transaction that is required only at a certain time, and to support timely fund-raising activities.

The present invention is not limited to the embodiments described with reference to FIGS. 1 to 5, and various modifications can be made without departing from the scope of the invention. For example, in this embodiment, the fund-raising transaction is prohibited and permitted by masking the transaction-type selection screen and the fund-raising type selection screen. Also, for example, a fund-raising type selection screen with and without a "NHK end-of-year fundraising fundraising" item is prepared, and by switching these selection screens, prohibition and permission of fund-raising transactions can be performed. It can be carried out.

[0018]

According to the present invention, the fund-raising transaction in the automatic financial transaction device is made independent from the ordinary transfer transaction, the fund-raising transaction in the automatic financial transaction device is made highly efficient, and the user of the automatic financial transaction device is It is possible to make a donation by a simple operation, to promote the participation of the user in the donation activity, to activate the donation activity, and at the same time, it is possible to save the labor related to the donation activity.

[Brief description of drawings]

FIG. 1 is a block diagram functionally showing an embodiment of a configuration related to the present invention of a fund-raising transaction system using an automatic financial transaction device of the present invention.

FIG. 2 is a block diagram showing a configuration example according to the present invention of an automatic financial transaction device provided with the fund-raising transaction system in FIG.

FIG. 3 is an explanatory diagram showing a specific display example of the transaction type selection screen in FIG. 1 according to the present invention.

FIG. 4 is an explanatory diagram showing a specific display example of the donation type selection screen in FIG. 1 according to the present invention.

5 is a flowchart showing an operation example of a fund-raising transaction process according to the present invention of the fund-raising transaction system by the automatic financial transaction device in FIG.

[Explanation of symbols]

 1 automatic financial transaction device 2 control unit 2a transaction type display output unit 2b fund raising transaction processing unit 2c fund raising certificate printing control unit 2d fund raising transaction totaling unit 2e fund raising transaction display control unit 3 operation input unit 4 display unit 5 certificate printing unit 6 medium input Part 7 Connection part 8 Cash acceptance part 9 Storage part 9a Processing procedure storage part 9b Donation destination table

Claims (3)

[Claims] 1. An automatic financial transaction device that performs processing relating to corresponding financial transactions such as deposit / withdrawal transactions and transfer transactions based on key input from an operator according to a guidance screen, and a plurality of processing targets including donation transactions. The transaction items are displayed on the screen, the guidance screen for donation transactions is displayed based on the selection input of the above donation transactions, and the donation transaction is performed according to the fund transfer destination information such as the registered financial institution name and account number. A fund-raising transaction system using an automatic financial transaction device, which performs a transfer process. 2. An automatic financial transaction device that performs processing relating to corresponding financial transactions such as deposit / withdrawal transactions and transfer transactions based on a key input from an operator following a guidance screen, and a plurality of processing targets including donation transactions. Based on the transaction type display output means for displaying the transaction item of the above, and the selection input of the item of the donation transaction above, the item of the donation type to be processed is displayed on the screen, and the donation type selected from the donation type item is corresponded. Fund-raising transaction processing means for carrying out fund-raising transaction processing for donations,
Register the fund transfer destination information such as the name of the financial institution and the account number corresponding to each of the fund raising types, and the fund raising transaction processing means refers to the fund raising table referred to when the money is transferred to the selected fund raising type, and the above. A donation transaction system using an automatic financial transaction device, comprising: a donation certificate print control means for controlling printout of transaction processing results by the donation transaction processing means. 3. The fund-raising transaction system using the automatic financial transaction device according to claim 2, wherein the screen of the fund-raising transaction item by the transaction-type display output means and the screen of the fund-raising type item by the fund-raising transaction processing means. A fund-raising transaction display system using an automatic financial transaction apparatus, characterized in that a fund-raising transaction display control means is provided for controlling each display output of the above based on an instruction input from a manager of the automatic financial transaction apparatus.