JPH05334530A - Money treating device - Google Patents

Abstract

PURPOSE:To store excessive paper moneys in this device when the paper moneys more than the number of the paper moneys loaded on a cash cassette is set in a paper money supply part at the time of loading the paper moneys to the cash cassette. CONSTITUTION:The paper moneys P which are set in a money receiving port 112 are fetched by a fetch mechanism 114 one by one, and an inspection part 115 discriminates a denomination. The paper moneys are loaded to the cash cassette 3 which is set through transportation lines 116 and 118 and a division part by individual denominations part 119. The stored number of the paper moneys for the cash cassette 3 is counted by the individual denominations based on a denomination discrimination result. When the counted value reaches the previously designated stored number, the division part by individual denomination part 119 is controlled in accordance with the denomination discrimination result and the succeeding paper moneys are not stored in the cash cassette 3. Then, the transported paper moneys are divided by the individual denominations and they are stored in corresponding stackers by individual denominations 201a-201d. The number of the paper money loaded to the cash cassette 3 is stored in the data memory of the cash cassette 3.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a money handling apparatus such as a cash processing machine for depositing / dispensing money in which a banknote is loaded into a cash cassette for replenishing the banknote with an automatic teller machine in a financial institution such as a bank. ..

[0002]

2. Description of the Related Art For example, in a financial institution such as a bank, there is a system for exchanging cash between an automatic teller machine (ATM) and a cash processing machine for cash payment through a cash cassette (for example, Japanese Patent Application No. 2-135439). In this system, storage means is provided in the cash cassette to store the amount of money stored therein, and which device to transfer the cash cassette to.

Then, when the cash cassette is moved and set in another device, whether the cash cassette should be automatically set to the amount of the cash cassette by reading the contents of the storage means. Can be checked.

In such a system, when the banknotes are loaded into the cash cassette, the banknotes are inserted into the banknote depositing section of the banknote sorting machine (cash processing machine for receipts and disbursement) and the processing operation is started, whereby The banknotes are sequentially taken out one by one and counted, and only the genuine banknotes are stored in the cash cassette. And
After the counting, the denomination and the number of loaded bills are displayed and stored in the storage means of the cash cassette.

[0005]

However, conventionally, when the banknotes are loaded into the cash cassette, the banknotes are set in the banknote insertion section. However, when the banknotes of a quantity larger than the number of the banknotes loaded into the cash cassette are set, The extra banknote was either rejected into the reject pocket or remained in the banknote insertion section in a stopped state. Since the banknotes can be seen from the outside, this may cause a cash accident such as being blown by the wind, which is not preferable in cash management.

Therefore, according to the present invention, when the money is loaded into the cash cassette and the amount of the coins set in the coin insertion portion is larger than the number of the coins loaded into the cash cassette, the extra money is stored in the apparatus. Therefore, since the currency cannot be seen from the outside, the possibility of a cash accident is eliminated, and it is an object of the invention to provide a currency handling apparatus capable of reliably managing cash.

[0007]

SUMMARY OF THE INVENTION A money handling apparatus of the present invention includes a money input unit for inputting money, a means for taking out the coins put in the money input unit one by one, and a money replenishing device. A cash cassette for replenishing the money with a detachable and storing means for storing the content of the money to be loaded, and when the money is loaded into the cash cassette, the number of the loaded money is designated. A loading number designating means, a currency loading means for loading the money taken out by the unloading means into the cash cassette, and a number of coins loaded into the cash cassette by the money loading means is designated by the loading number designating means. When the number of coins reaches a predetermined number, the storing means for storing the money taken out by the taking-out means after that, and the loading contents of the money loaded in the cash cassette by the money loading means are described in the cash cassette. And a control means for storing the unit.

[0008]

[Operation] When loading money into the cash cassette from the money input unit,
By storing the surplus excess money in this device, all the money set in the money insertion part can be managed in this device. Therefore, since money cannot be seen from the outside, there is no possibility of a cash accident, which is preferable in cash management.

[0009]

DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described below with reference to the drawings.

FIG. 6 shows a cash processing system according to the present embodiment. A plurality (for example, 3) of automatic cash transaction apparatuses (for example, automatic deposit / withdrawal apparatuses) 1a, 1b, 1 are provided.
c, a cash processing machine for cash payment (payment / disbursement machine for cash payment) 2 as a money handling device, and a cash cassette (loading storage) 3 that is detachably attached to these and has an electric circuit as described later.
It is composed by.

The automated teller machines 1a, 1b, 1c are constructed, for example, as shown in FIG. That is,
A substantially L-shaped operation unit 13 is formed on the front surface of the housing 12. The vertical surface 13a of the operation unit 13 is provided with a passbook insertion slot 14, a card insertion slot 15, and a slip issuing slot 16.

On the horizontal surface 13b of the operation unit 13, there is provided a deposit / withdrawal port 17 as a bill receiving unit that serves as both a depositing port and a dispensing port.
8 are provided. In addition, the horizontal surface 13b of the operation unit 13
Is provided with a CRT display unit 19 with a built-in touch sensor, which displays operating procedures and other information on the CRT screen by illustrations, characters, or wording to guide the user and the display of the personal identification number and the amount of money. The operation is performed by pressing the display portion according to approval, confirmation, or cancellation of the transaction.

As shown in FIG. 7, a main control unit 31 for controlling the entire unit and a card inserted from the card insertion slot 15 are received in the housing 12, and a password is entered from the magnetic stripe on the card. , A magnetic card reader 32 for reading account information such as an account number, a slip processing unit 33 for issuing a slip on which a transaction content is printed from a slip issuing slot 16, and a magnetic stripe for a passbook inserted from the passbook insertion slot 14. A passbook printer 34 is provided for writing and reading information and for printing transaction details on a passbook and journal paper (not shown).

Further, the banknotes inserted into the deposit / withdrawal port 17 are accepted, and the banknotes of a designated amount are transferred into the deposit / withdrawal port 1.
7 and the cash cassette 3 is set so that banknotes can be loaded into each cashbox, and the banknotes of each cashbox can be collected into the cash cassette 3 by the CRT display unit 19. A structured customer service unit 36, a voice guidance unit 37 for providing voice guidance to a customer through a speaker (not shown), and an internal monitor 3 for staff members.
8 are provided.

The cash cassette 3 set in the deposit / withdrawal unit 35 is electrically connected to the main controller 31 via the interface 44 so that data can be exchanged.

Further, a RAM (random access memory) 39 for storing the storage state (stored amount) of each safe according to the inspection result from an inspection unit (not shown) in the deposit / withdrawal unit 35, necessary for transfer transaction A floppy disk 40 as a data file in which information of a financial institution (for example, bank name, branch name, etc.) is recorded, and transmission control for controlling data transmission between a main control unit 31 and a host computer (center) not shown. A section 41 and a power supply section 42 are provided.

The main controller 31 is also connected to an external remote monitor 43 for staff members. Then, by the internal monitor 38 and the remote monitor 43,
Local processing (inspection processing for inspecting the internal state of the apparatus) such as presence detection, exchange of safes, and journal replenishment is instructed.

The main control unit 31 and the cash cassette 3 set in the deposit / withdrawal unit 35 are connected via the interface 44 as described above, and data can be exchanged between the main control unit 31 and the cash cassette 3. The setting of the cash cassette 3 in the deposit / withdrawal unit 35 is confirmed. Further, the main control section 31 sends the bill storage status of each cash box of the automatic teller machine and the bill storage status from the cash cassette 3 to the main control section 31.

The cash cassette 3 is constructed, for example, as shown in FIGS. That is, the door 82 is provided on the front surface of the main body 81 having a vertically long rectangular shape so as to be openable and closable. Door 8 has a key 8 for security
3 is attached, and the door 82 can be locked by this key 83. Also, on the surface of the door 82,
A keyboard 84 for inputting the number of bills stored,
Further, a liquid crystal display section 85 for displaying various data is provided.

The inside of the main body 81 is vertically divided into two parts by a plate 86, a lower part is a genuine bill storage 87 and an upper part is a rejected bill storage 8
It is 8. A genuine ticket entrance 89 is formed on the upper rear surface of the genuine ticket storage 87, and an rejected ticket entrance 90 is formed on the upper rear surface of the rejected ticket storage 88. Inside the genuine bill storage 87, various members for use in stacking banknotes, such as a separator 91 that moves up and down as necessary, a lifter 92, and a backup plate 93, are provided.

On the bottom surface of the main body 81, there are provided a take-out port 94 for taking out the bills stored in the genuine bill storage 87, a take-out roller 95, and a carrying roller 96 for carrying the bill taken out by the take-out roller 95. There is. The bottom surface of the main body 81 is directly used as a bill conveyance surface.

A recess 97 for accommodating a connector is formed on the rear surface of the main body 81. In the recess 97, the cash cassette 3 is provided with the automatic cash transaction apparatus 1a, 1b, 1c or a cash processing machine for cash accounting. A connector 98 is provided to obtain an electrical connection with them when set to 2.

Further, the cash cassette 3 has storage means (not shown) for storing loading contents of the loaded bills, for example, the number of denominations, a record of opening / closing of the door 82, and time, and these. A battery (not shown) for supplying operating power is built in. The storage means and the battery are preferably installed in the door 82 near the keyboard 84 and the display unit 85, for example.

The cash cassette 3 thus constructed is
When set in the automated teller machine 1a, 1b, 1c or the cash processing machine 2 for cashier, it is electrically connected via the connector 98 and data can be read out or written in the storage means. ing.

It should be noted that the number of banknotes to be input to the cash cassette 3 can be entered by manually loading the banknotes of which the number is already known.
This is done by inputting the number of sheets information from the keyboard 84 and sending it to the storage means. If the number of bills is unknown, after the banknotes are manually loaded into the cash cassette 3, the cash processing machine 2 for cash accounting
The bills are taken out one by one from the take-out port 94, counted, returned from the genuine bill inlet 89 into the genuine bill storage 87, and the counted information is sent to the storage means. In this case, the counted banknotes and the uncounted banknotes are separated by, for example, the separator 91 so that they do not coexist. The uncountable tickets are not stored in the cash cassette 3 but are sent to a withdrawal reject pocket 208 described later.

The electric circuit of the cash cassette 3 is, for example,
As shown in FIG. 5, a control unit 99 such as a CPU (Central Processing Unit) that controls the overall control,
A data memory 100 as a storage means for storing data such as the number of bills loaded into the cash cassette 3, the number of bills by opening / closing, the opening / closing record of the door 82, and the time, the automated teller machines 1a, 1b, 1c, and cash processing for cash payment. ROM (read / write) that stores the interface 101, the control program of the control unit 99, etc. used when set in the machine 2.
(Only memory) 102, the separator 91, the lifter 92, the backup plate 93, the take-out roller 95, the conveyance roller 96, and the like, and the integrated conveyance control unit 103, the keyboard 84, and the display unit 85.

The data memory 100 is, for example,
It is configured by a nonvolatile memory such as an EEPROM or a RAM backed up by a battery (not shown).

The control unit 99 and the data memory 10 are also provided.
0, the interface 101, the ROM 102, the keyboard 84, and the display unit 85 may be replaced by an IC card having a keyboard and a display unit.

The cash processing machine 2 for cash payment is constructed, for example, as shown in FIG. That is, on the upper part of the front surface of the housing 111, a depositing port 112 as a currency depositing part and an operating part 113 including a keyboard and a display part are provided. The cash cassette 3 configured as described above can be detachably attached to the front surface of the housing 111.

The bills P set in the deposit port 112 are sequentially taken out one by one by the take-out mechanism 114 and sent to the first inspection section 115, where the denomination determination and the damage determination are performed. The banknote determined by the first inspection unit 115 is
Among the bills that are conveyed along the conveyance path 116, those that are judged to be unfit or undecidable are sent to the deposit reject pocket 117, and those that are judged to be other than these are conveyed further to the conveyance path 118. And sent to the money type sorting unit 119.

The denomination classification section 119 sorts and sets the conveyed bills into denominations according to the denomination discrimination result of the first inspection section 115 or the second inspection section 204 described later. It leads to the cash cassette 3, and has a plurality of (for example, five) gates 200a to 200e. The gate 200e is for guiding the conveyed bills to the rejected ticket storage 88 of the cash cassette 3.

A plurality of (for example, four) denomination stackers 201a to 201e for accommodating the bills sorted by denomination by the denomination sorting unit 119, respectively, are provided below the denomination sorting unit 119. Has been. At the bottom of the gold-type stackers 201a to 201e, the gold-type stacker 20 is provided.
A take-out mechanism 20 for taking out the banknotes in 1a to 201e one by one
2a to 202e are provided, and the bills taken out by these are sent to the transport path 203.

The conveyance path 203 is a bill sent from the set cash cassette 3 or a take-out mechanism 202a.
The bills picked up at 202e are sent to the second inspection unit 204. The second inspection unit 204 determines the denomination and the damage of the conveyed banknote. The banknotes discriminated by the second inspection unit 204 are conveyed by the conveyance path 205, and the denomination sorting section 119 or the conveyance path 2 is conveyed by the gate 206.
It is selectively divided into 07. The banknotes sorted into the transport path 207 are transported by the transport path 207. Among them, those that are discriminated as unfit or undecidable are sent to the withdrawal reject pocket 208 and are discriminated as other genuine bills. The dispensed product is sent to a dispensing port 209 provided on the upper surface of the housing 111.

As shown in FIG. 5, the electric circuit of the cash processing machine 2 for cash accounting is, for example, a control unit 210 such as a CPU that controls the overall control, and each automated teller machine 1 managed.
a, 1b, 1c, and a data memory 211 that stores the storage state of bills of the cash processing machine 2 for cash accounting, an interface 212 used when the cash cassette 3 is set, a control program of the control unit 210, and the like are stored. The ROM 213, the integrated conveyance control unit 214, and
The operation unit 113, the first inspection unit 115, and the second inspection unit 204 are included.

The data memory 211 is, for example,
It is configured by a nonvolatile memory such as an EEPROM or a RAM backed up by a battery (not shown).

Further, the stacking and conveying control section 214 includes the take-out mechanism 114, the conveying path 116, the conveying path 118, the denomination sorting section 119, the denomination stackers 201a to 201e, the taking-out mechanisms 202a to 202e, the conveying path 203 and the conveying path. 205,
The gate 206, the transport path 207, and the like are controlled. Next, the operation in such a configuration will be described.

First, the operation of loading banknotes into the cash cassette 3 by the cash processing machine 2 will be described. For example, now, as shown in FIG. 1, the cash cassette 3 is set in the cash processing machine 2 for cashier, and the banknote P for loading into the cash cassette 3 is thrown into the deposit port 112. Note that a predetermined amount of banknotes are stored in each of the denomination stackers 201a to 201e according to the denomination.

Now, when the cash cassette 3 is set in the cash processing machine 2 for cashier, the control section 21 of the cashing machine 2 for cash payment is set.
0 and the control unit 99 of the cash cassette 3 are connected via the interfaces 101 and 212, and the control unit 210 is connected by returning a connection permission signal in response to the connection request signal from the control unit 99.

Further, the keyboard of the operation unit 113 is used to specify the information of banknotes to be loaded into the cash cassette 3 (banknote loading information), for example, the number of denominations of banknotes to be loaded. Then, when the processing start key in the operation unit 113 is pressed, the bills P inserted into the deposit port 112 are sequentially taken out one by one by the take-out mechanism 114 and sent to the first inspection unit 115. The first inspection unit 115 determines the denomination and the damage of the sent banknote, and sends the determination result to the control unit 210.

The banknotes that are determined to be genuine by the first inspection unit 115 are the conveyance paths 116 and 118 and the denomination classification unit 11.
It is sent to the cash cassette 3 via 9 and loaded therein. At this time, the control unit 210 counts the number of bills stored in the cash cassette 3 for each denomination according to the determination result of the first inspection unit 115.

When the counted number of stored coins of the coin type reaches the number of coins specified by the operation unit 113 in advance, the control unit 210 determines the coin type according to the discrimination result of the first inspection unit 115. By controlling the sorting unit 119, the bills after that are not stored in the cash cassette 3, and the bills conveyed are sorted into denominations and guided to the corresponding denomination stackers 201a to 201e. At this time, the control unit 210 counts the number of bills stored in the denomination stackers 201a to 201e for each denomination according to the determination result of the first inspection unit 115. As a result, the deposit port 11
All banknotes are stored in this device and managed by this device without leaving banknotes in 2.

If the counted number of bills stored in the cash cassette 3 has not reached the number of bills specified in advance when all the bills P in the deposit port 112 have been taken in, the control unit 210 Judges that the amount of bills set in the deposit port 112 is insufficient, and takes out the insufficient amount of bills from the denomination-type stackers 201a to 201e and stores them in the cash cassette 3.

That is, when it is determined that the bills P in the deposit port 112 have all been taken and the number of stored bills has not reached the designated number of bills, the control unit 210 controls the take-out mechanisms 202a to 202e. Thus, the banknotes in the denomination-type stackers 201a to 201e are sequentially taken out one by one, and the transport path 203, the second inspection unit 204, and the transport path 20 are taken out.
5, the cash cassette 3 is loaded through the gate 206 and the denomination classification section 119.

At this time, the control unit 210 controls the second inspection unit 2
The number of banknotes stored in the cash cassette 3 is counted for each denomination according to the denomination determination result of 04. In this case, the counting is continuously performed in such a manner that it is accumulated in the count value of the type of money at the time of the loading process from the deposit port 112 which is performed first. When the counted number of stored coins of each coin type reaches the number of coins of the coin type designated in advance by the operation unit 113, the control unit 210
Stops the operation of the take-out mechanisms 202a to 202e and ends the loading process into the cash cassette 3.

As a result, as many bills as the designated number of bills can be loaded in the cash cassette 3, and even when a large number of bills are loaded in the cash cassette 3, the bills are set in the deposit port 112 multiple times. Work can be saved.

In this way, when the bills have been loaded into the cash cassette 3, the control unit 210 of the cash processing machine 2 for cash receipts and payments
The counted number of stored coins of each denomination is stored in the data memory 211 and transmitted to the control unit 99 of the cash cassette 3 via the interfaces 212 and 101. As a result, the control unit 99 causes the data memory 100 to store the denomination and the number of stored bills stored in the cash cassette 3.

In this case, each time a bill passes through the first inspection unit 115 or the second inspection unit 204 and is stored in the cash cassette 3 in real time, not after the bill has been loaded, the denomination is changed. The stored number data may be transmitted from the control unit 210 to the control unit 99 and stored in the data memory 100.

Next, the operation of replenishing bills to, for example, the automatic teller machine 1a by the cash cassette 3 will be described. That is, as described above, the cash cassette 3 loaded with a predetermined number of banknotes by the cash processing machine 2 for telling money is set at a predetermined position in the automatic teller machine 1a. At this time, the main control unit 31 of the automatic teller machine 1a and the control unit 99 of the cash cassette 3 are connected via the interfaces 44 and 101, and the main control unit 31 is connected to the connection request signal from the control unit 99. Connection is made by returning a permission signal. As a result, the control unit 99 reads the data such as the denomination and the number of bills stored in the cash cassette 3 stored in the data memory 100, and transmits the data to the main control unit 31.

Then, the main control unit 31 reads the number of bills of the corresponding denomination stored from the RAM 39 and compares it with the appropriate cash balance. If the result of this comparison is a lack of cash balance,
It judges the replenishment of the shortage amount and transmits a replenishment instruction for the shortage amount to the control unit 99. As a result, the banknotes corresponding to the shortage amount are sent out from the cash cassette 3 and are replenished to each cashbox in the automatic teller machine 1a.

When the shortage amount is replenished by this replenishment process, the main control unit 31 transmits a loading end signal to the control unit 99, and also displays the machine number, the cash balance of each safe and the number of stored coins of each denomination. To transmit. As a result, the control unit 99
The money type and the number of money stored in the cash cassette 3 stored in the data memory 100 are updated according to the replenishment content,
In addition, the machine number, the cash balance of each safe, and the number of stored coins of each cash type are stored in the data memory 100. This completes the bill replenishment process.

According to the cash processing machine for cash accounting as described above, the bill stacker 201a for storing bills by denomination.
To 201e, and when the banknotes are loaded into the cash cassette 3 from the deposit port 112, the excess excess banknotes are stored in the denomination-type stackers 201a to 201e, so that the deposit port 1
All banknotes set to 12 can be managed in this device. Therefore, since the banknotes cannot be seen from the outside, there is no possibility of a cash accident, which is preferable in cash management.

In the above embodiment, the case of application to a cash processing machine for handling bills is described, but the present invention is not limited to this, and for example, a cash handling machine for handling cash, etc. Can be similarly applied to.

[0053]

As described above in detail, according to the present invention, when the money is loaded into the cash cassette, when the amount of the coins set in the money insertion portion is larger than the number of the coins loaded into the cash cassette, the extra money is set. Money can be stored in this device,
Therefore, since money cannot be seen from the outside, there is no possibility of a cash accident, and it is possible to provide a money handling apparatus capable of reliably managing cash.

[Brief description of drawings]

FIG. 1 is a vertical cross-sectional side view schematically showing a configuration of a cash processing machine for cash accounting according to an embodiment of the present invention.

FIG. 2 is an external perspective view of a cash cassette.

FIG. 3 is a perspective view showing a state where the cash cassette is viewed from the bottom.

FIG. 4 is an external perspective view of the cash cassette with the door opened.

FIG. 5 is a block diagram showing a configuration of an electric circuit of the cash cassette and the cash processing machine for cash accounting.

FIG. 6 is a diagram schematically showing a configuration of a cash processing system.

FIG. 7 is a block diagram schematically showing the configuration of an automatic teller machine.

[Explanation of symbols]

1a, 1b, 1c ... Automatic cash transaction device (money replenishing device), 2 ... cash processing machine for cash payment (money handling device), 3 ...
... cash cassette, 99 ... control unit, 100 ... cash cassette data memory (storage means), 112 ... deposit port (money insertion unit), 113 ... operation unit, 114 ... take-out mechanism, 115 ... inspection Parts, 116, 118 ... Transport path, 1
19 ... Gold type sorting unit, 201a to 201e ... Gold type stacker (storage means), 210 ... Control unit.

Claims (1)

[Claims] 1. A coin depositing unit for depositing coins, an ejecting unit for ejecting coins inserted into the coin depositing unit one by one, and a detachable unit for replenishing coins to a currency replenishing device, In addition, a cash cassette provided with a storage means for storing the content of the loaded money, a loaded number designating means for designating the number of loaded coins when the cash is loaded into the cash cassette, and a take-out means for taking out. Currency loading means for loading the coins into the cash cassette, and when the number of coins loaded into the cash cassette by the currency loading means reaches the number designated by the loading number designating means, the unloading thereafter. The storing means for storing the money taken out by the means, and the control means for storing the loading contents of the money loaded in the cash cassette by the money loading means in the storage means of the cash cassette. A money handling device characterized by the above.