JPH0583960B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION (Field of Industrial Application) The present invention relates to a teller deposit/withdrawal device installed at a counter in a bank or the like and operated by customers and bank employees to handle cash.

(Prior art) In counter deposit/withdrawal devices used in banking operations,
A device has been proposed that has an opening for customers to handle cash and an opening for employees to handle cash, so that cash can be transacted without direct intervention by bank employees. There is.

FIG. 3 is a configuration diagram showing an example of a conventional device. In the figure, 101 is a teller deposit/withdrawal device, and bills inserted from a customer bill slot 102a are transferred to a separation unit 10.
4, and passes through conveyance paths 106 and 107, where a discrimination section 108 discriminates authenticity, fitness, denomination, and front and back sides. After the discrimination, if the bill is a genuine bill, it is transferred to the temporary stacking section 120 and the temporary stacking section 121 on the conveyance path 11.
If the notes are unfit, they are accumulated in the temporary accumulation section 119. Further, unidentifiable items are discharged to the customer discharge port 103a through conveyance paths 110, 117, and 118. After these steps, when the transaction is approved by the customer etc., the banknotes in each temporary storage box 122, 123,
124. Also, banknote slot 10 on the bank employee side.
The banknotes inserted from 2b are separated by a separation unit 105, passed through conveyance paths 118 and 107, and then judged by a discrimination unit 108 for authenticity, correctness, denomination, and front and back. If the notes are unfit, they are accumulated in the accumulation section 120 and the temporary accumulation section 121.
9 and those that cannot be identified are transferred to conveyance path 1.
10 and 116, and is discharged to the teller discharge port 103b. After these steps, when the transaction is approved by an operation by a bank employee or the like, the banknotes in each temporary stack are stored in each storage box 122, 123, 124 in response to a signal to that effect. 125 is a redirect box. Here, the maximum number of bills handled in the customer-side input slot and the bank employee-side input slot was the sum of the number of valid bills stored in the temporary stacking units 120 and 121 and the number of unfit bills stored in the temporary stacking unit 119.

(Problems to be Solved by the Invention) However, with the device having the above configuration, it is necessary to downsize it so that it can be installed at a counter in a bank, etc., and the storage capacity of the temporary storage section cannot be increased.
The number of coins that can be processed in one transaction is limited by the storage capacity of the temporary storage unit. In other words, since the number of coins processed in one transaction is small, there are many cases where the number of transactions exceeds the number of coins processed.
In this case, it is necessary to process the transaction in several batches, which poses problems in that the process becomes complicated and troublesome, and the processing time increases.

It is an object of the present invention to eliminate the above-mentioned problems, reduce the size of the device, and provide an over-the-counter deposit/withdrawal location where the number of transaction units is large and the transaction time is short.

(Means for Solving the Problems) In order to solve the above-mentioned problems, the present invention provides a device of this type in which the bank employee's deposit/withdrawal port is used as a temporary accumulation section, and when the customer deposits money, The cap is constructed to include a shutter means to prevent operation from the outside.

(Function) According to the present invention, since the teller deposit/withdrawal device is configured as described above, even if there are many bills in one transaction and they cannot be accumulated in the temporary stacking section corresponding to the storage section of each bill, the bank staff can deposit and withdraw the bills. This means that they can be accumulated using gold coins. Furthermore, since the bank is equipped with a shutter means, the cash deposit/withdrawal port on the bank clerk side is not exposed during the processing, which serves to prevent fraud such as pulling out the accumulated banknotes. Therefore, the above-mentioned problems can be eliminated.

(Embodiment) FIGS. 1 and 2 are configuration diagrams showing an embodiment of the present invention, and the counter deposit/withdrawal device according to the present invention will be described below.

FIG. 1 is a side view of the teller deposit/withdrawal device according to the present invention, and in the figure, 1 is the teller deposit/withdrawal device. 2
3 is the customer side deposit/withdrawal port where customers receive and deposit banknotes; 5 is the separation unit that separates and transports the deposited banknotes; 7 and 8 are the transport units; 9 is authenticity, fitness, and denomination. , a discrimination unit that distinguishes front and back; 11 is a front and back reversal unit that reverses the bill that has been determined to be the back; 10, 12;
13, 14, 15, 16 are conveyance paths, 26, 27,
28 is a temporary accumulation section for each denomination of genuine notes, 29 is a temporary accumulation section for unfit notes, 49, 50, 51, 52 is a bottom plate of each temporary accumulation section, 34, 35, 36 is a temporary accumulation section for each denomination of fair notes. 37 is a storage section for unfit notes, 38 is a storage section for withdrawal reject tickets, 30, 31, and 32 are separation sections for separating and transporting genuine notes for withdrawal, and 33 is for withdrawal of unfit notes when canceling a transaction. Separating part, 18, 19, 2
0, 47, 48, 21, 23, 24 are transport parts, 4
Reference numeral denotes a bank deposit/withdrawal port through which banknotes are received and deposited, 4a is a shutter, 41 is a table that separates the depositing section and the dispensing section, and 6 is a separating section for separating and conveying the deposited banknotes.

FIG. 2 is an enlarged side view of the cash deposit/withdrawal port on the bank staff side shown in FIG. 4a is a shutter and drive roller 4
0. It can be opened and closed by the drive unit 39 and covers the cash deposit/withdrawal port on the bank staff side.

Next, the operation of the counter deposit/withdrawal device having the above configuration will be explained separately into <customer deposit>, <bank employee deposit>, and <cash withdrawal>.

<Customer Deposit> When a command for a customer deposit transaction is issued to the teller deposit/withdrawal device 1 in response to a customer's interaction with a bank employee, the shutter 3 provided at the customer's deposit/withdrawal port 2 opens and banknotes are deposited into the customer's deposit/withdrawal port 2. It becomes possible to input. When a banknote 44 is inserted into the customer-side deposit/withdrawal port 2, it is detected and the shutter 3 is activated.
is closed, and then the table 45 presses the banknotes 44 against the separating section 5 to separate and convey them. The banknotes 44 pass through the conveyance paths 7 and 8, and are checked by the discrimination section 9 for authenticity, fitness, denomination,
The front and back sides are discriminated, and genuine bills determined as fronts are sent to conveyance paths 10 and 12; genuine bills determined as backs are passed through conveyance path 10, reversed by front/back reversing section 11, and sent to conveyance path 12. Among these, banknotes 44 that have been determined to be genuine are transferred from the conveyance path 13 and the conveyance path 14 to the temporary accumulation section 28 for each denomination, and from the conveyance path 15 to the temporary accumulation section 27.
From the conveyance path 16 to the temporary stacking section 26, the banknotes 44 determined to be unfit bills are transferred to the conveyance paths 10, 12, 2.
0 and 19, and are accumulated in the unfit note temporary accumulation section 29. For example, when the temporary accumulation sections 26, 27, 28, 29 are full, the temporary accumulation sections 26, 27, 28, 29
Detection means 26a, 27a, 28a, 29 provided in
a, the banknotes 44 to be stored in the full temporary stacking section are transferred to the transport paths 10, 1.
2, 20, 47, and 21, and is discharged to the bank employee side deposit/withdrawal port 4. At this time, the table 41 in the cash deposit/withdrawal port 4 on the bank staff side is set at a position 41a indicated by a broken line, and the shutter 4a is closed, so that the bank staff cannot remove it.

On the other hand, banknotes determined to be counterfeit by the discrimination in the discrimination section 9 are transferred to the conveyance paths 10, 12, 20, 47, 4.
8, 23, and 24, and are accumulated on the table 45 in the customer-side deposit/withdrawal port 2, and after all the banknotes 44 between the table 45 and the separating section 5 are separated and conveyed, the shutter 2 is opened and the banknotes are returned to the customer. Ru.

In the above state, when a customer or bank employee performs an operation to conclude a transaction and receives a signal to that effect, the banknotes 44 accumulated in the temporary accumulation sections 26, 27, 28, 29 are transferred to the bottom plates 49, 50 of the temporary accumulation sections, 51,5
2 is opened in the direction of arrow 53 and stored in each storage section 34, 35, 36, 37. After this, stages 54, 55, 56, 57 of each storage section
is lowered, and the bottom plates 49, 50, 51, 52 are aligned with arrow 5.
It moves in the opposite direction to 3 and closes. Thereafter, the banknotes 44 accumulated in the bank account deposit/withdrawal port 4 due to the temporary stacking sections 26, 27, 28, 29 being full are pushed up by the table 41 and separated and conveyed by the separating section 6. As a result, the banknotes 44 are transferred to the conveyance path 2.
2, 23, and 25, and the denomination, fitness,
The front and back sides are discriminated, and the bills pass through the conveyance path 10, the reversing section 11, and the conveyance path 12, and in the case of genuine bills, they are accumulated from the conveyance path 13 in the temporary accumulation sections 26, 27, and 28, respectively, and in the case of damaged notes, they are accumulated in the temporary accumulation section 29. and stored in each storage section 34, 35, 36, 37.

Further, when a customer or a bank employee performs an operation to indicate that the transaction is not successful, in other words, cancels the customer's deposit as described above, and a signal to that effect is received, the temporary accumulation units 26 and 27 are processed as described above. ,2
The banknotes 44 accumulated in each of banknotes 8 and 29 are returned to the customer side deposit/withdrawal port 2 in the following order. The banknotes 44 in the temporary stacking section 26 are pushed up together with the bottom plate 49 by the stage 54 and separated and conveyed by the separation section 30, and then transferred to the conveyance paths 17, 8, 10, 12, 20,
Pass through 47, 48, 23, 24 to customer side deposit/withdrawal port 2
The banknotes 44 in the temporary stacking section 27 are pushed up together with the bottom plate 50 by the stage 55 and separated and conveyed by the separation section 31, and then transferred to the conveyance paths 13, 17, 8, 10, 1.
2, 47, 48, 23, 24 to the customer side deposit/withdrawal port 2, the banknotes 44 in the temporary stacking section 28 are transferred to stage 5.
6 pushes up the separation part 3 together with the bottom plate 51.
2 and is separated and conveyed through conveyance paths 13, 17, 8, 1.
0, 12, 20, 47, 48, 23, and 24, the banknotes 44 in the temporary stacking section 29 are pushed up together with the bottom plate 52 by the stage 57, separated by the separating section 33, and transferred to the customer side deposit/withdrawal port 2. 47,
48, 23, and 24, and are accumulated at the customer side deposit/withdrawal port 2. In addition, temporary accumulation parts 26, 27, 28, 2
The banknotes 44 which are full and are temporarily accumulated in the bank account deposit slot 2 are pushed up by the stage 41 and separated and conveyed by the separation section 6, and then transferred to the conveyance paths 22, 2.
3 and 24, and are accumulated in the customer side deposit port 2. Thereafter, the shutter 3 opens and returns the banknotes 44 that have been accumulated, in other words, the banknotes 44 that the customer has inserted.

<Bank Employee Deposit> In the case of bank employee deposit, when the shutter 4a is opened and the banknotes 44 are set on the table 41, the table 41 is pushed up and the banknotes 44 are separated by the separation unit 6.
are separated and transported. After this, the banknote 44 is transferred to the conveyance path 2.
2, 23, and 25, the authenticity, fitness, denomination, and front and back are determined in the discrimination section 9. Genuine bills that are determined to be heads are sent to transport paths 10 and 12, and genuine bills that are determined to be backs. is reversed from the conveyance path 10 by the reversing section 11 and transferred to the conveyance path 1.
2. Among them, banknotes 44 that are determined to be genuine bills are transported by denomination from the conveyance path 13 and conveyance path 14 to the temporary stacking section 28, and from the conveyance path 15 to the temporary stacking section 27.
are accumulated from the conveyance path 16 to the temporary accumulation section 26,
In addition, banknotes that are determined to be unfit are transferred to the transport paths 20 and 19.
The unfit notes are accumulated in the temporary accumulation section 29. When the temporary stacking sections 26, 27, 28, 29 become full during this stacking, the banknotes 44 are transferred to the transport paths 20, 47,
21, are accumulated at the bottom of the table 41 of the bank employee-side deposit/withdrawal port 4, and are returned to the bank employee. In addition, banknotes that are determined to be counterfeit banknotes pass through conveyance paths 20, 47, and 21,
The money is accumulated at the bottom of the table 41 of the cash deposit/withdrawal port 4 on the bank staff side and returned to the bank staff.

After the above processing, the bank clerk performs an operation to conclude the transaction, and upon receiving a signal to that effect, the bottom plates 49, 50, 51, and 52 of each temporary stacking section are opened in the direction of the arrow 53, and the stacked banknotes are separated from each other. Storage parts 34, 35,
36 and 37. Stage 5 of each storage section
4, 55, 56, 57 are lowered, and the bottom plates 49, 5
0, 51, and 52 move in the opposite direction to the arrow 53 and are closed. In addition, when a bank employee performs an operation indicating that a transaction has not been completed and a signal to that effect is received, the temporary accumulation unit 26
The banknotes 44 are pushed up together with the bottom plate 49 by the stage 54, separated and conveyed by the separating section 30, and passed through the conveyance paths 17, 8, 10, 12, 20, 47, 21 to the bank account deposit/withdrawal port 4, and are transferred to the temporary accumulation section. The 27 banknotes 44 are pushed up together with the bottom plate 50 by the stage 55 and separated and conveyed by the separation section 31, and then transferred to the conveyance path 1.
3, 17, 8, 10, 12, 20, 47, and 21, the banknotes 44 in the temporary stacking section 28 are pushed up together with the bottom plate 51 by the stage 56, separated and conveyed by the separating section 32, and then transferred to the bank account deposit/withdrawal port 4. Road 13,
17, 8, 10, 12, 20, 47, 21 to the bank account deposit/withdrawal port 4, banknotes 44 in the temporary stacking section 29
is pushed up together with the bottom plate 52 by the stage 57 and separated and conveyed by the separating section 33, and then transferred to the conveying paths 47, 2.
1 and are accumulated in the bank account deposit/withdrawal port 4, and all the banknotes that have been inserted are returned to the bank staff.

<Withdrawal> In the case of a withdrawal transaction, the bottom plate 49, 5 of the temporary storage section
0 and 51 move in the direction of the arrow 53, the banknotes 44 are pushed up by the stages 54, 55, and 56 of each storage section, and separated and conveyed in order by the number of bills to be paid in the separation sections 30, 31, and 32, and then transferred to the conveyance path 13, 17 and 8, the denomination and the front and back sides are determined by the discrimination section 9. after that,
When withdrawing money to the customer side, use transportation paths 10, 12, and 2.
0, 47, 48, 23, 24 to the customer side deposit/withdrawal port 2, and when withdrawing money to the bank employee side, from the conveyance path 10,
It is reversed by the reversing section 11 and transferred to the transport paths 12, 20, 4.
7 and 21, and are accumulated at the bank employee side deposit/withdrawal port 4.
The banknotes 44 accumulated in the customer side deposit/withdrawal port 2 are taken by the customer when the shutter 3 is opened, and the banknotes 44 accumulated in the bank employee side deposit/withdrawal port 4 are taken by the bank employee with the shutter 4a opened. Banknotes determined by the discrimination section 9 to be non-dispensable pass through the conveyance paths 10, 12, and 18 and are stored in the reject section 38.

(Effects of the Invention) As explained above, according to the present invention, a shutter is provided at the cash deposit/withdrawal port on the bank staff side, so that banknotes cannot be removed from the outside while the device is in operation, and banknotes that are determined to be genuine by the recognition unit are Banknotes are accumulated not only in the temporary accumulation section at the top of each storage section, but also at the cash deposit/withdrawal port on the bank staff side, and the accumulated banknotes can be moved to the separation part of the cash deposit/withdrawal port on the bank staff side, allowing transactions at the deposit/withdrawal port on the customer side. This has the excellent effect of providing a device that can increase the number of banknotes, reduce the size of the device, shorten transaction processing time, and save labor for bank employees.

[Brief explanation of the drawing]

FIG. 1 is a block diagram showing one embodiment of the teller deposit/withdrawal device according to the present invention, FIG. 2 is a block diagram showing an enlarged example of the bank employee side deposit/withdrawal port shown in FIG. 1, and FIG. FIG. 1 is a configuration diagram of a conventional teller deposit/withdrawal device. 2 is the customer side deposit/withdrawal port, 4 is the bank employee side deposit/withdrawal port, 4
a is the shutter, 5 and 6 are the separation section, 9 is the discrimination section, 2
6, 27, 28, 29 are temporary accumulation parts, 34, 3
5, 36, and 37 are storage parts, and 44 is a banknote.

Claims (1)

[Scope of Claims] 1. It has a customer-side deposit/withdrawal port and a bank-side deposit/withdrawal port, and when a banknote is inserted into either deposit/withdrawal port, it is separated and conveyed, and a verification department determines whether it is genuine or not. , the front and back of the banknotes are differentiated, and genuine banknotes are stacked in a temporary storage section provided just before the storage section.When a signal indicating the completion of a transaction is received, the genuine banknotes in the temporary storage section are stored directly into the storage section. In the deposit/withdrawal device, a detection means for detecting whether the banknotes accumulated in the temporary accumulation section are full; and a fullness of the temporary accumulation section is detected by the detection means when depositing from the customer side deposit/withdrawal port. Then, among the deposited banknotes remaining in the customer-side deposit/withdrawal port, the banknotes that are authentic and should be stored in the temporary stacking section that is detected to be full are transferred from the discrimination section to the bank employee's deposit/withdrawal slot. a conveyance means for directly conveying the banknotes to the banknotes; a shutter for closing the banknote deposit/withdrawal port when genuine banknotes are conveyed to the banknote deposit/withdrawal port by the conveyance means; After the banknotes accumulated in the temporary stacking section are stored in the storage section, the banknotes accumulated at the bank account deposit/withdrawal port are transported to the temporary stacking section, or the banknotes accumulated in the temporary stacking section are transferred to the customer when a signal indicating that a transaction has not been completed is sent to the banknotes. In order to return the banknotes accumulated in the banknote deposit/withdrawal port to the customer side deposit/withdrawal port after being returned to the banknote deposit/withdrawal port on the side, a separation unit is provided for separating and conveying genuine banknotes in the banknote deposit/withdrawal port on the bank side. A teller deposit/withdrawal device characterized by: