JPS60250465A - Automatic cash dealing device - Google Patents

Abstract

PURPOSE:To shorten time for dealing by making a connection to the host computer of an automatic cash dealing device in a stage when a magnetic card recognizes normality. CONSTITUTION:Dialing of telephone number is started at a point after a magnetic card, a magnetic medium, is recognized as normal, and made in parallel with operation of a customer from inputting of a code to depression of a confirmation key. After depressing of the confirmation key, transmission and reception to and from a host computer are started at once. When a magnetic card receiving section 1 recognizes that the card data are normal, a customer operating section 2 and a telephone number dialing section 3 are started simultaneously. When completion of both actions is detected by an AND gate, a central communication processing section 5 is started.

Description

[Detailed Description of the Invention] [Field of Application of the Invention] The present invention relates to an automated teller machine connected to a central host computer via a public line, and more particularly to an automated teller machine suitable for shortening transaction times. .

[Background of the invention]

Conventional automated teller machines connected to public telephone lines start dialing only when the user completes the transaction input operations (inserting a magnetic card, entering a personal identification number, entering an amount, pressing a confirmation key).

Therefore, there is a problem in that the transaction time is definitely extended during dialing (approximately 10 to 20 seconds).

[Purpose of the invention]

One of the main features of Kinei 8JJ is to provide an automated teller machine that can shorten transaction time by connecting the automated teller machine to a host computer only after the magnetic card is recognized as normal.

[lft essentials of invention]

The present invention provides an automated teller machine comprising a magnetic medium processing section, a customer operation section, a telephone number dialing section, and a central communication processing section, and connected to a central host computer via a public line. The magnetic medium processing section is characterized in that it is activated when the magnetic medium processing section recognizes that the magnetic medium is normal.

[Embodiments of the invention]

Embodiments of the present invention will be described below with reference to the drawings.

FIG. 1 shows the flow of payment transactions in an automated teller machine.

In the past, dialing of a phone number was started at the moment the confirmation key was pressed, and the transaction time remained unchanged during the dialing period.

In this embodiment, dialing is started at point 2 after determining that the magnetic card, which is a magnetic medium, is normal, and is performed in parallel with the customer's operations from inputting the password to pressing the magazine key. This allows you to start sending and receiving data to and from your computer.

This has made it possible to shorten transaction time by the amount of dialing time (approximately 10 to 20 seconds). Note that the magnetic medium may be a passbook.

In addition, if the user's operation time from inputting the password to pressing the confirmation key is extended, in this method, the period after dialing until communication with the host is completed.

Depending on the control procedure for public telephone lines, there are some that disconnect the line if the period of no communication exceeds a certain limit (for example, 60 seconds) after the line is connected.

There are two methods to deal with this problem, either of which may be adopted.

(1) Until communication with the host, a control code (e.g. EOT (END 0FTEXT) is sent every certain period of time (several seconds)
).

(2) Check the line status before communicating with the host, and if it is disconnected, connect the line by dialing.

This method requires a countermeasure in case the transaction is canceled after dialing but before communication with the host begins. This is taken care of by disconnecting the line from the automated teller machine in the case of a cancellation.

FIG. 2 is a block diagram showing dialing-related processing.

If the magnetic card receiving unit 1 recognizes that the card data is normal,
The customer operation section 2 and the telephone number dialing section 8 are activated at the same time.

When the AND gate 4 detects that both operations are completed, the central communication processing section 5 is activated.

〔Effect of the invention〕

According to the present invention, since the automatic teller machine is connected to the host computer when the magnetic card is recognized to be normal and the connection is made to the host computer at the 9th point, an automatic cash teller machine is obtained which can shorten the transaction time by the dialing time. be able to.

[Brief explanation of the drawing]

FIG. 1 is a flowchart showing the overall flow of a payment transaction, and FIG. 2 is a block diagram showing the main points of the present invention. 1: Magnetic media processing section, 2: Customer operation section, 32 Telephone number dialing section, 5: Central communication processing section. Figure 1

Claims (1)

[Claims] In an automated teller machine comprising a magnetic medium processing section, a customer operation section, a telephone number dialing section, and a central communication processing section, the telephone number dialing section is connected to a central host computer/computer via a public line. . An automated teller machine, characterized in that the automatic teller machine is configured to be activated when the magnetic medium processing section recognizes the magnetic medium as normal.