JPH05303584A - Automatic teller machine - Google Patents

Abstract

PURPOSE:To pay cash by using a bankbook and a seal as transaction media by collating the seal impression registered on the bankbook with a seal impression that a user affixes. CONSTITUTION:The seal impression 11 of the seal affixed to the registered impression part 2a of the bankbook 2 is read out by the seal impression reader 4 of a medium mechanism part 10 and stored as image data in the memory in the automatic teller machine ATM 20, and the image data is displayed as a registered seal impression 11 on a journal at a print display part 9 provided at a customer operation part. The impression of the seal that the user affixes is stored in the memory in the ATM 20 by a reading mechanism which is of the same kind with the seal impression reader 4 provided at the medium mechanism part 10 and provided at a print display part 9. Then the data are processed by the comparative collation logic of a software program set in the memory to decide whether or not the seal impression 12 is proper or not. Consequently, the ATM 20 which is suitable for teller operation using the bankbook and seal as transaction media is obtained to improve customer service.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automated teller machine, and more particularly to a function of the automated teller machine which is suitable for automatic transactions using a transaction medium such as a passbook and a seal.

[0002]

2. Description of the Related Art In the above-described prior art automatic teller machine, as disclosed in Japanese Patent Application Laid-Open No. 60-120469, all registered seals registered in an account store are searched and the seal imprint is made. By displaying it, the function of whether or not payment by the automatic transaction device is possible is supported.

[0003]

The above-mentioned conventional technique cannot store a large amount of data files in the automatic teller machine, and is therefore limited to payment transactions at the user's account registration store, which is problematic in terms of customer service. was there. In view of the above problems, the present invention provides an automated teller machine capable of performing cash payment by immediately matching a passbook and a seal stamp registered in the passbook with a seal imprint of a seal stamped by a user. The purpose is to do.

[0004]

[Means for Solving the Problems] Means for achieving the above object are described in the claims, and a medium mechanism unit for delivering a passbook as a transaction medium and processing information recorded in the passbook, A display section for inputting transaction data, displaying the input information and providing guidance to the user, a print display section for executing the marking of the bringing seal by the user and displaying and reading the result of the execution, and the read information of the seal. It is achieved by an automatic teller machine, characterized by comprising a control unit for instructing whether or not to conduct a transaction by comparing and collating the information with the information recorded in the medium mechanism unit.

[0005]

With the above configuration, when the bankbook, which is a transaction medium, is inserted and the user selects payment by the seal stamp, the seal imprint reading reader provided in the medium mechanism unit uses the seal imprint data as image data for the automated teller machine. The registration imprint data captured in the memory and printed in the memory of the print display unit provided in the customer display unit is printed, and the cover of the print display unit is opened to display the registration imprint. The guidance on the touch panel guides the user to impress the bringing seal in the same direction as the registration imprint, and thereby the registration imprint and the imprint seal are compared and collated with each other to easily determine whether payment is possible.

[0006]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described below with reference to the drawings. FIG. 1 shows an automatic teller machine (hereinafter referred to as ATM) of the present invention.
FIG. 20 is a diagram showing an example of a registered seal stamp 12 imprinted on a registration stamp portion 2a of the passbook 2 by a seal imprint reading reader 4 in the medium mechanism unit 10.
The image data is stored in the memory of the ATM 20 and is displayed as a registration imprint 11 in the journal of the print display unit 9 provided in the customer operation unit. The seal imprint of the seal imprinted by the user is the seal imprint reading reader 4 provided in the medium mechanism unit 10.
It is stored in the memory in the ATM 20 by a reading mechanism (not shown) provided in the print display unit 9 of the same type as. It is processed by the comparison and collation logic of the software program set in the memory to judge whether the impression stamp 12 is right or wrong.

Next, one embodiment of the payment transaction in the ATM 20 will be described with reference to steps S50 to S64 of the operation flow chart shown in FIG.
Will be explained. When a payment transaction is selected on the transaction selection screen in S51 from the start of S50, the user inserts a passbook or a card, which is a transaction medium, according to the guidance. The transaction using both the passbook and the card is performed by a known procedure (S54). In the transaction using the passbook and the seal stamp of the present embodiment, when the passbook 2 is first inserted, the passbook 2
The magnetic stripe is read, the registered imprint imprinted on the registration imprint 2a of the passbook 2 is read by the imprint reader 4 and stored in the memory in the ATM 20 (S52). Next, whether to use a card according to the guidance on the touch panel 8,
When the user is prompted to select whether to use the seal stamp (S53) and the user presses the seal stamp key, the registered seal imprint 11 is image-printed on the print display unit 9 in the customer operation unit (S55), and the cover of the print display unit 9 is closed. Opened (S56), registration imprint 11
Is displayed. The guidance of the touch panel 8 guides the user to imprint the bringing seal in the same direction as the registration imprint 11, and thereby the registration imprint 11 and the imprint 1
Both can be easily compared and collated. When the user impresses (S57) and the cover is closed, the imprint imprint 12 is read and stored in the memory of the ATM 20 (S5).
8). Next, the registered seal imprint 11 and the imprint seal imprint 12 are compared and compared, and when it is determined that they match, use according to the steps from the payment amount input (S60) to the payment amount output (S63) according to the conventional known technology. The amount of money specified by the person is to be paid.

[0008]

By implementing the present invention, it is possible to provide an automated teller machine capable of paying using a passbook and a seal as a transaction medium at a low cost, and it is possible to significantly improve customer service.

[Brief description of drawings]

FIG. 1 is a diagram showing an embodiment of an automatic teller machine according to the present invention.

FIG. 2 is an operation flow chart showing an embodiment of the automatic teller machine of the present invention.

[Explanation of symbols]

 1 Passbook insertion slot 2 Passbook 2a Registration stamp section 3 Magnetic stripe reader 4 Registration seal imprint reader 5 Page reader 6 Passbook printing section 7 Card insertion slot 8 Display section 9 Print display section 10 Media mechanism section 11 Registration seal stamp 12 Stamp seal stamp 13 Control section 20 ATM S50 to S63 Steps of operation flow

Claims (1)

[Claims] 1. A medium mechanism unit for delivering and receiving a transaction medium and processing information recorded on the transaction medium, a display unit for inputting transaction data, displaying the input information and providing guidance to the user, and A printing display unit for performing marking and displaying and reading the result of the marking; and a control unit for instructing whether or not the transaction is possible by comparing and collating the read information of the marking and the information recorded in the medium mechanism unit. Characteristic automated teller machine.