JPH04239971A - Automatic issuing system for carry-over bankbook - Google Patents

Abstract

PURPOSE:To permit manpower saving in business by exchanging the new bankbook when the seal is reproduced by a seal reproduction means with the bankbooks being used by customers. CONSTITUTION:An input part 11 receivers the bankbook being used from customers and cash and information necessary for transactions and requests the image data for the registered seal of the account to a centralized monitoring terminal 22 when the necessary of carry-over bankbooks occur in the transaction with bankbook. The centralized monitoring terminal 22 extracts the image data for the pertinent registered seal from a registered seal data storage part 21 and terminals the data to a seal reproduction part 31 of the automatic teller machine (ATM) through the circuit for monitoring. The seal reproduction part 31 receivers new bankbooks sent from a nonused bankbook storage part 32 storing the nonused bankbooks, reproduces the print of seals for the image data transmitted from the centralized monitoring terminal 22 on the seal registration section of the new bankbook and delivers the new bankbook to the input part 11. In a transaction processing part 12, the transaction processing is performed with the new book.

Description

[Detailed description of the invention]

0001

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to transactions by automatic teller machines (hereinafter referred to as ATMs) used in financial institutions and businesses.

0002

2. Description of the Related Art Today, automated equipment in financial institutions has spread at a remarkable rate, and ATMs are widely used as a typical example of such equipment. In addition, with the implementation of a two-day weekend system for financial institutions, the business hours of counters have become shorter, but it has become possible to provide a variety of services to customers even when the store is closed.
Expectations for TM are growing even higher, and the length of time it can be operated unmanned is becoming increasingly longer.

[0003] When an ATM becomes unable to write all the unrecorded data in the current passbook in a transaction that involves bookkeeping (hereinafter referred to as a "transaction"), an ATM displays a message to notify the customer that it is necessary to carry over the passbook. However, customers are now encouraged to complete the procedures for carrying over their passbooks at counters that are open. Upon receiving this message, customers generally bring their current passbook and registered seal to an open counter to receive a new passbook.

0004

[Problems to be Solved by the Invention] The conventional ATMs described above only display a passbook carryover message when the unrecorded data can no longer be written in the passbook, and the customer must carry the registered seal each time to a counter that is open. If you have to go to the ATM and need to carry over your passbook for transactions at an ATM outside of business hours or on holidays, you will not be able to receive a new passbook until the counter resumes operations, and you will not be able to carry out current transactions during that time. It becomes possible. Additionally, even during business hours, you will not be able to receive a new passbook if you do not have your registered seal, so if you do not have your registered seal on hand, you will have to come back for the passbook carryover procedure. There is a problem.

[0005]

[Means for Solving the Problems] The carryover passbook automatic issuance system according to the present invention is a notification seal data storage means that stores image data of notification seals in a central monitoring terminal that centrally monitors a plurality of automatic teller machines. and seal data transmission means for transmitting the image data of the notification seal stored by the notification seal data storage means to the automatic teller machine through the monitoring line, and using the seal data sent from the central monitoring terminal. A seal imprint reproduction means for reproducing the seal imprint in the notification stamping column of a new bankbook to be newly issued; an input means for replacing the new bankbook with the seal imprint reproduced by the seal imprint reproduction means with the customer's current bankbook; and use as the new bankbook. and passbook storage means for storing unused passbooks in the automatic teller machine.

[0006]

Embodiments Hereinafter, embodiments of the present invention will be described with reference to the drawings.

FIG. 1 is a block diagram of one embodiment of the present invention. In the figure, the input unit 11 accepts the current passbook, cash and information necessary for transactions from the customer, and when it becomes necessary to carry over the passbook in a bank transaction, it requests the central monitoring terminal 22 for image data of the notification seal of the account. do. The central monitoring terminal 22 extracts the image data of the corresponding notification seal from the notification seal data storage section 21 and sends it to the ATM's seal impression reproduction section 31 through the monitoring line 23.

The seal impression reproduction unit 31 receives and receives a new passbook from the unused passbook storage unit 32 that stores unused passbooks, and prints the seal impression of the image data sent from the central monitoring terminal 22 in the notification stamp stamping column of the new passbook. is reproduced and the new passbook is sent to the input section 11. The input unit 11 sends this new passbook and the previously received cash, information, etc. to the transaction processing unit 12. The transaction processing unit 12 uses the new passbook to process transactions in the same way as usual.

As described above, in the carryover passbook automatic issuance system according to the present invention, notification seal data is transmitted using a monitoring line, but in the event of an emergency such as an ATM failure, customer operation or centralized monitoring is required. It is preferentially switched to an alarm signal or a contact telephone by the terminal operator's operation or automatic processing, and the original function of the monitoring line is not affected.

0010

[Effects of the Invention] As explained above, in the automatic carryover passbook issuance system according to the present invention, a new passbook can be issued without human intervention at a branch counter, etc., which improves customer service during unmanned operation and allows carryover at counters. This has the effect of saving labor by freeing the user from the task of issuing passbooks. Additionally, since a passbook with a registered seal can be automatically issued, customers can conduct seal transactions at locations other than the store where they opened their account. Furthermore, by using a monitoring line that is infrequently used on a daily basis for transmitting seal image data, there is no increase in burden on the line that transmits and receives transaction data. In addition, since the central monitoring terminal handles the storage, extraction, and transmission of seal data, there is no increase in the burden on the parent computer.

[Brief explanation of the drawing]

FIG. 1 is a block diagram of one embodiment of the present invention.

[Explanation of symbols]

11 Input section 12 Transaction processing department 21 Notification seal data storage department 22 Central monitoring terminal 23 Monitoring line 31 Seal impression reproduction department 32 Unused passbook storage department

Claims (1)

[Claims] [Claim 1] Notification seal data storage means for accumulating image data of notification seals on a central monitoring terminal that centrally monitors a plurality of automated teller machines, and notifications stored by the notification seal data storage means. A seal data transmission means that transmits the image data of the seal to the automatic teller machine through the monitoring line, and the seal data sent from the central monitoring terminal is used to reproduce the impression in the notification stamping column of the new passbook where the seal is newly issued. an input means for replacing a new passbook whose seal impression has been reproduced by the seal impression reproduction means with a passbook currently used by a customer; and a passbook for storing unused passbooks to be used as the new passbook in an automatic teller machine. An automatic carryover passbook issuance method characterized by having a storage means.