JP7060067B2 - Payment processing equipment, payment processing system and storage server - Google Patents

Description

The present invention relates to a payment processing device, a payment processing system, and a storage server, and can be applied to, for example, a payment processing device, a payment processing system, and a storage server that perform payment processing using a storage slip such as a payment handling slip.

Conventionally, retail stores such as convenience stores and financial institutions have been engaged in storage agency business for businesses.

For example, a bar code scanner is installed in a register in a convenience store, and the bar code scanner reads the bar code attached to the storage slip, and the customer pays the amount read by the bar code.

Generally, the storage slip consists of a customer's receipt (receipt), a business's receipt (payment notice), and a storage agency's receipt (receipt) such as a financial institution. Therefore, after the customer pays the fee, the clerk receives cash from the customer, stamps the receipt date stamp on each voucher of the storage slip, and separates each voucher.

Japanese Unexamined Patent Publication No. 2008-21296

However, as described above, since the conventional storage slip is handled manually by a person (clerk), mistakes such as omission of receipt of payment, omission of stamping, omission of separation of each voucher may occur.

Therefore, in view of the above problems, there is a demand for a payment processing device, a payment processing system, and a storage server that can reduce payment errors using storage slips and handling errors of storage slips.

In order to solve such a problem, the first aspect of the present invention is a payment processing system including a payment processing device, a storage slip information storage means, and a storage server, which performs payment processing using the storage slip . The storage means stores the feature information for the storage slip , and the payment processing device acquires the feature information for the storage slip from the information acquisition means for acquiring the information from the storage slip and the feature information for the storage slip based on the information. The feature information acquisition means includes a feature information acquisition means, an image reading means for reading the image information of the storage slip, and a storage processing execution means for executing a predetermined storage process for the storage slip based on the feature information. If the feature information for the storage slip cannot be obtained from the storage slip information storage means, the image information of the storage slip is transmitted to the storage server, and the storage server obtains the image information of the storage slip from the payment processing device. It is characterized in that it is provided with a storage slip information registration means for registering the characteristic information of the storage slip obtained from the storage slip information storage means .

The second aspect of the present invention is a payment processing system including a payment processing device, a second storage slip information storage means, and a storage server, and performing payment processing using the storage slip, the second storage slip information storage means. Stores the characteristic information for the storage slip, and the payment processing device stores the storage slip information storage means for storing the characteristic information for the storage slip, the information acquisition means for acquiring the information from the storage slip, and the storage based on the information. A predetermined storage process is executed for the storage slip based on the feature information acquisition means for acquiring the feature information for the slip from the storage slip information storage means, the image reading means for reading the image information of the storage slip, and the feature information. If the feature information acquisition means cannot acquire the feature information for the storage slip from the storage slip information storage means, the storage processing execution means is provided, and the image information of the storage slip is transmitted to the storage server, and the storage server is a payment processing device. When the image information of the storage slip is acquired from the storage slip, the storage slip information registration means for registering the feature information of the storage slip obtained from the image information in the second storage slip information storage means is provided.

A third aspect of the present invention is a payment processing system including a payment processing device, a second storage slip information storage means, and a storage server, and performing payment processing using the storage slip, the second storage slip information storage means. Stores the characteristic information for the storage slip, and the payment processing device stores the storage slip information storage means for storing the characteristic information for the storage slip, the information acquisition means for acquiring the information from the storage slip, and the storage based on the information. A predetermined storage process is executed for the storage slip based on the feature information acquisition means for acquiring the feature information for the slip from the storage slip information storage means, the image reading means for reading the image information of the storage slip, and the feature information. If the feature information acquisition means cannot acquire the feature information for the storage slip from the storage slip information storage means, the storage processing execution means is provided, and the image information of the storage slip is transmitted to the storage server, and the storage server is a payment processing device. When the image information of the storage slip is acquired from, the storage slip information registration means for registering the feature information of the storage slip in the second storage slip information storage means is provided, and the payment processing device receives the feature information of the storage slip from the storage server. Once acquired, the feature information of the storage slip obtained from the image information is registered in the storage slip information storage means.
A fourth aspect of the present invention is a payment processing device including a payment processing device, a second storage slip information storage means, and a storage server, which performs payment processing using the storage slip. A storage slip information storage means for storing information, an information acquisition means for acquiring information from the storage slip, a feature information acquisition means for acquiring feature information for the storage slip from the storage slip information storage means based on the information, and a storage slip. It is provided with an image reading means for reading image information and a storage processing execution means for executing a predetermined storage process for the storage slip based on the feature information, and the feature information acquisition means stores the feature information for the storage slip as the storage slip information. If it cannot be obtained from the storage means, the image information of the storage slip is sent to the storage server, and the characteristic information of the storage slip obtained from the image information of the storage slip is transmitted from the storage server registered in the second storage slip information storage means. When the feature information of the storage slip is acquired, the feature information of the storage slip is registered in the storage slip information storage means.

According to the present invention, it is possible to reduce payment errors using the storage slip and handling mistakes of the storage slip.

It is an overall configuration diagram which shows the overall configuration of the payment system which concerns on embodiment. It is a block diagram which shows the structure of the storage slip information in the storage slip information database which concerns on embodiment. It is a block diagram which shows the structure of the storage slip which concerns on embodiment. It is explanatory drawing explaining the structure of the bar code information attached to the storage slip which concerns on embodiment. It is an appearance block diagram which shows the appearance structure of the payment processing apparatus which concerns on embodiment. It is an internal block diagram which shows the internal structure of the control system of the payment processing apparatus which concerns on embodiment. It is an internal block diagram which shows the internal structure of the storage server which concerns on embodiment. It is a flowchart which shows the operation of the payment processing in the payment processing apparatus which concerns on embodiment (the 1). It is a flowchart which shows the operation of the payment processing in the payment processing apparatus which concerns on embodiment (the 2). It is an appearance configuration diagram which shows the appearance composition of the payment processing apparatus which concerns on a modification embodiment.

(A) Main Embodiments In the following, embodiments of a payment processing device, a payment processing system, and a storage server according to the present invention will be described in detail with reference to the drawings.

(A-1) Configuration of Embodiment (A-1-1) Overall Configuration of Payment System FIG. 1 is an overall configuration diagram showing an overall configuration of a payment system according to an embodiment.

In FIG. 1, the payment system 1 according to the embodiment has a payment processing device 10, a storage server 20, and a storage slip information database 30 that can be connected to a network NT.

The payment processing device 10 performs payment processing of charges using a storage slip. The payment processing device 10 is provided in, for example, a retail store ST such as a convenience store, a store of a financial institution such as a bank, or a public facility such as a station or an airport. In this embodiment, the case where the payment processing device 10 is provided in the retail store ST is illustrated.

The payment processing device 10 receives the fee (that is, cash processing) based on the information read from the barcode of the storage slip, and stamps each voucher constituting the storage slip (for example, printing the receipt stamp). Etc.) and each voucher is cut. As a result, it is possible to automatically receive the fee, stamp each voucher, and separate each voucher, which has been manually performed by a clerk or the like in the past. A detailed configuration of the payment processing device 10 and a detailed description of the processing will be described later.

The storage server 20 exchanges information with the payment processing device 10 and stores charges (cash). The storage server 20 can communicate with the storage slip information database 30, and in response to an inquiry from the payment processing device 10, searches for information related to the storage slip from the storage slip information database 30, and obtains information about the storage slip from the payment processing device 10. Respond to. For example, the storage server 20 and the storage slip information database 30 are provided in the storage management center CE.

Identification information (identification ID, etc.) is assigned to the payment processing device 10 in advance, and the storage server 20 manages the identification information of each payment processing device 10. Information is exchanged between the payment processing device 10 and the storage server 20 by using the identification information of the payment processing device 10.

The storage slip information database 30 stores information about the storage slip. The format of the storage slip differs depending on the business operator that is the storage organization and the storage agency company that issues the storage slip. For example, even if the business is the same, if the storage agency that acts for storage in the business is different, the size of the paper for the storage slip (that is, the length in the vertical direction, the length in the horizontal direction, and the thickness). The format of the storage slip, such as the length of the direction), the barcode position, the stamping position of each certificate, and the cutting position of each certificate, is often different. As described above, the storage slip information database 30 stores information on various types of storage slips having different formats depending on the business operator and the storage agency company.

FIG. 2 is a configuration diagram showing a configuration of storage slip information in the storage slip information database 30 according to the embodiment.

FIG. 3 is a configuration diagram showing the configuration of the storage slip according to the embodiment. The format of the storage slip is an example.

FIG. 4 is an explanatory diagram illustrating the configuration of barcode information attached to the storage slip according to the embodiment.

Hereinafter, the configuration of the storage slip information according to the embodiment will be described with reference to FIGS. 3 and 4, and then the configuration of the storage slip information of FIG. 2 will be described.

In FIG. 3, the storage slip 50 according to the embodiment is composed of a payment notice (business copy slip) 51, a receipt (receipt of a storage agency such as a financial institution) 52, and a receipt (customer copy) 53. ..

The outer shape of the storage slip 50 (length in the vertical direction, length in the horizontal direction, length in the thickness direction) differs depending on the specifications of the storage slip to be issued.

The payment notice 51 is a voucher on the business side, and is given a barcode 512 in order to specify information regarding storage.

The storage slip 50 has a cutting section 541 that separates the payment notice 51 and the receipt 52, and a cutting section 542 that separates the receipt 52 and the receipt 53. By cutting the cutting portions 541 and 542, one storage slip 50 can be separated into a payment notice 51, a receipt 52, and a receipt 53, respectively. Although FIG. 3 illustrates a case where the number of cut portions is two, the number of cut portions is not limited to two and varies depending on the format of the storage slip.

Further, each of the payment notice 51, the receipt 52, and the receipt 53 is provided with a stamp portion 511, 521, or 513 for stamping a receipt stamp (for example, a receipt date stamp or the like). Each stamping portion 511, 521, 513 is surrounded by a substantially square frame line so as to allow stamping of the receipt stamp. Although FIG. 3 illustrates a case where the number of stamped portions is three, the number of stamped portions is not limited to three and varies depending on the style of the storage slip.

As shown in FIG. 4A, the barcode information is composed of 44 digits. From the top of the barcode information "(91) MMMMMM EEEEEEEEEEEEEEEEEEEEEEEE S YYMMDD F PPPPPPP T", "(91)" is for data items indicating the type and format of information (2 digits), and "MMMMMM" is the country code and business. Person code (6 digits), "EEE ... E" is free use column (21 digits), "S" is reissue category (1 digit), "YYMMDD" is payment deadline (6 digits), "F" is stamp The flag (1 digit), "PPPPPP" indicates the payment amount (6 digits), and "T" indicates the entire check digit (1 digit).

As described above, the barcode information includes a 21-digit free-use column "EEE ... E" in which information can be freely described as a part of the barcode information.

FIG. 4B is an explanatory diagram illustrating the items of the free-use column (21 digits) constituting the barcode information.

In Fig. 4 (B), the free-use column shows the user company code (3 digits), subject code (2 digits), publisher system (1 digit), issue year (4 digits), and payment slip number. Has (8 digits) and spare (3 digits).

As described above, the user company code as a storage agency company can be described in the 21-digit free use column. The description method of the free use column is basically freely set by the business operator or the like. The setting of the user company code in the free use column can be set by various rules. Therefore, even if the barcode is read, it may not be possible to determine the user company code at one time. In this embodiment, the user company code is determined in consideration of various setting methods of the user company code in the free entry field. A detailed explanation of this user code acquisition process will be given in the section of operation.

In FIGS. 2 and 3, the storage slip information stored in the storage slip information database 30 is the "No. (serial number)", "business code", "storage agency company name", and the user company code in the free use column. "Start digit" and "End digit", "User company code", "Vertical" and "Horizontal" indicating the vertical and horizontal length of the outer shape of the receipt slip, "X (X coordinate) indicating the barcode position" "And" Y (Y coordinate) "," first cut portion "to" third cut portion "indicating the position of each cut portion," X (X coordinate) "and" X (X coordinate) "indicating the first to fourth imprint positions. It has "Y (Y coordinate)" and "feature data" indicating the image file name of the storage slip as an item.

The storage slip information stored in the storage slip information database 30 is not limited to the item shown in FIG. 2, and may include other items. For example, the length in the thickness direction of the storage slip (that is, the thickness of the storage slip), the outer shape of each voucher constituting the storage slip, and the like may be items of the storage slip information. Further, when there are a plurality of barcodes on the storage slip, the position of each barcode may be included in the storage slip information item.

Here, the "bar code position", the "first cutting portion" to the "third cutting portion", and the "first stamping position" to the "fourth stamping position" in FIG. 2 are orthogonal to each other on the plane of the storage slip. It can be represented by a position determined by the coordinate system. For example, the lower end of the outer shape of the storage slip is the X-axis, the left end is the Y-axis, and the lower left corner is the intersection of the X-axis and the Y-axis (that is, the origin (reference point)). "3rd cutting portion", "1st imprint position" to "4th imprint position" can be positions determined by XY coordinates.

For example, the "X" and "Y" of the barcode positions in FIG. 2 are the X and Y values of the XY coordinates in the storage slip, and the "bar code 512x" and the "bar code 512y" shown in FIG. 3 are used. Shows. The same applies to the position of the stamp and the position of the cut portion.

(A-1-2) Detailed Configuration of Payment Processing Device FIG. 5 is an external configuration diagram showing an external configuration of the payment processing device 10 according to the embodiment. Here, the case where the payment processing device 10 is used as a POS (Point Of Sale) register operated by a clerk is shown.

In FIG. 5, the payment processing device 10 as a POS register includes a POS system 11, a first operation display unit (customer display) 12, a second operation display unit (store clerk display) 13, a barcode reading unit 14, and a storage slip. It has an image reading unit (storage slip scanner) 15 and a cash processing machine 16.

When sales are generated, the POS system 11 reads the barcode attached to the product or the like by the barcode reading unit 14, displays the product name, price, etc. of the product or the like on the second operation display unit 13, and performs accounting processing. Performs management processing of sales products and receipt printing processing. The POS system 11 may have a numeric keypad, a keyboard, or the like.

The first operation display unit 12 is a display for customers that displays the total amount of purchased products and the like. The first operation display unit 12 may display a selection button requesting the customer to press the button, if necessary. The first operation display unit 12 may be, for example, a display unit such as a liquid crystal display, or an input display unit such as a touch panel that can be operated by a customer.

The second operation display unit 13 displays the product name, price, and total price of the product or the like, and accepts operations by the clerk. For example, a touch panel or the like can be applied to the second operation display unit 13. If the barcode reading unit 14 cannot correctly read the barcode attached to the storage slip, the store clerk may be able to input the number attached to the barcode to the second operation display unit 13.

The barcode reading unit 14 reads a barcode attached to a storage slip, a product, or the like. The number of barcode reading units 14 is not particularly limited, and one or a plurality of barcode reading units 14 may be provided. For example, in addition to the barcode reading unit 14 that can be operated by the clerk, another barcode reading unit 14 may be provided in the housing in which the storage slip image reading unit 15 is mounted.

The storage slip image reading unit 15 reads the image of the storage slip. For example, as shown in FIG. 4, a housing on which the storage slip image reading unit 15 is mounted may be provided under the housing of the POS system 11.

For example, the housing of the storage slip image reading unit 15 has an entrance / exit for sending all or part of the storage slip into the housing and discharging the storage slip from the inside of the housing, and when handling the storage slip, the housing has an entrance / exit. The clerk inserts a storage slip at the entrance / exit. The housing of the storage slip image reading unit 15 includes a stamping unit 17 and a certificate cutting unit 18 (see FIG. 5), which will be described later, and when payment processing using the storage slip is completed, at least the stamped and cut customer receipt The book (partial voucher of the storage slip) may be discharged from the entrance / exit.

The cash processing machine 16 processes cash for sales products and the like. The cash processing machine 16 has a storage tray for storing banknotes, coins, etc., and performs accounting processing based on the amount of cash (banknotes, coins) inserted into the cash inlet / outlet and the sales amount, and changes can be made. When it occurs, cash (banknotes, coins) equivalent to the amount of change is discharged from the cash inlet / outlet.

FIG. 6 is an internal configuration diagram showing an internal configuration of the control system of the payment processing device 10 according to the embodiment.

In FIG. 6, the payment processing device 10 according to the embodiment includes a control unit 100, a POS system 11, a first operation display unit 12, a second operation display unit 13, a barcode reading unit 14, a storage slip image reading unit 15, and a stamp. It has a unit 17, a certificate cutting unit 18, and a communication unit 19.

The POS system 11, the first operation display unit 12, the second operation display unit 13, the barcode reading unit 14, and the storage slip image reading unit 15 in FIG. 6 correspond to each component in FIG. Therefore, detailed description of each of these components will be omitted.

The control unit 100 is a processing unit or device that controls various functions of the payment processing device 10. The control unit 100 controls the payment process of the charge (cash) using the storage slip.

Although not shown, the hardware of the control unit 100 is a circuit device having, for example, a CPU, ROM, RAM, EEPROM, an input / output interface, and the like. The CPU realizes the function of the payment processing device 10 by executing a processing program (for example, a payment processing program) stored in the ROM. By installing a processing program (for example, a payment processing program), the computer (CPU) may be made to function as various processing units. Even in that case, the processing program (payment processing program) can be represented as each processing block of the control unit 100 in FIG.

The control unit 100 includes a business operator code extraction unit 101, a storage slip image acquisition unit 102, a storage slip feature information acquisition unit 103, a user company code acquisition unit 104, and a stamp / certificate cutting control unit 105.

The business code extraction unit 101 acquires the bar code information attached to the storage slip read by the bar code reading unit 14, and extracts the business code included in the bar code information. Further, the business operator code extraction unit 101 gives the business operator code to the communication unit 19 in order to transmit the information including the extracted business operator code to the storage server 20.

The storage slip image acquisition unit 102 acquires the image data of the storage slip read by the storage slip image reading unit 15 from the storage slip image reading unit 15.

The storage slip feature information acquisition unit 103 acquires the storage slip feature information regarding the storage slip with the matching business code from the storage server 20 via the communication unit 19. Here, the storage slip feature information is the feature information in the form of the storage slip. For example, the storage slip feature information can be all or part of the information constituting the storage slip information shown in FIG. 2, and more specifically, the user company code position information and the cutting unit (first to third). Information including position information of the cut portion), stamping position (first stamping position to fourth stamping position), and the like.

In this embodiment, the storage slip feature information acquisition unit 103 has at least a barcode information acquisition unit 31 and a stamping / cutting position information acquisition unit 32.

The bar code information acquisition unit 31 acquires the bar code position information in the storage slip from the storage server 20 based on the bar code position information of the storage slip with the matching business code.

Here, the barcode position information acquired from the storage server 20 includes the position information of the user company code in the free use column. As a result, it is possible to acquire the location information of the user company code described in the free use column based on the storage slip information of the storage slip that matches the business code.

The stamp / cut position information acquisition unit 32 acquires each stamp position information and each cut position information of the storage slips having the same business code from the storage server 20. As a result, each stamped position and each cutting position on the storage slip can be acquired.

The user company code acquisition unit 104 reads the barcode information based on the barcode position information acquired by the barcode information acquisition unit 31 and the barcode information read by the barcode reading unit 14, and obtains the barcode information. The user company code is read in the free use column. The user company code acquisition unit 104 gives the user company code to the communication unit 19 in order to transmit the information including the user company code read from the free use column to the storage server 20.

The stamp / certificate cutting control unit 105 can specify each stamping position and each cutting position based on each stamping position information and each cutting position information of the storage slip acquired by the stamping / cutting position information acquisition unit 32. .. The stamping / certificate cutting control unit 105 performs drive control of the stamping unit 17 based on each stamping position information, and also performs drive control of the stamping unit 18 based on each cutting position information.

The stamping unit 17 stamps the receipt stamp (for example, printing a receipt date stamp or the like) at each designated stamp position under the control of the stamp / certificate cutting control unit 105. Various configurations can be applied to the mechanical configuration of the stamping unit 17, for example, the receipt stamp and the receipt stamp are moved to each designated position in the housing of the storage slip image reading unit 15, and the receipt stamp is received. It has a mechanism for pressing the mark in the vertical direction. As a result, the receipt stamp can be stamped at each designated stamp position.

The voucher cutting unit 18 cuts the paper based on each designated cutting position under the control of the stamping / voucher cutting control unit 105, and separates the vouchers constituting the storage voucher. Various configurations can be applied to the mechanical configuration of the certificate cutting portion 18, and for example, it has a cutting portion such as a cutter and a mechanical portion that moves the cutting portion such as a cutter to a cutting position. Further, the voucher cutting unit 18 discharges at least a receipt (customer's voucher) 53 out of the separated vouchers to the entrance / exit in the housing of the storage voucher image reading unit 15. Note that each receipt other than the receipt (customer's receipt) 53 may be transported to a storage unit previously mounted in the payment processing device 10 without being discharged from the entrance / exit.

The communication unit 19 exchanges information with and from the storage server 20 through the network NT.

(A-1-3) Detailed Configuration of Storage Server FIG. 7 is an internal configuration diagram showing an internal configuration of the storage server 20 according to the embodiment.

In FIG. 7, the storage server 20 according to the embodiment has a control unit 21 and a communication unit 22.

The control unit 21 is a processing unit or device that controls various functions of the storage server 20. The control unit 21 searches for the storage slip information stored in the storage slip information database 30 from the payment processing device 10 as the POS register based on the information including the business operator code, and the storage slip feature information of the corresponding storage slip. Is transmitted to the payment processing device 10 which is the request source.

Although not shown, the hardware of the control unit 21 is a circuit device having, for example, a CPU, ROM, RAM, EEPROM, an input / output interface, and the like. The CPU realizes the function of the payment processing device 10 by executing the processing program stored in the ROM. By installing the processing program, the computer (CPU) may be made to function as various processing units. Even in that case, the processing program can be represented as each processing block of the control unit 100 in FIG.

The control unit 21 has a storage slip information search unit 211, a user company code search unit 212, a storage slip feature information search unit 213, and a storage slip information registration unit 214.

The storage slip information search unit 211 acquires information including the business operator code from the payment processing device 10, and searches the storage slip information from the storage slip information database 30 based on the business operator code. At this time, the storage slip information search unit 211 searches the storage slip information database 30 for the storage slip information that matches the business operator code.

The user company code search unit 212 acquires information including the user company code from the payment processing device 10, refers to the storage slip information in the storage slip information database 30 that matches the business code, and searches for the presence or absence of the user company code. It is something to do. That is, even if the same business operator, a plurality of storage agency companies may undertake the storage agency. Therefore, it is determined whether or not there is a storage slip information that matches the user code from the storage slip information that matches the business code.

The storage slip feature information search unit 213 provides the storage slip feature information to the communication unit 22 in order to transmit the storage slip feature information of the storage slip information matching the business operator code to the payment processing device 10.

Specifically, when the storage slip information search unit 211 searches for the storage slip information that matches the business code, the storage slip feature information search unit 213 uses the bar code position information included in the storage slip information as the communication unit. Give to 22. When the user company code search unit 212 searches for the presence or absence of the user company code, the storage slip feature information search unit 213 uses the storage slip feature information (for example, stamp position information, disconnection) of the storage slip including the user code. (Position information) is given to the communication unit 22.

The storage slip information registration unit 214 registers new storage slip information in the storage slip information database 30.

Various methods can be widely applied to the method of new registration, additional registration, and change registration of the receipt information. For example, from the issuer of the storage slip of each business or the retailer who uses the storage slip, the image data of the storage slip, the outer shape of the storage slip (vertical or horizontal), the barcode position, the thickness of the storage slip, etc. Information may be acquired and these information may be registered as storage slip information. Further, as the stamping position, cutting position, etc., information measured by the operator or information detected by using a machine learning technique using, for example, image processing may be registered as storage slip information.

The communication unit 22 exchanges information with and from the payment processing device 10 through the network NT.

(A-2) Operation of the Embodiment Next, the operation of the payment processing in the payment processing apparatus 10 according to the embodiment will be described in detail with reference to the drawings.

8 and 9 are flowcharts showing the operation of payment processing in the payment processing device 10 according to the embodiment.

First, the clerk receives the storage slip from the customer and reads the barcode 512 of the storage slip by the barcode reading unit 14.

Here, various methods can be applied to the barcode reading by the barcode reading unit 14. For example, the store clerk may read the barcode of the storage slip with the operable barcode reading unit 14. In this case, after reading the barcode, the store clerk inserts the storage slip into the entrance / exit of the housing on which the storage slip image reading unit 15 is mounted.

Further, for example, the store clerk may insert the storage slip into the entrance / exit of the housing on which the storage slip image reading unit 15 is mounted, and the barcode reading unit 14 in the housing may read the barcode of the storage slip. ..

If there is a problem in reading the barcode by the barcode reading unit 14, the store clerk may input the number attached to the barcode by using the numeric keypad or the like.

The business operator code extraction unit 101 reads the business operator code based on the barcode information read by the barcode reading unit 14 (S101). Next, the storage slip image reading unit 15 reads the entire image of the storage slip (S102).

The business operator code extraction unit 101 reads the 6-digit business operator code from the upper 3rd digit to the upper 8th digit of the read barcode information (see FIG. 4). If the barcode of the storage slip can be read and the entire image of the storage slip can be read, the order thereof is not limited, and the barcode is read after reading the entire image. You may.

In order to identify the business operator, the communication unit 19 transmits information including the business operator code extracted by the business operator code extraction unit 101 to the storage server 20 (S103).

In the storage server 20, the storage slip information search unit 211 searches the storage slip information database 30 based on the business code acquired from the payment processing device 10, and searches for the storage slip information that matches the business code ( S104). Then, the communication unit 22 transmits information including the bar code position information of the storage slip information matching the business operator code to the payment processing device 10 (S105).

For example, when the business code from the payment processing device 10 is "business code: 54321", the storage slip information search unit 211 has "No. 1" in the first line of the storage slip information in FIG. Search for storage slip information. Then, among the searched storage slip information, at least the "bar code position", the "start digit" and the "end digit" of the user company code are included.

In the payment processing device 10, the user company code acquisition unit 104 acquires information including the barcode position information from the storage server 20 (S106), and reads the user company code based on the barcode position information (S106).

Here, the reading process of the user company code will be described. The user code is in the free use column of the barcode information. In S101, the bar code reading unit 14 reads the bar code of the storage slip, but the assignment of the user company code in the free use column differs depending on the business operator. That is, the number of digits of the user code is different. Even if the barcode reading unit 14 reads the barcode information in S101, the user company code cannot be recognized at that time. Therefore, in this embodiment, the business code is read from the bar code information, and the bar code position information including the "start digit" and the "end digit" of the user code of the storage slip that matches the business code is acquired and freely. Get the user code from the usage column.

Specifically, when the barcode position information is acquired from the storage server 20, the barcode reading unit 14 reads the barcode based on the “bar code position” (see FIG. 2). Then, the user company code acquisition unit 104 acquires the user code based on the "start digit" and "end digit" of the user company code acquired from the storage server 20. For example, in the case of "start digit: 1" and "end digit: 5" of the user company code, the 5-digit information from the upper 1st digit to the upper 5th digit in the 21-digit free use column is used. Read as a company code.

In order to confirm the user code, the information including the user company code read by the user company code acquisition unit 104 is transmitted from the communication unit 19 to the storage server 20 (S108).

In the storage server 20, the user company code search unit 212 confirms the user code acquired from the payment processing device 10 with reference to the storage slip information matching the business code (S109), and pays the confirmation result. It is transmitted to the processing device 10 (S110). For example, in FIG. 2, when the storage slip information with which the business code matches is "No. 1", it is confirmed whether or not the user company code from the payment processing device 10 is "12345".

The payment processing device 10 determines whether or not there is a correct user company code based on the confirmation result from the storage server 20 (S111). If there is a correct user company code, the process proceeds to S112, and if not, the process proceeds to S116.

If there is a correct user company code, the storage slip feature information acquisition unit 103 requests the storage slip feature information from the storage server 20 (S112). The storage server 20 transmits the storage slip feature information matching the business code to the payment processing device 10 based on the request from the payment processing device 10 (S113).

In the payment processing device 10, the storage slip feature information acquisition unit 103 acquires the storage slip feature information from the storage server 20, and obtains the storage slip image data read by the storage slip image reading unit 15 and the storage slip feature information. By collating, it is confirmed whether the storage slip feature information matches the image data of the storage slip (S114). For example, based on the storage slip feature information and the storage slip image data, it is confirmed whether or not the external dimensions (vertical and horizontal) of the storage slip, the barcode position, and the like match.

When the image data of the storage slip and the storage slip feature information match, the stamp / cutting position information acquisition unit 32 acquires information on each stamping position and each cutting position from the storage slip feature information.

The cash processing machine 16 cooperates with the POS system 11 to insert cash corresponding to the charge indicated by the barcode information and perform cash processing. At this time, the cash processing machine 16 notifies the storage server 20 that the cash has been received. On the other hand, the storage server 20 responds to the cash receipt notification to the payment processing device 10.

After receiving the response corresponding to the cash receipt notification from the storage server 20 in the payment processing device 10, the stamp / certificate cutting control unit 105 drives and controls the stamp unit 17 based on each stamp position information to drive each stamp position. Is stamped on. Further, the stamp / certificate cutting control unit 105 drives and controls the certificate cutting unit 18 based on each cutting position information to cut at each cutting position (S115).

Here, the stamping unit 17 stamps (prints) the receipt stamp at each stamp position after the cash is received by the cash processing machine 16. Further, the voucher cutting portion 18 cuts each cutting position after the stamping portion 17 completes stamping on each stamping position.

For example, the stamping unit 17 stamps each stamping position of the payment notice (business operator's slip) 51, the receipt (receipt of a storage agency such as a financial institution) 52, and the receipt (customer's slip) 53, and the stamp is stamped. The cutting section 18 is a cutting section between the payment notice (business copy) 51 and the receipt (receipt of a storage agency such as a financial institution) 52 after the payment notice (business copy) 51 is stamped. It is also possible to separate the vouchers for which each stamp has been completed, such as by cutting. In this way, the imprint timing and the cutting timing may be controlled at various timings.

After that, the receipt (customer's receipt) 53 is returned (S116). At this time, each voucher other than the receipt (customer's voucher) 53 may be stored in the payment processing device 10. That is, the receipt (customer's receipt) 53 to be returned to the customer may be discharged from the payment processing device 10, but the other receipts may not be discharged and may be stored inside.

If there is no correct user company code, the storage slip information of this storage slip is not registered in the storage slip information database 30.

In this case, an error message is displayed on the second operation display unit 13 of the payment processing device 10. The clerk uses the POS system 11 to process the payment of the fee, seal the receipt stamp, separate each voucher, and the like, as in the conventional case. In addition, in order to pay the fee, the clerk inquires about the storage agency company and the corresponding user company code through other systems or telephones, and when the storage agency company and the user company code can be confirmed, the payment process is performed. You may do so.

In S111, if there is no correct user company code, the unregistered storage slip information is registered in the storage slip information database 30, so that the payment processing device 10 has the image data of the storage slip read by the storage slip image reading unit 15. Information including the above is transmitted to the storage server 20 (S117).

When the storage server 20 acquires the image data of the storage slip from the payment processing device 10, it performs image processing based on the image data of the storage slip, and performs image processing based on the image data of the storage slip, and performs external dimensions (vertical and horizontal), bar code position, and position of the cut portion. , The imprint position and the like are analyzed (for example, machine learning, image processing, etc.) (S118). It should be noted that the external dimensions (vertical and horizontal), the barcode position, the position of the cut portion, the stamped position, and the like may be specified by the hand of a person such as an operator.

The storage slip information registration unit 214 registers the storage slip information obtained as described above in the storage slip information database 30 (S119). At this time, the storage slip information registration unit 214 stores the image data obtained from the payment processing device 10 in the storage slip information database 30, and registers the storage destination in the "feature data" of the storage slip information in FIG. ..

(A-3) Effect of Embodiment As described above, according to the embodiment, it is possible to automate the payment process using the receipt slip in cooperation with the receipt slip information database. According to the embodiment, since the storage slip feature information can be acquired based on the barcode information (business code, user company code) attached to the storage slip, the stamping position on each stamping position on the storage slip can be obtained. It is possible to automatically cut each voucher, and it can be expected to eliminate mistakes that may occur due to manual work by the clerk.

(B) Other Embodiments Although various modified embodiments have been mentioned in the above-described embodiments, the present invention can also be applied to the following modified embodiments.

(B-1) In the above-described embodiment, the case where the payment processing device according to the present invention is a POS register is exemplified. However, as illustrated in FIG. 10, the payment treatment device according to the present invention may be a self-supporting terminal (for example, a KIOSK terminal) installed in a store of a financial institution, a station, a store of a convenience store, or the like. Conventional KIOSK terminals cannot process cash. However, by using the self-supporting terminal, the customer can operate the self-supporting terminal and perform payment processing using the storage slip without handing the storage slip to the clerk.

(B-2) In the above-described embodiment, the payment processing device inquires of the storage slip information from the storage server every time the payment is processed using the storage slip, and acquires the storage slip information registered in the storage slip information database. The case of doing is illustrated. That is, the case where the storage server performs centralized management is illustrated.

However, each function of the storage server and the storage slip information database may be distributed so that the payment processing device acquires the storage slip information (storage slip feature information) and performs the payment processing by the distributed processing. For example, the payment processing device may periodically download the storage slip information of each of the plurality of storage slips from the storage server and store each storage slip information synchronized with the storage slip information database.

As a result, it is possible to perform payment processing using the storage slip without the payment processing device acquiring the storage slip information each time the payment processing is performed.

(B-3) An example is shown in which the information code attached to the storage slip is a barcode. However, the information code is not limited to the bar code, and may be a two-dimensional code.

(B-4) The case where the storage slip pays a fee to a certain business operator is illustrated, but the storage slip is not limited, and an airline ticket, a concert ticket, or the like may be used.

1 ... Payment system, 10 ... Payment processing device, 20 ... Storage server, 30 ... Storage slip information database, NT ... Network, 100 ... Control unit, 11 ... POS system, 12 ... First operation display unit, 13 ... Second operation Display unit, 14 ... Bar code reading unit, 15 ... Storage slip image reading unit, 17 ... Stamping unit, 18 ... Certificate cutting unit, 19 ... Communication unit, 21 ... Control unit, 22 ... Communication unit.

Claims (4)

In a payment processing system equipped with a payment processing device, a storage slip information storage means, and a storage server, and performing payment processing using a storage slip.
The storage slip information storage means stores feature information for the storage slip, and stores the feature information .
The above payment processing device
Information acquisition means to acquire information from the above storage slip,
Based on the above information, the feature information acquisition means for acquiring the feature information for the storage slip from the storage slip information storage means, and the feature information acquisition means.
An image reading means for reading the image information of the storage slip and
A storage process execution means for executing a predetermined storage process for the storage slip based on the above feature information is provided.
If the feature information acquisition means cannot acquire the feature information for the storage slip from the storage slip information storage means, the image information of the storage slip is transmitted to the storage server.
When the storage server acquires the image information of the storage slip from the payment processing device, the storage server provides a storage slip information registration means for registering the feature information of the storage slip obtained from the image information in the storage slip information storage means. Prepare
A payment processing system characterized by that. In a payment processing system provided with a payment processing device, a second storage slip information storage means, and a storage server, and performing payment processing using a storage slip.
The second storage slip information storage means stores feature information for the storage slip, and stores the feature information.
The above payment processing device
A storage slip information storage means for storing feature information for the above storage slip,
Information acquisition means to acquire information from the above storage slip,
Based on the above information, the feature information acquisition means for acquiring the feature information for the storage slip from the storage slip information storage means, and the feature information acquisition means.
An image reading means for reading the image information of the storage slip and
With a storage process execution means that executes a predetermined storage process for the storage slip based on the above feature information.
Equipped with
If the feature information acquisition means cannot acquire the feature information for the storage slip from the storage slip information storage means, the image information of the storage slip is transmitted to the storage server.
When the storage server acquires the image information of the storage slip from the payment processing device, the storage slip information that registers the feature information of the storage slip obtained from the image information in the second storage slip information storage means. Equipped with registration means
A payment processing system characterized by that. In a payment processing system provided with a payment processing device, a second storage slip information storage means, and a storage server, and performing payment processing using a storage slip.
The second storage slip information storage means stores feature information for the storage slip, and stores the feature information.
The above payment processing device
A storage slip information storage means for storing feature information for the above storage slip,
Information acquisition means to acquire information from the above storage slip,
Based on the above information, the feature information acquisition means for acquiring the feature information for the storage slip from the storage slip information storage means, and the feature information acquisition means.
An image reading means for reading the image information of the storage slip and
With a storage process execution means that executes a predetermined storage process for the storage slip based on the above feature information.
Equipped with
If the feature information acquisition means cannot acquire the feature information for the storage slip from the storage slip information storage means, the image information of the storage slip is transmitted to the storage server.
When the storage server acquires the image information of the storage slip from the payment processing device, the storage slip information that registers the feature information of the storage slip obtained from the image information in the second storage slip information storage means. Equipped with registration means
When the payment processing device acquires the feature information of the storage slip from the storage server, the payment processing device registers the feature information of the storage slip in the storage slip information storage means.
A payment processing system characterized by that. In a payment processing device that performs payment processing using a receipt slip
A storage slip information storage means for storing feature information for the above storage slip,
Information acquisition means to acquire information from the above storage slip,
Based on the above information, the feature information acquisition means for acquiring the feature information for the storage slip from the storage slip information storage means, and the feature information acquisition means.
An image reading means for reading the image information of the storage slip and
With a storage process execution means that executes a predetermined storage process for the storage slip based on the above feature information.
Equipped with
If the feature information acquisition means cannot acquire the feature information for the storage slip from the storage slip information storage means, the image information of the storage slip is transmitted to the storage server.
When the feature information of the storage slip obtained from the image information of the storage slip is acquired from the storage server registered in the second storage slip information storage means, the feature information of the storage slip is obtained. Register the feature information in the above storage slip information storage means.
A payment processing device characterized by that.

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