JPH0350315B2 - - Google Patents

Description

[Detailed Description of the Invention] [Summary] In a withdrawal control method for a deposit/withdrawal system, all cash withdrawal processing using individual coins and bundled coins at a counter is automatically performed, and the withdrawal cash is loaded onto a conveyance means. In order to improve transport efficiency by making the loading volume more stable and compact, the system is equipped with an individual coin dispensing machine for dispensing individual coins and a bundle coin dispensing machine for dispensing bundles of coins. A deposit/withdrawal system comprising a teller section, a conveyance means for conveying cash between the teller terminal section and the teller section, and a control device that manages and controls each of the sections and means to perform deposit/withdrawal processing and donation conveyance processing. In the withdrawal control method, when the cash to be withdrawn is a combination of payments using bundled currency such as bundled banknotes and individual currency such as loose banknotes, the control device controls the individual money dispensing machine and the bundled coin dispensing machine. is controlled so that the individual coins are loaded on the conveying means with priority over the bundled coins, and conveyed to the counter terminal section where the withdrawal request has been made.

[Industrial application field]

The present invention relates to a withdrawal control method in a deposit/withdrawal system, and in particular, a withdrawal control method that automates the entire cash withdrawal process using individual coins (loose coins, loose banknotes, etc.) and bundled coins (bucks of banknotes, gold bars, etc.) at a teller counter. Regarding the method.

[Conventional technology]

BACKGROUND ART Financial institutions such as banks are automating deposit and withdrawal processing in order to reduce the burden on counter operations and to improve the efficiency of deposit and withdrawal processing.

FIG. 5 is a block diagram showing an example of a deposit/withdrawal system in a financial institution.

In FIG. 5, 210 is a counter section, which includes a plurality of counter terminal sections 210A to 210D, and a deposit processing section 215.
A and 215B are provided, and counter services for customers are performed.

In the counter terminal parts 210A to 210D, 21
1A to 211D are universal banking terminals (UBT), which perform various operations necessary for counter business processing, such as deposit and withdrawal operations requested by customers.

Manual stations 212A to 212D control the start, acceleration, deceleration, and stop of the carrier for transportation.

In the deposit/withdrawal processing units 215A and 215B,
213A and 213B are deposit machines, 214A and 2
14B is an automatic station. Deposit machine 213
A and 213B distinguish and count the banknotes and coins that have been deposited in bulk.
4A and 214B, and transported to the rear storage section.

Reference numeral 220 is a teller section located at the rear for carrying out cash dispensing and dispensing operations, and inside there is a storage machine 221, a dispensing machine 222, a system console 223, and an automatic station 224.
and 225, and a manual station 226.

The storage machine 221 has each counter terminal section 210A to 21
Cash transported from 0D to automatic station 224 is automatically stored. The dispensing machine 222 dispenses the amount instructed by the control device in loose banknotes or coins, sends it to the automatic station 225, and conveys it to the counter terminal where the dispensing request has been made. The system console 223 manages the status of the entire system.

230 is a conveyance path, and the counter terminal parts 210A to 21
A carrier (not shown) installed between the 0D and the manual and automatic stations of the teller section 220 and loaded with cash and various slips is conveyed by a linear motor. The carrier is a linear motor car and is equipped with a linear motor rotor. 231A,2
31B is the stator of the linear motor, which is connected to the conveyance path 23.
0, and controls the acceleration and deceleration of the carrier.

Each manual station and automatic station is also provided with a stator (not shown), which controls transmission, acceleration/deceleration, and stopping operations of the carrier. Since the conveyance path 230 conveys the carrier in the form of a shooter, this conveyance mechanism is also called a linear shooter.

240 is a control device, which includes a system control section 241 and a linear motor control section 2.
It is equipped with 42. System control section 24
1 is a deposit machine 213A, 213B, a storage machine 22
1. Instruct the dispensing machine 222 and the linear motor control section 242 to perform deposit/withdrawal processing and carrier transport processing.

Based on the command from the system control unit 241, the linear motor control unit 242
launching the carrier between predetermined stations;
Controls acceleration, deceleration, and stopping operations.

250 is a terminal controller that controls each UBT 211 based on commands from the host (not shown).
It controls A to 211D and an automatic transaction machine (ATM, not shown), and also transfers necessary data.
260 is a power control panel that supplies predetermined power to each part in the system.

The Viking system using the above-mentioned linear motor is disclosed in, for example, Japanese Patent Application Laid-open No. 103494/1983, No. 117394/1982, and Japanese Patent Application Laid-open No. 80390/1982.
It is stated in the No.

Next, the deposit/withdrawal control operation in the deposit/withdrawal system of FIG. 5 will be explained, focusing on the transportation of cash and carriers.

When a customer makes a deposit at the counter terminal unit 210A and a teller performs a predetermined deposit operation, for example, on the UBT 211A, transaction data is notified to the host via the terminal controller 250. When the transaction permission message is returned from the host, the UBT 211A notifies the system control unit 241 of the deposit amount input by the teller via the deposit machine 213A.

Upon receiving the notification of the deposit amount, the system control unit 241 prepares for deposit processing and causes the deposit machine 213A to perform the deposit processing.

When the teller turns the cash received from the customer into loose banknotes or coins and puts them into the deposit machine 213A,
The deposit machine 213A discriminates and counts the deposited loose banknotes or loose coins, and sends the results to the UBT2.
Notify 11A. When the notified amount matches the input deposit amount, the UBT 211A instructs the deposit machine 213A to load cash into the carrier.

Upon receiving this command, the deposit machine 213A sends the deposited cash to the automatic station 214A, where the cash is automatically loaded into the carrier. When the loading is completed, the deposit machine 213A notifies the system control unit 241 of the completion of loading.

When the system control unit 241 receives the notification of the completion of loading, it instructs the linear motor control unit 242 to transport the carrier from the automatic station 214A of the deposit machine 213A to the automatic station 224 of the storage machine 221.

Upon receiving this command, the linear motor control section 242 sends a start and acceleration control command to the automatic station 214A of the deposit machine 213A, a deceleration and stop control command to the automatic station 224 of the storage machine 221, and an intermediate station and stator. The necessary acceleration/deceleration control commands are sent to the

In accordance with the command from the linear motor control unit 242, the automatic station 214A starts the carrier carrying the cash deposited from the deposit machine 213A. When the carrier travels along the conveyance path 230 and arrives at the automatic station 224 of the storage machine 221, the linear motor control section 242 instructs the automatic station 224A and the storage machine 221 to take out cash from the carrier of the automatic station 224 and automatically transfer the cash. Let them do the storage.

Next, when making a withdrawal to the customer at the counter terminal unit 210A, when the teller performs a predetermined withdrawal operation on the UBT 211A, transaction data is notified to the host via the terminal controller 250. When the transaction permission message is returned from the host, the UBT 211A notifies the system control unit 241 of the withdrawal amount input by the teller via the deposit machine 213A.

When the system control unit 241 receives the notification of the withdrawal amount, the system control unit 241 sends the carrier in the manual station 212A on the UBT 211A side to the withdrawal machine 222.
The automatic station 225 instructs the withdrawal machine 222 to withdraw the requested withdrawal amount.

When the automatic station 225 notifies the completion of carrier movement and the dispensing machine 222 notifies the completion of withdrawal preparation for the predetermined withdrawal request amount, the system control unit 241 sends cash to the dispensing machine 222 and the automatic station 225. order to load the carrier. Upon receiving this command, the dispensing machine 222 automatically loads the cash prepared for dispensing into the carrier at the automatic station 225, and notifies the system control section 241 when the loading is completed.

When the system control unit 241 receives this loading completion notification, the system control unit 241 instructs the linear motor control unit 242 to operate the automatic station 2 of the dispensing machine 222.
25 to the manual station 212A of the counter terminal 210A. Based on commands from the system controller, the linear motor control unit 242 sends start and acceleration control commands to the automatic station 225 of the dispensing machine 222, and the manual station 21 of the teller terminal unit 210A.
It sends deceleration and stop control commands to 2A, and sends necessary acceleration and deceleration commands to intermediate stations and starters.

In accordance with this instruction, automatic station 225
The operator launches the carrier carrying the dispensing money from the dispensing machine 222. The carrier travels along the conveyance path 230 and reaches the manual station 2 at the counter terminal 210A.
Stop at 12A. The teller at the counter terminal section 210A takes out cash from the carrier.

By the way, when a customer requests a deposit or withdrawal, the request may be made in the form of a bundle of banknotes containing a fixed number of banknotes or a coin roll containing a fixed number of coins wrapped in a bundle.

In that case, for example, each teller at a counter has a bundle of banknotes and coins on hand in advance, and each teller terminal unit 210 provides a method for dispensing and requests for dispensing as needed.
A~210D is the manual station 212A~
212D to manual station 2 of the teller section 220
26, the teller checks the withdrawal slip, loads the required bundle of banknotes and coins into the carrier, and transfers the payment slip to the manual station 226 at the counter terminal where the withdrawal request was received. Bundles of banknotes and coins are dispensed by a method such as transporting them to a bank.

[Problem that the invention seeks to solve]

In a conventional banking system using a conveyance system such as a linear motor, deposits and withdrawals are performed using individual coins, that is, loose banknotes and loose coins, and withdrawals of bundled coins, that is, bundles of banknotes and coins. was not supported. There are systems that handle deposits and withdrawals directly without using a conveyance system, in which payments are made using bundles of banknotes or coin rolls (see, for example, Japanese Patent Application Laid-open No. 60-231260), but there are systems that directly handle deposits and withdrawals without using a conveyance system. As mentioned above, the banking system used did not support withdrawals using bundled coins.

For this reason, when a customer requests a withdrawal in bundles of banknotes or coins, if the bundles or coins are in a different teller department than the teller, there is a problem in that it takes time and effort to process the withdrawal. Ta. Furthermore, when bundles of banknotes and coins are kept in the hands of a teller, it is difficult to manage the cash all at once, and there is a problem in that the teller's psychological burden on the cash is large.

The present invention automatically performs all cash withdrawal processing using individual coins and bundled coins at a counter, and
It is an object of the present invention to provide a dispensing control method in a deposit/withdrawal system that stabilizes the loading of disbursed cash on a conveying means and improves conveyance efficiency by making the loading volume compact.

[Means for solving problems]

The solution according to the present invention will be explained with reference to the principle diagram of FIG.

FIG. 1 shows a deposit/withdrawal system used to carry out the present invention. In the figure, 110 is a counter section, which is equipped with a plurality of counter terminal sections 110A to 110N for performing counter operations.

Reference numeral 120 denotes a teller section, inside which is an individual money dispensing machine 12.
1 and a bundled coin dispensing machine 122, and carries out the teller business. The individual money dispensing machine 121 performs a dispensing process for individual money such as loose banknotes and loose coins. The bundled currency dispensing machine 122 performs processing for dispensing bundled currency such as bundled banknotes and coin rolls.

Reference numeral 130 denotes a conveyance path constituting a conveyance means, which is installed through each of the counter terminals 110A to 110N, the individual money dispensing machine 121 and the bundled money dispensing machine 122 in the teller section 120.

140 is a control device that manages and controls the individual dispensing machine 121 and the bundled coin dispensing machine 122, and controls the counter terminal unit 1.
When a withdrawal request is received from 10A to 110N,
Determine the payment details of the requested withdrawal amount in individual currency and bundled currency according to the preset payment method,
Instructs the individual money dispensing machine 121 to dispense the amount to be paid in individual currency in priority to payment in bundled bills, and then instructs the bundled coin dispensing machine 122 to dispense the amount to be paid in bundled coins. . Thereafter, a command is given to the transport means to transport the carrier loaded with cash of the desired withdrawal request amount to the counter terminal section where the withdrawal request was made.

The present invention is implemented by the deposit/withdrawal system described above, and is configured as follows. That is, counter terminal units 110A to 110N that perform counter operations
and an individual money dispensing machine 1 that performs individual money withdrawal processing.
21 and a bundled coin dispensing machine 12 that performs the withdrawal process of bundled coins.
2, a teller section 120 that performs teller operations, a conveying means that includes a conveyance path 130 and a carrier 132, and conveys cash between the teller terminal sections 110A to 110N and the teller section 120, and manages each of the above parts and means,
A deposit/withdrawal system includes a control device 140 that controls deposit/withdrawal processing and carrier conveyance processing.
In the withdrawal control method in the deposit/withdrawal system when withdrawal processing is performed at the counter, (a) When a withdrawal request is received from the counter terminal units 110A to 110N, the control device 140 uses a preset payment method. (b) The control device 140 first instructs the individual money dispensing machine 121 to withdraw the amount to be paid in individual money. (c) Next, the control device 140 instructs the bundled coin dispensing machine 122 to dispense the amount to be paid in bundled coins, and (d) the control device 140 controls the conveying means to dispense individual coins. Money machine 121 and bundled coin dispensing machine 1
22, the predetermined individual coins and bundled coins are transported to the counter terminal section from which the withdrawal request has been made.

[Effect]

When the control device 140 is notified of a withdrawal request from one of the counter terminals 110A to 110N, the control device 140 determines the payment details of the requested withdrawal amount using individual bills and bundles of bills according to a preset payment method. Determine.

The control device 140 instructs the individual money dispensing machine 121 to dispense the payment portion using individual coins, and instructs the bundled coin dispensing machine 122 to dispense the payment portion using bundled coins.

Next, the cash dispenser instructs the conveyance means to convey the withdrawn cash to the counter terminal where the withdrawal request has been made.

There are many ways to pay a certain withdrawal amount using bundled money and individual money because there are many types of bundled money and individual money. For example, bundled coins include 1,000 yen,
Bunches of banknotes of 5,000 yen and 10,000 yen, 1 yen, 5 yen, 10 yen,
There are various types of coins such as 50 yen, 100 yen, and 500 yen, and individual coins also include the same type of loose banknotes and loose coins, so there are many ways to pay for them.

Therefore, the payment method is set in advance. For example, if you set a unit amount that can be paid in bundled coins and there is a withdrawal request amount that is greater than the unit amount, the fractional amount will be transferred to individual coins before making the payment using the preset bundled coins corresponding to each amount. Please make payment with . In this way, both individual coins and bundled coins can be loaded stably on the carrier, and
The mounting volume can be made compact and the transport efficiency can be improved.

In this way, cash processing at the counter can be completely automated and cash can be managed in bulk or in a compressed manner. Furthermore, cash processing at the counter can be made more efficient and the psychological burden on the teller regarding cash can be eliminated. Furthermore, it is possible to further shorten the closing work time after the work is completed.

〔Example〕

An embodiment of the present invention will be described with reference to FIGS. 2 to 4. Fig. 2 is an explanatory diagram of a deposit/withdrawal system 0 used in an embodiment of the present invention, Fig. 3 is an explanatory diagram of a bundled coin dispensing machine used in an embodiment of the present invention, and Fig. 4 is an explanatory diagram of a banknote dispensing machine used in an embodiment of the present invention. It is an explanatory diagram of a method of dispensing and loading bundled coins and individual coins in the embodiment.

(A) Structure of deposit/withdrawal system In FIG. 2, a counter section 110, counter terminal sections 110A to 110D, teller section 120, individual coin dispensing machine 121, bundled coin dispensing machine 122, and conveyance path 1
30 and the control device 140 are as described in FIG. In addition, the counter terminal section is 11
The case of four units 0A to 110D is shown.

In the counter terminal parts 110A to 110D, 1
11A~111D are UBT, 112A~
112D is a manual station.

115A is the counter terminal section 110A and 110B
Deposit/withdrawal processing unit for deposit/withdrawal machine 113A
and an automatic station 114A.

115B is the counter terminal section 110C and 110D
The deposit/withdrawal processing unit for the deposit/withdrawal processing unit includes a deposit/withdrawal machine 113B and an automatic station 114B. Note that the deposit/withdrawal machines 113A and 113B have a deposit/withdrawal function for individual coins.

In the teller section 120, reference numeral 123 denotes an individual money storage machine, which together with the individual money dispenser 121 constitutes a known recycling type storage/dispensing machine. 124 is an automatic station for the individual money dispensing machine 121, 125 is an automatic station for the individual money storage machine, and 126 is an automatic station for the bundled money dispensing machine 122. 12
7 is a manual station provided in reserve. Note that the individual money dispensing machine 121 and the individual money storing machine 123 may be independent machines instead of being of the recycling type.

131A and 131B are stators installed along the conveyance path 130. Each automatic and manual station is also provided with a similar stator (not shown). The conveying path 130, stators 131A, 131B, each manual station, and the automatic station constitute a conveying means.

In the control device 140, 141 is a system control section, and each deposit/withdrawal machine 113A, 11
3B, a recycling type storage/dispensing machine consisting of an individual coin dispensing machine 121 and an individual coin storing machine 123;
Bunch coin dispensing machine 122, linear computer control unit 1
42, and counter terminal units 110A to 1
When a deposit/withdrawal request is notified from 10D, these units are instructed to perform predetermined deposit/withdrawal processing and transportation processing.

The linear shifter control unit 142 starts the carrier between predetermined stations based on the command from the system control unit 141.
Acceleration, deceleration, and stopping operations are controlled using a linear motor car system to transport carriers between predetermined stations.

150 is a terminal controller that controls each UBT 11 based on commands from the host (not shown).
1A to 111D and ATM (not shown), and also controls data transfer between hosts. A system console 160 is connected to the control device 140 and manages the status of the entire system. 170 is a power control panel that supplies predetermined power to each part in the system.

(B) Bunch coin dispensing machine Bunch coin dispensing machine 122 used in this embodiment
will be explained with reference to FIG.

FIG. 3A shows a banknote dispensing section 122A in the banknote dispensing machine 122, and FIG. 3B shows a banknote dispensing section 122B.

In the banknote dispensing section 122A in FIG. 3A,
122a is the main body of the banknote dispensing unit, 122b is a cassette in which a banknote of 1,000 yen is stored, and 122c is a banknote dispensing unit.
A cassette that stores 1,000 yen banknotes, 122d
is a cassette that stores a bundle of 10,000 yen banknotes. Each cassette has a slight inclination as shown in the figure in order to stably store each bundle of banknotes and facilitate taking out the banknotes. Each cassette is set by opening the front or side of the banknote dispensing unit main body 122a.

122e is a tray that conveys each bundle of banknotes to be dispensed. Reference numeral 122f denotes a take-out port through which the bundle of banknotes is taken out from the teller section side. Reference numeral 122g is a loading port, through which the bundle of banknotes to be dispensed is loaded onto the carrier 132 from the tray 122e. Reference numeral 122h denotes a tray conveyance mechanism that controls the conveyance of the tray 122e to each of the cassette stages 122b to 122d, the loading port 122g, and the unloading port 122f.

Reference numerals 122i to 122k designate bundled banknote takeout mechanisms provided for each cassette stage, which rotate a belt provided with a takeout pawl, lift up the bundled banknotes one by one with the takeout pawl, and take out the banknotes onto the tray 122e.
Load into.

In this configuration, when dispensing a predetermined bundle of banknotes, the tray 122e is moved to the tray transport mechanism 122.
h to a specified cassette position among the cassettes 122b to 122d, and a predetermined number of bundled bills are loaded into the cassette using the bundled bill removal mechanism. After loading the banknotes into each designated cassette, the tray 122e is moved to the loading slot 122g.
Then, the bottom of the tray 122e is opened and each bundle of banknotes is loaded into the carrier 132.

Next, in the coin-roll withdrawal section 122B in FIG. 3B, 122m is the coin-roll withdrawal section main body, and 122n is
The cassette that stores the yen coins, 122p is 5
The cassette that stores yen coins, 122q, is 10
Cassette (3 tiers) for storing yen coins, 12
2r is a cassette that stores 50 yen coins, 12
2s is a cassette (3
122 tons is a cassette that stores 500 yen coins. 10 yen cassette 122q and 100
The 122s yen cassette has a three-tier configuration due to the high demand for 10 yen and 100 yen coin bars. Each cassette is set by opening the front or side of the coin withdrawal unit main body 122m.

122u is a tray that carries each coin roll to be withdrawn. Reference numeral 122v denotes a take-out port through which the coin roll is taken out from the teller section side. Reference numeral 122w is a loading port, and the coins to be withdrawn are loaded onto the carrier 132 from the tray 122u. 122x is a tray conveyance mechanism that transports the tray 122u to each cassette stage 12.
2n to 122t, loading port 122w, extraction port 12
Conveyance is controlled to 2v.

122y is a coin roll extraction mechanism, and the extraction claw 122
z to each cassette stage, and rotate the rotation axis 122o.
Rotate the ejector claw clockwise around
Load into.

In this configuration, when withdrawing a predetermined coin roll, the tray 122u is moved to the tray transport mechanism 122y.
At the same time, the coin roll extraction mechanism 122y moves the extraction claw 122z to the same position in the cassette. Next, take out claw 1
22z is rotated around the rotating shaft 122o to load a predetermined number of bars. After loading the bars for each specified cassette, tray 1
22u to the loading port 122w, and load tray 1.
Open the bottom of the 22u and insert each metal bar into the carrier 132.
Install it inside.

(C) Operation of the deposit/withdrawal system The operation of the deposit/withdrawal system will be divided into a deposit operation and a withdrawal operation, which is an embodiment of the present invention, and will be explained focusing on the movement of cash and carriers.

(C-1) Deposit operation Deposit operation is performed in the same manner as before.
For example, when a deposit is made at the counter terminal unit 110A, the teller performs a deposit operation on the UBT 111A and notifies the host of the transaction data via the terminal controller 150. When the transaction permission message is returned from the host, UBT111A operates deposit/withdrawal machine 1.
The system control unit 141 is notified of the deposited amount via 13A. When the system control unit 141 receives the notification of the deposited amount, it prepares for deposit processing, and
to process the deposit.

When the teller turns the deposited cash into loose bills or coins, even if they are bundles of bills or coins, and puts them into the deposit machine 113A, the deposit machine 113
A identifies and counts the deposited loose banknotes or loose coins, and sends the results to UBT111A.
to notify. When the notified amount matches the input amount, the UBT 111A instructs the deposit/withdrawal machine 113A and automatic station 114A to automatically load the deposited cash into the carrier (not shown in FIG. 2). let

When the loading of cash onto the carrier is completed, the system control unit 141 instructs the linear computer control unit 142 to transport the carrier from the automatic station 114A of the deposit/withdrawal machine 113A to the automatic station 125 of the individual money storage machine 123.

Upon receiving this command, the linear computer control unit 142 sends a start and acceleration control command to the automatic station 114A of the deposit machine 113A.
Automatic station 1 of individual coin storage machine 123
25, and send deceleration and stop control commands to the intermediate station and stators 131 and 132.
The necessary acceleration/deceleration control commands are sent to the

In accordance with the command from the linear computer control section 142, the automatic station 114A starts the carrier carrying the cash deposited from the deposit machine 113A. The carrier is conveyance path 13
0 and is transported to the automatic station 125 of the individual coin storage machine 123. The individual money storage machine 123 takes out cash from the automatic station 125 and automatically stores the cash.

In the manner described above, deposit processing similar to the conventional method is performed.

(C-2) Withdrawal operation For example, when making a withdrawal to a customer at the counter terminal unit 110A, the teller:
When you perform a withdrawal operation to UBT111A, the transaction data is transferred to the terminal controller 1.
The host is notified via 50. When the host sends back a transaction permission message, UBT
111A notifies the system control unit 141 in the control device 140 of the requested withdrawal amount via the deposit machine 113A.

The system control unit 141 selects how to pay the notified withdrawal request amount using individual money or bundled money according to a preset payment method.

There are many ways to pay a certain withdrawal amount using individual money and bundled money. for example,
Payment methods include:

A certain unit amount that can be paid with bundled coins is set, and if the requested withdrawal amount is less than the unit amount, the money is withdrawn from the individual coin dispensing machine 121 as before.

If the requested withdrawal amount is equal to the unit amount, payment is made according to the preset types and numbers of banknotes and coin rolls, and the money is withdrawn from the banknote dispensing machine 122.

If the requested withdrawal amount is greater than the unit amount, the portion less than the unit amount is transferred to the individual money dispensing machine 12.
1, and for the portion exceeding the unit amount, the payment details of the bundled coins are determined according to a preset payment method using bundled coins corresponding to each amount, and the bundled coins dispensing machine 122
Withdraw money by

This payment method has the advantage of being compatible with the conventional payment method using the individual money dispensing machine 121.

The types and numbers of standard bundled coins and individual coins are set in advance in accordance with various withdrawal amounts, and the payment details using individual coins and bundled coins are determined according to the set standard payment method. The individual money dispensing machine 121 and the bundled coin dispensing machine 122 respectively dispense the money. This standard payment method is a payment method frequently requested by customers, the individual coin dispensing machine 121, and the bundled coin dispensing machine 122.
It is set based on the function etc.

Regardless of the payment method, the system control unit 141 instructs the individual money dispensing machine 121 to dispense the portion to be paid using individual coins, and instructs the bundled coin dispensing machine 122 to dispense the portion to be paid using bundled coins. and make the withdrawal. If the withdrawn cash is only individual currency, the counter section 110
Deposit/withdrawal machine 113A or 113 where the withdrawal request was made
The individual money dispensing machine 121 replenishes the cash depositing and dispensing machine 113A or 113B that has run out of cash. If it is only a bundle of coins, go to the UBT manual station 112 where the withdrawal request was made.
A to 112D.

Next, withdrawals using both individual money and bundled money are as follows:
In the present invention, the withdrawal process is performed as follows.

() First, the carrier is moved to the individual money dispensing machine 121 side, and loose banknotes and loose coins (individual money) are loaded onto the carrier.

() Next, the carrier is moved to the bundled bill dispensing machine 122 side, and the bundled bill dispensing machine 122A and coin roll dispensing unit 122B dispense a predetermined amount and type of bundled bills and coin rolls as explained in FIG. Take out the
The banknotes are stacked on top of the loose banknotes, and the coin rolls are stacked on top of the loose coins.

FIG. 4 shows a state in which cash is loaded into a carrier using this withdrawal method. In this way, by mounting bundles of banknotes on top of loose banknotes and mounting coin rolls on top of loose coins, stability is improved when each banknote and coin is loaded and transported, and the loading volume is made compact. I can do it.

In other words, when the payment of bundled money and individual money is used together, by giving priority to the payment of individual money, that is, loose banknotes and loose coins, even if the loaded loose banknotes have a strong tendency to fold, the bundled banknotes will not overlap on top of them. Because it is possible to suppress the scattering of loose banknotes,
By loading the loose coins first, the loose coins are evenly scattered and the gold bar is mounted on top of them, so that the loose coins can be prevented from falling out of the carrier at the time of loading.

If there is a shortage of banknotes or gold bars,
The system control unit 141 instructs the individual money dispensing machine 121 to pay out the shortfall. As a result, even if there is a shortage in the bundled coins, the withdrawal process is not interrupted, so it is possible to improve the withdrawal service for the customer.

When the carrier is loaded with the desired withdrawal amount of cash in the form of individual coins and bundled coins as described above,
The system control section 141 instructs the linear shifter control section 142 to transport the carrier from the counter terminal section 110A to the manual station 112A.

Based on this command, the linear computer control section 142 transfers the carrier in the teller section 120 to the teller terminal section 1.
10A manual station 112A is controlled.

When the carrier reaches the manual station 112A, the teller at the teller terminal 110A takes out cash from the carrier, confirms that it matches the requested withdrawal amount, and pays the customer.

Individual money withdrawal section 121 and bundled money withdrawal section 122
When the individual coins and bundled coins set therein reach the near end or full end (zero), the system controller 141 is notified of this fact. Upon receiving these notifications, the system control unit 141 performs alternative withdrawal control as described above and notifies the system console 160.

The teller monitoring the system console should
Replenish the bundled currency portion and individual currency portion that have reached near-end or full-end.

〔Effect of the invention〕

As explained above, according to the present invention, the following effects can be obtained.

(b) It is possible to completely automate cash processing at counters and improve withdrawal processing efficiency.

(b) Since bundles of coins are loaded on top of individual coins, stability during cash transportation is guaranteed, and the loading volume is reduced, making it possible to improve cash transportation efficiency.

(c) It is possible to manage cash in bulk and compress it.

(d) Eliminating the teller's psychological burden on cash;
The burden on counter operations can be reduced.

(e) The tightening process after the work is completed is made more efficient and the processing time can be shortened.

[Brief explanation of drawings]

Fig. 1 is an explanatory diagram of the principle of the present invention, Fig. 2 is an explanatory diagram of a deposit/withdrawal system used in an embodiment of the present invention, and Fig. 3 is an explanatory diagram of a deposit/withdrawal system used in an embodiment of the present invention. FIG. 4 is an explanatory diagram of a method for dispensing and loading bundled coins and individual coins in an embodiment of the present invention, and FIG. 5 is an explanatory diagram of a conventional depositing and dispensing system. In FIGS. 1 to 4, 110... counter section,
110A to 110N...Counter terminal section, 120...
Accounting department, 121...Individual money dispensing machine, 122...
Bunch coin dispensing machine, 123...Individual coin storage machine, 13
0... Conveyance path, 140... Control device, 141...
System control unit, 142...Linear switch control unit, 112A to 112D, 127...Manual station, 113A, 113B to 124,
126...Automatic station, 131A, 131
B...Stator, 132...Carrier.

Claims (1)

[Claims] 1. Counter terminal units 110A to 110 that perform counter operations
N, an individual money dispensing machine 121 for dispensing individual coins, and a bundle money dispensing machine 1 for dispensing bundles of coins.
22 for carrying out the teller's business; a conveying means for transporting cash between the teller terminals 110A to 110N and the teller's unit 120, and managing the respective parts and means; In a withdrawal control method in a deposit/withdrawal system in which a deposit/withdrawal system equipped with a control device 140 that controls deposit/withdrawal processing and carrier transportation processing performs withdrawal processing at its counter, (a) a counter terminal unit; When a withdrawal request is received from 110A to 110N, the control device 140 determines the content of payment of the requested withdrawal amount in individual coins and bundled coins according to a preset payment method, and (b) the control device 140 (c) The control device 140 first instructs the individual money dispensing machine 121 to pay out the amount to be paid in individual currency, and (c) the control device 140 instructs the bundled money dispensing machine 122 to pay out the amount to be paid in bundled money. (d) The control device 140 controls the conveying means to make the individual money dispensing machine 121 and the bundled money dispensing machine 1
A withdrawal control method in a deposit/withdrawal system, comprising: transporting predetermined individual coins and bundles of coins withdrawn by step 22 to a counter terminal unit from which a withdrawal request has been made. 2. The preset payment method sets a unit amount that can be paid in bundled coins, and the portion of the requested withdrawal amount that is less than the unit amount will be paid in individual currency, and the portion of the requested withdrawal amount that is greater than the unit amount will be paid. 2. A withdrawal control method in a deposit/withdrawal system according to claim 1, wherein the payment is made in accordance with a payment method using bundled currency set in advance corresponding to each amount.