JPH06144696A - Automatic transaction processing device - Google Patents

Abstract

PURPOSE:To enable users to change queues or the like early by computing transaction frequency up to the transaction processing limit and displaying the computed result when the money storage quantity of a stacker for storing transaction money reaches the reference quantity. CONSTITUTION:An automatic transaction processing device has an transaction port 3 opened outside being provided in a device body 1 with a display part at the upper part so as to receive incoming bills and outgoing bills, a discriminating part 4 for discriminating the sorts and the like of incoming bills taken in from the transaction port 3, stackers 5-7 for storing the discriminated bills by the sorts of money, and the like; and each part is controlled by incoming/ outgoing money control mechanism. In this case, the incoming/outgoing money control mechanism is provided with a storage part for storing the upper-lower limit reference value of the bill storage quantity of the respective stackers 5-7. On the basis of the upper-lower limit reference value and the detected result of the stock information storage parts of the respective stackers 5-7, the number of persons to be dealt with (transaction frequency) up to the transaction processing limit is computed, and the computed result is displayed on a display part.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction processing device which is installed in a financial institution or the like and automatically deposits and withdraws money according to a user's operation.

[0002]

2. Description of the Related Art Conventionally, an automatic teller machine (ATM) installed in a financial institution, for example, is disclosed in Japanese Patent Laid-Open No. 1-116791. This automatic transaction processing device
A transaction opening that opens to the outside to accept deposited and withdrawn bills, a discrimination unit that discriminates the denomination of the deposited bill taken in from this transaction, and the bills discriminated by this discrimination unit are stored by denomination The stacker includes a plurality of stackers, a transaction unit, a discrimination unit, and a transport unit that transports banknotes between the stackers. Then, each stacker is provided with detection means for detecting that the banknote storage amount has reached a predetermined amount. In the ATM having the above-mentioned configuration, the banknote storage amount stored in the denomination-type stacker inside the ATM is always known, but when the withdrawal process is performed, all the banknotes stored in the stacker are paid out. When it becomes empty, the withdrawal process is temporarily stopped, and if the stored amount exceeds a predetermined amount, the withdrawal can be accepted again.

[0003]

However, in the above-mentioned ATM, when the bills stored in the stacker are dispensed and the stacker becomes empty, the withdrawal cancellation display is suddenly displayed. Be seen. Therefore, if there are many ATM users lined up, such as on a payday,
Due to the sudden withdrawal of payment, the user has to move to another ATM and be rearranged behind the user of the ATM, which is very inconvenient to the user. The present invention has been made in view of the above circumstances, and in an automatic transaction processing device that performs a currency transaction process based on a user's operation, the transaction process is not suddenly stopped and the user is confused. It is an object of the present invention to provide an automatic transaction processing device that can be efficiently used without using it.

[0004]

An automatic transaction processing device of the present invention for solving the above-mentioned problems is an automatic transaction processing device for performing transaction processing of money based on an operation of a user, and stores transaction currency. Stacker, a detecting means for detecting that the amount of money stored in the stacker has reached a reference amount, an arithmetic unit for calculating the number of transactions up to the transaction processing limit based on the detection result of the detecting means, and a calculating unit of this arithmetic unit. And a display unit for displaying the calculation result.

[0005]

The above-mentioned automatic transaction processing device displays the number of transactions up to the transaction processing limit on the display unit when the amount of money stored in the stacker for storing the transaction currency reaches the reference amount, so that the maximum number of users remains You can see if you can make a transaction, and you can deal with the rearrangement of columns in an early stage.

[0006]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENT An embodiment of an automatic transaction processing device according to the present invention will be described below with reference to the drawings. FIG. 1 shows an example in which three automatic transaction processing devices are arranged side by side via a partition wall p. Each automatic transaction processing device has an external appearance, as shown in FIG. 1 and a display unit 2 mounted above the display unit 1. The inside of the device body 1 is shown in FIG.
As shown in FIG. 2, the transaction opening 3 that is opened to the outside to receive the deposit banknote and the withdrawal banknote, the discrimination section 4 that discriminates the denomination of the deposited banknote taken in from the transaction slot 3, and the discrimination section 4 are used. It is composed of stackers 5, 6, and 7 for storing the classified bills by denomination, and a transfer unit 8 for conveying the bills between the transaction port 3, the discrimination unit 4, and the stackers 5, 6, and 7.

FIG. 3 is a block diagram of the automatic transaction processing apparatus of this embodiment. In the figure, reference numeral 9 denotes a deposit / withdrawal control mechanism 9 including mechanical and electrical components similar to those in the conventional apparatus main body 1, and the deposit / withdrawal control mechanism 9 includes the discrimination unit 4 and the discrimination. An inventory information storage unit (not shown) that stores the current number of stored coins of each denomination based on the discrimination data of the unit 4 is provided. Then, in the deposit / withdrawal control mechanism 9, the reference amount storage unit 11 that stores the upper limit reference amount (A) and the lower limit reference amount (B) of the banknote storage amount in the stackers 5, 6, and 7 via the operation control unit 10. And a computing unit 12 that computes the number of trading persons (the number of transactions) up to the transaction processing limit based on the detection results of the inventory information storage units of the stackers 5, 6, and 7, and the display unit 2 that displays the computing results. And are provided. The operation control unit 10 compares the upper limit reference amount (A) or the lower limit reference amount (B) with the bill storage amount of each stacker 5, 6, 7 in the automatic transaction processing device, and the bill storage amount is the upper limit reference amount. (A) or a lower limit reference amount (B) is included in the detection means, and based on the detection result, the calculation unit 12 is caused to calculate the transaction limit number, or the display unit 2 displays the transaction limit. Display guides, stackers 5, 6,
Deposit and withdrawal control when the banknote storage amount in 7 becomes full (empty) or empty (empty), or when it becomes a state that also disturbs transactions for one person (near full or near empty) It also outputs a transaction stop instruction signal to the mechanism 9.

[0008] Next, the operation procedure when the automatic transaction processing device having the above-mentioned configuration performs the transaction processing of deposit and withdrawal will be described below. First, the deposit process will be described. As shown in FIG. 4, the banknote storage amount data in the stackers 5, 6, and 7 is fetched (step 1), and the storage amount of any one of these stackers 5, 6, and 7 is the upper limit criterion. It is determined whether or not the amount is equal to or more than the amount (A) (step 2). And
If the banknote storage amount of any of the stackers is equal to or larger than the upper limit reference amount (A), the deposit operation process is started (step 3). When the banknote storage amount of any stacker has not reached the upper limit reference amount (A), the operation control unit 10 instructs to stop the deposit (flag).
(Step 4), if the payment stop flag is displayed, the payment stop flag is withdrawn and the "payment stop" display on the display unit 2 is canceled, and a payment acceptance instruction is issued. (Step 5), the process returns to Step 1 again and the bill storage amount data is fetched. In step 4, the operation control unit 10
If the payment stop flag is not displayed from, it is determined whether or not the deposit restriction flag is displayed (step 6). If the deposit restriction flag is displayed, the deposit restriction flag is withdrawn. The display of the "payment limit" on the display unit 2 is canceled (step 7), and the process returns to step 1. If the deposit restriction flag is not displayed, the process returns to step 1.

Next, the deposit operation process of step 3 will be described with reference to FIGS. 5 and 6. Stacker 5,
When either of 6 and 7 is the upper limit reference amount (A) or more,
Although the deposit operation process starts, as shown in FIG. 5, first, it is judged whether or not the stacker 5 in which all the tickets are stored is full (step 8), and if the stacker 5 is full, all the tickets are sold. A full flag is set (step 9). If the stacker 5 is not full, the storable amount of bills that can be stored until the stacker 5 is full is calculated based on the maximum storage amount of the stacker 5, and the storable amount is calculated for one deposit transaction. Divide by the maximum deposit transaction amount (deposit limit),
Fractions below the decimal point are truncated to obtain X1 (step 1
0). This X1 indicates the maximum number of people that can be traded until the stacker 5 that exceeds the upper limit reference amount (A) becomes full, and the maximum deposit transaction amount for one deposit transaction is, for example, 50. Sheets are set. Then, it is judged whether or not the calculated X1 is 1 or more (step 1
1) If X1 is 1 or more, it is judged whether or not the stacker 6 containing 5,000 tickets is full (step 1)
2). If X1 is less than 1, a full ticket full flag is set (step 9), and it is determined whether or not the stacker 6 in which the next 5,000 tickets are stored is full (step 12).

Next, in step 12, if the stacker 6 containing 5,000 tickets is full, a 5,000-ticket full flag is set (step 13). If the stacker 6 is not full, as in the case of the above-mentioned 10,000-yen bill, the storable amount of bills that can be stored until the stacker 6 is full is calculated based on the maximum storage amount of the stacker 6, and the stackable The amount is divided by the deposit limit of one time, and the fractional part is rounded down to obtain X2 (step 14). Then, it is judged whether the calculated X2 is 1 or more (step 15), and X2
If 2 is 1 or more, as shown in FIG. 6, it is determined whether or not the stacker 7 storing the thousand tickets is full (step 16). If X2 is less than 1, a five thousand ticket full flag is set (step 13), and it is determined whether or not the stacker 7 in which the next thousand tickets are stored is full (step 16).

Next, as shown in FIG. 6, if the stacker 7 storing the thousands of tickets in step 16 is full, a thousand tickets full flag is set (step 17). When the stacker 7 is not full, as in the case of the above-mentioned all-around bill, the storable amount of banknotes that can be stored until the stacker 7 is full is calculated based on the maximum storage amount of the stacker 7, and the stackable The amount is divided by the deposit limit of one time, and the fractional part is rounded down to obtain X3 (step 18). Then, it is judged whether or not the calculated X3 is 1 or more (step 19), and if X3 is 1 or more, it is judged whether any one of ten thousand, five thousand and thousand is a full flag. (Step 20). When X3 is less than 1, a thousand ticket full flag is set (step 17). If the full flag is set on any one of ten thousand, five thousand, and one thousand in step 20, the set full flag is withdrawn (step 21), and a deposit cancellation flag is set (step 22). , The operation control unit 10 issues an instruction to stop depositing and causes the display unit 2 to display "suspension of depositing" (step 23), and then returns to return to the storage of bill storage amount data in step 1 of FIG. 4 (step 27).

If none of the full flags are set in step 20, the above X1, X2,
The minimum value is selected from X3, and the minimum value is set to Xs (step 24). Then, a deposit restriction flag is set (step 25), and "the deposit transaction is Xs
Up to the name. Is displayed (step 26), and then the process returns, and the process returns to step 1 of FIG. 4, where the bill storage amount data is taken in (step 27). That is, when the banknote storage amount of the stackers 5, 6, and 7 exceeds the upper limit reference amount (A), the number of possible transactions in the remaining transactions is displayed so that the user is lined up with the automatic transaction processing device. It is possible to respond according to the number of people in the line.

Next, the withdrawal process will be described with reference to FIGS. In the dispensing process, as shown in FIG. 7, the banknote storage amount data in the stackers 5, 6, and 7 are fetched (step 28), and one of the banknote storage amounts of these stackers 5, 6, and 7 is set to the lower limit reference amount ( B) It is judged whether or not it is below (step 29). Then, if the banknote storage amount of any of the stackers is equal to or smaller than the lower limit reference amount (B), the withdrawal operation process is started (step 30). If the banknote storage amount of any stacker has not reached the lower limit reference amount (B), it is determined whether or not an instruction (flag) for withdrawal cancellation is issued from the operation control unit 10 (step 31), and withdrawal cancellation is performed. If the flag of withdrawal is withdrawn, the display of "withdrawal withdrawal" on the display unit 2 is canceled, an instruction to accept withdrawal is issued (step 32), and the process returns to step 28 again. The bill storage amount data is fetched. In step 31, the operation control unit 1
If the withdrawal cancellation flag is not displayed from 0, it is determined whether or not the withdrawal restriction flag is displayed (step 3
3) If the withdrawal restriction flag is displayed, the withdrawal restriction flag is withdrawn, the display of "withdrawal restriction" on the display unit 2 is canceled (step 34), and the process returns to step 28 again. If the withdrawal restriction flag is not displayed in step 33, the process returns to step 28.

Next, the withdrawal operation process of step 30 will be described with reference to FIGS. 8 and 9. If any of the stackers 5, 6, and 7 is less than or equal to the lower limit reference amount (B), the withdrawal operation process starts, but as shown in FIG. It is determined whether or not (empty) (step 35), and the stacker 5
If is empty, a 10,000-ticket empty flag is set (step 36). If the stacker 5 is not empty, the storage amount of banknotes that can be withdrawn until the stacker 5 becomes empty is calculated, and the storage amount is set to the maximum withdrawal transaction amount (withdrawal limit) for one withdrawal transaction. Y1 is obtained by dividing by the amount) and truncating below the decimal point (step 37).
Then, it is determined whether or not the calculated Y1 is 1 or more (step 38), and if Y1 is 1 or more, it is determined whether or not the stacker 6 in which 5,000 tickets are stored is empty (step 39). If Y1 is less than 1, set the 10,000-ticket empty flag (step 36),
It is determined whether or not the stacker 6 in which the next five thousand tickets are stored is empty (step 39).

Next, in step 39, if the stacker 6 in which 5,000 tickets are stored is empty, a 5,000-ticket empty flag is set (step 40). When the stacker 6 is not empty, the storage amount of banknotes that can be withdrawn until the stacker 6 becomes empty is calculated, as in the case of the above-mentioned 10,000 notes, and the storage amount is set to one withdrawal limit amount. Then, Y2 is obtained by dividing and dividing the decimal point (step 41). Then, it is determined whether or not the calculated Y2 is 1 or more (step 42). If Y2 is 1 or more, it is determined whether or not the stacker 7 storing the thousand tickets is empty, as shown in FIG. (Step 43). If Y2 is less than 1, a five-third ticket empty flag is set (step 40), and it is determined whether or not the stacker 7 in which the next thousand tickets are stored is empty (step 43).

Next, as shown in FIG. 9, in step 43, if the stacker 7 in which the thousand tickets are stored is empty, the thousand ticket empty flag is set (step 44). When the stacker 7 is not empty, the storage amount of banknotes that can be withdrawn until the stacker 7 becomes empty is calculated in the same manner as in the case of the above-mentioned 10,000 notes, and the storage amount is set to one withdrawal limit amount. Divide, round down the fractional part, and find Y3 (step 45). And the calculated Y
It is judged whether 3 is 1 or more (step 46), and Y3
If it is 1 or more, it is determined whether or not the empty flag is set in any of the stackers 5, 6, and 7 of the 10,000, 5,000, and 1,000 tickets (step 47). If Y3 is less than 1, a thousand-ticket empty flag is set for the stacker 7 (step 44). If any of the stackers has an empty flag set in step 47, the set empty flag is withdrawn (step 48), a withdrawal cancellation flag is set (step 49), and the operation control unit 10 sends Give an instruction to cancel withdrawal and display "Cancel withdrawal" on the display unit 2 (step 5
0), the process returns, and the process returns to the process for loading the banknote storage amount data in step 28 in FIG.

If none of the empty flags is set in step 47, the above-mentioned Y1,
Select the minimum value from Y2 and Y3 and set the minimum value to Y
s (step 51). Then, a withdrawal restriction flag is set (step 52), and "Withdrawal transaction is up to Ys name" is displayed on the display unit 2 (step 53).
The process returns and the process returns to the step 28 of FIG. 7 for fetching bill storage amount data (step 54).

In the above automatic transaction processing apparatus, the banknote storage amount of each stacker 5, 6, 7 is detected by the inventory information storage unit, and the detection result and the upper limit reference amount (A) or the lower limit of the reference amount storage unit 11 are detected. The reference amount (B) is compared. When any of the stackers 5, 6, and 7 reaches the upper limit reference amount (A) or the lower limit reference amount (B), the possible number of traders X1 to X3 in the stacker that has reached the reference amount,
Y1 to Y3 are calculated by the calculation unit 12, and the minimum value Xs, Ys among these is set as the number of traders within the trade processing limit, and the display unit 2
Is displayed. Therefore, the minimum number of tradeable persons after each stacker 5, 6, 7 has reached the upper limit reference amount (A) or the lower limit reference amount (B) is displayed in advance on the display unit 2, and the user automatically follows the display. Since it is possible to determine whether it will be at the end of the row of transaction processing devices or use another automatic transaction processing device, the transaction processing will not be suddenly stopped and the user will not be confused, and the automatic transaction processing device will be efficient. Can be used
If any of the stackers 5, 6, and 7 becomes full or empty, or if it interferes with the transaction processing for one person, an instruction to cancel the transaction processing will be given and displayed. The fact that this is displayed on the part 2 is the same as in the conventional case. In addition, as a means for detecting that the banknote storage amount in each stacker 5, 6, 7 has reached the upper limit reference amount (A) or the lower limit reference amount (B), the data of the inventory information storage unit and the reference amount storage unit 11 However, a sensor (for example, an optical sensor) is provided at a position corresponding to the reference amount of each stacker 5, 6, 7 to directly detect the banknote storage amount by the cumulative height. You may do it.

[0019]

According to the automatic transaction processing device of the present invention, the number of possible transactions after the reference amount is reached can be displayed in advance on the display unit, so that the user knows how many remaining users can trade, and Since it is possible to quickly deal with the rearrangement and the like, and the transaction processing is not suddenly stopped, it is possible to efficiently use the automatic transaction processing apparatus without confusion.

[Brief description of drawings]

FIG. 1 is an external view of an automatic transaction processing apparatus shown as an embodiment of the present invention.

FIG. 2 is a schematic diagram of an internal configuration of the same automatic transaction processing device.

FIG. 3 is a block diagram of the same automatic transaction processing device.

FIG. 4 is a main flowchart showing an operation of deposit transaction processing of the automatic transaction processing apparatus.

5 is a subroutine diagram of the deposit operation process of FIG.

FIG. 6 is a subroutine diagram of the deposit operation process of FIG.

FIG. 7 is a main flowchart showing an operation of a withdrawal transaction process of the automatic transaction processing device.

8 is a subroutine diagram of the withdrawal operation process of FIG. 7. FIG.

9 is a subroutine diagram of the withdrawal operation process of FIG. 7. FIG.

[Explanation of symbols]

 p Partition wall 1 Device main body 2 Display unit 3 Trading unit 4 Discrimination unit 5, 6, 7 Stacker 8 Transfer unit 9 Deposit / withdrawal control mechanism 10 Operation control unit 11 Reference amount storage unit 12 Calculation unit

Claims (1)

[Claims] 1. An automatic transaction processing device for performing transaction processing of money based on a user's operation, wherein a stacker for storing transaction money and detection for detecting that the money storage amount of this stacker has reached a reference amount. An automatic transaction processing device comprising: a means, a calculation unit that calculates the number of transactions up to a transaction processing limit based on the detection result of the detection unit, and a display unit that displays the calculation result of the calculation unit.