JPH0498459A - Automatic transaction device - Google Patents

Abstract

PURPOSE:To recognize the utilization condition of a customer, the utilization condition of cash by a time zone by detecting the transaction condition of the set time zone from the difference of the information of a previous time counter to count transaction information by starting end time and an accumulation counter to count the transaction information by present time. CONSTITUTION:A previous time counter 2 to count transaction information by the starting end time of a set time zone by a time setting means 1, and accumulation counter 3 to count the transaction information from automatic transaction device starting time to present time and a detecting means 4 to detect transaction condition in the set time zone are provided. That is, the time zone dessiring of the information of the transaction condition is set by the time setting means 1, the previous time counter 2 to count the information is made to stop at set time zone starting end time, the previous time counter 2 is subtracted from the accumulation counter 3 to count the information by that time at set time zone terminal time and the transaction status of the set time zone is detected. Thus, a busy time zone, the utilization condition of a customer, the utilization condition of cash and so on by the time zone can be recognized for instance.

Description

DETAILED DESCRIPTION OF THE INVENTION (Industrial Field of Application) The present invention relates to an automatic transaction device that is capable of grasping transaction status in a set time period.

(Conventional technology) Today, in automatic transaction devices installed in financial institutions, etc.
Transaction status such as customer usage status and cash usage status is grasped as 18 units of information.

In other words, the automated teller machine counts the number of customer uses and the amount of cash used from the time it starts up to the end of the day of operation, and stores this transaction information on the HDD (hard disk drive) or FDD (floppy disk drive) when the power is turned off. ), and the transaction status of 18 units was understood.

(Problem to be solved by the invention) However, from the viewpoint of effective use of multiple automatic transaction devices, it is now difficult to obtain information such as customer usage status and cash usage status during busy hours or specific time periods. The demand for this is increasing.

However, as mentioned above, conventional automatic transaction devices use counter data such as the number of customer usage in 18 units as is, as information on the transaction status. Therefore, it was not possible to respond to the request to obtain transaction status by time period.

The present invention has been made with attention to the above points, and an object of the present invention is to provide an automatic transaction device that can grasp the transaction status at any time of the day.

(Means for Solving the Problems) The automatic transaction device of the present invention includes a time setting means for setting a time period for acquiring transaction status, and a period from the time the automatic transaction device is activated to the start time of the time period set by the time setting means. a previous time counter that counts transaction information from the automatic transaction device startup to the current time; and a cumulative counter that counts transaction information from the automatic transaction device activation time to the current time; A detecting means is provided for subtracting the transaction information of the previous time counter and detecting the transaction status in the set time period.

(Function) The device of the present invention uses the time setting means to set a time period for acquiring transaction status information. As a result, at the start time of the set time zone, the previous time counter that counts information is stopped, and at the end time of the set time zone, the previous time counter is subtracted from the cumulative counter that was counting information up to that time. Detect the trading status of the band.

Therefore, it is possible to grasp the customer's usage status, cash usage status, etc. during busy hours and time zones, for example.

(Embodiment) FIG. 1 is a block diagram showing an embodiment of an automatic transaction device of the present invention.

The device shown in the figure includes a time setting means 1, a previous time counter 2,
It consists of an accumulation counter 3, a detection means 4, and a recording means 5.

The time setting means 1 is composed of a known keyboard/display, and is used to set the time period for which the operator wants to obtain transaction status.

The previous time counter 2 includes a memory, and counts transaction information up to the start time of the time period set by the time setting means 1.

The cumulative counter 3 consists of a memory like the previous time counter 2, and counts transaction information up to the current time.

The detection means 4 is composed of a processor and the like, and subtracts the transaction information of the previous time counter from the transaction information of the cumulative counter at the end time of the time period set by the time setting means 1, and detects the transaction status in the set time period.

The recording means 5 is composed of an HDD (hard disk drive) or an FDD (floppy disk drive), and stores information on the usage status of the set time period detected by the detection means 4.

FIG. 2 is a block diagram specifically showing the automatic transaction device of FIG. 1.

That is, the time setting means 1 shown in FIG.
and the cumulative counter 3 is stored in the battery backup memory 13.
The detection means 4 is connected to the control section 14, and the recording means 5 is connected to the HDD.
It corresponds to 15.

In addition, in FIG. 2, the card/receipt mechanism section 16 consists of a card reader, a receipt printer, etc., and the passbook mechanism section 17
consists of passbook entry machines, etc. Furthermore, the bill depositing and dispensing mechanism section 18 and the coin depositing and dispensing mechanism section 19 are configured as a cash processing section.

The clock mechanism section 20 is composed of an electronic clock or the like, and sends out current time data. Further, the power supply device 21 supplies power to the automatic transaction device in response to a power-on instruction. Furthermore, the connection interface section 22 is a known interface circuit for connecting to a host (not shown) or the like via a communication line.

Next, the operation of the automatic transaction device will be explained.

FIG. 3 is a flowchart showing the operation of the automated teller machine, in which (a) shows the operation when setting a time zone, and (b) shows the operation when acquiring transaction information.

First, the operation when setting the time zone shown in FIG. 3(a) will be explained.

The operator of the branch where the automatic transaction device is installed first operates the internal operation unit 12 and instructs the display of a registration screen for setting the time zone for acquiring transaction status (step Sl). Thereby, the control unit 14 instructs the display 11 to display the setting screen, and the setting screen is displayed on the display 11 (step S2).

The operator then selects a time value (e.g. 9:00-10:0
0, 9:00-12:00, 11:00-17:0
0, ... every hour, etc.) from the keyboard 11. Step S3) Press the confirmation key (Step S3).
4) This completes the input of the time value.

Further, upon completion of the input, the control unit 14 also controls the previous time counter 2.
and clears the cumulative counter 3 (step S5).

Next, the operation when acquiring transaction information shown in FIG. 3(b) will be explained.

First, the automatic transaction device is powered on and normal start-up is performed (step 511).

As a result, the control unit 14 reads the current time from the clock mechanism unit 20 (step 512), and determines whether this time is the starting time of the set time period for acquiring transaction status (
Step 513).

If the current time is not the start time of the set time zone, a normal transaction is performed (step 514), and information about this transaction (for example, number of payment transactions, number of deposit transactions, amount received/paid, number of coins of each denomination, etc.) Accordingly, both the previous time counter 2 and the cumulative counter 3 are counted up (steps S15 and 51).
6), this process is continued until the start time is reached.

When the current time reaches the start time of the set time zone, the control unit 14
stops the previous time counter 2 (step 517)
The transaction continues (step 818).

The cumulative counter 3 counts transaction information without stopping (Step 519), and continues to do so until the current time reaches the end time of the set time period (Steps S20 and 5).
21).

When the current time reaches the end time of the set time zone, the control unit 14
The detection means 4 subtracts the information of the previous time counter 2 from the information of the cumulative counter 3 to detect the transaction status in the set time period (step 522).

Further, this transaction status information is recorded in the HDD 15 together with date and time data (step 523).

Next, the control unit 14 transfers the information of the cumulative counter 3 to the previous time counter 2 (step 524).

That is, the previous time counter 2 is updated with current time information.

Further, as a method of outputting the information recorded on the HDD 15, there are, for example, the following methods.

That is, one method is to copy the file from the display file on the HDD 15 to an FD (floppy disk), edit the information on a well-known personal computer, etc., and output it, and the other method is to use automatic trading. In this method, transaction status information for a set time period for that day is sent out based on a closing instruction from the host to which the device is connected or from the central monitoring system.

Furthermore, in the above embodiment, only the transaction status of a person's withdrawal is detected as transaction status information, but in addition to this, card deposit, card payment, card and passbook payment, 1 passbook deposit,
By having counters for each type of transaction such as bookkeeping and transfer, it is possible to grasp the usage status of each type of transaction by time period.

Therefore, for example, if it is determined that there are a large number of transfer transactions during a certain period of time, one of the automatic transaction devices will be set to transfer-only mode, and transfers will be stopped for the other devices (this is done by (This is because the transfer operation takes a long time compared to other transactions, so if the customer making the transfer operates first on a device that allows you to select the type of transaction, the waiting time for subsequent customers will be longer.) By understanding the usage status of each type of transaction during the time period, it becomes possible to change the transaction mode of each automatic transaction device to respond to the transaction status.

(Effects of the Invention) According to the automatic transaction device of the present invention as described above, a time period for which transaction status information is desired to be acquired is set, and a previous time counter and a current time counter are configured to count transaction information up to the starting time of this time period. Since the transaction status in a set time period is detected from the difference in information between the cumulative counter and the cumulative counter that currents transaction information, for example, the customer's usage status and cash usage status depending on the busy hours of the automatic transaction device or the time of day. Therefore, automatic transaction devices can be flexibly adapted to each usage situation, such as the number of machines required for operation and the timing of cash replenishment.

[Brief explanation of the drawing]

FIG. 1 is a block diagram showing an embodiment of the automatic transaction device of the present invention, FIG. 2 is a block diagram showing a specific embodiment of the device of the present invention, and FIG. 3 is a flowchart showing the operation of the device of the present invention. . 1... Time setting means, 2... Previous time counter, 3.
...cumulative counter, 4...detection means. Patent Applicant: Oki Electric Industry Co., Ltd. Figure 2: Block diagram of the device of the present invention Figure 1: Flowchart of the Rat of the present invention Figure 3 (a)

Claims (1)

[Scope of Claims] A time setting means for setting a time period for acquiring transaction status; a previous time counter for counting transaction information from the time the automatic transaction device is activated to the start time of the time period set by the time setting means; a cumulative counter that counts transaction information from the automatic transaction device startup to the current time; and subtracting the transaction information of the previous time counter from the transaction information of the cumulative counter at the end time of the time period set by the time setting means; 1. An automatic transaction device comprising: detection means for detecting transaction status during a set time period.