JPH0478593A - Plastic memory card and confirming method for owner thereof - Google Patents

Abstract

PURPOSE:To confirm the person himself by the collation due to various pattern data by recording a password number and also recording pattern data of a face image, a sign, a print of a seal or a sound on a plastic card at every bits of said data or m-bits adjacent thereto using a white dot and a black dot or a color dot. CONSTITUTION:The content of the plastic memory card 1 set to a card setting part 31 is read by a magnetic stripe reading part 32 and a dot data reading part 33 and the data of the magnetic stripe is directly displayed on an image display part 34 and the image data corresponding to dot data and code data are stretched by a stretching part 35 to be displayed on the image display part 34. The images of the displayed face, sign, print of a seal and password number of the person himself are collated with the face, sign, print of a seal or indicated password number of a card owner to check whether the card owner is a regular owner. The read dot data and the data of the magnetic stripe can be transmitted to the outside if necessary from a modem part 38 through a circuit.

Description

[Detailed Description of the Invention] "Industrial Application Field" The present invention provides a plastic memory card that can easily and reliably identify the owner of credit cards, bank cards, identification cards, driver's licenses, etc. Regarding the identity verification method.

``Prior Art'' Methods for determining whether a person is the rightful owner of various credit cards, bank cards, identification cards, etc. A common method is to compare the recorded PIN number with the PIN number just disclosed by the cardholder. In addition, some methods are used for verification using seal impressions, handwriting, fingerprints, voices, etc. recorded on IC memory cards with a large storage capacity.

``Problem to be solved by the invention'' The conventional verification method that uses the password number recorded on a magnetic stripe card has the disadvantage that if the card is stolen or lost and falls into the hands of another person,
If the recited number (many people use their date of birth) is somehow found out, they may be able to withdraw cash or make purchases even if they are not the holder of the card, which could result in major damage. Another problem is that if you cannot remember your PIN number, you will not be able to withdraw money or make purchases, even if the amount is small. *Even if you try to use pattern data such as images and audio in addition to the singing number, the magnetic stripe of a magnetic stripe card has a small recording capacity, so it will not be possible to record such data.

Since the IC memory card itself is expensive, the verification method using an IC memory card has many problems in replacing the magnetic stripe card.

The purpose of this invention is not only to recite numbers, but also to recite facial images, signatures,
The aim is to realize an inexpensive plastic memory card that also records pattern data such as images such as seal impressions and sounds, and to verify the card owner easily and reliably by comparing this data.

``Means for Solving the Problems J'' In this invention, any one of the following plastic memory cards (1) to (4) is used.

(1) Image data is recorded as black and white dots on a plastic card.

(2) Image data is recorded on a plastic card as dots in black and white or intermediate colors.

(3) Image data is recorded as color dots on a plastic card.

(4) A plastic memory card according to any one of items (1) to (3) above, wherein the image data includes pattern data of a face image, a signature, a seal impression, and a voice.

The present invention uses a method of reproducing image data recorded on any of the plastic memory cards mentioned above and confirming the card owner based on the reproduced image.

Embodiment As an embodiment of the present invention, a plastic memory card I that is compatible with a conventional magnetic stripe card is shown in FIG.

Therefore, the external dimensions of the card and the positions of the magnetic stripe 2 and embossed area 3 are the same as before. In this invention, a data recording area 4 is provided between the magnetic stripe 2 and the embossed area 3. The personal data to be recorded includes image and audio data obtained by compressing pattern data such as the cardholder's facial image, signature, seal imprint, and voice as necessary, as well as encoded numbers, letters, symbols, etc. The encoded code data is used as necessary. These personal data (images, audio data and code data) are (
(a) white, black dots, (b) white, black and intermediate colors (
(c) multiple types of color dots with different hues (same color, saturation,
In other words, the data is recorded in the data recording area 4 by printing, copying, or the like. If these one dot corresponds to one bit of data and is expressed, for example, on a 1/8 m square, approximately 150 kilobits of data can be recorded in the data recording area 4 of FIG. In order to further increase the recording capacity, the size of the dots may be made smaller, or the back surface of the surface on which the magnetic stripe 2 is present may be used. Furthermore, if it is not necessary to have compatibility with conventional magnetic stripe cards, the magnetic stripe 2 or the embossed area 3 can be omitted and the above-mentioned dot recording area can be provided instead. When the magnetic stripe 2 is deleted, the data recorded thereon, such as the password number, can be recorded as dots in the recording area 4.

1 for every m (m≧2) adjacent bits of image and audio data
It is also possible to make two dots (different in hue or shade) correspond to each other, and in this case, the storage capacity (C bit number) is further increased.

An example of the manufacturing apparatus for the plastic memory card 1 shown in FIG. 1 is shown in FIG. 2, which is an image memory card that records compressed image data such as a facial photograph taken with a DSVC (digital still video camera) or the like. When using 1), set it in the card reading section 12. The compressed image data read by the reading section 12 is decompressed in the decompression section 13, restored to the image data before compression, and transferred from the decompression section 13 to the image display section I4 for display. After confirming that the displayed image is an image to be recorded on the plastic memory card 1, the operator operates the keyboard 15 to instruct the card printing section 17 to record the image data via the control section 16. As already mentioned, in the card printing section 17, each bit of the image data is recorded in the recording area 4 of the plastic card 1 as a black and white dot or a colored dot.

In addition, the operator can record the person's face using the attached video camera I8.
You can also take pictures and use the data. Image data output from the video camera 18 is input to the image display section 14 via the camera interface 19 and is monitored. After the monitor image is checked by the operator, the image data is transferred to the compression section 20 and compressed.
It is input to the card printing section 17.

When using image data such as a facial photograph that has already been input manually into the external computer 21, the image data is monitored on the image display section 14 via the computer interface 22 in the same way as described above, and is also printed on a card via the compression section 20. The information is input to section 17.

In the card printing section 17, each bit of image data or each adjacent m bits is printed as a black and white dot as described above.
Alternatively, it can be printed on plastic cards as dots of white, black, and neutral colors, or as color dots of different hues. The recitation number and code data other than the image data are sent from the keyboard 15 to the card printing section 17 via the control section]6.
and recorded on the magnetic stripe 2 or recording area 4.

An example of a verification device for verifying whether the owner of the plastic memory card 1 of the present invention is an authorized owner is shown in the third example.
As shown in the figure, the contents of the plastic memory card 1 set in the card setting section 31 are read in the form of a magnetic stripe by the reading section 32 and the dot data reading section 33, and the data on the magnetic stripe is read directly and as image data corresponding to the dot data. and the code data are each displayed on the image display section 34 after being expanded by the expansion section 35.

The operator at the service front will be able to see the person's face displayed,
Checks whether the cardholder is the legal owner, that is, the cardholder, by comparing the image of the signature, seal imprint, PIN number, etc. with the cardholder's face, signature, seal imprint, disclosed PIN number, etc. be done.

An operator can operate the keyboard 36 to control each section via the control section 37. The read data and magnetic stripe data are sent to the modem section 38 as necessary.
It is also possible to transfer the information to an external company, for example, a credit card company, via a line.

``Effects of the Invention'' In addition to recording a recitation number, the plastic memory card of the present invention records white, black dots, colored dots, etc. for each bit of pattern data such as facial images, signatures, seals, voices, etc., or for each adjacent m bits. Since the data is recorded on a plastic card using an IC card, it can be realized much more easily and easily than conventional IC memory cards. In addition to verification using the recited number, the identification of the cardholder 61 LU can be easily and reliably performed by comparing the reproduced image of the pattern data with the cardholder's facial image, signature, seal imprint, etc. Ten thousand,
Even if you cannot remember your code number, you can verify your identity by checking various pattern data.

The plastic memory card of this invention can also be made compatible with conventional magnetic stripe cards, so in the case of relatively small cash withdrawals or shopping, the conventional PIN authentication method can be used. , an extremely flexible identity verification method can be realized.

[Brief explanation of the drawing]

FIG. 1 is a plan view showing an embodiment of the plastic memory card of the present invention, FIG. 2 is a block diagram showing an example of a manufacturing apparatus for the plastic memory card of the present invention, and FIG. 3 is data of the plastic memory card of the present invention. FIG. 2 is a block diagram of a reproduction/imaging device.

Claims (5)

[Claims] (1) A plastic memory card in which image data is recorded as black and white dots on the plastic card. (2) A plastic memory card in which image data is recorded as dots of white, black, and intermediate colors on the plastic card. (3) A plastic memory card in which image data is recorded as color dots on the plastic card. (4) A plastic memory card according to any one of claims (1) to (3), wherein the image data includes pattern data of a face image, a signature, a seal impression, and a voice. (5) A card owner verification method for reproducing image data recorded on the plastic memory card according to any one of claims (1) to (4), and verifying the card owner based on the reproduced image.