JPH01267792A - Window terminal equipment - Google Patents

Abstract

PURPOSE:To shorten a transmission time to all transactions by storing data of respective transactions into an internal memory each time one transaction is executed, extracting the data of respective transactions to be stored by means of a main control part in a stage in which all transactions are completed, calculating the cash flow balance of all transactions, and transmitting it to a high order device. CONSTITUTION:Each time one transaction is executed at the time of plural successive transactions of one client, a teller pushes down a first completion key, and thereby, the data of respective transactions are stored into a transaction data temporary storing means. By pushing down a second completion key in the stage in which all transactions are completed, the main control part calculates with cash flow balance of all transactions by extracting the data of respective transactions to be stored, simultaneously, transmitting data to be high order device are prepared, and all transactions are transmitted to the high order device in a batch. Thus, the transmission time of all transactions can be made very short, and an operation time can be shortened.

Description

DETAILED DESCRIPTION OF THE INVENTION [Field of Industrial Application] The present invention relates to a teller terminal device that performs transaction processing using a teller operation in a financial institution such as a bank.

[Conventional technology]

A conventional counter terminal device will be described below with reference to the drawings.

Fig. 8 is a block diagram showing the configuration of a conventional teller terminal device. or display data from the host device.

Reference numeral 4 denotes a printer section, which prints transaction details on a customer's bankbook or prints data on slip paper.

Reference numeral 5 denotes an internal memory, which stores data input by the teller, stripe information of the cash card/cash card, communication data with the host device, and the like.

A storage device 6 stores programs, screen information, etc. for operating this terminal device.

7 is a communication control unit, which performs control when communicating with a host device or the like.

The operation of the counter terminal device having the above configuration will be explained below using the flowchart shown in FIG.

The action process can be broadly divided into preprocessing (input of transaction data)
It is divided into , communication processing, and post-processing (printing on media, inspection).

A customer requests execution of multiple consecutive transactions *J
), the teller selects the transaction type using keyboard 2 and display 3.

The main control unit l reads image data and the like from the storage device 6 into the internal memory 5 and displays it on the display 3.

On the screen that appears, the teller will enter the branch number, account number, balance,
Data such as the transaction amount, processing category, and other necessary information are input using the keyboard 2, and the completion key is pressed.

The main control section 1 edits the information necessary for communication from the input data, writes it into the internal memory 5, and notifies the communication control section 7, which transmits the data to the host device and receives the response.

The main control section 1 decodes the received data and prints the results on a passbook or slip using a printer 4 or displays the data on a display 3.

The teller checks the validity of the amount based on these results, and the first transaction operation (withdrawal operation of 50,000 yen) is completed.

Next, the second transaction work (time deposit work of 50,000 yen) is performed in the same manner as above, and when all transactions have been processed, the balance of income and expenditure among all transactions is checked by manual calculation. .

[Problem to be solved by the invention]

According to the conventional technology described above, when a customer requests the execution of multiple consecutive transactions, the teller inputs data for each transaction as many times as the request is made, and the associated communication processing takes place, resulting in a very long processing time. There was such a problem.

Furthermore, since each transaction is carried out independently, the teller must calculate the balance of income and expenditure after multiple transactions by himself, which poses a problem that calculation errors may occur.

[Means to solve problems]

The present invention provides, in a teller terminal device for conducting transactions through the operations of a teller, a first completion key that is pressed each time input of transaction data regarding each transaction among consecutive multiple transactions by the same customer is completed, and a first completion key for all transactions in the multiple transactions. a second completion key that is pressed when data input is completed; a transaction data storage means that temporarily stores transaction data input for each transaction by pressing the first completion key; and the second completion key. and an income and expenditure balance calculation means for reading out the transaction data from the transaction data storage means and calculating the income and expenditure balance of all transactions by pressing the second completion key, and calculating the income and expenditure balance by pressing the second completion key. It is characterized by transmitting all transaction data at once to a higher-level device.

[For production]

According to the above configuration, the teller can store the data of each transaction in the transaction data storage means by pressing the first completion key each time one transaction is performed in consecutive multiple transactions of - customers. By pressing the second completion key when all transactions are completed, the main control unit can retrieve the stored data of each transaction and calculate the balance of income and expenditure of all transactions, and also send the data to the host device. Since all transactions can be created and sent to the host device at once, the time required to send all transactions becomes extremely short, resulting in a reduction in operation time.

In addition, you can perform a balance check for each transaction,
Since the final income and expenditure balance can also be automatically calculated by the terminal device, mistakes in checking the income and expenditure will be eliminated.

〔Example〕

Embodiments of the present invention will be described below with reference to the drawings.

The configuration of the counter terminal device according to the present invention is almost the same as that shown in FIG. 8 above, and therefore will be explained using FIG. 8.

The main control unit 1 is provided with an income and expenditure balance calculation means for checking the income and expenditure balance of all consecutive transactions of the same customer.

Keyboard 2 displays information on multiple consecutive transactions of the same customer.
A first completion key is pressed each time input of transaction data regarding each transaction is completed, and a second completion key is pressed when input of all transaction data for the plurality of transactions is completed.

Further, the internal memory 5 is provided with transaction data storage means for sequentially storing each transaction data of a plurality of transactions when the first completion key is pressed.

The operation of the counter terminal device having the above configuration will be explained below according to the flowchart shown in FIG.

81. The teller receives a transaction request from the customer.

32 The teller selects the transaction type using keyboard 2 and display 3.

The main control unit 1 reads image data and the like from the storage device 6 into the internal memory 5 and displays it on the display 3.

The teller uses the keyboard 2 to input transaction data such as the branch number, account number, balance, transaction amount, processing category, and other necessary information on the displayed screen.

S3: The teller determines whether the transaction ends with this one transaction or whether there will be subsequent transactions based on the customer's transaction request, and if there are further transactions, the process proceeds to S4; otherwise, the process proceeds to S6.

S4 If there is another transaction among the plurality of consecutive transactions, the teller presses the first completion key.

S5 By pressing the first completion key, the main control unit 1 stores the transaction information data shown in FIG. 4 regarding the transaction on the display 3 and the data for calculating the income and expenditure balance shown in FIG. 5 in the internal memory 5 (-Special note 1 Furthermore, by pressing the first completion key, a count is performed to determine the order in which transaction data is input, and a transaction data storage process, which will be described later, is performed.

Note that the data for this income and expenditure balance calculation may be stored not only in the internal memory 5 but also in the storage device 6. This is because the amount of information required for multiple transactions is large and the memory capacity of the internal memory 5 is insufficient. In this case, it is possible to secure a file in the storage device 6 and use it in place of the memory.

The above transaction data storage process will be explained below.

The main control unit 1 writes the above-mentioned count number of input transactions into the effective transaction number storage area AD5 shown in FIG. Screen data and the like are written into the internal memory 5 or storage device 6.

Next, if there is transaction transmission data, stripe information, etc., each data is written into the transmission information storage area AD3 and stripe information storage area AD4 of the internal memory 5 shown in FIG.

In addition, data (person payment category, amount, etc.) required when checking the income and expenditure balance later is also written into the corresponding storage area of the internal memory 5 at the same time.

At the same time, the income and expenditure balance up to that point is calculated and the income and expenditure is displayed in the form of the difference on the display 6, and the income and expenditure balance is displayed in the screen information storage area AD2 of the internal memory 5 or storage device 6 shown in FIG. 2 so that it can be visually checked. Write screen information.

If there are further transactions, the above process is repeated.

S6 If there is no next transaction, the teller deems that all transactions have been completed and presses the second completion key.

S7 The main control unit 1 stores the transaction information data and balance data of the final transaction in the internal memory 5 in the same manner as in S5.

S8 Check the balance of income and expenditure. This is because the main control unit 1 reads transaction data corresponding to the number of transactions stored in the valid transaction storage area AD5 shown in FIG. 2 from the balance data storage area shown in FIG. 3 and performs balance calculation. At this time, the payment amount is treated as positive data and the deposit amount is treated as negative data, and if the total is O, the balance check is OK.
shall be.

S9 If the balance check is NG, the teller is alerted by making a sound or displaying the message on the display 3.

If the SIO balance check is OK, the main control unit 1 creates data to be transmitted to the host device.

Here, the main control unit I is a transaction information storage area (Fig. 2 ADI-
The data required for transmission is extracted from AD'5), data is collected corresponding to the number of transactions stored in the valid transaction area δ storage area AD'5 in Figure 2, and the data necessary for transmission as shown in Figure 7 is collected. A group of information is created in the internal memory 5.

Sll After that, the main/sub i'B unit 1 transmits the data created in 510 to the communication control unit 7, and the communication control unit 7 transmits the transmitted data to the host device.

S12 The main control unit 1 receives a response from the host device, and the receiver decodes the received data and displays the result on the display 3 or prints the data on a passbook, slip, etc. using the printer 4, and displays the result. Simultaneous processing of multiple consecutive transactions is completed by visual confirmation by the teller.

〔Effect of the invention〕

According to the present invention described in detail above, in a teller terminal device that conducts transactions based on Teller's original work, a second completion key is provided on the keyboard in addition to the first completion key, and one transaction is executed when - customers make consecutive multiple transactions. Each time the teller presses the first completion key, the data of each transaction can be stored in the internal memory or storage device, and when all transactions are completed, the data of each transaction can be stored in the main control by pressing the second completion key. The department can extract the data of each transaction stored above and calculate the income and expenditure balance of all transactions, create data to be sent to the host device, and send all transactions to the host device at once. Ta.

Therefore, in the case of consecutive multiple transactions of - number of customers, instead of sending data to the host device every time one transaction is made, it is only necessary to send the data all at once to the host device when all transactions are completed, so the transmission time for all transactions is reduced. This has the effect of significantly shortening the waiting time, which in turn reduces customer waiting time.

In addition, since the balance of all transactions can be automatically calculated by this terminal device after the transaction is completed, the teller does not have to manually check the balance, which has the effect of reducing the burden on the teller.

[Brief explanation of the drawing]

Fig. 1 is a flowchart showing an embodiment of the present invention, Fig. 2 is a configuration diagram of a data storage area, Fig. 3 is a configuration diagram of a balance data storage area, Fig. 4 is an explanatory diagram showing an example of a transaction screen, and Fig. 5 FIG. 6 is an explanatory diagram showing an example of a balance screen, FIG. 6 is an explanatory diagram showing an example of a screen when the balance check is NG, FIG. 7 is an explanatory diagram showing an example of transmitted data, and FIG. 8 is an explanatory diagram of a conventional counter terminal device. A block diagram showing the configuration, and FIG. 9 is a flowchart of a conventional example. l...Main control unit 2...Keyboard 3...Display 4...Printer 5...Internal memory 6...Storage device 7...Communication control unit Patent applicant Agent of Oki Electric Industry Co., Ltd. Man
Patent attorney Kanakura visit 1 Country transaction information storage area balance day column or super word data 1 abuse collection area (on internal memory)

Claims (1)

[Scope of Claims] 1. In a counter terminal device that performs transactions through the operation of a teller, a first completion key is pressed each time input of transaction data regarding each transaction among a plurality of consecutive transactions by the same customer is completed; a second completion key that is pressed when input of all transaction data in a transaction is completed; a transaction data storage means that temporarily stores transaction data input for each transaction by pressing the first completion key; and an income and expenditure balance calculation means for reading out the transaction data from the transaction data storage means and calculating the income and expenditure balance of all transactions by pressing the second completion key; A counter terminal device that performs calculations and simultaneously transmits all transaction data to a host device.