JPH06282557A - Credit card terminal equipment - Google Patents

Abstract

PURPOSE:To freely select the processing sequence of card data at the JISI side and the JISII side of a magnetic card face by the card company side of a device introduction. CONSTITUTION:The setting of the processing sequence of the JISI side card data and the JISII side card data read by a magnetic card reader 1 is operated by a magnetic face designation information area 10b of a memory 10. Thus, the further spread of a credit card terminal equipment can be expected.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention
The present invention relates to a credit card terminal device having a function as an authorization terminal).

[0002]

2. Description of the Related Art In recent years, with the shift to a card-based society, credit card terminal devices have become popular as an effective means for preventing credit card bankruptcy.

An outline of a conventional credit card terminal device will be described below with reference to FIGS. 5 and 6.

First, a credit card is inserted into the magnetic card reader 1. The magnetic card reader 1 is usually JISI.
Side card data and JISII side card data are read at the same time. After that, whether to process the data on the JISI side or the data on the JISII side first depends on the order predetermined by the program.
When processing on the JISI side (or JISII side) first,
Memory 2 whether or not the corresponding card company number exists, using the card company number on the card data as a key
And the next input operation is displayed on the display 3 if it exists. If it does not exist, the same check is performed on the JISII side (or JISI side) card data.

With the above processing, the sales operation becomes possible only when the corresponding card company number is present in the memory 2, and the sales amount is input by the keyboard 4. When all the input operations are completed, the modem 5 and the NCU are checked based on the telephone number of the corresponding card company in the memory 2 to check whether the card data and the input amount are valid.
6 is activated. Then, the card company is automatically dialed, and an authentication check and sales processing are performed by data communication. The modem 5 performs modulation / demodulation of communication data, and the NCU 6 makes a telephone connection with a card company.

When the sales operation is completed normally, a print message is sent from the card company and printed on the printer 7. In this way, the card company number on the credit card is used as a key to enable authentication and sales to the card company. Reference numeral 8 represents a ROM, and 9 represents a CPU.

[0007]

However, in the above-mentioned conventional device, the JISI side of the magnetic card data and the JIS
Which of the data on the II side is to be processed first is determined in advance by the program.
When processing a credit card in which the A card company is recorded on the ISI side and the B card company is recorded on the JIS II side, sales are recorded to the A card company as a result of processing the data on the JIS side first. But B
It will not be recorded by the card company, or only a part of the fee will be recorded. For this reason, the B card company is reluctant to introduce such credit card terminal device, and its spread is hindered.

The present invention has been made to solve the above-mentioned conventional problems, and it is possible to arbitrarily set which of the data on the JISI side and the JISII side of the card data is processed first, that is, the device. It is an object of the present invention to provide a credit card terminal device capable of changing the processing order of card data so as to be advantageous to a card company that promoted the introduction of

[0009]

In order to achieve this object, a credit terminal device of the present invention includes a magnetic card reader for reading a magnetic card, and JISI-side card data and JISII-side card data of the magnetic card. It comprises means for selecting and designating card data to be processed first and communication means for carrying out credit sales processing to the card company based on the card data, by data communication with the card company or the agency company. The card sales process is performed only when it is determined that the card is valid.

[0010]

With this configuration, it is possible to arbitrarily select and specify the magnetic surface to be processed first from each of the JISI and JISII card data read from the magnetic card. Can be installed in order.

[0011]

An embodiment of the present invention will be described below with reference to the drawings.

The difference between the configuration shown in FIG. 1 and the conventional configuration shown in FIG. 5 is that the memory 10 has a magnetic surface to be preferentially processed in addition to a table 10a of card company numbers and telephone numbers. It has a magnetic surface designation information area 10b for designating. In addition, the CPU 9
The logical judgments and calculations shown in FIGS. 2 to 4 are performed.

The operation of the thus constructed credit card terminal device will be described below with reference to FIGS. 2, 3 and 4.

FIG. 2 is an operation explanatory diagram for setting a magnetic surface to be preferentially processed. JI is set in the magnetic surface designation information area.
Information is written whether the SI-side card data is processed first or the JISII-side card data is processed first. The magnetic field designation information area can be set by inputting a signal from the keyboard, but can also be set by data communication or the like.

FIG. 3 is an operation explanatory diagram when a sales process is performed by a credit card. When a credit card is inserted in a normal state of waiting for insertion of the credit card, a card check (described later in FIG. 4) is performed. If the card is judged to be valid in the card check, the message "input amount" appears on the display. When the amount of money is input with the keyboard and the execute key is pressed, automatic dialing is executed based on the telephone number extracted at the time of card check, and data communication is performed after confirming the connection with the card company center. Then, only when it is determined that the card and the amount are valid, the card sales process is executed, and the content is printed by the printer.

FIG. 4 shows an example of the card check operation. After inserting the credit card, the JI of the magnetic card is inserted.
The SI side data and the JISII side data are temporarily stored in the respective card data memory buffers. After this, the magnetic surface designation information on the RAM memory is read out, and J
The processing order is selected to prioritize the processing of ISI side data or the processing of JISII side data. Then, the card data of the magnetic surface to be processed according to this selection is taken out from the buffer, the format is confirmed, and it is checked whether the card company on the card is on the card company table on the RAM. If it does not exist, it is confirmed whether or not the checks have been completed on both sides of the card. If the other magnetic side is not checked, the format is confirmed again.

By the card check described above, the card company to be sold and its phone number are extracted from the card company table based on the company number of the inserted credit card, and this phone number is also extracted. After inputting the amount, the automatic dialing to the card company in FIG. 3 is executed.

[0018]

As described above, according to the present invention, the JI can be calculated from the card data read by the magnetic card reader.
Since there is a means to select and specify the card data to be processed first from among the SI side and JISII side card data, it is possible to select a processing order that is advantageous for the card company that introduced the device, and It is possible to obtain the effect of further spreading.

[Brief description of drawings]

FIG. 1 is a schematic configuration diagram of an embodiment of a credit card terminal device of the present invention.

FIG. 2 is an operation explanatory diagram of an embodiment of a credit card terminal device of the present invention.

FIG. 3 is an operation explanatory diagram of an embodiment of a credit card terminal device of the present invention.

FIG. 4 is an operation explanatory diagram of an embodiment of a credit card terminal device of the present invention.

FIG. 5 is a schematic configuration diagram of a conventional credit card terminal device.

FIG. 6 is an external view of a credit card terminal device.

[Explanation of symbols]

 1 magnetic card reader 4 keyboard 10 memory 10b magnetic surface designation information area

Claims (1)

[Claims] 1. A magnetic card reader for reading a magnetic card, and card data and JI on the JISI side of the magnetic card.
It is provided with a means for selecting and designating the card data to be processed first among the SII side card data and a communication means for carrying out credit sales processing based on the card data, and with a card company or a card agency company. A credit card terminal device that performs card sales processing only when it is determined by the data communication of a valid magnetic card.