JP7339233B2 - Transaction control support method and transaction control support system - Google Patents

Description

The present invention relates to a transaction control support method and a transaction control support system.

With the revision of the Act on Prevention of Transfer of Criminal Proceeds, requirements for online verification at the time of transaction (personal identification) were relaxed. For example, it has become possible to complete the identity verification process online by verifying the information stored in the IC chip included in the identity verification material and the selfie image on site.
As a conventional technology for identity verification related to such financial transactions, for example, a customer who wishes to make a transaction that requires identity verification applies for the transaction using a deposit/withdrawal device that cooperates with a transaction server of a financial institution, etc. that executes the transaction. A deposit/withdrawal device (see Patent Literature 1) and the like have been proposed that make it possible to do so.

This deposit/withdrawal device transmits a provisional application inquiry request including a provisional application code to the transaction server and receives an inquiry result as a response; a card reading unit for reading card information from the card; a verification request unit that transmits the included electronic certificate to an authentication server and receives a certificate confirmation result as a response; and if the inquiry result indicates that the inquiry was successful, the provisional application code and the certificate confirmation result and a main application transmitting unit that transmits a main application request including the above to the transaction server.

JP 2019-159522 A

By the way, in financial institutions promoting non-face-to-face and mechanized services, there is a need to consolidate the above-described personal identification work at a specific terminal or counter.
However, in some transactions, there are special requirements such as the transfer of cash. need to work together. In such an environment, there will be a handover of personal identification work across terminals and counters.

In this case, it is necessary to ensure that the customer who has already performed identity verification at the time of transaction and the customer who actually conducts the specific transaction are the same person. On the other hand, from the viewpoint of avoiding money laundering, etc., it is not permitted to use pre-photographed images of the target person's appearance or the actual identity verification document. In other words, even if the business is handed over within the sales office, it is in a situation where easy business processing cannot be performed.

Therefore, it is an object of the present invention to provide a technology that enables secure and efficient execution of a secure handover process of personal identification work between a reception window and a business processing terminal for specific transactions that require personal identification. to do.

In the transaction control support method of the present invention for solving the above problems, in an information processing system of a financial institution, an identity verification unit responsible for customer identity verification processing requests biometric authentication for a customer who wishes to make a transaction that requires identity verification processing. Acquisition of information for biometric authentication and execution of predetermined personal identification processing, processing to store the information for biometric authentication in a storage device, and processing to encode data including information related to the transaction and print it on a predetermined medium. death,
A transaction execution unit responsible for execution processing of the transaction acquires information on the transaction from the medium presented by the customer, performs matching processing between the information and registered information on the transaction at the financial institution, and Referencing the biometric authentication information of the customer in the storage device based on transaction information, performing identity verification processing based on the biometric authentication information and on-the-spot biometric information about the customer, and performing the identity verification. and executing the processing of the transaction on condition that the transaction is successful.

Further, the transaction control support system of the present invention acquires information for biometric authentication and executes predetermined personal identification processing for a customer who wishes to make a transaction that requires personal identification processing in an information processing system of a financial institution. Accompanied by a process of storing the biometric authentication information in a storage device and a process of encoding data including information on the transaction and printing it on a predetermined medium, the identity verification unit and the medium presented by the customer , obtaining information on the transaction, matching the information with registered information on the transaction at the financial institution, and referring to the biometric authentication information of the customer in the storage device based on the information on the transaction. , a transaction execution unit that performs identity verification processing based on the biometric authentication information and on-the-spot biometric information about the customer, and executes the transaction processing on the condition that the identity verification is successful; characterized by comprising

Advantageous Effects of Invention According to the present invention, it is possible to reliably and efficiently carry out secure handover processing of personal identification work between a reception window and a business processing terminal for a specific transaction that requires personal identification.

It is a network block diagram containing the transaction control support system of this embodiment. It is a figure which shows the hardware structural example of the tablet terminal in this embodiment. It is a figure which shows the hardware structural example of ATM in this embodiment. It is a figure which shows the data structural example of customer management DB of this embodiment. It is a figure which shows the data structural example of transaction management DB of this embodiment. It is a figure which shows the flow example of the transaction control assistance method in this embodiment. It is a figure which shows the example of a screen in this embodiment. FIG. 4 is a diagram showing a print example of a liveness confirmation medium according to the present embodiment; FIG. 10 is a diagram showing an example of a liveness selfie shooting screen according to the embodiment; FIG. 4 is a diagram showing a print example of a code slip in this embodiment; It is a figure which shows the flow example of the transaction control assistance method in this embodiment. It is a figure which shows the example of a screen in this embodiment. It is a figure which shows the example of a screen in this embodiment.

<Network configuration>
Embodiments of the present invention will be described in detail below with reference to the drawings. FIG. 1 is a network configuration diagram including a transaction control support system 100 of this embodiment.

The transaction control support system 100 shown in FIG. 1 can reliably and efficiently carry out secure handover processing of personal identification work between a reception window and a business processing terminal for specific transactions that require personal identification. It is a computer system that provides technology to

As the background of this invention, identity verification work is a part of the operations and services of financial institutions, but the requirements are common among operations and services, and there is a demand for efficiency by consolidating compatible terminals and counters. It is sometimes

Therefore, in the present invention, with respect to specific transactions that have individual business requirements, such as transferring large amounts of cash, exchanging large amounts of money, opening accounts, etc., such as giving and receiving cash, the terminal/window that performs identity verification and various operations that handle cash etc. The focus is on optimizing the overall cost and usability, etc. by appropriately linking terminals and contact points for processing.

In the system configuration example illustrated in FIG. 1, a tablet terminal and an ATM involved in the above-described specific transaction are shown as examples of terminals, and explanation is given assuming that they constitute the entire system.

Of course, this is only an example, and any terminal or system involved in transactions that require personal identification processing based on the so-called Criminal Proceeds Law among various transactions in financial institutions can be applied and adopted.

The transaction control support system 10 according to this embodiment is composed of a tablet terminal 100 placed in a corner of a branch and an ATM 200 operating in the branch, and may further include a financial institution system 20 .

Of these, the tablet terminal 100 is assumed to be a terminal of the personal identification corner that concentrates and handles the personal identification work in the above-mentioned sales office (of course, it may be a multi-purpose terminal that executes various transactions, and its operation mode is without limiting). Although the details will be described later, the tablet terminal 100 executes identity verification processing such as liveness selfie photography, and the image data of the customer's appearance and identity verification materials obtained there are used for facial recognition at the ATM 200 later. hold temporarily. It is assumed that this holding destination is the transaction management DB 22 of the financial institution system 20 .

Also, the ATM 200 is a terminal where a customer who has undergone the identity verification process on the tablet terminal 100 described above visits and actually performs a procedure such as a high-value cash transfer. The ATM 200 acquires the information of the corresponding transaction from the code slip presented by the customer, and using it as a key, performs collation with the customer information and transaction details managed by the financial institution system 20. Selfie photography is performed, and the photographed data is collated with the above-described image data temporarily stored in the financial institution system 20 to execute face authentication processing. If this authentication succeeds, a specific transaction such as a high-value cash transfer will actually be executed.

In this embodiment, the tablet terminal 100 performs identity verification processing work, and the ATM 200 performs actual transactions while taking over the identity verification results. It is also possible to adopt an operation mode in which the identity verification business, which is the role of 100, is also performed. In that case, the ATM 200 alone performs the personal identification business and the transaction execution business.

The financial institution system 20 is a general financial institution system that manages the above-described customer information in the customer management DB 21 and manages the transaction history of the customer in the transaction management DB 22 . The financial institution system 20 may also include an operator terminal 30 for staff who perform identity verification work in the back office.

The staff who operates the operator terminal 300, based on the customer's liveness selfie photographed by the tablet terminal 100, the customer information entered by the tablet terminal 100, etc. Various KYC (Know Your Customer) tasks such as confirmation of characteristics such as thickness, confirmation of matching between the customer's input on the tablet terminal 100 and the items described in the personal identification document, etc., and the result confirms the customer's authenticity. If so, the tablet terminal 100 is notified of the confirmation completion.

At this time, the tablet terminal 100 encodes the data including the content of the transaction of this case, etc., and prints and outputs it on a code slip described later. The customer is a person whose identity has been verified, and the customer brings the code slip, which is identification information about the content of the transaction, to the ATM 200, and then proceeds to the actual transaction.

In taking over personal identification between the tablet terminal 100 and the ATM 200 across terminals and counters, it is necessary to be conscious of anti-money laundering measures, as already described. Therefore, in the present embodiment, face authentication including so-called possession authentication and liveness confirmation is appropriately performed as personal authentication equivalent to that required for personal identification (manually at the counter), for example, in an unmanned environment. Even so, it is possible to reliably hand over personal identification information in consideration of the anti-money laundering measures described above.
<Hardware configuration>
FIG. 2 shows the hardware configuration of the tablet terminal 100 functioning as an identity verification unit among the devices constituting the transaction control support system 10 of the present embodiment.

The tablet terminal 100 includes a storage device 101 , a memory 103 , an arithmetic device 104 , an input/output device 105 , a camera unit 106 , a printer unit 107 and a communication device 108 .

Among them, the storage device 101 is composed of an appropriate non-volatile storage element such as an SSD (Solid State Drive) or a hard disk drive.

Also, the memory 103 is composed of a volatile memory element such as a RAM.

Arithmetic device 104 is a CPU that reads program 102 stored in storage device 101 into memory 103 and executes it, performs overall control of the device itself, and performs various determinations, calculations, and control processes.

In this embodiment, by executing the program 102, in addition to general functions as an information processing apparatus, functions of the personal identification unit 110 unique to the present invention are implemented. The identity verification unit 110 has a function of controlling the camera unit 106, the printer unit 107, etc., and executing a series of processes necessary for identity verification such as liveness selfie photography.

Also, the input/output device 105 can be assumed to be a suitable device such as a keyboard, a microphone, a speaker, or the like, in addition to a touch panel that receives an input from a user and displays the processing result.

Also, the camera unit 106 is a digital camera device, and under the control of the identity verification unit 110, photographs the customer and his/her identity verification material (eg, driver's license) as a group of subjects within the same screen.

The printer unit 107 is controlled by the personal identification unit 110 to print predetermined coded data on an appropriate print medium such as thermal paper and output the printed data.

Also, the communication device 108 is a network interface card that connects to the network 1 and handles communication processing with other devices.

Next, FIG. 3 shows a hardware configuration example of the ATM 200 in this embodiment. The ATM 200 in this embodiment includes a storage device 201 , a memory 203 , an arithmetic device 204 , an input/output device 205 , a camera unit 206 and a communication device 207 .

Among these, the storage device 201 is composed of an appropriate non-volatile storage element such as an SSD (Solid State Drive) or a hard disk drive.

Also, the memory 203 is composed of a volatile memory element such as a RAM.

Arithmetic device 204 is a CPU that reads program 202 stored in storage device 201 into memory 203 and executes it, performs overall control of the device itself, and performs various determinations, calculations, and control processes.

In this embodiment, the execution of the program 202 implements the functions of the transaction executing section 210 unique to the present invention in addition to the general functions of an ATM.

The transaction execution unit 210 controls the camera unit 206 and the like, executes a series of processes necessary for identity verification such as liveness selfie photography, and executes a transaction desired by the customer according to the result of the identity verification process. function.

Also, the input/output device 205 can be assumed to be a suitable device such as a keyboard, a microphone, a speaker, or the like, in addition to a touch panel that receives input from the user and displays the processing result.

In addition, the camera unit 206 is a digital camera device, and under the control of the transaction execution unit 210, photographs the customer and his identification document (eg, driver's license, etc.) as a group of subjects within the same screen.

The communication device 207 is a network interface card that connects to the network 1 and handles communication processing with other devices.

The ATM 200 naturally has general mechanisms and functions that should be provided as a normal ATM, such as a storage for cash, a transport mechanism, a receiving/discharging mechanism, and the like, but in this embodiment, explanations and illustrations are omitted. omitted.
<Data structure example>
Next, data used by the transaction control support system 10 of this embodiment will be described. FIG. 4 shows an example of the customer management DB 21 in this embodiment. The customer management DB 21 is a database in the financial institution system 20 in which various types of information related to customers of the financial institution are accumulated.

The data structure is, for example, a record consisting of data such as the customer's name, age, address, occupation, contact information, branch number of the account held, subject, account number, etc., using the customer ID that uniquely identifies the customer as a key. It is an aggregate.

Also, FIG. 5 shows an example of the data configuration of the transaction management DB 22 of this embodiment. The transaction management DB 22 of this embodiment is a database that accumulates history information of transactions executed with respect to the above-mentioned customers.

This transaction management DB 22, for example, uses the above-mentioned customer ID as a key, and stores the transaction serial number, store number, transaction date and time, transaction details, status of identity verification processing, biometric authentication obtained in identity verification processing, and It is a set of records consisting of data such as usage information.
<Flow example: Processing on a tablet device>
The actual procedure of the transaction control support method according to this embodiment will be described below with reference to the drawings. Various operations corresponding to the transaction control support method described below are realized by a program read out to a memory or the like and executed by each device constituting the transaction control support system 100 . This program is composed of codes for performing various operations described below.

FIG. 6 is a diagram showing a flow example of the transaction control support method according to this embodiment. Here, it is assumed that a certain customer visits a sales office, operates the tablet terminal 100 at an identity verification corner therein, and inputs desired transaction details.

In this case, the tablet terminal 100 displays an information input screen (eg, screen 700 in FIG. 7) regarding the desired transaction to the customer, and acquires information regarding the transaction on the screen (s1).

Based on the information obtained in s1, the tablet terminal 100 determines whether or not the transaction requires personal identification processing (s2). In making this determination, the tablet terminal 100 determines that a transaction requiring personal identification processing if the type of transaction is, for example, high-value cash transfer of 100,000 yen or more, foreign currency exchange, deposit/withdrawal, or account opening.

Subsequently, when the identity verification unit 110 of the tablet terminal 100 determines that the transaction requires identity verification processing (s2: Y), a random value obtained by a random number generation function or the like or a predetermined The unique information is converted into a two-dimensional code, which is transmitted to the printer unit 107 and printed on the liveness confirmation medium 800 (see FIG. 8) (s3).

Algorithms for converting information into two-dimensional codes are assumed to use existing applications or use external services via the network 1 .

Note that the tablet terminal 100 sets the validity period of the liveness confirmation medium 800 to a certain period of time (eg, 30 minutes) from the printing time, and stores the value of the validity period in the memory 103, for example. Save it temporarily.

Subsequently, the tablet terminal 100 executes liveness selfie shooting processing (s4). At this time, as shown in the screen 900 of FIG. 9, the tablet terminal 100 displays the comment so that the customer's upper body and the above-described lineness confirmation medium 800 are simultaneously placed in the imaging frame 901 as subjects. induce the movement of

When taking such a liveness selfie, an example is shown here in which the liveness confirmation medium 800 is used as the subject, but of course, the personal identification material such as a driver's license brought by the customer is used together with the liveness confirmation medium 800. (In addition, an identity confirmation material such as a driver's license is also included in the image), or an operation of using the identity confirmation material instead of the liveness confirmation medium 800 may be performed.

When taking a liveness selfie, the tablet terminal 100 compares the value held in the memory 103 with the current time to determine whether the liveness confirmation medium 800 is within the expiration date. It shall be confirmed in advance that the medium 800 is suitable for use.

Subsequently, the tablet terminal 100 requests the financial institution system 20 to store the image data acquired by liveness selfie photography as biometric authentication information (s5).
In response to this storage request, the tablet terminal 100 notifies the financial institution system 20 of the pre-encoding value of the two-dimensional code of the liveness confirmation medium 800 (that is, a random value, etc.). Alternatively, if the tablet terminal 100 and the financial institution system 20 use the same two-dimensional code generation algorithm for the liveness confirmation medium 800 (generates the same random value at the same time), only the generation time is used by the financial institution. The agency system 20 may be notified.

On the other hand, in the financial institution system 20, in response to the above storage request, a record regarding the transaction of the customer is generated in the transaction management DB 22, and the above image data is stored in the record as biometric authentication information. .

In addition, the tablet terminal 100 distributes the customer information, the desired transaction information, and the result of the liveness selfie photographing obtained in each of the processes described above to the operator terminal 300 of the financial institution system 20 (s6).

A person in charge of the back office of the financial institution browses the above-described information on the above-described operator terminal 300 and performs a series of predetermined KYC (Know Your Customer) tasks. The work at that time was to check the characteristics such as the thickness of the identity verification document taken in the liveness selfie shooting, compare the content entered by the customer with the items described in the identity verification document, and liveness that was reflected in the liveness selfie shoot. This includes the work of collating the value obtained by decoding the two-dimensional code of the confirmation medium 800 with the random value notified from the tablet terminal 100, and the like.

When the KYC work at the back office is successfully completed, that is, when the identity of the customer is confirmed as described above, the operator terminal 300 notifies the tablet terminal 100 to that effect.

On the other hand, the tablet terminal 100 receives this notification, codes the data including the information on the transaction, and prints it on the code slip 1000 (see FIG. 10) (s7).

In this case, the tablet terminal 100 transmits to the printer unit 107 a print instruction for printing the coded data described above. Upon receiving this print instruction, the printer unit 107 prints on a predetermined print medium such as thermal paper and discharges it.

On the other hand, the customer receives this code slip 1000 and goes to the ATM 200 to make a cash transfer, for example.
<Flow example: ATM processing>
Next, processing in the ATM 200 that takes over the processing in the tablet terminal 100 at the personal identification corner described above will be described based on a flow example shown in FIG. Here, it is assumed that the above-mentioned customer moves to the ATM 200 and tries to have the ATM 200 read the code slip 1000 .

The transaction execution unit 210 of the ATM 200 reads (the two-dimensional code of) the code slip 1000 presented by the customer using the camera unit 206, and acquires information on the customer's desired transaction (s10). .

Also, the transaction execution unit 210 of the ATM 200 performs matching processing between the information obtained in s10 and the registration information related to the transaction held in the transaction management DB 22 of the financial institution system 20 (s11). If the result of this collation process is "match", the process proceeds to the next step s12.

Subsequently, the transaction execution unit 210 of the ATM 200 acquires the biometric authentication information of the customer from the transaction management DB 22 of the financial institution system 20 based on the information related to the transaction obtained in the above s10 and subjected to the matching process in s11. Extract (s12). The information for biometrics authentication is the customer's face image obtained by the liveness selfie photographing by the tablet terminal 100 (feature amount data thereof, etc.) and the like.

Further, the transaction executing section 210 of the ATM 200 controls the camera unit 206 to take a picture of the customer's appearance and acquire the image data (s13). Note that the ATM 200 may perform liveness selfie photography similar to that performed by the tablet terminal 100 to obtain image data of the customer's appearance and personal identification material or liveness confirmation medium 800 .

Subsequently, the transaction executing unit 210 of the ATM 200 performs identity verification processing by matching the face image data, which is the information for biometric authentication obtained in s12, with the face image data obtained on the spot regarding the customer in photographing in s13. Execute (s14).

If the above-described personal identification process is successful (s15: Y), the transaction executing section 210 of the ATM 200 executes the above-described transaction processing desired by the customer (s16), and ends the process. When the identity verification process is successful and the transaction is executed, the transaction execution unit 210 of the ATM 200 notifies the customer that the transaction will proceed as shown in the screen 1200 of FIG. Alternatively, if the personal identification process fails, the customer is notified that the transaction desired by the customer will not be executed, as shown in the screen 1300 of FIG.

Although the best mode for carrying out the present invention has been specifically described above, the present invention is not limited to this, and can be variously modified without departing from the scope of the invention.

According to this embodiment, it is possible to reliably and efficiently carry out secure handover processing of personal identification work between the reception window and the business processing terminal for specific transactions that require personal identification.

At least the following will be clarified by the description of this specification. That is, in the transaction control support device, if the transaction desired by the customer is a transaction that allows online identity verification processing, the customer's appearance and the customer's Execute liveness selfie photography with the presented identity verification material as a subject, store the facial features and image data of the identity verification material acquired through the liveness selfie photography in a storage device as the biometrics authentication information, and The transaction execution unit performs identity verification processing based on the biometric authentication information, the facial appearance of the customer obtained by liveness selfie shooting on the spot, and the image data of the identity verification material. good too.

According to this, it is possible to control transactions depending on whether or not online identity verification processing is possible, based on the restrictions on financial transactions stipulated in the so-called Criminal Proceeds Law. More specifically, for transactions that allow online identity verification processing, the above-mentioned liveness selfie shooting will be adopted to ensure the accuracy of identity verification and maintain transaction efficiency. can.

Further, in the transaction control support method of the present embodiment, when the liveness selfie is taken, the personal identification unit encodes a predetermined value and prints it on a medium for liveness confirmation; liveness selfie photographing is performed using the liveness confirmation medium as a subject, and image data including the facial appearance and the liveness confirmation medium acquired through the liveness selfie photographing is stored in a storage device as the biometric authentication information. and the transaction execution unit performs identity verification processing based on the biometric authentication information, the face of the customer obtained by liveness selfie photography on the spot, and the image data of the liveness confirmation medium. Execute.

According to this, it is possible to generate and use a simple form, which is a medium for liveness confirmation, on the spot as one of the personal identification materials at the time of taking a liveness selfie. Moreover, by using the results of liveness selfie photography using this medium for personal identification processing, it is possible to easily and highly accurately perform personal identification processing. In addition, on the customer side, it can be expected to have the effect of reducing psychological hurdles compared to using their own identification documents.

Further, in the transaction control support method of the present embodiment, when the transaction desired by the customer is a transaction for which online identity verification processing is not possible, the person in charge of the financial institution In response to the input of the confirmation procedure result, a selfie is taken with the customer's face and the identity verification document presented by the customer as the subject, and the image data of the face and the identity verification document acquired through the selfie is taken, Stored in the storage device as the biometrics authentication information, and the transaction execution unit uses the biometrics authentication information, the customer's face obtained by liveness selfie photography on the spot, and the image of the identity verification material It is also possible to execute a process of identity verification based on the data.

According to this, it is possible to appropriately handle transactions for which online identity verification processing is not possible, and to efficiently perform identity verification processing with required accuracy.

1 network 5 liveness confirmation medium 6 code slip 10 transaction control support system 20 financial institution system 21 customer management DB
22 Transaction management DB
30 Operator terminal 100 Tablet terminal 101 Storage device 102 Program 103 Memory 104 Arithmetic device 105 Input/output device 106 Camera unit 107 Printer unit 108 Communication device 110 Personal identification unit 200 ATM
201 storage device 202 program 203 memory 204 arithmetic device 205 input/output device 206 camera unit 207 communication device 210 transaction execution unit

Claims (5)

In the information processing system of financial institutions,
The Identity Verification Department, which is responsible for the customer identity verification process,
For a customer who wishes to make a transaction that requires identity verification processing, in accordance with the acquisition of biometric authentication information and execution of the prescribed identity verification processing, the processing of storing the biometric authentication information in a storage device, and the processing related to the transaction executing a process of encoding data containing information and printing it on a predetermined medium;
The transaction execution unit responsible for executing the transaction,
Acquiring information on the transaction from the medium presented by the customer, matching the information with registered information on the transaction at the financial institution, and biometric authentication of the customer based on the information on the transaction By referring to the information in the storage device, processing of identity verification based on the biometric authentication information and biometric information obtained on the spot about the customer, and processing of the transaction on the condition that the identity verification is successful. Execute,
A transaction control support method characterized by: The identity verification unit
If the transaction desired by the customer is a transaction that allows online identity verification processing, liveness selfie shooting of the customer's face and the identity verification document presented by the customer will be taken at the time of the identity verification processing. and storing the image data of the facial features and the identity verification material acquired through the liveness selfie shooting in a storage device as the biometric authentication information,
The transaction execution unit
Performing identity verification processing based on the biometric authentication information, the facial appearance of the customer obtained by liveness selfie shooting on the spot, and the image data of the identity verification material,
The transaction control support method according to claim 1, characterized by: The identity verification unit
When taking the liveness selfie, performing a process of encoding a predetermined value and printing it on a medium for liveness confirmation, and performing liveness selfie shooting with the face of the customer and the liveness confirmation medium presented by the customer as subjects, storing image data including the facial features and the liveness confirmation medium acquired through the liveness selfie photographing in a storage device as the biometric authentication information;
The transaction execution unit
performing identity verification processing based on the biometric authentication information, the face of the customer obtained by liveness selfie photography on the spot, and the image data of the liveness confirmation medium;
3. The transaction control support method according to claim 2, characterized by: The identity verification unit
If the transaction desired by the customer is a transaction that does not allow online identity verification processing, the customer's appearance and presentation by the customer upon receipt of the specified identity verification procedure result input by the person in charge of the financial institution performing a selfie photographing using the identity verification material obtained as a subject, and storing the image data of the facial features and the identity verification material acquired through the selfie photography in a storage device as the biometrics authentication information;
The transaction execution unit
Performing identity verification processing based on the biometric authentication information, the facial appearance of the customer obtained by liveness selfie shooting on the spot, and the image data of the identity verification material,
The transaction control support method according to claim 1, characterized by: In the information processing system of financial institutions,
For a customer who wishes to make a transaction that requires identity verification processing, in accordance with the acquisition of biometric authentication information and execution of the prescribed identity verification processing, the processing of storing the biometric authentication information in a storage device, and the processing related to the transaction a personal identification unit that encodes data containing information and prints it on a predetermined medium;
Acquiring information on the transaction from the medium presented by the customer, matching the information with registered information on the transaction at the financial institution, and biometric authentication of the customer based on the information on the transaction By referring to the information in the storage device, processing of identity verification based on the biometric authentication information and biometric information obtained on the spot about the customer, and processing of the transaction on the condition that the identity verification is successful. a transaction execution unit to execute;
A transaction control support system comprising:

Images