JPH0410662B2 - - Google Patents
Info
- Publication number
- JPH0410662B2 JPH0410662B2 JP11331383A JP11331383A JPH0410662B2 JP H0410662 B2 JPH0410662 B2 JP H0410662B2 JP 11331383 A JP11331383 A JP 11331383A JP 11331383 A JP11331383 A JP 11331383A JP H0410662 B2 JPH0410662 B2 JP H0410662B2
- Authority
- JP
- Japan
- Prior art keywords
- deposit
- section
- customer
- input
- public line
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Lifetime
Links
- 238000000034 method Methods 0.000 claims description 20
- 230000005540 biological transmission Effects 0.000 claims description 5
- 238000003672 processing method Methods 0.000 claims description 4
- 238000003780 insertion Methods 0.000 description 8
- 230000037431 insertion Effects 0.000 description 8
- 230000004913 activation Effects 0.000 description 7
- 238000010586 diagram Methods 0.000 description 2
- 230000000694 effects Effects 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Technology Law (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Description
【発明の詳細な説明】
(A) 発明の技術分野
本発明は、預金支払処理方式、特に顧客入力部
からの入力信号、例えばカードの挿入、暗証番
号、金額などの入力にもとづき、公衆回線を介し
てセンターのコンピユータと通信することにより
預金支払を行なう預金支払方式において、少なく
とも取引カードおよび暗証番号が適正である場合
に、公衆回線接続と顧客の他の入力とを並列して
処理する方式に関するものである。DETAILED DESCRIPTION OF THE INVENTION (A) Technical Field of the Invention The present invention relates to a deposit payment processing method, in particular, to a deposit payment processing method based on input signals from a customer input unit, such as card insertion, PIN number, amount, etc. Relates to a method for processing a public line connection and other inputs of a customer in parallel, at least when the transaction card and PIN number are correct, in a deposit payment method in which the deposit payment is made by communicating with a computer at a center via a computer. It is something.
(B) 発明の背景と問題点
公衆回線を用いた預金支払機においては、預金
の支払いが迅速に行なわれる方式が望まれてい
る。(B) Background and Problems of the Invention In a deposit dispensing machine using a public line, it is desirable to have a system in which deposit payments can be made quickly.
第１図に示すように、従来、公衆回線８を用い
た預金支払機１は、カードの挿入などを指示する
表示器２と、暗証番号、支払金額などを入力する
KEY入力部３と、カードあるいは通帳を挿入す
るカード又は通帳挿入・取り出し部４と、預金支
払部５と、主制御部６と、公衆回線を介してセン
ターのコンピユータと通信する送受信部７とから
なつている。顧客が預金の支払いを受けるには、
第２図のフロチヤートに示すように、表示器２の
指示に従つて、カード又は通帳をカード又は通帳
挿入・取り出し部４に挿入し、KEY入力部３の
KEYを打鍵して暗証番号、支払金額などを入力
することにより、顧客入力１３を主制御部６に入
力する。主制御部６は顧客入力１３が完了したこ
とを判断し、この信号にもとづき送受信部７は公
衆回線８を介してセンター９の送受信部１０と接
続する。この際、送受信部７を公衆回線につなぐ
ことにより公衆回線の交換機を作動させ、次にセ
ンター９に接続される複数ある局の番号のうちの
１つの番号を自動送出し、センター９を呼び出
し、接続が行なわれる。話し中であれば必要に応
じて順次他の局の番号を自動送出する。話し中な
どにより所定時間接続されない場合にはNG処
理、例えば顧客の挿入したカードを戻し、初期状
態に設定する。上述したように、預金支払機１の
主制御部６とセンター９のコンピユータ１１とが
公衆回線を介して接続され、主制御部６は顧客の
入力した金額などのデータをコンピユータ１１に
送信し、この金額の預金を支払つてもよいか否か
の判断をセンター９のコンピユータ１１に求め、
コンピユータ１１はフアイル１２に記憶されてい
る顧客の預金残高などを調べて、預金・支払いの
許否の指示情報を主制御部６に送信し、主制御部
６はその許否の指示情報を受信する。受信完了
後、公衆回線の接続が解除される。そして、主制
御部６は、センターのコンピユータの指示情報に
従い後半処理を行なう。例えば預金支払の指示情
報があつた場合には、顧客の指定した金額の預金
を預金支払部５により支払うとともに、カード又
は通帳をカード又は通帳挿入・取り出し部４によ
り返却する。 As shown in FIG. 1, conventionally, a deposit disbursing machine 1 using a public line 8 has a display 2 for instructing to insert a card, etc., and a screen for inputting a PIN number, payment amount, etc.
A key input section 3, a card or passbook insertion/removal section 4 for inserting a card or passbook, a deposit payment section 5, a main control section 6, and a transmitting/receiving section 7 for communicating with the center computer via a public line. It's summery. In order for a customer to receive a deposit payment,
As shown in the flowchart of Fig. 2, insert the card or passbook into the card or passbook insertion/removal section 4 according to the instructions on the display 2, and press the KEY input section 3.
The customer input 13 is input into the main control unit 6 by pressing the KEY and inputting the password, payment amount, etc. The main control section 6 determines that the customer input 13 is completed, and based on this signal, the transmitting/receiving section 7 connects to the transmitting/receiving section 10 of the center 9 via the public line 8. At this time, the transmitter/receiver section 7 is connected to the public line to activate the exchange of the public line, and then automatically sends out one of the numbers of the multiple stations connected to the center 9 and calls the center 9. A connection is made. If the station is busy, the numbers of other stations are automatically sent out as necessary. If the connection is not established for a predetermined period of time due to busyness, etc., an NG process is performed, for example, the card inserted by the customer is returned and the customer is set to the initial state. As described above, the main control unit 6 of the deposit dispensing machine 1 and the computer 11 of the center 9 are connected via a public line, and the main control unit 6 transmits data such as the amount input by the customer to the computer 11. Requesting the computer 11 of the center 9 to determine whether it is okay to pay this amount of deposit,
The computer 11 checks the customer's deposit balance etc. stored in the file 12, and transmits instruction information on permission or disapproval of deposits and payments to the main control section 6, and the main control section 6 receives the instruction information on permission or disapproval. After reception is complete, the connection to the public line will be canceled. The main control unit 6 then performs the latter half of the process according to instruction information from the center computer. For example, when there is instruction information for deposit payment, the deposit payment unit 5 pays the deposit amount specified by the customer, and the card or passbook is returned by the card or passbook insertion/removal unit 4.
以上説明したように、従来の公衆回線を用いた
預金支払機では、顧客のすべての入力が完了した
後に公衆回線の接続を開始し、公衆回線が接続さ
れた後センターのコンピユータに預金支払いの可
否の判断を求めていた。このため、顧客の入力が
完了した後、公衆回線が接続される間、平均して
約30秒待たなければならず、預金支払機がセンタ
ーのコンピユータと接続されている特定回線を用
いたものに比し、公衆回線を用いた預金支払機で
は、預金支払いのための単位時間当りの処理能力
が低下する問題があつた。 As explained above, in conventional deposit payment machines that use public lines, the connection to the public line is started after all customer input is completed, and after the public line is connected, the computer at the center asks whether the deposit can be paid or not. was seeking a judgment. Therefore, after the customer completes their input, they have to wait on average about 30 seconds while the public line is connected, and the deposit machine uses the specific line connected to the center's computer. In contrast, deposit payment machines that use public lines have had the problem of reduced processing capacity per unit time for deposit payments.
(C) 発明の目的と構成
本発明は、公衆回線を用いる預金支払い方式に
おいて、少なくとも顧客が入力した取引カードと
暗証番号とが適正である場合に、公衆回線接続と
顧客の他の入力とを並列に処理しかつ当該接続と
当該入力との夫々の処理の完了時間の差にも正し
く対処して、預金支払い処理に要する時間を短縮
することを目的としている。そのため、本発明の
預金支払処理方式は、顧客が入力する顧客入力部
と、該顧客入力部からの入力信号にもとづきセン
ターのコンピユータと公衆回線を介して接続する
公衆回線接続部と、
該接続された公衆回線を介してセンターのコン
ピユータと所定の情報の送受を行なう送受信部
と、該送受信部からの信号にもとづき預金支払を
行なう預金支払部と
を有する預金支払方式において、
少なくとも前記顧客入力部からの取引カードお
よび暗証番号が適正である場合に前記公衆回線接
続部により回線接続を開始するとともに前記顧客
入力部からの他の顧客入力を記憶処理する並行処
理部と、
該回線接続部からの回線接続の完了以前に前記
顧客入力が完了した場合に当該回線の接続の完了
を待ちかつ前記顧客入力の完了以前に前記回線接
続が完了した場合にダミー送信を行いつつ当該顧
客入力の完了を待つようにして、公衆回線を介し
てセンターのコンピユータとの所定の情報の送受
を行なう送受信部と、
該送受信部からの信号にもとづき預金支払を行
う前記預金支払部と
を有する
ことを特徴としている。(C) Object and structure of the invention In a deposit payment method using a public line, at least when the transaction card and PIN entered by the customer are correct, the public line connection and other inputs by the customer are connected. The purpose is to reduce the time required for deposit payment processing by processing in parallel and correctly dealing with the difference in completion time of each processing of the connection and the input. Therefore, the deposit payment processing method of the present invention includes: a customer input section for input by the customer; a public line connection section that connects to a computer at the center via a public line based on the input signal from the customer input section; In the deposit payment system, the deposit payment method includes a transmitting/receiving section that transmits and receives predetermined information to and from a computer at the center via a public line, and a deposit paying section that performs deposit payments based on signals from the transmitting/receiving section. a parallel processing unit that starts line connection by the public line connection unit when the transaction card and PIN of the customer are correct, and also stores and processes other customer input from the customer input unit; and a line from the line connection unit. If the customer input is completed before the connection is completed, wait for the connection of the line to be completed, and if the line connection is completed before the customer input is completed, perform dummy transmission and wait for the completion of the customer input. The present invention is characterized in that it has a transmitting/receiving section that transmits and receives predetermined information to and from a computer at the center via a public line, and the deposit paying section that performs deposit payments based on signals from the transmitting/receiving section.
(D) 発明の実施例
以下に図面を参照して本発明を詳細に説明す
る。(D) Examples of the invention The present invention will be described in detail below with reference to the drawings.
第３図は本発明の方式のフロチヤートを示す。
図中、１３−１はカード挿入、１３−２はキーボ
ードからの暗証入力、１４は暗証入力の照会、１
５は公衆回線接続のための起動信号、１６−１は
顧客入力の完了判断、１６−２は公衆回線接続の
完了判断、１７は預金支払機からの送信状態、１
８はセンターのコンピユータからの信号を預金支
払機が受信する受信状態、１９は後半処理であり
センターのコンピユータの指示にもとづき預金支
払機が預金を顧客に支払つたりまたカードを返却
するなどの処理を表わす。 FIG. 3 shows a flowchart of the method of the present invention.
In the figure, 13-1 is a card insertion, 13-2 is a password input from the keyboard, 14 is a password input inquiry, 1
5 is a start signal for public line connection, 16-1 is a judgment of completion of customer input, 16-2 is a judgment of completion of public line connection, 17 is a transmission status from a deposit machine, 1
8 is a reception state in which the deposit disbursing machine receives a signal from the computer at the center, and 19 is the latter half of the process, in which the deposit dispensing machine pays the deposit to the customer or returns the card based on instructions from the computer at the center. represents.
本発明に係る預金支払機１において、例えばカ
ード取引を選択した場合には、取引選択ボタンを
押下し、所定のカードを挿入する（１３−１）。
そして、KEY入力部３から暗証番号を入力する
（１３−２）。入力された暗証番号は照会され正し
ければ（１４のYES）、次の接続処理起動１５を
行なう。接続処理起動１５により公衆回線の交換
機が作動状態になりセンターの番号がダイヤルさ
れ、呼び出され、公衆回線の接続が行なわれる。
一方KEY入力部３から、その他の顧客入力１３
−３、例えば支払い金額などが入力され、入力が
完了した場合（１６−１のYES）には、預金支
払機１からセンターのコンピユータ１１に顧客の
入力情報が送出される（１７）。センターのコン
ピユータ１１から顧客入力に対する判断結果が預
金支払機１に送出され、受信される（１８）。受
信終了後、公衆回線の接続が解除され、従来と同
様の既述の後半処理１９を行なう。 In the deposit payment machine 1 according to the present invention, for example, when a card transaction is selected, the transaction selection button is pressed and a predetermined card is inserted (13-1).
Then, the user inputs the password from the KEY input section 3 (13-2). The input password is checked, and if it is correct (YES in 14), the next connection process activation 15 is performed. The connection process activation 15 puts the public line exchange into operation, dials the center number, calls the center, and connects the public line.
On the other hand, from the KEY input section 3, other customer input 13
-3. For example, the payment amount is input, and when the input is completed (YES in 16-1), the customer's input information is sent from the deposit dispensing machine 1 to the computer 11 of the center (17). The computer 11 at the center sends the determination result for the customer's input to the deposit dispensing machine 1 and receives it (18). After the reception is completed, the connection to the public line is released, and the second half process 19 described above is performed as in the conventional case.
第４図は、本発明の方式において、顧客入力許
容時間が回線接続最短時間、例えば20秒よりも短
かい場合のフロチヤートを示す。図中、２０−１
は20秒タイマ起動信号、２０−２はタイムアウト
か否かの判断を表わす。 FIG. 4 shows a flowchart in the case where the permissible customer input time is shorter than the minimum line connection time, for example 20 seconds, in the system of the present invention. In the figure, 20-1
20-2 represents a 20-second timer activation signal, and 20-2 represents a determination as to whether or not timeout has occurred.
第４図において、暗証照会が正常な場合（第３
図図示）には、接続処理起動信号１５により、
前記した交換機接続処理が行なわれるとともに、
20秒タイマの起動（２０−１）およびその他の顧
客入力、例えば支払い金額などがKEY入力部３
から入力される（１３−３）。KEY入力部３から
の入力が完了した場合（１６−１のYES）、交換
機による接続を待ち、接続完了した場合（１６−
２のYES）には、正常処理、即ち第３図図示
以下の処理が行なわれる。また、20秒以内、即ち
回線接続最短時間に、その他の顧客入力１３−３
が終了しない場合には、既述のNG処理、第２図
図示が行なわれる。 In Figure 4, when the password inquiry is normal (3rd
(Illustrated in the figure), the connection processing activation signal 15 causes
While the above-described exchange connection processing is performed,
Activation of the 20 second timer (20-1) and other customer input, such as payment amount, are entered in the KEY input section 3.
(13-3). When the input from the KEY input section 3 is completed (YES at 16-1), wait for connection by the exchange, and when the connection is completed (16-1)
2 (YES), normal processing, that is, the following processing shown in FIG. 3 is performed. In addition, within 20 seconds, that is, within the shortest time for line connection, other customer input 13-3
If the process is not completed, the NG process described above, as shown in FIG. 2, is performed.
第５図は本発明の方式において、顧客入力許容
時間が回線接続最短時間よりも長い場合のフロチ
ヤートを示す。図中、２１−１は（20＋α）秒の
タイマ起動信号、２２はダミー送信、２３−１は
フラグのセツト、２３−２はフラグがセツトされ
ているか否かの判断を表わす。 FIG. 5 shows a flowchart in the case where the permissible customer input time is longer than the minimum line connection time in the system of the present invention. In the figure, 21-1 represents a timer activation signal for (20+α) seconds, 22 represents dummy transmission, 23-1 represents flag setting, and 23-2 represents determination as to whether or not the flag is set.
第５図において、暗証照会が正常な場合（第３
図図示）には、接続処理起動信号１５により、
前記交換機接続処理が開始されるとともに（20＋
α）秒タイマの起動が行なわれる（２１−１）。
ここで20秒は回線接続最短時間、（20＋α）は顧
客入力が許される時間である。交換機による預金
支払機１とセンター９との接続が完了したときに
は（１６−２のYES）、ダミー送信２２が行なわ
れる。例えば、預金支払機１からENQ信号（問
合せ信号）が送信され、これに対しセンターのコ
ンピユータ１１からはACK信号（肯定応答信号）
が返信されるという動作が繰り返される。一方、
KEY入力部３によりその他の顧客入力１３−３
が行なわれ、入力完了した場合（１６−１の
YES）には、FLAGが設定され、前記預金支払
機１とセンターのコンピユータ１１との間で行な
われていたENQ−ACK−ENQ−ACK……の繰
り返しによる待機が中止され（２３−２の
YES）、預金支払機１から顧客情報がセンターの
コンピユータ１１に送信されるなど既述の正常処
理、即ち第３図図示以下の処理が行なわれる。
また、その他の顧客入力１３−３が（20＋α）秒
以内に完了しない場合には（２１−２のYES）、
既述のNG処理（第２図図示）が行なわれる。 In Figure 5, when the password inquiry is normal (3rd
(Illustrated in the figure), the connection processing activation signal 15 causes
As the exchange connection process starts (20+
The α) second timer is activated (21-1).
Here, 20 seconds is the shortest time for line connection, and (20+α) is the time allowed for customer input. When the connection between the deposit disbursing machine 1 and the center 9 through the exchange is completed (YES in 16-2), a dummy transmission 22 is performed. For example, an ENQ signal (inquiry signal) is sent from the deposit machine 1, and in response, an ACK signal (acknowledgement signal) is sent from the center computer 11.
The operation of receiving a reply is repeated. on the other hand,
Other customer input 13-3 by KEY input section 3
is performed and the input is completed (16-1)
YES), FLAG is set, and the waiting by repeating ENQ-ACK-ENQ-ACK... between the deposit dispensing machine 1 and the center computer 11 is stopped (23-2).
YES), the normal processing described above, such as sending the customer information from the deposit dispensing machine 1 to the computer 11 of the center, ie, the processing shown in FIG. 3 and the following is performed.
In addition, if other customer input 13-3 is not completed within (20+α) seconds (YES in 21-2),
The previously described NG process (as shown in FIG. 2) is performed.
顧客が入力途中で取引をキヤンセルしたい場
合、預金支払機１とセンター９とが公衆回線によ
り接続される以前であれば、交換機接続処理を中
止するとともに顧客にカードなどを返却する。預
金支払機１とセンター９とが公衆回線により接続
された後であれば、預金支払機１はセンター９に
対し送信終了信号（EOT）を送出し、公衆回線
の接続を解除した後、顧客にカードなどを返却す
る。 If the customer wants to cancel the transaction during input, if the deposit payment machine 1 and the center 9 are not connected through the public line, the exchange connection process is canceled and the card etc. is returned to the customer. After the deposit dispensing machine 1 and the center 9 are connected via the public line, the deposit dispensing machine 1 sends an end-of-transmission signal (EOT) to the center 9, disconnects the public line, and then sends a message to the customer. Return cards, etc.
公衆回線の接続においてエラーが生じた場合、
顧客にカードなどを返却した後、預金支払機の管
理者に通知するなどのエラー処理を行なう。 If an error occurs when connecting to a public line,
After returning the card etc. to the customer, error processing such as notifying the administrator of the deposit payment machine is performed.
第６図は本発明の１実施例構成を示す。図中、
７は送受信部、８−１は電話交換網、１０はセン
ターの送受信部、２４−１，２４−４はNCU（網
制御装置）アダプタ、２４−２，２４−３は
NCU、２５−１，２５−４は回線制御部、２５
−２，２５−３はモデムである。 FIG. 6 shows the configuration of one embodiment of the present invention. In the figure,
7 is a transmitting/receiving unit, 8-1 is a telephone switching network, 10 is a center transmitting/receiving unit, 24-1, 24-4 are NCU (network control unit) adapters, 24-2, 24-3 are
NCU, 25-1, 25-4 are line control units, 25
-2 and 25-3 are modems.
預金支払機１の入出力部からの顧客の入力情
報、例えばカードの挿入信号、暗証番号、支払い
金額などのキー・イン信号が主制御部６に格納さ
れ、主制御部６からの指令にもとづき、NCUア
ダプタ２４−１は網制御装置（NCU）２４−２
を作動させ、電話交換網８−１を介して、預金支
払機１とセンター９とを接続する。そして、預金
支払機１の主制御部６は回線制御部２５−１によ
り顧客に関する必要なデジタル情報をモデム２５
−２を介してシリアル信号に変調し、公衆回線に
送出する。一方、センターの送受信部１０は、受
信したシリアル信号をモデム２５−３により復調
し、顧客に関する必要なデジタル情報を主制御部
に入力する。主制御部は顧客の預金残高などを参
照し、預金支払いの許否を判断し、この情報を回
線制御部２５−４、モデム２５−３、電話交換網
８−１、モデム２５−２、回線制御部２５−１を
経由して預金支払機１の主制御部６に送出する。
この情報にもとづき預金支払機１は、顧客に入出
力部を介して、預金の支払い、カードの返却など
を行なう。 Customer input information from the input/output section of the deposit dispensing machine 1, such as key-in signals such as a card insertion signal, a PIN number, and a payment amount, is stored in the main control section 6, and is processed based on instructions from the main control section 6. , the NCU adapter 24-1 is connected to the network control unit (NCU) 24-2.
is activated to connect the deposit disbursing machine 1 and the center 9 via the telephone exchange network 8-1. The main control unit 6 of the deposit dispensing machine 1 transmits necessary digital information about the customer to the modem 2 through the line control unit 25-1.
-2, modulates it into a serial signal, and sends it out to the public line. On the other hand, the transmitting/receiving section 10 of the center demodulates the received serial signal using the modem 25-3 and inputs necessary digital information regarding the customer to the main control section. The main control unit refers to the customer's deposit balance, etc., determines whether or not to approve the deposit payment, and transmits this information to the line control unit 25-4, modem 25-3, telephone exchange network 8-1, modem 25-2, line control unit It is sent to the main control section 6 of the deposit dispensing machine 1 via the section 25-1.
Based on this information, the deposit dispensing machine 1 pays the deposit, returns the card, etc. to the customer via the input/output section.
尚、第４図、第５図においては、回線接続最短
時間を20秒としたけれども、これに限られること
なく、回線の状態に応じて任意に設定し得るもの
である。 Although the minimum line connection time is set to 20 seconds in FIGS. 4 and 5, it is not limited to this and can be set arbitrarily depending on the state of the line.
(E) 発明の効果
以上説明した如く、本発明によれば、公衆回線
を用いてセンターと交信し預金を支払う預金支払
方式において、少なくとも顧客が入力した取引カ
ードと暗証番号とが適正である場合に、公衆回線
接続と顧客の他の入力、例えば支払い金額などと
を並列に処理するため、預金支払い処理に要する
時間を短縮することができる効果がある。このた
め預金支払機の単位時間当りの預金支払能力が向
上する。(E) Effects of the Invention As explained above, according to the present invention, in a deposit payment method where a deposit is paid by communicating with a center using a public line, at least when the transaction card and PIN entered by the customer are correct. Another advantage is that the public line connection and other customer inputs, such as the payment amount, are processed in parallel, thereby reducing the time required for deposit payment processing. This improves the ability of the deposit dispensing machine to pay deposits per unit time.
第１図は公衆回線を用いた預金支払機の構成図
を示し、第２図は従来の預金支払機の動作を説明
するフロチヤートを示し、第３図は本発明の動作
を説明するフロチヤートを示し、第４図は本発明
において顧客入力許容時間が回線接続最短時間よ
りも短かい場合の動作を説明するフロチヤートを
示し、第５図は本発明の方式において顧客入力許
容時間が回線接続最短時間よりも長い場合の動作
を説明するフロチヤートを示し、第６図は本発明
の１実施例構成を示す。
図中、１は預金支払い機、２は表示器、３は
KEY入力部、４はカード又は通帳挿入・取り出
し部、５は預金支払い部、６は主制御部、７，１
０は送受信部、８は公衆回線、９はセンター、１
１はセンターのコンピユータ、１２はフアイル、
１３は顧客入力、１３−１はカード挿入、１３−
２は暗証入力、１４は照会、１５は接続処理起
動、１７は送信、１８は受信、１９は後半処理、
２４−１，２４−４はNCUアダプタ、２４−２，
２４−３はNCU、２５−１，２５−４は回線制
御部、２５−２，２５−３はモデムである。
Fig. 1 shows a block diagram of a deposit dispensing machine using a public line, Fig. 2 shows a flowchart explaining the operation of a conventional deposit dispensing machine, and Fig. 3 shows a flowchart explaining the operation of the present invention. , FIG. 4 shows a flowchart for explaining the operation when the permissible customer input time is shorter than the minimum line connection time in the present invention, and FIG. FIG. 6 shows a flowchart for explaining the operation when the length is long, and FIG. 6 shows the configuration of one embodiment of the present invention. In the diagram, 1 is a deposit machine, 2 is a display, and 3 is a
KEY input section, 4 is card or passbook insertion/removal section, 5 is deposit payment section, 6 is main control section, 7, 1
0 is the transmitter/receiver section, 8 is the public line, 9 is the center, 1
1 is the center computer, 12 is the file,
13 is customer input, 13-1 is card insertion, 13-
2 is password input, 14 is inquiry, 15 is connection processing start, 17 is sending, 18 is receiving, 19 is second half processing,
24-1, 24-4 are NCU adapters, 24-2,
24-3 is an NCU, 25-1 and 25-4 are line control units, and 25-2 and 25-3 are modems.
Claims (1)
ーのコンピユータと公衆回線を介して接続する公
衆回線接続部と、 該接続された公衆回線を介してセンターのコン
ピユータと所定の情報の送受を行なう送受信部
と、 該送受信部からの信号にもとづき預金支払を行
なう預金支払部と を有する預金支払い方式において、 少なくとも前記顧客入力部からの取引カードお
よび暗証番号が適正である場合に前記公衆回線接
続部により回線接続を開始するとともに前記顧客
入力部からの他の顧客入力を記憶処理する並行処
理部と、 該回線接続部からの回線接続の完了以前に前記
顧客入力が完了した場合に当該回線の接続の完了
を待ちかつ前記顧客入力の完了以前に前記回線接
続が完了した場合にダミー送信を行いつつ当該顧
客入力の完了を待つようにして、公衆回線を介し
てセンターのコンピユータとの所定の情報の送受
を行なう送受信部と、 該送受信部からの信号にもとづき預金支払を行
う前記預金支払部と を有する ことを特徴とする預金支払処理方式。[Scope of Claims] 1. A customer input section for input by the customer; a public line connection section for connecting a computer at the center via a public line based on an input signal from the customer input section; and a public line connection section for connecting the connected public line A deposit payment method comprising a transmitting/receiving section that transmits and receives predetermined information to and from a computer at the center via a computer, and a deposit disbursing section that performs deposit payments based on signals from the transmitting/receiving section, at least the transaction card and the information received from the customer input section. a parallel processing unit that starts line connection by the public line connection unit when the PIN number is correct and stores and processes other customer input from the customer input unit; When the customer input is completed, the line connection is waited for, and if the line connection is completed before the customer input is completed, a dummy transmission is performed while waiting for the customer input to be completed. A deposit payment processing method comprising: a transmitting/receiving section that transmits and receives predetermined information to and from a computer at a center via a line; and the deposit paying section that performs deposit payment based on a signal from the transmitting/receiving section.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP58113313A JPS605376A (en) | 1983-06-23 | 1983-06-23 | Payment processing system of deposited money |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP58113313A JPS605376A (en) | 1983-06-23 | 1983-06-23 | Payment processing system of deposited money |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| JPS605376A JPS605376A (en) | 1985-01-11 |
| JPH0410662B2 true JPH0410662B2 (en) | 1992-02-26 |
Family
ID=14609061
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP58113313A Granted JPS605376A (en) | 1983-06-23 | 1983-06-23 | Payment processing system of deposited money |
Country Status (1)
| Country | Link |
|---|---|
| JP (1) | JPS605376A (en) |
Families Citing this family (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPS60250465A (en) * | 1984-05-25 | 1985-12-11 | Hitachi Ltd | Automatic cash dealing device |
| JPS62177661A (en) * | 1986-01-31 | 1987-08-04 | Anritsu Corp | Terminal processor |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPS54141540A (en) * | 1978-04-26 | 1979-11-02 | Omron Tateisi Electronics Co | Identifying unit for card users |
| JPS584475A (en) * | 1981-06-30 | 1983-01-11 | Fujitsu Ltd | Automatic transaction device |
-
1983
- 1983-06-23 JP JP58113313A patent/JPS605376A/en active Granted
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPS54141540A (en) * | 1978-04-26 | 1979-11-02 | Omron Tateisi Electronics Co | Identifying unit for card users |
| JPS584475A (en) * | 1981-06-30 | 1983-01-11 | Fujitsu Ltd | Automatic transaction device |
Also Published As
| Publication number | Publication date |
|---|---|
| JPS605376A (en) | 1985-01-11 |
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